PITNEY BOWES INC (PBI) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:PBI - US7244791007 - Common Stock
10.395 USD
+0.21 (+2.01%)
We assign a fundamental rating of 5 out of 10 to PBI. PBI was compared to 80 industry peers in the Commercial Services & Supplies industry. There are concerns on the financial health of PBI while its profitability can be described as average. PBI has a bad growth rate and is valued cheaply. PBI also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year PBI was profitable.
- PBI had a positive operating cash flow in the past year.
- In the past 5 years PBI reported 4 times negative net income.
- In the past 5 years PBI always reported a positive cash flow from operatings.
1.2 Ratios
- With a decent Return On Assets value of 2.46%, PBI is doing good in the industry, outperforming 61.25% of the companies in the same industry.
- With a decent Return On Invested Capital value of 10.69%, PBI is doing good in the industry, outperforming 77.50% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for PBI is below the industry average of 10.58%.
- The last Return On Invested Capital (10.69%) for PBI is above the 3 year average (7.15%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.46% | ||
| ROE | N/A | ||
| ROIC | 10.69% |
ROA(3y)-4.75%
ROA(5y)-3.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)7.15%
ROIC(5y)5.48%
1.3 Margins
- The Profit Margin of PBI (4.14%) is better than 63.75% of its industry peers.
- With a decent Operating Margin value of 12.84%, PBI is doing good in the industry, outperforming 78.75% of the companies in the same industry.
- In the last couple of years the Operating Margin of PBI has grown nicely.
- With an excellent Gross Margin value of 53.78%, PBI belongs to the best of the industry, outperforming 96.25% of the companies in the same industry.
- In the last couple of years the Gross Margin of PBI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.84% | ||
| PM (TTM) | 4.14% | ||
| GM | 53.78% |
OM growth 3Y37.5%
OM growth 5Y3.49%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y19.73%
GM growth 5Y5.55%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so PBI is still creating some value.
- The number of shares outstanding for PBI has been increased compared to 1 year ago.
- The number of shares outstanding for PBI has been increased compared to 5 years ago.
- PBI has a worse debt/assets ratio than last year.
2.2 Solvency
- PBI has an Altman-Z score of 2.14. This is not the best score and indicates that PBI is in the grey zone with still only limited risk for bankruptcy at the moment.
- PBI has a Altman-Z score of 2.14. This is comparable to the rest of the industry: PBI outperforms 51.25% of its industry peers.
- PBI has a debt to FCF ratio of 9.24. This is a negative value and a sign of low solvency as PBI would need 9.24 years to pay back of all of its debts.
- PBI's Debt to FCF ratio of 9.24 is fine compared to the rest of the industry. PBI outperforms 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 9.24 | ||
| Altman-Z | 2.14 |
ROIC/WACC1.2
WACC8.93%
2.3 Liquidity
- A Current Ratio of 0.81 indicates that PBI may have some problems paying its short term obligations.
- PBI has a Current ratio of 0.81. This is amonst the worse of the industry: PBI underperforms 80.00% of its industry peers.
- PBI has a Quick Ratio of 0.81. This is a bad value and indicates that PBI is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.76, PBI is not doing good in the industry: 77.50% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.76 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 310.00% over the past year.
- The Earnings Per Share has been decreasing by -5.76% on average over the past years.
- PBI shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -39.89%.
- PBI shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -8.76% yearly.
EPS 1Y (TTM)310%
EPS 3Y19.79%
EPS 5Y-5.76%
EPS Q2Q%47.62%
Revenue 1Y (TTM)-39.89%
Revenue growth 3Y-17.98%
Revenue growth 5Y-8.76%
Sales Q2Q%-7.97%
3.2 Future
- PBI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 43.45% yearly.
- Based on estimates for the next years, PBI will show a very negative growth in Revenue. The Revenue will decrease by -10.42% on average per year.
EPS Next Y135.97%
EPS Next 2Y60.46%
EPS Next 3Y43.45%
EPS Next 5YN/A
Revenue Next Year-26.51%
Revenue Next 2Y-15.31%
Revenue Next 3Y-10.42%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.45, the valuation of PBI can be described as very reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of PBI indicates a rather cheap valuation: PBI is cheaper than 90.00% of the companies listed in the same industry.
- PBI is valuated cheaply when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
- PBI is valuated cheaply with a Price/Forward Earnings ratio of 7.34.
- Based on the Price/Forward Earnings ratio, PBI is valued cheaper than 92.50% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.30, PBI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.45 | ||
| Fwd PE | 7.34 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, PBI is valued a bit cheaper than the industry average as 73.75% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, PBI is valued cheaper than 92.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.34 | ||
| EV/EBITDA | 9.4 |
4.3 Compensation for Growth
- PBI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of PBI may justify a higher PE ratio.
- A more expensive valuation may be justified as PBI's earnings are expected to grow with 43.45% in the coming years.
PEG (NY)0.06
PEG (5Y)N/A
EPS Next 2Y60.46%
EPS Next 3Y43.45%
5. Dividend
5.1 Amount
- PBI has a Yearly Dividend Yield of 3.35%. Purely for dividend investing, there may be better candidates out there.
- PBI's Dividend Yield is rather good when compared to the industry average which is at 0.83. PBI pays more dividend than 90.00% of the companies in the same industry.
- PBI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.35% |
5.2 History
- The dividend of PBI has a limited annual growth rate of 0.29%.
- PBI has been paying a dividend for at least 10 years, so it has a reliable track record.
- As PBI did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)0.29%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
- PBI pays out 57.53% of its income as dividend. This is a bit on the high side, but may be sustainable.
- The dividend of PBI is growing, but earnings are growing more, so the dividend growth is sustainable.
