INTUIT INC (INTU) Stock Fundamental Analysis
NASDAQ:INTU - US4612021034 - Common Stock
667 USD
-1.2 (-0.18%)
667 USD
0 (0%)
Overall INTU gets a fundamental rating of 7 out of 10. We evaluated INTU against 282 industry peers in the Software industry. INTU has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. INTU is not priced too expensively while it is growing strongly. Keep and eye on this one! These ratings could make INTU a good candidate for growth and quality investing.
1. Profitability
1.1 Basic Checks
INTU had positive earnings in the past year.
In the past year INTU had a positive cash flow from operations.
Each year in the past 5 years INTU has been profitable.
INTU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of INTU (9.48%) is better than 85.46% of its industry peers.
INTU's Return On Equity of 17.23% is amongst the best of the industry. INTU outperforms 85.11% of its industry peers.
The Return On Invested Capital of INTU (14.17%) is better than 91.49% of its industry peers.
INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is in line with the industry average of 11.98%.
The last Return On Invested Capital (14.17%) for INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROIC | 14.17% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
INTU has a better Profit Margin (19.07%) than 83.69% of its industry peers.
In the last couple of years the Profit Margin of INTU has declined.
The Operating Margin of INTU (25.68%) is better than 90.07% of its industry peers.
In the last couple of years the Operating Margin of INTU has declined.
INTU's Gross Margin of 79.45% is fine compared to the rest of the industry. INTU outperforms 78.72% of its industry peers.
INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
INTU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, INTU has less shares outstanding
Compared to 5 years ago, INTU has more shares outstanding
INTU has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 8.60 indicates that INTU is not in any danger for bankruptcy at the moment.
The Altman-Z score of INTU (8.60) is better than 82.98% of its industry peers.
The Debt to FCF ratio of INTU is 1.05, which is an excellent value as it means it would take INTU, only 1.05 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of INTU (1.05) is better than 74.47% of its industry peers.
A Debt/Equity ratio of 0.29 indicates that INTU is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.29, INTU perfoms like the industry average, outperforming 40.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Altman-Z | 8.6 |
ROIC/WACC1.27
WACC11.19%
2.3 Liquidity
A Current Ratio of 1.45 indicates that INTU should not have too much problems paying its short term obligations.
INTU has a Current ratio of 1.45. This is comparable to the rest of the industry: INTU outperforms 48.23% of its industry peers.
A Quick Ratio of 1.45 indicates that INTU should not have too much problems paying its short term obligations.
The Quick ratio of INTU (1.45) is comparable to the rest of the industry.
INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.15% over the past year.
Measured over the past years, INTU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
INTU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.63%.
INTU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
3.2 Future
Based on estimates for the next years, INTU will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.91% on average per year.
The Revenue is expected to grow by 12.85% on average over the next years. This is quite good.
EPS Next Y16.04%
EPS Next 2Y15.68%
EPS Next 3Y15.2%
EPS Next 5Y13.91%
Revenue Next Year12.66%
Revenue Next 2Y12.67%
Revenue Next 3Y13.08%
Revenue Next 5Y12.85%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
INTU is valuated quite expensively with a Price/Earnings ratio of 32.99.
INTU's Price/Earnings ratio is a bit cheaper when compared to the industry. INTU is cheaper than 64.18% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.17. INTU is valued slightly more expensive when compared to this.
INTU is valuated quite expensively with a Price/Forward Earnings ratio of 28.43.
Compared to the rest of the industry, the Price/Forward Earnings ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 64.54% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.78. INTU is valued slightly more expensive when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.99 | ||
| Fwd PE | 28.43 |
4.2 Price Multiples
INTU's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. INTU is cheaper than 71.28% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, INTU is valued a bit cheaper than the industry average as 72.69% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.49 | ||
| EV/EBITDA | 33.93 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates INTU does not grow enough to justify the current Price/Earnings ratio.
