Logo image of 1QTCO.MI

QT GROUP OYJ (1QTCO.MI) Stock Fundamental Analysis

BIT:1QTCO - FI4000198031 - Common Stock

47.1 EUR
+47.1 (+Infinity%)
Last: 8/20/2025, 7:00:00 PM
Fundamental Rating

7

We assign a fundamental rating of 7 out of 10 to 1QTCO. 1QTCO was compared to 108 industry peers in the Software industry. 1QTCO has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. 1QTCO is not overvalued while it is showing excellent growth. This is an interesting combination. These ratings could make 1QTCO a good candidate for growth and quality investing.


Dividend Valuation Growth Profitability Health

9

1. Profitability

1.1 Basic Checks

1QTCO had positive earnings in the past year.
In the past year 1QTCO had a positive cash flow from operations.
1QTCO had positive earnings in each of the past 5 years.
1QTCO had a positive operating cash flow in 4 of the past 5 years.
1QTCO.MI Yearly Net Income VS EBIT VS OCF VS FCF1QTCO.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M

1.2 Ratios

1QTCO has a Return On Assets of 19.42%. This is amongst the best in the industry. 1QTCO outperforms 94.44% of its industry peers.
1QTCO has a Return On Equity of 25.32%. This is amongst the best in the industry. 1QTCO outperforms 86.11% of its industry peers.
1QTCO has a better Return On Invested Capital (20.57%) than 88.89% of its industry peers.
1QTCO had an Average Return On Invested Capital over the past 3 years of 23.15%. This is significantly above the industry average of 12.57%.
Industry RankSector Rank
ROA 19.42%
ROE 25.32%
ROIC 20.57%
ROA(3y)20.14%
ROA(5y)20.09%
ROE(3y)33.55%
ROE(5y)37.41%
ROIC(3y)23.15%
ROIC(5y)27.66%
1QTCO.MI Yearly ROA, ROE, ROIC1QTCO.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40

1.3 Margins

1QTCO's Profit Margin of 22.97% is amongst the best of the industry. 1QTCO outperforms 83.33% of its industry peers.
1QTCO's Profit Margin has improved in the last couple of years.
1QTCO has a better Operating Margin (25.71%) than 85.19% of its industry peers.
1QTCO's Operating Margin has improved in the last couple of years.
The Gross Margin of 1QTCO (97.57%) is better than 97.22% of its industry peers.
In the last couple of years the Gross Margin of 1QTCO has remained more or less at the same level.
Industry RankSector Rank
OM 25.71%
PM (TTM) 22.97%
GM 97.57%
OM growth 3Y8.3%
OM growth 5Y140.55%
PM growth 3Y14.01%
PM growth 5YN/A
GM growth 3Y2.4%
GM growth 5Y1.28%
1QTCO.MI Yearly Profit, Operating, Gross Margins1QTCO.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

9

2. Health

2.1 Basic Checks

1QTCO has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
1QTCO has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, 1QTCO has more shares outstanding
The debt/assets ratio for 1QTCO has been reduced compared to a year ago.
1QTCO.MI Yearly Shares Outstanding1QTCO.MI Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
1QTCO.MI Yearly Total Debt VS Total Assets1QTCO.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

1QTCO has an Altman-Z score of 15.45. This indicates that 1QTCO is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 15.45, 1QTCO belongs to the top of the industry, outperforming 93.52% of the companies in the same industry.
The Debt to FCF ratio of 1QTCO is 0.14, which is an excellent value as it means it would take 1QTCO, only 0.14 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of 1QTCO (0.14) is better than 96.30% of its industry peers.
1QTCO has a Debt/Equity ratio of 0.02. This is a healthy value indicating a solid balance between debt and equity.
1QTCO has a better Debt to Equity ratio (0.02) than 88.89% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF 0.14
Altman-Z 15.45
ROIC/WACC2.48
WACC8.29%
1QTCO.MI Yearly LT Debt VS Equity VS FCF1QTCO.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

A Current Ratio of 4.13 indicates that 1QTCO has no problem at all paying its short term obligations.
With an excellent Current ratio value of 4.13, 1QTCO belongs to the best of the industry, outperforming 87.04% of the companies in the same industry.
A Quick Ratio of 4.13 indicates that 1QTCO has no problem at all paying its short term obligations.
1QTCO's Quick ratio of 4.13 is amongst the best of the industry. 1QTCO outperforms 87.04% of its industry peers.
Industry RankSector Rank
Current Ratio 4.13
Quick Ratio 4.13
1QTCO.MI Yearly Current Assets VS Current Liabilites1QTCO.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M

7

3. Growth

3.1 Past

1QTCO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.20%, which is quite good.
Measured over the past years, 1QTCO shows a very strong growth in Earnings Per Share. The EPS has been growing by 36.94% on average per year.
The Revenue has been growing slightly by 6.85% in the past year.
1QTCO shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 29.07% yearly.
EPS 1Y (TTM)9.2%
EPS 3Y36.94%
EPS 5YN/A
EPS Q2Q%-49.06%
Revenue 1Y (TTM)6.85%
Revenue growth 3Y19.95%
Revenue growth 5Y29.07%
Sales Q2Q%-3.95%

3.2 Future

The Earnings Per Share is expected to grow by 11.71% on average over the next years. This is quite good.
Based on estimates for the next years, 1QTCO will show a quite strong growth in Revenue. The Revenue will grow by 19.94% on average per year.
EPS Next Y-9.19%
EPS Next 2Y8.33%
EPS Next 3Y14.02%
EPS Next 5Y11.71%
Revenue Next Year14.02%
Revenue Next 2Y12.71%
Revenue Next 3Y13.4%
Revenue Next 5Y19.94%

