SWEDBANK AB - A SHARES (1SWED.MI) Fundamental Analysis & Valuation

BIT:1SWED • SE0000242455

Current stock price

30.62 EUR
+3.27 (+11.96%)
Last:

This 1SWED.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. 1SWED.MI Profitability Analysis

1.1 Basic Checks

  • 1SWED had positive earnings in the past year.
  • In the past year 1SWED had a positive cash flow from operations.
  • Each year in the past 5 years 1SWED has been profitable.
  • In multiple years 1SWED reported negative operating cash flow during the last 5 years.
1SWED.MI Yearly Net Income VS EBIT VS OCF VS FCF1SWED.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B -50B 100B -100B

1.2 Ratios

  • 1SWED has a better Return On Assets (1.06%) than 67.80% of its industry peers.
  • 1SWED's Return On Equity of 15.18% is amongst the best of the industry. 1SWED outperforms 80.51% of its industry peers.
Industry RankSector Rank
ROA 1.06%
ROE 15.18%
ROIC N/A
ROA(3y)1.03%
ROA(5y)0.87%
ROE(3y)15.08%
ROE(5y)13.3%
ROIC(3y)N/A
ROIC(5y)N/A
1SWED.MI Yearly ROA, ROE, ROIC1SWED.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • With an excellent Profit Margin value of 41.25%, 1SWED belongs to the best of the industry, outperforming 93.22% of the companies in the same industry.
  • In the last couple of years the Profit Margin of 1SWED has remained more or less at the same level.
  • 1SWED does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 41.25%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.38%
PM growth 5Y0.98%
GM growth 3YN/A
GM growth 5YN/A
1SWED.MI Yearly Profit, Operating, Gross Margins1SWED.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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1

2. 1SWED.MI Health Analysis

2.1 Basic Checks

  • 1SWED does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, 1SWED has about the same amount of shares outstanding.
  • 1SWED has more shares outstanding than it did 5 years ago.
  • 1SWED has about the same debt/assets ratio as last year.
1SWED.MI Yearly Shares Outstanding1SWED.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
1SWED.MI Yearly Total Debt VS Total Assets1SWED.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1T 2T 3T

2.2 Solvency

  • 1SWED has a debt to FCF ratio of 16.94. This is a negative value and a sign of low solvency as 1SWED would need 16.94 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 16.94, 1SWED is in the better half of the industry, outperforming 67.80% of the companies in the same industry.
  • 1SWED has a Debt/Equity ratio of 4.46. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of 1SWED (4.46) is worse than 87.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.46
Debt/FCF 16.94
Altman-Z N/A
ROIC/WACCN/A
WACC4.31%
1SWED.MI Yearly LT Debt VS Equity VS FCF1SWED.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200B 400B 600B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1SWED.MI Yearly Current Assets VS Current Liabilites1SWED.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100B 200B 300B 400B

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2

3. 1SWED.MI Growth Analysis

3.1 Past

  • The earnings per share for 1SWED have decreased by -4.81% in the last year.
  • The Earnings Per Share has been growing by 12.02% on average over the past years. This is quite good.
  • Looking at the last year, 1SWED shows a decrease in Revenue. The Revenue has decreased by -7.34% in the last year.
  • 1SWED shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.02% yearly.
EPS 1Y (TTM)-4.81%
EPS 3Y18.47%
EPS 5Y12.02%
EPS Q2Q%-9.28%
Revenue 1Y (TTM)-7.34%
Revenue growth 3Y17.04%
Revenue growth 5Y11.02%
Sales Q2Q%-22.71%

3.2 Future

  • The Earnings Per Share is expected to decrease by -4.96% on average over the next years.
  • The Revenue is expected to decrease by -0.59% on average over the next years.
EPS Next Y-8.6%
EPS Next 2Y-6.87%
EPS Next 3Y-2.86%
EPS Next 5Y-4.96%
Revenue Next Year-6.52%
Revenue Next 2Y-2.79%
Revenue Next 3Y-0.63%
Revenue Next 5Y-0.59%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
1SWED.MI Yearly Revenue VS Estimates1SWED.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
1SWED.MI Yearly EPS VS Estimates1SWED.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10 20 30

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4

4. 1SWED.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.22, the valuation of 1SWED can be described as reasonable.
  • 62.71% of the companies in the same industry are more expensive than 1SWED, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 27.18, 1SWED is valued rather cheaply.
  • 1SWED is valuated correctly with a Price/Forward Earnings ratio of 12.26.
  • 69.49% of the companies in the same industry are cheaper than 1SWED, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of 1SWED to the average of the S&P500 Index (37.96), we can say 1SWED is valued rather cheaply.
Industry RankSector Rank
PE 11.22
Fwd PE 12.26
1SWED.MI Price Earnings VS Forward Price Earnings1SWED.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 78.81% of the companies in the same industry are more expensive than 1SWED, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 6.48
EV/EBITDA N/A
1SWED.MI Per share data1SWED.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • A cheap valuation may be justified as 1SWED's earnings are expected to decrease with -2.86% in the coming years.
PEG (NY)N/A
PEG (5Y)0.93
EPS Next 2Y-6.87%
EPS Next 3Y-2.86%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. 1SWED.MI Dividend Analysis

