Logo image of 1EG.MI

EVEREST GROUP LTD (1EG.MI) Stock Fundamental Analysis

BIT:1EG - Euronext Milan - BMG3223R1088 - Common Stock - Currency: EUR

284.1  +284.1 (+Infinity%)

Fundamental Rating

4

Overall 1EG gets a fundamental rating of 4 out of 10. We evaluated 1EG against 38 industry peers in the Insurance industry. 1EG scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. A decent growth rate in combination with a cheap valuation! Better keep an eye on 1EG.


Dividend Valuation Growth Profitability Health

Quickly go to:

3

1. Profitability

1.1 Basic Checks

1EG had positive earnings in the past year.
In the past year 1EG had a positive cash flow from operations.
1EG had positive earnings in each of the past 5 years.
Each year in the past 5 years 1EG had a positive operating cash flow.
1EG.MI Yearly Net Income VS EBIT VS OCF VS FCF1EG.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

1.2 Ratios

The Return On Assets of 1EG (1.32%) is better than 66.67% of its industry peers.
With a Return On Equity value of 5.31%, 1EG is not doing good in the industry: 79.49% of the companies in the same industry are doing better.
1EG has a Return On Invested Capital of 1.28%. This is comparable to the rest of the industry: 1EG outperforms 56.41% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1EG is in line with the industry average of 2.19%.
Industry RankSector Rank
ROA 1.32%
ROE 5.31%
ROIC 1.28%
ROA(3y)2.97%
ROA(5y)2.81%
ROE(3y)11.87%
ROE(5y)10.85%
ROIC(3y)2.62%
ROIC(5y)2.74%
1EG.MI Yearly ROA, ROE, ROIC1EG.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

1EG's Profit Margin of 4.52% is on the low side compared to the rest of the industry. 1EG is outperformed by 76.92% of its industry peers.
In the last couple of years the Profit Margin of 1EG has declined.
Looking at the Operating Margin, with a value of 5.85%, 1EG is doing worse than 74.36% of the companies in the same industry.
1EG's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 5.85%
PM (TTM) 4.52%
GM N/A
OM growth 3Y-11.27%
OM growth 5Y-7.38%
PM growth 3Y-11.84%
PM growth 5Y-8.26%
GM growth 3YN/A
GM growth 5YN/A
1EG.MI Yearly Profit, Operating, Gross Margins1EG.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

More info and screens

4

2. Health

2.1 Basic Checks

The number of shares outstanding for 1EG has been reduced compared to 1 year ago.
The number of shares outstanding for 1EG has been increased compared to 5 years ago.
Compared to 1 year ago, 1EG has an improved debt to assets ratio.
1EG.MI Yearly Shares Outstanding1EG.MI Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
1EG.MI Yearly Total Debt VS Total Assets1EG.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

The Debt to FCF ratio of 1EG is 0.79, which is an excellent value as it means it would take 1EG, only 0.79 years of fcf income to pay off all of its debts.
1EG has a better Debt to FCF ratio (0.79) than 92.31% of its industry peers.
A Debt/Equity ratio of 0.24 indicates that 1EG is not too dependend on debt financing.
1EG has a Debt to Equity ratio of 0.24. This is amongst the best in the industry. 1EG outperforms 84.62% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 0.79
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
1EG.MI Yearly LT Debt VS Equity VS FCF1EG.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1EG.MI Yearly Current Assets VS Current Liabilites1EG.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

More info and screens

5

3. Growth

3.1 Past

The earnings per share for 1EG have decreased strongly by -66.14% in the last year.
Measured over the past 5 years, 1EG shows a small growth in Earnings Per Share. The EPS has been growing by 6.61% on average per year.
1EG shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.20%.
1EG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 15.93% yearly.
EPS 1Y (TTM)-66.14%
EPS 3Y0.57%
EPS 5Y6.61%
EPS Q2Q%3.03%
Revenue 1Y (TTM)10.2%
Revenue growth 3Y13.35%
Revenue growth 5Y15.93%
Sales Q2Q%-5.69%

3.2 Future

1EG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 34.72% yearly.
1EG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.73% yearly.
EPS Next Y60.93%
EPS Next 2Y46.67%
EPS Next 3Y34.72%
EPS Next 5YN/A
Revenue Next Year3.07%
Revenue Next 2Y4.55%
Revenue Next 3Y4.73%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
1EG.MI Yearly Revenue VS Estimates1EG.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5B 10B 15B
1EG.MI Yearly EPS VS Estimates1EG.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20 40 60

More info and screens

7

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 16.52 indicates a correct valuation of 1EG.
1EG's Price/Earnings ratio is in line with the industry average.
1EG's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.51.
1EG is valuated cheaply with a Price/Forward Earnings ratio of 5.23.
1EG's Price/Forward Earnings ratio is rather cheap when compared to the industry. 1EG is cheaper than 100.00% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of 1EG to the average of the S&P500 Index (34.09), we can say 1EG is valued rather cheaply.
Industry RankSector Rank
PE 16.52
Fwd PE 5.23
1EG.MI Price Earnings VS Forward Price Earnings1EG.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1EG indicates a rather cheap valuation: 1EG is cheaper than 100.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 3.11
EV/EBITDA N/A
1EG.MI Per share data1EG.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as 1EG's earnings are expected to grow with 34.72% in the coming years.
PEG (NY)0.27
PEG (5Y)2.5
EPS Next 2Y46.67%
EPS Next 3Y34.72%

