URBANA CORP-NON VOTING A (URB-A.CA) Stock Fundamental Analysis

Canada Toronto Stock Exchange TSX:URB-A • CA91707P2089

8.56 CAD
-0.34 (-3.82%)
Last: Feb 10, 2026, 07:00 PM
Fundamental Rating

6

Taking everything into account, URB-A scores 6 out of 10 in our fundamental rating. URB-A was compared to 78 industry peers in the Capital Markets industry. URB-A scores excellent points on both the profitability and health parts. This is a solid base for a good stock. URB-A has a decent growth rate and is not valued too expensively. URB-A also has an excellent dividend rating. These ratings could make URB-A a good candidate for dividend investing.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year URB-A was profitable.
  • URB-A had a positive operating cash flow in the past year.
  • Each year in the past 5 years URB-A has been profitable.
  • Of the past 5 years URB-A 4 years had a positive operating cash flow.
URB-A.CA Yearly Net Income VS EBIT VS OCF VS FCFURB-A.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

1.2 Ratios

  • URB-A has a Return On Assets of 16.30%. This is amongst the best in the industry. URB-A outperforms 84.62% of its industry peers.
  • URB-A has a better Return On Equity (18.48%) than 80.77% of its industry peers.
  • With an excellent Return On Invested Capital value of 13.20%, URB-A belongs to the best of the industry, outperforming 89.74% of the companies in the same industry.
  • URB-A had an Average Return On Invested Capital over the past 3 years of 10.87%. This is in line with the industry average of 10.45%.
  • The last Return On Invested Capital (13.20%) for URB-A is above the 3 year average (10.87%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 16.3%
ROE 18.48%
ROIC 13.2%
ROA(3y)13.43%
ROA(5y)12.41%
ROE(3y)15.42%
ROE(5y)14.29%
ROIC(3y)10.87%
ROIC(5y)10.06%
URB-A.CA Yearly ROA, ROE, ROICURB-A.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 76.92%, URB-A belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
  • URB-A's Profit Margin has been stable in the last couple of years.
  • The Operating Margin of URB-A (86.35%) is better than 91.03% of its industry peers.
  • In the last couple of years the Operating Margin of URB-A has remained more or less at the same level.
  • URB-A's Gross Margin of 89.70% is amongst the best of the industry. URB-A outperforms 83.33% of its industry peers.
  • URB-A's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 86.35%
PM (TTM) 76.92%
GM 89.7%
OM growth 3Y-0.22%
OM growth 5Y-0.64%
PM growth 3Y0.09%
PM growth 5Y-0.69%
GM growth 3Y-0.3%
GM growth 5Y-0.74%
URB-A.CA Yearly Profit, Operating, Gross MarginsURB-A.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80 100

7

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, URB-A has about the same amount of shares outstanding.
  • URB-A has less shares outstanding than it did 5 years ago.
  • URB-A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
URB-A.CA Yearly Shares OutstandingURB-A.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
URB-A.CA Yearly Total Debt VS Total AssetsURB-A.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • URB-A has an Altman-Z score of 4.74. This indicates that URB-A is financially healthy and has little risk of bankruptcy at the moment.
  • URB-A has a Altman-Z score of 4.74. This is in the better half of the industry: URB-A outperforms 78.21% of its industry peers.
  • URB-A has a debt to FCF ratio of 0.65. This is a very positive value and a sign of high solvency as it would only need 0.65 years to pay back of all of its debts.
  • URB-A has a better Debt to FCF ratio (0.65) than 84.62% of its industry peers.
  • A Debt/Equity ratio of 0.04 indicates that URB-A is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.04, URB-A is doing good in the industry, outperforming 78.21% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 0.65
Altman-Z 4.74
ROIC/WACCN/A
WACCN/A
URB-A.CA Yearly LT Debt VS Equity VS FCFURB-A.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.05 indicates that URB-A may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.05, URB-A is doing worse than 93.59% of the companies in the same industry.
  • URB-A has a Quick Ratio of 0.05. This is a bad value and indicates that URB-A is not financially healthy enough and could expect problems in meeting its short term obligations.
  • URB-A has a worse Quick ratio (0.05) than 93.59% of its industry peers.
  • URB-A does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
Industry RankSector Rank
Current Ratio 0.05
Quick Ratio 0.05
URB-A.CA Yearly Current Assets VS Current LiabilitesURB-A.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 40.60% over the past year.
  • Measured over the past years, URB-A shows a quite strong growth in Earnings Per Share. The EPS has been growing by 19.24% on average per year.
  • URB-A shows a strong growth in Revenue. In the last year, the Revenue has grown by 35.99%.
  • The Revenue has been growing by 15.74% on average over the past years. This is quite good.
EPS 1Y (TTM)40.6%
EPS 3Y21.53%
EPS 5Y19.24%
EPS Q2Q%66.73%
Revenue 1Y (TTM)35.99%
Revenue growth 3Y19.16%
Revenue growth 5Y15.74%
Sales Q2Q%60.32%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
URB-A.CA Yearly Revenue VS EstimatesURB-A.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

