CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) Stock Price, Quote, News and Overview
TSX:CSH-UN - Toronto Stock Exchange - CA16141A1030 - Currency: CAD
Taking everything into account, CSH-UN scores 4 out of 10 in our fundamental rating. CSH-UN was compared to 15 industry peers in the Health Care Providers & Services industry. While CSH-UN has a great profitability rating, there are quite some concerns on its financial health. CSH-UN is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
CSH-UN had positive earnings in the past year.
In the past year CSH-UN had a positive cash flow from operations.
CSH-UN had positive earnings in each of the past 5 years.
Each year in the past 5 years CSH-UN had a positive operating cash flow.
1.2 Ratios
CSH-UN's Return On Assets of 1.35% is in line compared to the rest of the industry. CSH-UN outperforms 60.00% of its industry peers.
CSH-UN has a Return On Equity of 4.93%. This is in the better half of the industry: CSH-UN outperforms 73.33% of its industry peers.
With a Return On Invested Capital value of 2.72%, CSH-UN perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CSH-UN is significantly below the industry average of 8.15%.
The 3 year average ROIC (1.89%) for CSH-UN is below the current ROIC(2.72%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.35% | ||
| ROE | 4.93% | ||
| ROIC | 2.72% |
ROA(3y)1.98%
ROA(5y)1.33%
ROE(3y)8.24%
ROE(5y)5.6%
ROIC(3y)1.89%
ROIC(5y)1.83%
1.3 Margins
Looking at the Profit Margin, with a value of 6.34%, CSH-UN is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
CSH-UN's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 14.61%, CSH-UN belongs to the best of the industry, outperforming 93.33% of the companies in the same industry.
In the last couple of years the Operating Margin of CSH-UN has grown nicely.
Looking at the Gross Margin, with a value of 40.79%, CSH-UN is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
In the last couple of years the Gross Margin of CSH-UN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.61% | ||
| PM (TTM) | 6.34% | ||
| GM | 40.79% |
OM growth 3Y27.38%
OM growth 5Y5.72%
PM growth 3Y33%
PM growth 5Y85.36%
GM growth 3Y9.65%
GM growth 5Y2.52%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CSH-UN is destroying value.
The number of shares outstanding for CSH-UN has been increased compared to 1 year ago.
CSH-UN has more shares outstanding than it did 5 years ago.
The debt/assets ratio for CSH-UN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.48, we must say that CSH-UN is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of CSH-UN (0.48) is worse than 73.33% of its industry peers.
The Debt to FCF ratio of CSH-UN is 26.13, which is on the high side as it means it would take CSH-UN, 26.13 years of fcf income to pay off all of its debts.
CSH-UN's Debt to FCF ratio of 26.13 is fine compared to the rest of the industry. CSH-UN outperforms 66.67% of its industry peers.
CSH-UN has a Debt/Equity ratio of 1.97. This is a high value indicating a heavy dependency on external financing.
CSH-UN has a Debt to Equity ratio of 1.97. This is in the lower half of the industry: CSH-UN underperforms 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.97 | ||
| Debt/FCF | 26.13 | ||
| Altman-Z | 0.48 |
ROIC/WACC0.38
WACC7.06%
2.3 Liquidity
CSH-UN has a Current Ratio of 0.21. This is a bad value and indicates that CSH-UN is not financially healthy enough and could expect problems in meeting its short term obligations.
CSH-UN has a Current ratio of 0.21. This is in the lower half of the industry: CSH-UN underperforms 73.33% of its industry peers.
A Quick Ratio of 0.21 indicates that CSH-UN may have some problems paying its short term obligations.
CSH-UN has a Quick ratio of 0.21. This is in the lower half of the industry: CSH-UN underperforms 73.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 |
3. Growth
3.1 Past
The earnings per share for CSH-UN have decreased strongly by -61.57% in the last year.
Measured over the past years, CSH-UN shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.01% on average per year.
The Revenue has grown by 20.03% in the past year. This is a very strong growth!
The Revenue has been decreasing by -1.42% on average over the past years.
EPS 1Y (TTM)-61.57%
EPS 3Y24.01%
EPS 5YN/A
EPS Q2Q%1574.07%
Revenue 1Y (TTM)20.03%
Revenue growth 3Y-2.04%
Revenue growth 5Y-1.42%
Sales Q2Q%28.65%
3.2 Future
CSH-UN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 38.44% yearly.
Based on estimates for the next years, CSH-UN will show a quite strong growth in Revenue. The Revenue will grow by 9.49% on average per year.
EPS Next Y25%
EPS Next 2Y38.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year11.8%
Revenue Next 2Y9.49%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 86.48, which means the current valuation is very expensive for CSH-UN.
The rest of the industry has a similar Price/Earnings ratio as CSH-UN.
When comparing the Price/Earnings ratio of CSH-UN to the average of the S&P500 Index (26.34), we can say CSH-UN is valued expensively.
The Price/Forward Earnings ratio is 78.17, which means the current valuation is very expensive for CSH-UN.
The rest of the industry has a similar Price/Forward Earnings ratio as CSH-UN.
