SWEDBANK AB - A SHARES (1SWED.MI) Fundamental Analysis & Valuation

BIT:1SWED • SE0000242455

Current stock price

30.62 EUR
+3.27 (+11.96%)
Last:

This 1SWED.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. 1SWED.MI Profitability Analysis

1.1 Basic Checks

  • 1SWED had positive earnings in the past year.
  • In the past year 1SWED had a positive cash flow from operations.
  • 1SWED had positive earnings in each of the past 5 years.
  • In multiple years 1SWED reported negative operating cash flow during the last 5 years.
1SWED.MI Yearly Net Income VS EBIT VS OCF VS FCF1SWED.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B -50B 100B -100B

1.2 Ratios

  • 1SWED has a Return On Assets of 1.06%. This is in the better half of the industry: 1SWED outperforms 67.80% of its industry peers.
  • With an excellent Return On Equity value of 15.18%, 1SWED belongs to the best of the industry, outperforming 80.51% of the companies in the same industry.
Industry RankSector Rank
ROA 1.06%
ROE 15.18%
ROIC N/A
ROA(3y)1.03%
ROA(5y)0.87%
ROE(3y)15.08%
ROE(5y)13.3%
ROIC(3y)N/A
ROIC(5y)N/A
1SWED.MI Yearly ROA, ROE, ROIC1SWED.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 41.25%, 1SWED belongs to the top of the industry, outperforming 93.22% of the companies in the same industry.
  • In the last couple of years the Profit Margin of 1SWED has remained more or less at the same level.
  • 1SWED does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 41.25%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.38%
PM growth 5Y0.98%
GM growth 3YN/A
GM growth 5YN/A
1SWED.MI Yearly Profit, Operating, Gross Margins1SWED.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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1

2. 1SWED.MI Health Analysis

2.1 Basic Checks

  • 1SWED does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, 1SWED has about the same amount of shares outstanding.
  • The number of shares outstanding for 1SWED has been increased compared to 5 years ago.
  • The debt/assets ratio for 1SWED has remained at the same level compared to a year ago.
1SWED.MI Yearly Shares Outstanding1SWED.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
1SWED.MI Yearly Total Debt VS Total Assets1SWED.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1T 2T 3T

2.2 Solvency

  • The Debt to FCF ratio of 1SWED is 16.94, which is on the high side as it means it would take 1SWED, 16.94 years of fcf income to pay off all of its debts.
  • 1SWED's Debt to FCF ratio of 16.94 is fine compared to the rest of the industry. 1SWED outperforms 67.80% of its industry peers.
  • A Debt/Equity ratio of 4.46 is on the high side and indicates that 1SWED has dependencies on debt financing.
  • 1SWED has a Debt to Equity ratio of 4.46. This is amonst the worse of the industry: 1SWED underperforms 87.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.46
Debt/FCF 16.94
Altman-Z N/A
ROIC/WACCN/A
WACC4.31%
1SWED.MI Yearly LT Debt VS Equity VS FCF1SWED.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200B 400B 600B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1SWED.MI Yearly Current Assets VS Current Liabilites1SWED.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100B 200B 300B 400B

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2

3. 1SWED.MI Growth Analysis

3.1 Past

  • The earnings per share for 1SWED have decreased by -4.81% in the last year.
  • The Earnings Per Share has been growing by 12.02% on average over the past years. This is quite good.
  • Looking at the last year, 1SWED shows a decrease in Revenue. The Revenue has decreased by -7.34% in the last year.
  • Measured over the past years, 1SWED shows a quite strong growth in Revenue. The Revenue has been growing by 11.02% on average per year.
EPS 1Y (TTM)-4.81%
EPS 3Y18.47%
EPS 5Y12.02%
EPS Q2Q%-9.28%
Revenue 1Y (TTM)-7.34%
Revenue growth 3Y17.04%
Revenue growth 5Y11.02%
Sales Q2Q%-22.71%

3.2 Future

  • 1SWED is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -4.96% yearly.
  • 1SWED is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -0.59% yearly.
EPS Next Y-8.6%
EPS Next 2Y-6.87%
EPS Next 3Y-2.86%
EPS Next 5Y-4.96%
Revenue Next Year-6.52%
Revenue Next 2Y-2.79%
Revenue Next 3Y-0.63%
Revenue Next 5Y-0.59%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
1SWED.MI Yearly Revenue VS Estimates1SWED.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
1SWED.MI Yearly EPS VS Estimates1SWED.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10 20 30

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4

4. 1SWED.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 11.22, the valuation of 1SWED can be described as very reasonable.
  • 62.71% of the companies in the same industry are more expensive than 1SWED, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of 1SWED to the average of the S&P500 Index (27.33), we can say 1SWED is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 12.26, 1SWED is valued correctly.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of 1SWED indicates a slightly more expensive valuation: 1SWED is more expensive than 69.49% of the companies listed in the same industry.
  • 1SWED is valuated cheaply when we compare the Price/Forward Earnings ratio to 38.16, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 11.22
Fwd PE 12.26
1SWED.MI Price Earnings VS Forward Price Earnings1SWED.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 1SWED's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. 1SWED is cheaper than 78.81% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.48
EV/EBITDA N/A
1SWED.MI Per share data1SWED.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • 1SWED's earnings are expected to decrease with -2.86% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.93
EPS Next 2Y-6.87%
EPS Next 3Y-2.86%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. 1SWED.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.28%, 1SWED is a good candidate for dividend investing.
  • 1SWED's Dividend Yield is rather good when compared to the industry average which is at 4.56. 1SWED pays more dividend than 85.59% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, 1SWED pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.28%

