URBANA CORP-NON VOTING A (URB-A.CA) Stock Fundamental Analysis
TSX:URB-A - Toronto Stock Exchange - CA91707P2089 - Common Stock - Currency: CAD
URB-A gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 83 industry peers in the Capital Markets industry. While URB-A has a great profitability rating, there are some minor concerns on its financial health. URB-A has a valuation in line with the averages, but it does not seem to be growing. Finally URB-A also has an excellent dividend rating. This makes URB-A very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
URB-A had positive earnings in the past year.
In the past year URB-A had a positive cash flow from operations.
URB-A had positive earnings in each of the past 5 years.
Of the past 5 years URB-A 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 10.79%, URB-A belongs to the top of the industry, outperforming 84.34% of the companies in the same industry.
URB-A has a Return On Equity of 11.83%. This is in the better half of the industry: URB-A outperforms 78.31% of its industry peers.
URB-A has a Return On Invested Capital of 8.62%. This is amongst the best in the industry. URB-A outperforms 86.75% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for URB-A is above the industry average of 7.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.79% | ||
| ROE | 11.83% | ||
| ROIC | 8.62% |
ROA(3y)13.43%
ROA(5y)12.41%
ROE(3y)15.42%
ROE(5y)14.29%
ROIC(3y)10.87%
ROIC(5y)10.06%
1.3 Margins
The Profit Margin of URB-A (71.02%) is better than 86.75% of its industry peers.
URB-A's Profit Margin has been stable in the last couple of years.
URB-A has a better Operating Margin (78.63%) than 86.75% of its industry peers.
In the last couple of years the Operating Margin of URB-A has remained more or less at the same level.
With a decent Gross Margin value of 82.39%, URB-A is doing good in the industry, outperforming 79.52% of the companies in the same industry.
In the last couple of years the Gross Margin of URB-A has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 78.63% | ||
| PM (TTM) | 71.02% | ||
| GM | 82.39% |
OM growth 3Y-0.22%
OM growth 5Y-0.64%
PM growth 3Y0.09%
PM growth 5Y-0.69%
GM growth 3Y-0.3%
GM growth 5Y-0.74%
2. Health
2.1 Basic Checks
Compared to 1 year ago, URB-A has about the same amount of shares outstanding.
Compared to 5 years ago, URB-A has less shares outstanding
URB-A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 4.92 indicates that URB-A is not in any danger for bankruptcy at the moment.
URB-A has a better Altman-Z score (4.92) than 80.72% of its industry peers.
The Debt to FCF ratio of URB-A is 0.02, which is an excellent value as it means it would take URB-A, only 0.02 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.02, URB-A belongs to the top of the industry, outperforming 91.57% of the companies in the same industry.
URB-A has a Debt/Equity ratio of 0.00. This is a healthy value indicating a solid balance between debt and equity.
URB-A has a better Debt to Equity ratio (0.00) than 80.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Altman-Z | 4.92 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
URB-A has a Current Ratio of 0.65. This is a bad value and indicates that URB-A is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of URB-A (0.65) is worse than 78.31% of its industry peers.
A Quick Ratio of 0.65 indicates that URB-A may have some problems paying its short term obligations.
URB-A's Quick ratio of 0.65 is on the low side compared to the rest of the industry. URB-A is outperformed by 78.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.65 | ||
| Quick Ratio | 0.65 |
3. Growth
3.1 Past
The earnings per share for URB-A have decreased strongly by -48.31% in the last year.
URB-A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 19.24% yearly.
Looking at the last year, URB-A shows a very negative growth in Revenue. The Revenue has decreased by -42.18% in the last year.
The Revenue has been growing by 15.74% on average over the past years. This is quite good.
EPS 1Y (TTM)-48.31%
EPS 3Y21.53%
EPS 5Y19.24%
EPS Q2Q%-116.05%
Revenue 1Y (TTM)-42.18%
Revenue growth 3Y19.16%
Revenue growth 5Y15.74%
Sales Q2Q%-107.86%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 4.85, the valuation of URB-A can be described as very cheap.
Based on the Price/Earnings ratio, URB-A is valued a bit cheaper than the industry average as 69.88% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 27.21, URB-A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.85 | ||
| Fwd PE | N/A |
4.2 Price Multiples
90.36% of the companies in the same industry are more expensive than URB-A, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.24 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of URB-A may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.25
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.02%, URB-A has a reasonable but not impressive dividend return.
URB-A's Dividend Yield is comparable with the industry average which is at 4.61.
URB-A's Dividend Yield is comparable with the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.02% |
5.2 History
On average, the dividend of URB-A grows each year by 11.29%, which is quite nice.
URB-A has paid a dividend for at least 10 years, which is a reliable track record.
URB-A has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)11.29%
Div Incr Years6
Div Non Decr Years11
5.3 Sustainability
9.90% of the earnings are spent on dividend by URB-A. This is a low number and sustainable payout ratio.
The dividend of URB-A is growing, but earnings are growing more, so the dividend growth is sustainable.
DP9.9%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:URB-A (6/30/2025, 7:00:00 PM)
6.36
+0.05 (+0.79%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.78%
Inst Owner ChangeN/A
Ins Owners57.71%
Ins Owner ChangeN/A
Market Cap263.30M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.02% |
Yearly Dividend0.12
Dividend Growth(5Y)11.29%
DP9.9%
Div Incr Years6
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.85 | ||
| Fwd PE | N/A | ||
| P/S | 3.44 | ||
| P/FCF | 5.24 | ||
| P/OCF | 5.24 | ||
| P/B | 0.57 | ||
| P/tB | 0.57 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.31
EY20.6%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.21
FCFY19.09%
OCF(TTM)1.21
OCFY19.09%
SpS1.85
BVpS11.1
TBVpS11.1
PEG (NY)N/A
PEG (5Y)0.25
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.79% | ||
| ROE | 11.83% | ||
| ROCE | 11.99% | ||
| ROIC | 8.62% | ||
| ROICexc | 8.63% | ||
| ROICexgc | 8.63% | ||
| OM | 78.63% | ||
| PM (TTM) | 71.02% | ||
| GM | 82.39% | ||
| FCFM | 65.71% |
ROA(3y)13.43%
ROA(5y)12.41%
ROE(3y)15.42%
ROE(5y)14.29%
ROIC(3y)10.87%
ROIC(5y)10.06%
ROICexc(3y)11.07%
ROICexc(5y)10.19%
ROICexgc(3y)11.07%
ROICexgc(5y)10.19%
ROCE(3y)15.88%
ROCE(5y)14.82%
ROICexcg growth 3Y5.48%
ROICexcg growth 5Y3.15%
ROICexc growth 3Y5.48%
ROICexc growth 5Y3.15%
OM growth 3Y-0.22%
OM growth 5Y-0.64%
PM growth 3Y0.09%
PM growth 5Y-0.69%
GM growth 3Y-0.3%
GM growth 5Y-0.74%
F-Score4
Asset Turnover0.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 24.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 92.52% | ||
| Current Ratio | 0.65 | ||
| Quick Ratio | 0.65 | ||
| Altman-Z | 4.92 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-48.31%
EPS 3Y21.53%
EPS 5Y19.24%
EPS Q2Q%-116.05%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-42.18%
Revenue growth 3Y19.16%
Revenue growth 5Y15.74%
Sales Q2Q%-107.86%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-49.1%
EBIT growth 3Y18.89%
EBIT growth 5Y15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y4160.62%
FCF growth 3Y113.48%
FCF growth 5YN/A
OCF growth 1Y4160.62%
OCF growth 3Y113.48%
OCF growth 5YN/A