UP FINTECH HOLDING LTD - ADR (TIGR) Stock Fundamental Analysis
USA - NASDAQ:TIGR - US91531W1062 - ADR
10.46 USD
+0.18 (+1.75%)
10.25 USD
-0.21 (-2.01%)
We assign a fundamental rating of 5 out of 10 to TIGR. TIGR was compared to 235 industry peers in the Capital Markets industry. There are concerns on the financial health of TIGR while its profitability can be described as average. TIGR is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
TIGR had positive earnings in the past year.
TIGR had positive earnings in 4 of the past 5 years.
TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.37%, TIGR is doing worse than 62.55% of the companies in the same industry.
TIGR's Return On Equity of 15.60% is fine compared to the rest of the industry. TIGR outperforms 79.15% of its industry peers.
With an excellent Return On Invested Capital value of 11.93%, TIGR belongs to the best of the industry, outperforming 87.23% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for TIGR is below the industry average of 7.61%.
The last Return On Invested Capital (11.93%) for TIGR is above the 3 year average (3.60%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROIC | 11.93% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
With a decent Profit Margin value of 24.18%, TIGR is doing good in the industry, outperforming 63.40% of the companies in the same industry.
TIGR's Profit Margin has improved in the last couple of years.
With a Operating Margin value of 31.07%, TIGR perfoms like the industry average, outperforming 59.15% of the companies in the same industry.
TIGR's Operating Margin has improved in the last couple of years.
The Gross Margin of TIGR (82.49%) is better than 87.66% of its industry peers.
TIGR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% |
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
2. Health
2.1 Basic Checks
Compared to 1 year ago, TIGR has more shares outstanding
The number of shares outstanding for TIGR has been increased compared to 5 years ago.
The debt/assets ratio for TIGR has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.38, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of TIGR (0.38) is worse than 67.66% of its industry peers.
A Debt/Equity ratio of 0.21 indicates that TIGR is not too dependend on debt financing.
TIGR's Debt to Equity ratio of 0.21 is fine compared to the rest of the industry. TIGR outperforms 74.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.38 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.09, TIGR perfoms like the industry average, outperforming 46.38% of the companies in the same industry.
A Quick Ratio of 1.09 indicates that TIGR should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.09, TIGR is in line with its industry, outperforming 51.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
TIGR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 88.83%, which is quite impressive.
TIGR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 25.99% yearly.
The Revenue has grown by 58.72% in the past year. This is a very strong growth!
TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
3.2 Future
TIGR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.83% yearly.
Based on estimates for the next years, TIGR will show a quite strong growth in Revenue. The Revenue will grow by 16.19% on average per year.
EPS Next Y114.31%
EPS Next 2Y49.38%
EPS Next 3Y37.03%
EPS Next 5Y18.83%
Revenue Next Year40.07%
Revenue Next 2Y24.09%
Revenue Next 3Y21.19%
Revenue Next 5Y16.19%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 26.82, the valuation of TIGR can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of TIGR indicates a slightly more expensive valuation: TIGR is more expensive than 67.23% of the companies listed in the same industry.
TIGR is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.08, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 12.05 indicates a correct valuation of TIGR.
Based on the Price/Forward Earnings ratio, TIGR is valued a bit cheaper than the industry average as 61.28% of the companies are valued more expensively.
TIGR is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.09, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.82 | ||
| Fwd PE | 12.05 |
4.2 Price Multiples
93.19% of the companies in the same industry are more expensive than TIGR, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.57 |
4.3 Compensation for Growth
TIGR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TIGR has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as TIGR's earnings are expected to grow with 37.03% in the coming years.
PEG (NY)0.23
PEG (5Y)N/A
EPS Next 2Y49.38%
EPS Next 3Y37.03%
5. Dividend
5.1 Amount
No dividends for TIGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
10.46
+0.18 (+1.75%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners41.65%
Inst Owner Change0.1%
Ins Owners10.68%
Ins Owner Change0%
Market Cap1.95B
Revenue(TTM)486.49M
Net Income(TTM)117.65M
Analysts84
Price Target14.41 (37.76%)
Short Float %80.65%
Short Ratio1.34
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.11%
PT rev (3m)37.36%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.58%
EPS NY rev (3m)23.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.69%
Revenue NY rev (3m)5.78%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.82 | ||
| Fwd PE | 12.05 | ||
| P/S | 4.02 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.59 | ||
| P/tB | 2.6 | ||
| EV/EBITDA | 5.57 |
EPS(TTM)0.39
EY3.73%
EPS(NY)0.87
Fwd EY8.3%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.6
BVpS4.03
TBVpS4.02
PEG (NY)0.23
PEG (5Y)N/A
Graham Number5.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROCE | 19.65% | ||
| ROIC | 11.93% | ||
| ROICexc | 88.7% | ||
| ROICexgc | 90.5% | ||
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% | ||
| FCFM | N/A |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.05 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.38 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y114.31%
EPS Next 2Y49.38%
EPS Next 3Y37.03%
EPS Next 5Y18.83%
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
Revenue Next Year40.07%
Revenue Next 2Y24.09%
Revenue Next 3Y21.19%
Revenue Next 5Y16.19%
EBIT growth 1Y422.73%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year164.55%
EBIT Next 3Y43.37%
EBIT Next 5Y28.77%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%
UP FINTECH HOLDING LTD - ADR / TIGR FAQ
What is the fundamental rating for TIGR stock?
ChartMill assigns a fundamental rating of 5 / 10 to TIGR.
What is the valuation status for TIGR stock?
ChartMill assigns a valuation rating of 5 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.
What is the profitability of TIGR stock?
UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 6 / 10.
Can you provide the financial health for TIGR stock?
The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.
Can you provide the expected EPS growth for TIGR stock?
The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 114.31% in the next year.