UBS GROUP AG-REG (1UBSG.MI) Fundamental Analysis & Valuation

BIT:1UBSG • CH0244767585

Current stock price

32.8 EUR
-3.4 (-9.39%)
Last:

This 1UBSG.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. 1UBSG.MI Profitability Analysis

1.1 Basic Checks

  • In the past year 1UBSG was profitable.
  • 1UBSG had a positive operating cash flow in the past year.
  • Each year in the past 5 years 1UBSG has been profitable.
  • 1UBSG had a positive operating cash flow in each of the past 5 years.
1UBSG.MI Yearly Net Income VS EBIT VS OCF VS FCF1UBSG.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B -20B 40B -40B 60B 80B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.48%, 1UBSG is in line with its industry, outperforming 44.17% of the companies in the same industry.
  • The Return On Equity of 1UBSG (8.61%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.48%
ROE 8.61%
ROIC N/A
ROA(3y)0.8%
ROA(5y)0.75%
ROE(3y)15.52%
ROE(5y)14.45%
ROIC(3y)N/A
ROIC(5y)N/A
1UBSG.MI Yearly ROA, ROE, ROIC1UBSG.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • 1UBSG has a Profit Margin (14.87%) which is in line with its industry peers.
  • In the last couple of years the Profit Margin of 1UBSG has declined.
  • The Operating Margin and Gross Margin are not available for 1UBSG so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 14.87%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-10.92%
PM growth 5Y-4.6%
GM growth 3YN/A
GM growth 5YN/A
1UBSG.MI Yearly Profit, Operating, Gross Margins1UBSG.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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2

2. 1UBSG.MI Health Analysis

2.1 Basic Checks

  • 1UBSG has less shares outstanding than it did 1 year ago.
  • 1UBSG has less shares outstanding than it did 5 years ago.
  • 1UBSG has a better debt/assets ratio than last year.
1UBSG.MI Yearly Shares Outstanding1UBSG.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
1UBSG.MI Yearly Total Debt VS Total Assets1UBSG.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500B 1T 1.5T

2.2 Solvency

  • 1UBSG has a debt to FCF ratio of 18.83. This is a negative value and a sign of low solvency as 1UBSG would need 18.83 years to pay back of all of its debts.
  • 1UBSG has a Debt to FCF ratio of 18.83. This is in the better half of the industry: 1UBSG outperforms 61.67% of its industry peers.
  • 1UBSG has a Debt/Equity ratio of 4.06. This is a high value indicating a heavy dependency on external financing.
  • 1UBSG has a Debt to Equity ratio of 4.06. This is in the lower half of the industry: 1UBSG underperforms 62.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.06
Debt/FCF 18.83
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
1UBSG.MI Yearly LT Debt VS Equity VS FCF1UBSG.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100B 200B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1UBSG.MI Yearly Current Assets VS Current Liabilites1UBSG.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. 1UBSG.MI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 55.26% over the past year.
  • Measured over the past 5 years, 1UBSG shows a small growth in Earnings Per Share. The EPS has been growing by 5.80% on average per year.
  • 1UBSG shows a small growth in Revenue. In the last year, the Revenue has grown by 2.03%.
  • 1UBSG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.43% yearly.
EPS 1Y (TTM)55.26%
EPS 3Y1.75%
EPS 5Y5.8%
EPS Q2Q%60.87%
Revenue 1Y (TTM)2.03%
Revenue growth 3Y12.93%
Revenue growth 5Y8.43%
Sales Q2Q%-1.31%

3.2 Future

  • Based on estimates for the next years, 1UBSG will show a very strong growth in Earnings Per Share. The EPS will grow by 22.17% on average per year.
  • The Revenue is expected to grow by 3.74% on average over the next years.
EPS Next Y42.76%
EPS Next 2Y32.72%
EPS Next 3Y26.63%
EPS Next 5Y22.17%
Revenue Next Year5.1%
Revenue Next 2Y4.28%
Revenue Next 3Y4.4%
Revenue Next 5Y3.74%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
1UBSG.MI Yearly Revenue VS Estimates1UBSG.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 20B 40B 60B
1UBSG.MI Yearly EPS VS Estimates1UBSG.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 4 6

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7

4. 1UBSG.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 16.08, 1UBSG is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of 1UBSG indicates a somewhat cheap valuation: 1UBSG is cheaper than 70.00% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.78, 1UBSG is valued a bit cheaper.
  • A Price/Forward Earnings ratio of 11.25 indicates a reasonable valuation of 1UBSG.
  • 1UBSG's Price/Forward Earnings ratio is rather cheap when compared to the industry. 1UBSG is cheaper than 84.17% of the companies in the same industry.
  • 1UBSG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.54.
Industry RankSector Rank
PE 16.08
Fwd PE 11.25
1UBSG.MI Price Earnings VS Forward Price Earnings1UBSG.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 92.50% of the companies in the same industry are more expensive than 1UBSG, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 6.5
EV/EBITDA N/A
1UBSG.MI Per share data1UBSG.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as 1UBSG's earnings are expected to grow with 26.63% in the coming years.
PEG (NY)0.38
PEG (5Y)2.77
EPS Next 2Y32.72%
EPS Next 3Y26.63%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. 1UBSG.MI Dividend Analysis

