INTUIT INC (INTU) Stock Fundamental Analysis
USA - NASDAQ:INTU - US4612021034 - Common Stock
683.09 USD
+5.37 (+0.79%)
683.09 USD
0 (0%)
INTU gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 285 industry peers in the Software industry. Both the health and profitability get an excellent rating, making INTU a very profitable company, without any liquidiy or solvency issues. INTU is not priced too expensively while it is growing strongly. Keep and eye on this one! This makes INTU very considerable for growth and quality investing!
1. Profitability
1.1 Basic Checks
In the past year INTU was profitable.
INTU had a positive operating cash flow in the past year.
Each year in the past 5 years INTU has been profitable.
Each year in the past 5 years INTU had a positive operating cash flow.
1.2 Ratios
The Return On Assets of INTU (10.47%) is better than 86.32% of its industry peers.
With an excellent Return On Equity value of 19.63%, INTU belongs to the best of the industry, outperforming 85.96% of the companies in the same industry.
INTU has a Return On Invested Capital of 15.18%. This is amongst the best in the industry. INTU outperforms 91.58% of its industry peers.
The Average Return On Invested Capital over the past 3 years for INTU is in line with the industry average of 11.88%.
The 3 year average ROIC (12.89%) for INTU is below the current ROIC(15.18%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROIC | 15.18% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
INTU has a Profit Margin of 20.55%. This is amongst the best in the industry. INTU outperforms 85.26% of its industry peers.
INTU's Profit Margin has declined in the last couple of years.
With an excellent Operating Margin value of 26.22%, INTU belongs to the best of the industry, outperforming 90.18% of the companies in the same industry.
INTU's Operating Margin has declined in the last couple of years.
INTU has a Gross Margin of 79.57%. This is in the better half of the industry: INTU outperforms 80.00% of its industry peers.
INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), INTU is creating some value.
Compared to 1 year ago, INTU has less shares outstanding
Compared to 5 years ago, INTU has more shares outstanding
INTU has a better debt/assets ratio than last year.
2.2 Solvency
INTU has an Altman-Z score of 8.39. This indicates that INTU is financially healthy and has little risk of bankruptcy at the moment.
INTU has a better Altman-Z score (8.39) than 80.70% of its industry peers.
The Debt to FCF ratio of INTU is 0.98, which is an excellent value as it means it would take INTU, only 0.98 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.98, INTU is in the better half of the industry, outperforming 76.49% of the companies in the same industry.
INTU has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
INTU has a Debt to Equity ratio (0.30) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Altman-Z | 8.39 |
ROIC/WACC1.38
WACC10.99%
2.3 Liquidity
A Current Ratio of 1.36 indicates that INTU should not have too much problems paying its short term obligations.
INTU's Current ratio of 1.36 is in line compared to the rest of the industry. INTU outperforms 44.21% of its industry peers.
A Quick Ratio of 1.36 indicates that INTU should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.36, INTU perfoms like the industry average, outperforming 44.56% of the companies in the same industry.
INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 |
3. Growth
3.1 Past
INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.15%, which is quite good.
INTU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
The Revenue has grown by 15.63% in the past year. This is quite good.
Measured over the past years, INTU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
3.2 Future
Based on estimates for the next years, INTU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.16% on average per year.
Based on estimates for the next years, INTU will show a quite strong growth in Revenue. The Revenue will grow by 12.94% on average per year.
EPS Next Y16.97%
EPS Next 2Y15.56%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 33.78, the valuation of INTU can be described as expensive.
Based on the Price/Earnings ratio, INTU is valued a bit cheaper than 64.56% of the companies in the same industry.
INTU is valuated rather expensively when we compare the Price/Earnings ratio to 26.91, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 28.88 indicates a quite expensive valuation of INTU.
Based on the Price/Forward Earnings ratio, INTU is valued a bit cheaper than 64.56% of the companies in the same industry.
