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UNIFIEDPOST GROUP SA (UPG.BR) Stock Fundamental Analysis

EBR:UPG - Euronext Brussels - BE0974371032 - Common Stock - Currency: EUR

3.75  -0.05 (-1.32%)

Fundamental Rating

3

Taking everything into account, UPG scores 3 out of 10 in our fundamental rating. UPG was compared to 102 industry peers in the Software industry. UPG may be in some trouble as it scores bad on both profitability and health. UPG has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

UPG had positive earnings in the past year.
In the past year UPG had a positive cash flow from operations.
UPG had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: UPG reported negative operating cash flow in multiple years.
UPG.BR Yearly Net Income VS EBIT VS OCF VS FCFUPG.BR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M

1.2 Ratios

UPG has a Return On Assets of 21.97%. This is amongst the best in the industry. UPG outperforms 97.06% of its industry peers.
UPG has a better Return On Equity (48.16%) than 94.12% of its industry peers.
Industry RankSector Rank
ROA 21.97%
ROE 48.16%
ROIC N/A
ROA(3y)-7%
ROA(5y)-8.63%
ROE(3y)-30.22%
ROE(5y)-24.84%
ROIC(3y)N/A
ROIC(5y)N/A
UPG.BR Yearly ROA, ROE, ROICUPG.BR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 100 -100

1.3 Margins

With an excellent Profit Margin value of 85.02%, UPG belongs to the best of the industry, outperforming 99.02% of the companies in the same industry.
The Gross Margin of UPG (43.56%) is worse than 71.57% of its industry peers.
In the last couple of years the Gross Margin of UPG has declined.
Industry RankSector Rank
OM N/A
PM (TTM) 85.02%
GM 43.56%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.3%
GM growth 5Y-1.57%
UPG.BR Yearly Profit, Operating, Gross MarginsUPG.BR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50

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2

2. Health

2.1 Basic Checks

UPG does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, UPG has more shares outstanding
Compared to 5 years ago, UPG has more shares outstanding
The debt/assets ratio for UPG has been reduced compared to a year ago.
UPG.BR Yearly Shares OutstandingUPG.BR Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
UPG.BR Yearly Total Debt VS Total AssetsUPG.BR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

UPG has an Altman-Z score of -0.25. This is a bad value and indicates that UPG is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of UPG (-0.25) is worse than 83.33% of its industry peers.
UPG has a Debt/Equity ratio of 0.24. This is a healthy value indicating a solid balance between debt and equity.
UPG's Debt to Equity ratio of 0.24 is in line compared to the rest of the industry. UPG outperforms 56.86% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF N/A
Altman-Z -0.25
ROIC/WACCN/A
WACC14.49%
UPG.BR Yearly LT Debt VS Equity VS FCFUPG.BR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

A Current Ratio of 1.08 indicates that UPG should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.08, UPG is doing worse than 64.71% of the companies in the same industry.
UPG has a Quick Ratio of 1.07. This is a normal value and indicates that UPG is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of UPG (1.07) is worse than 63.73% of its industry peers.
Industry RankSector Rank
Current Ratio 1.08
Quick Ratio 1.07
UPG.BR Yearly Current Assets VS Current LiabilitesUPG.BR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M

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5

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 184.19% over the past year.
Looking at the last year, UPG shows a very negative growth in Revenue. The Revenue has decreased by -11.28% in the last year.
The Revenue has been growing by 12.22% on average over the past years. This is quite good.
EPS 1Y (TTM)184.19%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%256.89%
Revenue 1Y (TTM)-11.28%
Revenue growth 3Y-21.17%
Revenue growth 5Y12.22%
Sales Q2Q%-25.24%

3.2 Future

UPG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 24.34% yearly.
UPG is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.43% yearly.
EPS Next Y26.45%
EPS Next 2Y24.43%
EPS Next 3Y24.35%
EPS Next 5YN/A
Revenue Next Year3.87%
Revenue Next 2Y6.32%
Revenue Next 3Y9.43%
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
UPG.BR Yearly Revenue VS EstimatesUPG.BR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
UPG.BR Yearly EPS VS EstimatesUPG.BR Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 -0.2 -0.4 -0.6 -0.8 -1

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4

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 1.90 indicates a rather cheap valuation of UPG.
Compared to the rest of the industry, the Price/Earnings ratio of UPG indicates a rather cheap valuation: UPG is cheaper than 99.02% of the companies listed in the same industry.
UPG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.43.
UPG is expected to report negative earnings next year, which makes the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE 1.9
Fwd PE N/A
UPG.BR Price Earnings VS Forward Price EarningsUPG.BR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
UPG.BR Per share dataUPG.BR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

UPG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
UPG's earnings are expected to grow with 24.34% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.07
PEG (5Y)N/A
EPS Next 2Y24.43%
EPS Next 3Y24.35%

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0

5. Dividend

5.1 Amount

UPG does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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UNIFIEDPOST GROUP SA

EBR:UPG (6/4/2025, 7:00:00 PM)

3.75

-0.05 (-1.32%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)05-23 2025-05-23
Earnings (Next)08-26 2025-08-26
Inst Owners2%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap139.24M
Analysts77.14
Price Target4.08 (8.8%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-14.29%
PT rev (3m)-14.29%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-14%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 1.9
Fwd PE N/A
P/S 1.67
P/FCF N/A
P/OCF 39.78
P/B 0.94
P/tB N/A
EV/EBITDA N/A
EPS(TTM)1.97
EY52.53%
EPS(NY)-0.58
Fwd EYN/A
FCF(TTM)-0.34
FCFYN/A
OCF(TTM)0.09
OCFY2.51%
SpS2.25
BVpS3.97
TBVpS-0.3
PEG (NY)0.07
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 21.97%
ROE 48.16%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 85.02%
GM 43.56%
FCFM N/A
ROA(3y)-7%
ROA(5y)-8.63%
ROE(3y)-30.22%
ROE(5y)-24.84%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.3%
GM growth 5Y-1.57%
F-Score6
Asset Turnover0.26
Health
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 63.24%
Cap/Sales 19.46%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.08
Quick Ratio 1.07
Altman-Z -0.25
F-Score6
WACC14.49%
ROIC/WACCN/A
Cap/Depr(3y)76.06%
Cap/Depr(5y)83.48%
Cap/Sales(3y)16.74%
Cap/Sales(5y)16.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)184.19%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%256.89%
EPS Next Y26.45%
EPS Next 2Y24.43%
EPS Next 3Y24.35%
EPS Next 5YN/A
Revenue 1Y (TTM)-11.28%
Revenue growth 3Y-21.17%
Revenue growth 5Y12.22%
Sales Q2Q%-25.24%
Revenue Next Year3.87%
Revenue Next 2Y6.32%
Revenue Next 3Y9.43%
Revenue Next 5YN/A
EBIT growth 1Y0.77%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year169.28%
EBIT Next 3Y46.99%
EBIT Next 5YN/A
FCF growth 1Y-110.18%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-68.29%
OCF growth 3Y-4.85%
OCF growth 5YN/A