EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:EDEN - FR0010908533 - Common Stock
18.45 EUR
-0.25 (-1.34%)
Overall EDEN gets a fundamental rating of 6 out of 10. We evaluated EDEN against 59 industry peers in the Financial Services industry. While EDEN has a great profitability rating, there are quite some concerns on its financial health. EDEN may be a bit undervalued, certainly considering the very reasonable score on growth EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
EDEN had positive earnings in the past year.
In the past year EDEN had a positive cash flow from operations.
EDEN had positive earnings in each of the past 5 years.
In the past 5 years EDEN always reported a positive cash flow from operatings.
1.2 Ratios
EDEN's Return On Assets of 3.80% is fine compared to the rest of the industry. EDEN outperforms 69.49% of its industry peers.
EDEN has a Return On Invested Capital of 19.31%. This is amongst the best in the industry. EDEN outperforms 93.22% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for EDEN is significantly above the industry average of 9.75%.
The last Return On Invested Capital (19.31%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
The Profit Margin of EDEN (17.41%) is better than 71.19% of its industry peers.
In the last couple of years the Profit Margin of EDEN has declined.
With an excellent Operating Margin value of 36.88%, EDEN belongs to the best of the industry, outperforming 81.36% of the companies in the same industry.
EDEN's Operating Margin has improved in the last couple of years.
EDEN has a better Gross Margin (91.62%) than 96.61% of its industry peers.
EDEN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EDEN is creating value.
EDEN has less shares outstanding than it did 1 year ago.
The number of shares outstanding for EDEN has been reduced compared to 5 years ago.
The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.44, we must say that EDEN is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.44, EDEN is not doing good in the industry: 64.41% of the companies in the same industry are doing better.
EDEN has a debt to FCF ratio of 7.79. This is a slightly negative value and a sign of low solvency as EDEN would need 7.79 years to pay back of all of its debts.
With a Debt to FCF ratio value of 7.79, EDEN perfoms like the industry average, outperforming 50.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.44 |
ROIC/WACC3.03
WACC6.38%
2.3 Liquidity
EDEN has a Current Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.86, EDEN is not doing good in the industry: 71.19% of the companies in the same industry are doing better.
A Quick Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
EDEN has a Quick ratio of 0.86. This is in the lower half of the industry: EDEN underperforms 71.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 21.39% over the past year.
Measured over the past years, EDEN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.28% on average per year.
Looking at the last year, EDEN shows a small growth in Revenue. The Revenue has grown by 6.05% in the last year.
The Revenue has been growing by 11.93% on average over the past years. This is quite good.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
Based on estimates for the next years, EDEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.75% on average per year.
The Revenue is expected to grow by 4.56% on average over the next years.
EPS Next Y15.83%
EPS Next 2Y8.45%
EPS Next 3Y10.82%
EPS Next 5Y10.75%
Revenue Next Year4.06%
Revenue Next 2Y3.34%
Revenue Next 3Y4.66%
Revenue Next 5Y4.56%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.79 indicates a reasonable valuation of EDEN.
Compared to the rest of the industry, the Price/Earnings ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 77.97% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.59, EDEN is valued rather cheaply.
The Price/Forward Earnings ratio is 7.80, which indicates a rather cheap valuation of EDEN.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EDEN indicates a rather cheap valuation: EDEN is cheaper than 84.75% of the companies listed in the same industry.
EDEN is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.03, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.79 | ||
| Fwd PE | 7.8 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EDEN indicates a rather cheap valuation: EDEN is cheaper than 83.05% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, EDEN is valued cheaper than 84.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.73 | ||
| EV/EBITDA | 3.76 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of EDEN may justify a higher PE ratio.
PEG (NY)0.56
PEG (5Y)0.95
EPS Next 2Y8.45%
EPS Next 3Y10.82%
5. Dividend
5.1 Amount
EDEN has a Yearly Dividend Yield of 6.36%, which is a nice return.
EDEN's Dividend Yield is rather good when compared to the industry average which is at 2.01. EDEN pays more dividend than 93.22% of the companies in the same industry.
EDEN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.36% |
5.2 History
The dividend of EDEN is nicely growing with an annual growth rate of 28.21%!
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
EDEN pays out 63.71% of its income as dividend. This is not a sustainable payout ratio.
The dividend of EDEN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y8.45%
EPS Next 3Y10.82%
EPA:EDEN (12/24/2025, 7:00:00 PM)
18.45
-0.25 (-1.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.65%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.43B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target34.66 (87.86%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.36% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-7.07%
PT rev (3m)-15.94%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.77%
EPS NY rev (3m)0.57%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)-0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.79 | ||
| Fwd PE | 7.8 | ||
| P/S | 1.52 | ||
| P/FCF | 6.73 | ||
| P/OCF | 5.08 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.76 |
EPS(TTM)2.1
EY11.38%
EPS(NY)2.36
Fwd EY12.81%
FCF(TTM)2.74
FCFY14.87%
OCF(TTM)3.64
OCFY19.7%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.56
PEG (5Y)0.95
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.44 |
F-Score7
WACC6.38%
ROIC/WACC3.03
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y15.83%
EPS Next 2Y8.45%
EPS Next 3Y10.82%
EPS Next 5Y10.75%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year4.06%
Revenue Next 2Y3.34%
Revenue Next 3Y4.66%
Revenue Next 5Y4.56%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year26.88%
EBIT Next 3Y12.12%
EBIT Next 5Y8.39%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
What is the valuation status for EDEN stock?
ChartMill assigns a valuation rating of 9 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
What is the profitability of EDEN stock?
EDENRED (EDEN.PA) has a profitability rating of 8 / 10.
Can you provide the expected EPS growth for EDEN stock?
The Earnings per Share (EPS) of EDENRED (EDEN.PA) is expected to grow by 15.83% in the next year.
Is the dividend of EDENRED sustainable?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.