UMICORE (UMI.BR) Stock Fundamental Analysis
EBR:UMI - BE0974320526 - Common Stock
13.31 EUR
+0.07 (+0.53%)
UMI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 65 industry peers in the Chemicals industry. There are concerns on the financial health of UMI while its profitability can be described as average. UMI has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year UMI was profitable.
UMI had a positive operating cash flow in the past year.
UMI had positive earnings in 4 of the past 5 years.
In the past 5 years UMI always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.50%, UMI is in line with its industry, outperforming 51.47% of the companies in the same industry.
Looking at the Return On Equity, with a value of 6.30%, UMI is in the better half of the industry, outperforming 60.29% of the companies in the same industry.
With a decent Return On Invested Capital value of 6.40%, UMI is doing good in the industry, outperforming 67.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.5% | ||
| ROE | 6.3% | ||
| ROIC | 6.4% |
ROA(3y)-2.04%
ROA(5y)0.46%
ROE(3y)-16.55%
ROE(5y)-4.93%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 0.80%, UMI perfoms like the industry average, outperforming 48.53% of the companies in the same industry.
UMI has a Operating Margin (2.57%) which is comparable to the rest of the industry.
UMI's Gross Margin of 7.76% is on the low side compared to the rest of the industry. UMI is outperformed by 83.82% of its industry peers.
UMI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.57% | ||
| PM (TTM) | 0.8% | ||
| GM | 7.76% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.61%
GM growth 5Y5.16%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), UMI is creating some value.
Compared to 1 year ago, UMI has about the same amount of shares outstanding.
Compared to 5 years ago, UMI has about the same amount of shares outstanding.
Compared to 1 year ago, UMI has a worse debt to assets ratio.
2.2 Solvency
UMI has an Altman-Z score of 2.71. This is not the best score and indicates that UMI is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.71, UMI is in the better half of the industry, outperforming 67.65% of the companies in the same industry.
UMI has a debt to FCF ratio of 50.79. This is a negative value and a sign of low solvency as UMI would need 50.79 years to pay back of all of its debts.
The Debt to FCF ratio of UMI (50.79) is comparable to the rest of the industry.
UMI has a Debt/Equity ratio of 1.10. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.10, UMI is doing worse than 82.35% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | 50.79 | ||
| Altman-Z | 2.71 |
ROIC/WACC1.05
WACC6.1%
2.3 Liquidity
A Current Ratio of 1.37 indicates that UMI should not have too much problems paying its short term obligations.
With a Current ratio value of 1.37, UMI is not doing good in the industry: 72.06% of the companies in the same industry are doing better.
A Quick Ratio of 0.72 indicates that UMI may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.72, UMI is doing worse than 85.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.37 | ||
| Quick Ratio | 0.72 |
3. Growth
3.1 Past
UMI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.12%.
The Earnings Per Share has been decreasing by -3.85% on average over the past years.
The Revenue has been growing slightly by 2.55% in the past year.
The Revenue has been decreasing by -3.21% on average over the past years.
EPS 1Y (TTM)-18.12%
EPS 3Y-27.4%
EPS 5Y-3.85%
EPS Q2Q%14.29%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y-14.84%
Revenue growth 5Y-3.21%
Sales Q2Q%-0.72%
3.2 Future
UMI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.13% yearly.
Based on estimates for the next years, UMI will show a small growth in Revenue. The Revenue will grow by 1.45% on average per year.
EPS Next Y19.7%
EPS Next 2Y12.28%
EPS Next 3Y10.35%
EPS Next 5Y7.13%
Revenue Next Year-2.58%
Revenue Next 2Y2.01%
Revenue Next 3Y1.75%
Revenue Next 5Y1.45%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 11.78, which indicates a very decent valuation of UMI.
Compared to the rest of the industry, the Price/Earnings ratio of UMI indicates a rather cheap valuation: UMI is cheaper than 88.24% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of UMI to the average of the S&P500 Index (27.06), we can say UMI is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 9.96, the valuation of UMI can be described as reasonable.
UMI's Price/Forward Earnings ratio is rather cheap when compared to the industry. UMI is cheaper than 88.24% of the companies in the same industry.
