GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Stock Fundamental Analysis
Europe • Euronext Brussels • EBR:GBLB • BE0003797140
80.8 EUR
0 (0%)
Last: Feb 6, 2026, 07:00 PM
Taking everything into account, GBLB scores 3 out of 10 in our fundamental rating. GBLB was compared to 55 industry peers in the Financial Services industry. While GBLB seems to be doing ok healthwise, there are quite some concerns on its profitability. GBLB does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year GBLB was profitable.
- In the past year GBLB had a positive cash flow from operations.
- GBLB had positive earnings in 4 of the past 5 years.
- GBLB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a Return On Assets value of 0.52%, GBLB is not doing good in the industry: 63.64% of the companies in the same industry are doing better.
- GBLB has a Return On Equity of 1.07%. This is in the lower half of the industry: GBLB underperforms 60.00% of its industry peers.
- With a Return On Invested Capital value of 0.96%, GBLB is not doing good in the industry: 65.45% of the companies in the same industry are doing better.
- GBLB had an Average Return On Invested Capital over the past 3 years of 0.81%. This is significantly below the industry average of 9.19%.
- The 3 year average ROIC (0.81%) for GBLB is below the current ROIC(0.96%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROIC | 0.96% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
1.3 Margins
- The Profit Margin of GBLB (1.98%) is worse than 61.82% of its industry peers.
- GBLB's Profit Margin has declined in the last couple of years.
- GBLB's Operating Margin of 5.49% is on the low side compared to the rest of the industry. GBLB is outperformed by 67.27% of its industry peers.
- GBLB's Operating Margin has declined in the last couple of years.
- Looking at the Gross Margin, with a value of 62.71%, GBLB is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
- In the last couple of years the Gross Margin of GBLB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% |
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GBLB is destroying value.
- Compared to 1 year ago, GBLB has less shares outstanding
- Compared to 5 years ago, GBLB has less shares outstanding
- GBLB has a worse debt/assets ratio than last year.
2.2 Solvency
- GBLB has an Altman-Z score of 1.35. This is a bad value and indicates that GBLB is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 1.35, GBLB perfoms like the industry average, outperforming 49.09% of the companies in the same industry.
- GBLB has a debt to FCF ratio of 12.98. This is a negative value and a sign of low solvency as GBLB would need 12.98 years to pay back of all of its debts.
- The Debt to FCF ratio of GBLB (12.98) is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.51 indicates that GBLB is somewhat dependend on debt financing.
- The Debt to Equity ratio of GBLB (0.51) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Altman-Z | 1.35 |
ROIC/WACC0.16
WACC6.19%
2.3 Liquidity
- GBLB has a Current Ratio of 1.91. This is a normal value and indicates that GBLB is financially healthy and should not expect problems in meeting its short term obligations.
- GBLB has a Current ratio of 1.91. This is in the better half of the industry: GBLB outperforms 72.73% of its industry peers.
- A Quick Ratio of 1.56 indicates that GBLB should not have too much problems paying its short term obligations.
- GBLB has a Quick ratio of 1.56. This is in the better half of the industry: GBLB outperforms 69.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 |
3. Growth
3.1 Past
- The earnings per share for GBLB have decreased strongly by -91.95% in the last year.
- GBLB shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -26.51% yearly.
- GBLB shows a decrease in Revenue. In the last year, the revenue decreased by -1.53%.
- Measured over the past years, GBLB shows a small growth in Revenue. The Revenue has been growing by 3.51% on average per year.
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
3.2 Future
- Based on estimates for the next years, GBLB will show a decrease in Earnings Per Share. The EPS will decrease by -6.38% on average per year.
- Based on estimates for the next years, GBLB will show a small growth in Revenue. The Revenue will grow by 2.33% on average per year.
EPS Next Y-21.12%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EPS Next 5YN/A
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 84.17, GBLB can be considered very expensive at the moment.
- Based on the Price/Earnings ratio, GBLB is valued a bit more expensive than the industry average as 69.09% of the companies are valued more cheaply.
- The average S&P500 Price/Earnings ratio is at 27.92. GBLB is valued rather expensively when compared to this.
- Based on the Price/Forward Earnings ratio of 23.30, the valuation of GBLB can be described as rather expensive.
- Based on the Price/Forward Earnings ratio, GBLB is valued a bit more expensive than the industry average as 63.64% of the companies are valued more cheaply.
- Compared to an average S&P500 Price/Forward Earnings ratio of 27.78, GBLB is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 84.17 | ||
| Fwd PE | 23.3 |
4.2 Price Multiples
- GBLB's Enterprise Value to EBITDA is on the same level as the industry average.
- GBLB's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.27 | ||
| EV/EBITDA | 13.86 |
4.3 Compensation for Growth
- A cheap valuation may be justified as GBLB's earnings are expected to decrease with -6.38% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.37%, GBLB is a good candidate for dividend investing.
- GBLB's Dividend Yield is a higher than the industry average which is at 2.10.
- Compared to an average S&P500 Dividend Yield of 1.83, GBLB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.37% |
5.2 History
- The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
- 468.18% of the earnings are spent on dividend by GBLB. This is not a sustainable payout ratio.
- GBLB's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP468.18%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EBR:GBLB (2/6/2026, 7:00:00 PM)
80.8
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06 2025-11-06
Earnings (Next)03-12 2026-03-12
Inst Owners25.02%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap10.76B
Revenue(TTM)6.68B
Net Income(TTM)132.30M
Analysts81.54
Price Target84.94 (5.12%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.37% |
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP468.18%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.3%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)10.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 84.17 | ||
| Fwd PE | 23.3 | ||
| P/S | 1.61 | ||
| P/FCF | 18.27 | ||
| P/OCF | 8.93 | ||
| P/B | 0.87 | ||
| P/tB | 2.05 | ||
| EV/EBITDA | 13.86 |
EPS(TTM)0.96
EY1.19%
EPS(NY)3.47
Fwd EY4.29%
FCF(TTM)4.42
FCFY5.47%
OCF(TTM)9.05
OCFY11.2%
SpS50.19
BVpS92.77
TBVpS39.46
PEG (NY)N/A
PEG (5Y)N/A
Graham Number44.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROCE | 1.63% | ||
| ROIC | 0.96% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.79% | ||
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% | ||
| FCFM | 8.81% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexgc growth 3Y-6.63%
ROICexgc growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Debt/EBITDA | 6.63 | ||
| Cap/Depr | 104.99% | ||
| Cap/Sales | 9.21% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 126.32% | ||
| Profit Quality | 445.28% | ||
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 | ||
| Altman-Z | 1.35 |
F-Score5
WACC6.19%
ROIC/WACC0.16
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
EPS Next Y-21.12%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y-41.9%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year9.24%
EBIT Next 3Y5.06%
EBIT Next 5YN/A
FCF growth 1Y82.78%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y13.85%
OCF growth 3Y8.48%
OCF growth 5Y4.55%
GROUPE BRUXELLES LAMBERT NV / GBLB.BR FAQ
What is the ChartMill fundamental rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBLB.BR.
What is the valuation status for GBLB stock?
ChartMill assigns a valuation rating of 1 / 10 to GROUPE BRUXELLES LAMBERT NV (GBLB.BR). This can be considered as Overvalued.
What is the profitability of GBLB stock?
GROUPE BRUXELLES LAMBERT NV (GBLB.BR) has a profitability rating of 3 / 10.
Can you provide the expected EPS growth for GBLB stock?
The Earnings per Share (EPS) of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is expected to decline by -21.12% in the next year.
How sustainable is the dividend of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
The dividend rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 4 / 10 and the dividend payout ratio is 468.18%.