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PEARL DIVER CREDIT COMPY INC (PDCC) Stock Price, Forecast & Analysis

USA - New York Stock Exchange - NYSE:PDCC - US70476Q1004

15.3492 USD
-0.32 (-2.05%)
Last: 11/24/2025, 4:15:00 PM
16.24 USD
+0.89 (+5.8%)
After Hours: 11/10/2025, 8:21:27 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to PDCC. PDCC was compared to 0 industry peers in the Unkown industry. PDCC scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. PDCC is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

In the past year PDCC was profitable.
PDCC Yearly Net Income VS EBIT VS OCF VS FCFPDCC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2023 2024 0 -50M -100M -150M

1.2 Ratios

Industry RankSector Rank
ROA 4.08%
ROE 4.31%
ROIC 3.4%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
PDCC Yearly ROA, ROE, ROICPDCC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2023 2024 2 4 6 8

1.3 Margins

Industry RankSector Rank
OM 67.61%
PM (TTM) 67.81%
GM 72.36%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PDCC Yearly Profit, Operating, Gross MarginsPDCC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2023 2024 100 200 300

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5

2. Health

2.1 Basic Checks

The number of shares outstanding for PDCC remains at a similar level compared to 1 year ago.
There is no outstanding debt for PDCC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
PDCC Yearly Shares OutstandingPDCC Yearly Shares OutstandingYearly Shares Outstanding 2023 2024 2M 4M 6M
PDCC Yearly Total Debt VS Total AssetsPDCC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2023 2024 50M 100M 150M

2.2 Solvency

PDCC has an Altman-Z score of 7.09. This indicates that PDCC is financially healthy and has little risk of bankruptcy at the moment.
There is no outstanding debt for PDCC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 7.09
ROIC/WACCN/A
WACCN/A
PDCC Yearly LT Debt VS Equity VS FCFPDCC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2023 2024 0 100M -100M

2.3 Liquidity

PDCC has a Current Ratio of 0.03. This is a bad value and indicates that PDCC is not financially healthy enough and could expect problems in meeting its short term obligations.
A Quick Ratio of 0.03 indicates that PDCC may have some problems paying its short term obligations.
Industry RankSector Rank
Current Ratio 0.03
Quick Ratio 0.03
PDCC Yearly Current Assets VS Current LiabilitesPDCC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2023 2024 5M 10M 15M

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4

3. Growth

3.1 Past

The earnings per share for PDCC have decreased strongly by -19.24% in the last year.
PDCC shows a strong growth in Revenue. In the last year, the Revenue has grown by 345.18%.
EPS 1Y (TTM)-19.24%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)345.18%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

Based on estimates for the next years, PDCC will show a very strong growth in Earnings Per Share. The EPS will grow by 53.30% on average per year.
Based on estimates for the next years, PDCC will show a very strong growth in Revenue. The Revenue will grow by 62.54% on average per year.
EPS Next Y36.7%
EPS Next 2Y53.3%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year141.7%
Revenue Next 2Y62.54%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

PDCC Yearly Revenue VS EstimatesPDCC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 5M 10M 15M 20M 25M
PDCC Yearly EPS VS EstimatesPDCC Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 0.5 1 1.5 2

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4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 15.35, which indicates a correct valuation of PDCC.
PDCC is valuated rather cheaply when we compare the Price/Earnings ratio to 25.47, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 6.56, the valuation of PDCC can be described as very cheap.
When comparing the Price/Forward Earnings ratio of PDCC to the average of the S&P500 Index (34.42), we can say PDCC is valued rather cheaply.
Industry RankSector Rank
PE 15.35
Fwd PE 6.56
PDCC Price Earnings VS Forward Price EarningsPDCC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PDCC Per share dataPDCC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

PDCC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as PDCC's earnings are expected to grow with 53.30% in the coming years.
PEG (NY)0.42
PEG (5Y)N/A
EPS Next 2Y53.3%
EPS Next 3YN/A

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3

5. Dividend

5.1 Amount

PDCC has a Yearly Dividend Yield of 12.95%, which is a nice return.
PDCC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
Industry RankSector Rank
Dividend Yield 12.95%

5.2 History

PDCC has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
PDCC Yearly Dividends per sharePDCC Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

DPN/A
EPS Next 2Y53.3%
EPS Next 3YN/A
PDCC Yearly Income VS Free CF VS DividendPDCC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2023 2024 0 -50M -100M -150M

More info and screens

PEARL DIVER CREDIT COMPY INC

NYSE:PDCC (11/24/2025, 4:15:00 PM)

After market: 16.24 +0.89 (+5.8%)

15.3492

-0.32 (-2.05%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)11-18 2025-11-18/bmo
Earnings (Next)01-26 2026-01-26
Inst Owners32.57%
Inst Owner Change-0.09%
Ins OwnersN/A
Ins Owner Change0%
Market Cap104.37M
Revenue(TTM)9.98M
Net Income(TTM)6.77M
Analysts82.22
Price Target19.38 (26.26%)
Short Float %0.35%
Short Ratio3.15
Dividend
Industry RankSector Rank
Dividend Yield 12.95%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date01-16 2026-01-16 (0.22)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.72%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-43.19%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-8.85%
Valuation
Industry RankSector Rank
PE 15.35
Fwd PE 6.56
P/S 10.45
P/FCF N/A
P/OCF N/A
P/B 0.66
P/tB 0.66
EV/EBITDA N/A
EPS(TTM)1
EY6.51%
EPS(NY)2.34
Fwd EY15.25%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.47
BVpS23.1
TBVpS23.1
PEG (NY)0.42
PEG (5Y)N/A
Graham Number22.8
Profitability
Industry RankSector Rank
ROA 4.08%
ROE 4.31%
ROCE 4.3%
ROIC 3.4%
ROICexc 3.4%
ROICexgc 3.4%
OM 67.61%
PM (TTM) 67.81%
GM 72.36%
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.03
Quick Ratio 0.03
Altman-Z 7.09
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-19.24%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y36.7%
EPS Next 2Y53.3%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)345.18%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year141.7%
Revenue Next 2Y62.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y213.36%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year23.33%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-136.87%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-136.87%
OCF growth 3YN/A
OCF growth 5YN/A

PEARL DIVER CREDIT COMPY INC / PDCC FAQ

What does PEARL DIVER CREDIT COMPY INC do?

Pearl Diver Credit Company Inc is a US-based company operating in industry. The company is headquartered in New York City, New York. The company went IPO on 2024-07-18. Pearl Diver Credit Company, Inc. is an externally managed, non-diversified closed-end management investment company. The firm is formed with the investment objective of maximizing its portfolio’s total return, with a secondary objective of generating high current income. The firm invests primarily in equity and junior debt tranches of collateralized loan obligation (CLOs) notes, where underlying corporate debt is primarily senior secured floating-rate debt, issued by United States companies across several industry sectors. The company may also invest in other securities and instruments that are related to these investments or that the adviser believes are consistent with its investment objectives, including senior debt tranches of CLOs and CLO warehouse first loss investments. Pearl Diver Capital LLP is the adviser of the Company.


What is the stock price of PEARL DIVER CREDIT COMPY INC today?

The current stock price of PDCC is 15.3492 USD. The price decreased by -2.05% in the last trading session.


What is the ChartMill technical and fundamental rating of PDCC stock?

PDCC has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


Should I buy PDCC stock?

This depends on your investment goals. Check the Technical and Fundamental Analysis tabs for insights on PDCC.