APPFOLIO INC - A (1APPF.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1APPF - US03783C1009 - Common Stock
201.8 EUR
-12.6 (-5.88%)
1APPF gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 125 industry peers in the Software industry. 1APPF gets an excellent profitability rating and is at the same time showing great financial health properties. 1APPF shows excellent growth, but is valued quite expensive already. These ratings would make 1APPF suitable for growth and quality investing!
1. Profitability
1.1 Basic Checks
1APPF had positive earnings in the past year.
In the past year 1APPF had a positive cash flow from operations.
Of the past 5 years 1APPF 4 years were profitable.
1APPF had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
1APPF has a better Return On Assets (31.81%) than 97.14% of its industry peers.
1APPF has a Return On Equity of 40.84%. This is amongst the best in the industry. 1APPF outperforms 90.48% of its industry peers.
With an excellent Return On Invested Capital value of 18.37%, 1APPF belongs to the best of the industry, outperforming 87.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.81% | ||
| ROE | 40.84% | ||
| ROIC | 18.37% |
ROA(3y)5.12%
ROA(5y)11.25%
ROE(3y)4.85%
ROE(5y)14.06%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
1APPF has a Profit Margin of 22.48%. This is in the better half of the industry: 1APPF outperforms 80.00% of its industry peers.
In the last couple of years the Profit Margin of 1APPF has grown nicely.
Looking at the Operating Margin, with a value of 14.60%, 1APPF is in the better half of the industry, outperforming 65.71% of the companies in the same industry.
1APPF's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 63.48%, 1APPF is doing worse than 61.90% of the companies in the same industry.
In the last couple of years the Gross Margin of 1APPF has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.6% | ||
| PM (TTM) | 22.48% | ||
| GM | 63.48% |
OM growth 3YN/A
OM growth 5Y41.53%
PM growth 3Y351.99%
PM growth 5Y12.62%
GM growth 3Y2.47%
GM growth 5Y1.35%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so 1APPF is still creating some value.
Compared to 1 year ago, 1APPF has more shares outstanding
Compared to 5 years ago, 1APPF has more shares outstanding
There is no outstanding debt for 1APPF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 39.42 indicates that 1APPF is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 39.42, 1APPF belongs to the best of the industry, outperforming 97.14% of the companies in the same industry.
1APPF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 39.42 |
ROIC/WACC1.66
WACC11.09%
2.3 Liquidity
A Current Ratio of 3.01 indicates that 1APPF has no problem at all paying its short term obligations.
1APPF has a better Current ratio (3.01) than 82.86% of its industry peers.
A Quick Ratio of 3.01 indicates that 1APPF has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 3.01, 1APPF belongs to the best of the industry, outperforming 83.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.01 | ||
| Quick Ratio | 3.01 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.80% over the past year.
The Earnings Per Share has been growing by 59.90% on average over the past years. This is a very strong growth
Looking at the last year, 1APPF shows a quite strong growth in Revenue. The Revenue has grown by 18.88% in the last year.
1APPF shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.41% yearly.
EPS 1Y (TTM)10.8%
EPS 3Y426.96%
EPS 5Y59.9%
EPS Q2Q%1.55%
Revenue 1Y (TTM)18.88%
Revenue growth 3Y30.25%
Revenue growth 5Y25.41%
Sales Q2Q%21.2%
3.2 Future
The Earnings Per Share is expected to grow by 23.21% on average over the next years. This is a very strong growth
Based on estimates for the next years, 1APPF will show a quite strong growth in Revenue. The Revenue will grow by 18.81% on average per year.
EPS Next Y19.8%
EPS Next 2Y21.99%
EPS Next 3Y23.21%
EPS Next 5YN/A
Revenue Next Year20.18%
Revenue Next 2Y19.38%
Revenue Next 3Y18.81%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 49.22, which means the current valuation is very expensive for 1APPF.
The rest of the industry has a similar Price/Earnings ratio as 1APPF.
1APPF's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.19.
1APPF is valuated quite expensively with a Price/Forward Earnings ratio of 36.30.
1APPF's Price/Forward Earnings is on the same level as the industry average.
1APPF is valuated expensively when we compare the Price/Forward Earnings ratio to 23.92, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.22 | ||
| Fwd PE | 36.3 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, 1APPF is valued a bit more expensive than 61.90% of the companies in the same industry.
1APPF's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.91 | ||
| EV/EBITDA | 53.45 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1APPF does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of 1APPF may justify a higher PE ratio.
A more expensive valuation may be justified as 1APPF's earnings are expected to grow with 23.21% in the coming years.
