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URSTADT BIDDLE PROPERTIES (UBP) Stock Fundamental Analysis

USA - NYSE:UBP - US9172861067 - REIT

21.21 USD
-0.3 (-1.39%)
Last: 8/17/2023, 8:04:00 PM
Fundamental Rating

6

UBP gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 129 industry peers in the Diversified REITs industry. UBP scores excellent points on both the profitability and health parts. This is a solid base for a good stock. UBP has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

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7

1. Profitability

1.1 Basic Checks

UBP had positive earnings in the past year.
UBP had a positive operating cash flow in the past year.
Each year in the past 5 years UBP has been profitable.
Each year in the past 5 years UBP had a positive operating cash flow.
UBP Yearly Net Income VS EBIT VS OCF VS FCFUBP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 50M -50M

1.2 Ratios

The Return On Assets of UBP (2.59%) is better than 70.99% of its industry peers.
Looking at the Return On Equity, with a value of 4.55%, UBP is in the better half of the industry, outperforming 64.89% of the companies in the same industry.
The Return On Invested Capital of UBP (4.39%) is better than 83.97% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for UBP is in line with the industry average of 3.04%.
The last Return On Invested Capital (4.39%) for UBP is above the 3 year average (3.98%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.59%
ROE 4.55%
ROIC 4.39%
ROA(3y)2.3%
ROA(5y)2.29%
ROE(3y)3.96%
ROE(5y)4%
ROIC(3y)3.98%
ROIC(5y)4.03%
UBP Yearly ROA, ROE, ROICUBP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2 4 6

1.3 Margins

With a decent Profit Margin value of 17.63%, UBP is doing good in the industry, outperforming 67.94% of the companies in the same industry.
In the last couple of years the Profit Margin of UBP has declined.
UBP has a Operating Margin of 37.64%. This is amongst the best in the industry. UBP outperforms 80.92% of its industry peers.
In the last couple of years the Operating Margin of UBP has remained more or less at the same level.
UBP has a Gross Margin of 66.50%. This is comparable to the rest of the industry: UBP outperforms 44.27% of its industry peers.
In the last couple of years the Gross Margin of UBP has remained more or less at the same level.
Industry RankSector Rank
OM 37.64%
PM (TTM) 17.63%
GM 66.5%
OM growth 3Y-1.26%
OM growth 5Y-0.26%
PM growth 3Y4.09%
PM growth 5Y-7.87%
GM growth 3Y-0.44%
GM growth 5Y-0.6%
UBP Yearly Profit, Operating, Gross MarginsUBP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 20 40 60

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7

2. Health

2.1 Basic Checks

UBP has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, UBP has less shares outstanding
The debt/assets ratio for UBP is higher compared to a year ago.
UBP Yearly Shares OutstandingUBP Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 10M 20M 30M 40M
UBP Yearly Total Debt VS Total AssetsUBP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 200M 400M 600M 800M 1B

2.2 Solvency

UBP has an Altman-Z score of 1.32. This is a bad value and indicates that UBP is not financially healthy and even has some risk of bankruptcy.
UBP's Altman-Z score of 1.32 is amongst the best of the industry. UBP outperforms 85.50% of its industry peers.
The Debt to FCF ratio of UBP is 6.04, which is on the high side as it means it would take UBP, 6.04 years of fcf income to pay off all of its debts.
UBP's Debt to FCF ratio of 6.04 is amongst the best of the industry. UBP outperforms 96.18% of its industry peers.
A Debt/Equity ratio of 0.60 indicates that UBP is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.60, UBP belongs to the top of the industry, outperforming 83.97% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF 6.04
Altman-Z 1.32
ROIC/WACC0.6
WACC7.31%
UBP Yearly LT Debt VS Equity VS FCFUBP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 200M 400M

2.3 Liquidity

UBP has a Current Ratio of 11.75. This indicates that UBP is financially healthy and has no problem in meeting its short term obligations.
UBP has a better Current ratio (11.75) than 97.71% of its industry peers.
UBP has a Quick Ratio of 11.75. This indicates that UBP is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 11.75, UBP belongs to the best of the industry, outperforming 97.71% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 11.75
Quick Ratio 11.75
UBP Yearly Current Assets VS Current LiabilitesUBP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M 80M 100M

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4

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 18.53% over the past year.
Measured over the past years, UBP shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.58% on average per year.
Looking at the last year, UBP shows a small growth in Revenue. The Revenue has grown by 3.56% in the last year.
UBP shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.97% yearly.
EPS 1Y (TTM)18.53%
EPS 3Y5.02%
EPS 5Y-5.58%
EPS Q2Q%-22.22%
Revenue 1Y (TTM)3.56%
Revenue growth 3Y1.49%
Revenue growth 5Y2.97%
Sales Q2Q%-2.58%

3.2 Future

The Earnings Per Share is expected to grow by 2.47% on average over the next years.
UBP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.06% yearly.
EPS Next Y26.09%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
EPS Next 5YN/A
Revenue Next Year3.89%
Revenue Next 2Y3.35%
Revenue Next 3Y3.06%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
UBP Yearly Revenue VS EstimatesUBP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
UBP Yearly EPS VS EstimatesUBP Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