5.1 Amount

  • No dividends for 1UBSG!.
Industry RankSector Rank
Dividend Yield 0%

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1UBSG.MI Fundamentals: All Metrics, Ratios and Statistics

UBS GROUP AG-REG

BIT:1UBSG (3/13/2026, 7:00:00 PM)

32.8

-3.4 (-9.39%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-04
Earnings (Next)04-29
Inst Owners58.99%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap109.60B
Revenue(TTM)52.24B
Net Income(TTM)7.77B
Analysts74.62
Price Target42.85 (30.64%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.79
Dividend Growth(5Y)4.69%
DP36.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)4.41%
Min EPS beat(2)-31.52%
Max EPS beat(2)40.34%
EPS beat(4)1
Avg EPS beat(4)0.7%
Min EPS beat(4)-31.52%
Max EPS beat(4)40.34%
EPS beat(8)4
Avg EPS beat(8)13.76%
EPS beat(12)4
Avg EPS beat(12)-36.35%
EPS beat(16)8
Avg EPS beat(16)-21.02%
Revenue beat(2)0
Avg Revenue beat(2)-1.76%
Min Revenue beat(2)-2.16%
Max Revenue beat(2)-1.36%
Revenue beat(4)0
Avg Revenue beat(4)-3.33%
Min Revenue beat(4)-5.19%
Max Revenue beat(4)-1.36%
Revenue beat(8)4
Avg Revenue beat(8)1.77%
Revenue beat(12)8
Avg Revenue beat(12)3.53%
Revenue beat(16)12
Avg Revenue beat(16)3.93%
PT rev (1m)-0.41%
PT rev (3m)16.74%
EPS NQ rev (1m)1.44%
EPS NQ rev (3m)-9.13%
EPS NY rev (1m)-1.1%
EPS NY rev (3m)2.94%
Revenue NQ rev (1m)0.08%
Revenue NQ rev (3m)7.45%
Revenue NY rev (1m)1.16%
Revenue NY rev (3m)2.23%
Valuation
Industry RankSector Rank
PE 16.08
Fwd PE 11.25
P/S 2.42
P/FCF 6.5
P/OCF 5.8
P/B 1.4
P/tB 1.52
EV/EBITDA N/A
EPS(TTM)2.04
EY6.22%
EPS(NY)2.92
Fwd EY8.89%
FCF(TTM)5.05
FCFY15.39%
OCF(TTM)5.66
OCFY17.25%
SpS13.53
BVpS23.36
TBVpS21.56
PEG (NY)0.38
PEG (5Y)2.77
Graham Number32.75
Profitability
Industry RankSector Rank
ROA 0.48%
ROE 8.61%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 14.87%
GM N/A
FCFM 37.31%
ROA(3y)0.8%
ROA(5y)0.75%
ROE(3y)15.52%
ROE(5y)14.45%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-10.92%
PM growth 5Y-4.6%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 4.06
Debt/FCF 18.83
Debt/EBITDA N/A
Cap/Depr 66.93%
Cap/Sales 4.52%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 250.92%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)54.91%
Cap/Depr(5y)66.36%
Cap/Sales(3y)4.12%
Cap/Sales(5y)4.36%
Profit Quality(3y)194.76%
Profit Quality(5y)230.29%
High Growth Momentum
Growth
EPS 1Y (TTM)55.26%
EPS 3Y1.75%
EPS 5Y5.8%
EPS Q2Q%60.87%
EPS Next Y42.76%
EPS Next 2Y32.72%
EPS Next 3Y26.63%
EPS Next 5Y22.17%
Revenue 1Y (TTM)2.03%
Revenue growth 3Y12.93%
Revenue growth 5Y8.43%
Sales Q2Q%-1.31%
Revenue Next Year5.1%
Revenue Next 2Y4.28%
Revenue Next 3Y4.4%
Revenue Next 5Y3.74%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year34.41%
EBIT Next 3Y21.5%
EBIT Next 5YN/A
FCF growth 1Y1433.36%
FCF growth 3Y14.44%
FCF growth 5Y-11.1%
OCF growth 1Y566.39%
OCF growth 3Y14.26%
OCF growth 5Y-9.98%

UBS GROUP AG-REG / 1UBSG.MI Fundamental Analysis FAQ

What is the fundamental rating for 1UBSG stock?

ChartMill assigns a fundamental rating of 4 / 10 to 1UBSG.MI.


Can you provide the valuation status for UBS GROUP AG-REG?

ChartMill assigns a valuation rating of 7 / 10 to UBS GROUP AG-REG (1UBSG.MI). This can be considered as Undervalued.


What is the profitability of 1UBSG stock?

UBS GROUP AG-REG (1UBSG.MI) has a profitability rating of 3 / 10.


How financially healthy is UBS GROUP AG-REG?

The financial health rating of UBS GROUP AG-REG (1UBSG.MI) is 2 / 10.


Can you provide the expected EPS growth for 1UBSG stock?

The Earnings per Share (EPS) of UBS GROUP AG-REG (1UBSG.MI) is expected to grow by 42.76% in the next year.