JOHN HANCOCK FINANCIAL OPP (BTO) Fundamental Analysis & Valuation

NYSE:BTO • US4097352060

Current stock price

35.66 USD
+0.09 (+0.25%)
At close:
36.1 USD
+0.44 (+1.23%)
Pre-Market:

This BTO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. BTO Profitability Analysis

1.1 Basic Checks

  • In the past year BTO was profitable.
  • BTO had a positive operating cash flow in the past year.
BTO Yearly Net Income VS EBIT VS OCF VS FCFBTO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2023 2024 2025 50M 100M

1.2 Ratios

  • The last Return On Invested Capital (0.91%) for BTO is above the 3 year average (0.87%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 8.24%
ROE 9.75%
ROIC 0.91%
ROA(3y)8.85%
ROA(5y)N/A
ROE(3y)10.52%
ROE(5y)N/A
ROIC(3y)0.87%
ROIC(5y)N/A
BTO Yearly ROA, ROE, ROICBTO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2023 2024 2025 5 10 15 20

1.3 Margins

Industry RankSector Rank
OM 36.11%
PM (TTM) 257.78%
GM 42.59%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BTO Yearly Profit, Operating, Gross MarginsBTO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2023 2024 2025 100 200 300 400 500

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4

2. BTO Health Analysis

2.1 Basic Checks

  • BTO has about the same amout of shares outstanding than it did 1 year ago.
  • BTO has a better debt/assets ratio than last year.
BTO Yearly Shares OutstandingBTO Yearly Shares OutstandingYearly Shares Outstanding 2023 2024 2025 5M 10M 15M
BTO Yearly Total Debt VS Total AssetsBTO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • An Altman-Z score of 3.88 indicates that BTO is not in any danger for bankruptcy at the moment.
  • The Debt to FCF ratio of BTO is 2.65, which is a good value as it means it would take BTO, 2.65 years of fcf income to pay off all of its debts.
  • BTO has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.65
Altman-Z 3.88
ROIC/WACCN/A
WACCN/A
BTO Yearly LT Debt VS Equity VS FCFBTO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2023 2024 2025 200M 400M 600M

2.3 Liquidity

  • A Current Ratio of 2.81 indicates that BTO has no problem at all paying its short term obligations.
  • BTO has a Quick Ratio of 2.81. This indicates that BTO is financially healthy and has no problem in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 2.81
Quick Ratio 2.81
BTO Yearly Current Assets VS Current LiabilitesBTO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2023 2024 2025 500K 1M 1.5M 2M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. BTO Growth Analysis

3.1 Past

  • The earnings per share for BTO have decreased strongly by -50.64% in the last year.
  • The Revenue has been growing slightly by 3.85% in the past year.
EPS 1Y (TTM)-50.64%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-55.77%
Revenue 1Y (TTM)3.85%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%0%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BTO Yearly Revenue VS EstimatesBTO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 5M 10M 15M 20M 25M

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1

4. BTO Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 10.25 indicates a reasonable valuation of BTO.
  • When comparing the Price/Earnings ratio of BTO to the average of the S&P500 Index (26.17), we can say BTO is valued rather cheaply.
Industry RankSector Rank
PE 10.25
Fwd PE N/A
BTO Price Earnings VS Forward Price EarningsBTO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 14.42
EV/EBITDA N/A
BTO Per share dataBTO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. BTO Dividend Analysis

5.1 Amount

  • BTO has a Yearly Dividend Yield of 7.29%, which is a nice return.
  • BTO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 7.29%

5.2 History

  • BTO has paid a dividend for at least 10 years, which is a reliable track record.
  • BTO has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years14
BTO Yearly Dividends per shareBTO Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • BTO pays out 71.84% of its income as dividend. This is not a sustainable payout ratio.
DP71.84%
EPS Next 2YN/A
EPS Next 3YN/A
BTO Yearly Income VS Free CF VS DividendBTO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2023 2024 2025 50M 100M
BTO Dividend Payout.BTO Dividend Payout, showing the Payout Ratio.BTO Dividend Payout.PayoutRetained Earnings

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BTO Fundamentals: All Metrics, Ratios and Statistics

JOHN HANCOCK FINANCIAL OPP

NYSE:BTO (4/2/2026, 8:11:00 PM)

Premarket: 36.1 +0.44 (+1.23%)

35.66

+0.09 (+0.25%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)02-23
Earnings (Next)N/A
Inst Owners24.38%
Inst Owner Change0%
Ins Owners0.04%
Ins Owner Change7.05%
Market Cap706.78M
Revenue(TTM)27.00M
Net Income(TTM)69.60M
Analysts0
Price TargetN/A
Short Float %0.02%
Short Ratio0.06
Dividend
Industry RankSector Rank
Dividend Yield 7.29%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP71.84%
Div Incr Years0
Div Non Decr Years14
Ex-Date03-12
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 10.25
Fwd PE N/A
P/S 26.18
P/FCF 14.42
P/OCF 14.42
P/B 0.99
P/tB 0.99
EV/EBITDA N/A
EPS(TTM)3.48
EY9.76%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.47
FCFY6.93%
OCF(TTM)2.47
OCFY6.93%
SpS1.36
BVpS36.02
TBVpS36.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number53.11
Profitability
Industry RankSector Rank
ROA 8.24%
ROE 9.75%
ROCE 1.15%
ROIC 0.91%
ROICexc 0.91%
ROICexgc 0.91%
OM 36.11%
PM (TTM) 257.78%
GM 42.59%
FCFM 181.48%
ROA(3y)8.85%
ROA(5y)N/A
ROE(3y)10.52%
ROE(5y)N/A
ROIC(3y)0.87%
ROIC(5y)N/A
ROICexc(3y)0.87%
ROICexc(5y)N/A
ROICexgc(3y)0.87%
ROICexgc(5y)N/A
ROCE(3y)1.1%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.65
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.49
Cash Conversion N/A
Profit Quality 70.4%
Current Ratio 2.81
Quick Ratio 2.81
Altman-Z 3.88
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)180.58%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-50.64%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-55.77%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.85%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%0%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y17.19%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y8.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y8.89%
OCF growth 3YN/A
OCF growth 5YN/A

JOHN HANCOCK FINANCIAL OPP / BTO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of JOHN HANCOCK FINANCIAL OPP (BTO) stock?

ChartMill assigns a fundamental rating of 2 / 10 to BTO.


What is the valuation status of JOHN HANCOCK FINANCIAL OPP (BTO) stock?

ChartMill assigns a valuation rating of 1 / 10 to JOHN HANCOCK FINANCIAL OPP (BTO). This can be considered as Overvalued.


What is the profitability of BTO stock?

JOHN HANCOCK FINANCIAL OPP (BTO) has a profitability rating of 1 / 10.


How sustainable is the dividend of JOHN HANCOCK FINANCIAL OPP (BTO) stock?

The dividend rating of JOHN HANCOCK FINANCIAL OPP (BTO) is 5 / 10 and the dividend payout ratio is 71.84%.