BLACK DIAMOND GROUP LTD (BDI.CA) Stock Fundamental Analysis
TSX:BDI - Toronto Stock Exchange - CA09202D2077 - Common Stock - Currency: CAD
We assign a fundamental rating of 5 out of 10 to BDI. BDI was compared to 24 industry peers in the Commercial Services & Supplies industry. BDI scores excellent on profitability, but there are concerns on its financial health. BDI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
BDI had positive earnings in the past year.
BDI had a positive operating cash flow in the past year.
BDI had positive earnings in 4 of the past 5 years.
In the past 5 years BDI always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 3.99%, BDI is doing good in the industry, outperforming 79.17% of the companies in the same industry.
Looking at the Return On Equity, with a value of 9.29%, BDI is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
BDI's Return On Invested Capital of 7.17% is amongst the best of the industry. BDI outperforms 83.33% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BDI is in line with the industry average of 7.99%.
The last Return On Invested Capital (7.17%) for BDI is above the 3 year average (6.41%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 9.29% | ||
| ROIC | 7.17% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
1.3 Margins
BDI has a Profit Margin of 6.96%. This is in the better half of the industry: BDI outperforms 79.17% of its industry peers.
BDI's Profit Margin has improved in the last couple of years.
The Operating Margin of BDI (14.89%) is better than 83.33% of its industry peers.
BDI's Operating Margin has improved in the last couple of years.
BDI's Gross Margin of 44.55% is fine compared to the rest of the industry. BDI outperforms 79.17% of its industry peers.
In the last couple of years the Gross Margin of BDI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.89% | ||
| PM (TTM) | 6.96% | ||
| GM | 44.55% |
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BDI is destroying value.
BDI has more shares outstanding than it did 1 year ago.
BDI has more shares outstanding than it did 5 years ago.
BDI has a worse debt/assets ratio than last year.
2.2 Solvency
BDI has an Altman-Z score of 1.51. This is a bad value and indicates that BDI is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.51, BDI is in line with its industry, outperforming 50.00% of the companies in the same industry.
BDI has a debt to FCF ratio of 16.55. This is a negative value and a sign of low solvency as BDI would need 16.55 years to pay back of all of its debts.
BDI has a Debt to FCF ratio (16.55) which is in line with its industry peers.
A Debt/Equity ratio of 0.77 indicates that BDI is somewhat dependend on debt financing.
The Debt to Equity ratio of BDI (0.77) is better than 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 16.55 | ||
| Altman-Z | 1.51 |
ROIC/WACC0.81
WACC8.84%
2.3 Liquidity
BDI has a Current Ratio of 1.18. This is a normal value and indicates that BDI is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of BDI (1.18) is comparable to the rest of the industry.
A Quick Ratio of 1.18 indicates that BDI should not have too much problems paying its short term obligations.
BDI has a Quick ratio of 1.18. This is comparable to the rest of the industry: BDI outperforms 54.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 2.13% over the past year.
BDI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.42% yearly.
BDI shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.92%.
BDI shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 16.74% yearly.
EPS 1Y (TTM)2.13%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%350%
Revenue 1Y (TTM)11.92%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%38.89%
3.2 Future
The Earnings Per Share is expected to grow by 20.43% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 2.47% on average over the next years.
EPS Next Y21.69%
EPS Next 2Y21.78%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue Next Year11.29%
Revenue Next 2Y7.16%
Revenue Next 3Y2.47%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 20.10 indicates a rather expensive valuation of BDI.
Compared to the rest of the industry, the Price/Earnings ratio of BDI indicates a somewhat cheap valuation: BDI is cheaper than 79.17% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.35, BDI is valued a bit cheaper.
A Price/Forward Earnings ratio of 15.87 indicates a correct valuation of BDI.
BDI's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. BDI is cheaper than 62.50% of the companies in the same industry.
BDI is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.19, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.1 | ||
| Fwd PE | 15.87 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BDI indicates a rather cheap valuation: BDI is cheaper than 83.33% of the companies listed in the same industry.
BDI's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.55 | ||
| EV/EBITDA | 7.35 |
4.3 Compensation for Growth
BDI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of BDI may justify a higher PE ratio.
BDI's earnings are expected to grow with 20.43% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.93
PEG (5Y)N/A
EPS Next 2Y21.78%
EPS Next 3Y20.43%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.45%, BDI has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.31, BDI pays a bit more dividend than its industry peers.
Compared to the average S&P500 Dividend Yield of 2.42, BDI is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.45% |
5.2 History
The dividend of BDI decreases each year by -7.93%.
BDI has been paying a dividend for at least 10 years, so it has a reliable track record.
BDI has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-7.93%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BDI pays out 25.45% of its income as dividend. This is a sustainable payout ratio.
