BLACK DIAMOND GROUP LTD (BDI.CA) Stock Fundamental Analysis
TSX:BDI - Toronto Stock Exchange - CA09202D2077 - Common Stock - Currency: CAD
Overall BDI gets a fundamental rating of 5 out of 10. We evaluated BDI against 24 industry peers in the Commercial Services & Supplies industry. While BDI has a great profitability rating, there are quite some concerns on its financial health. BDI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year BDI was profitable.
In the past year BDI had a positive cash flow from operations.
BDI had positive earnings in 4 of the past 5 years.
In the past 5 years BDI always reported a positive cash flow from operatings.
1.2 Ratios
BDI has a Return On Assets of 3.99%. This is in the better half of the industry: BDI outperforms 79.17% of its industry peers.
The Return On Equity of BDI (9.29%) is better than 75.00% of its industry peers.
The Return On Invested Capital of BDI (7.17%) is better than 79.17% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BDI is in line with the industry average of 7.19%.
The 3 year average ROIC (6.41%) for BDI is below the current ROIC(7.17%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 9.29% | ||
| ROIC | 7.17% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
1.3 Margins
BDI's Profit Margin of 6.96% is fine compared to the rest of the industry. BDI outperforms 75.00% of its industry peers.
BDI's Profit Margin has improved in the last couple of years.
BDI has a better Operating Margin (14.89%) than 87.50% of its industry peers.
In the last couple of years the Operating Margin of BDI has grown nicely.
BDI's Gross Margin of 44.55% is fine compared to the rest of the industry. BDI outperforms 79.17% of its industry peers.
In the last couple of years the Gross Margin of BDI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.89% | ||
| PM (TTM) | 6.96% | ||
| GM | 44.55% |
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
2. Health
2.1 Basic Checks
BDI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
BDI has more shares outstanding than it did 1 year ago.
The number of shares outstanding for BDI has been increased compared to 5 years ago.
BDI has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.76, we must say that BDI is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.76, BDI is in line with its industry, outperforming 54.17% of the companies in the same industry.
BDI has a debt to FCF ratio of 16.55. This is a negative value and a sign of low solvency as BDI would need 16.55 years to pay back of all of its debts.
With a Debt to FCF ratio value of 16.55, BDI perfoms like the industry average, outperforming 54.17% of the companies in the same industry.
A Debt/Equity ratio of 0.77 indicates that BDI is somewhat dependend on debt financing.
BDI's Debt to Equity ratio of 0.77 is fine compared to the rest of the industry. BDI outperforms 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 16.55 | ||
| Altman-Z | 1.76 |
ROIC/WACC1
WACC7.19%
2.3 Liquidity
BDI has a Current Ratio of 1.18. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.18, BDI perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
A Quick Ratio of 1.18 indicates that BDI should not have too much problems paying its short term obligations.
BDI has a Quick ratio (1.18) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
BDI shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.13%.
Measured over the past 5 years, BDI shows a small growth in Earnings Per Share. The EPS has been growing by 5.42% on average per year.
The Revenue has grown by 11.92% in the past year. This is quite good.
The Revenue has been growing by 16.74% on average over the past years. This is quite good.
EPS 1Y (TTM)2.13%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%350%
Revenue 1Y (TTM)11.92%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%38.89%
3.2 Future
Based on estimates for the next years, BDI will show a very strong growth in Earnings Per Share. The EPS will grow by 20.43% on average per year.
The Revenue is expected to grow by 6.19% on average over the next years.
EPS Next Y21.69%
EPS Next 2Y21.78%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue Next Year11.19%
Revenue Next 2Y7.81%
Revenue Next 3Y6.19%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 23.96 indicates a rather expensive valuation of BDI.
Based on the Price/Earnings ratio, BDI is valued a bit cheaper than the industry average as 70.83% of the companies are valued more expensively.
BDI is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.03, which is the current average of the S&P500 Index.
BDI is valuated rather expensively with a Price/Forward Earnings ratio of 18.91.
BDI's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of BDI to the average of the S&P500 Index (36.28), we can say BDI is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.96 | ||
| Fwd PE | 18.91 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BDI is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
The rest of the industry has a similar Price/Free Cash Flow ratio as BDI.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 49.34 | ||
| EV/EBITDA | 8.92 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of BDI may justify a higher PE ratio.
BDI's earnings are expected to grow with 20.43% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.1
PEG (5Y)N/A
EPS Next 2Y21.78%
EPS Next 3Y20.43%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.18%, BDI has a reasonable but not impressive dividend return.
BDI's Dividend Yield is a higher than the industry average which is at 2.32.
