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EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) Stock Fundamental Analysis

USA - NYSE:ECCF - US2698098777

25.34 USD
+0.08 (+0.3%)
Last: 11/6/2025, 8:04:00 PM
Fundamental Rating

3

Taking everything into account, ECCF scores 3 out of 10 in our fundamental rating. ECCF was compared to 0 industry peers in the Unkown industry. ECCF has a bad profitability rating. Also its financial health evaluation is rather negative. ECCF is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

In the past year ECCF was profitable.
In the past year ECCF has reported a negative cash flow from operations.
Of the past 5 years ECCF 4 years were profitable.
ECCF had negative operating cash flow in 4 of the past 5 years.
ECCF Yearly Net Income VS EBIT VS OCF VS FCFECCF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M -400M

1.2 Ratios

Industry RankSector Rank
ROA 0.6%
ROE 0.83%
ROIC 6.17%
ROA(3y)1.32%
ROA(5y)6.59%
ROE(3y)1.24%
ROE(5y)9.12%
ROIC(3y)6.93%
ROIC(5y)6.24%
ECCF Yearly ROA, ROE, ROICECCF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

In the last couple of years the Profit Margin of ECCF has declined.
ECCF's Operating Margin has improved in the last couple of years.
In the last couple of years the Gross Margin of ECCF has grown nicely.
Industry RankSector Rank
OM 59.63%
PM (TTM) 4.67%
GM 62.7%
OM growth 3Y5.72%
OM growth 5Y2.96%
PM growth 3Y-33.04%
PM growth 5YN/A
GM growth 3Y3%
GM growth 5Y2.17%
ECCF Yearly Profit, Operating, Gross MarginsECCF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 100

3

2. Health

2.1 Basic Checks

Compared to 1 year ago, ECCF has more shares outstanding
The number of shares outstanding for ECCF has been increased compared to 5 years ago.
Compared to 1 year ago, ECCF has a worse debt to assets ratio.
ECCF Yearly Shares OutstandingECCF Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
ECCF Yearly Total Debt VS Total AssetsECCF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

An Altman-Z score of 4.77 indicates that ECCF is not in any danger for bankruptcy at the moment.
ECCF has a Debt/Equity ratio of 0.35. This is a healthy value indicating a solid balance between debt and equity.
Industry RankSector Rank
Debt/Equity 0.35
Debt/FCF N/A
Altman-Z 4.77
ROIC/WACCN/A
WACCN/A
ECCF Yearly LT Debt VS Equity VS FCFECCF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

2.3 Liquidity

ECCF has a Current Ratio of 7.78. This indicates that ECCF is financially healthy and has no problem in meeting its short term obligations.
ECCF has a Quick Ratio of 7.78. This indicates that ECCF is financially healthy and has no problem in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 7.78
Quick Ratio 7.78
ECCF Yearly Current Assets VS Current LiabilitesECCF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

5

3. Growth

3.1 Past

ECCF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -22.73%.
Measured over the past years, ECCF shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.24% on average per year.
ECCF shows a strong growth in Revenue. In the last year, the Revenue has grown by 24.08%.
Measured over the past years, ECCF shows a very strong growth in Revenue. The Revenue has been growing by 22.03% on average per year.
EPS 1Y (TTM)-22.73%
EPS 3Y-5.35%
EPS 5Y-2.24%
EPS Q2Q%-35.29%
Revenue 1Y (TTM)24.08%
Revenue growth 3Y26.64%
Revenue growth 5Y22.03%
Sales Q2Q%14.54%

3.2 Future

ECCF is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -8.66% yearly.
Based on estimates for the next years, ECCF will show a quite strong growth in Revenue. The Revenue will grow by 12.00% on average per year.
EPS Next Y-15.88%
EPS Next 2Y-8.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year14.18%
Revenue Next 2Y12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
ECCF Yearly Revenue VS EstimatesECCF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 50M 100M 150M 200M
ECCF Yearly EPS VS EstimatesECCF Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

1

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 24.84, the valuation of ECCF can be described as rather expensive.
Compared to an average S&P500 Price/Earnings ratio of 25.67, ECCF is valued at the same level.
A Price/Forward Earnings ratio of 25.96 indicates a quite expensive valuation of ECCF.
ECCF's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 31.86.
Industry RankSector Rank
PE 24.84
Fwd PE 25.96
ECCF Price Earnings VS Forward Price EarningsECCF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ECCF Per share dataECCF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8

4.3 Compensation for Growth

A cheap valuation may be justified as ECCF's earnings are expected to decrease with -8.66% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.66%
EPS Next 3YN/A

3

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 7.93%, ECCF is a good candidate for dividend investing.
ECCF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
Industry RankSector Rank
Dividend Yield 7.93%

5.2 History

ECCF does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
ECCF Yearly Dividends per shareECCF Yearly Dividends per shareYearly Dividends per share 2024 2025 0.5 1 1.5 2

5.3 Sustainability

1912.74% of the earnings are spent on dividend by ECCF. This is not a sustainable payout ratio.
DP1912.74%
EPS Next 2Y-8.66%
EPS Next 3YN/A
ECCF Yearly Income VS Free CF VS DividendECCF Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M -400M
ECCF Dividend Payout.ECCF Dividend Payout, showing the Payout Ratio.ECCF Dividend Payout.PayoutRetained Earnings

