CARREFOUR SA (CA.PA) Stock Fundamental Analysis
EPA:CA - Euronext Paris - Matif - FR0000120172 - Common Stock - Currency: EUR
Taking everything into account, CA scores 4 out of 10 in our fundamental rating. CA was compared to 24 industry peers in the Consumer Staples Distribution & Retail industry. CA has a bad profitability rating. Also its financial health evaluation is rather negative. CA is valued quite cheap, but it does not seem to be growing. CA also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CA was profitable.
CA had a positive operating cash flow in the past year.
In the past 5 years CA has always been profitable.
CA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CA's Return On Assets of 1.26% is on the low side compared to the rest of the industry. CA is outperformed by 66.67% of its industry peers.
Looking at the Return On Equity, with a value of 6.67%, CA is doing worse than 62.50% of the companies in the same industry.
CA has a worse Return On Invested Capital (4.97%) than 62.50% of its industry peers.
CA had an Average Return On Invested Capital over the past 3 years of 5.21%. This is below the industry average of 9.73%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROIC | 4.97% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
The Profit Margin of CA (0.83%) is worse than 66.67% of its industry peers.
In the last couple of years the Profit Margin of CA has declined.
Looking at the Operating Margin, with a value of 2.55%, CA is doing worse than 62.50% of the companies in the same industry.
In the last couple of years the Operating Margin of CA has declined.
CA has a Gross Margin of 19.44%. This is comparable to the rest of the industry: CA outperforms 41.67% of its industry peers.
CA's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CA is creating some value.
CA has less shares outstanding than it did 1 year ago.
The number of shares outstanding for CA has been reduced compared to 5 years ago.
The debt/assets ratio for CA is higher compared to a year ago.
2.2 Solvency
CA has an Altman-Z score of 1.97. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
CA has a Altman-Z score of 1.97. This is amonst the worse of the industry: CA underperforms 83.33% of its industry peers.
The Debt to FCF ratio of CA is 8.87, which is on the high side as it means it would take CA, 8.87 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of CA (8.87) is comparable to the rest of the industry.
CA has a Debt/Equity ratio of 1.36. This is a high value indicating a heavy dependency on external financing.
CA has a Debt to Equity ratio of 1.36. This is amonst the worse of the industry: CA underperforms 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Altman-Z | 1.97 |
ROIC/WACC1.13
WACC4.4%
2.3 Liquidity
CA has a Current Ratio of 0.88. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
CA has a Current ratio (0.88) which is comparable to the rest of the industry.
A Quick Ratio of 0.63 indicates that CA may have some problems paying its short term obligations.
CA's Quick ratio of 0.63 is fine compared to the rest of the industry. CA outperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CA have decreased strongly by -12.02% in the last year.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
CA shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
Measured over the past years, CA shows a small growth in Revenue. The Revenue has been growing by 3.31% on average per year.
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
3.2 Future
The Earnings Per Share is expected to grow by 4.98% on average over the next years.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y4.98%
Revenue Next Year3.58%
Revenue Next 2Y2.9%
Revenue Next 3Y2.64%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.44 indicates a reasonable valuation of CA.
CA's Price/Earnings ratio is rather cheap when compared to the industry. CA is cheaper than 91.67% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 28.88. CA is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 8.39, the valuation of CA can be described as reasonable.
CA's Price/Forward Earnings ratio is rather cheap when compared to the industry. CA is cheaper than 87.50% of the companies in the same industry.
CA's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.20.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.44 | ||
| Fwd PE | 8.39 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CA indicates a rather cheap valuation: CA is cheaper than 91.67% of the companies listed in the same industry.
CA's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CA is cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.8 | ||
| EV/EBITDA | 4.76 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)12.25
PEG (5Y)N/A
EPS Next 2Y8.75%
EPS Next 3Y8.11%
5. Dividend
5.1 Amount
CA has a Yearly Dividend Yield of 8.35%, which is a nice return.
CA's Dividend Yield is rather good when compared to the industry average which is at 4.09. CA pays more dividend than 95.83% of the companies in the same industry.
CA's Dividend Yield is rather good when compared to the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.35% |
5.2 History
The dividend of CA is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
83.10% of the earnings are spent on dividend by CA. This is not a sustainable payout ratio.
CA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP83.1%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPA:CA (4/30/2025, 7:00:00 PM)
13.595
-0.09 (-0.69%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners42%
Inst Owner ChangeN/A
Ins Owners9.38%
Ins Owner ChangeN/A
Market Cap9.22B
Analysts72.14
Price Target14.38 (5.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.35% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP83.1%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-7.34%
PT rev (3m)-17.88%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-5.43%
EPS NY rev (3m)-24.56%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.15%
Revenue NY rev (3m)-0.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.44 | ||
| Fwd PE | 8.39 | ||
| P/S | 0.11 | ||
| P/FCF | 3.8 | ||
| P/OCF | 2.19 | ||
| P/B | 0.85 | ||
| P/tB | 30.02 | ||
| EV/EBITDA | 4.76 |
EPS(TTM)1.61
EY11.84%
EPS(NY)1.62
Fwd EY11.92%
FCF(TTM)3.58
FCFY26.34%
OCF(TTM)6.19
OCFY45.57%
SpS128.72
BVpS15.96
TBVpS0.45
PEG (NY)12.25
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROCE | 7.36% | ||
| ROIC | 4.97% | ||
| ROICexc | 6.43% | ||
| ROICexgc | 11.39% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.78% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score5
Asset Turnover1.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Debt/EBITDA | 3.16 | ||
| Cap/Depr | 73.1% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | 4.16 | ||
| Cash Conversion | 90.38% | ||
| Profit Quality | 336.29% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 1.97 |
F-Score5
WACC4.4%
ROIC/WACC1.13
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y4.98%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
Revenue Next Year3.58%
Revenue Next 2Y2.9%
Revenue Next 3Y2.64%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year112.18%
EBIT Next 3Y33.81%
EBIT Next 5Y23.86%
FCF growth 1Y-13.25%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-9.66%
OCF growth 3Y4.68%
OCF growth 5Y5.28%