PITNEY BOWES INC (PBI) Fundamental Analysis & Valuation
NYSE:PBI • US7244791007
Current stock price
11 USD
-0.05 (-0.45%)
At close:
11.28 USD
+0.28 (+2.55%)
After Hours:
This PBI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. PBI Profitability Analysis
1.1 Basic Checks
- In the past year PBI was profitable.
- In the past year PBI had a positive cash flow from operations.
- In multiple years PBI reported negative net income over the last 5 years.
- Each year in the past 5 years PBI had a positive operating cash flow.
1.2 Ratios
- PBI has a better Return On Assets (4.57%) than 70.37% of its industry peers.
- PBI's Return On Invested Capital of 16.35% is amongst the best of the industry. PBI outperforms 90.12% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for PBI is in line with the industry average of 10.27%.
- The 3 year average ROIC (10.17%) for PBI is below the current ROIC(16.35%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | N/A | ||
| ROIC | 16.35% |
ROA(3y)-3.48%
ROA(5y)-1.94%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.17%
ROIC(5y)7.98%
1.3 Margins
- With a decent Profit Margin value of 7.65%, PBI is doing good in the industry, outperforming 77.78% of the companies in the same industry.
- In the last couple of years the Profit Margin of PBI has grown nicely.
- With an excellent Operating Margin value of 18.63%, PBI belongs to the best of the industry, outperforming 91.36% of the companies in the same industry.
- PBI's Operating Margin has improved in the last couple of years.
- With an excellent Gross Margin value of 54.10%, PBI belongs to the best of the industry, outperforming 92.59% of the companies in the same industry.
- PBI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.63% | ||
| PM (TTM) | 7.65% | ||
| GM | 54.1% |
OM growth 3Y20.33%
OM growth 5Y37.27%
PM growth 3Y72.56%
PM growth 5YN/A
GM growth 3Y6.84%
GM growth 5Y10.84%
2. PBI Health Analysis
2.1 Basic Checks
- PBI has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for PBI has been reduced compared to 1 year ago.
- The number of shares outstanding for PBI has been reduced compared to 5 years ago.
- PBI has a worse debt/assets ratio than last year.
2.2 Solvency
- PBI has an Altman-Z score of 2.22. This is not the best score and indicates that PBI is in the grey zone with still only limited risk for bankruptcy at the moment.
- The Altman-Z score of PBI (2.22) is comparable to the rest of the industry.
- PBI has a debt to FCF ratio of 6.29. This is a slightly negative value and a sign of low solvency as PBI would need 6.29 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 6.29, PBI is in the better half of the industry, outperforming 70.37% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 6.29 | ||
| Altman-Z | 2.22 |
ROIC/WACC1.83
WACC8.93%
2.3 Liquidity
- A Current Ratio of 0.71 indicates that PBI may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.71, PBI is doing worse than 81.48% of the companies in the same industry.
- A Quick Ratio of 0.67 indicates that PBI may have some problems paying its short term obligations.
- The Quick ratio of PBI (0.67) is worse than 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.71 | ||
| Quick Ratio | 0.67 |
3. PBI Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an impressive 147.27% over the past year.
- PBI shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 35.30% yearly.
- PBI shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -33.76%.
- Measured over the past years, PBI shows a very negative growth in Revenue. The Revenue has been decreasing by -11.84% on average per year.
EPS 1Y (TTM)147.27%
EPS 3Y104.08%
EPS 5Y35.3%
EPS Q2Q%40.63%
Revenue 1Y (TTM)-33.76%
Revenue growth 3Y-8.65%
Revenue growth 5Y-11.84%
Sales Q2Q%-7.46%
3.2 Future
- The Earnings Per Share is expected to grow by 11.49% on average over the next years. This is quite good.
- PBI is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -1.79% yearly.
EPS Next Y8.67%
EPS Next 2Y7.23%
EPS Next 3Y11.49%
EPS Next 5YN/A
Revenue Next Year-4.22%
Revenue Next 2Y-2.4%
Revenue Next 3Y-1.79%
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. PBI Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.09, the valuation of PBI can be described as very reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of PBI indicates a rather cheap valuation: PBI is cheaper than 90.12% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.21. PBI is valued rather cheaply when compared to this.
- The Price/Forward Earnings ratio is 7.44, which indicates a rather cheap valuation of PBI.
- Based on the Price/Forward Earnings ratio, PBI is valued cheaply inside the industry as 91.36% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 23.10, PBI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.09 | ||
| Fwd PE | 7.44 |
4.2 Price Multiples
- 85.19% of the companies in the same industry are more expensive than PBI, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, PBI is valued cheaper than 93.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.2 | ||
| EV/EBITDA | 7.2 |
4.3 Compensation for Growth
- PBI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- PBI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.93
PEG (5Y)0.23
EPS Next 2Y7.23%
EPS Next 3Y11.49%
5. PBI Dividend Analysis
5.1 Amount
- PBI has a Yearly Dividend Yield of 3.31%.
- Compared to an average industry Dividend Yield of 0.86, PBI pays a better dividend. On top of this PBI pays more dividend than 90.12% of the companies listed in the same industry.
- PBI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.31% |
5.2 History
- The dividend of PBI is nicely growing with an annual growth rate of 8.89%!
- PBI has been paying a dividend for at least 10 years, so it has a reliable track record.
- As PBI did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)8.89%
Div Incr Years1
Div Non Decr Years6
5.3 Sustainability
- PBI pays out 35.29% of its income as dividend. This is a sustainable payout ratio.
- The dividend of PBI is growing, but earnings are growing more, so the dividend growth is sustainable.
