NATIONAL BANK OF CANADA - NACN 6.371 PERP (NA-PR-I.CA) Fundamental Analysis & Valuation

TSX:NA-PR-I • CA63307P7891

Current stock price

26.25 CAD
-0.05 (-0.19%)
Last:

This NA-PR-I.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. NA-PR-I.CA Profitability Analysis

1.1 Basic Checks

  • In the past year NA-PR-I was profitable.
  • NA-PR-I had a positive operating cash flow in the past year.
  • Of the past 5 years NA-PR-I 4 years were profitable.
  • In multiple years NA-PR-I reported negative operating cash flow during the last 5 years.
NA-PR-I.CA Yearly Net Income VS EBIT VS OCF VS FCFNA-PR-I.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B

1.2 Ratios

  • NA-PR-I's Return On Assets of 0.62% is in line compared to the rest of the industry. NA-PR-I outperforms 41.67% of its industry peers.
  • NA-PR-I has a worse Return On Equity (6.14%) than 75.00% of its industry peers.
Industry RankSector Rank
ROA 0.62%
ROE 6.14%
ROIC N/A
ROA(3y)0.71%
ROA(5y)0.75%
ROE(3y)7.5%
ROE(5y)7.85%
ROIC(3y)N/A
ROIC(5y)N/A
NA-PR-I.CA Yearly ROA, ROE, ROICNA-PR-I.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8

1.3 Margins

  • NA-PR-I has a worse Profit Margin (22.63%) than 70.83% of its industry peers.
  • NA-PR-I's Profit Margin has declined in the last couple of years.
  • NA-PR-I does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 22.63%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.12%
PM growth 5Y-6.09%
GM growth 3YN/A
GM growth 5YN/A
NA-PR-I.CA Yearly Profit, Operating, Gross MarginsNA-PR-I.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. NA-PR-I.CA Health Analysis

2.1 Basic Checks

  • NA-PR-I does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • NA-PR-I has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
NA-PR-I.CA Yearly Shares OutstandingNA-PR-I.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
NA-PR-I.CA Yearly Total Debt VS Total AssetsNA-PR-I.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.2 Solvency

  • NA-PR-I has a debt to FCF ratio of 7.63. This is a slightly negative value and a sign of low solvency as NA-PR-I would need 7.63 years to pay back of all of its debts.
  • NA-PR-I has a better Debt to FCF ratio (7.63) than 66.67% of its industry peers.
  • A Debt/Equity ratio of 0.97 indicates that NA-PR-I is somewhat dependend on debt financing.
  • NA-PR-I's Debt to Equity ratio of 0.97 is amongst the best of the industry. NA-PR-I outperforms 95.83% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 7.63
Altman-Z N/A
ROIC/WACCN/A
WACC13.62%
NA-PR-I.CA Yearly LT Debt VS Equity VS FCFNA-PR-I.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
NA-PR-I.CA Yearly Current Assets VS Current LiabilitesNA-PR-I.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. NA-PR-I.CA Growth Analysis

3.1 Past

  • NA-PR-I shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.11%, which is quite good.
  • Measured over the past years, NA-PR-I shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.23% on average per year.
EPS 1Y (TTM)8.11%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%10.92%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%20.53%

3.2 Future

  • Based on estimates for the next years, NA-PR-I will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.38% on average per year.
  • NA-PR-I is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.19% yearly.
EPS Next Y13.67%
EPS Next 2Y12.71%
EPS Next 3Y11.38%
EPS Next 5YN/A
Revenue Next Year11.67%
Revenue Next 2Y8.59%
Revenue Next 3Y7.19%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
NA-PR-I.CA Yearly Revenue VS EstimatesNA-PR-I.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
NA-PR-I.CA Yearly EPS VS EstimatesNA-PR-I.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10 15

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6

4. NA-PR-I.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 2.26 indicates a rather cheap valuation of NA-PR-I.
  • Based on the Price/Earnings ratio, NA-PR-I is valued cheaper than 83.33% of the companies in the same industry.
  • NA-PR-I is valuated cheaply when we compare the Price/Earnings ratio to 25.23, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 1.83 indicates a rather cheap valuation of NA-PR-I.
  • Based on the Price/Forward Earnings ratio, NA-PR-I is valued a bit cheaper than the industry average as 79.17% of the companies are valued more expensively.
  • NA-PR-I's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.42.
Industry RankSector Rank
PE 2.26
Fwd PE 1.83
NA-PR-I.CA Price Earnings VS Forward Price EarningsNA-PR-I.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as NA-PR-I.
Industry RankSector Rank
P/FCF 18.38
EV/EBITDA N/A
NA-PR-I.CA Per share dataNA-PR-I.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • NA-PR-I's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.17
PEG (5Y)0.17
EPS Next 2Y12.71%
EPS Next 3Y11.38%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. NA-PR-I.CA Dividend Analysis

5.1 Amount

  • NA-PR-I has a Yearly Dividend Yield of 2.78%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 3.05, NA-PR-I is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.89, NA-PR-I pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.78%

