BLACK DIAMOND GROUP LTD (BDI.CA) Stock Fundamental Analysis
Canada - TSX:BDI - CA09202D2077 - Common Stock
13.99 CAD
+0.06 (+0.43%)
BDI gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 24 industry peers in the Commercial Services & Supplies industry. While BDI has a great profitability rating, there are quite some concerns on its financial health. BDI is not overvalued while it is showing excellent growth. This is an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year BDI was profitable.
BDI had a positive operating cash flow in the past year.
BDI had positive earnings in 4 of the past 5 years.
In the past 5 years BDI always reported a positive cash flow from operatings.
1.2 Ratios
BDI has a Return On Assets of 4.66%. This is amongst the best in the industry. BDI outperforms 83.33% of its industry peers.
BDI has a better Return On Equity (9.72%) than 75.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 7.05%, BDI is in the better half of the industry, outperforming 79.17% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for BDI is in line with the industry average of 6.89%.
The 3 year average ROIC (6.41%) for BDI is below the current ROIC(7.05%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.66% | ||
| ROE | 9.72% | ||
| ROIC | 7.05% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
1.3 Margins
The Profit Margin of BDI (8.20%) is better than 83.33% of its industry peers.
BDI's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 14.94%, BDI belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Operating Margin of BDI has grown nicely.
Looking at the Gross Margin, with a value of 44.32%, BDI belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Gross Margin of BDI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.94% | ||
| PM (TTM) | 8.2% | ||
| GM | 44.32% |
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BDI is destroying value.
Compared to 1 year ago, BDI has more shares outstanding
The number of shares outstanding for BDI has been increased compared to 5 years ago.
The debt/assets ratio for BDI is higher compared to a year ago.
2.2 Solvency
BDI has an Altman-Z score of 2.10. This is not the best score and indicates that BDI is in the grey zone with still only limited risk for bankruptcy at the moment.
BDI has a Altman-Z score (2.10) which is in line with its industry peers.
BDI has a debt to FCF ratio of 7.60. This is a slightly negative value and a sign of low solvency as BDI would need 7.60 years to pay back of all of its debts.
BDI has a Debt to FCF ratio of 7.60. This is comparable to the rest of the industry: BDI outperforms 58.33% of its industry peers.
BDI has a Debt/Equity ratio of 0.61. This is a neutral value indicating BDI is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.61, BDI is doing good in the industry, outperforming 70.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | 7.6 | ||
| Altman-Z | 2.1 |
ROIC/WACC0.97
WACC7.23%
2.3 Liquidity
BDI has a Current Ratio of 1.35. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
BDI has a Current ratio of 1.35. This is comparable to the rest of the industry: BDI outperforms 58.33% of its industry peers.
BDI has a Quick Ratio of 1.35. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
BDI has a better Quick ratio (1.35) than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.35 | ||
| Quick Ratio | 1.35 |
3. Growth
3.1 Past
BDI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.27%, which is quite impressive.
The Earnings Per Share has been growing slightly by 5.42% on average over the past years.
Looking at the last year, BDI shows a quite strong growth in Revenue. The Revenue has grown by 19.27% in the last year.
BDI shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 16.74% yearly.
EPS 1Y (TTM)29.27%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%50%
Revenue 1Y (TTM)19.27%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%4.05%
3.2 Future
The Earnings Per Share is expected to grow by 33.23% on average over the next years. This is a very strong growth
Based on estimates for the next years, BDI will show a quite strong growth in Revenue. The Revenue will grow by 17.38% on average per year.
EPS Next Y36.97%
EPS Next 2Y38.62%
EPS Next 3Y33.23%
EPS Next 5YN/A
Revenue Next Year13.74%
Revenue Next 2Y21.79%
Revenue Next 3Y17.38%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BDI is valuated quite expensively with a Price/Earnings ratio of 26.40.
70.83% of the companies in the same industry are more expensive than BDI, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.89. BDI is around the same levels.
A Price/Forward Earnings ratio of 17.76 indicates a rather expensive valuation of BDI.
Based on the Price/Forward Earnings ratio, BDI is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
BDI is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 34.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.4 | ||
| Fwd PE | 17.76 |
4.2 Price Multiples
70.83% of the companies in the same industry are more expensive than BDI, based on the Enterprise Value to EBITDA ratio.
62.50% of the companies in the same industry are more expensive than BDI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.19 | ||
| EV/EBITDA | 9.85 |
4.3 Compensation for Growth
BDI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BDI has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as BDI's earnings are expected to grow with 33.23% in the coming years.
PEG (NY)0.71
PEG (5Y)N/A
EPS Next 2Y38.62%
EPS Next 3Y33.23%
5. Dividend
5.1 Amount
BDI has a Yearly Dividend Yield of 1.29%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.36, BDI pays a bit more dividend than its industry peers.
With a Dividend Yield of 1.29, BDI pays less dividend than the S&P500 average, which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.29% |
5.2 History
The dividend of BDI decreases each year by -7.93%.
BDI has paid a dividend for at least 10 years, which is a reliable track record.
BDI has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-7.93%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
22.60% of the earnings are spent on dividend by BDI. This is a low number and sustainable payout ratio.
