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EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) Stock Fundamental Analysis

USA - NYSE:ECCF - US2698098777

25.22 USD
-0.02 (-0.08%)
Last: 10/31/2025, 8:04:01 PM
Fundamental Rating

3

Taking everything into account, ECCF scores 3 out of 10 in our fundamental rating. ECCF was compared to 0 industry peers in the Unkown industry. ECCF may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, ECCF is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

ECCF had positive earnings in the past year.
ECCF had a negative operating cash flow in the past year.
Of the past 5 years ECCF 4 years were profitable.
In the past 5 years ECCF reported 4 times negative operating cash flow.
ECCF Yearly Net Income VS EBIT VS OCF VS FCFECCF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M -400M

1.2 Ratios

Industry RankSector Rank
ROA 0.6%
ROE 0.83%
ROIC 6.17%
ROA(3y)1.32%
ROA(5y)6.59%
ROE(3y)1.24%
ROE(5y)9.12%
ROIC(3y)6.93%
ROIC(5y)6.24%
ECCF Yearly ROA, ROE, ROICECCF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

In the last couple of years the Profit Margin of ECCF has declined.
ECCF's Operating Margin has improved in the last couple of years.
In the last couple of years the Gross Margin of ECCF has grown nicely.
Industry RankSector Rank
OM 59.63%
PM (TTM) 4.67%
GM 62.7%
OM growth 3Y5.72%
OM growth 5Y2.96%
PM growth 3Y-33.04%
PM growth 5YN/A
GM growth 3Y3%
GM growth 5Y2.17%
ECCF Yearly Profit, Operating, Gross MarginsECCF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 100

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3

2. Health

2.1 Basic Checks

The number of shares outstanding for ECCF has been increased compared to 1 year ago.
Compared to 5 years ago, ECCF has more shares outstanding
ECCF has a worse debt/assets ratio than last year.
ECCF Yearly Shares OutstandingECCF Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
ECCF Yearly Total Debt VS Total AssetsECCF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

An Altman-Z score of 4.75 indicates that ECCF is not in any danger for bankruptcy at the moment.
ECCF has a Debt/Equity ratio of 0.35. This is a healthy value indicating a solid balance between debt and equity.
Industry RankSector Rank
Debt/Equity 0.35
Debt/FCF N/A
Altman-Z 4.75
ROIC/WACCN/A
WACCN/A
ECCF Yearly LT Debt VS Equity VS FCFECCF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

2.3 Liquidity

ECCF has a Current Ratio of 7.78. This indicates that ECCF is financially healthy and has no problem in meeting its short term obligations.
ECCF has a Quick Ratio of 7.78. This indicates that ECCF is financially healthy and has no problem in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 7.78
Quick Ratio 7.78
ECCF Yearly Current Assets VS Current LiabilitesECCF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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5

3. Growth

3.1 Past

The earnings per share for ECCF have decreased strongly by -22.73% in the last year.
ECCF shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.24% yearly.
The Revenue has grown by 24.08% in the past year. This is a very strong growth!
Measured over the past years, ECCF shows a very strong growth in Revenue. The Revenue has been growing by 22.03% on average per year.
EPS 1Y (TTM)-22.73%
EPS 3Y-5.35%
EPS 5Y-2.24%
EPS Q2Q%-35.29%
Revenue 1Y (TTM)24.08%
Revenue growth 3Y26.64%
Revenue growth 5Y22.03%
Sales Q2Q%14.54%

3.2 Future

ECCF is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -8.66% yearly.
The Revenue is expected to grow by 12.00% on average over the next years. This is quite good.
EPS Next Y-15.88%
EPS Next 2Y-8.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year14.18%
Revenue Next 2Y12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
ECCF Yearly Revenue VS EstimatesECCF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 50M 100M 150M 200M
ECCF Yearly EPS VS EstimatesECCF Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

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1

4. Valuation

4.1 Price/Earnings Ratio

ECCF is valuated rather expensively with a Price/Earnings ratio of 24.73.
ECCF's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.10.
With a Price/Forward Earnings ratio of 25.84, ECCF can be considered very expensive at the moment.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.52, ECCF is valued at the same level.
Industry RankSector Rank
PE 24.73
Fwd PE 25.84
ECCF Price Earnings VS Forward Price EarningsECCF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ECCF Per share dataECCF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8

4.3 Compensation for Growth

ECCF's earnings are expected to decrease with -8.66% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.66%
EPS Next 3YN/A

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3

5. Dividend

5.1 Amount

ECCF has a Yearly Dividend Yield of 7.94%, which is a nice return.
Compared to an average S&P500 Dividend Yield of 2.35, ECCF pays a better dividend.
Industry RankSector Rank
Dividend Yield 7.94%

5.2 History

ECCF does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
ECCF Yearly Dividends per shareECCF Yearly Dividends per shareYearly Dividends per share 2024 2025 0.5 1 1.5 2

5.3 Sustainability

ECCF pays out 1912.74% of its income as dividend. This is not a sustainable payout ratio.
DP1912.74%
EPS Next 2Y-8.66%
EPS Next 3YN/A
ECCF Yearly Income VS Free CF VS DividendECCF Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M -400M
ECCF Dividend Payout.ECCF Dividend Payout, showing the Payout Ratio.ECCF Dividend Payout.PayoutRetained Earnings

