BNP PARIBAS (BNP.PA) Stock Fundamental Analysis
EPA:BNP • FR0000131104
97.06 EUR
+0.76 (+0.79%)
Last: Feb 27, 2026, 10:24 AM
Overall BNP gets a fundamental rating of 3 out of 10. We evaluated BNP against 108 industry peers in the Banks industry. BNP has a bad profitability rating. Also its financial health evaluation is rather negative. BNP is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- BNP had positive earnings in the past year.
- In the past year BNP had a positive cash flow from operations.
- Each year in the past 5 years BNP has been profitable.
- In multiple years BNP reported negative operating cash flow during the last 5 years.
1.2 Ratios
- The Return On Assets of BNP (0.63%) is worse than 61.11% of its industry peers.
- With a decent Return On Equity value of 13.95%, BNP is doing good in the industry, outperforming 69.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 13.95% | ||
| ROIC | N/A |
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 17.01%, BNP is doing worse than 79.63% of the companies in the same industry.
- In the last couple of years the Profit Margin of BNP has grown nicely.
- BNP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 17.01% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for BNP has been reduced compared to 1 year ago.
- Compared to 5 years ago, BNP has less shares outstanding
- The debt/assets ratio for BNP is higher compared to a year ago.
2.2 Solvency
- BNP has a debt to FCF ratio of 8.93. This is a slightly negative value and a sign of low solvency as BNP would need 8.93 years to pay back of all of its debts.
- The Debt to FCF ratio of BNP (8.93) is better than 82.41% of its industry peers.
- BNP has a Debt/Equity ratio of 2.67. This is a high value indicating a heavy dependency on external financing.
- BNP has a Debt to Equity ratio of 2.67. This is in the lower half of the industry: BNP underperforms 69.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | 8.93 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.8%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- BNP shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.39%.
- The Earnings Per Share has been growing by 15.23% on average over the past years. This is quite good.
- The Revenue has been growing slightly by 3.91% in the past year.
- Measured over the past years, BNP shows a quite strong growth in Revenue. The Revenue has been growing by 8.26% on average per year.
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
Revenue 1Y (TTM)3.91%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%
3.2 Future
- BNP is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.41% yearly.
- BNP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.18% yearly.
EPS Next Y5.2%
EPS Next 2Y7.69%
EPS Next 3Y6.46%
EPS Next 5Y-0.41%
Revenue Next Year6.27%
Revenue Next 2Y5.22%
Revenue Next 3Y4.95%
Revenue Next 5Y4.18%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.85, the valuation of BNP can be described as very reasonable.
- Based on the Price/Earnings ratio, BNP is valued cheaply inside the industry as 84.26% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 27.11. BNP is valued rather cheaply when compared to this.
- BNP is valuated reasonably with a Price/Forward Earnings ratio of 8.41.
- BNP's Price/Forward Earnings ratio is rather cheap when compared to the industry. BNP is cheaper than 92.59% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.13, BNP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.85 | ||
| Fwd PE | 8.41 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, BNP is valued cheaply inside the industry as 89.81% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.45 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- BNP's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.7
PEG (5Y)0.58
EPS Next 2Y7.69%
EPS Next 3Y6.46%
5. Dividend
5.1 Amount
- BNP has a Yearly Dividend Yield of 2.76%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 4.37, BNP is paying slightly less dividend.
- Compared to an average S&P500 Dividend Yield of 1.80, BNP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.76% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 30.90% of the earnings are spent on dividend by BNP. This is a low number and sustainable payout ratio.