More info and screens

4

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 2.44%, 1EG has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 4.28, 1EG is paying slightly less dividend.
1EG's Dividend Yield is comparable with the S&P500 average which is at 2.40.
Industry RankSector Rank
Dividend Yield 2.44%

5.2 History

On average, the dividend of 1EG grows each year by 6.23%, which is quite nice.
Dividend Growth(5Y)6.23%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

42.61% of the earnings are spent on dividend by 1EG. This is a bit on the high side, but may be sustainable.
The dividend of 1EG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP42.61%
EPS Next 2Y46.67%
EPS Next 3Y34.72%
1EG.MI Yearly Income VS Free CF VS Dividend1EG.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B
1EG.MI Dividend Payout.1EG.MI Dividend Payout, showing the Payout Ratio.1EG.MI Dividend Payout.PayoutRetained Earnings

More info and screens

EVEREST GROUP LTD

BIT:1EG (8/6/2025, 7:00:00 PM)

284.1

+284.1 (+Infinity%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)07-30 2025-07-30/amc
Earnings (Next)10-28 2025-10-28/amc
Inst Owners96.91%
Inst Owner ChangeN/A
Ins Owners1.41%
Ins Owner ChangeN/A
Market Cap12.08B
Analysts80
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.44%
Yearly Dividend6.64
Dividend Growth(5Y)6.23%
DP42.61%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.65%
Min EPS beat(2)-17.8%
Max EPS beat(2)12.5%
EPS beat(4)2
Avg EPS beat(4)-0.16%
Min EPS beat(4)-17.8%
Max EPS beat(4)19.15%
EPS beat(8)3
Avg EPS beat(8)0.63%
EPS beat(12)6
Avg EPS beat(12)4.04%
EPS beat(16)8
Avg EPS beat(16)3.06%
Revenue beat(2)1
Avg Revenue beat(2)-2.07%
Min Revenue beat(2)-4.77%
Max Revenue beat(2)0.63%
Revenue beat(4)3
Avg Revenue beat(4)3.1%
Min Revenue beat(4)-4.77%
Max Revenue beat(4)14.65%
Revenue beat(8)6
Avg Revenue beat(8)2.7%
Revenue beat(12)9
Avg Revenue beat(12)2.22%
Revenue beat(16)12
Avg Revenue beat(16)2.92%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 16.52
Fwd PE 5.23
P/S 0.8
P/FCF 3.11
P/OCF 3.11
P/B 0.94
P/tB 0.94
EV/EBITDA N/A
EPS(TTM)17.2
EY6.05%
EPS(NY)54.29
Fwd EY19.11%
FCF(TTM)91.3
FCFY32.14%
OCF(TTM)91.3
OCFY32.14%
SpS356.59
BVpS303.18
TBVpS303.18
PEG (NY)0.27
PEG (5Y)2.5
Profitability
Industry RankSector Rank
ROA 1.32%
ROE 5.31%
ROCE 1.71%
ROIC 1.28%
ROICexc 1.32%
ROICexgc 1.52%
OM 5.85%
PM (TTM) 4.52%
GM N/A
FCFM 25.6%
ROA(3y)2.97%
ROA(5y)2.81%
ROE(3y)11.87%
ROE(5y)10.85%
ROIC(3y)2.62%
ROIC(5y)2.74%
ROICexc(3y)2.7%
ROICexc(5y)2.82%
ROICexgc(3y)3.07%
ROICexgc(5y)3.2%
ROCE(3y)3.49%
ROCE(5y)3.65%
ROICexcg growth 3Y-11.77%
ROICexcg growth 5Y-7.25%
ROICexc growth 3Y-12%
ROICexc growth 5Y-7.2%
OM growth 3Y-11.27%
OM growth 5Y-7.38%
PM growth 3Y-11.84%
PM growth 5Y-8.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.29
Health
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 0.79
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 6.99
Cash Conversion N/A
Profit Quality 566.79%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)391.86%
Profit Quality(5y)404.58%
High Growth Momentum
Growth
EPS 1Y (TTM)-66.14%
EPS 3Y0.57%
EPS 5Y6.61%
EPS Q2Q%3.03%
EPS Next Y60.93%
EPS Next 2Y46.67%
EPS Next 3Y34.72%
EPS Next 5YN/A
Revenue 1Y (TTM)10.2%
Revenue growth 3Y13.35%
Revenue growth 5Y15.93%
Sales Q2Q%-5.69%
Revenue Next Year3.07%
Revenue Next 2Y4.55%
Revenue Next 3Y4.73%
Revenue Next 5YN/A
EBIT growth 1Y-63.39%
EBIT growth 3Y0.57%
EBIT growth 5Y7.37%
EBIT Next Year18.53%
EBIT Next 3Y21.23%
EBIT Next 5YN/A
FCF growth 1Y5.38%
FCF growth 3Y8.95%
FCF growth 5Y21.76%
OCF growth 1Y5.38%
OCF growth 3Y8.95%
OCF growth 5Y21.76%