CARREFOUR SA (CA.PA) Stock Fundamental Analysis
EPA:CA - Euronext Paris - Matif - FR0000120172 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to CA. CA was compared to 24 industry peers in the Consumer Staples Distribution & Retail industry. CA may be in some trouble as it scores bad on both profitability and health. CA is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CA had positive earnings in the past year.
CA had a positive operating cash flow in the past year.
In the past 5 years CA has always been profitable.
Each year in the past 5 years CA had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 1.31%, CA is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
CA has a Return On Equity (7.00%) which is comparable to the rest of the industry.
CA's Return On Invested Capital of 4.89% is in line compared to the rest of the industry. CA outperforms 41.67% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CA is below the industry average of 9.37%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CA has a Profit Margin of 0.83%. This is in the lower half of the industry: CA underperforms 62.50% of its industry peers.
CA's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 2.55%, CA perfoms like the industry average, outperforming 41.67% of the companies in the same industry.
CA's Operating Margin has declined in the last couple of years.
CA's Gross Margin of 19.44% is on the low side compared to the rest of the industry. CA is outperformed by 62.50% of its industry peers.
In the last couple of years the Gross Margin of CA has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CA is creating some value.
Compared to 1 year ago, CA has less shares outstanding
The number of shares outstanding for CA has been reduced compared to 5 years ago.
The debt/assets ratio for CA is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.07 indicates that CA is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of CA (2.07) is worse than 75.00% of its industry peers.
The Debt to FCF ratio of CA is 10.30, which is on the high side as it means it would take CA, 10.30 years of fcf income to pay off all of its debts.
CA has a Debt to FCF ratio (10.30) which is comparable to the rest of the industry.
A Debt/Equity ratio of 1.63 is on the high side and indicates that CA has dependencies on debt financing.
CA has a Debt to Equity ratio of 1.63. This is amonst the worse of the industry: CA underperforms 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.13
WACC4.33%
2.3 Liquidity
CA has a Current Ratio of 0.90. This is a bad value and indicates that CA is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of CA (0.90) is better than 62.50% of its industry peers.
A Quick Ratio of 0.63 indicates that CA may have some problems paying its short term obligations.
CA's Quick ratio of 0.63 is fine compared to the rest of the industry. CA outperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
CA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.11%.
Measured over the past years, CA shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.23% on average per year.
CA shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
The Revenue has been growing slightly by 3.31% on average over the past years.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
Based on estimates for the next years, CA will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.52% on average per year.
The Revenue is expected to grow by 0.59% on average over the next years.
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y8.52%
Revenue Next Year3.43%
Revenue Next 2Y2.55%
Revenue Next 3Y2.37%
Revenue Next 5Y0.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CA is valuated reasonably with a Price/Earnings ratio of 8.61.
91.67% of the companies in the same industry are more expensive than CA, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.48, CA is valued rather cheaply.
CA is valuated cheaply with a Price/Forward Earnings ratio of 6.64.
CA's Price/Forward Earnings ratio is rather cheap when compared to the industry. CA is cheaper than 100.00% of the companies in the same industry.
CA is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.04, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.61 | ||
| Fwd PE | 6.64 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CA is valued a bit cheaper than the industry average as 79.17% of the companies are valued more expensively.
100.00% of the companies in the same industry are more expensive than CA, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.23 | ||
| EV/EBITDA | 5.16 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)12.49
PEG (5Y)N/A
EPS Next 2Y8.75%
EPS Next 3Y8.11%
5. Dividend
5.1 Amount
CA has a Yearly Dividend Yield of 7.37%, which is a nice return.
CA's Dividend Yield is rather good when compared to the industry average which is at 4.11. CA pays more dividend than 100.00% of the companies in the same industry.
CA's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.37% |
5.2 History
The dividend of CA is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CA. This is not a sustainable payout ratio.
CA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPA:CA (8/8/2025, 7:00:00 PM)
12.65
+0.16 (+1.28%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners31.49%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.31B
Analysts73.91
Price Target14.83 (17.23%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.37% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.2%
PT rev (3m)2.92%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)-0.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.61 | ||
| Fwd PE | 6.64 | ||
| P/S | 0.11 | ||
| P/FCF | 4.23 | ||
| P/OCF | 2.39 | ||
| P/B | 0.9 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.16 |
EPS(TTM)1.47
EY11.62%
EPS(NY)1.9
Fwd EY15.05%
FCF(TTM)2.99
FCFY23.65%
OCF(TTM)5.28
OCFY41.77%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)12.49
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC4.33%
ROIC/WACC1.13
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y0.69%
EPS Next 2Y8.75%
EPS Next 3Y8.11%
EPS Next 5Y8.52%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year3.43%
Revenue Next 2Y2.55%
Revenue Next 3Y2.37%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year111.22%
EBIT Next 3Y33.28%
EBIT Next 5Y24.34%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%