EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:EDEN - FR0010908533 - Common Stock
18.44 EUR
-0.08 (-0.43%)
We assign a fundamental rating of 6 out of 10 to EDEN. EDEN was compared to 53 industry peers in the Financial Services industry. EDEN has an excellent profitability rating, but there are concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on EDEN. Finally EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
In the past year EDEN had a positive cash flow from operations.
EDEN had positive earnings in each of the past 5 years.
Each year in the past 5 years EDEN had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 3.80%, EDEN is doing good in the industry, outperforming 73.58% of the companies in the same industry.
The Return On Invested Capital of EDEN (19.31%) is better than 96.23% of its industry peers.
EDEN had an Average Return On Invested Capital over the past 3 years of 16.28%. This is significantly above the industry average of 8.74%.
The last Return On Invested Capital (19.31%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
EDEN's Profit Margin of 17.41% is fine compared to the rest of the industry. EDEN outperforms 73.58% of its industry peers.
EDEN's Profit Margin has declined in the last couple of years.
EDEN's Operating Margin of 36.88% is amongst the best of the industry. EDEN outperforms 83.02% of its industry peers.
In the last couple of years the Operating Margin of EDEN has grown nicely.
The Gross Margin of EDEN (91.62%) is better than 96.23% of its industry peers.
In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
EDEN has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
EDEN has less shares outstanding than it did 1 year ago.
The number of shares outstanding for EDEN has been reduced compared to 5 years ago.
The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
EDEN has an Altman-Z score of 0.44. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of EDEN (0.44) is worse than 60.38% of its industry peers.
The Debt to FCF ratio of EDEN is 7.79, which is on the high side as it means it would take EDEN, 7.79 years of fcf income to pay off all of its debts.
EDEN has a Debt to FCF ratio (7.79) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.44 |
ROIC/WACC3.06
WACC6.31%
2.3 Liquidity
EDEN has a Current Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
EDEN has a Current ratio of 0.86. This is in the lower half of the industry: EDEN underperforms 71.70% of its industry peers.
EDEN has a Quick Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
EDEN's Quick ratio of 0.86 is on the low side compared to the rest of the industry. EDEN is outperformed by 71.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
EDEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.39%, which is quite impressive.
EDEN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.28% yearly.
The Revenue has been growing slightly by 6.05% in the past year.
The Revenue has been growing by 11.93% on average over the past years. This is quite good.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
Based on estimates for the next years, EDEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.17% on average per year.
Based on estimates for the next years, EDEN will show a small growth in Revenue. The Revenue will grow by 5.27% on average per year.
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y11.17%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y5.27%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.78 indicates a reasonable valuation of EDEN.
Compared to the rest of the industry, the Price/Earnings ratio of EDEN indicates a rather cheap valuation: EDEN is cheaper than 84.91% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.15, EDEN is valued rather cheaply.
A Price/Forward Earnings ratio of 7.20 indicates a rather cheap valuation of EDEN.
86.79% of the companies in the same industry are more expensive than EDEN, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of EDEN to the average of the S&P500 Index (36.12), we can say EDEN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.78 | ||
| Fwd PE | 7.2 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EDEN indicates a rather cheap valuation: EDEN is cheaper than 81.13% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, EDEN is valued cheaper than 81.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.72 | ||
| EV/EBITDA | 3.77 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EDEN has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as EDEN's earnings are expected to grow with 12.84% in the coming years.
PEG (NY)0.64
PEG (5Y)0.95
EPS Next 2Y12.84%
EPS Next 3Y12.84%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.72%, EDEN is a good candidate for dividend investing.
In the last 3 months the price of EDEN has falen by -25.02%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
EDEN's Dividend Yield is rather good when compared to the industry average which is at 3.54. EDEN pays more dividend than 94.34% of the companies in the same industry.
EDEN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.72% |
5.2 History
On average, the dividend of EDEN grows each year by 28.21%, which is quite nice.
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
63.71% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
The dividend of EDEN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPA:EDEN (11/28/2025, 1:05:19 PM)
18.44
-0.08 (-0.43%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners83.64%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.42B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target35.31 (91.49%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.72% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-9.62%
PT rev (3m)-15.84%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.35%
EPS NY rev (3m)-1.18%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.23%
Revenue NY rev (3m)-0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.78 | ||
| Fwd PE | 7.2 | ||
| P/S | 1.52 | ||
| P/FCF | 6.72 | ||
| P/OCF | 5.07 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.77 |
EPS(TTM)2.1
EY11.39%
EPS(NY)2.56
Fwd EY13.88%
FCF(TTM)2.74
FCFY14.87%
OCF(TTM)3.64
OCFY19.71%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.64
PEG (5Y)0.95
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.44 |
F-Score7
WACC6.31%
ROIC/WACC3.06
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y11.17%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y5.27%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year27.16%
EBIT Next 3Y14.24%
EBIT Next 5Y8.47%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
What is the valuation status for EDEN stock?
ChartMill assigns a valuation rating of 9 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
What is the profitability of EDEN stock?
EDENRED (EDEN.PA) has a profitability rating of 8 / 10.
Can you provide the expected EPS growth for EDEN stock?
The Earnings per Share (EPS) of EDENRED (EDEN.PA) is expected to grow by 13.81% in the next year.
Is the dividend of EDENRED sustainable?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.