3.3 Evolution

Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
1QTCO.MI Yearly Revenue VS Estimates1QTCO.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 200M 400M 600M
1QTCO.MI Yearly EPS VS Estimates1QTCO.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1 2 3

5

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 24.79 indicates a rather expensive valuation of 1QTCO.
Based on the Price/Earnings ratio, 1QTCO is valued a bit cheaper than 79.63% of the companies in the same industry.
When comparing the Price/Earnings ratio of 1QTCO to the average of the S&P500 Index (27.06), we can say 1QTCO is valued inline with the index average.
1QTCO is valuated rather expensively with a Price/Forward Earnings ratio of 17.76.
Based on the Price/Forward Earnings ratio, 1QTCO is valued cheaper than 81.48% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.69. 1QTCO is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 24.79
Fwd PE 17.76
1QTCO.MI Price Earnings VS Forward Price Earnings1QTCO.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

64.81% of the companies in the same industry are more expensive than 1QTCO, based on the Enterprise Value to EBITDA ratio.
76.85% of the companies in the same industry are more expensive than 1QTCO, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 22.18
EV/EBITDA 17.05
1QTCO.MI Per share data1QTCO.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

1QTCO has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as 1QTCO's earnings are expected to grow with 14.02% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y8.33%
EPS Next 3Y14.02%

0

5. Dividend

5.1 Amount

No dividends for 1QTCO!.
Industry RankSector Rank
Dividend Yield N/A

QT GROUP OYJ

BIT:1QTCO (8/20/2025, 7:00:00 PM)

47.1

+47.1 (+Infinity%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)08-06 2025-08-06/bmo
Earnings (Next)10-30 2025-10-30
Inst Owners47.48%
Inst Owner ChangeN/A
Ins Owners9.17%
Ins Owner ChangeN/A
Market Cap1.20B
Analysts88.33
Price Target72.55 (54.03%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-46.41%
Min EPS beat(2)-48.9%
Max EPS beat(2)-43.93%
EPS beat(4)1
Avg EPS beat(4)-22.32%
Min EPS beat(4)-48.9%
Max EPS beat(4)17.02%
EPS beat(8)3
Avg EPS beat(8)-9.03%
EPS beat(12)5
Avg EPS beat(12)-6.68%
EPS beat(16)6
Avg EPS beat(16)-7.1%
Revenue beat(2)0
Avg Revenue beat(2)-12.25%
Min Revenue beat(2)-13.74%
Max Revenue beat(2)-10.75%
Revenue beat(4)0
Avg Revenue beat(4)-10.49%
Min Revenue beat(4)-14.75%
Max Revenue beat(4)-2.69%
Revenue beat(8)0
Avg Revenue beat(8)-8.55%
Revenue beat(12)1
Avg Revenue beat(12)-7.35%
Revenue beat(16)1
Avg Revenue beat(16)-7.47%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 24.79
Fwd PE 17.76
P/S 5.74
P/FCF 22.18
P/OCF 21.82
P/B 6.32
P/tB 10.88
EV/EBITDA 17.05
EPS(TTM)1.9
EY4.03%
EPS(NY)2.65
Fwd EY5.63%
FCF(TTM)2.12
FCFY4.51%
OCF(TTM)2.16
OCFY4.58%
SpS8.21
BVpS7.45
TBVpS4.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 19.42%
ROE 25.32%
ROCE 25.63%
ROIC 20.57%
ROICexc 36.51%
ROICexgc 111.42%
OM 25.71%
PM (TTM) 22.97%
GM 97.57%
FCFM 25.86%
ROA(3y)20.14%
ROA(5y)20.09%
ROE(3y)33.55%
ROE(5y)37.41%
ROIC(3y)23.15%
ROIC(5y)27.66%
ROICexc(3y)29.73%
ROICexc(5y)47.75%
ROICexgc(3y)94.28%
ROICexgc(5y)246.61%
ROCE(3y)29.88%
ROCE(5y)36.75%
ROICexcg growth 3Y-21.68%
ROICexcg growth 5YN/A
ROICexc growth 3Y1.16%
ROICexc growth 5Y83.73%
OM growth 3Y8.3%
OM growth 5Y140.55%
PM growth 3Y14.01%
PM growth 5YN/A
GM growth 3Y2.4%
GM growth 5Y1.28%
F-Score4
Asset Turnover0.85
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF 0.14
Debt/EBITDA 0.07
Cap/Depr 7.65%
Cap/Sales 0.43%
Interest Coverage 205.96
Cash Conversion 84.04%
Profit Quality 112.61%
Current Ratio 4.13
Quick Ratio 4.13
Altman-Z 15.45
F-Score4
WACC8.29%
ROIC/WACC2.48
Cap/Depr(3y)10.79%
Cap/Depr(5y)16.15%
Cap/Sales(3y)0.6%
Cap/Sales(5y)0.69%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.2%
EPS 3Y36.94%
EPS 5YN/A
EPS Q2Q%-49.06%
EPS Next Y-9.19%
EPS Next 2Y8.33%
EPS Next 3Y14.02%
EPS Next 5Y11.71%
Revenue 1Y (TTM)6.85%
Revenue growth 3Y19.95%
Revenue growth 5Y29.07%
Sales Q2Q%-3.95%
Revenue Next Year14.02%
Revenue Next 2Y12.71%
Revenue Next 3Y13.4%
Revenue Next 5Y19.94%
EBIT growth 1Y-4.93%
EBIT growth 3Y29.91%
EBIT growth 5Y210.47%
EBIT Next Year21.21%
EBIT Next 3Y23.54%
EBIT Next 5Y16%
FCF growth 1Y127.86%
FCF growth 3Y51.67%
FCF growth 5Y56.15%
OCF growth 1Y123.13%
OCF growth 3Y49.58%
OCF growth 5Y54.43%