DP57.53%
EPS Next 2Y60.46%
EPS Next 3Y43.45%
NYSE:PBI (1/22/2026, 12:28:54 PM)
10.395
+0.21 (+2.01%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)10-29 2025-10-29/amc
Earnings (Next)02-09 2026-02-09/bmo
Inst Owners83.26%
Inst Owner Change-0.38%
Ins Owners0.54%
Ins Owner Change1.83%
Market Cap1.67B
Revenue(TTM)1.93B
Net Income(TTM)79.99M
Analysts72.5
Price Target13.26 (27.56%)
Short Float %12.05%
Short Ratio7.37
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.35% |
Yearly Dividend0.2
Dividend Growth(5Y)0.29%
DP57.53%
Div Incr Years0
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.68%
Min EPS beat(2)-2.79%
Max EPS beat(2)-2.56%
EPS beat(4)2
Avg EPS beat(4)33.54%
Min EPS beat(4)-2.79%
Max EPS beat(4)118.51%
EPS beat(8)6
Avg EPS beat(8)81.21%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-3.27%
Min Revenue beat(2)-3.91%
Max Revenue beat(2)-2.64%
Revenue beat(4)1
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)0.27%
Revenue beat(8)4
Avg Revenue beat(8)-4.86%
Revenue beat(12)5
Avg Revenue beat(12)-4.45%
Revenue beat(16)6
Avg Revenue beat(16)-3.85%
PT rev (1m)-4.88%
PT rev (3m)-23.53%
EPS NQ rev (1m)0.94%
EPS NQ rev (3m)4.44%
EPS NY rev (1m)0.39%
EPS NY rev (3m)0.78%
Revenue NQ rev (1m)0.17%
Revenue NQ rev (3m)-2.28%
Revenue NY rev (1m)-0.16%
Revenue NY rev (3m)-1.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.45 | ||
| Fwd PE | 7.34 | ||
| P/S | 0.87 | ||
| P/FCF | 7.34 | ||
| P/OCF | 5.65 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 9.4 |
EPS(TTM)1.23
EY11.83%
EPS(NY)1.42
Fwd EY13.62%
FCF(TTM)1.42
FCFY13.62%
OCF(TTM)1.84
OCFY17.7%
SpS12
BVpS-4.11
TBVpS-8.85
PEG (NY)0.06
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.46% | ||
| ROE | N/A | ||
| ROCE | 13.53% | ||
| ROIC | 10.69% | ||
| ROICexc | 13.08% | ||
| ROICexgc | 26.66% | ||
| OM | 12.84% | ||
| PM (TTM) | 4.14% | ||
| GM | 53.78% | ||
| FCFM | 11.8% |
ROA(3y)-4.75%
ROA(5y)-3.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)7.15%
ROIC(5y)5.48%
ROICexc(3y)9.55%
ROICexc(5y)7.35%
ROICexgc(3y)19.63%
ROICexgc(5y)15.21%
ROCE(3y)9.05%
ROCE(5y)6.94%
ROICexgc growth 3Y51.48%
ROICexgc growth 5Y14.95%
ROICexc growth 3Y42.21%
ROICexc growth 5Y11.6%
OM growth 3Y37.5%
OM growth 5Y3.49%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y19.73%
GM growth 5Y5.55%
F-Score5
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 9.24 | ||
| Debt/EBITDA | 5.78 | ||
| Cap/Depr | 60.31% | ||
| Cap/Sales | 3.53% | ||
| Interest Coverage | 1.7 | ||
| Cash Conversion | 81.99% | ||
| Profit Quality | 284.83% | ||
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.76 | ||
| Altman-Z | 2.14 |
F-Score5
WACC8.93%
ROIC/WACC1.2
Cap/Depr(3y)68.95%
Cap/Depr(5y)77.05%
Cap/Sales(3y)3.55%
Cap/Sales(5y)3.72%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)310%
EPS 3Y19.79%
EPS 5Y-5.76%
EPS Q2Q%47.62%
EPS Next Y135.97%
EPS Next 2Y60.46%
EPS Next 3Y43.45%
EPS Next 5YN/A
Revenue 1Y (TTM)-39.89%
Revenue growth 3Y-17.98%
Revenue growth 5Y-8.76%
Sales Q2Q%-7.97%
Revenue Next Year-26.51%
Revenue Next 2Y-15.31%
Revenue Next 3Y-10.42%
Revenue Next 5YN/A
EBIT growth 1Y9.78%
EBIT growth 3Y12.77%
EBIT growth 5Y-5.57%
EBIT Next Year95.41%
EBIT Next 3Y27.45%
EBIT Next 5YN/A
FCF growth 1Y380.69%
FCF growth 3Y10.1%
FCF growth 5Y3.72%
OCF growth 1Y94.38%
OCF growth 3Y-8.74%
OCF growth 5Y-3.07%
PITNEY BOWES INC / PBI FAQ
Can you provide the ChartMill fundamental rating for PITNEY BOWES INC?
ChartMill assigns a fundamental rating of 5 / 10 to PBI.
What is the valuation status of PITNEY BOWES INC (PBI) stock?
ChartMill assigns a valuation rating of 9 / 10 to PITNEY BOWES INC (PBI). This can be considered as Undervalued.
Can you provide the profitability details for PITNEY BOWES INC?
PITNEY BOWES INC (PBI) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for PBI stock?
The Price/Earnings (PE) ratio for PITNEY BOWES INC (PBI) is 8.45 and the Price/Book (PB) ratio is -2.53.
What is the financial health of PITNEY BOWES INC (PBI) stock?
The financial health rating of PITNEY BOWES INC (PBI) is 2 / 10.