CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) Stock Price, Quote, News and Overview
TSX:CSH-UN - Toronto Stock Exchange - CA16141A1030 - Currency: CAD
We assign a fundamental rating of 4 out of 10 to CSH-UN. CSH-UN was compared to 15 industry peers in the Health Care Providers & Services industry. While CSH-UN belongs to the best of the industry regarding profitability, there are concerns on its financial health. CSH-UN is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year CSH-UN was profitable.
CSH-UN had a positive operating cash flow in the past year.
Each year in the past 5 years CSH-UN has been profitable.
In the past 5 years CSH-UN always reported a positive cash flow from operatings.
1.2 Ratios
CSH-UN has a Return On Assets (1.35%) which is in line with its industry peers.
CSH-UN's Return On Equity of 4.93% is fine compared to the rest of the industry. CSH-UN outperforms 73.33% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.72%, CSH-UN is in line with its industry, outperforming 60.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CSH-UN is significantly below the industry average of 8.13%.
The 3 year average ROIC (1.89%) for CSH-UN is below the current ROIC(2.72%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.35% | ||
| ROE | 4.93% | ||
| ROIC | 2.72% |
ROA(3y)1.98%
ROA(5y)1.33%
ROE(3y)8.24%
ROE(5y)5.6%
ROIC(3y)1.89%
ROIC(5y)1.83%
1.3 Margins
The Profit Margin of CSH-UN (6.34%) is better than 80.00% of its industry peers.
In the last couple of years the Profit Margin of CSH-UN has grown nicely.
CSH-UN has a Operating Margin of 14.61%. This is amongst the best in the industry. CSH-UN outperforms 93.33% of its industry peers.
In the last couple of years the Operating Margin of CSH-UN has grown nicely.
The Gross Margin of CSH-UN (40.79%) is better than 66.67% of its industry peers.
CSH-UN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.61% | ||
| PM (TTM) | 6.34% | ||
| GM | 40.79% |
OM growth 3Y27.38%
OM growth 5Y5.72%
PM growth 3Y33%
PM growth 5Y85.36%
GM growth 3Y9.65%
GM growth 5Y2.52%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CSH-UN is destroying value.
The number of shares outstanding for CSH-UN has been increased compared to 1 year ago.
CSH-UN has more shares outstanding than it did 5 years ago.
CSH-UN has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.50, we must say that CSH-UN is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.50, CSH-UN is doing worse than 73.33% of the companies in the same industry.
CSH-UN has a debt to FCF ratio of 26.13. This is a negative value and a sign of low solvency as CSH-UN would need 26.13 years to pay back of all of its debts.
CSH-UN has a Debt to FCF ratio of 26.13. This is in the better half of the industry: CSH-UN outperforms 66.67% of its industry peers.
CSH-UN has a Debt/Equity ratio of 1.97. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of CSH-UN (1.97) is worse than 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.97 | ||
| Debt/FCF | 26.13 | ||
| Altman-Z | 0.5 |
ROIC/WACC0.34
WACC7.88%
2.3 Liquidity
CSH-UN has a Current Ratio of 0.21. This is a bad value and indicates that CSH-UN is not financially healthy enough and could expect problems in meeting its short term obligations.
CSH-UN's Current ratio of 0.21 is on the low side compared to the rest of the industry. CSH-UN is outperformed by 73.33% of its industry peers.
A Quick Ratio of 0.21 indicates that CSH-UN may have some problems paying its short term obligations.
With a Quick ratio value of 0.21, CSH-UN is not doing good in the industry: 73.33% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 |
3. Growth
3.1 Past
The earnings per share for CSH-UN have decreased strongly by -61.57% in the last year.
Measured over the past years, CSH-UN shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.01% on average per year.
The Revenue has grown by 20.03% in the past year. This is a very strong growth!
Measured over the past years, CSH-UN shows a decrease in Revenue. The Revenue has been decreasing by -1.42% on average per year.
EPS 1Y (TTM)-61.57%
EPS 3Y24.01%
EPS 5YN/A
EPS Q2Q%1574.07%
Revenue 1Y (TTM)20.03%
Revenue growth 3Y-2.04%
Revenue growth 5Y-1.42%
Sales Q2Q%28.65%
3.2 Future
Based on estimates for the next years, CSH-UN will show a very strong growth in Earnings Per Share. The EPS will grow by 38.44% on average per year.
CSH-UN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.97% yearly.
EPS Next Y25%
EPS Next 2Y38.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year17.25%
Revenue Next 2Y12.97%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CSH-UN is valuated quite expensively with a Price/Earnings ratio of 87.57.
Compared to the rest of the industry, the Price/Earnings ratio of CSH-UN is on the same level as its industry peers.
CSH-UN is valuated expensively when we compare the Price/Earnings ratio to 26.48, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 79.16, CSH-UN can be considered very expensive at the moment.
The rest of the industry has a similar Price/Forward Earnings ratio as CSH-UN.
