NAGA GROUP AG/THE (N4G.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:N4G - DE000A161NR7 - Common Stock
0.426 EUR
-0.01 (-3.18%)
N4G gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 116 industry peers in the Software industry. The financial health of N4G is average, but there are quite some concerns on its profitability. N4G is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
N4G had negative earnings in the past year.
In the past year N4G had a positive cash flow from operations.
N4G had negative earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: N4G reported negative operating cash flow in multiple years.
1.2 Ratios
N4G has a Return On Assets of -7.16%. This is in the lower half of the industry: N4G underperforms 76.72% of its industry peers.
N4G's Return On Equity of -7.70% is on the low side compared to the rest of the industry. N4G is outperformed by 64.66% of its industry peers.
N4G has a Return On Invested Capital of 1.97%. This is comparable to the rest of the industry: N4G outperforms 50.00% of its industry peers.
N4G had an Average Return On Invested Capital over the past 3 years of 5.87%. This is significantly below the industry average of 13.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -7.16% | ||
| ROE | -7.7% | ||
| ROIC | 1.97% |
ROA(3y)-47.53%
ROA(5y)-29.75%
ROE(3y)-55.68%
ROE(5y)-34.75%
ROIC(3y)5.87%
ROIC(5y)N/A
1.3 Margins
N4G has a Operating Margin of 3.89%. This is comparable to the rest of the industry: N4G outperforms 49.14% of its industry peers.
Looking at the Gross Margin, with a value of 91.04%, N4G belongs to the top of the industry, outperforming 88.79% of the companies in the same industry.
N4G's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.89% | ||
| PM (TTM) | N/A | ||
| GM | 91.04% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.89%
GM growth 5Y-4.25%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), N4G is destroying value.
The number of shares outstanding for N4G has been increased compared to 1 year ago.
The number of shares outstanding for N4G has been increased compared to 5 years ago.
N4G has a worse debt/assets ratio than last year.
2.2 Solvency
N4G has an Altman-Z score of 7.94. This indicates that N4G is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of N4G (7.94) is better than 84.48% of its industry peers.
A Debt/Equity ratio of 0.03 indicates that N4G is not too dependend on debt financing.
N4G has a Debt to Equity ratio of 0.03. This is amongst the best in the industry. N4G outperforms 83.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 7.94 |
ROIC/WACC0.24
WACC8.31%
2.3 Liquidity
N4G has a Current Ratio of 2.24. This indicates that N4G is financially healthy and has no problem in meeting its short term obligations.
N4G has a better Current ratio (2.24) than 79.31% of its industry peers.
N4G has a Quick Ratio of 2.24. This indicates that N4G is financially healthy and has no problem in meeting its short term obligations.
N4G has a better Quick ratio (2.24) than 80.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.24 | ||
| Quick Ratio | 2.24 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 98.12% over the past year.
Looking at the last year, N4G shows a very strong growth in Revenue. The Revenue has grown by 38.84%.
The Revenue has been growing by 58.97% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)98.12%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%35.59%
Revenue 1Y (TTM)38.84%
Revenue growth 3Y6.12%
Revenue growth 5Y58.97%
Sales Q2Q%2.35%
3.2 Future
The Earnings Per Share is expected to grow by 58.46% on average over the next years. This is a very strong growth
Based on estimates for the next years, N4G will show a quite strong growth in Revenue. The Revenue will grow by 17.46% on average per year.
EPS Next Y0%
EPS Next 2Y58.11%
EPS Next 3Y65.1%
EPS Next 5Y58.46%
Revenue Next Year-5.47%
Revenue Next 2Y6.17%
Revenue Next 3Y10.23%
Revenue Next 5Y17.46%
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
N4G reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
N4G is valuated quite expensively with a Price/Forward Earnings ratio of 42.18.
Compared to the rest of the industry, the Price/Forward Earnings ratio of N4G is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of N4G to the average of the S&P500 Index (36.10), we can say N4G is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 42.18 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of N4G indicates a rather cheap valuation: N4G is cheaper than 89.66% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.57 |
4.3 Compensation for Growth
N4G's earnings are expected to grow with 65.10% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y58.11%
EPS Next 3Y65.1%
5. Dividend
5.1 Amount
No dividends for N4G!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:N4G (12/5/2025, 7:00:00 PM)
0.426
-0.01 (-3.18%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap99.16M
Revenue(TTM)63.93M
Net Income(TTM)-6.66M
Analysts80
Price Target1.26 (195.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.13%
PT rev (3m)-5.13%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.29%
Revenue NY rev (3m)-1.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 42.18 | ||
| P/S | 1.57 | ||
| P/FCF | N/A | ||
| P/OCF | 37.88 | ||
| P/B | 1.15 | ||
| P/tB | 6.97 | ||
| EV/EBITDA | 6.57 |
EPS(TTM)-0.02
EYN/A
EPS(NY)0.01
Fwd EY2.37%
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)0.01
OCFY2.64%
SpS0.27
BVpS0.37
TBVpS0.06
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -7.16% | ||
| ROE | -7.7% | ||
| ROCE | 2.88% | ||
| ROIC | 1.97% | ||
| ROICexc | 2.27% | ||
| ROICexgc | 42.01% | ||
| OM | 3.89% | ||
| PM (TTM) | N/A | ||
| GM | 91.04% | ||
| FCFM | N/A |
ROA(3y)-47.53%
ROA(5y)-29.75%
ROE(3y)-55.68%
ROE(5y)-34.75%
ROIC(3y)5.87%
ROIC(5y)N/A
ROICexc(3y)6.42%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)8.51%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.89%
GM growth 5Y-4.25%
F-Score5
Asset Turnover0.68
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.18 | ||
| Cap/Depr | 36.79% | ||
| Cap/Sales | 7.04% | ||
| Interest Coverage | 2.41 | ||
| Cash Conversion | 18% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.24 | ||
| Quick Ratio | 2.24 | ||
| Altman-Z | 7.94 |
F-Score5
WACC8.31%
ROIC/WACC0.24
Cap/Depr(3y)40.07%
Cap/Depr(5y)107.01%
Cap/Sales(3y)15.72%
Cap/Sales(5y)19.12%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)98.12%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%35.59%
EPS Next Y0%
EPS Next 2Y58.11%
EPS Next 3Y65.1%
EPS Next 5Y58.46%
Revenue 1Y (TTM)38.84%
Revenue growth 3Y6.12%
Revenue growth 5Y58.97%
Sales Q2Q%2.35%
Revenue Next Year-5.47%
Revenue Next 2Y6.17%
Revenue Next 3Y10.23%
Revenue Next 5Y17.46%
EBIT growth 1Y-78.27%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year420.36%
EBIT Next 3Y112.98%
EBIT Next 5Y75.77%
FCF growth 1Y58.34%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y387.06%
OCF growth 3YN/A
OCF growth 5YN/A
NAGA GROUP AG/THE / N4G.DE FAQ
What is the fundamental rating for N4G stock?
ChartMill assigns a fundamental rating of 4 / 10 to N4G.DE.
What is the valuation status of NAGA GROUP AG/THE (N4G.DE) stock?
ChartMill assigns a valuation rating of 2 / 10 to NAGA GROUP AG/THE (N4G.DE). This can be considered as Overvalued.
What is the profitability of N4G stock?
NAGA GROUP AG/THE (N4G.DE) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for N4G stock?
The Earnings per Share (EPS) of NAGA GROUP AG/THE (N4G.DE) is expected to decline by 0% in the next year.