BLACK DIAMOND GROUP LTD (BDI.CA) Stock Fundamental Analysis
Canada - TSX:BDI - CA09202D2077 - Common Stock
13.84 CAD
-0.54 (-3.76%)
We assign a fundamental rating of 5 out of 10 to BDI. BDI was compared to 24 industry peers in the Commercial Services & Supplies industry. While BDI belongs to the best of the industry regarding profitability, there are concerns on its financial health. BDI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
BDI had positive earnings in the past year.
BDI had a positive operating cash flow in the past year.
BDI had positive earnings in 4 of the past 5 years.
BDI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.16%, BDI belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
Looking at the Return On Equity, with a value of 9.95%, BDI is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
With a decent Return On Invested Capital value of 7.13%, BDI is doing good in the industry, outperforming 79.17% of the companies in the same industry.
BDI had an Average Return On Invested Capital over the past 3 years of 6.41%. This is in line with the industry average of 7.32%.
The last Return On Invested Capital (7.13%) for BDI is above the 3 year average (6.41%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.16% | ||
| ROE | 9.95% | ||
| ROIC | 7.13% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
1.3 Margins
BDI has a better Profit Margin (7.18%) than 79.17% of its industry peers.
BDI's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 14.60%, BDI belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Operating Margin of BDI has grown nicely.
BDI has a Gross Margin of 43.96%. This is amongst the best in the industry. BDI outperforms 83.33% of its industry peers.
In the last couple of years the Gross Margin of BDI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.6% | ||
| PM (TTM) | 7.18% | ||
| GM | 43.96% |
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BDI is destroying value.
BDI has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, BDI has more shares outstanding
Compared to 1 year ago, BDI has a worse debt to assets ratio.
2.2 Solvency
BDI has an Altman-Z score of 2.00. This is not the best score and indicates that BDI is in the grey zone with still only limited risk for bankruptcy at the moment.
BDI's Altman-Z score of 2.00 is in line compared to the rest of the industry. BDI outperforms 58.33% of its industry peers.
BDI has a debt to FCF ratio of 7.06. This is a slightly negative value and a sign of low solvency as BDI would need 7.06 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 7.06, BDI is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
A Debt/Equity ratio of 0.82 indicates that BDI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.82, BDI is in line with its industry, outperforming 58.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | 7.06 | ||
| Altman-Z | 2 |
ROIC/WACC0.93
WACC7.69%
2.3 Liquidity
BDI has a Current Ratio of 1.16. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of BDI (1.16) is comparable to the rest of the industry.
BDI has a Quick Ratio of 1.16. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of BDI (1.16) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.16 | ||
| Quick Ratio | 1.16 |
3. Growth
3.1 Past
The earnings per share for BDI have decreased by -7.84% in the last year.
BDI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.42% yearly.
The Revenue has grown by 13.22% in the past year. This is quite good.
The Revenue has been growing by 16.74% on average over the past years. This is quite good.
EPS 1Y (TTM)-7.84%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%-8.33%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%10.36%
3.2 Future
BDI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 20.43% yearly.
Based on estimates for the next years, BDI will show a small growth in Revenue. The Revenue will grow by 6.19% on average per year.
EPS Next Y40.41%
EPS Next 2Y25.56%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue Next Year12.9%
Revenue Next 2Y8.2%
Revenue Next 3Y6.19%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 29.45, which means the current valuation is very expensive for BDI.
Compared to the rest of the industry, the Price/Earnings ratio of BDI indicates a somewhat cheap valuation: BDI is cheaper than 66.67% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of BDI to the average of the S&P500 Index (27.32), we can say BDI is valued inline with the index average.
With a Price/Forward Earnings ratio of 21.41, BDI is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BDI is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of BDI to the average of the S&P500 Index (22.89), we can say BDI is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.45 | ||
| Fwd PE | 21.41 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BDI indicates a somewhat cheap valuation: BDI is cheaper than 70.83% of the companies listed in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as BDI.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.47 | ||
| EV/EBITDA | 10.52 |
4.3 Compensation for Growth
BDI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of BDI may justify a higher PE ratio.
A more expensive valuation may be justified as BDI's earnings are expected to grow with 20.43% in the coming years.
PEG (NY)0.73
PEG (5Y)N/A
EPS Next 2Y25.56%
EPS Next 3Y20.43%
5. Dividend
5.1 Amount
BDI has a yearly dividend return of 0.97%, which is pretty low.
Compared to an average industry Dividend Yield of 2.37, BDI pays a bit more dividend than its industry peers.
With a Dividend Yield of 0.97, BDI pays less dividend than the S&P500 average, which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.97% |
5.2 History
The dividend of BDI decreases each year by -7.93%.
