BLACK DIAMOND GROUP LTD (BDI.CA) Stock Fundamental Analysis
TSX:BDI - Toronto Stock Exchange - CA09202D2077 - Common Stock - Currency: CAD
Overall BDI gets a fundamental rating of 5 out of 10. We evaluated BDI against 24 industry peers in the Commercial Services & Supplies industry. BDI scores excellent on profitability, but there are concerns on its financial health. BDI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
BDI had positive earnings in the past year.
In the past year BDI had a positive cash flow from operations.
BDI had positive earnings in 4 of the past 5 years.
Each year in the past 5 years BDI had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 3.99%, BDI is doing good in the industry, outperforming 79.17% of the companies in the same industry.
With a decent Return On Equity value of 9.29%, BDI is doing good in the industry, outperforming 70.83% of the companies in the same industry.
The Return On Invested Capital of BDI (7.17%) is better than 79.17% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BDI is in line with the industry average of 7.91%.
The last Return On Invested Capital (7.17%) for BDI is above the 3 year average (6.41%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 9.29% | ||
| ROIC | 7.17% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
1.3 Margins
With a decent Profit Margin value of 6.96%, BDI is doing good in the industry, outperforming 79.17% of the companies in the same industry.
In the last couple of years the Profit Margin of BDI has grown nicely.
BDI has a Operating Margin of 14.89%. This is amongst the best in the industry. BDI outperforms 83.33% of its industry peers.
In the last couple of years the Operating Margin of BDI has grown nicely.
BDI has a better Gross Margin (44.55%) than 75.00% of its industry peers.
In the last couple of years the Gross Margin of BDI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.89% | ||
| PM (TTM) | 6.96% | ||
| GM | 44.55% |
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
2. Health
2.1 Basic Checks
BDI has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, BDI has more shares outstanding
BDI has more shares outstanding than it did 5 years ago.
BDI has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.51, we must say that BDI is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 1.51, BDI perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
BDI has a debt to FCF ratio of 16.55. This is a negative value and a sign of low solvency as BDI would need 16.55 years to pay back of all of its debts.
BDI has a Debt to FCF ratio (16.55) which is in line with its industry peers.
A Debt/Equity ratio of 0.77 indicates that BDI is somewhat dependend on debt financing.
The Debt to Equity ratio of BDI (0.77) is better than 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 16.55 | ||
| Altman-Z | 1.51 |
ROIC/WACC1.03
WACC6.98%
2.3 Liquidity
A Current Ratio of 1.18 indicates that BDI should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.18, BDI is in line with its industry, outperforming 45.83% of the companies in the same industry.
BDI has a Quick Ratio of 1.18. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
BDI has a Quick ratio (1.18) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
BDI shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.13%.
The Earnings Per Share has been growing slightly by 5.42% on average over the past years.
The Revenue has grown by 11.92% in the past year. This is quite good.
The Revenue has been growing by 16.74% on average over the past years. This is quite good.
EPS 1Y (TTM)2.13%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%350%
Revenue 1Y (TTM)11.92%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%38.89%
3.2 Future
The Earnings Per Share is expected to grow by 20.43% on average over the next years. This is a very strong growth
BDI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.47% yearly.
EPS Next Y21.69%
EPS Next 2Y21.78%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue Next Year11.29%
Revenue Next 2Y7.16%
Revenue Next 3Y2.47%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 20.21 indicates a rather expensive valuation of BDI.
BDI's Price/Earnings ratio is a bit cheaper when compared to the industry. BDI is cheaper than 79.17% of the companies in the same industry.
BDI is valuated rather cheaply when we compare the Price/Earnings ratio to 26.25, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 15.95 indicates a correct valuation of BDI.
Based on the Price/Forward Earnings ratio, BDI is valued a bit cheaper than 66.67% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of BDI to the average of the S&P500 Index (22.15), we can say BDI is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.21 | ||
| Fwd PE | 15.95 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BDI indicates a rather cheap valuation: BDI is cheaper than 83.33% of the companies listed in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as BDI.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.75 | ||
| EV/EBITDA | 7.35 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BDI has an outstanding profitability rating, which may justify a higher PE ratio.
BDI's earnings are expected to grow with 20.43% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.93
PEG (5Y)N/A
EPS Next 2Y21.78%
EPS Next 3Y20.43%
5. Dividend
5.1 Amount
BDI has a Yearly Dividend Yield of 1.45%.
BDI's Dividend Yield is a higher than the industry average which is at 2.38.
BDI's Dividend Yield is slightly below the S&P500 average, which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.45% |
5.2 History
The dividend of BDI decreases each year by -7.93%.