5

4. Valuation

4.1 Price/Earnings Ratio

  • URB-A is valuated cheaply with a Price/Earnings ratio of 3.71.
  • URB-A's Price/Earnings ratio is rather cheap when compared to the industry. URB-A is cheaper than 91.03% of the companies in the same industry.
  • URB-A's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.03.
Industry RankSector Rank
PE 3.71
Fwd PE N/A
URB-A.CA Price Earnings VS Forward Price EarningsURB-A.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, URB-A is valued cheaply inside the industry as 85.90% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 12.53
EV/EBITDA N/A
URB-A.CA Per share dataURB-A.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The excellent profitability rating of URB-A may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.19
EPS Next 2YN/A
EPS Next 3YN/A

7

5. Dividend

5.1 Amount

  • URB-A has a Yearly Dividend Yield of 1.50%. Purely for dividend investing, there may be better candidates out there.
  • URB-A's Dividend Yield is a higher than the industry average which is at 1.71.
  • URB-A's Dividend Yield is comparable with the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 1.5%

5.2 History

  • The dividend of URB-A is nicely growing with an annual growth rate of 11.29%!
  • URB-A has paid a dividend for at least 10 years, which is a reliable track record.
  • URB-A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)11.29%
Div Incr Years6
Div Non Decr Years11
URB-A.CA Yearly Dividends per shareURB-A.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.05 0.1

5.3 Sustainability

  • 5.63% of the earnings are spent on dividend by URB-A. This is a low number and sustainable payout ratio.
  • The dividend of URB-A is growing, but earnings are growing more, so the dividend growth is sustainable.
DP5.63%
EPS Next 2YN/A
EPS Next 3YN/A
URB-A.CA Yearly Income VS Free CF VS DividendURB-A.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M
URB-A.CA Dividend Payout.URB-A.CA Dividend Payout, showing the Payout Ratio.URB-A.CA Dividend Payout.PayoutRetained Earnings

URBANA CORP-NON VOTING A

TSX:URB-A (2/10/2026, 7:00:00 PM)

8.56

-0.34 (-3.82%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-12
Earnings (Next)03-19
Inst Owners10.78%
Inst Owner ChangeN/A
Ins Owners57.43%
Ins Owner ChangeN/A
Market Cap354.38M
Revenue(TTM)124.29M
Net Income(TTM)95.60M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.5%
Yearly Dividend0.12
Dividend Growth(5Y)11.29%
DP5.63%
Div Incr Years6
Div Non Decr Years11
Ex-Date01-16
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 3.71
Fwd PE N/A
P/S 2.85
P/FCF 12.53
P/OCF 12.53
P/B 0.68
P/tB 0.68
EV/EBITDA N/A
EPS(TTM)2.31
EY26.99%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.68
FCFY7.98%
OCF(TTM)0.68
OCFY7.98%
SpS3
BVpS12.5
TBVpS12.5
PEG (NY)N/A
PEG (5Y)0.19
Graham Number25.49
Profitability
Industry RankSector Rank
ROA 16.3%
ROE 18.48%
ROCE 18.93%
ROIC 13.2%
ROICexc 13.21%
ROICexgc 13.21%
OM 86.35%
PM (TTM) 76.92%
GM 89.7%
FCFM 22.75%
ROA(3y)13.43%
ROA(5y)12.41%
ROE(3y)15.42%
ROE(5y)14.29%
ROIC(3y)10.87%
ROIC(5y)10.06%
ROICexc(3y)11.07%
ROICexc(5y)10.19%
ROICexgc(3y)11.07%
ROICexgc(5y)10.19%
ROCE(3y)15.88%
ROCE(5y)14.82%
ROICexgc growth 3Y5.48%
ROICexgc growth 5Y3.15%
ROICexc growth 3Y5.48%
ROICexc growth 5Y3.15%
OM growth 3Y-0.22%
OM growth 5Y-0.64%
PM growth 3Y0.09%
PM growth 5Y-0.69%
GM growth 3Y-0.3%
GM growth 5Y-0.74%
F-Score7
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 0.65
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 94.25
Cash Conversion N/A
Profit Quality 29.57%
Current Ratio 0.05
Quick Ratio 0.05
Altman-Z 4.74
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)40.6%
EPS 3Y21.53%
EPS 5Y19.24%
EPS Q2Q%66.73%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)35.99%
Revenue growth 3Y19.16%
Revenue growth 5Y15.74%
Sales Q2Q%60.32%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y42.67%
EBIT growth 3Y18.89%
EBIT growth 5Y15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1497.36%
FCF growth 3Y113.48%
FCF growth 5YN/A
OCF growth 1Y1497.36%
OCF growth 3Y113.48%
OCF growth 5YN/A

URBANA CORP-NON VOTING A / URB-A.CA FAQ

Can you provide the ChartMill fundamental rating for URBANA CORP-NON VOTING A?

ChartMill assigns a fundamental rating of 6 / 10 to URB-A.CA.


What is the valuation status for URB-A stock?

ChartMill assigns a valuation rating of 5 / 10 to URBANA CORP-NON VOTING A (URB-A.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for URBANA CORP-NON VOTING A?

URBANA CORP-NON VOTING A (URB-A.CA) has a profitability rating of 8 / 10.


What is the valuation of URBANA CORP-NON VOTING A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for URBANA CORP-NON VOTING A (URB-A.CA) is 3.71 and the Price/Book (PB) ratio is 0.68.


Is the dividend of URBANA CORP-NON VOTING A sustainable?

The dividend rating of URBANA CORP-NON VOTING A (URB-A.CA) is 7 / 10 and the dividend payout ratio is 5.63%.