UMICORE (UMI.BR) Stock Fundamental Analysis
Europe - EBR:UMI - BE0974320526 - Common Stock
13.03 EUR
-0.16 (-1.21%)
Overall UMI gets a fundamental rating of 4 out of 10. We evaluated UMI against 66 industry peers in the Chemicals industry. While UMI is still in line with the averages on profitability rating, there are concerns on its financial health. UMI is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year UMI was profitable.
UMI had a positive operating cash flow in the past year.
Of the past 5 years UMI 4 years were profitable.
Each year in the past 5 years UMI had a positive operating cash flow.
1.2 Ratios
UMI has a Return On Assets (1.50%) which is in line with its industry peers.
The Return On Equity of UMI (6.30%) is better than 62.12% of its industry peers.
With a decent Return On Invested Capital value of 6.40%, UMI is doing good in the industry, outperforming 69.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.5% | ||
| ROE | 6.3% | ||
| ROIC | 6.4% |
ROA(3y)-2.04%
ROA(5y)0.46%
ROE(3y)-16.55%
ROE(5y)-4.93%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
UMI has a Profit Margin (0.80%) which is comparable to the rest of the industry.
UMI has a Operating Margin (2.57%) which is in line with its industry peers.
UMI has a Gross Margin of 7.76%. This is amonst the worse of the industry: UMI underperforms 84.85% of its industry peers.
UMI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.57% | ||
| PM (TTM) | 0.8% | ||
| GM | 7.76% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.61%
GM growth 5Y5.16%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so UMI is still creating some value.
The number of shares outstanding for UMI remains at a similar level compared to 1 year ago.
Compared to 5 years ago, UMI has about the same amount of shares outstanding.
The debt/assets ratio for UMI is higher compared to a year ago.
2.2 Solvency
UMI has an Altman-Z score of 2.71. This is not the best score and indicates that UMI is in the grey zone with still only limited risk for bankruptcy at the moment.
UMI's Altman-Z score of 2.71 is fine compared to the rest of the industry. UMI outperforms 69.70% of its industry peers.
UMI has a debt to FCF ratio of 50.79. This is a negative value and a sign of low solvency as UMI would need 50.79 years to pay back of all of its debts.
UMI's Debt to FCF ratio of 50.79 is in line compared to the rest of the industry. UMI outperforms 42.42% of its industry peers.
UMI has a Debt/Equity ratio of 1.10. This is a high value indicating a heavy dependency on external financing.
UMI has a Debt to Equity ratio of 1.10. This is amonst the worse of the industry: UMI underperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | 50.79 | ||
| Altman-Z | 2.71 |
ROIC/WACC1.05
WACC6.12%
2.3 Liquidity
UMI has a Current Ratio of 1.37. This is a normal value and indicates that UMI is financially healthy and should not expect problems in meeting its short term obligations.
UMI's Current ratio of 1.37 is on the low side compared to the rest of the industry. UMI is outperformed by 71.21% of its industry peers.
UMI has a Quick Ratio of 1.37. This is a bad value and indicates that UMI is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.72, UMI is doing worse than 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.37 | ||
| Quick Ratio | 0.72 |
3. Growth
3.1 Past
UMI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.12%.
Measured over the past years, UMI shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.85% on average per year.
The Revenue has been growing slightly by 2.55% in the past year.
UMI shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.21% yearly.
EPS 1Y (TTM)-18.12%
EPS 3Y-27.4%
EPS 5Y-3.85%
EPS Q2Q%14.29%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y-14.84%
Revenue growth 5Y-3.21%
Sales Q2Q%-0.72%
3.2 Future
UMI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.13% yearly.
The Revenue is expected to grow by 1.45% on average over the next years.
EPS Next Y19.7%
EPS Next 2Y12.28%
EPS Next 3Y10.35%
EPS Next 5Y7.13%
Revenue Next Year-2.5%
Revenue Next 2Y2.11%
Revenue Next 3Y1.65%
Revenue Next 5Y1.45%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.53 indicates a reasonable valuation of UMI.
Based on the Price/Earnings ratio, UMI is valued cheaper than 90.91% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.38. UMI is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 9.75, which indicates a very decent valuation of UMI.
