CARREFOUR SA (CA.PA) Stock Fundamental Analysis
Europe - EPA:CA - FR0000120172 - Common Stock
13.145 EUR
-0.12 (-0.94%)
We assign a fundamental rating of 4 out of 10 to CA. CA was compared to 24 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CA have multiple concerns. CA is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CA was profitable.
CA had a positive operating cash flow in the past year.
Each year in the past 5 years CA has been profitable.
In the past 5 years CA always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of CA (1.31%) is worse than 70.83% of its industry peers.
CA has a worse Return On Equity (7.00%) than 66.67% of its industry peers.
With a Return On Invested Capital value of 4.89%, CA is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
CA had an Average Return On Invested Capital over the past 3 years of 5.21%. This is below the industry average of 9.51%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CA has a Profit Margin of 0.83%. This is in the lower half of the industry: CA underperforms 70.83% of its industry peers.
In the last couple of years the Profit Margin of CA has declined.
Looking at the Operating Margin, with a value of 2.55%, CA is doing worse than 66.67% of the companies in the same industry.
In the last couple of years the Operating Margin of CA has declined.
The Gross Margin of CA (19.44%) is worse than 66.67% of its industry peers.
In the last couple of years the Gross Margin of CA has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
CA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for CA has been reduced compared to 1 year ago.
The number of shares outstanding for CA has been reduced compared to 5 years ago.
Compared to 1 year ago, CA has a worse debt to assets ratio.
2.2 Solvency
CA has an Altman-Z score of 2.07. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
CA has a worse Altman-Z score (2.07) than 79.17% of its industry peers.
CA has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CA would need 10.30 years to pay back of all of its debts.
CA has a Debt to FCF ratio of 10.30. This is comparable to the rest of the industry: CA outperforms 41.67% of its industry peers.
A Debt/Equity ratio of 1.63 is on the high side and indicates that CA has dependencies on debt financing.
CA has a Debt to Equity ratio of 1.63. This is amonst the worse of the industry: CA underperforms 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.22
WACC4%
2.3 Liquidity
CA has a Current Ratio of 0.90. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.90, CA is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
A Quick Ratio of 0.63 indicates that CA may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.63, CA is in the better half of the industry, outperforming 79.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CA have decreased strongly by -20.11% in the last year.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
CA shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
Measured over the past years, CA shows a small growth in Revenue. The Revenue has been growing by 3.31% on average per year.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
CA is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.53% yearly.
CA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.59% yearly.
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.94 indicates a reasonable valuation of CA.
95.83% of the companies in the same industry are more expensive than CA, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.89. CA is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 7.39, the valuation of CA can be described as very cheap.
Based on the Price/Forward Earnings ratio, CA is valued cheaper than 95.83% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CA to the average of the S&P500 Index (34.59), we can say CA is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.94 | ||
| Fwd PE | 7.39 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CA is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
95.83% of the companies in the same industry are more expensive than CA, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.39 | ||
| EV/EBITDA | 5.26 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.13%
EPS Next 3Y6.46%
5. Dividend
5.1 Amount
CA has a Yearly Dividend Yield of 6.80%, which is a nice return.
CA's Dividend Yield is rather good when compared to the industry average which is at 3.85. CA pays more dividend than 100.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, CA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.8% |
5.2 History
The dividend of CA is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CA. This is not a sustainable payout ratio.
CA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPA:CA (11/17/2025, 1:46:27 PM)
13.145
-0.12 (-0.94%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.68B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts75.65
Price Target14.82 (12.74%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.8% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.11%
PT rev (3m)-0.11%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.99%
EPS NY rev (3m)-6.07%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.42%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.94 | ||
| Fwd PE | 7.39 | ||
| P/S | 0.11 | ||
| P/FCF | 4.39 | ||
| P/OCF | 2.49 | ||
| P/B | 0.94 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.26 |
EPS(TTM)1.47
EY11.18%
EPS(NY)1.78
Fwd EY13.54%
FCF(TTM)2.99
FCFY22.76%
OCF(TTM)5.28
OCFY40.2%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC4%
ROIC/WACC1.22
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y26.8%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CA.PA FAQ
What is the ChartMill fundamental rating of CARREFOUR SA (CA.PA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CA.PA.
What is the valuation status of CARREFOUR SA (CA.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CA.PA). This can be considered as Undervalued.
How profitable is CARREFOUR SA (CA.PA) stock?
CARREFOUR SA (CA.PA) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for CA stock?
The Price/Earnings (PE) ratio for CARREFOUR SA (CA.PA) is 8.94 and the Price/Book (PB) ratio is 0.94.
What is the financial health of CARREFOUR SA (CA.PA) stock?
The financial health rating of CARREFOUR SA (CA.PA) is 2 / 10.