PEG (NY)2.49
PEG (5Y)0.82
EPS Next 2Y21.99%
EPS Next 3Y23.21%
5. Dividend
5.1 Amount
1APPF does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
BIT:1APPF (12/22/2025, 7:00:00 PM)
201.8
-12.6 (-5.88%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners88.38%
Inst Owner ChangeN/A
Ins Owners2.47%
Ins Owner ChangeN/A
Market Cap7.25B
Revenue(TTM)906.29M
Net Income(TTM)203.74M
Analysts83.08
Price Target277.72 (37.62%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-11.52%
Max EPS beat(2)5.42%
EPS beat(4)1
Avg EPS beat(4)-3.37%
Min EPS beat(4)-11.52%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)7.42%
EPS beat(12)9
Avg EPS beat(12)27.86%
EPS beat(16)11
Avg EPS beat(16)-115.31%
Revenue beat(2)0
Avg Revenue beat(2)-0.26%
Min Revenue beat(2)-0.38%
Max Revenue beat(2)-0.15%
Revenue beat(4)0
Avg Revenue beat(4)-0.96%
Min Revenue beat(4)-3.17%
Max Revenue beat(4)-0.15%
Revenue beat(8)4
Avg Revenue beat(8)0.67%
Revenue beat(12)8
Avg Revenue beat(12)1.18%
Revenue beat(16)11
Avg Revenue beat(16)1.16%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.22 | ||
| Fwd PE | 36.3 | ||
| P/S | 9.4 | ||
| P/FCF | 40.91 | ||
| P/OCF | 39.86 | ||
| P/B | 17.07 | ||
| P/tB | 24.38 | ||
| EV/EBITDA | 53.45 |
EPS(TTM)4.1
EY2.03%
EPS(NY)5.56
Fwd EY2.76%
FCF(TTM)4.93
FCFY2.44%
OCF(TTM)5.06
OCFY2.51%
SpS21.47
BVpS11.82
TBVpS8.28
PEG (NY)2.49
PEG (5Y)0.82
Graham Number33.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.81% | ||
| ROE | 40.84% | ||
| ROCE | 24.5% | ||
| ROIC | 18.37% | ||
| ROICexc | 29.19% | ||
| ROICexgc | 52.11% | ||
| OM | 14.6% | ||
| PM (TTM) | 22.48% | ||
| GM | 63.48% | ||
| FCFM | 22.97% |
ROA(3y)5.12%
ROA(5y)11.25%
ROE(3y)4.85%
ROE(5y)14.06%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y55.49%
ROICexc growth 3YN/A
ROICexc growth 5Y60.78%
OM growth 3YN/A
OM growth 5Y41.53%
PM growth 3Y351.99%
PM growth 5Y12.62%
GM growth 3Y2.47%
GM growth 5Y1.35%
F-Score6
Asset Turnover1.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 26.25% | ||
| Cap/Sales | 0.61% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 139.4% | ||
| Profit Quality | 102.18% | ||
| Current Ratio | 3.01 | ||
| Quick Ratio | 3.01 | ||
| Altman-Z | 39.42 |
F-Score6
WACC11.09%
ROIC/WACC1.66
Cap/Depr(3y)53.87%
Cap/Depr(5y)88.52%
Cap/Sales(3y)2.55%
Cap/Sales(5y)6.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.8%
EPS 3Y426.96%
EPS 5Y59.9%
EPS Q2Q%1.55%
EPS Next Y19.8%
EPS Next 2Y21.99%
EPS Next 3Y23.21%
EPS Next 5YN/A
Revenue 1Y (TTM)18.88%
Revenue growth 3Y30.25%
Revenue growth 5Y25.41%
Sales Q2Q%21.2%
Revenue Next Year20.18%
Revenue Next 2Y19.38%
Revenue Next 3Y18.81%
Revenue Next 5YN/A
EBIT growth 1Y-8.9%
EBIT growth 3YN/A
EBIT growth 5Y77.49%
EBIT Next Year21.11%
EBIT Next 3Y23.99%
EBIT Next 5YN/A
FCF growth 1Y889.42%
FCF growth 3Y307.73%
FCF growth 5Y79.14%
OCF growth 1Y507.22%
OCF growth 3Y74.53%
OCF growth 5Y37.07%
APPFOLIO INC - A / 1APPF.MI FAQ
What is the fundamental rating for 1APPF stock?
ChartMill assigns a fundamental rating of 7 / 10 to 1APPF.MI.
What is the valuation status of APPFOLIO INC - A (1APPF.MI) stock?
ChartMill assigns a valuation rating of 2 / 10 to APPFOLIO INC - A (1APPF.MI). This can be considered as Overvalued.
How profitable is APPFOLIO INC - A (1APPF.MI) stock?
APPFOLIO INC - A (1APPF.MI) has a profitability rating of 7 / 10.
What are the PE and PB ratios of APPFOLIO INC - A (1APPF.MI) stock?
The Price/Earnings (PE) ratio for APPFOLIO INC - A (1APPF.MI) is 49.22 and the Price/Book (PB) ratio is 17.07.