5.1 Amount

  • 1SWED has a Yearly Dividend Yield of 6.28%, which is a nice return.
  • 1SWED's Dividend Yield is rather good when compared to the industry average which is at 4.56. 1SWED pays more dividend than 85.59% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, 1SWED pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.28%

5.2 History

  • The dividend of 1SWED has a limited annual growth rate of 3.08%.
Dividend Growth(5Y)3.08%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 73.78% of the earnings are spent on dividend by 1SWED. This is not a sustainable payout ratio.
  • 1SWED's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP73.78%
EPS Next 2Y-6.87%
EPS Next 3Y-2.86%
1SWED.MI Yearly Income VS Free CF VS Dividend1SWED.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B -50B 100B -100B
1SWED.MI Dividend Payout.1SWED.MI Dividend Payout, showing the Payout Ratio.1SWED.MI Dividend Payout.PayoutRetained Earnings

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1SWED.MI Fundamentals: All Metrics, Ratios and Statistics

SWEDBANK AB - A SHARES

BIT:1SWED (1/7/2026, 7:00:00 PM)

30.62

+3.27 (+11.96%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-23
Earnings (Next)01-29
Inst Owners42.27%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap34.66B
Revenue(TTM)80.15B
Net Income(TTM)33.06B
Analysts56.36
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.28%
Yearly Dividend1.41
Dividend Growth(5Y)3.08%
DP73.78%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.5%
Min EPS beat(2)8.79%
Max EPS beat(2)12.22%
EPS beat(4)4
Avg EPS beat(4)9.93%
Min EPS beat(4)6.06%
Max EPS beat(4)12.64%
EPS beat(8)8
Avg EPS beat(8)8.4%
EPS beat(12)12
Avg EPS beat(12)7.92%
EPS beat(16)13
Avg EPS beat(16)6.22%
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.5%
Max Revenue beat(2)1.56%
Revenue beat(4)4
Avg Revenue beat(4)5.99%
Min Revenue beat(4)0.5%
Max Revenue beat(4)21.33%
Revenue beat(8)8
Avg Revenue beat(8)12.65%
Revenue beat(12)12
Avg Revenue beat(12)14.29%
Revenue beat(16)16
Avg Revenue beat(16)16.34%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.57%
EPS NY rev (1m)1.88%
EPS NY rev (3m)5.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.35%
Revenue NY rev (1m)0.16%
Revenue NY rev (3m)0.92%
Valuation
Industry RankSector Rank
PE 11.22
Fwd PE 12.26
P/S 4.64
P/FCF 6.48
P/OCF 6.43
P/B 1.71
P/tB 1.89
EV/EBITDA N/A
EPS(TTM)2.73
EY8.92%
EPS(NY)2.5
Fwd EY8.16%
FCF(TTM)4.72
FCFY15.43%
OCF(TTM)4.77
OCFY15.56%
SpS6.61
BVpS17.94
TBVpS16.22
PEG (NY)N/A
PEG (5Y)0.93
Graham Number33.2
Profitability
Industry RankSector Rank
ROA 1.06%
ROE 15.18%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 41.25%
GM N/A
FCFM 71.52%
ROA(3y)1.03%
ROA(5y)0.87%
ROE(3y)15.08%
ROE(5y)13.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.38%
PM growth 5Y0.98%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 4.46
Debt/FCF 16.94
Debt/EBITDA N/A
Cap/Depr 23.03%
Cap/Sales 0.62%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 173.38%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC4.31%
ROIC/WACCN/A
Cap/Depr(3y)24.69%
Cap/Depr(5y)22.42%
Cap/Sales(3y)0.69%
Cap/Sales(5y)0.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.81%
EPS 3Y18.47%
EPS 5Y12.02%
EPS Q2Q%-9.28%
EPS Next Y-8.6%
EPS Next 2Y-6.87%
EPS Next 3Y-2.86%
EPS Next 5Y-4.96%
Revenue 1Y (TTM)-7.34%
Revenue growth 3Y17.04%
Revenue growth 5Y11.02%
Sales Q2Q%-22.71%
Revenue Next Year-6.52%
Revenue Next 2Y-2.79%
Revenue Next 3Y-0.63%
Revenue Next 5Y-0.59%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y127.44%
FCF growth 3Y17.83%
FCF growth 5Y16.33%
OCF growth 1Y127.78%
OCF growth 3Y17.82%
OCF growth 5Y16.31%

SWEDBANK AB - A SHARES / 1SWED.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SWEDBANK AB - A SHARES (1SWED.MI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to 1SWED.MI.


What is the valuation status of SWEDBANK AB - A SHARES (1SWED.MI) stock?

ChartMill assigns a valuation rating of 4 / 10 to SWEDBANK AB - A SHARES (1SWED.MI). This can be considered as Fairly Valued.


What is the profitability of 1SWED stock?

SWEDBANK AB - A SHARES (1SWED.MI) has a profitability rating of 4 / 10.


What is the expected EPS growth for SWEDBANK AB - A SHARES (1SWED.MI) stock?

The Earnings per Share (EPS) of SWEDBANK AB - A SHARES (1SWED.MI) is expected to decline by -8.6% in the next year.


Is the dividend of SWEDBANK AB - A SHARES sustainable?

The dividend rating of SWEDBANK AB - A SHARES (1SWED.MI) is 6 / 10 and the dividend payout ratio is 73.78%.