EDENRED (EDEN.PA)
FR0010908533 - Common Stock
EDEN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 48 industry peers in the Financial Services industry. While EDEN is still in line with the averages on profitability rating, there are concerns on its financial health. EDEN is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
In the past year EDEN had a positive cash flow from operations.
Each year in the past 5 years EDEN has been profitable.
In the past 5 years EDEN always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.20%, EDEN is in line with its industry, outperforming 45.24% of the companies in the same industry.
The Return On Invested Capital of EDEN (20.95%) is better than 90.48% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for EDEN is above the industry average of 10.55%.
The last Return On Invested Capital (20.95%) for EDEN is above the 3 year average (14.92%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.2% | ||
| ROE | N/A | ||
| ROIC | 20.95% |
ROA(3y)2.83%
ROA(5y)2.91%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)14.92%
ROIC(5y)15.48%
1.3 Margins
EDEN has a Profit Margin of 10.92%. This is comparable to the rest of the industry: EDEN outperforms 47.62% of its industry peers.
In the last couple of years the Profit Margin of EDEN has declined.
EDEN has a better Operating Margin (36.05%) than 76.19% of its industry peers.
EDEN's Operating Margin has been stable in the last couple of years.
EDEN has a better Gross Margin (91.62%) than 95.24% of its industry peers.
In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.05% | ||
| PM (TTM) | 10.92% | ||
| GM | 91.62% |
OM growth 3Y4.89%
OM growth 5Y1.39%
PM growth 3Y-13.21%
PM growth 5Y-10.44%
GM growth 3Y0.69%
GM growth 5Y0.68%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EDEN is creating value.
EDEN has about the same amout of shares outstanding than it did 1 year ago.
EDEN has more shares outstanding than it did 5 years ago.
The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.51, we must say that EDEN is in the distress zone and has some risk of bankruptcy.
EDEN has a worse Altman-Z score (0.51) than 71.43% of its industry peers.
The Debt to FCF ratio of EDEN is 5.39, which is a neutral value as it means it would take EDEN, 5.39 years of fcf income to pay off all of its debts.
EDEN's Debt to FCF ratio of 5.39 is in line compared to the rest of the industry. EDEN outperforms 52.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.39 | ||
| Altman-Z | 0.51 |
ROIC/WACC3.4
WACC6.17%
2.3 Liquidity
A Current Ratio of 0.84 indicates that EDEN may have some problems paying its short term obligations.
EDEN has a worse Current ratio (0.84) than 80.95% of its industry peers.
A Quick Ratio of 0.84 indicates that EDEN may have some problems paying its short term obligations.
EDEN has a worse Quick ratio (0.84) than 73.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.84 | ||
| Quick Ratio | 0.84 |
3. Growth
3.1 Past
EDEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.49%, which is quite good.
EDEN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.38% yearly.
EDEN shows a strong growth in Revenue. In the last year, the Revenue has grown by 20.86%.
The Revenue has been growing by 12.78% on average over the past years. This is quite good.
EPS 1Y (TTM)9.49%
EPS 3Y18.15%
EPS 5Y8.38%
EPS Q2Q%17.11%
Revenue 1Y (TTM)20.86%
Revenue growth 3Y19.72%
Revenue growth 5Y12.78%
Sales Q2Q%19.95%
3.2 Future
EDEN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.62% yearly.
Based on estimates for the next years, EDEN will show a quite strong growth in Revenue. The Revenue will grow by 8.58% on average per year.
EPS Next Y30.63%
EPS Next 2Y22.29%
EPS Next 3Y19.68%
EPS Next 5Y21.62%
Revenue Next Year14.5%
Revenue Next 2Y11.44%
Revenue Next 3Y10.55%
Revenue Next 5Y8.58%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 18.03, EDEN is valued on the expensive side.
EDEN's Price/Earnings is on the same level as the industry average.
EDEN is valuated rather cheaply when we compare the Price/Earnings ratio to 29.48, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 13.04 indicates a correct valuation of EDEN.
EDEN's Price/Forward Earnings is on the same level as the industry average.
EDEN's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.95.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.03 | ||
| Fwd PE | 13.04 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EDEN is valued a bit cheaper than 76.19% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 69.05% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.46 | ||
| EV/EBITDA | 5.06 |
4.3 Compensation for Growth
EDEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EDEN has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as EDEN's earnings are expected to grow with 19.68% in the coming years.
PEG (NY)0.59
PEG (5Y)2.15
EPS Next 2Y22.29%
EPS Next 3Y19.68%
5. Dividend
5.1 Amount
EDEN has a Yearly Dividend Yield of 3.58%. Purely for dividend investing, there may be better candidates out there.
EDEN's Dividend Yield is a higher than the industry average which is at 5.12.
Compared to an average S&P500 Dividend Yield of 2.16, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.58% |
5.2 History
On average, the dividend of EDEN grows each year by 14.15%, which is quite nice.
Dividend Growth(5Y)14.15%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
101.67% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
EDEN's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP101.67%
EPS Next 2Y22.29%
EPS Next 3Y19.68%
EDENRED
EPA:EDEN (12/6/2024, 7:00:00 PM)
31.2
+0.6 (+1.96%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap7.49B
Analysts
Price Target
Short Float %
Short Ratio
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.58% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
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EPS NQ rev (1m)
EPS NQ rev (3m)
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Revenue NQ rev (1m)
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Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.03 | ||
| Fwd PE | 13.04 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.59
PEG (5Y)2.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.2% | ||
| ROE | N/A | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 36.05% | ||
| PM (TTM) | 10.92% | ||
| GM | 91.62% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.84 | ||
| Quick Ratio | 0.84 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)9.49%
EPS 3Y18.15%
EPS 5Y
EPS Q2Q%
EPS Next Y30.63%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)20.86%
Revenue growth 3Y19.72%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y