PITNEY BOWES INC (PBI) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:PBI • US7244791007
10.24 USD
+0.11 (+1.09%)
At close: Jan 29, 2026
10.24 USD
0 (0%)
After Hours: 1/29/2026, 8:04:00 PM
Taking everything into account, PBI scores 5 out of 10 in our fundamental rating. PBI was compared to 80 industry peers in the Commercial Services & Supplies industry. While PBI is still in line with the averages on profitability rating, there are concerns on its financial health. PBI has a bad growth rate and is valued cheaply. Finally PBI also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- PBI had positive earnings in the past year.
- In the past year PBI had a positive cash flow from operations.
- PBI had negative earnings in 4 of the past 5 years.
- In the past 5 years PBI always reported a positive cash flow from operatings.
1.2 Ratios
- PBI has a better Return On Assets (2.46%) than 61.25% of its industry peers.
- With a decent Return On Invested Capital value of 10.69%, PBI is doing good in the industry, outperforming 77.50% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for PBI is below the industry average of 10.58%.
- The 3 year average ROIC (7.15%) for PBI is below the current ROIC(10.69%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.46% | ||
| ROE | N/A | ||
| ROIC | 10.69% |
ROA(3y)-4.75%
ROA(5y)-3.54%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)7.15%
ROIC(5y)5.48%
1.3 Margins
- PBI has a Profit Margin of 4.14%. This is in the better half of the industry: PBI outperforms 63.75% of its industry peers.
- Looking at the Operating Margin, with a value of 12.84%, PBI is in the better half of the industry, outperforming 78.75% of the companies in the same industry.
- PBI's Operating Margin has improved in the last couple of years.
- PBI has a better Gross Margin (53.78%) than 96.25% of its industry peers.
- In the last couple of years the Gross Margin of PBI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.84% | ||
| PM (TTM) | 4.14% | ||
| GM | 53.78% |
OM growth 3Y37.5%
OM growth 5Y3.49%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y19.73%
GM growth 5Y5.55%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), PBI is creating some value.
- PBI has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, PBI has more shares outstanding
- PBI has a worse debt/assets ratio than last year.
2.2 Solvency
- PBI has an Altman-Z score of 2.14. This is not the best score and indicates that PBI is in the grey zone with still only limited risk for bankruptcy at the moment.
- With a Altman-Z score value of 2.14, PBI perfoms like the industry average, outperforming 51.25% of the companies in the same industry.
- The Debt to FCF ratio of PBI is 9.24, which is on the high side as it means it would take PBI, 9.24 years of fcf income to pay off all of its debts.
- With a decent Debt to FCF ratio value of 9.24, PBI is doing good in the industry, outperforming 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 9.24 | ||
| Altman-Z | 2.14 |
ROIC/WACC1.19
WACC8.98%
2.3 Liquidity
- A Current Ratio of 0.81 indicates that PBI may have some problems paying its short term obligations.
- PBI has a worse Current ratio (0.81) than 80.00% of its industry peers.
- A Quick Ratio of 0.76 indicates that PBI may have some problems paying its short term obligations.
- The Quick ratio of PBI (0.76) is worse than 77.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.76 |
3. Growth
3.1 Past
- PBI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 310.00%, which is quite impressive.
- PBI shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.76% yearly.
- PBI shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -39.89%.
- Measured over the past years, PBI shows a decrease in Revenue. The Revenue has been decreasing by -8.76% on average per year.
EPS 1Y (TTM)310%
EPS 3Y19.79%
EPS 5Y-5.76%
EPS Q2Q%47.62%
Revenue 1Y (TTM)-39.89%
Revenue growth 3Y-17.98%
Revenue growth 5Y-8.76%
Sales Q2Q%-7.97%
3.2 Future
- The Earnings Per Share is expected to grow by 43.60% on average over the next years. This is a very strong growth
- The Revenue is expected to decrease by -10.42% on average over the next years. This is quite bad
EPS Next Y135.51%
EPS Next 2Y60.68%
EPS Next 3Y43.6%
EPS Next 5YN/A
Revenue Next Year-26.51%
Revenue Next 2Y-15.31%
Revenue Next 3Y-10.42%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 8.33, which indicates a very decent valuation of PBI.
- Based on the Price/Earnings ratio, PBI is valued cheaper than 90.00% of the companies in the same industry.
- PBI is valuated cheaply when we compare the Price/Earnings ratio to 28.39, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 7.21, which indicates a rather cheap valuation of PBI.
- 95.00% of the companies in the same industry are more expensive than PBI, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 25.72. PBI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.33 | ||
| Fwd PE | 7.21 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, PBI is valued a bit cheaper than 72.50% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of PBI indicates a rather cheap valuation: PBI is cheaper than 92.50% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.23 | ||
| EV/EBITDA | 9.42 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- PBI has a very decent profitability rating, which may justify a higher PE ratio.
- PBI's earnings are expected to grow with 43.60% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.06
PEG (5Y)N/A
EPS Next 2Y60.68%
EPS Next 3Y43.6%
5. Dividend
5.1 Amount
- PBI has a Yearly Dividend Yield of 3.48%.
- Compared to an average industry Dividend Yield of 0.82, PBI pays a better dividend. On top of this PBI pays more dividend than 90.00% of the companies listed in the same industry.
- PBI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.48% |
5.2 History
- The dividend of PBI has a limited annual growth rate of 0.29%.
- PBI has been paying a dividend for at least 10 years, so it has a reliable track record.
- As PBI did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)0.29%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
- 57.53% of the earnings are spent on dividend by PBI. This is a bit on the high side, but may be sustainable.
- PBI's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP57.53%
EPS Next 2Y60.68%
EPS Next 3Y43.6%
PITNEY BOWES INC / PBI FAQ
Can you provide the ChartMill fundamental rating for PITNEY BOWES INC?
ChartMill assigns a fundamental rating of 5 / 10 to PBI.
What is the valuation status of PITNEY BOWES INC (PBI) stock?
ChartMill assigns a valuation rating of 9 / 10 to PITNEY BOWES INC (PBI). This can be considered as Undervalued.
Can you provide the profitability details for PITNEY BOWES INC?
PITNEY BOWES INC (PBI) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for PBI stock?
The Price/Earnings (PE) ratio for PITNEY BOWES INC (PBI) is 8.33 and the Price/Book (PB) ratio is -2.49.
What is the financial health of PITNEY BOWES INC (PBI) stock?
The financial health rating of PITNEY BOWES INC (PBI) is 2 / 10.