BLACK DIAMOND GROUP LTD (BDI.CA) Stock Fundamental Analysis
TSX:BDI - CA09202D2077 - Common Stock
11.47 CAD
-0.1 (-0.86%)
Overall BDI gets a fundamental rating of 5 out of 10. We evaluated BDI against 24 industry peers in the Commercial Services & Supplies industry. While BDI has a great profitability rating, there are quite some concerns on its financial health. BDI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
BDI had positive earnings in the past year.
In the past year BDI had a positive cash flow from operations.
Of the past 5 years BDI 4 years were profitable.
In the past 5 years BDI always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.16%, BDI belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
BDI has a Return On Equity of 9.95%. This is in the better half of the industry: BDI outperforms 75.00% of its industry peers.
BDI has a Return On Invested Capital of 7.13%. This is in the better half of the industry: BDI outperforms 79.17% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BDI is in line with the industry average of 6.97%.
The last Return On Invested Capital (7.13%) for BDI is above the 3 year average (6.41%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.16% | ||
| ROE | 9.95% | ||
| ROIC | 7.13% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
1.3 Margins
BDI has a better Profit Margin (7.18%) than 79.17% of its industry peers.
In the last couple of years the Profit Margin of BDI has grown nicely.
BDI has a better Operating Margin (14.60%) than 87.50% of its industry peers.
In the last couple of years the Operating Margin of BDI has grown nicely.
Looking at the Gross Margin, with a value of 43.96%, BDI is in the better half of the industry, outperforming 79.17% of the companies in the same industry.
BDI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.6% | ||
| PM (TTM) | 7.18% | ||
| GM | 43.96% |
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
2. Health
2.1 Basic Checks
BDI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for BDI has been increased compared to 1 year ago.
BDI has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, BDI has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.73, we must say that BDI is in the distress zone and has some risk of bankruptcy.
BDI has a Altman-Z score of 1.73. This is comparable to the rest of the industry: BDI outperforms 54.17% of its industry peers.
BDI has a debt to FCF ratio of 7.06. This is a slightly negative value and a sign of low solvency as BDI would need 7.06 years to pay back of all of its debts.
BDI's Debt to FCF ratio of 7.06 is fine compared to the rest of the industry. BDI outperforms 62.50% of its industry peers.
BDI has a Debt/Equity ratio of 0.82. This is a neutral value indicating BDI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.82, BDI is in line with its industry, outperforming 58.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | 7.06 | ||
| Altman-Z | 1.73 |
ROIC/WACC0.9
WACC7.93%
2.3 Liquidity
BDI has a Current Ratio of 1.16. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
BDI's Current ratio of 1.16 is in line compared to the rest of the industry. BDI outperforms 50.00% of its industry peers.
BDI has a Quick Ratio of 1.16. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
With a Quick ratio value of 1.16, BDI perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.16 | ||
| Quick Ratio | 1.16 |
3. Growth
3.1 Past
The earnings per share for BDI have decreased by -7.84% in the last year.
BDI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.42% yearly.
Looking at the last year, BDI shows a quite strong growth in Revenue. The Revenue has grown by 13.22% in the last year.
The Revenue has been growing by 16.74% on average over the past years. This is quite good.
EPS 1Y (TTM)-7.84%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%-8.33%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%10.36%
3.2 Future
BDI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 20.43% yearly.
The Revenue is expected to grow by 6.19% on average over the next years.
EPS Next Y40.41%
EPS Next 2Y25.56%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue Next Year12.9%
Revenue Next 2Y8.2%
Revenue Next 3Y6.19%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 24.40, BDI is valued on the expensive side.
Based on the Price/Earnings ratio, BDI is valued a bit cheaper than 70.83% of the companies in the same industry.
BDI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.90.
With a Price/Forward Earnings ratio of 17.74, BDI is valued on the expensive side.
Based on the Price/Forward Earnings ratio, BDI is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
BDI's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.52.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.4 | ||
| Fwd PE | 17.74 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BDI indicates a somewhat cheap valuation: BDI is cheaper than 79.17% of the companies listed in the same industry.
62.50% of the companies in the same industry are more expensive than BDI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.27 | ||
| EV/EBITDA | 8.84 |
4.3 Compensation for Growth
BDI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BDI has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as BDI's earnings are expected to grow with 20.43% in the coming years.
PEG (NY)0.6
PEG (5Y)N/A
EPS Next 2Y25.56%
EPS Next 3Y20.43%
5. Dividend
5.1 Amount
BDI has a Yearly Dividend Yield of 1.22%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.33, BDI pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, BDI's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.22% |
5.2 History
The dividend of BDI decreases each year by -7.93%.
BDI has paid a dividend for at least 10 years, which is a reliable track record.
