PITNEY BOWES INC (PBI) Fundamental Analysis & Valuation
NYSE:PBI • US7244791007
Current stock price
10.37 USD
+0.04 (+0.39%)
At close:
10.47 USD
+0.1 (+0.96%)
After Hours:
This PBI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. PBI Profitability Analysis
1.1 Basic Checks
- In the past year PBI was profitable.
- In the past year PBI had a positive cash flow from operations.
- In multiple years PBI reported negative net income over the last 5 years.
- Each year in the past 5 years PBI had a positive operating cash flow.
1.2 Ratios
- PBI has a Return On Assets of 4.57%. This is in the better half of the industry: PBI outperforms 69.51% of its industry peers.
- PBI has a Return On Invested Capital of 16.35%. This is amongst the best in the industry. PBI outperforms 90.24% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for PBI is in line with the industry average of 10.58%.
- The 3 year average ROIC (10.17%) for PBI is below the current ROIC(16.35%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | N/A | ||
| ROIC | 16.35% |
ROA(3y)-3.48%
ROA(5y)-1.94%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.17%
ROIC(5y)7.98%
1.3 Margins
- PBI's Profit Margin of 7.65% is fine compared to the rest of the industry. PBI outperforms 78.05% of its industry peers.
- In the last couple of years the Profit Margin of PBI has grown nicely.
- With an excellent Operating Margin value of 18.63%, PBI belongs to the best of the industry, outperforming 91.46% of the companies in the same industry.
- In the last couple of years the Operating Margin of PBI has grown nicely.
- Looking at the Gross Margin, with a value of 54.10%, PBI belongs to the top of the industry, outperforming 95.12% of the companies in the same industry.
- In the last couple of years the Gross Margin of PBI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.63% | ||
| PM (TTM) | 7.65% | ||
| GM | 54.1% |
OM growth 3Y20.33%
OM growth 5Y37.27%
PM growth 3Y72.56%
PM growth 5YN/A
GM growth 3Y6.84%
GM growth 5Y10.84%
2. PBI Health Analysis
2.1 Basic Checks
- PBI has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for PBI has been reduced compared to 1 year ago.
- Compared to 5 years ago, PBI has less shares outstanding
- Compared to 1 year ago, PBI has a worse debt to assets ratio.
2.2 Solvency
- PBI has an Altman-Z score of 2.20. This is not the best score and indicates that PBI is in the grey zone with still only limited risk for bankruptcy at the moment.
- PBI's Altman-Z score of 2.20 is in line compared to the rest of the industry. PBI outperforms 52.44% of its industry peers.
- The Debt to FCF ratio of PBI is 6.29, which is on the high side as it means it would take PBI, 6.29 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 6.29, PBI is in the better half of the industry, outperforming 69.51% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 6.29 | ||
| Altman-Z | 2.2 |
ROIC/WACC1.97
WACC8.3%
2.3 Liquidity
- A Current Ratio of 0.71 indicates that PBI may have some problems paying its short term obligations.
- PBI's Current ratio of 0.71 is on the low side compared to the rest of the industry. PBI is outperformed by 79.27% of its industry peers.
- A Quick Ratio of 0.67 indicates that PBI may have some problems paying its short term obligations.
- PBI has a Quick ratio of 0.67. This is in the lower half of the industry: PBI underperforms 75.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.71 | ||
| Quick Ratio | 0.67 |
3. PBI Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an impressive 147.27% over the past year.
- The Earnings Per Share has been growing by 35.30% on average over the past years. This is a very strong growth
- The Revenue for PBI has decreased by -33.76% in the past year. This is quite bad
- The Revenue for PBI have been decreasing by -11.84% on average. This is quite bad
EPS 1Y (TTM)147.27%
EPS 3Y104.08%
EPS 5Y35.3%
EPS Q2Q%40.63%
Revenue 1Y (TTM)-33.76%
Revenue growth 3Y-8.65%
Revenue growth 5Y-11.84%
Sales Q2Q%-7.46%
3.2 Future
- PBI is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.49% yearly.
