BNP PARIBAS (BNP.PA) Fundamental Analysis & Valuation

EPA:BNP • FR0000131104

Current stock price

81.08 EUR
-0.79 (-0.96%)
Last:

This BNP.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BNP.PA Profitability Analysis

1.1 Basic Checks

  • BNP had positive earnings in the past year.
  • In the past year BNP had a positive cash flow from operations.
  • BNP had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: BNP reported negative operating cash flow in multiple years.
BNP.PA Yearly Net Income VS EBIT VS OCF VS FCFBNP.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50B -50B 100B

1.2 Ratios

  • BNP has a Return On Assets (0.63%) which is comparable to the rest of the industry.
  • BNP has a Return On Equity of 13.95%. This is in the better half of the industry: BNP outperforms 74.55% of its industry peers.
Industry RankSector Rank
ROA 0.63%
ROE 13.95%
ROIC N/A
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
BNP.PA Yearly ROA, ROE, ROICBNP.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • BNP's Profit Margin of 17.01% is on the low side compared to the rest of the industry. BNP is outperformed by 76.36% of its industry peers.
  • In the last couple of years the Profit Margin of BNP has grown nicely.
  • The Operating Margin and Gross Margin are not available for BNP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 17.01%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
BNP.PA Yearly Profit, Operating, Gross MarginsBNP.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10

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2

2. BNP.PA Health Analysis

2.1 Basic Checks

  • BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • BNP has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, BNP has less shares outstanding
  • BNP has a worse debt/assets ratio than last year.
BNP.PA Yearly Shares OutstandingBNP.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
BNP.PA Yearly Total Debt VS Total AssetsBNP.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500B 1T 1.5T 2T 2.5T

2.2 Solvency

  • The Debt to FCF ratio of BNP is 8.93, which is on the high side as it means it would take BNP, 8.93 years of fcf income to pay off all of its debts.
  • With an excellent Debt to FCF ratio value of 8.93, BNP belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
  • BNP has a Debt/Equity ratio of 2.67. This is a high value indicating a heavy dependency on external financing.
  • BNP's Debt to Equity ratio of 2.67 is on the low side compared to the rest of the industry. BNP is outperformed by 68.18% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.67
Debt/FCF 8.93
Altman-Z N/A
ROIC/WACCN/A
WACC5.63%
BNP.PA Yearly LT Debt VS Equity VS FCFBNP.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100B 200B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BNP.PA Yearly Current Assets VS Current LiabilitesBNP.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

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4

3. BNP.PA Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 1.39% over the past year.
  • Measured over the past years, BNP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 15.23% on average per year.
  • The Revenue has been growing slightly by 3.91% in the past year.
  • BNP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.26% yearly.
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
Revenue 1Y (TTM)3.91%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%

3.2 Future

  • BNP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.05% yearly.
  • BNP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.18% yearly.
EPS Next Y7.53%
EPS Next 2Y9.1%
EPS Next 3Y9.42%
EPS Next 5Y0.05%
Revenue Next Year6.58%
Revenue Next 2Y5.39%
Revenue Next 3Y4.92%
Revenue Next 5Y4.18%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BNP.PA Yearly Revenue VS EstimatesBNP.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
BNP.PA Yearly EPS VS EstimatesBNP.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10

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7

4. BNP.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.39, which indicates a rather cheap valuation of BNP.
  • Compared to the rest of the industry, the Price/Earnings ratio of BNP indicates a rather cheap valuation: BNP is cheaper than 89.09% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of BNP to the average of the S&P500 Index (24.88), we can say BNP is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 6.87, the valuation of BNP can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, BNP is valued cheaply inside the industry as 93.64% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.19, BNP is valued rather cheaply.
Industry RankSector Rank
PE 7.39
Fwd PE 6.87
BNP.PA Price Earnings VS Forward Price EarningsBNP.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20

4.2 Price Multiples

  • BNP's Price/Free Cash Flow ratio is rather cheap when compared to the industry. BNP is cheaper than 90.91% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.04
EV/EBITDA N/A
BNP.PA Per share dataBNP.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.98
PEG (5Y)0.49
EPS Next 2Y9.1%
EPS Next 3Y9.42%

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6

5. BNP.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.11%, BNP is a good candidate for dividend investing.
  • BNP's Dividend Yield is a higher than the industry average which is at 4.75.
  • Compared to an average S&P500 Dividend Yield of 1.90, BNP pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.11%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
BNP.PA Yearly Dividends per shareBNP.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6

