CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) Stock Fundamental Analysis
Canada • Toronto Stock Exchange • TSX:CSH-UN • CA16141A1030
20.44 CAD
-0.13 (-0.63%)
Last: Jan 29, 2026, 07:00 PM
Taking everything into account, CSH-UN scores 5 out of 10 in our fundamental rating. CSH-UN was compared to 14 industry peers in the Health Care Providers & Services industry. CSH-UN scores excellent on profitability, but there are concerns on its financial health. CSH-UN is valued quite expensive, but it does show an excellent growth.
1. Profitability
1.1 Basic Checks
- CSH-UN had positive earnings in the past year.
- In the past year CSH-UN had a positive cash flow from operations.
- CSH-UN had positive earnings in each of the past 5 years.
- In the past 5 years CSH-UN always reported a positive cash flow from operatings.
1.2 Ratios
- CSH-UN has a better Return On Assets (0.55%) than 64.29% of its industry peers.
- CSH-UN has a Return On Equity of 1.74%. This is in the better half of the industry: CSH-UN outperforms 71.43% of its industry peers.
- CSH-UN's Return On Invested Capital of 2.64% is in line compared to the rest of the industry. CSH-UN outperforms 57.14% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CSH-UN is significantly below the industry average of 7.74%.
- The last Return On Invested Capital (2.64%) for CSH-UN is above the 3 year average (1.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.55% | ||
| ROE | 1.74% | ||
| ROIC | 2.64% |
ROA(3y)1.98%
ROA(5y)1.33%
ROE(3y)8.24%
ROE(5y)5.6%
ROIC(3y)1.89%
ROIC(5y)1.83%
1.3 Margins
- The Profit Margin of CSH-UN (2.47%) is better than 64.29% of its industry peers.
- In the last couple of years the Profit Margin of CSH-UN has grown nicely.
- CSH-UN has a better Operating Margin (14.22%) than 92.86% of its industry peers.
- In the last couple of years the Operating Margin of CSH-UN has grown nicely.
- CSH-UN's Gross Margin of 41.03% is fine compared to the rest of the industry. CSH-UN outperforms 71.43% of its industry peers.
- CSH-UN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.22% | ||
| PM (TTM) | 2.47% | ||
| GM | 41.03% |
OM growth 3Y27.38%
OM growth 5Y5.72%
PM growth 3Y33%
PM growth 5Y85.36%
GM growth 3Y9.65%
GM growth 5Y2.52%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CSH-UN is destroying value.
- CSH-UN has more shares outstanding than it did 1 year ago.
- CSH-UN has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CSH-UN has a worse debt to assets ratio.
2.2 Solvency
- CSH-UN has an Altman-Z score of 0.78. This is a bad value and indicates that CSH-UN is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.78, CSH-UN is in line with its industry, outperforming 42.86% of the companies in the same industry.
- The Debt to FCF ratio of CSH-UN is 17.68, which is on the high side as it means it would take CSH-UN, 17.68 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 17.68, CSH-UN is in line with its industry, outperforming 50.00% of the companies in the same industry.
- CSH-UN has a Debt/Equity ratio of 1.68. This is a high value indicating a heavy dependency on external financing.
- CSH-UN has a Debt to Equity ratio (1.68) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 17.68 | ||
| Altman-Z | 0.78 |
ROIC/WACC0.34
WACC7.72%
2.3 Liquidity
- CSH-UN has a Current Ratio of 0.57. This is a bad value and indicates that CSH-UN is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Current ratio value of 0.57, CSH-UN perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
- A Quick Ratio of 0.57 indicates that CSH-UN may have some problems paying its short term obligations.
- With a Quick ratio value of 0.57, CSH-UN perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.57 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 564.79% over the past year.
- Measured over the past years, CSH-UN shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.01% on average per year.
- Looking at the last year, CSH-UN shows a very strong growth in Revenue. The Revenue has grown by 28.05%.
- CSH-UN shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.42% yearly.
EPS 1Y (TTM)564.79%
EPS 3Y24.01%
EPS 5YN/A
EPS Q2Q%-120.42%
Revenue 1Y (TTM)28.05%
Revenue growth 3Y-2.04%
Revenue growth 5Y-1.42%
Sales Q2Q%27.99%
3.2 Future
- Based on estimates for the next years, CSH-UN will show a very strong growth in Earnings Per Share. The EPS will grow by 46.85% on average per year.
- Based on estimates for the next years, CSH-UN will show a quite strong growth in Revenue. The Revenue will grow by 13.43% on average per year.
EPS Next Y-8.33%
EPS Next 2Y58.11%
EPS Next 3Y46.85%
EPS Next 5YN/A
Revenue Next Year19.77%
Revenue Next 2Y17.65%
Revenue Next 3Y13.43%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 227.11 indicates a quite expensive valuation of CSH-UN.
- CSH-UN's Price/Earnings is on the same level as the industry average.
- CSH-UN's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.39.
- CSH-UN is valuated quite expensively with a Price/Forward Earnings ratio of 67.46.
- Based on the Price/Forward Earnings ratio, CSH-UN is valued a bit cheaper than 64.29% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.72, CSH-UN is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 227.11 | ||
| Fwd PE | 67.46 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as CSH-UN.
- The rest of the industry has a similar Price/Free Cash Flow ratio as CSH-UN.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.3 | ||
| EV/EBITDA | 23.59 |
4.3 Compensation for Growth
- CSH-UN has a very decent profitability rating, which may justify a higher PE ratio.
- CSH-UN's earnings are expected to grow with 46.85% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y58.11%
EPS Next 3Y46.85%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.37%, CSH-UN is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 1.31, CSH-UN pays a better dividend. On top of this CSH-UN pays more dividend than 100.00% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, CSH-UN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.37% |
5.2 History
- The dividend of CSH-UN decreases each year by -0.94%.
- CSH-UN has paid a dividend for at least 10 years, which is a reliable track record.
- CSH-UN has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.94%
Div Incr Years1
Div Non Decr Years14
5.3 Sustainability
- 484.87% of the earnings are spent on dividend by CSH-UN. This is not a sustainable payout ratio.
DP484.87%
EPS Next 2Y58.11%
EPS Next 3Y46.85%
CHARTWELL RETIREMENT RESIDEN / CSH-UN.CA FAQ
Can you provide the ChartMill fundamental rating for CHARTWELL RETIREMENT RESIDEN?
ChartMill assigns a fundamental rating of 5 / 10 to CSH-UN.CA.
What is the valuation status for CSH-UN stock?
ChartMill assigns a valuation rating of 3 / 10 to CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA). This can be considered as Overvalued.
How profitable is CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) stock?
CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) has a profitability rating of 7 / 10.
What are the PE and PB ratios of CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) stock?
The Price/Earnings (PE) ratio for CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) is 227.11 and the Price/Book (PB) ratio is 4.19.
How financially healthy is CHARTWELL RETIREMENT RESIDEN?
The financial health rating of CHARTWELL RETIREMENT RESIDEN (CSH-UN.CA) is 1 / 10.