UMI's Price/Forward Earnings ratio is rather cheap when compared to the industry. UMI is cheaper than 87.88% of the companies in the same industry.
UMI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.53 | ||
| Fwd PE | 9.75 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UMI indicates a somewhat cheap valuation: UMI is cheaper than 68.18% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of UMI is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.92 | ||
| EV/EBITDA | 7.16 |
4.3 Compensation for Growth
UMI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.59
PEG (5Y)N/A
EPS Next 2Y12.28%
EPS Next 3Y10.35%
5. Dividend
5.1 Amount
UMI has a Yearly Dividend Yield of 2.65%.
UMI's Dividend Yield is a higher than the industry average which is at 3.04.
UMI's Dividend Yield is comparable with the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
5.2 History
The dividend of UMI has a limited annual growth rate of 0.67%.
Dividend Growth(5Y)0.67%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
UMI pays out 93.29% of its income as dividend. This is not a sustainable payout ratio.
UMI's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP93.29%
EPS Next 2Y12.28%
EPS Next 3Y10.35%
EBR:UMI (9/19/2025, 7:00:00 PM)
13.03
-0.16 (-1.21%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryChemicals
Earnings (Last)
Earnings (Next)
Inst Owners38.34%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.21B
Analysts66.67
Price Target14.25 (9.36%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
Yearly Dividend0.8
Dividend Growth(5Y)0.67%
DP93.29%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.19%
PT rev (3m)27.46%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)24.09%
EPS NY rev (3m)24.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)2.98%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.53 | ||
| Fwd PE | 9.75 | ||
| P/S | 0.2 | ||
| P/FCF | 56.92 | ||
| P/OCF | 6.83 | ||
| P/B | 1.57 | ||
| P/tB | 1.93 | ||
| EV/EBITDA | 7.16 |
EPS(TTM)1.13
EY8.67%
EPS(NY)1.34
Fwd EY10.26%
FCF(TTM)0.23
FCFY1.76%
OCF(TTM)1.91
OCFY14.63%
SpS65.35
BVpS8.29
TBVpS6.75
PEG (NY)0.59
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.5% | ||
| ROE | 6.3% | ||
| ROCE | 8.18% | ||
| ROIC | 6.4% | ||
| ROICexc | 8.19% | ||
| ROICexgc | 9.07% | ||
| OM | 2.57% | ||
| PM (TTM) | 0.8% | ||
| GM | 7.76% | ||
| FCFM | 0.35% |
ROA(3y)-2.04%
ROA(5y)0.46%
ROE(3y)-16.55%
ROE(5y)-4.93%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.61%
GM growth 5Y5.16%
F-Score5
Asset Turnover1.87
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | 50.79 | ||
| Debt/EBITDA | 3.22 | ||
| Cap/Depr | 144.97% | ||
| Cap/Sales | 2.57% | ||
| Interest Coverage | 4.12 | ||
| Cash Conversion | 67.19% | ||
| Profit Quality | 43.79% | ||
| Current Ratio | 1.37 | ||
| Quick Ratio | 0.72 | ||
| Altman-Z | 2.71 |
F-Score5
WACC6.12%
ROIC/WACC1.05
Cap/Depr(3y)224.12%
Cap/Depr(5y)196.78%
Cap/Sales(3y)3.57%
Cap/Sales(5y)2.91%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.12%
EPS 3Y-27.4%
EPS 5Y-3.85%
EPS Q2Q%14.29%
EPS Next Y19.7%
EPS Next 2Y12.28%
EPS Next 3Y10.35%
EPS Next 5Y7.13%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y-14.84%
Revenue growth 5Y-3.21%
Sales Q2Q%-0.72%
Revenue Next Year-2.5%
Revenue Next 2Y2.11%
Revenue Next 3Y1.65%
Revenue Next 5Y1.45%
EBIT growth 1Y136.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year55.35%
EBIT Next 3Y19.67%
EBIT Next 5Y16.26%
FCF growth 1Y136.84%
FCF growth 3Y-30.19%
FCF growth 5YN/A
OCF growth 1Y-3.36%
OCF growth 3Y-11.62%
OCF growth 5Y12.64%