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FFBW INC (FFBW) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:FFBW - US30260M1036 - Common Stock

11.78 USD
-0.02 (-0.17%)
Last: 2/13/2023, 8:20:07 PM
Fundamental Rating

2

FFBW gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 0 industry peers in the Thrifts & Mortgage Finance industry. FFBW scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. FFBW has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

FFBW had positive earnings in the past year.
FFBW had a positive operating cash flow in the past year.
FFBW Yearly Net Income VS EBIT VS OCF VS FCFFFBW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 0 1M 2M 3M 4M

1.2 Ratios

FFBW has a Return On Assets of 0.67%. This is in the lower half of the industry: FFBW underperforms 61.18% of its industry peers.
FFBW has a Return On Equity of 2.73%. This is in the lower half of the industry: FFBW underperforms 76.47% of its industry peers.
Industry RankSector Rank
ROA 0.67%
ROE 2.73%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FFBW Yearly ROA, ROE, ROICFFBW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 0 0.5 1 1.5 2 2.5

1.3 Margins

The Profit Margin of FFBW (17.78%) is worse than 60.00% of its industry peers.
FFBW's Profit Margin has improved in the last couple of years.
FFBW does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 17.78%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y13.93%
PM growth 5Y52.02%
GM growth 3YN/A
GM growth 5YN/A
FFBW Yearly Profit, Operating, Gross MarginsFFBW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 0 5 10 15

4

2. Health

2.1 Basic Checks

FFBW does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, FFBW has less shares outstanding
FFBW has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
FFBW Yearly Shares OutstandingFFBW Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2M 4M 6M
FFBW Yearly Total Debt VS Total AssetsFFBW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 100M 200M 300M

2.2 Solvency

There is no outstanding debt for FFBW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC8.73%
FFBW Yearly LT Debt VS Equity VS FCFFFBW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 20M 40M 60M 80M 100M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FFBW Yearly Current Assets VS Current LiabilitesFFBW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 20K 40K 60K 80K

3

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 17.95% over the past year.
Measured over the past years, FFBW shows a very strong growth in Earnings Per Share. The EPS has been growing by 69.55% on average per year.
Looking at the last year, FFBW shows a small growth in Revenue. The Revenue has grown by 1.04% in the last year.
Measured over the past years, FFBW shows a small growth in Revenue. The Revenue has been growing by 7.48% on average per year.
EPS 1Y (TTM)17.95%
EPS 3Y29.33%
EPS 5Y69.55%
EPS Q2Q%34.93%
Revenue 1Y (TTM)1.04%
Revenue growth 3Y8.1%
Revenue growth 5Y7.48%
Sales Q2Q%14.67%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FFBW Yearly Revenue VS EstimatesFFBW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2M 4M 6M 8M 10M

0

4. Valuation

4.1 Price/Earnings Ratio

FFBW is valuated quite expensively with a Price/Earnings ratio of 31.84.
75.29% of the companies in the same industry are cheaper than FFBW, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of FFBW to the average of the S&P500 Index (26.51), we can say FFBW is valued slightly more expensively.
Industry RankSector Rank
PE 31.84
Fwd PE N/A
FFBW Price Earnings VS Forward Price EarningsFFBW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, FFBW is valued a bit more expensive than the industry average as 62.35% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 47.52
EV/EBITDA N/A
FFBW Per share dataFFBW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.46
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

FFBW does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

FFBW INC

NASDAQ:FFBW (2/13/2023, 8:20:07 PM)

11.78

-0.02 (-0.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryThrifts & Mortgage Finance
Earnings (Last)11-09 2022-11-09/bmo
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners69.83%
Ins Owner Change0%
Market Cap65.43M
Revenue(TTM)11.90M
Net Income(TTM)2.12M
Analysts0
Price TargetN/A
Short Float %0%
Short Ratio0.03
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 31.84
Fwd PE N/A
P/S 5.5
P/FCF 47.52
P/OCF 22.57
P/B 0.84
P/tB 0.84
EV/EBITDA N/A
EPS(TTM)0.37
EY3.14%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.25
FCFY2.1%
OCF(TTM)0.52
OCFY4.43%
SpS2.14
BVpS13.95
TBVpS13.95
PEG (NY)N/A
PEG (5Y)0.46
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.67%
ROE 2.73%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 17.78%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y13.93%
PM growth 5Y52.02%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 484.71%
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 65.08%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC8.73%
ROIC/WACCN/A
Cap/Depr(3y)40.33%
Cap/Depr(5y)46.32%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)158.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.95%
EPS 3Y29.33%
EPS 5Y69.55%
EPS Q2Q%34.93%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.04%
Revenue growth 3Y8.1%
Revenue growth 5Y7.48%
Sales Q2Q%14.67%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.17%
FCF growth 3Y29.4%
FCF growth 5Y16.97%
OCF growth 1Y-1.06%
OCF growth 3Y29.12%
OCF growth 5Y16.92%

FFBW INC / FFBW FAQ

Can you provide the ChartMill fundamental rating for FFBW INC?

ChartMill assigns a fundamental rating of 3 / 10 to FFBW.


Can you provide the valuation status for FFBW INC?

ChartMill assigns a valuation rating of 5 / 10 to FFBW INC (FFBW). This can be considered as Fairly Valued.


Can you provide the profitability details for FFBW INC?

FFBW INC (FFBW) has a profitability rating of 2 / 10.


What are the PE and PB ratios of FFBW INC (FFBW) stock?

The Price/Earnings (PE) ratio for FFBW INC (FFBW) is 31.84 and the Price/Book (PB) ratio is 0.84.