BDI has been paying a dividend for at least 10 years, so it has a reliable track record.
BDI has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-7.93%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
25.45% of the earnings are spent on dividend by BDI. This is a low number and sustainable payout ratio.
DP25.45%
EPS Next 2Y21.78%
EPS Next 3Y20.43%
TSX:BDI (5/30/2025, 7:00:00 PM)
9.7
+0.05 (+0.52%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners7.94%
Inst Owner ChangeN/A
Ins Owners13.86%
Ins Owner ChangeN/A
Market Cap602.95M
Analysts80
Price Target12.88 (32.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.45% |
Yearly Dividend0.12
Dividend Growth(5Y)-7.93%
DP25.45%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)19.76%
Min EPS beat(2)2.42%
Max EPS beat(2)37.09%
EPS beat(4)3
Avg EPS beat(4)12.62%
Min EPS beat(4)-4.95%
Max EPS beat(4)37.09%
EPS beat(8)5
Avg EPS beat(8)14.85%
EPS beat(12)8
Avg EPS beat(12)19.95%
EPS beat(16)11
Avg EPS beat(16)33.34%
Revenue beat(2)2
Avg Revenue beat(2)22.51%
Min Revenue beat(2)19.9%
Max Revenue beat(2)25.12%
Revenue beat(4)2
Avg Revenue beat(4)10.06%
Min Revenue beat(4)-3.8%
Max Revenue beat(4)25.12%
Revenue beat(8)5
Avg Revenue beat(8)8.63%
Revenue beat(12)9
Avg Revenue beat(12)9.25%
Revenue beat(16)13
Avg Revenue beat(16)14.45%
PT rev (1m)0.66%
PT rev (3m)0.66%
EPS NQ rev (1m)-4.07%
EPS NQ rev (3m)-11.29%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.8%
Revenue NQ rev (1m)0.48%
Revenue NQ rev (3m)1.97%
Revenue NY rev (1m)3.92%
Revenue NY rev (3m)5.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.21 | ||
| Fwd PE | 15.95 | ||
| P/S | 1.4 | ||
| P/FCF | 38.75 | ||
| P/OCF | 4.83 | ||
| P/B | 1.87 | ||
| P/tB | 2.06 | ||
| EV/EBITDA | 7.35 |
EPS(TTM)0.48
EY4.95%
EPS(NY)0.61
Fwd EY6.27%
FCF(TTM)0.25
FCFY2.58%
OCF(TTM)2.01
OCFY20.69%
SpS6.94
BVpS5.2
TBVpS4.7
PEG (NY)0.93
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 9.29% | ||
| ROCE | 9.69% | ||
| ROIC | 7.17% | ||
| ROICexc | 7.31% | ||
| ROICexgc | 7.67% | ||
| OM | 14.89% | ||
| PM (TTM) | 6.96% | ||
| GM | 44.55% | ||
| FCFM | 3.61% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
ROICexc(3y)6.5%
ROICexc(5y)4.77%
ROICexgc(3y)6.87%
ROICexgc(5y)5.03%
ROCE(3y)8.66%
ROCE(5y)6.35%
ROICexcg growth 3Y18.2%
ROICexcg growth 5YN/A
ROICexc growth 3Y18.09%
ROICexc growth 5YN/A
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
F-Score5
Asset Turnover0.57
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 16.55 | ||
| Debt/EBITDA | 2.18 | ||
| Cap/Depr | 215.65% | ||
| Cap/Sales | 25.3% | ||
| Interest Coverage | 4.24 | ||
| Cash Conversion | 108.57% | ||
| Profit Quality | 51.83% | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 1.51 |
F-Score5
WACC6.98%
ROIC/WACC1.03
Cap/Depr(3y)177.83%
Cap/Depr(5y)150.06%
Cap/Sales(3y)20.46%
Cap/Sales(5y)18.51%
Profit Quality(3y)93.87%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.13%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%350%
EPS Next Y21.69%
EPS Next 2Y21.78%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue 1Y (TTM)11.92%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%38.89%
Revenue Next Year11.29%
Revenue Next 2Y7.16%
Revenue Next 3Y2.47%
Revenue Next 5YN/A
EBIT growth 1Y23.86%
EBIT growth 3Y32.68%
EBIT growth 5YN/A
EBIT Next Year152.28%
EBIT Next 3Y32.45%
EBIT Next 5YN/A
FCF growth 1Y-40.3%
FCF growth 3Y-59.91%
FCF growth 5Y-7.71%
OCF growth 1Y39.54%
OCF growth 3Y16.11%
OCF growth 5Y24.86%