ROYAL BANK OF CANADA - RY 4.9 PERP (RY-PR-O.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:RY-PR-O - CA78013K6016
24.99 CAD
-0.01 (-0.04%)
RY-PR-O gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 25 industry peers in the Banks industry. While RY-PR-O is still in line with the averages on profitability rating, there are concerns on its financial health. RY-PR-O is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
RY-PR-O had positive earnings in the past year.
In the past year RY-PR-O had a positive cash flow from operations.
Each year in the past 5 years RY-PR-O has been profitable.
In the past 5 years RY-PR-O always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of RY-PR-O (0.84%) is better than 80.00% of its industry peers.
RY-PR-O's Return On Equity of 13.80% is fine compared to the rest of the industry. RY-PR-O outperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 13.8% | ||
| ROIC | N/A |
ROA(3y)0.75%
ROA(5y)0.77%
ROE(3y)13.13%
ROE(5y)13.65%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of RY-PR-O (29.01%) is better than 80.00% of its industry peers.
RY-PR-O's Profit Margin has been stable in the last couple of years.
The Operating Margin and Gross Margin are not available for RY-PR-O so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.01% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.41%
PM growth 5Y0.27%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
RY-PR-O does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for RY-PR-O has been increased compared to 1 year ago.
The number of shares outstanding for RY-PR-O has been reduced compared to 5 years ago.
Compared to 1 year ago, RY-PR-O has an improved debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of RY-PR-O is 3.86, which is a good value as it means it would take RY-PR-O, 3.86 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of RY-PR-O (3.86) is better than 92.00% of its industry peers.
RY-PR-O has a Debt/Equity ratio of 2.41. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of RY-PR-O (2.41) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.41 | ||
| Debt/FCF | 3.86 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.43%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 15.58% over the past year.
The Earnings Per Share has been growing slightly by 6.36% on average over the past years.
Looking at the last year, RY-PR-O shows a quite strong growth in Revenue. The Revenue has grown by 17.31% in the last year.
The Revenue has been growing slightly by 4.51% on average over the past years.
EPS 1Y (TTM)15.58%
EPS 3Y2.64%
EPS 5Y6.36%
EPS Q2Q%17.79%
Revenue 1Y (TTM)17.31%
Revenue growth 3Y4.89%
Revenue growth 5Y4.51%
Sales Q2Q%16.09%
3.2 Future
The Earnings Per Share is expected to grow by 12.00% on average over the next years. This is quite good.
RY-PR-O is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.88% yearly.
EPS Next Y19.05%
EPS Next 2Y13.07%
EPS Next 3Y12%
EPS Next 5YN/A
Revenue Next Year15.03%
Revenue Next 2Y8.87%
Revenue Next 3Y6.95%
Revenue Next 5Y4.88%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
RY-PR-O is valuated cheaply with a Price/Earnings ratio of 1.83.
96.00% of the companies in the same industry are more expensive than RY-PR-O, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.46, RY-PR-O is valued rather cheaply.
A Price/Forward Earnings ratio of 1.62 indicates a rather cheap valuation of RY-PR-O.
96.00% of the companies in the same industry are more expensive than RY-PR-O, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of RY-PR-O to the average of the S&P500 Index (36.10), we can say RY-PR-O is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.83 | ||
| Fwd PE | 1.62 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, RY-PR-O is valued cheaper than 96.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.41 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.1
PEG (5Y)0.29
EPS Next 2Y13.07%
EPS Next 3Y12%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.86%, RY-PR-O has a reasonable but not impressive dividend return.
RY-PR-O's Dividend Yield is comparable with the industry average which is at 3.24.
Compared to an average S&P500 Dividend Yield of 2.32, RY-PR-O pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
5.2 History
The dividend of RY-PR-O has a limited annual growth rate of 2.34%.
RY-PR-O has been paying a dividend for at least 10 years, so it has a reliable track record.
As RY-PR-O did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)2.34%
Div Incr Years0
Div Non Decr Years9
5.3 Sustainability
RY-PR-O pays out 46.12% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of RY-PR-O is growing, but earnings are growing more, so the dividend growth is sustainable.