INTU's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 22.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.78 | ||
| Fwd PE | 28.88 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INTU is valued a bit cheaper than the industry average as 72.98% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 71.93% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 31.31 | ||
| EV/EBITDA | 32.84 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates INTU does not grow enough to justify the current Price/Earnings ratio.
INTU has an outstanding profitability rating, which may justify a higher PE ratio.
INTU's earnings are expected to grow with 15.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.99
PEG (5Y)1.63
EPS Next 2Y15.56%
EPS Next 3Y15.07%
5. Dividend
5.1 Amount
INTU has a yearly dividend return of 0.71%, which is pretty low.
INTU's Dividend Yield is rather good when compared to the industry average which is at 36.72. INTU pays more dividend than 91.93% of the companies in the same industry.
With a Dividend Yield of 0.71, INTU pays less dividend than the S&P500 average, which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
5.2 History
The dividend of INTU is nicely growing with an annual growth rate of 14.61%!
INTU has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
30.73% of the earnings are spent on dividend by INTU. This is a low number and sustainable payout ratio.
INTU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP30.73%
EPS Next 2Y15.56%
EPS Next 3Y15.07%
683.09
+5.37 (+0.79%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners89.64%
Inst Owner Change0.49%
Ins Owners0.09%
Ins Owner Change0.1%
Market Cap190.45B
Revenue(TTM)18.83B
Net Income(TTM)3.87B
Analysts81.05
Price Target833.1 (21.96%)
Short Float %1.67%
Short Ratio2.23
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP30.73%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.03%
Min EPS beat(2)1.35%
Max EPS beat(2)4.72%
EPS beat(4)4
Avg EPS beat(4)9.06%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)9.99%
EPS beat(12)12
Avg EPS beat(12)14.89%
EPS beat(16)14
Avg EPS beat(16)13.98%
Revenue beat(2)2
Avg Revenue beat(2)0.4%
Min Revenue beat(2)0.26%
Max Revenue beat(2)0.53%
Revenue beat(4)4
Avg Revenue beat(4)1.2%
Min Revenue beat(4)0.26%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.62%
Revenue beat(12)9
Avg Revenue beat(12)0.57%
Revenue beat(16)12
Avg Revenue beat(16)0.79%
PT rev (1m)0.5%
PT rev (3m)0.59%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.26%
EPS NY rev (1m)0.81%
EPS NY rev (3m)0.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.54%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.78 | ||
| Fwd PE | 28.88 | ||
| P/S | 10.11 | ||
| P/FCF | 31.31 | ||
| P/OCF | 30.68 | ||
| P/B | 9.66 | ||
| P/tB | 444.98 | ||
| EV/EBITDA | 32.84 |
EPS(TTM)20.22
EY2.96%
EPS(NY)23.65
Fwd EY3.46%
FCF(TTM)21.82
FCFY3.19%
OCF(TTM)22.26
OCFY3.26%
SpS67.54
BVpS70.69
TBVpS1.54
PEG (NY)1.99
PEG (5Y)1.63
Graham Number179.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROCE | 18.57% | ||
| ROIC | 15.18% | ||
| ROICexc | 18.32% | ||
| ROICexgc | 146.58% | ||
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% | ||
| FCFM | 32.3% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.51
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Debt/EBITDA | 1.04 | ||
| Cap/Depr | 15.33% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 17.39 | ||
| Cash Conversion | 108% | ||
| Profit Quality | 157.22% | ||
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 | ||
| Altman-Z | 8.39 |
F-Score9
WACC10.99%
ROIC/WACC1.38
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
EPS Next Y16.97%
EPS Next 2Y15.56%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
EBIT growth 1Y28.16%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19%
EBIT Next 3Y14.63%
EBIT Next 5YN/A
FCF growth 1Y31.27%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y27.09%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
Can you provide the valuation status for INTUIT INC?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
How profitable is INTUIT INC (INTU) stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 16.97% in the next year.
How sustainable is the dividend of INTUIT INC (INTU) stock?
The dividend rating of INTUIT INC (INTU) is 5 / 10 and the dividend payout ratio is 30.73%.