EURONET WORLDWIDE INC (1EEFT.MI) Stock Fundamental Analysis
Europe - BIT:1EEFT - US2987361092 - Common Stock
75 EUR
+75 (+Infinity%)
We assign a fundamental rating of 6 out of 10 to 1EEFT. 1EEFT was compared to 51 industry peers in the Financial Services industry. 1EEFT has an average financial health and profitability rating. 1EEFT scores decently on growth, while it is valued quite cheap. This could make an interesting combination. This makes 1EEFT very considerable for value investing!
1. Profitability
1.1 Basic Checks
In the past year 1EEFT was profitable.
In the past year 1EEFT had a positive cash flow from operations.
1EEFT had positive earnings in 4 of the past 5 years.
1EEFT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
1EEFT has a Return On Assets of 5.08%. This is in the better half of the industry: 1EEFT outperforms 74.51% of its industry peers.
With an excellent Return On Equity value of 24.61%, 1EEFT belongs to the best of the industry, outperforming 90.20% of the companies in the same industry.
1EEFT's Return On Invested Capital of 14.19% is amongst the best of the industry. 1EEFT outperforms 90.20% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 1EEFT is in line with the industry average of 10.03%.
The last Return On Invested Capital (14.19%) for 1EEFT is above the 3 year average (10.46%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.08% | ||
| ROE | 24.61% | ||
| ROIC | 14.19% |
ROA(3y)4.75%
ROA(5y)3.14%
ROE(3y)21.95%
ROE(5y)14.25%
ROIC(3y)10.46%
ROIC(5y)8.03%
1.3 Margins
1EEFT has a Profit Margin of 8.04%. This is comparable to the rest of the industry: 1EEFT outperforms 56.86% of its industry peers.
In the last couple of years the Profit Margin of 1EEFT has declined.
1EEFT has a Operating Margin of 13.02%. This is comparable to the rest of the industry: 1EEFT outperforms 58.82% of its industry peers.
1EEFT's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 40.62%, 1EEFT perfoms like the industry average, outperforming 49.02% of the companies in the same industry.
In the last couple of years the Gross Margin of 1EEFT has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.02% | ||
| PM (TTM) | 8.04% | ||
| GM | 40.62% |
OM growth 3Y19.28%
OM growth 5Y-6.1%
PM growth 3Y48.12%
PM growth 5Y-9.46%
GM growth 3Y3.14%
GM growth 5Y-1.56%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1EEFT is creating value.
The number of shares outstanding for 1EEFT has been reduced compared to 1 year ago.
Compared to 5 years ago, 1EEFT has less shares outstanding
The debt/assets ratio for 1EEFT is higher compared to a year ago.
2.2 Solvency
1EEFT has an Altman-Z score of 1.85. This is not the best score and indicates that 1EEFT is in the grey zone with still only limited risk for bankruptcy at the moment.
1EEFT's Altman-Z score of 1.85 is in line compared to the rest of the industry. 1EEFT outperforms 54.90% of its industry peers.
1EEFT has a debt to FCF ratio of 4.26. This is a neutral value as 1EEFT would need 4.26 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.26, 1EEFT is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
A Debt/Equity ratio of 0.74 indicates that 1EEFT is somewhat dependend on debt financing.
1EEFT has a worse Debt to Equity ratio (0.74) than 62.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | 4.26 | ||
| Altman-Z | 1.85 |
ROIC/WACC2.22
WACC6.38%
2.3 Liquidity
1EEFT has a Current Ratio of 1.15. This is a normal value and indicates that 1EEFT is financially healthy and should not expect problems in meeting its short term obligations.
1EEFT has a worse Current ratio (1.15) than 60.78% of its industry peers.
1EEFT has a Quick Ratio of 1.15. This is a normal value and indicates that 1EEFT is financially healthy and should not expect problems in meeting its short term obligations.
1EEFT has a Quick ratio (1.15) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 8.24% over the past year.
1EEFT shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.27% yearly.
1EEFT shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.71%.
1EEFT shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.73% yearly.
EPS 1Y (TTM)8.24%
EPS 3Y32.91%
EPS 5Y4.27%
EPS Q2Q%13.78%
Revenue 1Y (TTM)8.71%
Revenue growth 3Y10.03%
Revenue growth 5Y7.73%
Sales Q2Q%8.93%
3.2 Future
Based on estimates for the next years, 1EEFT will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.73% on average per year.
1EEFT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.31% yearly.
EPS Next Y15.88%
EPS Next 2Y15.17%
EPS Next 3Y13.73%
EPS Next 5YN/A
Revenue Next Year8.66%
Revenue Next 2Y8.34%
Revenue Next 3Y8.31%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.89, which indicates a very decent valuation of 1EEFT.
80.39% of the companies in the same industry are more expensive than 1EEFT, based on the Price/Earnings ratio.
1EEFT's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.89.
A Price/Forward Earnings ratio of 7.60 indicates a rather cheap valuation of 1EEFT.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1EEFT indicates a rather cheap valuation: 1EEFT is cheaper than 84.31% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.99. 1EEFT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.89 | ||
| Fwd PE | 7.6 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, 1EEFT is valued a bit cheaper than the industry average as 74.51% of the companies are valued more expensively.
80.39% of the companies in the same industry are more expensive than 1EEFT, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.04 | ||
| EV/EBITDA | 5.41 |
4.3 Compensation for Growth
1EEFT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of 1EEFT may justify a higher PE ratio.
