GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Stock Fundamental Analysis
EBR:GBLB - Euronext Brussels - BE0003797140 - Common Stock - Currency: EUR
GBLB gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 47 industry peers in the Financial Services industry. Both the profitability and the financial health of GBLB get a neutral evaluation. Nothing too spectacular is happening here. GBLB does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
GBLB had positive earnings in the past year.
In the past year GBLB had a positive cash flow from operations.
Of the past 5 years GBLB 4 years were profitable.
In the past 5 years GBLB always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of GBLB (0.37%) is worse than 70.21% of its industry peers.
With a Return On Equity value of 0.73%, GBLB is not doing good in the industry: 68.09% of the companies in the same industry are doing better.
The Return On Invested Capital of GBLB (1.80%) is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for GBLB is significantly below the industry average of 10.10%.
The 3 year average ROIC (0.81%) for GBLB is below the current ROIC(1.80%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.37% | ||
| ROE | 0.73% | ||
| ROIC | 1.8% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
1.3 Margins
GBLB has a Profit Margin of 1.03%. This is in the lower half of the industry: GBLB underperforms 63.83% of its industry peers.
In the last couple of years the Profit Margin of GBLB has declined.
With a Operating Margin value of 7.50%, GBLB perfoms like the industry average, outperforming 40.43% of the companies in the same industry.
GBLB's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 66.90%, GBLB is in the better half of the industry, outperforming 65.96% of the companies in the same industry.
In the last couple of years the Gross Margin of GBLB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.5% | ||
| PM (TTM) | 1.03% | ||
| GM | 66.9% |
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
2. Health
2.1 Basic Checks
GBLB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for GBLB has been reduced compared to 1 year ago.
GBLB has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, GBLB has a worse debt to assets ratio.
2.2 Solvency
GBLB has an Altman-Z score of 1.46. This is a bad value and indicates that GBLB is not financially healthy and even has some risk of bankruptcy.
GBLB has a Altman-Z score of 1.46. This is comparable to the rest of the industry: GBLB outperforms 51.06% of its industry peers.
The Debt to FCF ratio of GBLB is 10.80, which is on the high side as it means it would take GBLB, 10.80 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 10.80, GBLB is in line with its industry, outperforming 44.68% of the companies in the same industry.
GBLB has a Debt/Equity ratio of 0.48. This is a healthy value indicating a solid balance between debt and equity.
GBLB has a Debt to Equity ratio of 0.48. This is comparable to the rest of the industry: GBLB outperforms 46.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.48 | ||
| Debt/FCF | 10.8 | ||
| Altman-Z | 1.46 |
ROIC/WACC0.3
WACC6.02%
2.3 Liquidity
GBLB has a Current Ratio of 1.95. This is a normal value and indicates that GBLB is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of GBLB (1.95) is better than 74.47% of its industry peers.
A Quick Ratio of 1.58 indicates that GBLB should not have too much problems paying its short term obligations.
GBLB has a Quick ratio of 1.58. This is in the better half of the industry: GBLB outperforms 74.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.95 | ||
| Quick Ratio | 1.58 |
3. Growth
3.1 Past
GBLB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -96.80%.
GBLB shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -26.51% yearly.
GBLB shows a decrease in Revenue. In the last year, the revenue decreased by -1.35%.
The Revenue has been growing slightly by 3.51% on average over the past years.
EPS 1Y (TTM)-96.8%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-112.25%
Revenue 1Y (TTM)-1.35%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%-3.51%
3.2 Future
The Earnings Per Share is expected to decrease by -14.59% on average over the next years. This is quite bad
GBLB is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by 0.00% yearly.
EPS Next Y-21.19%
EPS Next 2Y-8.21%
EPS Next 3Y-14.59%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 105.44, the valuation of GBLB can be described as expensive.
74.47% of the companies in the same industry are cheaper than GBLB, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of GBLB to the average of the S&P500 Index (27.75), we can say GBLB is valued expensively.
GBLB is valuated rather expensively with a Price/Forward Earnings ratio of 20.43.
GBLB's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 20.49. GBLB is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 105.44 | ||
| Fwd PE | 20.43 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, GBLB is valued a bit cheaper than 61.70% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as GBLB.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.28 | ||
| EV/EBITDA | 9.52 |
4.3 Compensation for Growth
GBLB's earnings are expected to decrease with -14.59% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.21%
EPS Next 3Y-14.59%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.93%, GBLB is a good candidate for dividend investing.
GBLB's Dividend Yield is rather good when compared to the industry average which is at 3.96. GBLB pays more dividend than 80.85% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, GBLB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.93% |
5.2 History
The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
GBLB pays out 346.34% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of GBLB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP346.34%
EPS Next 2Y-8.21%
EPS Next 3Y-14.59%
EBR:GBLB (5/2/2025, 3:34:17 PM)
71.7
-0.8 (-1.1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners26.32%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap9.92B
Analysts83.08
Price Target89.86 (25.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.93% |
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP346.34%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.96%
PT rev (3m)-1.01%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)8.52%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)23.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 105.44 | ||
| Fwd PE | 20.43 | ||
| P/S | 1 | ||
| P/FCF | 13.28 | ||
| P/OCF | 7.47 | ||
| P/B | 0.7 | ||
| P/tB | 1.38 | ||
| EV/EBITDA | 9.52 |
EPS(TTM)0.68
EY0.95%
EPS(NY)3.51
Fwd EY4.89%
FCF(TTM)5.4
FCFY7.53%
OCF(TTM)9.6
OCFY13.39%
SpS71.98
BVpS102.05
TBVpS51.82
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.37% | ||
| ROE | 0.73% | ||
| ROCE | 3.05% | ||
| ROIC | 1.8% | ||
| ROICexc | 2.1% | ||
| ROICexgc | 3.14% | ||
| OM | 7.5% | ||
| PM (TTM) | 1.03% | ||
| GM | 66.9% | ||
| FCFM | 7.5% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexcg growth 3Y-6.63%
ROICexcg growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score8
Asset Turnover0.36
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.48 | ||
| Debt/FCF | 10.8 | ||
| Debt/EBITDA | 5.21 | ||
| Cap/Depr | 104.41% | ||
| Cap/Sales | 5.84% | ||
| Interest Coverage | 2.06 | ||
| Cash Conversion | 101.89% | ||
| Profit Quality | 728.78% | ||
| Current Ratio | 1.95 | ||
| Quick Ratio | 1.58 | ||
| Altman-Z | 1.46 |
F-Score8
WACC6.02%
ROIC/WACC0.3
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-96.8%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-112.25%
EPS Next Y-21.19%
EPS Next 2Y-8.21%
EPS Next 3Y-14.59%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.35%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%-3.51%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-30.37%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year40.08%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.4%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y18.45%
OCF growth 3Y8.48%
OCF growth 5Y4.55%