INTUIT INC (INTU) Stock Fundamental Analysis
USA - NASDAQ:INTU - US4612021034 - Common Stock
662.41 USD
+12.3 (+1.89%)
662.26 USD
-0.15 (-0.02%)
Taking everything into account, INTU scores 7 out of 10 in our fundamental rating. INTU was compared to 281 industry peers in the Software industry. INTU has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. INTU is not overvalued while it is showing excellent growth. This is an interesting combination. With these ratings, INTU could be worth investigating further for growth and quality investing!.
1. Profitability
1.1 Basic Checks
In the past year INTU was profitable.
In the past year INTU had a positive cash flow from operations.
INTU had positive earnings in each of the past 5 years.
Each year in the past 5 years INTU had a positive operating cash flow.
1.2 Ratios
INTU has a Return On Assets of 10.47%. This is amongst the best in the industry. INTU outperforms 86.48% of its industry peers.
The Return On Equity of INTU (19.63%) is better than 87.19% of its industry peers.
INTU has a better Return On Invested Capital (15.18%) than 91.46% of its industry peers.
INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is in line with the industry average of 11.92%.
The last Return On Invested Capital (15.18%) for INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROIC | 15.18% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
With an excellent Profit Margin value of 20.55%, INTU belongs to the best of the industry, outperforming 85.41% of the companies in the same industry.
INTU's Profit Margin has declined in the last couple of years.
With an excellent Operating Margin value of 26.22%, INTU belongs to the best of the industry, outperforming 90.04% of the companies in the same industry.
INTU's Operating Margin has declined in the last couple of years.
INTU has a Gross Margin of 79.57%. This is amongst the best in the industry. INTU outperforms 80.07% of its industry peers.
In the last couple of years the Gross Margin of INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
INTU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, INTU has less shares outstanding
INTU has more shares outstanding than it did 5 years ago.
INTU has a better debt/assets ratio than last year.
2.2 Solvency
INTU has an Altman-Z score of 8.12. This indicates that INTU is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 8.12, INTU belongs to the best of the industry, outperforming 82.56% of the companies in the same industry.
The Debt to FCF ratio of INTU is 0.98, which is an excellent value as it means it would take INTU, only 0.98 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of INTU (0.98) is better than 76.87% of its industry peers.
A Debt/Equity ratio of 0.30 indicates that INTU is not too dependend on debt financing.
INTU has a Debt to Equity ratio (0.30) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Altman-Z | 8.12 |
ROIC/WACC1.39
WACC10.93%
2.3 Liquidity
A Current Ratio of 1.36 indicates that INTU should not have too much problems paying its short term obligations.
INTU has a Current ratio of 1.36. This is comparable to the rest of the industry: INTU outperforms 42.70% of its industry peers.
INTU has a Quick Ratio of 1.36. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
INTU has a Quick ratio of 1.36. This is comparable to the rest of the industry: INTU outperforms 43.06% of its industry peers.
The current and quick ratio evaluation for INTU is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 |
3. Growth
3.1 Past
INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.15%, which is quite good.
Measured over the past years, INTU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
INTU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.63%.
INTU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
3.2 Future
The Earnings Per Share is expected to grow by 15.16% on average over the next years. This is quite good.
Based on estimates for the next years, INTU will show a quite strong growth in Revenue. The Revenue will grow by 12.94% on average per year.
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 32.76, the valuation of INTU can be described as expensive.
Based on the Price/Earnings ratio, INTU is valued a bit cheaper than 62.63% of the companies in the same industry.
When comparing the Price/Earnings ratio of INTU to the average of the S&P500 Index (25.89), we can say INTU is valued slightly more expensively.
Based on the Price/Forward Earnings ratio of 28.01, the valuation of INTU can be described as expensive.
61.92% of the companies in the same industry are more expensive than INTU, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of INTU to the average of the S&P500 Index (34.59), we can say INTU is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.76 | ||
| Fwd PE | 28.01 |
4.2 Price Multiples
INTU's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. INTU is cheaper than 70.46% of the companies in the same industry.