1EEFT's earnings are expected to grow with 13.73% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.62
PEG (5Y)2.32
EPS Next 2Y15.17%
EPS Next 3Y13.73%
5. Dividend
5.1 Amount
No dividends for 1EEFT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:1EEFT (10/20/2025, 7:00:00 PM)
75
+75 (+Infinity%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners102.22%
Inst Owner ChangeN/A
Ins Owners6.8%
Ins Owner ChangeN/A
Market Cap2.98B
Revenue(TTM)4.14B
Net Income(TTM)332.70M
Analysts83.75
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.27%
Min EPS beat(2)-5.67%
Max EPS beat(2)5.13%
EPS beat(4)1
Avg EPS beat(4)-1.5%
Min EPS beat(4)-5.67%
Max EPS beat(4)5.13%
EPS beat(8)3
Avg EPS beat(8)1.94%
EPS beat(12)5
Avg EPS beat(12)2.6%
EPS beat(16)7
Avg EPS beat(16)2.28%
Revenue beat(2)0
Avg Revenue beat(2)-1.95%
Min Revenue beat(2)-2.25%
Max Revenue beat(2)-1.65%
Revenue beat(4)1
Avg Revenue beat(4)-1.36%
Min Revenue beat(4)-2.25%
Max Revenue beat(4)0.21%
Revenue beat(8)2
Avg Revenue beat(8)-1.32%
Revenue beat(12)3
Avg Revenue beat(12)-1.45%
Revenue beat(16)5
Avg Revenue beat(16)-1.14%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.89 | ||
| Fwd PE | 7.6 | ||
| P/S | 0.84 | ||
| P/FCF | 6.04 | ||
| P/OCF | 4.9 | ||
| P/B | 2.56 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.41 |
EPS(TTM)7.58
EY10.11%
EPS(NY)9.87
Fwd EY13.16%
FCF(TTM)12.42
FCFY16.56%
OCF(TTM)15.31
OCFY20.41%
SpS89.77
BVpS29.34
TBVpS-1.35
PEG (NY)0.62
PEG (5Y)2.32
Graham Number70.73
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.08% | ||
| ROE | 24.61% | ||
| ROCE | 20.56% | ||
| ROIC | 14.19% | ||
| ROICexc | 105.33% | ||
| ROICexgc | N/A | ||
| OM | 13.02% | ||
| PM (TTM) | 8.04% | ||
| GM | 40.62% | ||
| FCFM | 13.84% |
ROA(3y)4.75%
ROA(5y)3.14%
ROE(3y)21.95%
ROE(5y)14.25%
ROIC(3y)10.46%
ROIC(5y)8.03%
ROICexc(3y)49.68%
ROICexc(5y)34.34%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)15.16%
ROCE(5y)11.63%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y97.6%
ROICexc growth 5Y39.18%
OM growth 3Y19.28%
OM growth 5Y-6.1%
PM growth 3Y48.12%
PM growth 5Y-9.46%
GM growth 3Y3.14%
GM growth 5Y-1.56%
F-Score8
Asset Turnover0.63
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | 4.26 | ||
| Debt/EBITDA | 1.5 | ||
| Cap/Depr | 101.14% | ||
| Cap/Sales | 3.21% | ||
| Interest Coverage | 6.56 | ||
| Cash Conversion | 105.24% | ||
| Profit Quality | 172.02% | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 1.85 |
F-Score8
WACC6.38%
ROIC/WACC2.22
Cap/Depr(3y)86.76%
Cap/Depr(5y)83.38%
Cap/Sales(3y)3.15%
Cap/Sales(5y)3.41%
Profit Quality(3y)221.59%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.24%
EPS 3Y32.91%
EPS 5Y4.27%
EPS Q2Q%13.78%
EPS Next Y15.88%
EPS Next 2Y15.17%
EPS Next 3Y13.73%
EPS Next 5YN/A
Revenue 1Y (TTM)8.71%
Revenue growth 3Y10.03%
Revenue growth 5Y7.73%
Sales Q2Q%8.93%
Revenue Next Year8.66%
Revenue Next 2Y8.34%
Revenue Next 3Y8.31%
Revenue Next 5YN/A
EBIT growth 1Y16.43%
EBIT growth 3Y31.24%
EBIT growth 5Y1.15%
EBIT Next Year52.67%
EBIT Next 3Y22.43%
EBIT Next 5YN/A
FCF growth 1Y-16.68%
FCF growth 3Y25.15%
FCF growth 5Y10.43%
OCF growth 1Y-10.48%
OCF growth 3Y21.7%
OCF growth 5Y7.75%
EURONET WORLDWIDE INC / 1EEFT.MI FAQ
What is the ChartMill fundamental rating of EURONET WORLDWIDE INC (1EEFT.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1EEFT.MI.
Can you provide the valuation status for EURONET WORLDWIDE INC?
ChartMill assigns a valuation rating of 9 / 10 to EURONET WORLDWIDE INC (1EEFT.MI). This can be considered as Undervalued.
Can you provide the profitability details for EURONET WORLDWIDE INC?
EURONET WORLDWIDE INC (1EEFT.MI) has a profitability rating of 6 / 10.
What is the valuation of EURONET WORLDWIDE INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for EURONET WORLDWIDE INC (1EEFT.MI) is 9.89 and the Price/Book (PB) ratio is 2.56.