The average S&P500 Price/Forward Earnings ratio is at 21.03. CSH-UN is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 86.48 | ||
| Fwd PE | 78.17 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CSH-UN is on the same level as its industry peers.
The rest of the industry has a similar Price/Free Cash Flow ratio as CSH-UN.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 47.67 | ||
| EV/EBITDA | 24.6 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CSH-UN does not grow enough to justify the current Price/Earnings ratio.
CSH-UN has a very decent profitability rating, which may justify a higher PE ratio.
CSH-UN's earnings are expected to grow with 38.44% in the coming years. This may justify a more expensive valuation.
PEG (NY)3.46
PEG (5Y)N/A
EPS Next 2Y38.44%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.37%, CSH-UN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.25, CSH-UN pays a better dividend. On top of this CSH-UN pays more dividend than 100.00% of the companies listed in the same industry.
CSH-UN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.37% |
5.2 History
The dividend of CSH-UN decreases each year by -0.94%.
CSH-UN has paid a dividend for at least 10 years, which is a reliable track record.
CSH-UN has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.94%
Div Incr Years1
Div Non Decr Years14
5.3 Sustainability
CSH-UN pays out 207.25% of its income as dividend. This is not a sustainable payout ratio.
DP207.25%
EPS Next 2Y38.44%
EPS Next 3YN/A
TSX:CSH-UN (6/20/2025, 7:00:00 PM)
18.16
+0.14 (+0.78%)
Chartmill FA Rating
GICS SectorHealth Care
GICS IndustryGroupHealth Care Equipment & Services
GICS IndustryHealth Care Providers & Services
Earnings (Last)
Earnings (Next)
Inst Owners35.86%
Inst Owner ChangeN/A
Ins Owners0.58%
Ins Owner ChangeN/A
Market Cap5.10B
Analysts81.54
Price Target20.97 (15.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.37% |
Yearly Dividend0.45
Dividend Growth(5Y)-0.94%
DP207.25%
Div Incr Years1
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.11%
PT rev (3m)7.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-34.78%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.84%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 86.48 | ||
| Fwd PE | 78.17 | ||
| P/S | 5.61 | ||
| P/FCF | 47.67 | ||
| P/OCF | 22.02 | ||
| P/B | 4.36 | ||
| P/tB | 4.45 | ||
| EV/EBITDA | 24.6 |
EPS(TTM)0.21
EY1.16%
EPS(NY)0.23
Fwd EY1.28%
FCF(TTM)0.38
FCFY2.1%
OCF(TTM)0.82
OCFY4.54%
SpS3.23
BVpS4.16
TBVpS4.08
PEG (NY)3.46
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.35% | ||
| ROE | 4.93% | ||
| ROCE | 3.77% | ||
| ROIC | 2.72% | ||
| ROICexc | 2.76% | ||
| ROICexgc | 2.78% | ||
| OM | 14.61% | ||
| PM (TTM) | 6.34% | ||
| GM | 40.79% | ||
| FCFM | 11.78% |
ROA(3y)1.98%
ROA(5y)1.33%
ROE(3y)8.24%
ROE(5y)5.6%
ROIC(3y)1.89%
ROIC(5y)1.83%
ROICexc(3y)1.9%
ROICexc(5y)1.86%
ROICexgc(3y)1.92%
ROICexgc(5y)1.89%
ROCE(3y)2.62%
ROCE(5y)2.55%
ROICexcg growth 3Y21.62%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y22.39%
ROICexc growth 5Y4.91%
OM growth 3Y27.38%
OM growth 5Y5.72%
PM growth 3Y33%
PM growth 5Y85.36%
GM growth 3Y9.65%
GM growth 5Y2.52%
F-Score4
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.97 | ||
| Debt/FCF | 26.13 | ||
| Debt/EBITDA | 7.21 | ||
| Cap/Depr | 67.12% | ||
| Cap/Sales | 13.72% | ||
| Interest Coverage | 1.04 | ||
| Cash Conversion | 72.73% | ||
| Profit Quality | 185.89% | ||
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 | ||
| Altman-Z | 0.48 |
F-Score4
WACC7.06%
ROIC/WACC0.38
Cap/Depr(3y)72.18%
Cap/Depr(5y)71.77%
Cap/Sales(3y)15.27%
Cap/Sales(5y)14.56%
Profit Quality(3y)164.26%
Profit Quality(5y)249.51%
High Growth Momentum
Growth
EPS 1Y (TTM)-61.57%
EPS 3Y24.01%
EPS 5YN/A
EPS Q2Q%1574.07%
EPS Next Y25%
EPS Next 2Y38.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)20.03%
Revenue growth 3Y-2.04%
Revenue growth 5Y-1.42%
Sales Q2Q%28.65%
Revenue Next Year11.8%
Revenue Next 2Y9.49%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y70.6%
EBIT growth 3Y24.79%
EBIT growth 5Y4.22%
EBIT Next Year210.32%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y520.23%
FCF growth 3Y31.69%
FCF growth 5YN/A
OCF growth 1Y68.27%
OCF growth 3Y8.71%
OCF growth 5Y0.44%