EAGLE POINT CREDIT CO - ECC 8 01/31/29

NYSE:ECCF (11/6/2025, 8:04:00 PM)

25.34

+0.08 (+0.3%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)08-12 2025-08-12/bmo
Earnings (Next)11-12 2025-11-12/bmo
Inst Owners6.56%
Inst Owner ChangeN/A
Ins Owners0.17%
Ins Owner ChangeN/A
Market Cap3.20B
Revenue(TTM)196.68M
Net Income(TTM)9.18M
Analysts80
Price Target33.05 (30.43%)
Short Float %0%
Short Ratio0.89
Dividend
Industry RankSector Rank
Dividend Yield 7.93%
Yearly Dividend1.74
Dividend Growth(5Y)N/A
DP1912.74%
Div Incr Years0
Div Non Decr Years0
Ex-Date12-11 2025-12-11 (0.166667)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.92%
Min EPS beat(2)-11.45%
Max EPS beat(2)3.62%
EPS beat(4)1
Avg EPS beat(4)-8.83%
Min EPS beat(4)-13.9%
Max EPS beat(4)3.62%
EPS beat(8)3
Avg EPS beat(8)-6.61%
EPS beat(12)3
Avg EPS beat(12)-9.1%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-6%
Min Revenue beat(2)-11.16%
Max Revenue beat(2)-0.85%
Revenue beat(4)1
Avg Revenue beat(4)-2.4%
Min Revenue beat(4)-11.16%
Max Revenue beat(4)3.83%
Revenue beat(8)3
Avg Revenue beat(8)-1.32%
Revenue beat(12)5
Avg Revenue beat(12)-2.18%
Revenue beat(16)8
Avg Revenue beat(16)-0.68%
PT rev (1m)7.61%
PT rev (3m)15.98%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.11%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.78%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-7.71%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-6.44%
Valuation
Industry RankSector Rank
PE 24.84
Fwd PE 25.96
P/S 16.28
P/FCF N/A
P/OCF N/A
P/B 2.88
P/tB 2.88
EV/EBITDA N/A
EPS(TTM)1.02
EY4.03%
EPS(NY)0.98
Fwd EY3.85%
FCF(TTM)-2.39
FCFYN/A
OCF(TTM)-2.39
OCFYN/A
SpS1.56
BVpS8.79
TBVpS8.79
PEG (NY)N/A
PEG (5Y)N/A
Graham Number14.21
Profitability
Industry RankSector Rank
ROA 0.6%
ROE 0.83%
ROCE 7.81%
ROIC 6.17%
ROICexc 6.17%
ROICexgc 6.17%
OM 59.63%
PM (TTM) 4.67%
GM 62.7%
FCFM N/A
ROA(3y)1.32%
ROA(5y)6.59%
ROE(3y)1.24%
ROE(5y)9.12%
ROIC(3y)6.93%
ROIC(5y)6.24%
ROICexc(3y)7.33%
ROICexc(5y)6.51%
ROICexgc(3y)7.34%
ROICexgc(5y)6.51%
ROCE(3y)8.78%
ROCE(5y)7.89%
ROICexgc growth 3Y7.57%
ROICexgc growth 5Y-0.43%
ROICexc growth 3Y7.47%
ROICexc growth 5Y-0.49%
OM growth 3Y5.72%
OM growth 5Y2.96%
PM growth 3Y-33.04%
PM growth 5YN/A
GM growth 3Y3%
GM growth 5Y2.17%
F-Score2
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 0.35
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.06
Cash Conversion N/A
Profit Quality N/A
Current Ratio 7.78
Quick Ratio 7.78
Altman-Z 4.77
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.73%
EPS 3Y-5.35%
EPS 5Y-2.24%
EPS Q2Q%-35.29%
EPS Next Y-15.88%
EPS Next 2Y-8.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)24.08%
Revenue growth 3Y26.64%
Revenue growth 5Y22.03%
Sales Q2Q%14.54%
Revenue Next Year14.18%
Revenue Next 2Y12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y19.42%
EBIT growth 3Y33.88%
EBIT growth 5Y25.64%
EBIT Next Year-49.97%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-580.58%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-580.58%
OCF growth 3YN/A
OCF growth 5YN/A

EAGLE POINT CREDIT CO - ECC 8 01/31/29 / ECCF FAQ

What is the ChartMill fundamental rating of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) stock?

ChartMill assigns a fundamental rating of 3 / 10 to ECCF.


What is the valuation status of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) stock?

ChartMill assigns a valuation rating of 1 / 10 to EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF). This can be considered as Overvalued.


What is the profitability of ECCF stock?

EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) has a profitability rating of 2 / 10.


Can you provide the expected EPS growth for ECCF stock?

The Earnings per Share (EPS) of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) is expected to decline by -15.88% in the next year.


How sustainable is the dividend of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) stock?

The dividend rating of EAGLE POINT CREDIT CO - ECC 8 01/31/29 (ECCF) is 3 / 10 and the dividend payout ratio is 1912.74%.