CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) Stock Price, Forecast & Analysis
Canada - Toronto Stock Exchange - TSX:CSH-UN - CA16141A1030
20.43 CAD
+0.13 (+0.64%)
Taking everything into account, CSH-UN scores 5 out of 10 in our fundamental rating. CSH-UN was compared to 14 industry peers in the Health Care Providers & Services industry. CSH-UN has an excellent profitability rating, but there are concerns on its financial health. CSH-UN is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year CSH-UN was profitable.
CSH-UN had a positive operating cash flow in the past year.
CSH-UN had positive earnings in each of the past 5 years.
Each year in the past 5 years CSH-UN had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 0.55%, CSH-UN is doing good in the industry, outperforming 71.43% of the companies in the same industry.
Looking at the Return On Equity, with a value of 1.74%, CSH-UN is in the better half of the industry, outperforming 78.57% of the companies in the same industry.
CSH-UN's Return On Invested Capital of 2.64% is fine compared to the rest of the industry. CSH-UN outperforms 64.29% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CSH-UN is significantly below the industry average of 7.17%.
The 3 year average ROIC (1.89%) for CSH-UN is below the current ROIC(2.64%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.55% | ||
| ROE | 1.74% | ||
| ROIC | 2.64% |
ROA(3y)1.98%
ROA(5y)1.33%
ROE(3y)8.24%
ROE(5y)5.6%
ROIC(3y)1.89%
ROIC(5y)1.83%
1.3 Margins
The Profit Margin of CSH-UN (2.47%) is better than 71.43% of its industry peers.
In the last couple of years the Profit Margin of CSH-UN has grown nicely.
CSH-UN has a Operating Margin of 14.22%. This is amongst the best in the industry. CSH-UN outperforms 92.86% of its industry peers.
CSH-UN's Operating Margin has improved in the last couple of years.
CSH-UN has a Gross Margin of 41.03%. This is in the better half of the industry: CSH-UN outperforms 64.29% of its industry peers.
CSH-UN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.22% | ||
| PM (TTM) | 2.47% | ||
| GM | 41.03% |
OM growth 3Y27.38%
OM growth 5Y5.72%
PM growth 3Y33%
PM growth 5Y85.36%
GM growth 3Y9.65%
GM growth 5Y2.52%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CSH-UN is destroying value.
Compared to 1 year ago, CSH-UN has more shares outstanding
CSH-UN has more shares outstanding than it did 5 years ago.
The debt/assets ratio for CSH-UN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.78, we must say that CSH-UN is in the distress zone and has some risk of bankruptcy.
CSH-UN has a Altman-Z score (0.78) which is in line with its industry peers.
CSH-UN has a debt to FCF ratio of 17.68. This is a negative value and a sign of low solvency as CSH-UN would need 17.68 years to pay back of all of its debts.
CSH-UN's Debt to FCF ratio of 17.68 is in line compared to the rest of the industry. CSH-UN outperforms 50.00% of its industry peers.
CSH-UN has a Debt/Equity ratio of 1.68. This is a high value indicating a heavy dependency on external financing.
CSH-UN has a Debt to Equity ratio (1.68) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 17.68 | ||
| Altman-Z | 0.78 |
ROIC/WACC0.34
WACC7.68%
2.3 Liquidity
A Current Ratio of 0.57 indicates that CSH-UN may have some problems paying its short term obligations.
CSH-UN has a Current ratio (0.57) which is in line with its industry peers.
CSH-UN has a Quick Ratio of 0.57. This is a bad value and indicates that CSH-UN is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of CSH-UN (0.57) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.57 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
CSH-UN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 564.79%, which is quite impressive.
The Earnings Per Share has been growing by 24.01% on average over the past years. This is a very strong growth
CSH-UN shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.05%.
The Revenue has been decreasing by -1.42% on average over the past years.