5.2 History

  • The dividend of NA-PR-I has a limited annual growth rate of 4.68%.
  • NA-PR-I does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)4.68%
Div Incr Years0
Div Non Decr Years0
NA-PR-I.CA Yearly Dividends per shareNA-PR-I.CA Yearly Dividends per shareYearly Dividends per share 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 58.26% of the earnings are spent on dividend by NA-PR-I. This is a bit on the high side, but may be sustainable.
  • NA-PR-I's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP58.26%
EPS Next 2Y12.71%
EPS Next 3Y11.38%
NA-PR-I.CA Yearly Income VS Free CF VS DividendNA-PR-I.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B
NA-PR-I.CA Dividend Payout.NA-PR-I.CA Dividend Payout, showing the Payout Ratio.NA-PR-I.CA Dividend Payout.PayoutRetained Earnings

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NA-PR-I.CA Fundamentals: All Metrics, Ratios and Statistics

NATIONAL BANK OF CANADA - NACN 6.371 PERP

TSX:NA-PR-I (3/20/2026, 7:00:00 PM)

26.25

-0.05 (-0.19%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-25
Earnings (Next)05-27
Inst Owners11.4%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap10.16B
Revenue(TTM)N/A
Net Income(TTM)267.88M
Analysts74
Price Target182.42 (594.93%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.78%
Yearly Dividend1.62
Dividend Growth(5Y)4.68%
DP58.26%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-23
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.06%
Min EPS beat(2)-1.46%
Max EPS beat(2)5.59%
EPS beat(4)3
Avg EPS beat(4)3.38%
Min EPS beat(4)-1.46%
Max EPS beat(4)7.77%
EPS beat(8)5
Avg EPS beat(8)1.66%
EPS beat(12)7
Avg EPS beat(12)2.54%
EPS beat(16)10
Avg EPS beat(16)4.35%
Revenue beat(2)0
Avg Revenue beat(2)-45.09%
Min Revenue beat(2)-89.79%
Max Revenue beat(2)-0.4%
Revenue beat(4)0
Avg Revenue beat(4)-67.41%
Min Revenue beat(4)-89.96%
Max Revenue beat(4)-0.4%
Revenue beat(8)0
Avg Revenue beat(8)-78.52%
Revenue beat(12)0
Avg Revenue beat(12)-82.03%
Revenue beat(16)0
Avg Revenue beat(16)-83.71%
PT rev (1m)3.06%
PT rev (3m)4.31%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 2.26
Fwd PE 1.83
P/S 8.59
P/FCF 18.38
P/OCF 14.84
P/B 2.33
P/tB 2.56
EV/EBITDA N/A
EPS(TTM)11.6
EY44.19%
EPS(NY)14.33
Fwd EY54.59%
FCF(TTM)1.43
FCFY5.44%
OCF(TTM)1.77
OCFY6.74%
SpS3.06
BVpS11.26
TBVpS10.27
PEG (NY)0.17
PEG (5Y)0.17
Graham Number54.21
Profitability
Industry RankSector Rank
ROA 0.62%
ROE 6.14%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 22.63%
GM N/A
FCFM 46.7%
ROA(3y)0.71%
ROA(5y)0.75%
ROE(3y)7.5%
ROE(5y)7.85%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.12%
PM growth 5Y-6.09%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 7.63
Debt/EBITDA N/A
Cap/Depr 185.95%
Cap/Sales 11.16%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 206.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC13.62%
ROIC/WACCN/A
Cap/Depr(3y)145.14%
Cap/Depr(5y)128.04%
Cap/Sales(3y)9.15%
Cap/Sales(5y)7.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.11%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%10.92%
EPS Next Y13.67%
EPS Next 2Y12.71%
EPS Next 3Y11.38%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%20.53%
Revenue Next Year11.67%
Revenue Next 2Y8.59%
Revenue Next 3Y7.19%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y189.15%
FCF growth 3Y-9.45%
FCF growth 5YN/A
OCF growth 1Y226.52%
OCF growth 3Y-5.07%
OCF growth 5Y102.74%

NATIONAL BANK OF CANADA - NACN 6.371 PERP / NA-PR-I.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of NATIONAL BANK OF CANADA - NACN 6.371 PERP (NA-PR-I.CA) stock?

ChartMill assigns a fundamental rating of 3 / 10 to NA-PR-I.CA.


What is the valuation status for NA-PR-I stock?

ChartMill assigns a valuation rating of 6 / 10 to NATIONAL BANK OF CANADA - NACN 6.371 PERP (NA-PR-I.CA). This can be considered as Fairly Valued.


What is the profitability of NA-PR-I stock?

NATIONAL BANK OF CANADA - NACN 6.371 PERP (NA-PR-I.CA) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for NA-PR-I stock?

The Price/Earnings (PE) ratio for NATIONAL BANK OF CANADA - NACN 6.371 PERP (NA-PR-I.CA) is 2.26 and the Price/Book (PB) ratio is 2.33.


What is the financial health of NATIONAL BANK OF CANADA - NACN 6.371 PERP (NA-PR-I.CA) stock?

The financial health rating of NATIONAL BANK OF CANADA - NACN 6.371 PERP (NA-PR-I.CA) is 2 / 10.