UP FINTECH HOLDING LTD - ADR (TIGR)
US91531W1062 - ADR
Overall TIGR gets a fundamental rating of 3 out of 10. We evaluated TIGR against 212 industry peers in the Capital Markets industry. TIGR may be in some trouble as it scores bad on both profitability and health. TIGR is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
TIGR had positive earnings in the past year.
The reported net income has been mixed in the past 5 years: TIGR reported negative net income in multiple years.
TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of TIGR (0.87%) is worse than 67.14% of its industry peers.
The Return On Equity of TIGR (6.66%) is worse than 64.76% of its industry peers.
TIGR has a Return On Invested Capital (3.93%) which is comparable to the rest of the industry.
TIGR had an Average Return On Invested Capital over the past 3 years of 2.15%. This is significantly below the industry average of 10.69%.
The 3 year average ROIC (2.15%) for TIGR is below the current ROIC(3.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.87% | ||
| ROE | 6.66% | ||
| ROIC | 3.93% |
ROA(3y)0.42%
ROA(5y)0.23%
ROE(3y)3.15%
ROE(5y)2.64%
ROIC(3y)2.15%
ROIC(5y)N/A
1.3 Margins
TIGR has a Profit Margin (11.95%) which is in line with its industry peers.
TIGR's Profit Margin has been stable in the last couple of years.
TIGR's Operating Margin of 12.06% is on the low side compared to the rest of the industry. TIGR is outperformed by 75.24% of its industry peers.
TIGR's Operating Margin has declined in the last couple of years.
TIGR has a Gross Margin of 79.44%. This is amongst the best in the industry. TIGR outperforms 80.48% of its industry peers.
In the last couple of years the Gross Margin of TIGR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | 11.95% | ||
| GM | 79.44% |
OM growth 3Y-7.36%
OM growth 5YN/A
PM growth 3Y0.92%
PM growth 5YN/A
GM growth 3Y-1.66%
GM growth 5Y-4.33%
2. Health
2.1 Basic Checks
TIGR has more shares outstanding than it did 1 year ago.
TIGR has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, TIGR has a worse debt to assets ratio.
2.2 Solvency
TIGR has an Altman-Z score of 0.42. This is a bad value and indicates that TIGR is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.42, TIGR is doing worse than 70.00% of the companies in the same industry.
A Debt/Equity ratio of 0.32 indicates that TIGR is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.32, TIGR is in the better half of the industry, outperforming 75.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.42 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TIGR has a Current Ratio of 1.20. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
TIGR has a Current ratio (1.20) which is comparable to the rest of the industry.
A Quick Ratio of 1.20 indicates that TIGR should not have too much problems paying its short term obligations.
The Quick ratio of TIGR (1.20) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.2 | ||
| Quick Ratio | 1.2 |
3. Growth
3.1 Past
Measured over the past years, TIGR shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.30% on average per year.
Looking at the last year, TIGR shows a very strong growth in Revenue. The Revenue has grown by 20.92%.
The Revenue has been growing by 51.99% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)N/A
EPS 3Y10.3%
EPS 5YN/A
EPS growth Q2QN/A
Revenue 1Y (TTM)20.92%
Revenue growth 3Y25.31%
Revenue growth 5Y51.99%
Revenue growth Q2Q9.6%
3.2 Future
The Earnings Per Share is expected to grow by 14.52% on average over the next years. This is quite good.
TIGR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.60% yearly.
EPS Next Y34.78%
EPS Next 2Y24.29%
EPS Next 3Y14.52%
EPS Next 5YN/A
Revenue Next Year8.62%
Revenue Next 2Y9.54%
Revenue Next 3Y1.6%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 21.45, which indicates a rather expensive current valuation of TIGR.
Compared to the rest of the industry, the Price/Earnings ratio of TIGR indicates a slightly more expensive valuation: TIGR is more expensive than 62.38% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 28.15, TIGR is valued a bit cheaper.
The Price/Forward Earnings ratio is 16.23, which indicates a correct valuation of TIGR.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TIGR is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of TIGR to the average of the S&P500 Index (20.20), we can say TIGR is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.45 | ||
| Fwd PE | 16.23 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as TIGR's earnings are expected to grow with 14.52% in the coming years.
PEG (NY)0.62
PEG (5Y)N/A
EPS Next 2Y24.29%
EPS Next 3Y14.52%
5. Dividend
5.1 Amount
TIGR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
UP FINTECH HOLDING LTD - ADR
NASDAQ:TIGR (5/17/2024, 7:00:01 PM)
After market: 4.48 -0.02 (-0.55%)4.505
+0.08 (+1.92%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap705.93M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.45 | ||
| Fwd PE | 16.23 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.62
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.87% | ||
| ROE | 6.66% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 12.06% | ||
| PM (TTM) | 11.95% | ||
| GM | 79.44% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.07
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.2 | ||
| Quick Ratio | 1.2 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)N/A
EPS 3Y10.3%
EPS 5Y
EPS growth Q2Q
EPS Next Y34.78%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)20.92%
Revenue growth 3Y25.31%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y