UBS GROUP AG-REG (1UBSG.MI) Stock Fundamental Analysis
Europe - BIT:1UBSG - CH0244767585 - Common Stock
35.6 EUR
+35.6 (+Infinity%)
We assign a fundamental rating of 4 out of 10 to 1UBSG. 1UBSG was compared to 115 industry peers in the Capital Markets industry. 1UBSG may be in some trouble as it scores bad on both profitability and health. 1UBSG has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
1UBSG had positive earnings in the past year.
In the past year 1UBSG had a positive cash flow from operations.
Each year in the past 5 years 1UBSG has been profitable.
In the past 5 years 1UBSG always reported a positive cash flow from operatings.
1.2 Ratios
1UBSG's Return On Assets of 0.38% is in line compared to the rest of the industry. 1UBSG outperforms 44.35% of its industry peers.
1UBSG has a Return On Equity of 7.04%. This is comparable to the rest of the industry: 1UBSG outperforms 55.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.38% | ||
| ROE | 7.04% | ||
| ROIC | N/A |
ROA(3y)0.87%
ROA(5y)0.77%
ROE(3y)17.12%
ROE(5y)14.94%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
1UBSG has a Profit Margin of 12.25%. This is comparable to the rest of the industry: 1UBSG outperforms 53.04% of its industry peers.
1UBSG's Profit Margin has declined in the last couple of years.
The Operating Margin and Gross Margin are not available for 1UBSG so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 12.25% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-20.78%
PM growth 5Y-6.71%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
1UBSG has less shares outstanding than it did 1 year ago.
1UBSG has less shares outstanding than it did 5 years ago.
1UBSG has a better debt/assets ratio than last year.
2.2 Solvency
1UBSG has a debt to FCF ratio of 37.17. This is a negative value and a sign of low solvency as 1UBSG would need 37.17 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 37.17, 1UBSG is in line with its industry, outperforming 57.39% of the companies in the same industry.
A Debt/Equity ratio of 4.21 is on the high side and indicates that 1UBSG has dependencies on debt financing.
1UBSG has a Debt to Equity ratio of 4.21. This is in the lower half of the industry: 1UBSG underperforms 66.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.21 | ||
| Debt/FCF | 37.17 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 256.60% over the past year.
The Earnings Per Share has been growing slightly by 3.99% on average over the past years.
Looking at the last year, 1UBSG shows a small growth in Revenue. The Revenue has grown by 3.14% in the last year.
Measured over the past years, 1UBSG shows a quite strong growth in Revenue. The Revenue has been growing by 10.83% on average per year.
EPS 1Y (TTM)256.6%
EPS 3Y-9.49%
EPS 5Y3.99%
EPS Q2Q%111.76%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y11.11%
Revenue growth 5Y10.83%
Sales Q2Q%-3.74%
3.2 Future
Based on estimates for the next years, 1UBSG will show a very strong growth in Earnings Per Share. The EPS will grow by 27.38% on average per year.
The Revenue is expected to grow by 2.98% on average over the next years.
EPS Next Y51.91%
EPS Next 2Y45.48%
EPS Next 3Y39.61%
EPS Next 5Y27.38%
Revenue Next Year0.23%
Revenue Next 2Y1.88%
Revenue Next 3Y2.55%
Revenue Next 5Y2.98%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 21.84, which indicates a rather expensive current valuation of 1UBSG.
1UBSG's Price/Earnings ratio is a bit cheaper when compared to the industry. 1UBSG is cheaper than 61.74% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.34, 1UBSG is valued a bit cheaper.
1UBSG is valuated correctly with a Price/Forward Earnings ratio of 12.80.
1UBSG's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. 1UBSG is cheaper than 80.00% of the companies in the same industry.
1UBSG is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.84 | ||
| Fwd PE | 12.8 |
4.2 Price Multiples
80.87% of the companies in the same industry are more expensive than 1UBSG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.62 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
1UBSG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
1UBSG's earnings are expected to grow with 39.61% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.42
PEG (5Y)5.48
EPS Next 2Y45.48%
EPS Next 3Y39.61%
5. Dividend
5.1 Amount
1UBSG has a Yearly Dividend Yield of 2.27%.