EPS 1Y (TTM)564.79%
EPS 3Y24.01%
EPS 5YN/A
EPS Q2Q%-120.42%
Revenue 1Y (TTM)28.05%
Revenue growth 3Y-2.04%
Revenue growth 5Y-1.42%
Sales Q2Q%27.99%
3.2 Future
Based on estimates for the next years, CSH-UN will show a very strong growth in Earnings Per Share. The EPS will grow by 41.50% on average per year.
The Revenue is expected to grow by 11.02% on average over the next years. This is quite good.
EPS Next Y50%
EPS Next 2Y44.34%
EPS Next 3Y41.5%
EPS Next 5YN/A
Revenue Next Year19.56%
Revenue Next 2Y15.13%
Revenue Next 3Y11.02%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 227.00, the valuation of CSH-UN can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of CSH-UN indicates a somewhat cheap valuation: CSH-UN is cheaper than 64.29% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.65, CSH-UN is valued quite expensively.
CSH-UN is valuated quite expensively with a Price/Forward Earnings ratio of 80.91.
CSH-UN's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CSH-UN is cheaper than 64.29% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CSH-UN to the average of the S&P500 Index (34.45), we can say CSH-UN is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 227 | ||
| Fwd PE | 80.91 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CSH-UN is on the same level as its industry peers.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CSH-UN is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.26 | ||
| EV/EBITDA | 23.57 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
CSH-UN has an outstanding profitability rating, which may justify a higher PE ratio.
CSH-UN's earnings are expected to grow with 41.50% in the coming years. This may justify a more expensive valuation.
PEG (NY)4.54
PEG (5Y)N/A
EPS Next 2Y44.34%
EPS Next 3Y41.5%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.37%, CSH-UN is a good candidate for dividend investing.
CSH-UN's Dividend Yield is rather good when compared to the industry average which is at 3.40. CSH-UN pays more dividend than 100.00% of the companies in the same industry.
CSH-UN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.37% |
5.2 History
The dividend of CSH-UN decreases each year by -0.94%.
CSH-UN has paid a dividend for at least 10 years, which is a reliable track record.
CSH-UN has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.94%
Div Incr Years1
Div Non Decr Years14
5.3 Sustainability
484.87% of the earnings are spent on dividend by CSH-UN. This is not a sustainable payout ratio.
DP484.87%
EPS Next 2Y44.34%
EPS Next 3Y41.5%
TSX:CSH-UN (11/24/2025, 7:00:00 PM)
20.43
+0.13 (+0.64%)
Chartmill FA Rating
GICS SectorHealth Care
GICS IndustryGroupHealth Care Equipment & Services
GICS IndustryHealth Care Providers & Services
Earnings (Last)
Earnings (Next)
Inst Owners35.65%
Inst Owner ChangeN/A
Ins Owners0.54%
Ins Owner ChangeN/A
Market Cap6.20B
Revenue(TTM)1.04B
Net Income(TTM)25.71M
Analysts81.54
Price Target23.05 (12.82%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.37% |
Yearly Dividend0.45
Dividend Growth(5Y)-0.94%
DP484.87%
Div Incr Years1
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.58%
PT rev (3m)5.39%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 227 | ||
| Fwd PE | 80.91 | ||
| P/S | 5.96 | ||
| P/FCF | 38.26 | ||
| P/OCF | 21.18 | ||
| P/B | 4.19 | ||
| P/tB | 4.25 | ||
| EV/EBITDA | 23.57 |
EPS(TTM)0.09
EY0.44%
EPS(NY)0.25
Fwd EY1.24%
FCF(TTM)0.53
FCFY2.61%
OCF(TTM)0.96
OCFY4.72%
SpS3.43
BVpS4.88
TBVpS4.81
PEG (NY)4.54
PEG (5Y)N/A
Graham Number3.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.55% | ||
