GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Stock Fundamental Analysis
Europe - EBR:GBLB - BE0003797140 - Common Stock
73.95 EUR
-0.7 (-0.94%)
Taking everything into account, GBLB scores 3 out of 10 in our fundamental rating. GBLB was compared to 50 industry peers in the Financial Services industry. GBLB has only an average score on both its financial health and profitability. GBLB does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year GBLB was profitable.
In the past year GBLB had a positive cash flow from operations.
GBLB had positive earnings in 4 of the past 5 years.
In the past 5 years GBLB always reported a positive cash flow from operatings.
1.2 Ratios
GBLB has a Return On Assets of 0.52%. This is comparable to the rest of the industry: GBLB outperforms 42.00% of its industry peers.
GBLB has a Return On Equity (1.07%) which is comparable to the rest of the industry.
With a Return On Invested Capital value of 0.96%, GBLB is not doing good in the industry: 62.00% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for GBLB is significantly below the industry average of 9.72%.
The 3 year average ROIC (0.81%) for GBLB is below the current ROIC(0.96%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROIC | 0.96% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
1.3 Margins
The Profit Margin of GBLB (1.98%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of GBLB has declined.
With a Operating Margin value of 5.49%, GBLB is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
GBLB's Operating Margin has declined in the last couple of years.
GBLB's Gross Margin of 62.71% is fine compared to the rest of the industry. GBLB outperforms 68.00% of its industry peers.
In the last couple of years the Gross Margin of GBLB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% |
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
2. Health
2.1 Basic Checks
GBLB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for GBLB has been reduced compared to 1 year ago.
Compared to 5 years ago, GBLB has less shares outstanding
Compared to 1 year ago, GBLB has a worse debt to assets ratio.
2.2 Solvency
GBLB has an Altman-Z score of 1.31. This is a bad value and indicates that GBLB is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of GBLB (1.31) is comparable to the rest of the industry.
GBLB has a debt to FCF ratio of 12.98. This is a negative value and a sign of low solvency as GBLB would need 12.98 years to pay back of all of its debts.
With a Debt to FCF ratio value of 12.98, GBLB perfoms like the industry average, outperforming 44.00% of the companies in the same industry.
A Debt/Equity ratio of 0.51 indicates that GBLB is somewhat dependend on debt financing.
GBLB has a Debt to Equity ratio (0.51) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Altman-Z | 1.31 |
ROIC/WACC0.15
WACC6.26%
2.3 Liquidity
A Current Ratio of 1.91 indicates that GBLB should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.91, GBLB is doing good in the industry, outperforming 70.00% of the companies in the same industry.
A Quick Ratio of 1.56 indicates that GBLB should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.56, GBLB is in the better half of the industry, outperforming 68.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 |
3. Growth
3.1 Past
The earnings per share for GBLB have decreased strongly by -91.95% in the last year.
Measured over the past years, GBLB shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -26.51% on average per year.
Looking at the last year, GBLB shows a decrease in Revenue. The Revenue has decreased by -1.53% in the last year.
Measured over the past years, GBLB shows a small growth in Revenue. The Revenue has been growing by 3.51% on average per year.
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-83.53%
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%-5.29%
3.2 Future
The Earnings Per Share is expected to decrease by -6.19% on average over the next years.
The Revenue is expected to grow by 2.33% on average over the next years.
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 77.03, GBLB can be considered very expensive at the moment.
64.00% of the companies in the same industry are cheaper than GBLB, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of GBLB to the average of the S&P500 Index (25.91), we can say GBLB is valued expensively.
Based on the Price/Forward Earnings ratio of 21.17, the valuation of GBLB can be described as rather expensive.
The rest of the industry has a similar Price/Forward Earnings ratio as GBLB.
When comparing the Price/Forward Earnings ratio of GBLB to the average of the S&P500 Index (34.57), we can say GBLB is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 77.03 | ||
| Fwd PE | 21.17 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of GBLB indicates a somewhat cheap valuation: GBLB is cheaper than 66.00% of the companies listed in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as GBLB.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.72 | ||
| EV/EBITDA | 13.01 |
4.3 Compensation for Growth
GBLB's earnings are expected to decrease with -6.19% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.61%, GBLB is a good candidate for dividend investing.
GBLB's Dividend Yield is rather good when compared to the industry average which is at 3.47. GBLB pays more dividend than 84.00% of the companies in the same industry.
GBLB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.61% |
5.2 History
The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
468.18% of the earnings are spent on dividend by GBLB. This is not a sustainable payout ratio.
GBLB's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP468.18%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EBR:GBLB (11/14/2025, 2:22:51 PM)
73.95
-0.7 (-0.94%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners25.81%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap9.85B
Revenue(TTM)6.68B
Net Income(TTM)132.30M
Analysts83.08
Price Target87.84 (18.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.61% |
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP468.18%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.76%
PT rev (3m)1.95%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-9.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 77.03 | ||
| Fwd PE | 21.17 | ||
| P/S | 1.47 | ||
| P/FCF | 16.72 | ||
| P/OCF | 8.17 | ||
| P/B | 0.8 | ||
| P/tB | 1.87 | ||
| EV/EBITDA | 13.01 |
EPS(TTM)0.96
EY1.3%
EPS(NY)3.49
Fwd EY4.72%
FCF(TTM)4.42
FCFY5.98%
OCF(TTM)9.05
OCFY12.23%
SpS50.19
BVpS92.77
TBVpS39.46
PEG (NY)N/A
PEG (5Y)N/A
Graham Number44.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROCE | 1.63% | ||
| ROIC | 0.96% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.79% | ||
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% | ||
| FCFM | 8.81% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexgc growth 3Y-6.63%
ROICexgc growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Debt/EBITDA | 6.63 | ||
| Cap/Depr | 104.99% | ||
| Cap/Sales | 9.21% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 126.32% | ||
| Profit Quality | 445.28% | ||
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 | ||
| Altman-Z | 1.31 |
F-Score5
WACC6.26%
ROIC/WACC0.15
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-83.53%
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%-5.29%
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y-41.9%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year9.24%
EBIT Next 3Y5.06%
EBIT Next 5YN/A
FCF growth 1Y82.78%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y13.85%
OCF growth 3Y8.48%
OCF growth 5Y4.55%
GROUPE BRUXELLES LAMBERT NV / GBLB.BR FAQ
What is the ChartMill fundamental rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBLB.BR.
What is the valuation status of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a valuation rating of 2 / 10 to GROUPE BRUXELLES LAMBERT NV (GBLB.BR). This can be considered as Overvalued.
What is the profitability of GBLB stock?
GROUPE BRUXELLES LAMBERT NV (GBLB.BR) has a profitability rating of 4 / 10.
What are the PE and PB ratios of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
The Price/Earnings (PE) ratio for GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 77.03 and the Price/Book (PB) ratio is 0.8.
How financially healthy is GROUPE BRUXELLES LAMBERT NV?
The financial health rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 4 / 10.