- The Revenue is expected to decrease by -0.54% on average over the next years.
EPS Next Y8.67%
EPS Next 2Y7.23%
EPS Next 3Y11.49%
EPS Next 5YN/A
Revenue Next Year-4.22%
Revenue Next 2Y-2.4%
Revenue Next 3Y-0.54%
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. PBI Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.62, the valuation of PBI can be described as very cheap.
- Based on the Price/Earnings ratio, PBI is valued cheaply inside the industry as 91.46% of the companies are valued more expensively.
- PBI is valuated cheaply when we compare the Price/Earnings ratio to 26.11, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 7.02, the valuation of PBI can be described as very cheap.
- 92.68% of the companies in the same industry are more expensive than PBI, based on the Price/Forward Earnings ratio.
- When comparing the Price/Forward Earnings ratio of PBI to the average of the S&P500 Index (24.12), we can say PBI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.62 | ||
| Fwd PE | 7.02 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PBI indicates a rather cheap valuation: PBI is cheaper than 86.59% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, PBI is valued cheaply inside the industry as 95.12% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.91 | ||
| EV/EBITDA | 6.96 |
4.3 Compensation for Growth
- PBI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of PBI may justify a higher PE ratio.
PEG (NY)0.88
PEG (5Y)0.22
EPS Next 2Y7.23%
EPS Next 3Y11.49%
5. PBI Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 3.55%, PBI has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 0.79, PBI pays a better dividend. On top of this PBI pays more dividend than 91.46% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.91, PBI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.55% |
5.2 History
- On average, the dividend of PBI grows each year by 8.89%, which is quite nice.
- PBI has been paying a dividend for at least 10 years, so it has a reliable track record.
- PBI has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)8.89%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
- 35.29% of the earnings are spent on dividend by PBI. This is a low number and sustainable payout ratio.
- PBI's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP35.29%
EPS Next 2Y7.23%
EPS Next 3Y11.49%
PBI Fundamentals: All Metrics, Ratios and Statistics
10.37
+0.04 (+0.39%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)02-17 2026-02-17/amc
Earnings (Next)05-05 2026-05-05
Inst Owners86.06%
Inst Owner Change-4.58%
Ins Owners0.6%
Ins Owner Change2.26%
Market Cap1.55B
Revenue(TTM)1.89B
Net Income(TTM)144.70M
Analysts50
Price Target12.65 (21.99%)
Short Float %13.25%
Short Ratio8.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.55% |
Yearly Dividend0.31
Dividend Growth(5Y)8.89%
DP35.29%
Div Incr Years0
Div Non Decr Years5
Ex-Date02-27 2026-02-27 (0.09)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)7.34%
Min EPS beat(2)-2.56%
Max EPS beat(2)17.25%
EPS beat(4)2
Avg EPS beat(4)8.23%
Min EPS beat(4)-2.79%
Max EPS beat(4)21.01%
EPS beat(8)6
Avg EPS beat(8)52.54%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.77%
Min Revenue beat(2)-2.89%
