PITNEY BOWES INC (PBI) Stock Fundamental Analysis
NYSE:PBI • US7244791007
10.63 USD
+0.25 (+2.41%)
At close: Feb 24, 2026
10.61 USD
-0.02 (-0.19%)
After Hours: 2/24/2026, 8:04:00 PM
We assign a fundamental rating of 5 out of 10 to PBI. PBI was compared to 80 industry peers in the Commercial Services & Supplies industry. While PBI is still in line with the averages on profitability rating, there are concerns on its financial health. PBI has a bad growth rate and is valued cheaply. PBI also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- PBI had positive earnings in the past year.
- In the past year PBI had a positive cash flow from operations.
- In the past 5 years PBI reported 4 times negative net income.
- PBI had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- PBI's Return On Assets of 2.46% is fine compared to the rest of the industry. PBI outperforms 62.50% of its industry peers.
- The Return On Invested Capital of PBI (10.69%) is better than 77.50% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for PBI is below the industry average of 10.62%.
- The last Return On Invested Capital (10.69%) for PBI is above the 3 year average (7.15%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.46% | ||
| ROE | N/A | ||
| ROIC | 10.69% |
ROA(3y)-4.75%
ROA(5y)-3.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)7.15%
ROIC(5y)5.48%
1.3 Margins
- The Profit Margin of PBI (4.14%) is better than 65.00% of its industry peers.
- With a decent Operating Margin value of 12.84%, PBI is doing good in the industry, outperforming 78.75% of the companies in the same industry.
- PBI's Operating Margin has improved in the last couple of years.
- PBI has a better Gross Margin (53.78%) than 95.00% of its industry peers.
- In the last couple of years the Gross Margin of PBI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.84% | ||
| PM (TTM) | 4.14% | ||
| GM | 53.78% |
OM growth 3Y37.5%
OM growth 5Y3.49%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y19.73%
GM growth 5Y5.55%
2. Health
2.1 Basic Checks
- PBI has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- PBI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- An Altman-Z score of 2.15 indicates that PBI is not a great score, but indicates only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 2.15, PBI is in line with its industry, outperforming 55.00% of the companies in the same industry.
- PBI has a debt to FCF ratio of 9.24. This is a negative value and a sign of low solvency as PBI would need 9.24 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 9.24, PBI is in the better half of the industry, outperforming 61.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 9.24 | ||
| Altman-Z | 2.15 |
ROIC/WACC1.19
WACC8.99%
2.3 Liquidity
- PBI has a Current Ratio of 0.81. This is a bad value and indicates that PBI is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.81, PBI is doing worse than 80.00% of the companies in the same industry.
- A Quick Ratio of 0.76 indicates that PBI may have some problems paying its short term obligations.
- PBI has a Quick ratio of 0.76. This is in the lower half of the industry: PBI underperforms 77.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.76 |
3. Growth
3.1 Past
- PBI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 147.27%, which is quite impressive.
- The Earnings Per Share has been growing by 35.30% on average over the past years. This is a very strong growth
EPS 1Y (TTM)147.27%
EPS 3Y104.08%
EPS 5Y35.3%
EPS Q2Q%40.63%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.46%
3.2 Future
- Based on estimates for the next years, PBI will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.43% on average per year.
- The Revenue is expected to decrease by -1.10% on average over the next years.
EPS Next Y4.42%
EPS Next 2Y9.43%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-2.4%
Revenue Next 2Y-1.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 7.82 indicates a rather cheap valuation of PBI.
- Compared to the rest of the industry, the Price/Earnings ratio of PBI indicates a rather cheap valuation: PBI is cheaper than 91.25% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of PBI to the average of the S&P500 Index (26.98), we can say PBI is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 7.49, the valuation of PBI can be described as very cheap.
- 93.75% of the companies in the same industry are more expensive than PBI, based on the Price/Forward Earnings ratio.
- PBI is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.01, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.82 | ||
| Fwd PE | 7.49 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PBI indicates a somewhat cheap valuation: PBI is cheaper than 72.50% of the companies listed in the same industry.
- 93.75% of the companies in the same industry are more expensive than PBI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.51 | ||
| EV/EBITDA | 9.59 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- PBI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.77
PEG (5Y)0.22
EPS Next 2Y9.43%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.47%, PBI has a reasonable but not impressive dividend return.
- PBI's Dividend Yield is rather good when compared to the industry average which is at 0.80. PBI pays more dividend than 91.25% of the companies in the same industry.
- PBI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.47% |
5.2 History
- The dividend of PBI has a limited annual growth rate of 0.29%.
- PBI has paid a dividend for at least 10 years, which is a reliable track record.
- As PBI did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)0.29%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
- PBI pays out 57.53% of its income as dividend. This is a bit on the high side, but may be sustainable.
