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MONEYHERO LTD-A (MNY) Stock Fundamental Analysis

USA - NASDAQ:MNY - KYG6202B1014 - Common Stock

1.46 USD
+0.23 (+18.7%)
Last: 11/10/2025, 8:11:52 PM
1.44 USD
-0.02 (-1.37%)
After Hours: 11/10/2025, 8:11:52 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to MNY. MNY was compared to 70 industry peers in the Interactive Media & Services industry. MNY scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. MNY has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

MNY had negative earnings in the past year.
MNY Yearly Net Income VS EBIT VS OCF VS FCFMNY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 -50M -100M -150M

1.2 Ratios

The Return On Assets of MNY (-18.84%) is worse than 71.43% of its industry peers.
MNY has a worse Return On Equity (-33.74%) than 65.71% of its industry peers.
Industry RankSector Rank
ROA -18.84%
ROE -33.74%
ROIC N/A
ROA(3y)-91.43%
ROA(5y)N/A
ROE(3y)-203.56%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
MNY Yearly ROA, ROE, ROICMNY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 -100 -200 -300

1.3 Margins

MNY's Gross Margin of 50.86% is on the low side compared to the rest of the industry. MNY is outperformed by 61.43% of its industry peers.
In the last couple of years the Gross Margin of MNY has declined.
The Profit Margin and Operating Margin are not available for MNY so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 50.86%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.76%
GM growth 5YN/A
MNY Yearly Profit, Operating, Gross MarginsMNY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 50 -50 -100 -150 -200

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2. Health

2.1 Basic Checks

MNY does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for MNY has been increased compared to 1 year ago.
The debt/assets ratio for MNY is higher compared to a year ago.
MNY Yearly Shares OutstandingMNY Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 10M 20M 30M 40M
MNY Yearly Total Debt VS Total AssetsMNY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

MNY has an Altman-Z score of 2.45. This is not the best score and indicates that MNY is in the grey zone with still only limited risk for bankruptcy at the moment.
MNY has a better Altman-Z score (2.45) than 68.57% of its industry peers.
MNY has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
MNY has a better Debt to Equity ratio (0.01) than 64.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 2.45
ROIC/WACCN/A
WACC9.93%
MNY Yearly LT Debt VS Equity VS FCFMNY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 20M -20M 40M 60M

2.3 Liquidity

MNY has a Current Ratio of 2.18. This indicates that MNY is financially healthy and has no problem in meeting its short term obligations.
MNY's Current ratio of 2.18 is in line compared to the rest of the industry. MNY outperforms 55.71% of its industry peers.
A Quick Ratio of 2.18 indicates that MNY has no problem at all paying its short term obligations.
MNY has a Quick ratio (2.18) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 2.18
Quick Ratio 2.18
MNY Yearly Current Assets VS Current LiabilitesMNY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 20M 40M 60M 80M 100M

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3. Growth

3.1 Past

MNY shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 78.10%, which is quite impressive.
The Revenue for MNY has decreased by -22.53% in the past year. This is quite bad
MNY shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.72% yearly.
EPS 1Y (TTM)78.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%103.33%
Revenue 1Y (TTM)-22.53%
Revenue growth 3Y8.72%
Revenue growth 5YN/A
Sales Q2Q%-12.83%

3.2 Future

Based on estimates for the next years, MNY will show a very strong growth in Earnings Per Share. The EPS will grow by 55.39% on average per year.
The Revenue is expected to grow by 3.31% on average over the next years.
EPS Next Y95.12%
EPS Next 2Y55.39%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.72%
Revenue Next 2Y7.76%
Revenue Next 3Y3.55%
Revenue Next 5Y3.31%

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MNY Yearly Revenue VS EstimatesMNY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 20M 40M 60M 80M 100M
MNY Yearly EPS VS EstimatesMNY Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 0 0.1 -0.1 -0.2 -0.3 -0.4

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4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for MNY. In the last year negative earnings were reported.
MNY is valuated reasonably with a Price/Forward Earnings ratio of 8.50.
90.00% of the companies in the same industry are more expensive than MNY, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of MNY to the average of the S&P500 Index (33.61), we can say MNY is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 8.5
MNY Price Earnings VS Forward Price EarningsMNY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MNY Per share dataMNY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as MNY's earnings are expected to grow with 55.39% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y55.39%
EPS Next 3YN/A

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5. Dividend

5.1 Amount

MNY does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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MONEYHERO LTD-A

NASDAQ:MNY (11/10/2025, 8:11:52 PM)

After market: 1.44 -0.02 (-1.37%)

1.46

+0.23 (+18.7%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)09-19 2025-09-19/bmo
Earnings (Next)12-08 2025-12-08
Inst Owners0.53%
Inst Owner Change-12.64%
Ins Owners9.07%
Ins Owner ChangeN/A
Market Cap63.23M
Revenue(TTM)68.66M
Net Income(TTM)-14.51M
Analysts80
Price Target4.69 (221.23%)
Short Float %1.19%
Short Ratio0.48
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)50%
EPS NY rev (3m)50%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.03%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 8.5
P/S 0.92
P/FCF N/A
P/OCF N/A
P/B 1.47
P/tB 1.52
EV/EBITDA N/A
EPS(TTM)-0.5
EYN/A
EPS(NY)0.17
Fwd EY11.76%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.59
BVpS0.99
TBVpS0.96
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -18.84%
ROE -33.74%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 50.86%
FCFM N/A
ROA(3y)-91.43%
ROA(5y)N/A
ROE(3y)-203.56%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.76%
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.89
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.18
Quick Ratio 2.18
Altman-Z 2.45
F-ScoreN/A
WACC9.93%
ROIC/WACCN/A
Cap/Depr(3y)59.28%
Cap/Depr(5y)N/A
Cap/Sales(3y)4.08%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)78.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%103.33%
EPS Next Y95.12%
EPS Next 2Y55.39%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-22.53%
Revenue growth 3Y8.72%
Revenue growth 5YN/A
Sales Q2Q%-12.83%
Revenue Next Year-3.72%
Revenue Next 2Y7.76%
Revenue Next 3Y3.55%
Revenue Next 5Y3.31%
EBIT growth 1Y57.7%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year80.34%
EBIT Next 3Y29.49%
EBIT Next 5Y21.48%
FCF growth 1Y-39.15%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-47.06%
OCF growth 3YN/A
OCF growth 5YN/A

MONEYHERO LTD-A / MNY FAQ

Can you provide the ChartMill fundamental rating for MONEYHERO LTD-A?

ChartMill assigns a fundamental rating of 3 / 10 to MNY.


What is the valuation status for MNY stock?

ChartMill assigns a valuation rating of 4 / 10 to MONEYHERO LTD-A (MNY). This can be considered as Fairly Valued.


What is the profitability of MNY stock?

MONEYHERO LTD-A (MNY) has a profitability rating of 0 / 10.


Can you provide the expected EPS growth for MNY stock?

The Earnings per Share (EPS) of MONEYHERO LTD-A (MNY) is expected to grow by 95.12% in the next year.