EDENRED (EDEN.PA) Stock Fundamental Analysis
EPA:EDEN - Euronext Paris - Matif - FR0010908533 - Common Stock - Currency: EUR
EDEN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 47 industry peers in the Financial Services industry. EDEN has an excellent profitability rating, but there are concerns on its financial health. EDEN has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
In the past year EDEN had a positive cash flow from operations.
EDEN had positive earnings in each of the past 5 years.
In the past 5 years EDEN always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.82%, EDEN is in the better half of the industry, outperforming 63.83% of the companies in the same industry.
EDEN's Return On Invested Capital of 17.65% is amongst the best of the industry. EDEN outperforms 93.62% of its industry peers.
EDEN had an Average Return On Invested Capital over the past 3 years of 16.28%. This is significantly above the industry average of 10.10%.
The last Return On Invested Capital (17.65%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.82% | ||
| ROE | N/A | ||
| ROIC | 17.65% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
Looking at the Profit Margin, with a value of 17.75%, EDEN is in the better half of the industry, outperforming 72.34% of the companies in the same industry.
EDEN's Profit Margin has declined in the last couple of years.
EDEN has a better Operating Margin (36.41%) than 76.60% of its industry peers.
EDEN's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 91.18%, EDEN belongs to the best of the industry, outperforming 91.49% of the companies in the same industry.
In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.41% | ||
| PM (TTM) | 17.75% | ||
| GM | 91.18% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EDEN is creating value.
EDEN has less shares outstanding than it did 1 year ago.
The number of shares outstanding for EDEN has been reduced compared to 5 years ago.
Compared to 1 year ago, EDEN has a worse debt to assets ratio.
2.2 Solvency
EDEN has an Altman-Z score of 0.53. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
EDEN has a Altman-Z score of 0.53. This is in the lower half of the industry: EDEN underperforms 68.09% of its industry peers.
The Debt to FCF ratio of EDEN is 5.59, which is a neutral value as it means it would take EDEN, 5.59 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of EDEN (5.59) is better than 61.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.59 | ||
| Altman-Z | 0.53 |
ROIC/WACC2.73
WACC6.46%
2.3 Liquidity
A Current Ratio of 0.85 indicates that EDEN may have some problems paying its short term obligations.
The Current ratio of EDEN (0.85) is worse than 65.96% of its industry peers.
EDEN has a Quick Ratio of 0.85. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
EDEN's Quick ratio of 0.85 is on the low side compared to the rest of the industry. EDEN is outperformed by 65.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 25.63% over the past year.
The Earnings Per Share has been growing by 9.28% on average over the past years. This is quite good.
Looking at the last year, EDEN shows a quite strong growth in Revenue. The Revenue has grown by 13.60% in the last year.
The Revenue has been growing by 11.93% on average over the past years. This is quite good.
EPS 1Y (TTM)25.63%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%33.33%
Revenue 1Y (TTM)13.6%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%8.14%
3.2 Future
Based on estimates for the next years, EDEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.66% on average per year.
The Revenue is expected to grow by 4.74% on average over the next years.
EPS Next Y20.28%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPS Next 5Y8.66%
Revenue Next Year5.92%
Revenue Next 2Y6.37%
Revenue Next 3Y6.89%
Revenue Next 5Y4.74%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.43, the valuation of EDEN can be described as correct.
EDEN's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 28.22, EDEN is valued rather cheaply.
EDEN is valuated reasonably with a Price/Forward Earnings ratio of 11.17.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 61.70% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 20.86, EDEN is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.43 | ||
| Fwd PE | 11.17 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EDEN is valued a bit cheaper than 78.72% of the companies in the same industry.
76.60% of the companies in the same industry are more expensive than EDEN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.03 | ||
| EV/EBITDA | 5 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of EDEN may justify a higher PE ratio.
A more expensive valuation may be justified as EDEN's earnings are expected to grow with 14.98% in the coming years.
PEG (NY)0.66
PEG (5Y)1.45
EPS Next 2Y15.66%
EPS Next 3Y14.98%
5. Dividend
5.1 Amount
EDEN has a Yearly Dividend Yield of 3.80%.
EDEN's Dividend Yield is a higher than the industry average which is at 3.96.
EDEN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.8% |
5.2 History
The dividend of EDEN is nicely growing with an annual growth rate of 28.21%!
Dividend Growth(5Y)28.21%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
EDEN pays out 60.55% of its income as dividend. This is not a sustainable payout ratio.
EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP60.55%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPA:EDEN (5/2/2025, 7:00:00 PM)
27
-0.38 (-1.39%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.28%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap6.52B
Analysts77.5
Price Target43 (59.26%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.8% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP60.55%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.47%
PT rev (3m)-9.52%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.24%
EPS NY rev (3m)1.04%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1%
Revenue NY rev (3m)-1.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.43 | ||
| Fwd PE | 11.17 | ||
| P/S | 2.28 | ||
| P/FCF | 8.03 | ||
| P/OCF | 6.34 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 5 |
EPS(TTM)2.01
EY7.44%
EPS(NY)2.42
Fwd EY8.95%
FCF(TTM)3.36
FCFY12.45%
OCF(TTM)4.26
OCFY15.78%
SpS11.82
BVpS-3.76
TBVpS-22.5
PEG (NY)0.66
PEG (5Y)1.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.82% | ||
| ROE | N/A | ||
| ROCE | 30.54% | ||
| ROIC | 17.65% | ||
| ROICexc | 96.55% | ||
| ROICexgc | N/A | ||
| OM | 36.41% | ||
| PM (TTM) | 17.75% | ||
| GM | 91.18% | ||
| FCFM | 28.43% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score6
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.59 | ||
| Debt/EBITDA | 3.12 | ||
| Cap/Depr | 88.57% | ||
| Cap/Sales | 7.6% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 80.08% | ||
| Profit Quality | 160.16% | ||
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 0.53 |
F-Score6
WACC6.46%
ROIC/WACC2.73
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)25.63%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%33.33%
EPS Next Y20.28%
EPS Next 2Y15.66%
EPS Next 3Y14.98%
EPS Next 5Y8.66%
Revenue 1Y (TTM)13.6%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%8.14%
Revenue Next Year5.92%
Revenue Next 2Y6.37%
Revenue Next 3Y6.89%
Revenue Next 5Y4.74%
EBIT growth 1Y15.43%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year30.58%
EBIT Next 3Y14.72%
EBIT Next 5Y8.27%
FCF growth 1Y-5.8%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-2.19%
OCF growth 3Y19.43%
OCF growth 5Y17.22%