CAN IMPERIAL BK OF COMMERCE (CM.CA) Fundamental Analysis & Valuation

TSX:CM • CA1360691010

Current stock price

133.2 CAD
+3.72 (+2.87%)
Last:

This CM.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. CM.CA Profitability Analysis

1.1 Basic Checks

  • CM had positive earnings in the past year.
  • CM had a positive operating cash flow in the past year.
  • Each year in the past 5 years CM has been profitable.
  • CM had a positive operating cash flow in 4 of the past 5 years.
CM.CA Yearly Net Income VS EBIT VS OCF VS FCFCM.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B

1.2 Ratios

  • The Return On Assets of CM (0.79%) is better than 66.67% of its industry peers.
  • With a decent Return On Equity value of 13.74%, CM is doing good in the industry, outperforming 70.83% of the companies in the same industry.
Industry RankSector Rank
ROA 0.79%
ROE 13.74%
ROIC N/A
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
CM.CA Yearly ROA, ROE, ROICCM.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • CM has a better Profit Margin (29.68%) than 70.83% of its industry peers.
  • In the last couple of years the Profit Margin of CM has grown nicely.
  • CM does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 29.68%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
CM.CA Yearly Profit, Operating, Gross MarginsCM.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. CM.CA Health Analysis

2.1 Basic Checks

  • CM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, CM has less shares outstanding
  • The number of shares outstanding for CM has been increased compared to 5 years ago.
  • Compared to 1 year ago, CM has a worse debt to assets ratio.
CM.CA Yearly Shares OutstandingCM.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
CM.CA Yearly Total Debt VS Total AssetsCM.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

2.2 Solvency

  • CM has a Debt/Equity ratio of 2.69. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 2.69, CM is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 2.69
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC13.66%
CM.CA Yearly LT Debt VS Equity VS FCFCM.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CM.CA Yearly Current Assets VS Current LiabilitesCM.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. CM.CA Growth Analysis

3.1 Past

  • CM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.84%, which is quite good.
  • Measured over the past years, CM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.24% on average per year.
  • The Revenue has grown by 13.44% in the past year. This is quite good.
  • Measured over the past years, CM shows a quite strong growth in Revenue. The Revenue has been growing by 9.22% on average per year.
EPS 1Y (TTM)17.84%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%25.45%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%15.34%

3.2 Future

  • The Earnings Per Share is expected to grow by 8.05% on average over the next years. This is quite good.
  • CM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.68% yearly.
EPS Next Y21.32%
EPS Next 2Y15.04%
EPS Next 3Y13.71%
EPS Next 5Y8.05%
Revenue Next Year11.48%
Revenue Next 2Y7.63%
Revenue Next 3Y5.76%
Revenue Next 5Y4.68%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
CM.CA Yearly Revenue VS EstimatesCM.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10B 20B 30B
CM.CA Yearly EPS VS EstimatesCM.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2 4 6 8 10

More info and screens

Find the best growth stocksShow best growing peers

3

4. CM.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 14.51, CM is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of CM indicates a slightly more expensive valuation: CM is more expensive than 75.00% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of CM to the average of the S&P500 Index (25.50), we can say CM is valued slightly cheaper.
  • CM is valuated reasonably with a Price/Forward Earnings ratio of 11.68.
  • Based on the Price/Forward Earnings ratio, CM is valued a bit more expensive than 79.17% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.67, CM is valued a bit cheaper.
Industry RankSector Rank
PE 14.51
Fwd PE 11.68
CM.CA Price Earnings VS Forward Price EarningsCM.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CM.CA Per share dataCM.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60

4.3 Compensation for Growth

  • CM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as CM's earnings are expected to grow with 13.71% in the coming years.
PEG (NY)0.68
PEG (5Y)1.19
EPS Next 2Y15.04%
EPS Next 3Y13.71%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. CM.CA Dividend Analysis

5.1 Amount

  • CM has a Yearly Dividend Yield of 3.26%. Purely for dividend investing, there may be better candidates out there.
  • CM's Dividend Yield is comparable with the industry average which is at 3.05.
  • CM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 3.26%

5.2 History

  • The dividend of CM is nicely growing with an annual growth rate of 8.20%!
  • CM has been paying a dividend for at least 10 years, so it has a reliable track record.
  • CM has decreased its dividend recently.
Dividend Growth(5Y)8.2%
Div Incr Years1
Div Non Decr Years1
CM.CA Yearly Dividends per shareCM.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • 45.52% of the earnings are spent on dividend by CM. This is a bit on the high side, but may be sustainable.
  • CM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP45.52%
EPS Next 2Y15.04%
EPS Next 3Y13.71%
CM.CA Yearly Income VS Free CF VS DividendCM.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B
CM.CA Dividend Payout.CM.CA Dividend Payout, showing the Payout Ratio.CM.CA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

