GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Fundamental Analysis & Valuation

EBR:GBLB • BE0003797140

82.7 EUR
+0.2 (+0.24%)
Last: Mar 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This GBLB.BR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

3

Overall GBLB gets a fundamental rating of 3 out of 10. We evaluated GBLB against 55 industry peers in the Financial Services industry. The financial health of GBLB is average, but there are quite some concerns on its profitability. GBLB is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

3

1. GBLB.BR Profitability Analysis

1.1 Basic Checks

  • GBLB had positive earnings in the past year.
  • GBLB had a positive operating cash flow in the past year.
  • Of the past 5 years GBLB 4 years were profitable.
  • In the past 5 years GBLB always reported a positive cash flow from operatings.
GBLB.BR Yearly Net Income VS EBIT VS OCF VS FCFGBLB.BR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B 1.5B

1.2 Ratios

  • GBLB has a worse Return On Assets (0.52%) than 61.82% of its industry peers.
  • GBLB has a Return On Equity (1.07%) which is comparable to the rest of the industry.
  • GBLB has a Return On Invested Capital of 0.96%. This is in the lower half of the industry: GBLB underperforms 63.64% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GBLB is significantly below the industry average of 8.26%.
  • The 3 year average ROIC (0.81%) for GBLB is below the current ROIC(0.96%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.52%
ROE 1.07%
ROIC 0.96%
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
GBLB.BR Yearly ROA, ROE, ROICGBLB.BR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

  • GBLB has a worse Profit Margin (1.98%) than 60.00% of its industry peers.
  • GBLB's Profit Margin has declined in the last couple of years.
  • With a Operating Margin value of 5.49%, GBLB is not doing good in the industry: 65.45% of the companies in the same industry are doing better.
  • GBLB's Operating Margin has declined in the last couple of years.
  • The Gross Margin of GBLB (62.71%) is better than 65.45% of its industry peers.
  • In the last couple of years the Gross Margin of GBLB has remained more or less at the same level.
Industry RankSector Rank
OM 5.49%
PM (TTM) 1.98%
GM 62.71%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
GBLB.BR Yearly Profit, Operating, Gross MarginsGBLB.BR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. GBLB.BR Health Analysis

2.1 Basic Checks

  • GBLB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • GBLB has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, GBLB has less shares outstanding
  • The debt/assets ratio for GBLB is higher compared to a year ago.
GBLB.BR Yearly Shares OutstandingGBLB.BR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
GBLB.BR Yearly Total Debt VS Total AssetsGBLB.BR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.2 Solvency

  • Based on the Altman-Z score of 1.36, we must say that GBLB is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 1.36, GBLB perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
  • The Debt to FCF ratio of GBLB is 12.98, which is on the high side as it means it would take GBLB, 12.98 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 12.98, GBLB is in line with its industry, outperforming 50.91% of the companies in the same industry.
  • A Debt/Equity ratio of 0.51 indicates that GBLB is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.51, GBLB perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.51
Debt/FCF 12.98
Altman-Z 1.36
ROIC/WACC0.16
WACC6.18%
GBLB.BR Yearly LT Debt VS Equity VS FCFGBLB.BR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 1.91 indicates that GBLB should not have too much problems paying its short term obligations.
  • The Current ratio of GBLB (1.91) is better than 70.91% of its industry peers.
  • A Quick Ratio of 1.56 indicates that GBLB should not have too much problems paying its short term obligations.
  • GBLB's Quick ratio of 1.56 is fine compared to the rest of the industry. GBLB outperforms 67.27% of its industry peers.
Industry RankSector Rank
Current Ratio 1.91
Quick Ratio 1.56
GBLB.BR Yearly Current Assets VS Current LiabilitesGBLB.BR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. GBLB.BR Growth Analysis

3.1 Past

  • The earnings per share for GBLB have decreased strongly by -91.95% in the last year.
  • GBLB shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -26.51% yearly.
  • Looking at the last year, GBLB shows a decrease in Revenue. The Revenue has decreased by -1.53% in the last year.
  • GBLB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.51% yearly.
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%

3.2 Future

  • GBLB is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.38% yearly.
  • The Revenue is expected to grow by 3.67% on average over the next years.
EPS Next Y-21.12%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EPS Next 5YN/A
Revenue Next Year1.93%
Revenue Next 2Y3.14%
Revenue Next 3Y3.67%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
GBLB.BR Yearly Revenue VS EstimatesGBLB.BR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2B 4B 6B 8B
GBLB.BR Yearly EPS VS EstimatesGBLB.BR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8

