UP FINTECH HOLDING LTD - ADR (TIGR)
US91531W1062 - ADR
Taking everything into account, TIGR scores 3 out of 10 in our fundamental rating. TIGR was compared to 212 industry peers in the Capital Markets industry. Both the profitability and financial health of TIGR have multiple concerns. TIGR is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
TIGR had positive earnings in the past year.
In multiple years TIGR reported negative net income over the last 5 years.
Of the past 5 years TIGR 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of TIGR (0.87%) is worse than 66.99% of its industry peers.
With a Return On Equity value of 6.66%, TIGR is not doing good in the industry: 61.24% of the companies in the same industry are doing better.
The Return On Invested Capital of TIGR (3.93%) is comparable to the rest of the industry.
TIGR had an Average Return On Invested Capital over the past 3 years of 2.15%. This is significantly below the industry average of 10.87%.
The last Return On Invested Capital (3.93%) for TIGR is above the 3 year average (2.15%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.87% | ||
| ROE | 6.66% | ||
| ROIC | 3.93% |
ROA(3y)0.42%
ROA(5y)0.23%
ROE(3y)3.15%
ROE(5y)2.64%
ROIC(3y)2.15%
ROIC(5y)N/A
1.3 Margins
TIGR has a Profit Margin of 11.95%. This is comparable to the rest of the industry: TIGR outperforms 41.15% of its industry peers.
TIGR's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 12.06%, TIGR is doing worse than 75.12% of the companies in the same industry.
TIGR's Operating Margin has declined in the last couple of years.
TIGR's Gross Margin of 79.44% is fine compared to the rest of the industry. TIGR outperforms 79.90% of its industry peers.
In the last couple of years the Gross Margin of TIGR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | 11.95% | ||
| GM | 79.44% |
OM growth 3Y-7.36%
OM growth 5YN/A
PM growth 3Y0.92%
PM growth 5YN/A
GM growth 3Y-1.66%
GM growth 5Y-4.33%
2. Health
2.1 Basic Checks
TIGR has more shares outstanding than it did 1 year ago.
TIGR has more shares outstanding than it did 5 years ago.
TIGR has a worse debt/assets ratio than last year.
2.2 Solvency
TIGR has an Altman-Z score of 0.40. This is a bad value and indicates that TIGR is not financially healthy and even has some risk of bankruptcy.
TIGR has a Altman-Z score of 0.40. This is in the lower half of the industry: TIGR underperforms 69.38% of its industry peers.
A Debt/Equity ratio of 0.32 indicates that TIGR is not too dependend on debt financing.
TIGR has a Debt to Equity ratio of 0.32. This is in the better half of the industry: TIGR outperforms 75.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.4 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TIGR has a Current Ratio of 1.20. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
TIGR's Current ratio of 1.20 is in line compared to the rest of the industry. TIGR outperforms 52.63% of its industry peers.
A Quick Ratio of 1.20 indicates that TIGR should not have too much problems paying its short term obligations.
TIGR has a Quick ratio of 1.20. This is comparable to the rest of the industry: TIGR outperforms 52.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.2 | ||
| Quick Ratio | 1.2 |
3. Growth
3.1 Past
Measured over the past years, TIGR shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.30% on average per year.
The Revenue has grown by 20.92% in the past year. This is a very strong growth!
TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 51.99% yearly.
EPS 1Y (TTM)N/A
EPS 3Y10.3%
EPS 5YN/A
EPS growth Q2QN/A
Revenue 1Y (TTM)20.92%
Revenue growth 3Y25.31%
Revenue growth 5Y51.99%
Revenue growth Q2Q9.6%
3.2 Future
Based on estimates for the next years, TIGR will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.52% on average per year.
TIGR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.60% yearly.
EPS Next Y34.78%
EPS Next 2Y24.29%
EPS Next 3Y14.52%
EPS Next 5YN/A
Revenue Next Year8.62%
Revenue Next 2Y9.54%
Revenue Next 3Y1.6%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 18.67, TIGR is valued on the expensive side.
Based on the Price/Earnings ratio, TIGR is valued a bit more expensive than 62.68% of the companies in the same industry.
TIGR's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.73.
TIGR is valuated correctly with a Price/Forward Earnings ratio of 14.12.
TIGR's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of TIGR to the average of the S&P500 Index (20.41), we can say TIGR is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.67 | ||
| Fwd PE | 14.12 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TIGR's earnings are expected to grow with 14.52% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.54
PEG (5Y)N/A
EPS Next 2Y24.29%
EPS Next 3Y14.52%
5. Dividend
5.1 Amount
TIGR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
UP FINTECH HOLDING LTD - ADR
NASDAQ:TIGR (5/3/2024, 7:21:48 PM)
Premarket: 4 +0.08 (+2.04%)3.92
-0.1 (-2.49%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap614.27M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.67 | ||
| Fwd PE | 14.12 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.54
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.87% | ||
| ROE | 6.66% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 12.06% | ||
| PM (TTM) | 11.95% | ||
| GM | 79.44% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.07
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.2 | ||
| Quick Ratio | 1.2 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)N/A
EPS 3Y10.3%
EPS 5Y
EPS growth Q2Q
EPS Next Y34.78%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)20.92%
Revenue growth 3Y25.31%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y