UBS GROUP AG-REG (1UBSG.MI) Stock Fundamental Analysis
Europe - BIT:1UBSG - CH0244767585 - Common Stock
33.2 EUR
-2.4 (-6.74%)
Overall 1UBSG gets a fundamental rating of 4 out of 10. We evaluated 1UBSG against 112 industry peers in the Capital Markets industry. 1UBSG has a bad profitability rating. Also its financial health evaluation is rather negative. 1UBSG scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year 1UBSG was profitable.
In the past year 1UBSG had a positive cash flow from operations.
1UBSG had positive earnings in each of the past 5 years.
In the past 5 years 1UBSG always reported a positive cash flow from operatings.
1.2 Ratios
1UBSG has a Return On Assets of 0.38%. This is comparable to the rest of the industry: 1UBSG outperforms 48.21% of its industry peers.
1UBSG's Return On Equity of 7.04% is in line compared to the rest of the industry. 1UBSG outperforms 57.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.38% | ||
| ROE | 7.04% | ||
| ROIC | N/A |
ROA(3y)0.87%
ROA(5y)0.77%
ROE(3y)17.12%
ROE(5y)14.94%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of 1UBSG (12.25%) is comparable to the rest of the industry.
1UBSG's Profit Margin has declined in the last couple of years.
The Operating Margin and Gross Margin are not available for 1UBSG so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 12.25% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-20.78%
PM growth 5Y-6.71%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
1UBSG has less shares outstanding than it did 1 year ago.
The number of shares outstanding for 1UBSG has been reduced compared to 5 years ago.
The debt/assets ratio for 1UBSG has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of 1UBSG is 37.17, which is on the high side as it means it would take 1UBSG, 37.17 years of fcf income to pay off all of its debts.
1UBSG has a better Debt to FCF ratio (37.17) than 63.39% of its industry peers.
1UBSG has a Debt/Equity ratio of 4.21. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of 1UBSG (4.21) is worse than 63.39% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.21 | ||
| Debt/FCF | 37.17 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 256.60% over the past year.
The Earnings Per Share has been growing slightly by 3.99% on average over the past years.
1UBSG shows a small growth in Revenue. In the last year, the Revenue has grown by 3.14%.
The Revenue has been growing by 10.83% on average over the past years. This is quite good.
EPS 1Y (TTM)256.6%
EPS 3Y-9.49%
EPS 5Y3.99%
EPS Q2Q%111.76%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y11.11%
Revenue growth 5Y10.83%
Sales Q2Q%-3.74%
3.2 Future
1UBSG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 27.38% yearly.
Based on estimates for the next years, 1UBSG will show a small growth in Revenue. The Revenue will grow by 2.98% on average per year.
EPS Next Y51.91%
EPS Next 2Y45.48%
EPS Next 3Y39.61%
EPS Next 5Y27.38%
Revenue Next Year0.23%
Revenue Next 2Y1.88%
Revenue Next 3Y2.55%
Revenue Next 5Y2.98%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 20.24 indicates a rather expensive valuation of 1UBSG.
Based on the Price/Earnings ratio, 1UBSG is valued a bit cheaper than 62.50% of the companies in the same industry.
1UBSG is valuated rather cheaply when we compare the Price/Earnings ratio to 25.67, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 11.86 indicates a reasonable valuation of 1UBSG.
Based on the Price/Forward Earnings ratio, 1UBSG is valued cheaper than 81.25% of the companies in the same industry.
1UBSG is valuated cheaply when we compare the Price/Forward Earnings ratio to 31.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.24 | ||
| Fwd PE | 11.86 |
4.2 Price Multiples
1UBSG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 1UBSG is cheaper than 82.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.62 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as 1UBSG's earnings are expected to grow with 39.61% in the coming years.
PEG (NY)0.39
PEG (5Y)5.08
EPS Next 2Y45.48%
EPS Next 3Y39.61%
5. Dividend
5.1 Amount
1UBSG has a Yearly Dividend Yield of 2.31%.
Compared to an average industry Dividend Yield of 5.73, 1UBSG pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.40, 1UBSG has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.31% |
5.2 History
The dividend of 1UBSG has a limited annual growth rate of 0.29%.
Dividend Growth(5Y)0.29%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
45.62% of the earnings are spent on dividend by 1UBSG. This is a bit on the high side, but may be sustainable.
