BLACK DIAMOND GROUP LTD (BDI.CA) Stock Fundamental Analysis
Canada - TSX:BDI - CA09202D2077 - Common Stock
14.76 CAD
+0.34 (+2.36%)
BDI gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 24 industry peers in the Commercial Services & Supplies industry. BDI has an excellent profitability rating, but there are some minor concerns on its financial health. BDI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
BDI had positive earnings in the past year.
BDI had a positive operating cash flow in the past year.
BDI had positive earnings in 4 of the past 5 years.
BDI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.16%, BDI belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
BDI has a Return On Equity of 9.95%. This is in the better half of the industry: BDI outperforms 75.00% of its industry peers.
BDI has a Return On Invested Capital of 7.13%. This is in the better half of the industry: BDI outperforms 79.17% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for BDI is in line with the industry average of 7.08%.
The 3 year average ROIC (6.41%) for BDI is below the current ROIC(7.13%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.16% | ||
| ROE | 9.95% | ||
| ROIC | 7.13% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
1.3 Margins
BDI has a better Profit Margin (7.18%) than 79.17% of its industry peers.
BDI's Profit Margin has improved in the last couple of years.
BDI has a better Operating Margin (14.60%) than 83.33% of its industry peers.
In the last couple of years the Operating Margin of BDI has grown nicely.
With an excellent Gross Margin value of 43.96%, BDI belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
BDI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.6% | ||
| PM (TTM) | 7.18% | ||
| GM | 43.96% |
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BDI is destroying value.
Compared to 1 year ago, BDI has more shares outstanding
BDI has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, BDI has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.03 indicates that BDI is not a great score, but indicates only limited risk for bankruptcy at the moment.
BDI has a Altman-Z score (2.03) which is in line with its industry peers.
The Debt to FCF ratio of BDI is 7.06, which is on the high side as it means it would take BDI, 7.06 years of fcf income to pay off all of its debts.
BDI's Debt to FCF ratio of 7.06 is fine compared to the rest of the industry. BDI outperforms 62.50% of its industry peers.
A Debt/Equity ratio of 0.82 indicates that BDI is somewhat dependend on debt financing.
BDI's Debt to Equity ratio of 0.82 is fine compared to the rest of the industry. BDI outperforms 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | 7.06 | ||
| Altman-Z | 2.03 |
ROIC/WACC0.98
WACC7.26%
2.3 Liquidity
BDI has a Current Ratio of 1.16. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
BDI has a Current ratio of 1.16. This is comparable to the rest of the industry: BDI outperforms 50.00% of its industry peers.
BDI has a Quick Ratio of 1.16. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
BDI has a Quick ratio of 1.16. This is comparable to the rest of the industry: BDI outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.16 | ||
| Quick Ratio | 1.16 |
3. Growth
3.1 Past
The earnings per share for BDI have decreased by -7.84% in the last year.
BDI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.42% yearly.
BDI shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.22%.
Measured over the past years, BDI shows a quite strong growth in Revenue. The Revenue has been growing by 16.74% on average per year.
EPS 1Y (TTM)-7.84%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%-8.33%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%10.36%
3.2 Future
Based on estimates for the next years, BDI will show a very strong growth in Earnings Per Share. The EPS will grow by 20.43% on average per year.
Based on estimates for the next years, BDI will show a quite strong growth in Revenue. The Revenue will grow by 15.78% on average per year.
EPS Next Y40.41%
EPS Next 2Y25.56%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue Next Year12.9%
Revenue Next 2Y21.26%
Revenue Next 3Y15.78%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 31.40, the valuation of BDI can be described as expensive.
Based on the Price/Earnings ratio, BDI is valued a bit cheaper than the industry average as 66.67% of the companies are valued more expensively.
BDI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.57.
Based on the Price/Forward Earnings ratio of 22.83, the valuation of BDI can be described as rather expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BDI is on the same level as its industry peers.
BDI is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 23.09, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.4 | ||
| Fwd PE | 22.83 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BDI is valued a bit cheaper than 70.83% of the companies in the same industry.
62.50% of the companies in the same industry are more expensive than BDI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 26.1 | ||
| EV/EBITDA | 10.74 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BDI has an outstanding profitability rating, which may justify a higher PE ratio.
BDI's earnings are expected to grow with 20.43% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.78
PEG (5Y)N/A
EPS Next 2Y25.56%
EPS Next 3Y20.43%
5. Dividend
5.1 Amount
BDI has a yearly dividend return of 0.99%, which is pretty low.
Compared to an average industry Dividend Yield of 2.42, BDI pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, BDI's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.99% |
5.2 History
The dividend of BDI decreases each year by -7.93%.
BDI has been paying a dividend for at least 10 years, so it has a reliable track record.
