EDENRED (EDEN.PA) Stock Fundamental Analysis
EPA:EDEN - Euronext Paris - Matif - FR0010908533 - Common Stock - Currency: EUR
We assign a fundamental rating of 5 out of 10 to EDEN. EDEN was compared to 47 industry peers in the Financial Services industry. While EDEN belongs to the best of the industry regarding profitability, there are concerns on its financial health. EDEN scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
In the past year EDEN had a positive cash flow from operations.
Each year in the past 5 years EDEN has been profitable.
EDEN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
EDEN's Return On Assets of 3.82% is fine compared to the rest of the industry. EDEN outperforms 63.83% of its industry peers.
The Return On Invested Capital of EDEN (17.65%) is better than 89.36% of its industry peers.
EDEN had an Average Return On Invested Capital over the past 3 years of 16.28%. This is above the industry average of 11.50%.
The last Return On Invested Capital (17.65%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.82% | ||
| ROE | N/A | ||
| ROIC | 17.65% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
EDEN has a Profit Margin of 17.75%. This is in the better half of the industry: EDEN outperforms 65.96% of its industry peers.
EDEN's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 36.41%, EDEN is in the better half of the industry, outperforming 72.34% of the companies in the same industry.
In the last couple of years the Operating Margin of EDEN has grown nicely.
The Gross Margin of EDEN (91.18%) is better than 89.36% of its industry peers.
EDEN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.41% | ||
| PM (TTM) | 17.75% | ||
| GM | 91.18% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EDEN is creating value.
EDEN has less shares outstanding than it did 1 year ago.
EDEN has less shares outstanding than it did 5 years ago.
The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
EDEN has an Altman-Z score of 0.51. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of EDEN (0.51) is worse than 70.21% of its industry peers.
The Debt to FCF ratio of EDEN is 5.59, which is a neutral value as it means it would take EDEN, 5.59 years of fcf income to pay off all of its debts.
EDEN has a Debt to FCF ratio of 5.59. This is comparable to the rest of the industry: EDEN outperforms 59.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.59 | ||
| Altman-Z | 0.51 |
ROIC/WACC2.69
WACC6.55%
2.3 Liquidity
EDEN has a Current Ratio of 0.85. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of EDEN (0.85) is worse than 63.83% of its industry peers.
EDEN has a Quick Ratio of 0.85. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.85, EDEN is not doing good in the industry: 63.83% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 25.63% over the past year.
Measured over the past years, EDEN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.28% on average per year.
The Revenue has grown by 13.60% in the past year. This is quite good.
The Revenue has been growing by 11.93% on average over the past years. This is quite good.
EPS 1Y (TTM)25.63%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%33.33%
Revenue 1Y (TTM)13.6%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%8.14%
3.2 Future
EDEN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.24% yearly.
The Revenue is expected to grow by 6.26% on average over the next years.
EPS Next Y20.28%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPS Next 5Y10.24%
Revenue Next Year5.92%
Revenue Next 2Y6.37%
Revenue Next 3Y6.89%
Revenue Next 5Y6.26%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.95, the valuation of EDEN can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 61.70% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.34, EDEN is valued rather cheaply.
With a Price/Forward Earnings ratio of 9.93, the valuation of EDEN can be described as very reasonable.
EDEN's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. EDEN is cheaper than 68.09% of the companies in the same industry.
EDEN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.19.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.95 | ||
| Fwd PE | 9.93 |
4.2 Price Multiples
EDEN's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. EDEN is cheaper than 74.47% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of EDEN indicates a rather cheap valuation: EDEN is cheaper than 82.98% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.09 | ||
| EV/EBITDA | 4.51 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EDEN has a very decent profitability rating, which may justify a higher PE ratio.
EDEN's earnings are expected to grow with 14.98% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.59
PEG (5Y)1.29
EPS Next 2Y15.66%
EPS Next 3Y14.98%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.64%, EDEN is a good candidate for dividend investing.
In the last 3 months the price of EDEN has falen by -23.51%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
EDEN's Dividend Yield is a higher than the industry average which is at 4.00.
Compared to an average S&P500 Dividend Yield of 2.40, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.64% |
5.2 History
The dividend of EDEN is nicely growing with an annual growth rate of 28.21%!
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
EDEN pays out 60.55% of its income as dividend. This is not a sustainable payout ratio.
EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP60.55%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPA:EDEN (6/19/2025, 7:00:00 PM)
24.01
-0.93 (-3.73%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.22%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap5.76B
Analysts77.5
Price Target43 (79.09%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.64% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP60.55%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.47%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.95 | ||
| Fwd PE | 9.93 | ||
| P/S | 2.02 | ||
| P/FCF | 7.09 | ||
| P/OCF | 5.6 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 4.51 |
EPS(TTM)2.01
EY8.37%
EPS(NY)2.42
Fwd EY10.07%
FCF(TTM)3.38
FCFY14.1%
OCF(TTM)4.29
OCFY17.87%
SpS11.91
BVpS-3.79
TBVpS-22.65
PEG (NY)0.59
PEG (5Y)1.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.82% | ||
| ROE | N/A | ||
| ROCE | 30.54% | ||
| ROIC | 17.65% | ||
| ROICexc | 96.55% | ||
| ROICexgc | N/A | ||
| OM | 36.41% | ||
| PM (TTM) | 17.75% | ||
| GM | 91.18% | ||
| FCFM | 28.43% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score6
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.59 | ||
| Debt/EBITDA | 3.12 | ||
| Cap/Depr | 88.57% | ||
| Cap/Sales | 7.6% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 80.08% | ||
| Profit Quality | 160.16% | ||
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 0.51 |
F-Score6
WACC6.55%
ROIC/WACC2.69
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)25.63%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%33.33%
EPS Next Y20.28%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPS Next 5Y10.24%
Revenue 1Y (TTM)13.6%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%8.14%
Revenue Next Year5.92%
Revenue Next 2Y6.37%
Revenue Next 3Y6.89%
Revenue Next 5Y6.26%
EBIT growth 1Y15.43%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year29.63%
EBIT Next 3Y14.58%
EBIT Next 5Y9.85%
FCF growth 1Y-5.8%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-2.19%
OCF growth 3Y19.43%
OCF growth 5Y17.22%