SWEDBANK AB - A SHARES (1SWED.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1SWED - SE0000242455 - Common Stock
27.35 EUR
+2.54 (+10.24%)
Overall 1SWED gets a fundamental rating of 3 out of 10. We evaluated 1SWED against 113 industry peers in the Banks industry. There are concerns on the financial health of 1SWED while its profitability can be described as average. 1SWED has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
1SWED had positive earnings in the past year.
1SWED had a positive operating cash flow in the past year.
1SWED had positive earnings in each of the past 5 years.
In multiple years 1SWED reported negative operating cash flow during the last 5 years.
1.2 Ratios
1SWED's Return On Assets of 1.08% is fine compared to the rest of the industry. 1SWED outperforms 69.91% of its industry peers.
The Return On Equity of 1SWED (16.26%) is better than 84.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.08% | ||
| ROE | 16.26% | ||
| ROIC | N/A |
ROA(3y)1.03%
ROA(5y)0.87%
ROE(3y)15.08%
ROE(5y)13.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 40.79%, 1SWED belongs to the best of the industry, outperforming 92.04% of the companies in the same industry.
1SWED's Profit Margin has been stable in the last couple of years.
The Operating Margin and Gross Margin are not available for 1SWED so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 40.79% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.38%
PM growth 5Y0.98%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
1SWED does not have a ROIC to compare to the WACC, probably because it is not profitable.
1SWED has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for 1SWED has been increased compared to 5 years ago.
The debt/assets ratio for 1SWED has remained at the same level compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of 1SWED is 26.58, which is on the high side as it means it would take 1SWED, 26.58 years of fcf income to pay off all of its debts.
1SWED has a better Debt to FCF ratio (26.58) than 66.37% of its industry peers.
A Debt/Equity ratio of 4.60 is on the high side and indicates that 1SWED has dependencies on debt financing.
1SWED has a worse Debt to Equity ratio (4.60) than 86.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.6 | ||
| Debt/FCF | 26.58 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC4.27%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for 1SWED have decreased by -1.64% in the last year.
1SWED shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.02% yearly.
Looking at the last year, 1SWED shows a decrease in Revenue. The Revenue has decreased by -2.38% in the last year.
The Revenue has been growing by 11.02% on average over the past years. This is quite good.
EPS 1Y (TTM)-1.64%
EPS 3Y18.47%
EPS 5Y12.02%
EPS Q2Q%-8.15%
Revenue 1Y (TTM)-2.38%
Revenue growth 3Y17.04%
Revenue growth 5Y11.02%
Sales Q2Q%-19.58%
3.2 Future
1SWED is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.56% yearly.
The Revenue is expected to decrease by -1.85% on average over the next years.
EPS Next Y-12.98%
EPS Next 2Y-8.18%
EPS Next 3Y-3.76%
EPS Next 5Y-5.56%
Revenue Next Year-7.38%
Revenue Next 2Y-4.15%
Revenue Next 3Y-1.51%
Revenue Next 5Y-1.85%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.87, which indicates a very decent valuation of 1SWED.
71.68% of the companies in the same industry are more expensive than 1SWED, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of 1SWED to the average of the S&P500 Index (26.59), we can say 1SWED is valued rather cheaply.
1SWED is valuated reasonably with a Price/Forward Earnings ratio of 11.41.
Based on the Price/Forward Earnings ratio, 1SWED is valued a bit more expensive than 62.83% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of 1SWED to the average of the S&P500 Index (23.80), we can say 1SWED is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.87 | ||
| Fwd PE | 11.41 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1SWED indicates a somewhat cheap valuation: 1SWED is cheaper than 68.14% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.31 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as 1SWED's earnings are expected to decrease with -3.76% in the coming years.
PEG (NY)N/A
PEG (5Y)0.82
EPS Next 2Y-8.18%
EPS Next 3Y-3.76%
5. Dividend
5.1 Amount
1SWED has a Yearly Dividend Yield of 8.15%, which is a nice return.
1SWED's Dividend Yield is rather good when compared to the industry average which is at 4.84. 1SWED pays more dividend than 93.81% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, 1SWED pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.15% |
5.2 History
The dividend of 1SWED has a limited annual growth rate of 3.08%.
Dividend Growth(5Y)3.08%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
71.89% of the earnings are spent on dividend by 1SWED. This is not a sustainable payout ratio.
