GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:GBLB - BE0003797140 - Common Stock
74.55 EUR
+0.6 (+0.81%)
Taking everything into account, GBLB scores 3 out of 10 in our fundamental rating. GBLB was compared to 53 industry peers in the Financial Services industry. Both the profitability and the financial health of GBLB get a neutral evaluation. Nothing too spectacular is happening here. GBLB has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
GBLB had positive earnings in the past year.
In the past year GBLB had a positive cash flow from operations.
GBLB had positive earnings in 4 of the past 5 years.
GBLB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.52%, GBLB perfoms like the industry average, outperforming 47.17% of the companies in the same industry.
GBLB's Return On Equity of 1.07% is in line compared to the rest of the industry. GBLB outperforms 47.17% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.96%, GBLB is in line with its industry, outperforming 41.51% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for GBLB is significantly below the industry average of 8.74%.
The 3 year average ROIC (0.81%) for GBLB is below the current ROIC(0.96%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROIC | 0.96% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
1.3 Margins
With a Profit Margin value of 1.98%, GBLB perfoms like the industry average, outperforming 47.17% of the companies in the same industry.
GBLB's Profit Margin has declined in the last couple of years.
GBLB has a Operating Margin (5.49%) which is in line with its industry peers.
In the last couple of years the Operating Margin of GBLB has declined.
GBLB has a better Gross Margin (62.71%) than 67.92% of its industry peers.
GBLB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% |
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GBLB is destroying value.
GBLB has less shares outstanding than it did 1 year ago.
GBLB has less shares outstanding than it did 5 years ago.
GBLB has a worse debt/assets ratio than last year.
2.2 Solvency
GBLB has an Altman-Z score of 1.31. This is a bad value and indicates that GBLB is not financially healthy and even has some risk of bankruptcy.
GBLB has a Altman-Z score of 1.31. This is comparable to the rest of the industry: GBLB outperforms 49.06% of its industry peers.
The Debt to FCF ratio of GBLB is 12.98, which is on the high side as it means it would take GBLB, 12.98 years of fcf income to pay off all of its debts.
GBLB has a Debt to FCF ratio (12.98) which is comparable to the rest of the industry.
GBLB has a Debt/Equity ratio of 0.51. This is a neutral value indicating GBLB is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.51, GBLB is in line with its industry, outperforming 52.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Altman-Z | 1.31 |
ROIC/WACC0.16
WACC5.95%
2.3 Liquidity
A Current Ratio of 1.91 indicates that GBLB should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.91, GBLB is doing good in the industry, outperforming 71.70% of the companies in the same industry.
GBLB has a Quick Ratio of 1.56. This is a normal value and indicates that GBLB is financially healthy and should not expect problems in meeting its short term obligations.
GBLB's Quick ratio of 1.56 is fine compared to the rest of the industry. GBLB outperforms 69.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 |
3. Growth
3.1 Past
GBLB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -91.95%.
Measured over the past years, GBLB shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -26.51% on average per year.
GBLB shows a decrease in Revenue. In the last year, the revenue decreased by -1.53%.
Measured over the past years, GBLB shows a small growth in Revenue. The Revenue has been growing by 3.51% on average per year.
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
3.2 Future
The Earnings Per Share is expected to decrease by -6.19% on average over the next years.
The Revenue is expected to grow by 2.33% on average over the next years.
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 77.66, the valuation of GBLB can be described as expensive.
60.38% of the companies in the same industry are cheaper than GBLB, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.31. GBLB is valued rather expensively when compared to this.
GBLB is valuated rather expensively with a Price/Forward Earnings ratio of 21.34.
Compared to the rest of the industry, the Price/Forward Earnings ratio of GBLB is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of GBLB to the average of the S&P500 Index (36.59), we can say GBLB is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 77.66 | ||
| Fwd PE | 21.34 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of GBLB indicates a somewhat cheap valuation: GBLB is cheaper than 64.15% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, GBLB is valued a bit cheaper than 60.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.86 | ||
| EV/EBITDA | 12.91 |
4.3 Compensation for Growth
A cheap valuation may be justified as GBLB's earnings are expected to decrease with -6.19% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
5. Dividend
5.1 Amount
GBLB has a Yearly Dividend Yield of 4.73%, which is a nice return.
GBLB's Dividend Yield is rather good when compared to the industry average which is at 3.54. GBLB pays more dividend than 84.91% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, GBLB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.73% |
5.2 History
The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
GBLB pays out 468.18% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of GBLB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP468.18%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EBR:GBLB (11/28/2025, 7:00:00 PM)
74.55
+0.6 (+0.81%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners25.81%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap9.93B
Revenue(TTM)6.68B
Net Income(TTM)132.30M
Analysts83.08
Price Target86.32 (15.79%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.73% |
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP468.18%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.99%
PT rev (3m)0.99%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 77.66 | ||
| Fwd PE | 21.34 | ||
| P/S | 1.49 | ||
| P/FCF | 16.86 | ||
| P/OCF | 8.24 | ||
| P/B | 0.8 | ||
| P/tB | 1.89 | ||
| EV/EBITDA | 12.91 |
EPS(TTM)0.96
EY1.29%
EPS(NY)3.49
Fwd EY4.69%
FCF(TTM)4.42
FCFY5.93%
OCF(TTM)9.05
OCFY12.14%
SpS50.19
BVpS92.77
TBVpS39.46
PEG (NY)N/A
PEG (5Y)N/A
Graham Number44.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROCE | 1.63% | ||
| ROIC | 0.96% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.79% | ||
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% | ||
| FCFM | 8.81% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexgc growth 3Y-6.63%
ROICexgc growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Debt/EBITDA | 6.63 | ||
| Cap/Depr | 104.99% | ||
| Cap/Sales | 9.21% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 126.32% | ||
| Profit Quality | 445.28% | ||
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 | ||
| Altman-Z | 1.31 |
F-Score5
WACC5.95%
ROIC/WACC0.16
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y-41.9%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year9.24%
EBIT Next 3Y5.06%
EBIT Next 5YN/A
FCF growth 1Y82.78%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y13.85%
OCF growth 3Y8.48%
OCF growth 5Y4.55%
GROUPE BRUXELLES LAMBERT NV / GBLB.BR FAQ
What is the ChartMill fundamental rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBLB.BR.
What is the valuation status of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a valuation rating of 2 / 10 to GROUPE BRUXELLES LAMBERT NV (GBLB.BR). This can be considered as Overvalued.
What is the profitability of GBLB stock?
GROUPE BRUXELLES LAMBERT NV (GBLB.BR) has a profitability rating of 4 / 10.
What are the PE and PB ratios of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
The Price/Earnings (PE) ratio for GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 77.66 and the Price/Book (PB) ratio is 0.8.
How financially healthy is GROUPE BRUXELLES LAMBERT NV?
The financial health rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 4 / 10.