DP46.12%
EPS Next 2Y13.07%
EPS Next 3Y12%
ROYAL BANK OF CANADA - RY 4.9 PERP
TSX:RY-PR-O (12/3/2025, 7:00:00 PM)
24.99
-0.01 (-0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners49.06%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap35.11B
Revenue(TTM)64.47B
Net Income(TTM)18.70B
Analysts82.61
Price Target26.51 (6.08%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
Yearly Dividend4.72
Dividend Growth(5Y)2.34%
DP46.12%
Div Incr Years0
Div Non Decr Years9
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.68%
Min EPS beat(2)-4.92%
Max EPS beat(2)12.29%
EPS beat(4)2
Avg EPS beat(4)3.56%
Min EPS beat(4)-4.92%
Max EPS beat(4)12.29%
EPS beat(8)5
Avg EPS beat(8)3.19%
EPS beat(12)8
Avg EPS beat(12)1.9%
EPS beat(16)10
Avg EPS beat(16)1.3%
Revenue beat(2)1
Avg Revenue beat(2)-0.22%
Min Revenue beat(2)-3.31%
Max Revenue beat(2)2.86%
Revenue beat(4)2
Avg Revenue beat(4)0.89%
Min Revenue beat(4)-3.31%
Max Revenue beat(4)4.2%
Revenue beat(8)3
Avg Revenue beat(8)-0.42%
Revenue beat(12)5
Avg Revenue beat(12)-0.09%
Revenue beat(16)7
Avg Revenue beat(16)-0.54%
PT rev (1m)0.15%
PT rev (3m)1.1%
EPS NQ rev (1m)1.13%
EPS NQ rev (3m)4.38%
EPS NY rev (1m)-0.32%
EPS NY rev (3m)5.14%
Revenue NQ rev (1m)0.91%
Revenue NQ rev (3m)2.06%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.83 | ||
| Fwd PE | 1.62 | ||
| P/S | 0.54 | ||
| P/FCF | 0.41 | ||
| P/OCF | 0.4 | ||
| P/B | 0.26 | ||
| P/tB | 0.32 | ||
| EV/EBITDA | N/A |
EPS(TTM)13.65
EY54.62%
EPS(NY)15.47
Fwd EY61.9%
FCF(TTM)60.36
FCFY241.54%
OCF(TTM)62.04
OCFY248.27%
SpS45.89
BVpS96.49
TBVpS77.45
PEG (NY)0.1
PEG (5Y)0.29
Graham Number172.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 13.8% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.01% | ||
| GM | N/A | ||
| FCFM | 131.54% |
ROA(3y)0.75%
ROA(5y)0.77%
ROE(3y)13.13%
ROE(5y)13.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.41%
PM growth 5Y0.27%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.41 | ||
| Debt/FCF | 3.86 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 75.25% | ||
| Cap/Sales | 3.67% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 453.44% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC15.43%
ROIC/WACCN/A
Cap/Depr(3y)88.62%
Cap/Depr(5y)89.9%
Cap/Sales(3y)4.79%
Cap/Sales(5y)4.87%
Profit Quality(3y)139.56%
Profit Quality(5y)402.31%
High Growth Momentum
Growth
EPS 1Y (TTM)15.58%
EPS 3Y2.64%
EPS 5Y6.36%
EPS Q2Q%17.79%
EPS Next Y19.05%
EPS Next 2Y13.07%
EPS Next 3Y12%
EPS Next 5YN/A
Revenue 1Y (TTM)17.31%
Revenue growth 3Y4.89%
Revenue growth 5Y4.51%
Sales Q2Q%16.09%
Revenue Next Year15.03%
Revenue Next 2Y8.87%
Revenue Next 3Y6.95%
Revenue Next 5Y4.88%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.58%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y148.55%
FCF growth 3Y-29.23%
FCF growth 5Y11.68%
OCF growth 1Y136.54%
OCF growth 3Y-27.63%
OCF growth 5Y10.16%
ROYAL BANK OF CANADA - RY 4.9 PERP / RY-PR-O.CA FAQ
Can you provide the ChartMill fundamental rating for ROYAL BANK OF CANADA - RY 4.9 PERP?
ChartMill assigns a fundamental rating of 5 / 10 to RY-PR-O.CA.
What is the valuation status for RY-PR-O stock?
ChartMill assigns a valuation rating of 8 / 10 to ROYAL BANK OF CANADA - RY 4.9 PERP (RY-PR-O.CA). This can be considered as Undervalued.
How profitable is ROYAL BANK OF CANADA - RY 4.9 PERP (RY-PR-O.CA) stock?
ROYAL BANK OF CANADA - RY 4.9 PERP (RY-PR-O.CA) has a profitability rating of 4 / 10.
What is the valuation of ROYAL BANK OF CANADA - RY 4.9 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ROYAL BANK OF CANADA - RY 4.9 PERP (RY-PR-O.CA) is 1.83 and the Price/Book (PB) ratio is 0.26.
Can you provide the expected EPS growth for RY-PR-O stock?
The Earnings per Share (EPS) of ROYAL BANK OF CANADA - RY 4.9 PERP (RY-PR-O.CA) is expected to grow by 19.05% in the next year.