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1

4. GBLB.BR Valuation Analysis

4.1 Price/Earnings Ratio

  • GBLB is valuated quite expensively with a Price/Earnings ratio of 86.15.
  • 67.27% of the companies in the same industry are cheaper than GBLB, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.29. GBLB is valued rather expensively when compared to this.
  • The Price/Forward Earnings ratio is 23.84, which indicates a rather expensive current valuation of GBLB.
  • Based on the Price/Forward Earnings ratio, GBLB is valued a bit more expensive than 63.64% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.57, GBLB is valued at the same level.
Industry RankSector Rank
PE 86.15
Fwd PE 23.84
GBLB.BR Price Earnings VS Forward Price EarningsGBLB.BR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • GBLB's Enterprise Value to EBITDA is on the same level as the industry average.
  • GBLB's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 18.7
EV/EBITDA 14.1
GBLB.BR Per share dataGBLB.BR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • GBLB's earnings are expected to decrease with -6.38% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. GBLB.BR Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.10%, GBLB is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.26, GBLB pays a bit more dividend than its industry peers.
  • GBLB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 4.1%

5.2 History

  • The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years1
Div Non Decr Years4
GBLB.BR Yearly Dividends per shareGBLB.BR Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 1 2 3 4

5.3 Sustainability

  • GBLB pays out 468.18% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of GBLB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP468.18%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
GBLB.BR Yearly Income VS Free CF VS DividendGBLB.BR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B 1.5B
GBLB.BR Dividend Payout.GBLB.BR Dividend Payout, showing the Payout Ratio.GBLB.BR Dividend Payout.PayoutRetained Earnings

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GBLB.BR Fundamentals: All Metrics, Ratios and Statistics

GROUPE BRUXELLES LAMBERT NV

EBR:GBLB (3/6/2026, 7:00:00 PM)

82.7

+0.2 (+0.24%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06
Earnings (Next)03-12
Inst Owners25.02%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap11.02B
Revenue(TTM)6.68B
Net Income(TTM)132.30M
Analysts84.29
Price Target86.98 (5.18%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.1%
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP468.18%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.4%
PT rev (3m)0.76%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)10.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.93%
Revenue NY rev (3m)0.93%
Valuation
Industry RankSector Rank
PE 86.15
Fwd PE 23.84
P/S 1.65
P/FCF 18.7
P/OCF 9.14
P/B 0.89
P/tB 2.1
EV/EBITDA 14.1
EPS(TTM)0.96
EY1.16%
EPS(NY)3.47
Fwd EY4.19%
FCF(TTM)4.42
FCFY5.35%
OCF(TTM)9.05
OCFY10.94%
SpS50.19
BVpS92.77
TBVpS39.46
PEG (NY)N/A
PEG (5Y)N/A
Graham Number44.76
Profitability
Industry RankSector Rank
ROA 0.52%
ROE 1.07%
ROCE 1.63%
ROIC 0.96%
ROICexc 1.13%
ROICexgc 1.79%
OM 5.49%
PM (TTM) 1.98%
GM 62.71%
FCFM 8.81%
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexgc growth 3Y-6.63%
ROICexgc growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score5
Asset Turnover0.26
Health
Industry RankSector Rank
Debt/Equity 0.51
Debt/FCF 12.98
Debt/EBITDA 6.63
Cap/Depr 104.99%
Cap/Sales 9.21%
Interest Coverage 0.96
Cash Conversion 126.32%
Profit Quality 445.28%
Current Ratio 1.91
Quick Ratio 1.56
Altman-Z 1.36
F-Score5
WACC6.18%
ROIC/WACC0.16
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
EPS Next Y-21.12%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
Revenue Next Year1.93%
Revenue Next 2Y3.14%
Revenue Next 3Y3.67%
Revenue Next 5YN/A
EBIT growth 1Y-41.9%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year-3.34%
EBIT Next 3Y6.33%
EBIT Next 5YN/A
FCF growth 1Y82.78%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y13.85%
OCF growth 3Y8.48%
OCF growth 5Y4.55%

GROUPE BRUXELLES LAMBERT NV / GBLB.BR FAQ

What is the ChartMill fundamental rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?

ChartMill assigns a fundamental rating of 3 / 10 to GBLB.BR.


What is the valuation status for GBLB stock?

ChartMill assigns a valuation rating of 1 / 10 to GROUPE BRUXELLES LAMBERT NV (GBLB.BR). This can be considered as Overvalued.


What is the profitability of GBLB stock?

GROUPE BRUXELLES LAMBERT NV (GBLB.BR) has a profitability rating of 3 / 10.


Can you provide the expected EPS growth for GBLB stock?

The Earnings per Share (EPS) of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is expected to decline by -21.12% in the next year.


How sustainable is the dividend of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?

The dividend rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 4 / 10 and the dividend payout ratio is 468.18%.