Max Revenue beat(2)-2.64%
Revenue beat(4)0
Avg Revenue beat(4)-2.83%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)-1.88%
Revenue beat(8)3
Avg Revenue beat(8)-5.41%
Revenue beat(12)5
Avg Revenue beat(12)-4.16%
Revenue beat(16)5
Avg Revenue beat(16)-4.11%
PT rev (1m)-4.62%
PT rev (3m)-9.27%
EPS NQ rev (1m)-1.12%
EPS NQ rev (3m)-1.34%
EPS NY rev (1m)4.08%
EPS NY rev (3m)9.75%
Revenue NQ rev (1m)-1.43%
Revenue NQ rev (3m)-1.58%
Revenue NY rev (1m)-1.76%
Revenue NY rev (3m)-2.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.62 | ||
| Fwd PE | 7.02 | ||
| P/S | 0.82 | ||
| P/FCF | 4.91 | ||
| P/OCF | 4.06 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.96 |
EPS(TTM)1.36
EY13.11%
EPS(NY)1.48
Fwd EY14.25%
FCF(TTM)2.11
FCFY20.39%
OCF(TTM)2.56
OCFY24.65%
SpS12.62
BVpS-5.35
TBVpS-10.43
PEG (NY)0.88
PEG (5Y)0.22
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | N/A | ||
| ROCE | 21.75% | ||
| ROIC | 16.35% | ||
| ROICexc | 20.02% | ||
| ROICexgc | 47.11% | ||
| OM | 18.63% | ||
| PM (TTM) | 7.65% | ||
| GM | 54.1% | ||
| FCFM | 16.75% |
ROA(3y)-3.48%
ROA(5y)-1.94%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.17%
ROIC(5y)7.98%
ROICexc(3y)13.06%
ROICexc(5y)10.27%
ROICexgc(3y)29.18%
ROICexgc(5y)22.34%
ROCE(3y)13.53%
ROCE(5y)10.62%
ROICexgc growth 3Y41.01%
ROICexgc growth 5Y38.42%
ROICexc growth 3Y32.76%
ROICexc growth 5Y36.46%
OM growth 3Y20.33%
OM growth 5Y37.27%
PM growth 3Y72.56%
PM growth 5YN/A
GM growth 3Y6.84%
GM growth 5Y10.84%
F-Score6
Asset Turnover0.6
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 6.29 | ||
| Debt/EBITDA | 4.26 | ||
| Cap/Depr | 59.4% | ||
| Cap/Sales | 3.5% | ||
| Interest Coverage | 2.48 | ||
| Cash Conversion | 82.56% | ||
| Profit Quality | 219.06% | ||
| Current Ratio | 0.71 | ||
| Quick Ratio | 0.67 | ||
| Altman-Z | 2.2 |
F-Score6
WACC8.3%
ROIC/WACC1.97
Cap/Depr(3y)63.98%
Cap/Depr(5y)75.85%
Cap/Sales(3y)3.61%
Cap/Sales(5y)3.83%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)147.27%
EPS 3Y104.08%
EPS 5Y35.3%
EPS Q2Q%40.63%
EPS Next Y8.67%
EPS Next 2Y7.23%
EPS Next 3Y11.49%
EPS Next 5YN/A
Revenue 1Y (TTM)-33.76%
Revenue growth 3Y-8.65%
Revenue growth 5Y-11.84%
Sales Q2Q%-7.46%
Revenue Next Year-4.22%
Revenue Next 2Y-2.4%
Revenue Next 3Y-0.54%
Revenue Next 5YN/A
EBIT growth 1Y88.25%
EBIT growth 3Y9.92%
EBIT growth 5Y21.02%
EBIT Next Year26.19%
EBIT Next 3Y9.07%
EBIT Next 5YN/A
FCF growth 1Y102.2%
FCF growth 3Y50.81%
FCF growth 5Y9.98%
OCF growth 1Y67.24%
OCF growth 3Y29.85%
OCF growth 5Y4.88%
PITNEY BOWES INC / PBI Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for PITNEY BOWES INC?
ChartMill assigns a fundamental rating of 6 / 10 to PBI.
What is the valuation status of PITNEY BOWES INC (PBI) stock?
ChartMill assigns a valuation rating of 9 / 10 to PITNEY BOWES INC (PBI). This can be considered as Undervalued.
Can you provide the profitability details for PITNEY BOWES INC?
PITNEY BOWES INC (PBI) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for PBI stock?
The Price/Earnings (PE) ratio for PITNEY BOWES INC (PBI) is 7.62 and the Price/Book (PB) ratio is -1.94.
What is the financial health of PITNEY BOWES INC (PBI) stock?
The financial health rating of PITNEY BOWES INC (PBI) is 3 / 10.