BDI has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-7.93%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BDI pays out 25.06% of its income as dividend. This is a sustainable payout ratio.
DP25.06%
EPS Next 2Y25.56%
EPS Next 3Y20.43%
TSX:BDI (10/22/2025, 7:00:00 PM)
14.76
+0.34 (+2.36%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners7.33%
Inst Owner ChangeN/A
Ins Owners15.2%
Ins Owner ChangeN/A
Market Cap987.15M
Revenue(TTM)441.52M
Net Income(TTM)31.71M
Analysts80
Price Target15.64 (5.96%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.99% |
Yearly Dividend0.12
Dividend Growth(5Y)-7.93%
DP25.06%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)8.39%
Min EPS beat(2)-20.31%
Max EPS beat(2)37.09%
EPS beat(4)2
Avg EPS beat(4)3.56%
Min EPS beat(4)-20.31%
Max EPS beat(4)37.09%
EPS beat(8)5
Avg EPS beat(8)13.16%
EPS beat(12)7
Avg EPS beat(12)17.59%
EPS beat(16)11
Avg EPS beat(16)34.19%
Revenue beat(2)2
Avg Revenue beat(2)13.92%
Min Revenue beat(2)7.95%
Max Revenue beat(2)19.9%
Revenue beat(4)3
Avg Revenue beat(4)12.29%
Min Revenue beat(4)-3.8%
Max Revenue beat(4)25.12%
Revenue beat(8)5
Avg Revenue beat(8)8.18%
Revenue beat(12)9
Avg Revenue beat(12)9.74%
Revenue beat(16)13
Avg Revenue beat(16)14.13%
PT rev (1m)8.55%
PT rev (3m)14%
EPS NQ rev (1m)2.13%
EPS NQ rev (3m)-5.88%
EPS NY rev (1m)0%
EPS NY rev (3m)15.38%
Revenue NQ rev (1m)0.03%
Revenue NQ rev (3m)3.54%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.4 | ||
| Fwd PE | 22.83 | ||
| P/S | 2.24 | ||
| P/FCF | 26.1 | ||
| P/OCF | 7.83 | ||
| P/B | 3.1 | ||
| P/tB | 3.42 | ||
| EV/EBITDA | 10.74 |
EPS(TTM)0.47
EY3.18%
EPS(NY)0.65
Fwd EY4.38%
FCF(TTM)0.57
FCFY3.83%
OCF(TTM)1.88
OCFY12.77%
SpS6.6
BVpS4.76
TBVpS4.31
PEG (NY)0.78
PEG (5Y)N/A
Graham Number7.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.16% | ||
| ROE | 9.95% | ||
| ROCE | 9.64% | ||
| ROIC | 7.13% | ||
| ROICexc | 7.22% | ||
| ROICexgc | 7.57% | ||
| OM | 14.6% | ||
| PM (TTM) | 7.18% | ||
| GM | 43.96% | ||
| FCFM | 8.57% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
ROICexc(3y)6.5%
ROICexc(5y)4.77%
ROICexgc(3y)6.87%
ROICexgc(5y)5.03%
ROCE(3y)8.66%
ROCE(5y)6.35%
ROICexgc growth 3Y18.2%
ROICexgc growth 5YN/A
ROICexc growth 3Y18.09%
ROICexc growth 5YN/A
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
F-Score6
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.82 | ||
| Debt/FCF | 7.06 | ||
| Debt/EBITDA | 2.24 | ||
| Cap/Depr | 171.09% | ||
| Cap/Sales | 19.98% | ||
| Interest Coverage | 4.32 | ||
| Cash Conversion | 108.65% | ||
| Profit Quality | 119.26% | ||
| Current Ratio | 1.16 | ||
| Quick Ratio | 1.16 | ||
| Altman-Z | 2.03 |
F-Score6
WACC7.26%
ROIC/WACC0.98
Cap/Depr(3y)177.83%
Cap/Depr(5y)150.06%
Cap/Sales(3y)20.46%
Cap/Sales(5y)18.51%
Profit Quality(3y)93.87%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.84%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%-8.33%
EPS Next Y40.41%
EPS Next 2Y25.56%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%10.36%
Revenue Next Year12.9%
Revenue Next 2Y21.26%
Revenue Next 3Y15.78%
Revenue Next 5YN/A
EBIT growth 1Y13.79%
EBIT growth 3Y32.68%
EBIT growth 5YN/A
EBIT Next Year153.79%
EBIT Next 3Y32.45%
EBIT Next 5YN/A
FCF growth 1Y21.35%
FCF growth 3Y-59.91%
FCF growth 5Y-7.71%
OCF growth 1Y28.46%
OCF growth 3Y16.11%
OCF growth 5Y24.86%