5.2 History

  • The dividend of 1SWED has a limited annual growth rate of 3.08%.
Dividend Growth(5Y)3.08%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 73.78% of the earnings are spent on dividend by 1SWED. This is not a sustainable payout ratio.
  • The Dividend Rate of 1SWED has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP73.78%
EPS Next 2Y-6.87%
EPS Next 3Y-2.86%
1SWED.MI Yearly Income VS Free CF VS Dividend1SWED.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B -50B 100B -100B
1SWED.MI Dividend Payout.1SWED.MI Dividend Payout, showing the Payout Ratio.1SWED.MI Dividend Payout.PayoutRetained Earnings

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1SWED.MI Fundamentals: All Metrics, Ratios and Statistics

SWEDBANK AB - A SHARES

BIT:1SWED (1/7/2026, 7:00:00 PM)

30.62

+3.27 (+11.96%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-23
Earnings (Next)01-29
Inst Owners42.27%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap34.66B
Revenue(TTM)80.15B
Net Income(TTM)33.06B
Analysts56.36
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.28%
Yearly Dividend1.41
Dividend Growth(5Y)3.08%
DP73.78%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.5%
Min EPS beat(2)8.79%
Max EPS beat(2)12.22%
EPS beat(4)4
Avg EPS beat(4)9.93%
Min EPS beat(4)6.06%
Max EPS beat(4)12.64%
EPS beat(8)8
Avg EPS beat(8)8.4%
EPS beat(12)12
Avg EPS beat(12)7.92%
EPS beat(16)13
Avg EPS beat(16)6.22%
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.5%
Max Revenue beat(2)1.56%
Revenue beat(4)4
Avg Revenue beat(4)5.99%
Min Revenue beat(4)0.5%
Max Revenue beat(4)21.33%
Revenue beat(8)8
Avg Revenue beat(8)12.65%
Revenue beat(12)12
Avg Revenue beat(12)14.29%
Revenue beat(16)16
Avg Revenue beat(16)16.34%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.57%
EPS NY rev (1m)1.88%
EPS NY rev (3m)5.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.35%
Revenue NY rev (1m)0.16%
Revenue NY rev (3m)0.92%
Valuation
Industry RankSector Rank
PE 11.22
Fwd PE 12.26
P/S 4.64
P/FCF 6.48
P/OCF 6.43
P/B 1.71
P/tB 1.89
EV/EBITDA N/A
EPS(TTM)2.73
EY8.92%
EPS(NY)2.5
Fwd EY8.16%
FCF(TTM)4.72
FCFY15.43%
OCF(TTM)4.77
OCFY15.56%
SpS6.61
BVpS17.94
TBVpS16.22
PEG (NY)N/A
PEG (5Y)0.93
Graham Number33.2
Profitability
Industry RankSector Rank
ROA 1.06%
ROE 15.18%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 41.25%
GM N/A
FCFM 71.52%
ROA(3y)1.03%
ROA(5y)0.87%
ROE(3y)15.08%
ROE(5y)13.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.38%
PM growth 5Y0.98%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 4.46
Debt/FCF 16.94
Debt/EBITDA N/A
Cap/Depr 23.03%
Cap/Sales 0.62%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 173.38%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC4.31%
ROIC/WACCN/A
Cap/Depr(3y)24.69%
Cap/Depr(5y)22.42%
Cap/Sales(3y)0.69%
Cap/Sales(5y)0.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.81%
EPS 3Y18.47%
EPS 5Y12.02%
EPS Q2Q%-9.28%
EPS Next Y-8.6%
EPS Next 2Y-6.87%
EPS Next 3Y-2.86%
EPS Next 5Y-4.96%
Revenue 1Y (TTM)-7.34%
Revenue growth 3Y17.04%
Revenue growth 5Y11.02%
Sales Q2Q%-22.71%
Revenue Next Year-6.52%
Revenue Next 2Y-2.79%
Revenue Next 3Y-0.63%
Revenue Next 5Y-0.59%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y127.44%
FCF growth 3Y17.83%
FCF growth 5Y16.33%
OCF growth 1Y127.78%
OCF growth 3Y17.82%
OCF growth 5Y16.31%

SWEDBANK AB - A SHARES / 1SWED.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SWEDBANK AB - A SHARES (1SWED.MI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to 1SWED.MI.


What is the valuation status of SWEDBANK AB - A SHARES (1SWED.MI) stock?

ChartMill assigns a valuation rating of 4 / 10 to SWEDBANK AB - A SHARES (1SWED.MI). This can be considered as Fairly Valued.


What is the profitability of 1SWED stock?

SWEDBANK AB - A SHARES (1SWED.MI) has a profitability rating of 4 / 10.


What is the expected EPS growth for SWEDBANK AB - A SHARES (1SWED.MI) stock?

The Earnings per Share (EPS) of SWEDBANK AB - A SHARES (1SWED.MI) is expected to decline by -8.6% in the next year.


Is the dividend of SWEDBANK AB - A SHARES sustainable?

The dividend rating of SWEDBANK AB - A SHARES (1SWED.MI) is 6 / 10 and the dividend payout ratio is 73.78%.