GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:GBLB - BE0003797140 - Common Stock
78.65 EUR
-1.6 (-1.99%)
GBLB gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 60 industry peers in the Financial Services industry. While GBLB seems to be doing ok healthwise, there are quite some concerns on its profitability. GBLB is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- GBLB had positive earnings in the past year.
- In the past year GBLB had a positive cash flow from operations.
- GBLB had positive earnings in 4 of the past 5 years.
- Each year in the past 5 years GBLB had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.52%, GBLB is doing worse than 63.33% of the companies in the same industry.
- The Return On Equity of GBLB (1.07%) is worse than 60.00% of its industry peers.
- GBLB's Return On Invested Capital of 0.96% is on the low side compared to the rest of the industry. GBLB is outperformed by 65.00% of its industry peers.
- GBLB had an Average Return On Invested Capital over the past 3 years of 0.81%. This is significantly below the industry average of 10.51%.
- The last Return On Invested Capital (0.96%) for GBLB is above the 3 year average (0.81%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROIC | 0.96% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
1.3 Margins
- The Profit Margin of GBLB (1.98%) is worse than 60.00% of its industry peers.
- GBLB's Profit Margin has declined in the last couple of years.
- The Operating Margin of GBLB (5.49%) is worse than 65.00% of its industry peers.
- GBLB's Operating Margin has declined in the last couple of years.
- GBLB's Gross Margin of 62.71% is fine compared to the rest of the industry. GBLB outperforms 65.00% of its industry peers.
- In the last couple of years the Gross Margin of GBLB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% |
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
2. Health
2.1 Basic Checks
- GBLB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- GBLB has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, GBLB has less shares outstanding
- GBLB has a worse debt/assets ratio than last year.
2.2 Solvency
- GBLB has an Altman-Z score of 1.35. This is a bad value and indicates that GBLB is not financially healthy and even has some risk of bankruptcy.
- GBLB has a Altman-Z score (1.35) which is comparable to the rest of the industry.
- The Debt to FCF ratio of GBLB is 12.98, which is on the high side as it means it would take GBLB, 12.98 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 12.98, GBLB is in line with its industry, outperforming 46.67% of the companies in the same industry.
- A Debt/Equity ratio of 0.51 indicates that GBLB is somewhat dependend on debt financing.
- With a Debt to Equity ratio value of 0.51, GBLB perfoms like the industry average, outperforming 56.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Altman-Z | 1.35 |
ROIC/WACC0.15
WACC6.36%
2.3 Liquidity
- A Current Ratio of 1.91 indicates that GBLB should not have too much problems paying its short term obligations.
- GBLB has a Current ratio of 1.91. This is in the better half of the industry: GBLB outperforms 71.67% of its industry peers.
- GBLB has a Quick Ratio of 1.56. This is a normal value and indicates that GBLB is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.56, GBLB is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 |
3. Growth
3.1 Past
- GBLB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -91.95%.
- GBLB shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -26.51% yearly.
- Looking at the last year, GBLB shows a decrease in Revenue. The Revenue has decreased by -1.53% in the last year.
- Measured over the past years, GBLB shows a small growth in Revenue. The Revenue has been growing by 3.51% on average per year.
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
3.2 Future
- The Earnings Per Share is expected to decrease by -6.38% on average over the next years.
- GBLB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.33% yearly.
EPS Next Y-21.12%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EPS Next 5YN/A
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 81.93, which means the current valuation is very expensive for GBLB.
- 68.33% of the companies in the same industry are cheaper than GBLB, based on the Price/Earnings ratio.
- GBLB's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.38.
- GBLB is valuated rather expensively with a Price/Forward Earnings ratio of 22.68.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of GBLB is on the same level as its industry peers.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. GBLB is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 81.93 | ||
| Fwd PE | 22.68 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as GBLB.
- The rest of the industry has a similar Price/Free Cash Flow ratio as GBLB.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.78 | ||
| EV/EBITDA | 13.79 |
4.3 Compensation for Growth
- GBLB's earnings are expected to decrease with -6.38% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
5. Dividend
5.1 Amount
- GBLB has a Yearly Dividend Yield of 4.35%, which is a nice return.
- Compared to an average industry Dividend Yield of 1.95, GBLB pays a better dividend. On top of this GBLB pays more dividend than 81.67% of the companies listed in the same industry.
- GBLB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.35% |
5.2 History
- The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
- GBLB pays out 468.18% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of GBLB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP468.18%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EBR:GBLB (1/19/2026, 7:00:00 PM)
78.65
-1.6 (-1.99%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06 2025-11-06
Earnings (Next)03-12 2026-03-12
Inst Owners25.02%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap10.48B
Revenue(TTM)6.68B
Net Income(TTM)132.30M
Analysts81.54
Price Target84.94 (8%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.35% |
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP468.18%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.63%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)10.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 81.93 | ||
| Fwd PE | 22.68 | ||
| P/S | 1.57 | ||
| P/FCF | 17.78 | ||
| P/OCF | 8.69 | ||
| P/B | 0.85 | ||
| P/tB | 1.99 | ||
| EV/EBITDA | 13.79 |
EPS(TTM)0.96
EY1.22%
EPS(NY)3.47
Fwd EY4.41%
FCF(TTM)4.42
FCFY5.62%
OCF(TTM)9.05
OCFY11.5%
SpS50.19
BVpS92.77
TBVpS39.46
PEG (NY)N/A
PEG (5Y)N/A
Graham Number44.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROCE | 1.63% | ||
| ROIC | 0.96% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.79% | ||
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% | ||
| FCFM | 8.81% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexgc growth 3Y-6.63%
ROICexgc growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Debt/EBITDA | 6.63 | ||
| Cap/Depr | 104.99% | ||
| Cap/Sales | 9.21% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 126.32% | ||
| Profit Quality | 445.28% | ||
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 | ||
| Altman-Z | 1.35 |
F-Score5
WACC6.36%
ROIC/WACC0.15
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
EPS Next Y-21.12%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y-41.9%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year9.24%
EBIT Next 3Y5.06%
EBIT Next 5YN/A
FCF growth 1Y82.78%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y13.85%
OCF growth 3Y8.48%
OCF growth 5Y4.55%
GROUPE BRUXELLES LAMBERT NV / GBLB.BR FAQ
What is the ChartMill fundamental rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBLB.BR.
What is the valuation status for GBLB stock?
ChartMill assigns a valuation rating of 1 / 10 to GROUPE BRUXELLES LAMBERT NV (GBLB.BR). This can be considered as Overvalued.
What is the profitability of GBLB stock?
GROUPE BRUXELLES LAMBERT NV (GBLB.BR) has a profitability rating of 3 / 10.
Can you provide the expected EPS growth for GBLB stock?
The Earnings per Share (EPS) of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is expected to decline by -21.12% in the next year.
How sustainable is the dividend of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
The dividend rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 5 / 10 and the dividend payout ratio is 468.18%.