MID-AMERICA APARTMENT COMM (MAA) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:MAA • US59522J1034
134.3 USD
+0.62 (+0.46%)
At close: Jan 30, 2026
134.3 USD
0 (0%)
After Hours: 1/30/2026, 8:04:00 PM
Taking everything into account, MAA scores 5 out of 10 in our fundamental rating. MAA was compared to 20 industry peers in the Residential REITs industry. MAA has an excellent profitability rating, but there are concerns on its financial health. MAA is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- MAA had positive earnings in the past year.
- In the past year MAA had a positive cash flow from operations.
- MAA had positive earnings in each of the past 5 years.
- Each year in the past 5 years MAA had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 4.63%, MAA is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
- MAA has a better Return On Equity (9.46%) than 70.00% of its industry peers.
- The Return On Invested Capital of MAA (4.40%) is better than 95.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for MAA is above the industry average of 2.59%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.63% | ||
| ROE | 9.46% | ||
| ROIC | 4.4% |
ROA(3y)4.95%
ROA(5y)4.36%
ROE(3y)9.42%
ROE(5y)8.27%
ROIC(3y)4.79%
ROIC(5y)4.19%
1.3 Margins
- MAA's Profit Margin of 25.06% is fine compared to the rest of the industry. MAA outperforms 70.00% of its industry peers.
- In the last couple of years the Profit Margin of MAA has grown nicely.
- MAA has a better Operating Margin (28.33%) than 85.00% of its industry peers.
- MAA's Operating Margin has improved in the last couple of years.
- MAA has a Gross Margin of 58.66%. This is comparable to the rest of the industry: MAA outperforms 55.00% of its industry peers.
- MAA's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.33% | ||
| PM (TTM) | 25.06% | ||
| GM | 58.66% |
OM growth 3Y4.67%
OM growth 5Y2.72%
PM growth 3Y-7.07%
PM growth 5Y2.33%
GM growth 3Y0.09%
GM growth 5Y-0.01%
2. Health
2.1 Basic Checks
- MAA has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, MAA has less shares outstanding
- The number of shares outstanding for MAA has been increased compared to 5 years ago.
- Compared to 1 year ago, MAA has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 1.61, we must say that MAA is in the distress zone and has some risk of bankruptcy.
- MAA has a Altman-Z score of 1.61. This is in the better half of the industry: MAA outperforms 80.00% of its industry peers.
- MAA has a debt to FCF ratio of 22.68. This is a negative value and a sign of low solvency as MAA would need 22.68 years to pay back of all of its debts.
- MAA has a better Debt to FCF ratio (22.68) than 70.00% of its industry peers.
- A Debt/Equity ratio of 0.89 indicates that MAA is somewhat dependend on debt financing.
- MAA has a Debt to Equity ratio of 0.89. This is comparable to the rest of the industry: MAA outperforms 55.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 22.68 | ||
| Altman-Z | 1.61 |
ROIC/WACC0.59
WACC7.47%
2.3 Liquidity
- A Current Ratio of 0.09 indicates that MAA may have some problems paying its short term obligations.
- MAA has a Current ratio of 0.09. This is in the lower half of the industry: MAA underperforms 75.00% of its industry peers.
- MAA has a Quick Ratio of 0.09. This is a bad value and indicates that MAA is not financially healthy enough and could expect problems in meeting its short term obligations.
- MAA has a Quick ratio of 0.03. This is amonst the worse of the industry: MAA underperforms 90.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.09 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 4.66% over the past year.
- The Earnings Per Share has been growing by 8.27% on average over the past years. This is quite good.
- The Revenue has been growing slightly by 0.91% in the past year.
- Measured over the past years, MAA shows a small growth in Revenue. The Revenue has been growing by 5.95% on average per year.
EPS 1Y (TTM)4.66%
EPS 3Y9.96%
EPS 5Y8.27%
EPS Q2Q%-14.29%
Revenue 1Y (TTM)0.91%
Revenue growth 3Y7.21%
Revenue growth 5Y5.95%
Sales Q2Q%0.59%
3.2 Future
- MAA is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 24.45% yearly.
- The Revenue is expected to grow by 3.58% on average over the next years.
EPS Next Y-6.31%
EPS Next 2Y-13.3%
EPS Next 3Y-5.9%
EPS Next 5Y24.45%
Revenue Next Year0.81%
Revenue Next 2Y1.35%
Revenue Next 3Y2.11%
Revenue Next 5Y3.58%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- MAA is valuated quite expensively with a Price/Earnings ratio of 28.45.
- The rest of the industry has a similar Price/Earnings ratio as MAA.
- Compared to an average S&P500 Price/Earnings ratio of 28.32, MAA is valued at the same level.
- The Price/Forward Earnings ratio is 39.18, which means the current valuation is very expensive for MAA.
- 85.00% of the companies in the same industry are more expensive than MAA, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 25.57. MAA is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.45 | ||
| Fwd PE | 39.18 |
4.2 Price Multiples
- 80.00% of the companies in the same industry are more expensive than MAA, based on the Enterprise Value to EBITDA ratio.
- The rest of the industry has a similar Price/Free Cash Flow ratio as MAA.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 68.62 | ||
| EV/EBITDA | 16.5 |
4.3 Compensation for Growth
- MAA has a very decent profitability rating, which may justify a higher PE ratio.
- A cheap valuation may be justified as MAA's earnings are expected to decrease with -5.90% in the coming years.
PEG (NY)N/A
PEG (5Y)3.44
EPS Next 2Y-13.3%
EPS Next 3Y-5.9%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.58%, MAA is a good candidate for dividend investing.
- MAA's Dividend Yield is comparable with the industry average which is at 41.00.
- MAA's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.58% |
5.2 History
- The dividend of MAA is nicely growing with an annual growth rate of 8.76%!
- MAA has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)8.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- MAA pays out 128.07% of its income as dividend. This is not a sustainable payout ratio.
- MAA's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP128.07%
EPS Next 2Y-13.3%
EPS Next 3Y-5.9%
MID-AMERICA APARTMENT COMM / MAA FAQ
What is the ChartMill fundamental rating of MID-AMERICA APARTMENT COMM (MAA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to MAA.
What is the valuation status of MID-AMERICA APARTMENT COMM (MAA) stock?
ChartMill assigns a valuation rating of 3 / 10 to MID-AMERICA APARTMENT COMM (MAA). This can be considered as Overvalued.
Can you provide the profitability details for MID-AMERICA APARTMENT COMM?
MID-AMERICA APARTMENT COMM (MAA) has a profitability rating of 7 / 10.
Can you provide the financial health for MAA stock?
The financial health rating of MID-AMERICA APARTMENT COMM (MAA) is 2 / 10.
What is the earnings growth outlook for MID-AMERICA APARTMENT COMM?
The Earnings per Share (EPS) of MID-AMERICA APARTMENT COMM (MAA) is expected to decline by -6.31% in the next year.