INTU's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. INTU is cheaper than 70.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.36 | ||
| EV/EBITDA | 31.5 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of INTU may justify a higher PE ratio.
A more expensive valuation may be justified as INTU's earnings are expected to grow with 15.07% in the coming years.
PEG (NY)1.93
PEG (5Y)1.58
EPS Next 2Y15.49%
EPS Next 3Y15.07%
5. Dividend
5.1 Amount
INTU has a yearly dividend return of 0.74%, which is pretty low.
INTU's Dividend Yield is rather good when compared to the industry average which is at 41.08. INTU pays more dividend than 90.39% of the companies in the same industry.
With a Dividend Yield of 0.74, INTU pays less dividend than the S&P500 average, which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
On average, the dividend of INTU grows each year by 14.61%, which is quite nice.
INTU has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
INTU pays out 30.73% of its income as dividend. This is a sustainable payout ratio.
The dividend of INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP30.73%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
662.41
+12.3 (+1.89%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners89.64%
Inst Owner Change1.09%
Ins Owners0.09%
Ins Owner Change0.12%
Market Cap184.69B
Revenue(TTM)18.83B
Net Income(TTM)3.87B
Analysts80.51
Price Target830.85 (25.43%)
Short Float %1.9%
Short Ratio2.54
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP30.73%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.03%
Min EPS beat(2)1.35%
Max EPS beat(2)4.72%
EPS beat(4)4
Avg EPS beat(4)9.06%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)9.99%
EPS beat(12)12
Avg EPS beat(12)14.89%
EPS beat(16)14
Avg EPS beat(16)13.98%
Revenue beat(2)2
Avg Revenue beat(2)0.4%
Min Revenue beat(2)0.26%
Max Revenue beat(2)0.53%
Revenue beat(4)4
Avg Revenue beat(4)1.2%
Min Revenue beat(4)0.26%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.62%
Revenue beat(12)9
Avg Revenue beat(12)0.57%
Revenue beat(16)12
Avg Revenue beat(16)0.79%
PT rev (1m)-0.27%
PT rev (3m)-0.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.26%
EPS NY rev (1m)0%
EPS NY rev (3m)0.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.54%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.76 | ||
| Fwd PE | 28.01 | ||
| P/S | 9.81 | ||
| P/FCF | 30.36 | ||
| P/OCF | 29.75 | ||
| P/B | 9.37 | ||
| P/tB | 431.51 | ||
| EV/EBITDA | 31.5 |
EPS(TTM)20.22
EY3.05%
EPS(NY)23.65
Fwd EY3.57%
FCF(TTM)21.82
FCFY3.29%
OCF(TTM)22.26
OCFY3.36%
SpS67.54
BVpS70.69
TBVpS1.54
PEG (NY)1.93
PEG (5Y)1.58
Graham Number179.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROCE | 18.57% | ||
| ROIC | 15.18% | ||
| ROICexc | 18.32% | ||
| ROICexgc | 146.58% | ||
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% | ||
| FCFM | 32.3% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.51
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Debt/EBITDA | 1.04 | ||
| Cap/Depr | 15.33% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 17.39 | ||
| Cash Conversion | 108% | ||
| Profit Quality | 157.22% | ||
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 | ||
| Altman-Z | 8.12 |
F-Score9
WACC10.93%
ROIC/WACC1.39
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
EBIT growth 1Y28.16%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19%
EBIT Next 3Y14.66%
EBIT Next 5YN/A
FCF growth 1Y31.27%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y27.09%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
Can you provide the valuation status for INTUIT INC?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
How profitable is INTUIT INC (INTU) stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 16.97% in the next year.
How sustainable is the dividend of INTUIT INC (INTU) stock?
The dividend rating of INTUIT INC (INTU) is 5 / 10 and the dividend payout ratio is 30.73%.