UMI is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.69, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.78 | ||
| Fwd PE | 9.96 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UMI is valued a bit cheaper than the industry average as 69.12% of the companies are valued more expensively.
UMI's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 58.14 | ||
| EV/EBITDA | 7.2 |
4.3 Compensation for Growth
UMI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.6
PEG (5Y)N/A
EPS Next 2Y12.28%
EPS Next 3Y10.35%
5. Dividend
5.1 Amount
UMI has a Yearly Dividend Yield of 2.64%.
Compared to an average industry Dividend Yield of 3.00, UMI pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.45, UMI has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.64% |
5.2 History
The dividend of UMI has a limited annual growth rate of 0.67%.
Dividend Growth(5Y)0.67%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
93.29% of the earnings are spent on dividend by UMI. This is not a sustainable payout ratio.
UMI's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP93.29%
EPS Next 2Y12.28%
EPS Next 3Y10.35%
EBR:UMI (9/5/2025, 7:00:00 PM)
13.31
+0.07 (+0.53%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryChemicals
Earnings (Last)
Earnings (Next)
Inst Owners38.34%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.28B
Analysts66.67
Price Target14.25 (7.06%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.64% |
Yearly Dividend0.8
Dividend Growth(5Y)0.67%
DP93.29%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)7.16%
PT rev (3m)28.82%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)24.09%
EPS NY rev (3m)24.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.06%
Revenue NY rev (3m)2.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.78 | ||
| Fwd PE | 9.96 | ||
| P/S | 0.2 | ||
| P/FCF | 58.14 | ||
| P/OCF | 6.98 | ||
| P/B | 1.6 | ||
| P/tB | 1.97 | ||
| EV/EBITDA | 7.2 |
EPS(TTM)1.13
EY8.49%
EPS(NY)1.34
Fwd EY10.04%
FCF(TTM)0.23
FCFY1.72%
OCF(TTM)1.91
OCFY14.33%
SpS65.35
BVpS8.29
TBVpS6.75
PEG (NY)0.6
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.5% | ||
| ROE | 6.3% | ||
| ROCE | 8.18% | ||
| ROIC | 6.4% | ||
| ROICexc | 8.19% | ||
| ROICexgc | 9.07% | ||
| OM | 2.57% | ||
| PM (TTM) | 0.8% | ||
| GM | 7.76% | ||
| FCFM | 0.35% |
ROA(3y)-2.04%
ROA(5y)0.46%
ROE(3y)-16.55%
ROE(5y)-4.93%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.61%
GM growth 5Y5.16%
F-Score5
Asset Turnover1.87
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | 50.79 | ||
| Debt/EBITDA | 3.22 | ||
| Cap/Depr | 144.97% | ||
| Cap/Sales | 2.57% | ||
| Interest Coverage | 4.12 | ||
| Cash Conversion | 67.19% | ||
| Profit Quality | 43.79% | ||
| Current Ratio | 1.37 | ||
| Quick Ratio | 0.72 | ||
| Altman-Z | 2.71 |
F-Score5
WACC6.1%
ROIC/WACC1.05
Cap/Depr(3y)224.12%
Cap/Depr(5y)196.78%
Cap/Sales(3y)3.57%
Cap/Sales(5y)2.91%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.12%
EPS 3Y-27.4%
EPS 5Y-3.85%
EPS Q2Q%14.29%
EPS Next Y19.7%
EPS Next 2Y12.28%
EPS Next 3Y10.35%
EPS Next 5Y7.13%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y-14.84%
Revenue growth 5Y-3.21%
Sales Q2Q%-0.72%
Revenue Next Year-2.58%
Revenue Next 2Y2.01%
Revenue Next 3Y1.75%
Revenue Next 5Y1.45%
EBIT growth 1Y136.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year55.35%
EBIT Next 3Y19.67%
EBIT Next 5Y16.26%
FCF growth 1Y136.84%
FCF growth 3Y-30.19%
FCF growth 5YN/A
OCF growth 1Y-3.36%
OCF growth 3Y-11.62%
OCF growth 5Y12.64%