CM.CA Fundamentals: All Metrics, Ratios and Statistics

CAN IMPERIAL BK OF COMMERCE

TSX:CM (3/24/2026, 7:00:00 PM)

133.2

+3.72 (+2.87%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-26
Earnings (Next)05-28
Inst Owners55.88%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap123.14B
Revenue(TTM)30.25B
Net Income(TTM)8.98B
Analysts77.5
Price Target136.62 (2.57%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.26%
Yearly Dividend4.27
Dividend Growth(5Y)8.2%
DP45.52%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.32%
Min EPS beat(2)2.96%
Max EPS beat(2)11.69%
EPS beat(4)4
Avg EPS beat(4)6.15%
Min EPS beat(4)2.96%
Max EPS beat(4)11.69%
EPS beat(8)8
Avg EPS beat(8)5.97%
EPS beat(12)10
Avg EPS beat(12)3.54%
EPS beat(16)11
Avg EPS beat(16)1.63%
Revenue beat(2)2
Avg Revenue beat(2)3.65%
Min Revenue beat(2)1.32%
Max Revenue beat(2)5.97%
Revenue beat(4)3
Avg Revenue beat(4)1.55%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)5.97%
Revenue beat(8)5
Avg Revenue beat(8)1.18%
Revenue beat(12)5
Avg Revenue beat(12)0.04%
Revenue beat(16)6
Avg Revenue beat(16)-0.52%
PT rev (1m)4.09%
PT rev (3m)8.59%
EPS NQ rev (1m)5.18%
EPS NQ rev (3m)5.18%
EPS NY rev (1m)6.69%
EPS NY rev (3m)11.02%
Revenue NQ rev (1m)3.55%
Revenue NQ rev (3m)3.55%
Revenue NY rev (1m)4.73%
Revenue NY rev (3m)7.93%
Valuation
Industry RankSector Rank
PE 14.51
Fwd PE 11.68
P/S 4.07
P/FCF N/A
P/OCF 369.78
P/B 1.89
P/tB 2.16
EV/EBITDA N/A
EPS(TTM)9.18
EY6.89%
EPS(NY)11.41
Fwd EY8.56%
FCF(TTM)-0.9
FCFYN/A
OCF(TTM)0.36
OCFY0.27%
SpS32.72
BVpS70.66
TBVpS61.78
PEG (NY)0.68
PEG (5Y)1.19
Graham Number120.81
Profitability
Industry RankSector Rank
ROA 0.79%
ROE 13.74%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 29.68%
GM N/A
FCFM N/A
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 2.69
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 97.4%
Cap/Sales 3.84%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC13.66%
ROIC/WACCN/A
Cap/Depr(3y)91.98%
Cap/Depr(5y)92.87%
Cap/Sales(3y)4.14%
Cap/Sales(5y)4.34%
Profit Quality(3y)179.69%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.84%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%25.45%
EPS Next Y21.32%
EPS Next 2Y15.04%
EPS Next 3Y13.71%
EPS Next 5Y8.05%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%15.34%
Revenue Next Year11.48%
Revenue Next 2Y7.63%
Revenue Next 3Y5.76%
Revenue Next 5Y4.68%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-111.46%
FCF growth 3Y-16.17%
FCF growth 5Y-26.66%
OCF growth 1Y-95.94%
OCF growth 3Y-15.23%
OCF growth 5Y-25.5%

CAN IMPERIAL BK OF COMMERCE / CM.CA Fundamental Analysis FAQ

What is the fundamental rating for CM stock?

ChartMill assigns a fundamental rating of 3 / 10 to CM.CA.


What is the valuation status of CAN IMPERIAL BK OF COMMERCE (CM.CA) stock?

ChartMill assigns a valuation rating of 3 / 10 to CAN IMPERIAL BK OF COMMERCE (CM.CA). This can be considered as Overvalued.


What is the profitability of CM stock?

CAN IMPERIAL BK OF COMMERCE (CM.CA) has a profitability rating of 4 / 10.


Can you provide the expected EPS growth for CM stock?

The Earnings per Share (EPS) of CAN IMPERIAL BK OF COMMERCE (CM.CA) is expected to grow by 21.32% in the next year.


How sustainable is the dividend of CAN IMPERIAL BK OF COMMERCE (CM.CA) stock?

The dividend rating of CAN IMPERIAL BK OF COMMERCE (CM.CA) is 5 / 10 and the dividend payout ratio is 45.52%.