BDI has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-7.93%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
25.06% of the earnings are spent on dividend by BDI. This is a low number and sustainable payout ratio.
DP25.06%
EPS Next 2Y25.56%
EPS Next 3Y20.43%
TSX:BDI (9/2/2025, 7:00:00 PM)
11.47
-0.1 (-0.86%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners5.81%
Inst Owner ChangeN/A
Ins Owners16.28%
Ins Owner ChangeN/A
Market Cap766.43M
Analysts80
Price Target14.41 (25.63%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.22% |
Yearly Dividend0.12
Dividend Growth(5Y)-7.93%
DP25.06%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)8.39%
Min EPS beat(2)-20.31%
Max EPS beat(2)37.09%
EPS beat(4)2
Avg EPS beat(4)3.56%
Min EPS beat(4)-20.31%
Max EPS beat(4)37.09%
EPS beat(8)5
Avg EPS beat(8)13.16%
EPS beat(12)7
Avg EPS beat(12)17.59%
EPS beat(16)11
Avg EPS beat(16)34.19%
Revenue beat(2)2
Avg Revenue beat(2)13.92%
Min Revenue beat(2)7.95%
Max Revenue beat(2)19.9%
Revenue beat(4)3
Avg Revenue beat(4)12.29%
Min Revenue beat(4)-3.8%
Max Revenue beat(4)25.12%
Revenue beat(8)5
Avg Revenue beat(8)8.18%
Revenue beat(12)9
Avg Revenue beat(12)9.74%
Revenue beat(16)13
Avg Revenue beat(16)14.13%
PT rev (1m)5.02%
PT rev (3m)11.88%
EPS NQ rev (1m)-12.96%
EPS NQ rev (3m)-7.84%
EPS NY rev (1m)15.38%
EPS NY rev (3m)15.38%
Revenue NQ rev (1m)2.97%
Revenue NQ rev (3m)4.66%
Revenue NY rev (1m)1.53%
Revenue NY rev (3m)1.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.4 | ||
| Fwd PE | 17.74 | ||
| P/S | 1.74 | ||
| P/FCF | 20.27 | ||
| P/OCF | 6.08 | ||
| P/B | 2.41 | ||
| P/tB | 2.66 | ||
| EV/EBITDA | 8.84 |
EPS(TTM)0.47
EY4.1%
EPS(NY)0.65
Fwd EY5.64%
FCF(TTM)0.57
FCFY4.93%
OCF(TTM)1.89
OCFY16.44%
SpS6.61
BVpS4.77
TBVpS4.32
PEG (NY)0.6
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.16% | ||
| ROE | 9.95% | ||
| ROCE | 9.64% | ||
| ROIC | 7.13% | ||
| ROICexc | 7.22% | ||
| ROICexgc | 7.57% | ||
| OM | 14.6% | ||
| PM (TTM) | 7.18% | ||
| GM | 43.96% | ||
| FCFM | 8.57% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
ROICexc(3y)6.5%
ROICexc(5y)4.77%
ROICexgc(3y)6.87%
ROICexgc(5y)5.03%
ROCE(3y)8.66%
ROCE(5y)6.35%
ROICexcg growth 3Y18.2%
ROICexcg growth 5YN/A
ROICexc growth 3Y18.09%
ROICexc growth 5YN/A
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
F-Score6
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | 7.06 | ||
| Debt/EBITDA | 2.24 | ||
| Cap/Depr | 171.09% | ||
| Cap/Sales | 19.98% | ||
| Interest Coverage | 4.32 | ||
| Cash Conversion | 108.65% | ||
| Profit Quality | 119.26% | ||
| Current Ratio | 1.16 | ||
| Quick Ratio | 1.16 | ||
| Altman-Z | 1.73 |
F-Score6
WACC7.93%
ROIC/WACC0.9
Cap/Depr(3y)177.83%
Cap/Depr(5y)150.06%
Cap/Sales(3y)20.46%
Cap/Sales(5y)18.51%
Profit Quality(3y)93.87%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.84%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%-8.33%
EPS Next Y40.41%
EPS Next 2Y25.56%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%10.36%
Revenue Next Year12.9%
Revenue Next 2Y8.2%
Revenue Next 3Y6.19%
Revenue Next 5YN/A
EBIT growth 1Y13.79%
EBIT growth 3Y32.68%
EBIT growth 5YN/A
EBIT Next Year152.28%
EBIT Next 3Y32.45%
EBIT Next 5YN/A
FCF growth 1Y21.35%
FCF growth 3Y-59.91%
FCF growth 5Y-7.71%
OCF growth 1Y28.46%
OCF growth 3Y16.11%
OCF growth 5Y24.86%