BDI has been paying a dividend for at least 10 years, so it has a reliable track record.
BDI has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-7.93%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
25.06% of the earnings are spent on dividend by BDI. This is a low number and sustainable payout ratio.
DP25.06%
EPS Next 2Y25.56%
EPS Next 3Y20.43%
TSX:BDI (9/26/2025, 7:00:00 PM)
13.84
-0.54 (-3.76%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners7.33%
Inst Owner ChangeN/A
Ins Owners15.2%
Ins Owner ChangeN/A
Market Cap925.62M
Analysts80
Price Target14.41 (4.12%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.97% |
Yearly Dividend0.12
Dividend Growth(5Y)-7.93%
DP25.06%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)8.39%
Min EPS beat(2)-20.31%
Max EPS beat(2)37.09%
EPS beat(4)2
Avg EPS beat(4)3.56%
Min EPS beat(4)-20.31%
Max EPS beat(4)37.09%
EPS beat(8)5
Avg EPS beat(8)13.16%
EPS beat(12)7
Avg EPS beat(12)17.59%
EPS beat(16)11
Avg EPS beat(16)34.19%
Revenue beat(2)2
Avg Revenue beat(2)13.92%
Min Revenue beat(2)7.95%
Max Revenue beat(2)19.9%
Revenue beat(4)3
Avg Revenue beat(4)12.29%
Min Revenue beat(4)-3.8%
Max Revenue beat(4)25.12%
Revenue beat(8)5
Avg Revenue beat(8)8.18%
Revenue beat(12)9
Avg Revenue beat(12)9.74%
Revenue beat(16)13
Avg Revenue beat(16)14.13%
PT rev (1m)3.04%
PT rev (3m)11.88%
EPS NQ rev (1m)-2.08%
EPS NQ rev (3m)-7.84%
EPS NY rev (1m)0%
EPS NY rev (3m)15.38%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.66%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.45 | ||
| Fwd PE | 21.41 | ||
| P/S | 2.1 | ||
| P/FCF | 24.47 | ||
| P/OCF | 7.34 | ||
| P/B | 2.91 | ||
| P/tB | 3.21 | ||
| EV/EBITDA | 10.52 |
EPS(TTM)0.47
EY3.4%
EPS(NY)0.65
Fwd EY4.67%
FCF(TTM)0.57
FCFY4.09%
OCF(TTM)1.88
OCFY13.61%
SpS6.6
BVpS4.76
TBVpS4.31
PEG (NY)0.73
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.16% | ||
| ROE | 9.95% | ||
| ROCE | 9.64% | ||
| ROIC | 7.13% | ||
| ROICexc | 7.22% | ||
| ROICexgc | 7.57% | ||
| OM | 14.6% | ||
| PM (TTM) | 7.18% | ||
| GM | 43.96% | ||
| FCFM | 8.57% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
ROICexc(3y)6.5%
ROICexc(5y)4.77%
ROICexgc(3y)6.87%
ROICexgc(5y)5.03%
ROCE(3y)8.66%
ROCE(5y)6.35%
ROICexcg growth 3Y18.2%
ROICexcg growth 5YN/A
ROICexc growth 3Y18.09%
ROICexc growth 5YN/A
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
F-Score6
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | 7.06 | ||
| Debt/EBITDA | 2.24 | ||
| Cap/Depr | 171.09% | ||
| Cap/Sales | 19.98% | ||
| Interest Coverage | 4.32 | ||
| Cash Conversion | 108.65% | ||
| Profit Quality | 119.26% | ||
| Current Ratio | 1.16 | ||
| Quick Ratio | 1.16 | ||
| Altman-Z | 2 |
F-Score6
WACC7.69%
ROIC/WACC0.93
Cap/Depr(3y)177.83%
Cap/Depr(5y)150.06%
Cap/Sales(3y)20.46%
Cap/Sales(5y)18.51%
Profit Quality(3y)93.87%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.84%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%-8.33%
EPS Next Y40.41%
EPS Next 2Y25.56%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%10.36%
Revenue Next Year12.9%
Revenue Next 2Y8.2%
Revenue Next 3Y6.19%
Revenue Next 5YN/A
EBIT growth 1Y13.79%
EBIT growth 3Y32.68%
EBIT growth 5YN/A
EBIT Next Year152.28%
EBIT Next 3Y32.45%
EBIT Next 5YN/A
FCF growth 1Y21.35%
FCF growth 3Y-59.91%
FCF growth 5Y-7.71%
OCF growth 1Y28.46%
OCF growth 3Y16.11%
OCF growth 5Y24.86%