Compared to an average S&P500 Dividend Yield of 2.40, BDI's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.18% |
5.2 History
The dividend of BDI decreases each year by -7.93%.
BDI has been paying a dividend for at least 10 years, so it has a reliable track record.
BDI has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-7.93%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BDI pays out 25.45% of its income as dividend. This is a sustainable payout ratio.
DP25.45%
EPS Next 2Y21.78%
EPS Next 3Y20.43%
TSX:BDI (8/5/2025, 7:00:00 PM)
11.5
-0.18 (-1.54%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners5.81%
Inst Owner ChangeN/A
Ins Owners16.28%
Ins Owner ChangeN/A
Market Cap767.74M
Analysts80
Price Target13.72 (19.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.18% |
Yearly Dividend0.12
Dividend Growth(5Y)-7.93%
DP25.45%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)19.76%
Min EPS beat(2)2.42%
Max EPS beat(2)37.09%
EPS beat(4)3
Avg EPS beat(4)12.62%
Min EPS beat(4)-4.95%
Max EPS beat(4)37.09%
EPS beat(8)5
Avg EPS beat(8)14.85%
EPS beat(12)8
Avg EPS beat(12)19.95%
EPS beat(16)11
Avg EPS beat(16)33.34%
Revenue beat(2)2
Avg Revenue beat(2)22.51%
Min Revenue beat(2)19.9%
Max Revenue beat(2)25.12%
Revenue beat(4)2
Avg Revenue beat(4)10.06%
Min Revenue beat(4)-3.8%
Max Revenue beat(4)25.12%
Revenue beat(8)5
Avg Revenue beat(8)8.63%
Revenue beat(12)9
Avg Revenue beat(12)9.25%
Revenue beat(16)13
Avg Revenue beat(16)14.45%
PT rev (1m)6.53%
PT rev (3m)8.03%
EPS NQ rev (1m)2.44%
EPS NQ rev (3m)-2.32%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0.14%
Revenue NQ rev (3m)-1.17%
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)3.83%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.96 | ||
| Fwd PE | 18.91 | ||
| P/S | 1.78 | ||
| P/FCF | 49.34 | ||
| P/OCF | 6.15 | ||
| P/B | 2.37 | ||
| P/tB | 2.63 | ||
| EV/EBITDA | 8.92 |
EPS(TTM)0.48
EY4.17%
EPS(NY)0.61
Fwd EY5.29%
FCF(TTM)0.23
FCFY2.03%
OCF(TTM)1.87
OCFY16.25%
SpS6.47
BVpS4.84
TBVpS4.38
PEG (NY)1.1
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 9.29% | ||
| ROCE | 9.69% | ||
| ROIC | 7.17% | ||
| ROICexc | 7.31% | ||
| ROICexgc | 7.67% | ||
| OM | 14.89% | ||
| PM (TTM) | 6.96% | ||
| GM | 44.55% | ||
| FCFM | 3.61% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
ROICexc(3y)6.5%
ROICexc(5y)4.77%
ROICexgc(3y)6.87%
ROICexgc(5y)5.03%
ROCE(3y)8.66%
ROCE(5y)6.35%
ROICexcg growth 3Y18.2%
ROICexcg growth 5YN/A
ROICexc growth 3Y18.09%
ROICexc growth 5YN/A
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
F-Score5
Asset Turnover0.57
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 16.55 | ||
| Debt/EBITDA | 2.18 | ||
| Cap/Depr | 215.65% | ||
| Cap/Sales | 25.3% | ||
| Interest Coverage | 4.24 | ||
| Cash Conversion | 108.57% | ||
| Profit Quality | 51.83% | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 1.76 |
F-Score5
WACC7.19%
ROIC/WACC1
Cap/Depr(3y)177.83%
Cap/Depr(5y)150.06%
Cap/Sales(3y)20.46%
Cap/Sales(5y)18.51%
Profit Quality(3y)93.87%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.13%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%350%
EPS Next Y21.69%
EPS Next 2Y21.78%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue 1Y (TTM)11.92%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%38.89%
Revenue Next Year11.19%
Revenue Next 2Y7.81%
Revenue Next 3Y6.19%
Revenue Next 5YN/A
EBIT growth 1Y23.86%
EBIT growth 3Y32.68%
EBIT growth 5YN/A
EBIT Next Year152.28%
EBIT Next 3Y32.45%
EBIT Next 5YN/A
FCF growth 1Y-40.3%
FCF growth 3Y-59.91%
FCF growth 5Y-7.71%
OCF growth 1Y39.54%
OCF growth 3Y16.11%
OCF growth 5Y24.86%