URBANA CORP-NON VOTING A (URB-A.CA) Stock Fundamental Analysis
TSX:URB-A - Toronto Stock Exchange - CA91707P2089 - Common Stock - Currency: CAD
We assign a fundamental rating of 5 out of 10 to URB-A. URB-A was compared to 83 industry peers in the Capital Markets industry. While URB-A belongs to the best of the industry regarding profitability, there are concerns on its financial health. URB-A is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year URB-A was profitable.
URB-A had a positive operating cash flow in the past year.
Each year in the past 5 years URB-A has been profitable.
In multiple years URB-A reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 13.38%, URB-A belongs to the top of the industry, outperforming 88.00% of the companies in the same industry.
Looking at the Return On Equity, with a value of 15.92%, URB-A belongs to the top of the industry, outperforming 85.33% of the companies in the same industry.
URB-A has a better Return On Invested Capital (10.76%) than 86.67% of its industry peers.
URB-A had an Average Return On Invested Capital over the past 3 years of 10.24%. This is in line with the industry average of 9.07%.
The 3 year average ROIC (10.24%) for URB-A is below the current ROIC(10.76%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.38% | ||
| ROE | 15.92% | ||
| ROIC | 10.76% |
ROA(3y)12.6%
ROA(5y)11.96%
ROE(3y)14.87%
ROE(5y)13.97%
ROIC(3y)10.24%
ROIC(5y)9.69%
1.3 Margins
The Profit Margin of URB-A (74.40%) is better than 88.00% of its industry peers.
URB-A's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 82.31%, URB-A belongs to the top of the industry, outperforming 89.33% of the companies in the same industry.
In the last couple of years the Operating Margin of URB-A has declined.
URB-A has a better Gross Margin (85.00%) than 82.67% of its industry peers.
In the last couple of years the Gross Margin of URB-A has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.31% | ||
| PM (TTM) | 74.4% | ||
| GM | 85% |
OM growth 3Y9.86%
OM growth 5Y-5.93%
PM growth 3Y9.31%
PM growth 5Y-5.43%
GM growth 3Y7.06%
GM growth 5Y-4.84%
2. Health
2.1 Basic Checks
URB-A has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, URB-A has less shares outstanding
Compared to 1 year ago, URB-A has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.18 indicates that URB-A is not in any danger for bankruptcy at the moment.
URB-A has a better Altman-Z score (3.18) than 73.33% of its industry peers.
The Debt to FCF ratio of URB-A is 104.83, which is on the high side as it means it would take URB-A, 104.83 years of fcf income to pay off all of its debts.
URB-A has a Debt to FCF ratio (104.83) which is comparable to the rest of the industry.
URB-A has a Debt/Equity ratio of 0.10. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.10, URB-A is in the better half of the industry, outperforming 69.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 104.83 | ||
| Altman-Z | 3.18 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.03 indicates that URB-A may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.03, URB-A is doing worse than 97.33% of the companies in the same industry.
A Quick Ratio of 0.03 indicates that URB-A may have some problems paying its short term obligations.
With a Quick ratio value of 0.03, URB-A is not doing good in the industry: 97.33% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
URB-A shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -9.74%.
Measured over the past years, URB-A shows a very strong growth in Earnings Per Share. The EPS has been growing by 83.91% on average per year.
URB-A shows a decrease in Revenue. In the last year, the revenue decreased by -6.30%.
Measured over the past years, URB-A shows a very strong growth in Revenue. The Revenue has been growing by 59.66% on average per year.
EPS 1Y (TTM)-9.74%
EPS 3Y83.91%
EPS 5YN/A
EPS Q2Q%-57%
Revenue 1Y (TTM)-6.3%
Revenue growth 3Y59.66%
Revenue growth 5YN/A
Sales Q2Q%-53.72%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 3.75, the valuation of URB-A can be described as very cheap.
URB-A's Price/Earnings ratio is rather cheap when compared to the industry. URB-A is cheaper than 81.33% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 29.27, URB-A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.75 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of URB-A is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 647.85 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
URB-A has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.10%, URB-A has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.31, URB-A pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.31, URB-A has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.1% |
5.2 History
The dividend of URB-A has a limited annual growth rate of 1.92%.
URB-A has been paying a dividend for at least 10 years, so it has a reliable track record.
URB-A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.92%
Div Incr Years5
Div Non Decr Years10
5.3 Sustainability
URB-A pays out 7.31% of its income as dividend. This is a sustainable payout ratio.
DP7.31%
EPS Next 2YN/A
EPS Next 3YN/A
URBANA CORP-NON VOTING A
TSX:URB-A (2/13/2025, 7:00:00 PM)
6.15
-0.03 (-0.49%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners9.55%
Inst Owner ChangeN/A
Ins Owners57.64%
Ins Owner ChangeN/A
Market Cap254.61M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.1% |
Yearly Dividend0.11
Dividend Growth(5Y)1.92%
DP7.31%
Div Incr Years5
Div Non Decr Years10
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.75 | ||
| Fwd PE | N/A | ||
| P/S | 2.79 | ||
| P/FCF | 647.85 | ||
| P/OCF | 647.85 | ||
| P/B | 0.6 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.64
EY26.67%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.01
FCFY0.15%
OCF(TTM)0.01
OCFY0.15%
SpS2.21
BVpS10.32
TBVpS10.32
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.38% | ||
| ROE | 15.92% | ||
| ROCE | 16.27% | ||
| ROIC | 10.76% | ||
| ROICexc | 10.77% | ||
| ROICexgc | 10.77% | ||
| OM | 82.31% | ||
| PM (TTM) | 74.4% | ||
| GM | 85% | ||
| FCFM | 0.43% |
ROA(3y)12.6%
ROA(5y)11.96%
ROE(3y)14.87%
ROE(5y)13.97%
ROIC(3y)10.24%
ROIC(5y)9.69%
ROICexc(3y)10.25%
ROICexc(5y)9.71%
ROICexgc(3y)10.25%
ROICexgc(5y)9.71%
ROCE(3y)15.49%
ROCE(5y)14.64%
ROICexcg growth 3Y50.91%
ROICexcg growth 5YN/A
ROICexc growth 3Y50.91%
ROICexc growth 5YN/A
OM growth 3Y9.86%
OM growth 5Y-5.93%
PM growth 3Y9.31%
PM growth 5Y-5.43%
GM growth 3Y7.06%
GM growth 5Y-4.84%
F-Score4
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 104.83 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 24.11 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 0.58% | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | 3.18 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-9.74%
EPS 3Y83.91%
EPS 5YN/A
EPS Q2Q%-57%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.3%
Revenue growth 3Y59.66%
Revenue growth 5YN/A
Sales Q2Q%-53.72%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.56%
EBIT growth 3Y75.4%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-83.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-83.62%
OCF growth 3YN/A
OCF growth 5YN/A