EDENRED (EDEN.PA) Stock Fundamental Analysis
EPA:EDEN - Euronext Paris - Matif - FR0010908533 - Common Stock - Currency: EUR
EDEN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 47 industry peers in the Financial Services industry. While EDEN belongs to the best of the industry regarding profitability, there are concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on EDEN.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
EDEN had a positive operating cash flow in the past year.
In the past 5 years EDEN has always been profitable.
Each year in the past 5 years EDEN had a positive operating cash flow.
1.2 Ratios
EDEN has a better Return On Assets (3.82%) than 63.83% of its industry peers.
EDEN's Return On Invested Capital of 17.65% is amongst the best of the industry. EDEN outperforms 91.49% of its industry peers.
The Average Return On Invested Capital over the past 3 years for EDEN is significantly above the industry average of 10.14%.
The 3 year average ROIC (16.28%) for EDEN is below the current ROIC(17.65%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.82% | ||
| ROE | N/A | ||
| ROIC | 17.65% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
EDEN has a Profit Margin of 17.75%. This is in the better half of the industry: EDEN outperforms 65.96% of its industry peers.
In the last couple of years the Profit Margin of EDEN has declined.
EDEN has a better Operating Margin (36.41%) than 74.47% of its industry peers.
EDEN's Operating Margin has improved in the last couple of years.
EDEN's Gross Margin of 91.18% is amongst the best of the industry. EDEN outperforms 91.49% of its industry peers.
EDEN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.41% | ||
| PM (TTM) | 17.75% | ||
| GM | 91.18% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EDEN is creating value.
The number of shares outstanding for EDEN has been reduced compared to 1 year ago.
EDEN has less shares outstanding than it did 5 years ago.
The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.53, we must say that EDEN is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.53, EDEN is not doing good in the industry: 70.21% of the companies in the same industry are doing better.
EDEN has a debt to FCF ratio of 5.59. This is a neutral value as EDEN would need 5.59 years to pay back of all of its debts.
EDEN has a Debt to FCF ratio of 5.59. This is comparable to the rest of the industry: EDEN outperforms 59.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.59 | ||
| Altman-Z | 0.53 |
ROIC/WACC2.81
WACC6.27%
2.3 Liquidity
A Current Ratio of 0.85 indicates that EDEN may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.85, EDEN is doing worse than 68.09% of the companies in the same industry.
EDEN has a Quick Ratio of 0.85. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
EDEN has a worse Quick ratio (0.85) than 68.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 25.63% over the past year.
Measured over the past years, EDEN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.28% on average per year.
EDEN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.60%.
Measured over the past years, EDEN shows a quite strong growth in Revenue. The Revenue has been growing by 11.93% on average per year.
EPS 1Y (TTM)25.63%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%33.33%
Revenue 1Y (TTM)13.6%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%8.14%
3.2 Future
Based on estimates for the next years, EDEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.85% on average per year.
The Revenue is expected to grow by 4.99% on average over the next years.
EPS Next Y20.28%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPS Next 5Y9.85%
Revenue Next Year5.92%
Revenue Next 2Y6.37%
Revenue Next 3Y6.89%
Revenue Next 5Y4.99%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
EDEN is valuated correctly with a Price/Earnings ratio of 13.33.
EDEN's Price/Earnings is on the same level as the industry average.
EDEN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.45.
A Price/Forward Earnings ratio of 11.09 indicates a reasonable valuation of EDEN.
Based on the Price/Forward Earnings ratio, EDEN is valued a bit cheaper than 70.21% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.90. EDEN is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.33 | ||
| Fwd PE | 11.09 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 74.47% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, EDEN is valued cheaply inside the industry as 85.11% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.92 | ||
| EV/EBITDA | 4.93 |
4.3 Compensation for Growth
EDEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of EDEN may justify a higher PE ratio.
EDEN's earnings are expected to grow with 14.98% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.66
PEG (5Y)1.44
EPS Next 2Y15.66%
EPS Next 3Y14.98%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.60%, EDEN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.85, EDEN pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.42, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.6% |
5.2 History
On average, the dividend of EDEN grows each year by 28.21%, which is quite nice.
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
60.55% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
The dividend of EDEN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP60.55%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPA:EDEN (7/4/2025, 7:00:00 PM)
26.8
-0.4 (-1.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.22%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap6.43B
Analysts77.5
Price Target42.96 (60.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.6% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP60.55%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.08%
PT rev (3m)-0.55%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.33 | ||
| Fwd PE | 11.09 | ||
| P/S | 2.25 | ||
| P/FCF | 7.92 | ||
| P/OCF | 6.25 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 4.93 |
EPS(TTM)2.01
EY7.5%
EPS(NY)2.42
Fwd EY9.02%
FCF(TTM)3.38
FCFY12.63%
OCF(TTM)4.29
OCFY16.01%
SpS11.91
BVpS-3.79
TBVpS-22.65
PEG (NY)0.66
PEG (5Y)1.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.82% | ||
| ROE | N/A | ||
| ROCE | 30.54% | ||
| ROIC | 17.65% | ||
| ROICexc | 96.55% | ||
| ROICexgc | N/A | ||
| OM | 36.41% | ||
| PM (TTM) | 17.75% | ||
| GM | 91.18% | ||
| FCFM | 28.43% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score6
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.59 | ||
| Debt/EBITDA | 3.12 | ||
| Cap/Depr | 88.57% | ||
| Cap/Sales | 7.6% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 80.08% | ||
| Profit Quality | 160.16% | ||
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 0.53 |
F-Score6
WACC6.27%
ROIC/WACC2.81
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)25.63%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%33.33%
EPS Next Y20.28%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPS Next 5Y9.85%
Revenue 1Y (TTM)13.6%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%8.14%
Revenue Next Year5.92%
Revenue Next 2Y6.37%
Revenue Next 3Y6.89%
Revenue Next 5Y4.99%
EBIT growth 1Y15.43%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year29.63%
EBIT Next 3Y14.58%
EBIT Next 5Y7.83%
FCF growth 1Y-5.8%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-2.19%
OCF growth 3Y19.43%
OCF growth 5Y17.22%