Compared to an average industry Dividend Yield of 5.63, 1UBSG pays a bit more dividend than its industry peers.
1UBSG's Dividend Yield is comparable with the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.27% |
5.2 History
The dividend of 1UBSG has a limited annual growth rate of 0.29%.
Dividend Growth(5Y)0.29%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
1UBSG pays out 45.62% of its income as dividend. This is a bit on the high side, but may be sustainable.
1UBSG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP45.62%
EPS Next 2Y45.48%
EPS Next 3Y39.61%
BIT:1UBSG (10/9/2025, 7:00:00 PM)
35.6
+35.6 (+Infinity%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners55.07%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap118.96B
Analysts76.8
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.27% |
Yearly Dividend0.61
Dividend Growth(5Y)0.29%
DP45.62%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.02%
Min EPS beat(2)-4.5%
Max EPS beat(2)-1.54%
EPS beat(4)1
Avg EPS beat(4)-2.38%
Min EPS beat(4)-25.26%
Max EPS beat(4)21.79%
EPS beat(8)3
Avg EPS beat(8)-37.54%
EPS beat(12)5
Avg EPS beat(12)-32.43%
EPS beat(16)9
Avg EPS beat(16)-17.8%
Revenue beat(2)0
Avg Revenue beat(2)-4.89%
Min Revenue beat(2)-5.19%
Max Revenue beat(2)-4.59%
Revenue beat(4)2
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-5.19%
Max Revenue beat(4)8.05%
Revenue beat(8)6
Avg Revenue beat(8)3.75%
Revenue beat(12)10
Avg Revenue beat(12)4.32%
Revenue beat(16)14
Avg Revenue beat(16)6.09%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.84 | ||
| Fwd PE | 12.8 | ||
| P/S | 2.68 | ||
| P/FCF | 13.62 | ||
| P/OCF | 11.18 | ||
| P/B | 1.54 | ||
| P/tB | 1.67 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.63
EY4.58%
EPS(NY)2.78
Fwd EY7.81%
FCF(TTM)2.61
FCFY7.34%
OCF(TTM)3.18
OCFY8.94%
SpS13.26
BVpS23.09
TBVpS21.28
PEG (NY)0.42
PEG (5Y)5.48
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.38% | ||
| ROE | 7.04% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 12.25% | ||
| GM | N/A | ||
| FCFM | 19.71% |
ROA(3y)0.87%
ROA(5y)0.77%
ROE(3y)17.12%
ROE(5y)14.94%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-20.78%
PM growth 5Y-6.71%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.21 | ||
| Debt/FCF | 37.17 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 58.63% | ||
| Cap/Sales | 4.3% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 160.87% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)59.2%
Cap/Depr(5y)70.42%
Cap/Sales(3y)4.12%
Cap/Sales(5y)4.52%
Profit Quality(3y)167.93%
Profit Quality(5y)287.17%
High Growth Momentum
Growth
EPS 1Y (TTM)256.6%
EPS 3Y-9.49%
EPS 5Y3.99%
EPS Q2Q%111.76%
EPS Next Y51.91%
EPS Next 2Y45.48%
EPS Next 3Y39.61%
EPS Next 5Y27.38%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y11.11%
Revenue growth 5Y10.83%
Sales Q2Q%-3.74%
Revenue Next Year0.23%
Revenue Next 2Y1.88%
Revenue Next 3Y2.55%
Revenue Next 5Y2.98%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year16.43%
EBIT Next 3Y26.59%
EBIT Next 5YN/A
FCF growth 1Y-18.83%
FCF growth 3Y-64.98%
FCF growth 5Y-41.22%
OCF growth 1Y-13.08%
OCF growth 3Y-52.92%
OCF growth 5Y-30.14%