DP35.29%
EPS Next 2Y7.23%
EPS Next 3Y11.49%
PBI Fundamentals: All Metrics, Ratios and Statistics
11
-0.05 (-0.45%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)02-17 2026-02-17/amc
Earnings (Next)04-24 2026-04-24
Inst Owners86.06%
Inst Owner Change0%
Ins Owners0.6%
Ins Owner Change1.59%
Market Cap1.65B
Revenue(TTM)1.89B
Net Income(TTM)144.70M
Analysts50
Price Target12.65 (15%)
Short Float %15.19%
Short Ratio8.49
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.31% |
Yearly Dividend0.31
Dividend Growth(5Y)8.89%
DP35.29%
Div Incr Years1
Div Non Decr Years6
Ex-Date02-27 2026-02-27 (0.09)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)7.34%
Min EPS beat(2)-2.56%
Max EPS beat(2)17.25%
EPS beat(4)2
Avg EPS beat(4)8.23%
Min EPS beat(4)-2.79%
Max EPS beat(4)21.01%
EPS beat(8)6
Avg EPS beat(8)52.54%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.77%
Min Revenue beat(2)-2.89%
Max Revenue beat(2)-2.64%
Revenue beat(4)0
Avg Revenue beat(4)-2.83%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)-1.88%
Revenue beat(8)3
Avg Revenue beat(8)-5.41%
Revenue beat(12)5
Avg Revenue beat(12)-4.16%
Revenue beat(16)5
Avg Revenue beat(16)-4.11%
PT rev (1m)0%
PT rev (3m)-4.62%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.12%
EPS NY rev (1m)0%
EPS NY rev (3m)4.37%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.43%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.09 | ||
| Fwd PE | 7.44 | ||
| P/S | 0.87 | ||
| P/FCF | 5.2 | ||
| P/OCF | 4.3 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.2 |
EPS(TTM)1.36
EY12.36%
EPS(NY)1.48
Fwd EY13.44%
FCF(TTM)2.11
FCFY19.22%
OCF(TTM)2.56
OCFY23.24%
SpS12.62
BVpS-5.35
TBVpS-10.43
PEG (NY)0.93
PEG (5Y)0.23
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | N/A | ||
| ROCE | 21.75% | ||
| ROIC | 16.35% | ||
| ROICexc | 20.02% | ||
| ROICexgc | 47.11% | ||
| OM | 18.63% | ||
| PM (TTM) | 7.65% | ||
| GM | 54.1% | ||
| FCFM | 16.75% |
ROA(3y)-3.48%
ROA(5y)-1.94%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.17%
ROIC(5y)7.98%
ROICexc(3y)13.06%
ROICexc(5y)10.27%
ROICexgc(3y)29.18%
ROICexgc(5y)22.34%
ROCE(3y)13.53%
ROCE(5y)10.62%
ROICexgc growth 3Y41.01%
ROICexgc growth 5Y38.42%
ROICexc growth 3Y32.76%
ROICexc growth 5Y36.46%
OM growth 3Y20.33%
OM growth 5Y37.27%
PM growth 3Y72.56%
PM growth 5YN/A
GM growth 3Y6.84%
GM growth 5Y10.84%
F-Score6
Asset Turnover0.6
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 6.29 | ||
| Debt/EBITDA | 4.26 | ||
| Cap/Depr | 59.4% | ||
| Cap/Sales | 3.5% | ||
| Interest Coverage | 2.48 | ||
| Cash Conversion | 82.56% | ||
| Profit Quality | 219.06% | ||
| Current Ratio | 0.71 | ||
| Quick Ratio | 0.67 | ||
| Altman-Z | 2.22 |
F-Score6
WACC8.93%
ROIC/WACC1.83
Cap/Depr(3y)63.98%
Cap/Depr(5y)75.85%
Cap/Sales(3y)3.61%
Cap/Sales(5y)3.83%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)147.27%
EPS 3Y104.08%
EPS 5Y35.3%
EPS Q2Q%40.63%
EPS Next Y8.67%
EPS Next 2Y7.23%
EPS Next 3Y11.49%
EPS Next 5YN/A
Revenue 1Y (TTM)-33.76%
Revenue growth 3Y-8.65%
Revenue growth 5Y-11.84%
Sales Q2Q%-7.46%
Revenue Next Year-4.22%
Revenue Next 2Y-2.4%
Revenue Next 3Y-1.79%
Revenue Next 5YN/A
EBIT growth 1Y88.25%
EBIT growth 3Y9.92%
EBIT growth 5Y21.02%
EBIT Next Year26.19%
EBIT Next 3Y9.07%
EBIT Next 5YN/A
FCF growth 1Y102.2%
FCF growth 3Y50.81%
FCF growth 5Y9.98%
OCF growth 1Y67.24%
OCF growth 3Y29.85%
OCF growth 5Y4.88%
PITNEY BOWES INC / PBI Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for PITNEY BOWES INC?
ChartMill assigns a fundamental rating of 5 / 10 to PBI.
What is the valuation status of PITNEY BOWES INC (PBI) stock?
ChartMill assigns a valuation rating of 8 / 10 to PITNEY BOWES INC (PBI). This can be considered as Undervalued.
What is the profitability of PBI stock?
PITNEY BOWES INC (PBI) has a profitability rating of 7 / 10.
What is the expected EPS growth for PITNEY BOWES INC (PBI) stock?
The Earnings per Share (EPS) of PITNEY BOWES INC (PBI) is expected to grow by 8.67% in the next year.
Is the dividend of PITNEY BOWES INC sustainable?
The dividend rating of PITNEY BOWES INC (PBI) is 8 / 10 and the dividend payout ratio is 35.29%.