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EAGLE POINT CREDIT CO - ECC 8 01/31/29

NYSE:ECCF (10/31/2025, 8:04:01 PM)

25.22

-0.02 (-0.08%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)08-12 2025-08-12/bmo
Earnings (Next)11-12 2025-11-12/bmo
Inst Owners6.56%
Inst Owner ChangeN/A
Ins Owners0.17%
Ins Owner ChangeN/A
Market Cap3.19B
Revenue(TTM)196.68M
Net Income(TTM)9.18M
Analysts80
Price Target32.64 (29.42%)
Short Float %0%
Short Ratio0.89
Dividend
Industry RankSector Rank
Dividend Yield 7.94%
Yearly Dividend1.74
Dividend Growth(5Y)N/A
DP1912.74%
Div Incr Years0
Div Non Decr Years0
Ex-Date12-11 2025-12-11 (0.166667)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.92%
Min EPS beat(2)-11.45%
Max EPS beat(2)3.62%
EPS beat(4)1
Avg EPS beat(4)-8.83%
Min EPS beat(4)-13.9%
Max EPS beat(4)3.62%
EPS beat(8)3
Avg EPS beat(8)-6.61%
EPS beat(12)3
Avg EPS beat(12)-9.1%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-6%
Min Revenue beat(2)-11.16%
Max Revenue beat(2)-0.85%
Revenue beat(4)1
Avg Revenue beat(4)-2.4%
Min Revenue beat(4)-11.16%
Max Revenue beat(4)3.83%
Revenue beat(8)3
Avg Revenue beat(8)-1.32%
Revenue beat(12)5
Avg Revenue beat(12)-2.18%
Revenue beat(16)8
Avg Revenue beat(16)-0.68%
PT rev (1m)6.27%
PT rev (3m)14.54%
EPS NQ rev (1m)-0.34%
EPS NQ rev (3m)-4.11%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.78%
Revenue NQ rev (1m)-2.28%
Revenue NQ rev (3m)-7.71%
Revenue NY rev (1m)-1.77%
Revenue NY rev (3m)-7.03%
Valuation
Industry RankSector Rank
PE 24.73
Fwd PE 25.84
P/S 16.2
P/FCF N/A
P/OCF N/A
P/B 2.87
P/tB 2.87
EV/EBITDA N/A
EPS(TTM)1.02
EY4.04%
EPS(NY)0.98
Fwd EY3.87%
FCF(TTM)-2.39
FCFYN/A
OCF(TTM)-2.39
OCFYN/A
SpS1.56
BVpS8.79
TBVpS8.79
PEG (NY)N/A
PEG (5Y)N/A
Graham Number14.21
Profitability
Industry RankSector Rank
ROA 0.6%
ROE 0.83%
ROCE 7.81%
ROIC 6.17%
ROICexc 6.17%
ROICexgc 6.17%
OM 59.63%
PM (TTM) 4.67%
GM 62.7%
FCFM N/A
ROA(3y)1.32%
ROA(5y)6.59%
ROE(3y)1.24%
ROE(5y)9.12%
ROIC(3y)6.93%
ROIC(5y)6.24%
ROICexc(3y)7.33%
ROICexc(5y)6.51%
ROICexgc(3y)7.34%
ROICexgc(5y)6.51%
ROCE(3y)8.78%
ROCE(5y)7.89%
ROICexgc growth 3Y7.57%
ROICexgc growth 5Y-0.43%
ROICexc growth 3Y7.47%
ROICexc growth 5Y-0.49%
OM growth 3Y5.72%
OM growth 5Y2.96%
PM growth 3Y-33.04%
PM growth 5YN/A
GM growth 3Y3%
GM growth 5Y2.17%
F-Score2
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 0.35
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.06
Cash Conversion N/A
Profit Quality N/A
Current Ratio 7.78
Quick Ratio 7.78
Altman-Z 4.75
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.73%
EPS 3Y-5.35%
EPS 5Y-2.24%
EPS Q2Q%-35.29%
EPS Next Y-15.88%
EPS Next 2Y-8.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)24.08%
Revenue growth 3Y26.64%
Revenue growth 5Y22.03%
Sales Q2Q%14.54%
Revenue Next Year14.18%
Revenue Next 2Y12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y19.42%
EBIT growth 3Y33.88%
EBIT growth 5Y25.64%
EBIT Next Year-49.97%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-580.58%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-580.58%
OCF growth 3YN/A
OCF growth 5YN/A

EAGLE POINT CREDIT CO - ECC 8 01/31/29 / ECCF FAQ

What is the ChartMill fundamental rating of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) stock?

ChartMill assigns a fundamental rating of 3 / 10 to ECCF.


What is the valuation status of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) stock?

ChartMill assigns a valuation rating of 1 / 10 to EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF). This can be considered as Overvalued.


What is the profitability of ECCF stock?

EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) has a profitability rating of 2 / 10.


Can you provide the expected EPS growth for ECCF stock?

The Earnings per Share (EPS) of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) is expected to decline by -15.88% in the next year.


How sustainable is the dividend of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) stock?

The dividend rating of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) is 3 / 10 and the dividend payout ratio is 1912.74%.