DP22.6%
EPS Next 2Y38.62%
EPS Next 3Y33.23%
TSX:BDI (11/14/2025, 7:00:00 PM)
13.99
+0.06 (+0.43%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners7.33%
Inst Owner ChangeN/A
Ins Owners15.2%
Ins Owner ChangeN/A
Market Cap935.65M
Revenue(TTM)445.65M
Net Income(TTM)36.56M
Analysts80
Price Target15.64 (11.79%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.29% |
Yearly Dividend0.12
Dividend Growth(5Y)-7.93%
DP22.6%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.46%
Min EPS beat(2)-20.31%
Max EPS beat(2)11.39%
EPS beat(4)3
Avg EPS beat(4)7.65%
Min EPS beat(4)-20.31%
Max EPS beat(4)37.09%
EPS beat(8)5
Avg EPS beat(8)3.92%
EPS beat(12)7
Avg EPS beat(12)12.02%
EPS beat(16)11
Avg EPS beat(16)28.78%
Revenue beat(2)1
Avg Revenue beat(2)1.63%
Min Revenue beat(2)-4.7%
Max Revenue beat(2)7.95%
Revenue beat(4)3
Avg Revenue beat(4)12.07%
Min Revenue beat(4)-4.7%
Max Revenue beat(4)25.12%
Revenue beat(8)4
Avg Revenue beat(8)4.75%
Revenue beat(12)8
Avg Revenue beat(12)7.15%
Revenue beat(16)12
Avg Revenue beat(16)9.59%
PT rev (1m)0%
PT rev (3m)11.85%
EPS NQ rev (1m)50%
EPS NQ rev (3m)-15.38%
EPS NY rev (1m)-2.46%
EPS NY rev (3m)12.55%
Revenue NQ rev (1m)1.11%
Revenue NQ rev (3m)1.11%
Revenue NY rev (1m)0.74%
Revenue NY rev (3m)2.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.4 | ||
| Fwd PE | 17.76 | ||
| P/S | 2.1 | ||
| P/FCF | 30.19 | ||
| P/OCF | 8.14 | ||
| P/B | 2.49 | ||
| P/tB | 2.74 | ||
| EV/EBITDA | 9.85 |
EPS(TTM)0.53
EY3.79%
EPS(NY)0.79
Fwd EY5.63%
FCF(TTM)0.46
FCFY3.31%
OCF(TTM)1.72
OCFY12.29%
SpS6.66
BVpS5.62
TBVpS5.11
PEG (NY)0.71
PEG (5Y)N/A
Graham Number8.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.66% | ||
| ROE | 9.72% | ||
| ROCE | 9.52% | ||
| ROIC | 7.05% | ||
| ROICexc | 7.15% | ||
| ROICexgc | 7.53% | ||
| OM | 14.94% | ||
| PM (TTM) | 8.2% | ||
| GM | 44.32% | ||
| FCFM | 6.95% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
ROICexc(3y)6.5%
ROICexc(5y)4.77%
ROICexgc(3y)6.87%
ROICexgc(5y)5.03%
ROCE(3y)8.66%
ROCE(5y)6.35%
ROICexgc growth 3Y18.2%
ROICexgc growth 5YN/A
ROICexc growth 3Y18.09%
ROICexc growth 5YN/A
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
F-Score7
Asset Turnover0.57
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | 7.6 | ||
| Debt/EBITDA | 1.93 | ||
| Cap/Depr | 163.69% | ||
| Cap/Sales | 18.85% | ||
| Interest Coverage | 4.85 | ||
| Cash Conversion | 97.56% | ||
| Profit Quality | 84.78% | ||
| Current Ratio | 1.35 | ||
| Quick Ratio | 1.35 | ||
| Altman-Z | 2.1 |
F-Score7
WACC7.23%
ROIC/WACC0.97
Cap/Depr(3y)177.83%
Cap/Depr(5y)150.06%
Cap/Sales(3y)20.46%
Cap/Sales(5y)18.51%
Profit Quality(3y)93.87%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.27%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%50%
EPS Next Y36.97%
EPS Next 2Y38.62%
EPS Next 3Y33.23%
EPS Next 5YN/A
Revenue 1Y (TTM)19.27%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%4.05%
Revenue Next Year13.74%
Revenue Next 2Y21.79%
Revenue Next 3Y17.38%
Revenue Next 5YN/A
EBIT growth 1Y35.32%
EBIT growth 3Y32.68%
EBIT growth 5YN/A
EBIT Next Year153.79%
EBIT Next 3Y32.45%
EBIT Next 5YN/A
FCF growth 1Y-4.12%
FCF growth 3Y-59.91%
FCF growth 5Y-7.71%
OCF growth 1Y10.33%
OCF growth 3Y16.11%
OCF growth 5Y24.86%
BLACK DIAMOND GROUP LTD / BDI.CA FAQ
What is the ChartMill fundamental rating of BLACK DIAMOND GROUP LTD (BDI.CA) stock?
ChartMill assigns a fundamental rating of 6 / 10 to BDI.CA.
What is the valuation status for BDI stock?
ChartMill assigns a valuation rating of 6 / 10 to BLACK DIAMOND GROUP LTD (BDI.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for BLACK DIAMOND GROUP LTD?
BLACK DIAMOND GROUP LTD (BDI.CA) has a profitability rating of 8 / 10.
What is the valuation of BLACK DIAMOND GROUP LTD based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BLACK DIAMOND GROUP LTD (BDI.CA) is 26.4 and the Price/Book (PB) ratio is 2.49.
How sustainable is the dividend of BLACK DIAMOND GROUP LTD (BDI.CA) stock?
The dividend rating of BLACK DIAMOND GROUP LTD (BDI.CA) is 4 / 10 and the dividend payout ratio is 22.6%.