NUVEEN QUALITY MUNICIPAL INC (NAD) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:NAD - US67066V1017
11.96 USD
-0.04 (-0.33%)
Taking everything into account, NAD scores 3 out of 10 in our fundamental rating. NAD was compared to 0 industry peers in the Unkown industry. NAD scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. NAD does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year NAD was profitable.
- In the past year NAD had a positive cash flow from operations.
- NAD had positive earnings in 4 of the past 5 years.
- NAD had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.28% | ||
| ROE | 0.31% | ||
| ROIC | 1.88% |
ROA(3y)-2.23%
ROA(5y)-0.17%
ROE(3y)-2.31%
ROE(5y)-0.19%
ROIC(3y)2%
ROIC(5y)2.08%
1.3 Margins
- NAD's Profit Margin has been stable in the last couple of years.
- In the last couple of years the Operating Margin of NAD has declined.
- NAD's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 49.78% | ||
| PM (TTM) | 6.06% | ||
| GM | 49.35% |
OM growth 3Y-14.2%
OM growth 5Y-5.66%
PM growth 3Y23.91%
PM growth 5Y0.05%
GM growth 3Y-14.27%
GM growth 5Y-5.74%
2. Health
2.1 Basic Checks
- The number of shares outstanding for NAD remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, NAD has more shares outstanding
- NAD has a worse debt/assets ratio than last year.
2.2 Solvency
- NAD has an Altman-Z score of 3.67. This indicates that NAD is financially healthy and has little risk of bankruptcy at the moment.
- NAD has a debt to FCF ratio of 1.49. This is a very positive value and a sign of high solvency as it would only need 1.49 years to pay back of all of its debts.
- A Debt/Equity ratio of 0.08 indicates that NAD is not too dependend on debt financing.
- Although NAD does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 1.49 | ||
| Altman-Z | 3.67 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 2.10 indicates that NAD has no problem at all paying its short term obligations.
- NAD has a Quick Ratio of 2.10. This indicates that NAD is financially healthy and has no problem in meeting its short term obligations.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.1 | ||
| Quick Ratio | 2.1 |
3. Growth
3.1 Past
- The earnings per share for NAD have decreased strongly by -76.00% in the last year.
- The Earnings Per Share has been decreasing by -1.25% on average over the past years.
- Looking at the last year, NAD shows a small growth in Revenue. The Revenue has grown by 3.20% in the last year.
- NAD shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.65% yearly.
EPS 1Y (TTM)-76%
EPS 3Y26.41%
EPS 5Y-1.25%
EPS Q2Q%-123.57%
Revenue 1Y (TTM)3.2%
Revenue growth 3Y2.07%
Revenue growth 5Y1.65%
Sales Q2Q%2.68%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 199.33, which means the current valuation is very expensive for NAD.
- NAD is valuated expensively when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 199.33 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- NAD has a Yearly Dividend Yield of 6.66%, which is a nice return.
- Compared to an average S&P500 Dividend Yield of 1.83, NAD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
5.2 History
- The dividend of NAD has a limited annual growth rate of 0.96%.
- NAD has been paying a dividend for at least 10 years, so it has a reliable track record.
- NAD has decreased its dividend recently.
Dividend Growth(5Y)0.96%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- NAD pays out 1435.71% of its income as dividend. This is not a sustainable payout ratio.
- NAD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP1435.71%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:NAD (1/22/2026, 8:04:00 PM)
11.96
-0.04 (-0.33%)
Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)01-05 2026-01-05
Earnings (Next)07-06 2026-07-06
Inst Owners21.74%
Inst Owner Change0.1%
Ins Owners0.03%
Ins Owner Change0%
Market Cap2.79B
Revenue(TTM)231.00M
Net Income(TTM)14.00M
Analysts0
Price TargetN/A
Short Float %0.32%
Short Ratio0.95
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
Yearly Dividend0.67
Dividend Growth(5Y)0.96%
DP1435.71%
Div Incr Years1
Div Non Decr Years1
Ex-Date01-15 2026-01-15 (0.0705)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 199.33 | ||
| Fwd PE | N/A | ||
| P/S | 12.08 | ||
| P/FCF | 11 | ||
| P/OCF | 11 | ||
| P/B | 0.63 | ||
| P/tB | 0.63 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.06
EY0.5%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.09
FCFY9.09%
OCF(TTM)1.09
OCFY9.09%
SpS0.99
BVpS19.11
TBVpS19.11
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.28% | ||
| ROE | 0.31% | ||
| ROCE | 2.38% | ||
| ROIC | 1.88% | ||
| ROICexc | 1.88% | ||
| ROICexgc | 1.88% | ||
| OM | 49.78% | ||
| PM (TTM) | 6.06% | ||
| GM | 49.35% | ||
| FCFM | 109.91% |
ROA(3y)-2.23%
ROA(5y)-0.17%
ROE(3y)-2.31%
ROE(5y)-0.19%
ROIC(3y)2%
ROIC(5y)2.08%
ROICexc(3y)2.02%
ROICexc(5y)2.09%
ROICexgc(3y)2.02%
ROICexgc(5y)2.09%
ROCE(3y)2.54%
ROCE(5y)2.63%
ROICexgc growth 3Y-7.79%
ROICexgc growth 5Y-4.06%
ROICexc growth 3Y-7.78%
ROICexc growth 5Y-4.06%
OM growth 3Y-14.2%
OM growth 5Y-5.66%
PM growth 3Y23.91%
PM growth 5Y0.05%
GM growth 3Y-14.27%
GM growth 5Y-5.74%
F-Score7
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 1.49 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.42 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 1813.43% | ||
| Current Ratio | 2.1 | ||
| Quick Ratio | 2.1 | ||
| Altman-Z | 3.67 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-76%
EPS 3Y26.41%
EPS 5Y-1.25%
EPS Q2Q%-123.57%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.2%
Revenue growth 3Y2.07%
Revenue growth 5Y1.65%
Sales Q2Q%2.68%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.48%
EBIT growth 3Y-12.43%
EBIT growth 5Y-4.1%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-10.67%
FCF growth 3Y-18.8%
FCF growth 5Y-8.41%
OCF growth 1Y-10.67%
OCF growth 3Y-18.8%
OCF growth 5Y-8.41%
NUVEEN QUALITY MUNICIPAL INC / NAD FAQ
What is the ChartMill fundamental rating of NUVEEN QUALITY MUNICIPAL INC (NAD) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NAD.
What is the valuation status for NAD stock?
ChartMill assigns a valuation rating of 0 / 10 to NUVEEN QUALITY MUNICIPAL INC (NAD). This can be considered as Overvalued.
What is the profitability of NAD stock?
NUVEEN QUALITY MUNICIPAL INC (NAD) has a profitability rating of 2 / 10.
What are the PE and PB ratios of NUVEEN QUALITY MUNICIPAL INC (NAD) stock?
The Price/Earnings (PE) ratio for NUVEEN QUALITY MUNICIPAL INC (NAD) is 199.33 and the Price/Book (PB) ratio is 0.63.
How financially healthy is NUVEEN QUALITY MUNICIPAL INC?
The financial health rating of NUVEEN QUALITY MUNICIPAL INC (NAD) is 5 / 10.