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FFBW INC (FFBW) Stock Fundamental Analysis

NASDAQ:FFBW - Nasdaq - US30260M1036 - Common Stock - Currency: USD

11.78  -0.02 (-0.17%)

Fundamental Rating

2

Overall FFBW gets a fundamental rating of 2 out of 10. We evaluated FFBW against 0 industry peers in the Thrifts & Mortgage Finance industry. While FFBW seems to be doing ok healthwise, there are quite some concerns on its profitability. FFBW is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

FFBW had positive earnings in the past year.
In the past year FFBW had a positive cash flow from operations.
FFBW Yearly Net Income VS EBIT VS OCF VS FCFFFBW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 0 2M -2M 4M

1.2 Ratios

FFBW's Return On Assets of 0.67% is on the low side compared to the rest of the industry. FFBW is outperformed by 61.18% of its industry peers.
FFBW has a worse Return On Equity (2.73%) than 76.47% of its industry peers.
Industry RankSector Rank
ROA 0.67%
ROE 2.73%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FFBW Yearly ROA, ROE, ROICFFBW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 0 1 2

1.3 Margins

FFBW has a worse Profit Margin (17.78%) than 60.00% of its industry peers.
In the last couple of years the Profit Margin of FFBW has grown nicely.
FFBW does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 17.78%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y13.93%
PM growth 5Y52.02%
GM growth 3YN/A
GM growth 5YN/A
FFBW Yearly Profit, Operating, Gross MarginsFFBW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 0 5 10 15

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4

2. Health

2.1 Basic Checks

FFBW does not have a ROIC to compare to the WACC, probably because it is not profitable.
FFBW has less shares outstanding than it did 1 year ago.
There is no outstanding debt for FFBW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
FFBW Yearly Shares OutstandingFFBW Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2M 4M 6M
FFBW Yearly Total Debt VS Total AssetsFFBW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 100M 200M 300M

2.2 Solvency

There is no outstanding debt for FFBW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC8.73%
FFBW Yearly LT Debt VS Equity VS FCFFFBW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 0 20M 40M 60M 80M 100M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FFBW Yearly Current Assets VS Current LiabilitesFFBW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 20K 40K 60K 80K

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3

3. Growth

3.1 Past

FFBW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.95%, which is quite good.
FFBW shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 69.55% yearly.
The Revenue has been growing slightly by 1.04% in the past year.
The Revenue has been growing slightly by 7.48% on average over the past years.
EPS 1Y (TTM)17.95%
EPS 3Y29.33%
EPS 5Y69.55%
EPS Q2Q%34.93%
Revenue 1Y (TTM)1.04%
Revenue growth 3Y8.1%
Revenue growth 5Y7.48%
Sales Q2Q%14.67%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FFBW Yearly Revenue VS EstimatesFFBW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2M 4M 6M 8M 10M

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0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 31.84, which means the current valuation is very expensive for FFBW.
Based on the Price/Earnings ratio, FFBW is valued a bit more expensive than the industry average as 75.29% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 24.21, FFBW is valued a bit more expensive.
Industry RankSector Rank
PE 31.84
Fwd PE N/A
FFBW Price Earnings VS Forward Price EarningsFFBW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, FFBW is valued a bit more expensive than the industry average as 62.35% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 47.52
EV/EBITDA N/A
FFBW Per share dataFFBW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.46
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

FFBW does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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FFBW INC

NASDAQ:FFBW (2/13/2023, 8:20:07 PM)

11.78

-0.02 (-0.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryThrifts & Mortgage Finance
Earnings (Last)11-09 2022-11-09/bmo
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners69.83%
Ins Owner Change0%
Market Cap65.43M
Analysts0
Price TargetN/A
Short Float %0.03%
Short Ratio0.21
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 31.84
Fwd PE N/A
P/S 5.5
P/FCF 47.52
P/OCF 22.57
P/B 0.84
P/tB 0.84
EV/EBITDA N/A
EPS(TTM)0.37
EY3.14%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.25
FCFY2.1%
OCF(TTM)0.52
OCFY4.43%
SpS2.14
BVpS13.95
TBVpS13.95
PEG (NY)N/A
PEG (5Y)0.46
Profitability
Industry RankSector Rank
ROA 0.67%
ROE 2.73%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 17.78%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y13.93%
PM growth 5Y52.02%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 484.71%
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 65.08%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC8.73%
ROIC/WACCN/A
Cap/Depr(3y)40.33%
Cap/Depr(5y)46.32%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)158.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.95%
EPS 3Y29.33%
EPS 5Y69.55%
EPS Q2Q%34.93%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.04%
Revenue growth 3Y8.1%
Revenue growth 5Y7.48%
Sales Q2Q%14.67%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.17%
FCF growth 3Y29.4%
FCF growth 5Y16.97%
OCF growth 1Y-1.06%
OCF growth 3Y29.12%
OCF growth 5Y16.92%