- PBI's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP57.53%
EPS Next 2Y9.43%
EPS Next 3YN/A
10.63
+0.25 (+2.41%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)02-17 2026-02-17/amc
Earnings (Next)05-05 2026-05-05
Inst Owners83.26%
Inst Owner Change-4.72%
Ins Owners0.54%
Ins Owner Change1.64%
Market Cap1.71B
Revenue(TTM)N/A
Net Income(TTM)79.99M
Analysts72.5
Price Target12.65 (19%)
Short Float %11.4%
Short Ratio8.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.47% |
Yearly Dividend0.2
Dividend Growth(5Y)0.29%
DP57.53%
Div Incr Years0
Div Non Decr Years5
Ex-Date02-27 2026-02-27 (0.09)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.68%
Min EPS beat(2)-2.79%
Max EPS beat(2)-2.56%
EPS beat(4)2
Avg EPS beat(4)33.54%
Min EPS beat(4)-2.79%
Max EPS beat(4)118.51%
EPS beat(8)6
Avg EPS beat(8)81.21%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-3.27%
Min Revenue beat(2)-3.91%
Max Revenue beat(2)-2.64%
Revenue beat(4)1
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)0.27%
Revenue beat(8)4
Avg Revenue beat(8)-4.86%
Revenue beat(12)5
Avg Revenue beat(12)-4.45%
Revenue beat(16)6
Avg Revenue beat(16)-3.85%
PT rev (1m)0%
PT rev (3m)-7.14%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.54%
EPS NY rev (1m)0%
EPS NY rev (3m)0.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.26%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.21%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.82 | ||
| Fwd PE | 7.49 | ||
| P/S | 0.89 | ||
| P/FCF | 7.51 | ||
| P/OCF | 5.78 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 9.59 |
EPS(TTM)1.36
EY12.79%
EPS(NY)1.42
Fwd EY13.36%
FCF(TTM)1.42
FCFY13.32%
OCF(TTM)1.84
OCFY17.31%
SpS12
BVpS-4.11
TBVpS-8.85
PEG (NY)1.77
PEG (5Y)0.22
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.46% | ||
| ROE | N/A | ||
| ROCE | 13.53% | ||
| ROIC | 10.69% | ||
| ROICexc | 13.08% | ||
| ROICexgc | 26.66% | ||
| OM | 12.84% | ||
| PM (TTM) | 4.14% | ||
| GM | 53.78% | ||
| FCFM | 11.8% |
ROA(3y)-4.75%
ROA(5y)-3.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)7.15%
ROIC(5y)5.48%
ROICexc(3y)9.55%
ROICexc(5y)7.35%
ROICexgc(3y)19.63%
ROICexgc(5y)15.21%
ROCE(3y)9.05%
ROCE(5y)6.94%
ROICexgc growth 3Y51.48%
ROICexgc growth 5Y14.95%
ROICexc growth 3Y42.21%
ROICexc growth 5Y11.6%
OM growth 3Y37.5%
OM growth 5Y3.49%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y19.73%
GM growth 5Y5.55%
F-Score5
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 9.24 | ||
| Debt/EBITDA | 5.78 | ||
| Cap/Depr | 60.31% | ||
| Cap/Sales | 3.53% | ||
| Interest Coverage | 1.7 | ||
| Cash Conversion | 81.99% | ||
| Profit Quality | 284.83% | ||
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.76 | ||
| Altman-Z | 2.15 |
F-Score5
WACC8.99%
ROIC/WACC1.19
Cap/Depr(3y)68.95%
Cap/Depr(5y)77.05%
Cap/Sales(3y)3.55%
Cap/Sales(5y)3.72%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)147.27%
EPS 3Y104.08%
EPS 5Y35.3%
EPS Q2Q%40.63%
EPS Next Y4.42%
EPS Next 2Y9.43%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.46%
Revenue Next Year-2.4%
Revenue Next 2Y-1.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.78%
EBIT growth 3Y12.77%
EBIT growth 5Y-5.57%
EBIT Next Year95.73%
EBIT Next 3Y25.02%
EBIT Next 5Y18.96%
FCF growth 1Y380.69%
FCF growth 3Y10.1%
FCF growth 5Y3.72%
OCF growth 1Y94.38%
OCF growth 3Y-8.74%
OCF growth 5Y-3.07%
PITNEY BOWES INC / PBI FAQ
Can you provide the ChartMill fundamental rating for PITNEY BOWES INC?
ChartMill assigns a fundamental rating of 5 / 10 to PBI.
What is the valuation status of PITNEY BOWES INC (PBI) stock?
ChartMill assigns a valuation rating of 8 / 10 to PITNEY BOWES INC (PBI). This can be considered as Undervalued.
Can you provide the profitability details for PITNEY BOWES INC?
PITNEY BOWES INC (PBI) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for PBI stock?
The Price/Earnings (PE) ratio for PITNEY BOWES INC (PBI) is 7.82 and the Price/Book (PB) ratio is -2.59.
What is the financial health of PITNEY BOWES INC (PBI) stock?
The financial health rating of PITNEY BOWES INC (PBI) is 2 / 10.