DP25.45%
EPS Next 2Y21.78%
EPS Next 3Y20.43%
TSX:BDI (6/20/2025, 7:00:00 PM)
9.65
+0.02 (+0.21%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners5.81%
Inst Owner ChangeN/A
Ins Owners16.28%
Ins Owner ChangeN/A
Market Cap599.84M
Analysts80
Price Target12.88 (33.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.45% |
Yearly Dividend0.12
Dividend Growth(5Y)-7.93%
DP25.45%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)19.76%
Min EPS beat(2)2.42%
Max EPS beat(2)37.09%
EPS beat(4)3
Avg EPS beat(4)12.62%
Min EPS beat(4)-4.95%
Max EPS beat(4)37.09%
EPS beat(8)5
Avg EPS beat(8)14.85%
EPS beat(12)8
Avg EPS beat(12)19.95%
EPS beat(16)11
Avg EPS beat(16)33.34%
Revenue beat(2)2
Avg Revenue beat(2)22.51%
Min Revenue beat(2)19.9%
Max Revenue beat(2)25.12%
Revenue beat(4)2
Avg Revenue beat(4)10.06%
Min Revenue beat(4)-3.8%
Max Revenue beat(4)25.12%
Revenue beat(8)5
Avg Revenue beat(8)8.63%
Revenue beat(12)9
Avg Revenue beat(12)9.25%
Revenue beat(16)13
Avg Revenue beat(16)14.45%
PT rev (1m)0%
PT rev (3m)0.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.07%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.1 | ||
| Fwd PE | 15.87 | ||
| P/S | 1.39 | ||
| P/FCF | 38.55 | ||
| P/OCF | 4.81 | ||
| P/B | 1.86 | ||
| P/tB | 2.05 | ||
| EV/EBITDA | 7.35 |
EPS(TTM)0.48
EY4.97%
EPS(NY)0.61
Fwd EY6.3%
FCF(TTM)0.25
FCFY2.59%
OCF(TTM)2.01
OCFY20.8%
SpS6.94
BVpS5.2
TBVpS4.7
PEG (NY)0.93
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 9.29% | ||
| ROCE | 9.69% | ||
| ROIC | 7.17% | ||
| ROICexc | 7.31% | ||
| ROICexgc | 7.67% | ||
| OM | 14.89% | ||
| PM (TTM) | 6.96% | ||
| GM | 44.55% | ||
| FCFM | 3.61% |
ROA(3y)4.06%
ROA(5y)3.07%
ROE(3y)9.41%
ROE(5y)7.05%
ROIC(3y)6.41%
ROIC(5y)4.7%
ROICexc(3y)6.5%
ROICexc(5y)4.77%
ROICexgc(3y)6.87%
ROICexgc(5y)5.03%
ROCE(3y)8.66%
ROCE(5y)6.35%
ROICexcg growth 3Y18.2%
ROICexcg growth 5YN/A
ROICexc growth 3Y18.09%
ROICexc growth 5YN/A
OM growth 3Y25.32%
OM growth 5YN/A
PM growth 3Y2.02%
PM growth 5YN/A
GM growth 3Y11.58%
GM growth 5Y3.81%
F-Score5
Asset Turnover0.57
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 16.55 | ||
| Debt/EBITDA | 2.18 | ||
| Cap/Depr | 215.65% | ||
| Cap/Sales | 25.3% | ||
| Interest Coverage | 4.24 | ||
| Cash Conversion | 108.57% | ||
| Profit Quality | 51.83% | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 1.51 |
F-Score5
WACC8.84%
ROIC/WACC0.81
Cap/Depr(3y)177.83%
Cap/Depr(5y)150.06%
Cap/Sales(3y)20.46%
Cap/Sales(5y)18.51%
Profit Quality(3y)93.87%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.13%
EPS 3Y5.42%
EPS 5YN/A
EPS Q2Q%350%
EPS Next Y21.69%
EPS Next 2Y21.78%
EPS Next 3Y20.43%
EPS Next 5YN/A
Revenue 1Y (TTM)11.92%
Revenue growth 3Y5.88%
Revenue growth 5Y16.74%
Sales Q2Q%38.89%
Revenue Next Year11.29%
Revenue Next 2Y7.16%
Revenue Next 3Y2.47%
Revenue Next 5YN/A
EBIT growth 1Y23.86%
EBIT growth 3Y32.68%
EBIT growth 5YN/A
EBIT Next Year152.28%
EBIT Next 3Y32.45%
EBIT Next 5YN/A
FCF growth 1Y-40.3%
FCF growth 3Y-59.91%
FCF growth 5Y-7.71%
OCF growth 1Y39.54%
OCF growth 3Y16.11%
OCF growth 5Y24.86%