CARREFOUR SA (CA.PA) Stock Fundamental Analysis
EPA:CA - Euronext Paris - Matif - FR0000120172 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to CA. CA was compared to 25 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CA have multiple concerns. CA is valued quite cheap, but it does not seem to be growing. CA also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
CA had positive earnings in the past year.
CA had a positive operating cash flow in the past year.
CA had positive earnings in each of the past 5 years.
In the past 5 years CA always reported a positive cash flow from operatings.
1.2 Ratios
CA has a worse Return On Assets (1.26%) than 68.00% of its industry peers.
Looking at the Return On Equity, with a value of 6.67%, CA is doing worse than 64.00% of the companies in the same industry.
CA has a Return On Invested Capital of 4.97%. This is in the lower half of the industry: CA underperforms 64.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CA is below the industry average of 9.88%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROIC | 4.97% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CA has a Profit Margin of 0.83%. This is in the lower half of the industry: CA underperforms 68.00% of its industry peers.
CA's Profit Margin has declined in the last couple of years.
CA's Operating Margin of 2.55% is on the low side compared to the rest of the industry. CA is outperformed by 64.00% of its industry peers.
CA's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 19.44%, CA is not doing good in the industry: 64.00% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of CA has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
CA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, CA has less shares outstanding
The number of shares outstanding for CA has been reduced compared to 5 years ago.
CA has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 1.96 indicates that CA is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.96, CA is doing worse than 76.00% of the companies in the same industry.
The Debt to FCF ratio of CA is 8.87, which is on the high side as it means it would take CA, 8.87 years of fcf income to pay off all of its debts.
CA has a Debt to FCF ratio of 8.87. This is comparable to the rest of the industry: CA outperforms 52.00% of its industry peers.
A Debt/Equity ratio of 1.36 is on the high side and indicates that CA has dependencies on debt financing.
CA's Debt to Equity ratio of 1.36 is on the low side compared to the rest of the industry. CA is outperformed by 84.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Altman-Z | 1.96 |
ROIC/WACC1.19
WACC4.19%
2.3 Liquidity
CA has a Current Ratio of 0.88. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
CA has a Current ratio (0.88) which is in line with its industry peers.
CA has a Quick Ratio of 0.88. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
CA has a better Quick ratio (0.63) than 72.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CA have decreased strongly by -12.02% in the last year.
CA shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.23% yearly.
CA shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
CA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.31% yearly.
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
3.2 Future
The Earnings Per Share is expected to grow by 8.52% on average over the next years. This is quite good.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y8.52%
Revenue Next Year3.45%
Revenue Next 2Y2.75%
Revenue Next 3Y2.49%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.63, the valuation of CA can be described as very cheap.
Based on the Price/Earnings ratio, CA is valued cheaply inside the industry as 92.00% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of CA to the average of the S&P500 Index (27.30), we can say CA is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 7.58, the valuation of CA can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CA indicates a rather cheap valuation: CA is cheaper than 96.00% of the companies listed in the same industry.
CA's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.76.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.63 | ||
| Fwd PE | 7.58 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CA is valued cheaper than 84.00% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CA is valued cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.43 | ||
| EV/EBITDA | 4.59 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CA does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)11.07
PEG (5Y)N/A
EPS Next 2Y8.75%
EPS Next 3Y8.11%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.41%, CA is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.85, CA pays a better dividend. On top of this CA pays more dividend than 100.00% of the companies listed in the same industry.
CA's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.41% |
5.2 History
The dividend of CA is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
83.10% of the earnings are spent on dividend by CA. This is not a sustainable payout ratio.
The dividend of CA is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP83.1%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPA:CA (7/11/2025, 7:00:00 PM)
12.285
-0.12 (-1.01%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners31.49%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.05B
Analysts73.6
Price Target14.8 (20.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.41% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP83.1%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.72%
PT rev (3m)1.03%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-5.43%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.63 | ||
| Fwd PE | 7.58 | ||
| P/S | 0.1 | ||
| P/FCF | 3.43 | ||
| P/OCF | 1.98 | ||
| P/B | 0.77 | ||
| P/tB | 27.13 | ||
| EV/EBITDA | 4.59 |
EPS(TTM)1.61
EY13.11%
EPS(NY)1.62
Fwd EY13.2%
FCF(TTM)3.58
FCFY29.15%
OCF(TTM)6.19
OCFY50.43%
SpS128.72
BVpS15.96
TBVpS0.45
PEG (NY)11.07
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.26% | ||
| ROE | 6.67% | ||
| ROCE | 7.36% | ||
| ROIC | 4.97% | ||
| ROICexc | 6.43% | ||
| ROICexgc | 11.39% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.78% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score5
Asset Turnover1.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.36 | ||
| Debt/FCF | 8.87 | ||
| Debt/EBITDA | 3.16 | ||
| Cap/Depr | 73.1% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | 4.16 | ||
| Cash Conversion | 90.38% | ||
| Profit Quality | 336.29% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 1.96 |
F-Score5
WACC4.19%
ROIC/WACC1.19
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-12.02%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-16.67%
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y8.52%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%5.41%
Revenue Next Year3.45%
Revenue Next 2Y2.75%
Revenue Next 3Y2.49%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year111.22%
EBIT Next 3Y33.28%
EBIT Next 5Y24.34%
FCF growth 1Y-13.25%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-9.66%
OCF growth 3Y4.68%
OCF growth 5Y5.28%