MONEYHERO LTD-A (MNY) Stock Fundamental Analysis

NASDAQ:MNY • KYG6202B1014

1.3499 USD
-0.03 (-2.18%)
Last: Feb 20, 2026, 01:19 PM
Fundamental Rating

2

MNY gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 69 industry peers in the Interactive Media & Services industry. The financial health of MNY is average, but there are quite some concerns on its profitability. MNY is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • MNY had negative earnings in the past year.
MNY Yearly Net Income VS EBIT VS OCF VS FCFMNY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 -50M -100M -150M

1.2 Ratios

  • MNY's Return On Assets of -18.84% is on the low side compared to the rest of the industry. MNY is outperformed by 72.46% of its industry peers.
  • MNY has a Return On Equity of -33.74%. This is in the lower half of the industry: MNY underperforms 62.32% of its industry peers.
Industry RankSector Rank
ROA -18.84%
ROE -33.74%
ROIC N/A
ROA(3y)-91.43%
ROA(5y)N/A
ROE(3y)-203.56%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
MNY Yearly ROA, ROE, ROICMNY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 -100 -200 -300

1.3 Margins

  • MNY has a Gross Margin (50.86%) which is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of MNY has declined.
  • The Profit Margin and Operating Margin are not available for MNY so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 50.86%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.76%
GM growth 5YN/A
MNY Yearly Profit, Operating, Gross MarginsMNY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 50 -50 -100 -150 -200

4

2. Health

2.1 Basic Checks

  • MNY does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • MNY has more shares outstanding than it did 1 year ago.
  • Compared to 1 year ago, MNY has a worse debt to assets ratio.
MNY Yearly Shares OutstandingMNY Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 10M 20M 30M 40M
MNY Yearly Total Debt VS Total AssetsMNY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

  • An Altman-Z score of 2.58 indicates that MNY is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • MNY's Altman-Z score of 2.58 is fine compared to the rest of the industry. MNY outperforms 71.01% of its industry peers.
  • MNY has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
  • MNY has a better Debt to Equity ratio (0.01) than 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 2.58
ROIC/WACCN/A
WACC8.66%
MNY Yearly LT Debt VS Equity VS FCFMNY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 20M -20M 40M 60M

2.3 Liquidity

  • MNY has a Current Ratio of 2.18. This indicates that MNY is financially healthy and has no problem in meeting its short term obligations.
  • MNY has a Current ratio (2.18) which is comparable to the rest of the industry.
  • MNY has a Quick Ratio of 2.18. This indicates that MNY is financially healthy and has no problem in meeting its short term obligations.
  • MNY has a better Quick ratio (2.18) than 60.87% of its industry peers.
Industry RankSector Rank
Current Ratio 2.18
Quick Ratio 2.18
MNY Yearly Current Assets VS Current LiabilitesMNY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 20M 40M 60M 80M 100M

4

3. Growth

3.1 Past

  • MNY shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 78.10%, which is quite impressive.
  • Looking at the last year, MNY shows a very negative growth in Revenue. The Revenue has decreased by -22.53% in the last year.
  • Measured over the past years, MNY shows a quite strong growth in Revenue. The Revenue has been growing by 8.72% on average per year.
EPS 1Y (TTM)78.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%103.33%
Revenue 1Y (TTM)-22.53%
Revenue growth 3Y8.72%
Revenue growth 5YN/A
Sales Q2Q%-12.83%

3.2 Future

  • The Earnings Per Share is expected to grow by 30.44% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, MNY will show a small growth in Revenue. The Revenue will grow by 3.31% on average per year.
EPS Next Y68.29%
EPS Next 2Y38.81%
EPS Next 3Y30.44%
EPS Next 5YN/A
Revenue Next Year-18.25%
Revenue Next 2Y-1.13%
Revenue Next 3Y4.42%
Revenue Next 5Y3.31%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MNY Yearly Revenue VS EstimatesMNY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 20M 40M 60M 80M 100M
MNY Yearly EPS VS EstimatesMNY Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 0 -0.1 -0.2 -0.3 -0.4

1

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for MNY. In the last year negative earnings were reported.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for MNY. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MNY Price Earnings VS Forward Price EarningsMNY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 -40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MNY Per share dataMNY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5

4.3 Compensation for Growth

  • MNY's earnings are expected to grow with 30.44% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y38.81%
EPS Next 3Y30.44%

0

5. Dividend

5.1 Amount

  • No dividends for MNY!.
Industry RankSector Rank
Dividend Yield 0%

MONEYHERO LTD-A

NASDAQ:MNY (2/20/2026, 1:19:57 PM)

1.3499

-0.03 (-2.18%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)12-05
Earnings (Next)04-27
Inst Owners2.52%
Inst Owner Change3.73%
Ins Owners13.13%
Ins Owner ChangeN/A
Market Cap59.11M
Revenue(TTM)68.66M
Net Income(TTM)-14.51M
Analysts80
Price Target4.18 (209.65%)
Short Float %1.26%
Short Ratio2.15
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10.87%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-300%
EPS NY rev (1m)-62.5%
EPS NY rev (3m)-550%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-10.77%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-15.09%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.86
P/FCF N/A
P/OCF N/A
P/B 1.37
P/tB 1.42
EV/EBITDA N/A
EPS(TTM)-0.5
EYN/A
EPS(NY)-0.03
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.57
BVpS0.98
TBVpS0.95
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -18.84%
ROE -33.74%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 50.86%
FCFM N/A
ROA(3y)-91.43%
ROA(5y)N/A
ROE(3y)-203.56%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.76%
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.89
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.18
Quick Ratio 2.18
Altman-Z 2.58
F-ScoreN/A
WACC8.66%
ROIC/WACCN/A
Cap/Depr(3y)59.28%
Cap/Depr(5y)N/A
Cap/Sales(3y)4.08%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)78.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%103.33%
EPS Next Y68.29%
EPS Next 2Y38.81%
EPS Next 3Y30.44%
EPS Next 5YN/A
Revenue 1Y (TTM)-22.53%
Revenue growth 3Y8.72%
Revenue growth 5YN/A
Sales Q2Q%-12.83%
Revenue Next Year-18.25%
Revenue Next 2Y-1.13%
Revenue Next 3Y4.42%
Revenue Next 5Y3.31%
EBIT growth 1Y57.7%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year77.45%
EBIT Next 3Y29.49%
EBIT Next 5Y21.48%
FCF growth 1Y-39.15%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-47.06%
OCF growth 3YN/A
OCF growth 5YN/A

MONEYHERO LTD-A / MNY FAQ

Can you provide the ChartMill fundamental rating for MONEYHERO LTD-A?

ChartMill assigns a fundamental rating of 2 / 10 to MNY.


What is the valuation status of MONEYHERO LTD-A (MNY) stock?

ChartMill assigns a valuation rating of 1 / 10 to MONEYHERO LTD-A (MNY). This can be considered as Overvalued.


What is the profitability of MNY stock?

MONEYHERO LTD-A (MNY) has a profitability rating of 0 / 10.