INTUIT INC (INTU) Stock Fundamental Analysis
NASDAQ:INTU • US4612021034
389.57 USD
+10.4 (+2.74%)
At close: Feb 18, 2026
388.25 USD
-1.32 (-0.34%)
Pre-Market: 2/19/2026, 7:00:00 AM
We assign a fundamental rating of 7 out of 10 to INTU. INTU was compared to 276 industry peers in the Software industry. INTU has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. INTU is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! These ratings could make INTU a good candidate for growth and quality investing.
1. Profitability
1.1 Basic Checks
- In the past year INTU was profitable.
- In the past year INTU had a positive cash flow from operations.
- In the past 5 years INTU has always been profitable.
- Each year in the past 5 years INTU had a positive operating cash flow.
1.2 Ratios
- INTU has a Return On Assets of 12.41%. This is amongst the best in the industry. INTU outperforms 89.86% of its industry peers.
- The Return On Equity of INTU (21.31%) is better than 88.41% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 16.53%, INTU belongs to the top of the industry, outperforming 92.75% of the companies in the same industry.
- INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is above the industry average of 10.64%.
- The 3 year average ROIC (12.89%) for INTU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- The Profit Margin of INTU (21.19%) is better than 85.51% of its industry peers.
- In the last couple of years the Profit Margin of INTU has declined.
- INTU has a Operating Margin of 26.72%. This is amongst the best in the industry. INTU outperforms 90.22% of its industry peers.
- In the last couple of years the Operating Margin of INTU has declined.
- Looking at the Gross Margin, with a value of 79.89%, INTU belongs to the top of the industry, outperforming 80.80% of the companies in the same industry.
- INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- INTU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- Compared to 1 year ago, INTU has less shares outstanding
- Compared to 5 years ago, INTU has more shares outstanding
- The debt/assets ratio for INTU has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 6.73 indicates that INTU is not in any danger for bankruptcy at the moment.
- The Altman-Z score of INTU (6.73) is better than 84.78% of its industry peers.
- INTU has a debt to FCF ratio of 0.97. This is a very positive value and a sign of high solvency as it would only need 0.97 years to pay back of all of its debts.
- INTU has a Debt to FCF ratio of 0.97. This is in the better half of the industry: INTU outperforms 75.36% of its industry peers.
- INTU has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of INTU (0.28) is worse than 60.87% of its industry peers.
- Although INTU does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 6.73 |
ROIC/WACC1.52
WACC10.89%
2.3 Liquidity
- INTU has a Current Ratio of 1.39. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
- INTU has a Current ratio (1.39) which is in line with its industry peers.
- A Quick Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
- With a Quick ratio value of 1.39, INTU perfoms like the industry average, outperforming 42.39% of the companies in the same industry.
- The current and quick ratio evaluation for INTU is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
- INTU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
- The Revenue has grown by 17.14% in the past year. This is quite good.
- Measured over the past years, INTU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
- The Earnings Per Share is expected to grow by 15.50% on average over the next years. This is quite good.
- The Revenue is expected to grow by 12.57% on average over the next years. This is quite good.
EPS Next Y17.07%
EPS Next 2Y15.6%
EPS Next 3Y15.38%
EPS Next 5Y15.5%
Revenue Next Year13.16%
Revenue Next 2Y12.83%
Revenue Next 3Y12.79%
Revenue Next 5Y12.57%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 18.50, the valuation of INTU can be described as rather expensive.
- INTU's Price/Earnings ratio is a bit cheaper when compared to the industry. INTU is cheaper than 72.46% of the companies in the same industry.
- INTU's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.27.
- Based on the Price/Forward Earnings ratio of 14.42, the valuation of INTU can be described as correct.
- 76.45% of the companies in the same industry are more expensive than INTU, based on the Price/Forward Earnings ratio.
- INTU's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.16.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.5 | ||
| Fwd PE | 14.42 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 73.55% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, INTU is valued a bit cheaper than the industry average as 76.81% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.06 | ||
| EV/EBITDA | 18.42 |
4.3 Compensation for Growth
- INTU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The excellent profitability rating of INTU may justify a higher PE ratio.
- INTU's earnings are expected to grow with 15.38% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.08
PEG (5Y)0.89
EPS Next 2Y15.6%
EPS Next 3Y15.38%
5. Dividend
5.1 Amount
- INTU has a Yearly Dividend Yield of 1.21%. Purely for dividend investing, there may be better candidates out there.
- In the last 3 months the price of INTU has falen by -41.25%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- Compared to an average industry Dividend Yield of 0.60, INTU pays a better dividend. On top of this INTU pays more dividend than 92.39% of the companies listed in the same industry.
- Compared to the average S&P500 Dividend Yield of 1.85, INTU is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.21% |
5.2 History
- On average, the dividend of INTU grows each year by 14.61%, which is quite nice.
- INTU has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 29.97% of the earnings are spent on dividend by INTU. This is a low number and sustainable payout ratio.
- INTU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.6%
EPS Next 3Y15.38%
389.57
+10.4 (+2.74%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-20 2025-11-20/amc
Earnings (Next)02-26 2026-02-26/amc
Inst Owners90.47%
Inst Owner Change1.39%
Ins Owners0.07%
Ins Owner Change0.72%
Market Cap108.41B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81
Price Target798.53 (104.98%)
Short Float %2.18%
Short Ratio2.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.21% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date01-09 2026-01-09 (1.2)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-3.06%
PT rev (3m)-3.89%
EPS NQ rev (1m)0.03%
EPS NQ rev (3m)-4.25%
EPS NY rev (1m)0.03%
EPS NY rev (3m)0.08%
Revenue NQ rev (1m)-0.02%
Revenue NQ rev (3m)1.43%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)0.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.5 | ||
| Fwd PE | 14.42 | ||
| P/S | 5.58 | ||
| P/FCF | 17.06 | ||
| P/OCF | 16.72 | ||
| P/B | 5.61 | ||
| P/tB | 526.24 | ||
| EV/EBITDA | 18.42 |
EPS(TTM)21.06
EY5.41%
EPS(NY)27.02
Fwd EY6.94%
FCF(TTM)22.83
FCFY5.86%
OCF(TTM)23.29
OCFY5.98%
SpS69.84
BVpS69.44
TBVpS0.74
PEG (NY)1.08
PEG (5Y)0.89
Graham Number181.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 6.73 |
F-Score9
WACC10.89%
ROIC/WACC1.52
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.07%
EPS Next 2Y15.6%
EPS Next 3Y15.38%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.16%
Revenue Next 2Y12.83%
Revenue Next 3Y12.79%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.6%
EBIT Next 3Y15.53%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
What is the valuation status for INTU stock?
ChartMill assigns a valuation rating of 6 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
What is the profitability of INTU stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What are the PE and PB ratios of INTUIT INC (INTU) stock?
The Price/Earnings (PE) ratio for INTUIT INC (INTU) is 18.5 and the Price/Book (PB) ratio is 5.61.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 17.07% in the next year.