DP30.9%
EPS Next 2Y7.69%
EPS Next 3Y6.46%
EPA:BNP (2/27/2026, 10:24:17 AM)
97.06
+0.76 (+0.79%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-05 2026-02-05/bmo
Earnings (Next)N/A N/A
Inst Owners46.33%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap106.92B
Revenue(TTM)102.96B
Net Income(TTM)17.52B
Analysts75.2
Price Target93.74 (-3.42%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.76% |
Yearly Dividend4.86
Dividend Growth(5Y)N/A
DP30.9%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.92%
Min EPS beat(2)3.1%
Max EPS beat(2)20.74%
EPS beat(4)4
Avg EPS beat(4)7.6%
Min EPS beat(4)0.74%
Max EPS beat(4)20.74%
EPS beat(8)7
Avg EPS beat(8)15.67%
EPS beat(12)11
Avg EPS beat(12)22.07%
EPS beat(16)14
Avg EPS beat(16)20.29%
Revenue beat(2)1
Avg Revenue beat(2)-1.18%
Min Revenue beat(2)-2.89%
Max Revenue beat(2)0.54%
Revenue beat(4)1
Avg Revenue beat(4)-0.91%
Min Revenue beat(4)-2.89%
Max Revenue beat(4)0.54%
Revenue beat(8)4
Avg Revenue beat(8)0.12%
Revenue beat(12)5
Avg Revenue beat(12)-0.49%
Revenue beat(16)8
Avg Revenue beat(16)22.85%
PT rev (1m)5.05%
PT rev (3m)7.78%
EPS NQ rev (1m)6.45%
EPS NQ rev (3m)13.54%
EPS NY rev (1m)0%
EPS NY rev (3m)0.98%
Revenue NQ rev (1m)1.69%
Revenue NQ rev (3m)1.69%
Revenue NY rev (1m)0.26%
Revenue NY rev (3m)-0.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.85 | ||
| Fwd PE | 8.41 | ||
| P/S | 1.04 | ||
| P/FCF | 2.45 | ||
| P/OCF | 2.3 | ||
| P/B | 0.85 | ||
| P/tB | 0.94 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.97
EY11.3%
EPS(NY)11.54
Fwd EY11.89%
FCF(TTM)39.67
FCFY40.87%
OCF(TTM)42.28
OCFY43.56%
SpS93.46
BVpS113.94
TBVpS103.3
PEG (NY)1.7
PEG (5Y)0.58
Graham Number167.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 13.95% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 17.01% | ||
| GM | N/A | ||
| FCFM | 42.44% |
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | 8.93 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 35.69% | ||
| Cap/Sales | 2.79% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 249.48% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC5.8%
ROIC/WACCN/A
Cap/Depr(3y)33.52%
Cap/Depr(5y)32.78%
Cap/Sales(3y)3.12%
Cap/Sales(5y)3.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
EPS Next Y5.2%
EPS Next 2Y7.69%
EPS Next 3Y6.46%
EPS Next 5Y-0.41%
Revenue 1Y (TTM)3.91%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%
Revenue Next Year6.27%
Revenue Next 2Y5.22%
Revenue Next 3Y4.95%
Revenue Next 5Y4.18%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y143.91%
FCF growth 3YN/A
FCF growth 5Y-20.61%
OCF growth 1Y147.83%
OCF growth 3YN/A
OCF growth 5Y-19.68%
BNP PARIBAS / BNP.PA FAQ
What is the ChartMill fundamental rating of BNP PARIBAS (BNP.PA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to BNP.PA.
What is the valuation status of BNP PARIBAS (BNP.PA) stock?
ChartMill assigns a valuation rating of 6 / 10 to BNP PARIBAS (BNP.PA). This can be considered as Fairly Valued.
How profitable is BNP PARIBAS (BNP.PA) stock?
BNP PARIBAS (BNP.PA) has a profitability rating of 3 / 10.
What are the PE and PB ratios of BNP PARIBAS (BNP.PA) stock?
The Price/Earnings (PE) ratio for BNP PARIBAS (BNP.PA) is 8.85 and the Price/Book (PB) ratio is 0.85.
What is the expected EPS growth for BNP PARIBAS (BNP.PA) stock?
The Earnings per Share (EPS) of BNP PARIBAS (BNP.PA) is expected to grow by 5.2% in the next year.