The Dividend Rate of 1SWED has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP71.89%
EPS Next 2Y-8.18%
EPS Next 3Y-3.76%
BIT:1SWED (12/4/2025, 7:00:00 PM)
27.35
+2.54 (+10.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners45.42%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap30.96B
Revenue(TTM)83.17B
Net Income(TTM)33.93B
Analysts57.39
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.15% |
Yearly Dividend1.38
Dividend Growth(5Y)3.08%
DP71.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.42%
Min EPS beat(2)6.06%
Max EPS beat(2)8.79%
EPS beat(4)4
Avg EPS beat(4)11.35%
Min EPS beat(4)6.06%
Max EPS beat(4)17.93%
EPS beat(8)8
Avg EPS beat(8)7.66%
EPS beat(12)12
Avg EPS beat(12)7.83%
EPS beat(16)13
Avg EPS beat(16)5.94%
Revenue beat(2)2
Avg Revenue beat(2)0.54%
Min Revenue beat(2)0.5%
Max Revenue beat(2)0.57%
Revenue beat(4)4
Avg Revenue beat(4)11.88%
Min Revenue beat(4)0.5%
Max Revenue beat(4)25.1%
Revenue beat(8)8
Avg Revenue beat(8)14.1%
Revenue beat(12)12
Avg Revenue beat(12)16.49%
Revenue beat(16)16
Avg Revenue beat(16)17.43%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.87 | ||
| Fwd PE | 11.41 | ||
| P/S | 4.04 | ||
| P/FCF | 9.31 | ||
| P/OCF | 9.19 | ||
| P/B | 1.61 | ||
| P/tB | 1.79 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.77
EY10.13%
EPS(NY)2.4
Fwd EY8.77%
FCF(TTM)2.94
FCFY10.75%
OCF(TTM)2.98
OCFY10.88%
SpS6.77
BVpS16.98
TBVpS15.28
PEG (NY)N/A
PEG (5Y)0.82
Graham Number32.53
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.08% | ||
| ROE | 16.26% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 40.79% | ||
| GM | N/A | ||
| FCFM | 43.44% |
ROA(3y)1.03%
ROA(5y)0.87%
ROE(3y)15.08%
ROE(5y)13.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.38%
PM growth 5Y0.98%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.6 | ||
| Debt/FCF | 26.58 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 21% | ||
| Cap/Sales | 0.55% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 106.48% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC4.27%
ROIC/WACCN/A
Cap/Depr(3y)24.69%
Cap/Depr(5y)22.42%
Cap/Sales(3y)0.69%
Cap/Sales(5y)0.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.64%
EPS 3Y18.47%
EPS 5Y12.02%
EPS Q2Q%-8.15%
EPS Next Y-12.98%
EPS Next 2Y-8.18%
EPS Next 3Y-3.76%
EPS Next 5Y-5.56%
Revenue 1Y (TTM)-2.38%
Revenue growth 3Y17.04%
Revenue growth 5Y11.02%
Sales Q2Q%-19.58%
Revenue Next Year-7.38%
Revenue Next 2Y-4.15%
Revenue Next 3Y-1.51%
Revenue Next 5Y-1.85%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y129.98%
FCF growth 3Y17.83%
FCF growth 5Y16.33%
OCF growth 1Y130.53%
OCF growth 3Y17.82%
OCF growth 5Y16.31%
SWEDBANK AB - A SHARES / 1SWED.MI FAQ
What is the ChartMill fundamental rating of SWEDBANK AB - A SHARES (1SWED.MI) stock?
ChartMill assigns a fundamental rating of 3 / 10 to 1SWED.MI.
What is the valuation status for 1SWED stock?
ChartMill assigns a valuation rating of 4 / 10 to SWEDBANK AB - A SHARES (1SWED.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for SWEDBANK AB - A SHARES?
SWEDBANK AB - A SHARES (1SWED.MI) has a profitability rating of 4 / 10.
What is the earnings growth outlook for SWEDBANK AB - A SHARES?
The Earnings per Share (EPS) of SWEDBANK AB - A SHARES (1SWED.MI) is expected to decline by -12.98% in the next year.
Can you provide the dividend sustainability for 1SWED stock?
The dividend rating of SWEDBANK AB - A SHARES (1SWED.MI) is 6 / 10 and the dividend payout ratio is 71.89%.