| ROE | 1.74% | ||
| ROCE | 3.66% | ||
| ROIC | 2.64% | ||
| ROICexc | 2.84% | ||
| ROICexgc | 2.85% | ||
| OM | 14.22% | ||
| PM (TTM) | 2.47% | ||
| GM | 41.03% | ||
| FCFM | 15.58% |
ROA(3y)1.98%
ROA(5y)1.33%
ROE(3y)8.24%
ROE(5y)5.6%
ROIC(3y)1.89%
ROIC(5y)1.83%
ROICexc(3y)1.9%
ROICexc(5y)1.86%
ROICexgc(3y)1.92%
ROICexgc(5y)1.89%
ROCE(3y)2.62%
ROCE(5y)2.55%
ROICexgc growth 3Y21.62%
ROICexgc growth 5Y4.54%
ROICexc growth 3Y22.39%
ROICexc growth 5Y4.91%
OM growth 3Y27.38%
OM growth 5Y5.72%
PM growth 3Y33%
PM growth 5Y85.36%
GM growth 3Y9.65%
GM growth 5Y2.52%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 17.68 | ||
| Debt/EBITDA | 6.66 | ||
| Cap/Depr | 58.18% | ||
| Cap/Sales | 12.57% | ||
| Interest Coverage | 1.01 | ||
| Cash Conversion | 78.59% | ||
| Profit Quality | 630.92% | ||
| Current Ratio | 0.57 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 0.78 |
F-Score7
WACC7.68%
ROIC/WACC0.34
Cap/Depr(3y)72.18%
Cap/Depr(5y)71.77%
Cap/Sales(3y)15.27%
Cap/Sales(5y)14.56%
Profit Quality(3y)164.26%
Profit Quality(5y)249.51%
High Growth Momentum
Growth
EPS 1Y (TTM)564.79%
EPS 3Y24.01%
EPS 5YN/A
EPS Q2Q%-120.42%
EPS Next Y50%
EPS Next 2Y44.34%
EPS Next 3Y41.5%
EPS Next 5YN/A
Revenue 1Y (TTM)28.05%
Revenue growth 3Y-2.04%
Revenue growth 5Y-1.42%
Sales Q2Q%27.99%
Revenue Next Year19.56%
Revenue Next 2Y15.13%
Revenue Next 3Y11.02%
Revenue Next 5YN/A
EBIT growth 1Y31.5%
EBIT growth 3Y24.79%
EBIT growth 5Y4.22%
EBIT Next Year224.73%
EBIT Next 3Y59.66%
EBIT Next 5YN/A
FCF growth 1Y593.71%
FCF growth 3Y31.69%
FCF growth 5YN/A
OCF growth 1Y106.84%
OCF growth 3Y8.71%
OCF growth 5Y0.44%
CHARTWELL RETIREMENT RESIDEN / CSH-UN.CA FAQ
Can you describe the business of CHARTWELL RETIREMENT RESIDEN?
Chartwell Retirement Residences is a real estate trust, which engages in the ownership and operation of a range of seniors housing communities, from independent supportive living through assisted living to long term care. The company is headquartered in Mississauga, Ontario and currently employs 13,070 full-time employees. The company went IPO on 2003-11-14. The firm specializes in serving and caring for Canada’s seniors. The company owns and operates a complete range of senior housing communities, from independent living through to assisted living and long-term care. The company operates through the Retirement Operations segment. The company provides resident services and care in various settings, including independent living apartments, independent supportive living apartments, independent supportive living suites, and assisted living. Its services include the provision of meals, nursing care, housekeeping and laundry, leisure and social programs, and other amenities. Its portfolio is organized into three groupings: same property; acquisitions and development; and dispositions and repositioning. Its Retirement Operations property portfolio spans Western Canada, Ontario, Quebec, and other provinces. The firm serves over 25,000 residents in over four provinces across the country.
What is the stock price of CHARTWELL RETIREMENT RESIDEN today?
The current stock price of CSH-UN.CA is 20.43 CAD. The price increased by 0.64% in the last trading session.
What is the ChartMill rating of CHARTWELL RETIREMENT RESIDEN stock?
CSH-UN.CA has a ChartMill Technical rating of 7 out of 10 and a ChartMill Fundamental rating of 5 out of 10.
Is CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) stock a good buy?
This depends on your investment goals. Check the Technical and Fundamental Analysis tabs for insights on CSH-UN.CA.