CSH-UN's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 34.04.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 87.57 | ||
| Fwd PE | 79.16 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as CSH-UN.
The rest of the industry has a similar Price/Free Cash Flow ratio as CSH-UN.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 49.72 | ||
| EV/EBITDA | 24.97 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CSH-UN does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of CSH-UN may justify a higher PE ratio.
CSH-UN's earnings are expected to grow with 38.44% in the coming years. This may justify a more expensive valuation.
PEG (NY)3.5
PEG (5Y)N/A
EPS Next 2Y38.44%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.37%, CSH-UN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.38, CSH-UN pays a better dividend. On top of this CSH-UN pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, CSH-UN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.37% |
5.2 History
The dividend of CSH-UN decreases each year by -0.94%.
CSH-UN has been paying a dividend for at least 10 years, so it has a reliable track record.
CSH-UN has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.94%
Div Incr Years1
Div Non Decr Years14
5.3 Sustainability
207.25% of the earnings are spent on dividend by CSH-UN. This is not a sustainable payout ratio.
DP207.25%
EPS Next 2Y38.44%
EPS Next 3YN/A
TSX:CSH-UN (8/8/2025, 7:00:00 PM)
18.39
+0.35 (+1.94%)
Chartmill FA Rating
GICS SectorHealth Care
GICS IndustryGroupHealth Care Equipment & Services
GICS IndustryHealth Care Providers & Services
Earnings (Last)
Earnings (Next)
Inst Owners35.86%
Inst Owner ChangeN/A
Ins Owners0.58%
Ins Owner ChangeN/A
Market Cap5.32B
Analysts81.54
Price Target20.97 (14.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.37% |
Yearly Dividend0.45
Dividend Growth(5Y)-0.94%
DP207.25%
Div Incr Years1
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5.11%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)4.87%
Revenue NY rev (3m)4.87%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 87.57 | ||
| Fwd PE | 79.16 | ||
| P/S | 5.86 | ||
| P/FCF | 49.72 | ||
| P/OCF | 22.96 | ||
| P/B | 4.55 | ||
| P/tB | 4.64 | ||
| EV/EBITDA | 24.97 |
EPS(TTM)0.21
EY1.14%
EPS(NY)0.23
Fwd EY1.26%
FCF(TTM)0.37
FCFY2.01%
OCF(TTM)0.8
OCFY4.35%
SpS3.14
BVpS4.04
TBVpS3.97
PEG (NY)3.5
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.35% | ||
| ROE | 4.93% | ||
| ROCE | 3.77% | ||
| ROIC | 2.72% | ||
| ROICexc | 2.76% | ||
| ROICexgc | 2.78% | ||
| OM | 14.61% | ||
| PM (TTM) | 6.34% | ||
| GM | 40.79% | ||
| FCFM | 11.78% |
ROA(3y)1.98%
ROA(5y)1.33%
ROE(3y)8.24%
ROE(5y)5.6%
ROIC(3y)1.89%
ROIC(5y)1.83%
ROICexc(3y)1.9%
ROICexc(5y)1.86%
ROICexgc(3y)1.92%
ROICexgc(5y)1.89%
ROCE(3y)2.62%
ROCE(5y)2.55%
ROICexcg growth 3Y21.62%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y22.39%
ROICexc growth 5Y4.91%
OM growth 3Y27.38%
OM growth 5Y5.72%
PM growth 3Y33%
PM growth 5Y85.36%
GM growth 3Y9.65%
GM growth 5Y2.52%
F-Score4
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.97 | ||
| Debt/FCF | 26.13 | ||
| Debt/EBITDA | 7.21 | ||
| Cap/Depr | 67.12% | ||
| Cap/Sales | 13.72% | ||
| Interest Coverage | 1.04 | ||
| Cash Conversion | 72.73% | ||
| Profit Quality | 185.89% | ||
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 | ||
| Altman-Z | 0.5 |
F-Score4
WACC7.88%
ROIC/WACC0.34
Cap/Depr(3y)72.18%
Cap/Depr(5y)71.77%
Cap/Sales(3y)15.27%
Cap/Sales(5y)14.56%
Profit Quality(3y)164.26%
Profit Quality(5y)249.51%
High Growth Momentum
Growth
EPS 1Y (TTM)-61.57%
EPS 3Y24.01%
EPS 5YN/A
EPS Q2Q%1574.07%
EPS Next Y25%
EPS Next 2Y38.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)20.03%
Revenue growth 3Y-2.04%
Revenue growth 5Y-1.42%
Sales Q2Q%28.65%
Revenue Next Year17.25%
Revenue Next 2Y12.97%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y70.6%
EBIT growth 3Y24.79%
EBIT growth 5Y4.22%
EBIT Next Year210.32%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y520.23%
FCF growth 3Y31.69%
FCF growth 5YN/A
OCF growth 1Y68.27%
OCF growth 3Y8.71%
OCF growth 5Y0.44%