INTU has an outstanding profitability rating, which may justify a higher PE ratio.
INTU's earnings are expected to grow with 15.20% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.06
PEG (5Y)1.59
EPS Next 2Y15.68%
EPS Next 3Y15.2%
5. Dividend
5.1 Amount
With a yearly dividend of 0.72%, INTU is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 53.74, INTU pays a better dividend. On top of this INTU pays more dividend than 92.20% of the companies listed in the same industry.
With a Dividend Yield of 0.72, INTU pays less dividend than the S&P500 average, which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.72% |
5.2 History
On average, the dividend of INTU grows each year by 13.81%, which is quite nice.
INTU has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)13.81%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
INTU pays out 33.13% of its income as dividend. This is a sustainable payout ratio.
The dividend of INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP33.13%
EPS Next 2Y15.68%
EPS Next 3Y15.2%
667
-1.2 (-0.18%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners87.93%
Inst Owner Change-4.02%
Ins Owners0.07%
Ins Owner Change-0.61%
Market Cap186.06B
Analysts81.05
Price Target837.37 (25.54%)
Short Float %1.73%
Short Ratio3.01
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.72% |
Yearly Dividend3.69
Dividend Growth(5Y)13.81%
DP33.13%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.35%
Min EPS beat(2)4.72%
Max EPS beat(2)25.99%
EPS beat(4)4
Avg EPS beat(4)10.16%
Min EPS beat(4)4.19%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)11.41%
EPS beat(12)12
Avg EPS beat(12)15.59%
EPS beat(16)14
Avg EPS beat(16)15.22%
Revenue beat(2)2
Avg Revenue beat(2)1.01%
Min Revenue beat(2)0.53%
Max Revenue beat(2)1.49%
Revenue beat(4)4
Avg Revenue beat(4)1.45%
Min Revenue beat(4)0.53%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.66%
Revenue beat(12)9
Avg Revenue beat(12)0.63%
Revenue beat(16)12
Avg Revenue beat(16)1.29%
PT rev (1m)1.1%
PT rev (3m)17.12%
EPS NQ rev (1m)0.01%
EPS NQ rev (3m)2.59%
EPS NY rev (1m)0%
EPS NY rev (3m)3.93%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)6.64%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.99 | ||
| Fwd PE | 28.43 | ||
| P/S | 10.23 | ||
| P/FCF | 30.49 | ||
| P/OCF | 29.8 | ||
| P/B | 9.25 | ||
| P/tB | 211.19 | ||
| EV/EBITDA | 33.93 |
EPS(TTM)20.22
EY3.03%
EPS(NY)23.46
Fwd EY3.52%
FCF(TTM)21.87
FCFY3.28%
OCF(TTM)22.38
OCFY3.36%
SpS65.19
BVpS72.15
TBVpS3.16
PEG (NY)2.06
PEG (5Y)1.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROCE | 17.34% | ||
| ROIC | 14.17% | ||
| ROICexc | 18.39% | ||
| ROICexgc | 251% | ||
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% | ||
| FCFM | 33.56% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexcg growth 3Y-73.73%
ROICexcg growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score8
Asset Turnover0.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Debt/EBITDA | 1.08 | ||
| Cap/Depr | 17.43% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 113.94% | ||
| Profit Quality | 175.95% | ||
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 | ||
| Altman-Z | 8.6 |
F-Score8
WACC11.19%
ROIC/WACC1.27
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
EPS Next Y16.04%
EPS Next 2Y15.68%
EPS Next 3Y15.2%
EPS Next 5Y13.91%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
Revenue Next Year12.66%
Revenue Next 2Y12.67%
Revenue Next 3Y13.08%
Revenue Next 5Y12.85%
EBIT growth 1Y22.96%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year18.23%
EBIT Next 3Y19.6%
EBIT Next 5YN/A
FCF growth 1Y20.57%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y17.59%
OCF growth 3Y16.86%
OCF growth 5Y20.79%