CARREFOUR SA (CA.PA) Stock Fundamental Analysis
EPA:CA - FR0000120172 - Common Stock
12.365 EUR
-0.04 (-0.36%)
Overall CA gets a fundamental rating of 4 out of 10. We evaluated CA against 27 industry peers in the Consumer Staples Distribution & Retail industry. CA has a bad profitability rating. Also its financial health evaluation is rather negative. CA is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
CA had positive earnings in the past year.
CA had a positive operating cash flow in the past year.
Each year in the past 5 years CA has been profitable.
Each year in the past 5 years CA had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.31%, CA is doing worse than 66.67% of the companies in the same industry.
The Return On Equity of CA (7.00%) is worse than 62.96% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.89%, CA is doing worse than 62.96% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CA is below the industry average of 9.66%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
With a Profit Margin value of 0.83%, CA is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of CA has declined.
The Operating Margin of CA (2.55%) is worse than 62.96% of its industry peers.
CA's Operating Margin has declined in the last couple of years.
The Gross Margin of CA (19.44%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of CA has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CA is still creating some value.
CA has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, CA has less shares outstanding
CA has a worse debt/assets ratio than last year.
2.2 Solvency
CA has an Altman-Z score of 2.06. This is not the best score and indicates that CA is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.06, CA is doing worse than 85.19% of the companies in the same industry.
The Debt to FCF ratio of CA is 10.30, which is on the high side as it means it would take CA, 10.30 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of CA (10.30) is comparable to the rest of the industry.
CA has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of CA (1.63) is worse than 81.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.06 |
ROIC/WACC1.16
WACC4.21%
2.3 Liquidity
CA has a Current Ratio of 0.90. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Current ratio value of 0.90, CA is doing good in the industry, outperforming 62.96% of the companies in the same industry.
CA has a Quick Ratio of 0.90. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Quick ratio value of 0.63, CA is doing good in the industry, outperforming 70.37% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CA have decreased strongly by -20.11% in the last year.
Measured over the past years, CA shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.23% on average per year.
The Revenue has been growing slightly by 2.78% in the past year.
CA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.31% yearly.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
CA is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.98% yearly.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y-5.35%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPS Next 5Y8.98%
Revenue Next Year3.16%
Revenue Next 2Y2.13%
Revenue Next 3Y2.14%
Revenue Next 5Y0.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.41, the valuation of CA can be described as very reasonable.
Based on the Price/Earnings ratio, CA is valued cheaply inside the industry as 92.59% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 27.08. CA is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 6.77, the valuation of CA can be described as very cheap.
100.00% of the companies in the same industry are more expensive than CA, based on the Price/Forward Earnings ratio.
CA's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.72.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.41 | ||
| Fwd PE | 6.77 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CA is valued cheaply inside the industry as 85.19% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, CA is valued cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.13 | ||
| EV/EBITDA | 5.12 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.54%
EPS Next 3Y7.89%
5. Dividend
5.1 Amount
CA has a Yearly Dividend Yield of 7.41%, which is a nice return.
CA's Dividend Yield is rather good when compared to the industry average which is at 3.69. CA pays more dividend than 96.30% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.35, CA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.41% |
5.2 History
On average, the dividend of CA grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
CA pays out 112.47% of its income as dividend. This is not a sustainable payout ratio.
CA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPA:CA (8/29/2025, 7:00:00 PM)
12.365
-0.04 (-0.36%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners31.49%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.10B
Analysts73.91
Price Target14.83 (19.94%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.41% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.83%
PT rev (3m)2.92%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-6%
EPS NY rev (3m)-6%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.26%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.41 | ||
| Fwd PE | 6.77 | ||
| P/S | 0.1 | ||
| P/FCF | 4.13 | ||
| P/OCF | 2.34 | ||
| P/B | 0.88 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.12 |
EPS(TTM)1.47
EY11.89%
EPS(NY)1.83
Fwd EY14.78%
FCF(TTM)2.99
FCFY24.2%
OCF(TTM)5.28
OCFY42.74%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.06 |
F-Score6
WACC4.21%
ROIC/WACC1.16
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.35%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPS Next 5Y8.98%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year3.16%
Revenue Next 2Y2.13%
Revenue Next 3Y2.14%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year111.22%
EBIT Next 3Y33.28%
EBIT Next 5Y25.43%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%