1UBSG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP45.62%
EPS Next 2Y45.48%
EPS Next 3Y39.61%
BIT:1UBSG (10/29/2025, 7:00:00 PM)
33.2
-2.4 (-6.74%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners55.07%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap110.94B
Revenue(TTM)51.26B
Net Income(TTM)6.28B
Analysts76.8
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.31% |
Yearly Dividend0.61
Dividend Growth(5Y)0.29%
DP45.62%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.02%
Min EPS beat(2)-4.5%
Max EPS beat(2)-1.54%
EPS beat(4)1
Avg EPS beat(4)-2.38%
Min EPS beat(4)-25.26%
Max EPS beat(4)21.79%
EPS beat(8)3
Avg EPS beat(8)-37.54%
EPS beat(12)5
Avg EPS beat(12)-32.43%
EPS beat(16)9
Avg EPS beat(16)-17.8%
Revenue beat(2)0
Avg Revenue beat(2)-4.89%
Min Revenue beat(2)-5.19%
Max Revenue beat(2)-4.59%
Revenue beat(4)2
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-5.19%
Max Revenue beat(4)8.05%
Revenue beat(8)6
Avg Revenue beat(8)3.75%
Revenue beat(12)10
Avg Revenue beat(12)4.32%
Revenue beat(16)14
Avg Revenue beat(16)6.09%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.24 | ||
| Fwd PE | 11.86 | ||
| P/S | 2.49 | ||
| P/FCF | 12.62 | ||
| P/OCF | 10.36 | ||
| P/B | 1.43 | ||
| P/tB | 1.55 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.64
EY4.94%
EPS(NY)2.8
Fwd EY8.43%
FCF(TTM)2.63
FCFY7.93%
OCF(TTM)3.21
OCFY9.66%
SpS13.35
BVpS23.25
TBVpS21.42
PEG (NY)0.39
PEG (5Y)5.08
Graham Number29.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.38% | ||
| ROE | 7.04% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 12.25% | ||
| GM | N/A | ||
| FCFM | 19.71% |
ROA(3y)0.87%
ROA(5y)0.77%
ROE(3y)17.12%
ROE(5y)14.94%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-20.78%
PM growth 5Y-6.71%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.21 | ||
| Debt/FCF | 37.17 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 58.63% | ||
| Cap/Sales | 4.3% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 160.87% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)59.2%
Cap/Depr(5y)70.42%
Cap/Sales(3y)4.12%
Cap/Sales(5y)4.52%
Profit Quality(3y)167.93%
Profit Quality(5y)287.17%
High Growth Momentum
Growth
EPS 1Y (TTM)256.6%
EPS 3Y-9.49%
EPS 5Y3.99%
EPS Q2Q%111.76%
EPS Next Y51.91%
EPS Next 2Y45.48%
EPS Next 3Y39.61%
EPS Next 5Y27.38%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y11.11%
Revenue growth 5Y10.83%
Sales Q2Q%-3.74%
Revenue Next Year0.23%
Revenue Next 2Y1.88%
Revenue Next 3Y2.55%
Revenue Next 5Y2.98%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year16.43%
EBIT Next 3Y26.59%
EBIT Next 5YN/A
FCF growth 1Y-18.83%
FCF growth 3Y-64.98%
FCF growth 5Y-41.22%
OCF growth 1Y-13.08%
OCF growth 3Y-52.92%
OCF growth 5Y-30.14%
UBS GROUP AG-REG / 1UBSG.MI FAQ
What is the fundamental rating for 1UBSG stock?
ChartMill assigns a fundamental rating of 4 / 10 to 1UBSG.MI.
What is the valuation status of UBS GROUP AG-REG (1UBSG.MI) stock?
ChartMill assigns a valuation rating of 7 / 10 to UBS GROUP AG-REG (1UBSG.MI). This can be considered as Undervalued.
Can you provide the profitability details for UBS GROUP AG-REG?
UBS GROUP AG-REG (1UBSG.MI) has a profitability rating of 3 / 10.
What are the PE and PB ratios of UBS GROUP AG-REG (1UBSG.MI) stock?
The Price/Earnings (PE) ratio for UBS GROUP AG-REG (1UBSG.MI) is 20.24 and the Price/Book (PB) ratio is 1.43.
What is the expected EPS growth for UBS GROUP AG-REG (1UBSG.MI) stock?
The Earnings per Share (EPS) of UBS GROUP AG-REG (1UBSG.MI) is expected to grow by 51.91% in the next year.