EDENRED (EDEN.PA) Stock Fundamental Analysis
EPA:EDEN - Euronext Paris - Matif - FR0010908533 - Common Stock - Currency: EUR
Overall EDEN gets a fundamental rating of 5 out of 10. We evaluated EDEN against 50 industry peers in the Financial Services industry. While EDEN has a great profitability rating, there are quite some concerns on its financial health. EDEN is valued quite cheap, while showing a decent growth score. This is a good combination! EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
EDEN had positive earnings in the past year.
In the past year EDEN had a positive cash flow from operations.
Each year in the past 5 years EDEN has been profitable.
In the past 5 years EDEN always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 3.80%, EDEN is doing good in the industry, outperforming 62.00% of the companies in the same industry.
EDEN has a better Return On Invested Capital (19.31%) than 88.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for EDEN is above the industry average of 11.75%.
The last Return On Invested Capital (19.31%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
EDEN has a Profit Margin of 17.41%. This is in the better half of the industry: EDEN outperforms 68.00% of its industry peers.
EDEN's Profit Margin has declined in the last couple of years.
EDEN's Operating Margin of 36.88% is fine compared to the rest of the industry. EDEN outperforms 76.00% of its industry peers.
EDEN's Operating Margin has improved in the last couple of years.
EDEN's Gross Margin of 91.62% is amongst the best of the industry. EDEN outperforms 92.00% of its industry peers.
In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
EDEN has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
EDEN has less shares outstanding than it did 1 year ago.
EDEN has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, EDEN has a worse debt to assets ratio.
2.2 Solvency
EDEN has an Altman-Z score of 0.52. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.52, EDEN is doing worse than 62.00% of the companies in the same industry.
The Debt to FCF ratio of EDEN is 7.79, which is on the high side as it means it would take EDEN, 7.79 years of fcf income to pay off all of its debts.
EDEN has a Debt to FCF ratio (7.79) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.52 |
ROIC/WACC2.74
WACC7.05%
2.3 Liquidity
A Current Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
EDEN's Current ratio of 0.86 is on the low side compared to the rest of the industry. EDEN is outperformed by 68.00% of its industry peers.
EDEN has a Quick Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
EDEN has a worse Quick ratio (0.86) than 68.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
EDEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.39%, which is quite impressive.
The Earnings Per Share has been growing by 9.28% on average over the past years. This is quite good.
EDEN shows a small growth in Revenue. In the last year, the Revenue has grown by 6.05%.
EDEN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.93% yearly.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
The Earnings Per Share is expected to grow by 11.73% on average over the next years. This is quite good.
Based on estimates for the next years, EDEN will show a small growth in Revenue. The Revenue will grow by 5.50% on average per year.
EPS Next Y20.28%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPS Next 5Y11.73%
Revenue Next Year4.44%
Revenue Next 2Y5.48%
Revenue Next 3Y6.3%
Revenue Next 5Y5.5%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.54, the valuation of EDEN can be described as correct.
Based on the Price/Earnings ratio, EDEN is valued a bit cheaper than the industry average as 68.00% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.84, EDEN is valued rather cheaply.
A Price/Forward Earnings ratio of 9.79 indicates a reasonable valuation of EDEN.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 76.00% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 34.94. EDEN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.54 | ||
| Fwd PE | 9.79 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 76.00% of the companies listed in the same industry.
80.00% of the companies in the same industry are more expensive than EDEN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.6 | ||
| EV/EBITDA | 5.16 |
4.3 Compensation for Growth
EDEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EDEN has a very decent profitability rating, which may justify a higher PE ratio.
EDEN's earnings are expected to grow with 14.98% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.62
PEG (5Y)1.35
EPS Next 2Y15.66%
EPS Next 3Y14.98%
5. Dividend
5.1 Amount
EDEN has a Yearly Dividend Yield of 4.65%, which is a nice return.
Compared to an average industry Dividend Yield of 3.51, EDEN pays a better dividend. On top of this EDEN pays more dividend than 84.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.65% |
5.2 History
The dividend of EDEN is nicely growing with an annual growth rate of 28.21%!
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
63.71% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
The dividend of EDEN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPA:EDEN (8/20/2025, 7:00:00 PM)
26.33
+0.08 (+0.3%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.22%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap6.32B
Analysts77.39
Price Target41.96 (59.36%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.65% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.34%
PT rev (3m)-2.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.4%
Revenue NY rev (3m)-1.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.54 | ||
| Fwd PE | 9.79 | ||
| P/S | 2.17 | ||
| P/FCF | 9.6 | ||
| P/OCF | 7.24 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.16 |
EPS(TTM)2.1
EY7.98%
EPS(NY)2.69
Fwd EY10.21%
FCF(TTM)2.74
FCFY10.42%
OCF(TTM)3.63
OCFY13.8%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.62
PEG (5Y)1.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.52 |
F-Score7
WACC7.05%
ROIC/WACC2.74
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y20.28%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPS Next 5Y11.73%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year4.44%
Revenue Next 2Y5.48%
Revenue Next 3Y6.3%
Revenue Next 5Y5.5%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year29.63%
EBIT Next 3Y14.58%
EBIT Next 5Y8.03%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%