UP FINTECH HOLDING LTD - ADR (TIGR) Stock Fundamental Analysis
USA - NASDAQ:TIGR - US91531W1062 - ADR
10.86 USD
+0.7 (+6.89%)
10.87 USD
+0.01 (+0.09%)
Taking everything into account, TIGR scores 5 out of 10 in our fundamental rating. TIGR was compared to 237 industry peers in the Capital Markets industry. There are concerns on the financial health of TIGR while its profitability can be described as average. TIGR is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
TIGR had positive earnings in the past year.
TIGR had positive earnings in 4 of the past 5 years.
Of the past 5 years TIGR 4 years had a positive operating cash flow.
1.2 Ratios
TIGR has a worse Return On Assets (1.37%) than 62.87% of its industry peers.
The Return On Equity of TIGR (15.60%) is better than 80.17% of its industry peers.
The Return On Invested Capital of TIGR (11.93%) is better than 87.34% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TIGR is below the industry average of 7.59%.
The 3 year average ROIC (3.60%) for TIGR is below the current ROIC(11.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROIC | 11.93% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
The Profit Margin of TIGR (24.18%) is better than 62.87% of its industry peers.
In the last couple of years the Profit Margin of TIGR has grown nicely.
Looking at the Operating Margin, with a value of 31.07%, TIGR is in line with its industry, outperforming 56.12% of the companies in the same industry.
TIGR's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 82.49%, TIGR belongs to the top of the industry, outperforming 87.76% of the companies in the same industry.
In the last couple of years the Gross Margin of TIGR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% |
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
2. Health
2.1 Basic Checks
Compared to 1 year ago, TIGR has more shares outstanding
Compared to 5 years ago, TIGR has more shares outstanding
TIGR has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.38, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
TIGR's Altman-Z score of 0.38 is on the low side compared to the rest of the industry. TIGR is outperformed by 64.56% of its industry peers.
A Debt/Equity ratio of 0.21 indicates that TIGR is not too dependend on debt financing.
TIGR's Debt to Equity ratio of 0.21 is fine compared to the rest of the industry. TIGR outperforms 76.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.38 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
TIGR has a Current ratio (1.09) which is comparable to the rest of the industry.
A Quick Ratio of 1.09 indicates that TIGR should not have too much problems paying its short term obligations.
TIGR's Quick ratio of 1.09 is in line compared to the rest of the industry. TIGR outperforms 50.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 88.83% over the past year.
The Earnings Per Share has been growing by 25.99% on average over the past years. This is a very strong growth
The Revenue has grown by 58.72% in the past year. This is a very strong growth!
TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
3.2 Future
TIGR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.83% yearly.
Based on estimates for the next years, TIGR will show a quite strong growth in Revenue. The Revenue will grow by 16.19% on average per year.
EPS Next Y108.93%
EPS Next 2Y47.81%
EPS Next 3Y33.53%
EPS Next 5Y18.83%
Revenue Next Year42.48%
Revenue Next 2Y25.75%
Revenue Next 3Y20.07%
Revenue Next 5Y16.19%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 27.85 indicates a quite expensive valuation of TIGR.
Compared to the rest of the industry, the Price/Earnings ratio of TIGR indicates a slightly more expensive valuation: TIGR is more expensive than 65.40% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.67, TIGR is valued at the same level.
TIGR is valuated correctly with a Price/Forward Earnings ratio of 12.78.
Based on the Price/Forward Earnings ratio, TIGR is valued a bit cheaper than 62.03% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of TIGR to the average of the S&P500 Index (23.13), we can say TIGR is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.85 | ||
| Fwd PE | 12.78 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TIGR indicates a rather cheap valuation: TIGR is cheaper than 93.67% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.21 |
4.3 Compensation for Growth
TIGR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of TIGR may justify a higher PE ratio.
TIGR's earnings are expected to grow with 33.53% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.26
PEG (5Y)N/A
EPS Next 2Y47.81%
EPS Next 3Y33.53%
5. Dividend
5.1 Amount
TIGR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
10.86
+0.7 (+6.89%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners41.65%
Inst Owner Change36.18%
Ins Owners10.68%
Ins Owner Change0%
Market Cap2.03B
Analysts82.86
Price Target14.72 (35.54%)
Short Float %68.34%
Short Ratio1.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)28.34%
PT rev (3m)40.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)16.05%
EPS NY rev (3m)20.27%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)7.6%
Revenue NY rev (3m)7.6%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.85 | ||
| Fwd PE | 12.78 | ||
| P/S | 4.17 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.69 | ||
| P/tB | 2.7 | ||
| EV/EBITDA | 5.21 |
EPS(TTM)0.39
EY3.59%
EPS(NY)0.85
Fwd EY7.83%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.6
BVpS4.03
TBVpS4.02
PEG (NY)0.26
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROCE | 19.65% | ||
| ROIC | 11.93% | ||
| ROICexc | 88.7% | ||
| ROICexgc | 90.5% | ||
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% | ||
| FCFM | N/A |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexcg growth 3Y59.47%
ROICexcg growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.05 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.38 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y108.93%
EPS Next 2Y47.81%
EPS Next 3Y33.53%
EPS Next 5Y18.83%
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
Revenue Next Year42.48%
Revenue Next 2Y25.75%
Revenue Next 3Y20.07%
Revenue Next 5Y16.19%
EBIT growth 1Y422.73%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year164.55%
EBIT Next 3Y43.37%
EBIT Next 5Y28.77%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%