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6

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 18.94 indicates a rather expensive valuation of UBP.
74.81% of the companies in the same industry are more expensive than UBP, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.30, UBP is valued a bit cheaper.
The Price/Forward Earnings ratio is 17.36, which indicates a rather expensive current valuation of UBP.
UBP's Price/Forward Earnings ratio is rather cheap when compared to the industry. UBP is cheaper than 87.79% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.73. UBP is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 18.94
Fwd PE 17.36
UBP Price Earnings VS Forward Price EarningsUBP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 50 100 150

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UBP indicates a somewhat cheap valuation: UBP is cheaper than 60.31% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, UBP is valued cheaply inside the industry as 80.92% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 14.92
EV/EBITDA 13.53
UBP Per share dataUBP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
UBP has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.73
PEG (5Y)N/A
EPS Next 2Y14.68%
EPS Next 3Y2.47%

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3

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.94%, UBP has a reasonable but not impressive dividend return.
UBP's Dividend Yield is slightly below the industry average, which is at 6.63.
Compared to an average S&P500 Dividend Yield of 2.41, UBP pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.94%

5.2 History

The dividend of UBP decreases each year by -1.96%.
UBP has paid a dividend for at least 10 years, which is a reliable track record.
UBP has decreased its dividend recently.
Dividend Growth(5Y)-1.96%
Div Incr Years1
Div Non Decr Years1
UBP Yearly Dividends per shareUBP Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 0.2 0.4 0.6 0.8

5.3 Sustainability

UBP pays out 201.13% of its income as dividend. This is not a sustainable payout ratio.
DP201.13%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
UBP Yearly Income VS Free CF VS DividendUBP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 0 50M -50M
UBP Dividend Payout.UBP Dividend Payout, showing the Payout Ratio.UBP Dividend Payout.PayoutRetained Earnings

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URSTADT BIDDLE PROPERTIES

NYSE:UBP (8/17/2023, 8:04:00 PM)

21.21

-0.3 (-1.39%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)06-07 2023-06-07/amc
Earnings (Next)09-06 2023-09-06/amc
Inst Owners0%
Inst Owner Change-99.91%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap834.20M
Analysts76.67
Price Target20.69 (-2.45%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.94%
Yearly Dividend1.28
Dividend Growth(5Y)-1.96%
DP201.13%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-46.69%
Min EPS beat(2)-46.69%
Max EPS beat(2)-46.69%
EPS beat(4)1
Avg EPS beat(4)-10.17%
Min EPS beat(4)-46.69%
Max EPS beat(4)56.77%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-3.53%
Min Revenue beat(2)-3.53%
Max Revenue beat(2)-3.53%
Revenue beat(4)1
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-3.53%
Max Revenue beat(4)2.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.37%
PT rev (3m)15.52%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 18.94
Fwd PE 17.36
P/S 5.76
P/FCF 14.92
P/OCF 10.49
P/B 1.49
P/tB 1.49
EV/EBITDA 13.53
EPS(TTM)1.12
EY5.28%
EPS(NY)1.22
Fwd EY5.76%
FCF(TTM)1.42
FCFY6.7%
OCF(TTM)2.02
OCFY9.54%
SpS3.68
BVpS14.27
TBVpS14.27
PEG (NY)0.73
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.59%
ROE 4.55%
ROCE N/A
ROIC 4.39%
ROICexc 4.45%
ROICexgc 4.45%
OM 37.64%
PM (TTM) 17.63%
GM 66.5%
FCFM N/A
ROA(3y)2.3%
ROA(5y)2.29%
ROE(3y)3.96%
ROE(5y)4%
ROIC(3y)3.98%
ROIC(5y)4.03%
ROICexc(3y)4.09%
ROICexc(5y)4.18%
ROICexgc(3y)4.09%
ROICexgc(5y)4.18%
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y0.12%
ROICexcg growth 5Y3.01%
ROICexc growth 3Y0.12%
ROICexc growth 5Y3.01%
OM growth 3Y-1.26%
OM growth 5Y-0.26%
PM growth 3Y4.09%
PM growth 5Y-7.87%
GM growth 3Y-0.44%
GM growth 5Y-0.6%
F-Score7
Asset Turnover0.15
Health
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF 6.04
Debt/EBITDA 3.94
Cap/Depr 76.08%
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 218.92%
Current Ratio 11.75
Quick Ratio 11.75
Altman-Z 1.32
F-Score7
WACC7.31%
ROIC/WACC0.6
Cap/Depr(3y)100.59%
Cap/Depr(5y)92.8%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)246.66%
Profit Quality(5y)230.74%
High Growth Momentum
Growth
EPS 1Y (TTM)18.53%
EPS 3Y5.02%
EPS 5Y-5.58%
EPS Q2Q%-22.22%
EPS Next Y26.09%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
EPS Next 5YN/A
Revenue 1Y (TTM)3.56%
Revenue growth 3Y1.49%
Revenue growth 5Y2.97%
Sales Q2Q%-2.58%
Revenue Next Year3.89%
Revenue Next 2Y3.35%
Revenue Next 3Y3.06%
Revenue Next 5YN/A
EBIT growth 1Y2.04%
EBIT growth 3Y0.21%
EBIT growth 5Y2.7%
EBIT Next Year55.92%
EBIT Next 3Y18.53%
EBIT Next 5YN/A
FCF growth 1Y28.38%
FCF growth 3Y-14.15%
FCF growth 5Y3.13%
OCF growth 1Y20.91%
OCF growth 3Y2.44%
OCF growth 5Y4.3%