5.3 Sustainability

  • 30.90% of the earnings are spent on dividend by BNP. This is a low number and sustainable payout ratio.
DP30.9%
EPS Next 2Y9.1%
EPS Next 3Y9.42%
BNP.PA Yearly Income VS Free CF VS DividendBNP.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50B -50B 100B
BNP.PA Dividend Payout.BNP.PA Dividend Payout, showing the Payout Ratio.BNP.PA Dividend Payout.PayoutRetained Earnings

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BNP.PA Fundamentals: All Metrics, Ratios and Statistics

BNP PARIBAS

EPA:BNP (3/27/2026, 7:00:00 PM)

81.08

-0.79 (-0.96%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-05
Earnings (Next)N/A
Inst Owners45.08%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap89.32B
Revenue(TTM)102.96B
Net Income(TTM)17.52B
Analysts74.17
Price Target101.87 (25.64%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.11%
Yearly Dividend4.86
Dividend Growth(5Y)N/A
DP30.9%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.92%
Min EPS beat(2)3.1%
Max EPS beat(2)20.74%
EPS beat(4)4
Avg EPS beat(4)7.6%
Min EPS beat(4)0.74%
Max EPS beat(4)20.74%
EPS beat(8)7
Avg EPS beat(8)15.67%
EPS beat(12)11
Avg EPS beat(12)22.07%
EPS beat(16)14
Avg EPS beat(16)20.29%
Revenue beat(2)1
Avg Revenue beat(2)-1.18%
Min Revenue beat(2)-2.89%
Max Revenue beat(2)0.54%
Revenue beat(4)1
Avg Revenue beat(4)-0.91%
Min Revenue beat(4)-2.89%
Max Revenue beat(4)0.54%
Revenue beat(8)4
Avg Revenue beat(8)0.12%
Revenue beat(12)5
Avg Revenue beat(12)-0.49%
Revenue beat(16)8
Avg Revenue beat(16)22.85%
PT rev (1m)8.67%
PT rev (3m)17.85%
EPS NQ rev (1m)0.33%
EPS NQ rev (3m)8.92%
EPS NY rev (1m)2.21%
EPS NY rev (3m)3.09%
Revenue NQ rev (1m)0.45%
Revenue NQ rev (3m)2.14%
Revenue NY rev (1m)0.29%
Revenue NY rev (3m)0.5%
Valuation
Industry RankSector Rank
PE 7.39
Fwd PE 6.87
P/S 0.87
P/FCF 2.04
P/OCF 1.92
P/B 0.71
P/tB 0.78
EV/EBITDA N/A
EPS(TTM)10.97
EY13.53%
EPS(NY)11.8
Fwd EY14.55%
FCF(TTM)39.67
FCFY48.92%
OCF(TTM)42.28
OCFY52.14%
SpS93.46
BVpS113.94
TBVpS103.3
PEG (NY)0.98
PEG (5Y)0.49
Graham Number167.7
Profitability
Industry RankSector Rank
ROA 0.63%
ROE 13.95%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 17.01%
GM N/A
FCFM 42.44%
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 2.67
Debt/FCF 8.93
Debt/EBITDA N/A
Cap/Depr 35.69%
Cap/Sales 2.79%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 249.48%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC5.63%
ROIC/WACCN/A
Cap/Depr(3y)33.52%
Cap/Depr(5y)32.78%
Cap/Sales(3y)3.12%
Cap/Sales(5y)3.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
EPS Next Y7.53%
EPS Next 2Y9.1%
EPS Next 3Y9.42%
EPS Next 5Y0.05%
Revenue 1Y (TTM)3.91%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%
Revenue Next Year6.58%
Revenue Next 2Y5.39%
Revenue Next 3Y4.92%
Revenue Next 5Y4.18%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y143.91%
FCF growth 3YN/A
FCF growth 5Y-20.61%
OCF growth 1Y147.83%
OCF growth 3YN/A
OCF growth 5Y-19.68%

BNP PARIBAS / BNP.PA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BNP PARIBAS (BNP.PA) stock?

ChartMill assigns a fundamental rating of 4 / 10 to BNP.PA.


What is the valuation status of BNP PARIBAS (BNP.PA) stock?

ChartMill assigns a valuation rating of 7 / 10 to BNP PARIBAS (BNP.PA). This can be considered as Undervalued.


How profitable is BNP PARIBAS (BNP.PA) stock?

BNP PARIBAS (BNP.PA) has a profitability rating of 3 / 10.


What are the PE and PB ratios of BNP PARIBAS (BNP.PA) stock?

The Price/Earnings (PE) ratio for BNP PARIBAS (BNP.PA) is 7.39 and the Price/Book (PB) ratio is 0.71.


What is the expected EPS growth for BNP PARIBAS (BNP.PA) stock?

The Earnings per Share (EPS) of BNP PARIBAS (BNP.PA) is expected to grow by 7.53% in the next year.