UP FINTECH HOLDING LTD - ADR (TIGR) Stock Fundamental Analysis

NASDAQ:TIGR • US91531W1062

8.06 USD
-0.3 (-3.59%)
At close: Feb 12, 2026
8.05 USD
-0.01 (-0.12%)
After Hours: 2/12/2026, 8:00:02 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to TIGR. TIGR was compared to 238 industry peers in the Capital Markets industry. TIGR has a medium profitability rating, but doesn't score so well on its financial health evaluation. TIGR is growing strongly while it is still valued neutral. This is a good combination!


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • TIGR had positive earnings in the past year.
  • TIGR had positive earnings in 4 of the past 5 years.
  • Of the past 5 years TIGR 4 years had a positive operating cash flow.
TIGR Yearly Net Income VS EBIT VS OCF VS FCFTIGR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

1.2 Ratios

  • The Return On Assets of TIGR (1.65%) is worse than 60.92% of its industry peers.
  • With an excellent Return On Equity value of 18.98%, TIGR belongs to the best of the industry, outperforming 84.03% of the companies in the same industry.
  • TIGR's Return On Invested Capital of 14.08% is amongst the best of the industry. TIGR outperforms 89.50% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for TIGR is below the industry average of 7.22%.
  • The last Return On Invested Capital (14.08%) for TIGR is above the 3 year average (3.60%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.65%
ROE 18.98%
ROIC 14.08%
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
TIGR Yearly ROA, ROE, ROICTIGR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100 150

1.3 Margins

  • TIGR has a Profit Margin of 27.42%. This is in the better half of the industry: TIGR outperforms 69.75% of its industry peers.
  • TIGR's Profit Margin has improved in the last couple of years.
  • TIGR has a Operating Margin of 33.70%. This is in the better half of the industry: TIGR outperforms 64.71% of its industry peers.
  • TIGR's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 83.52%, TIGR belongs to the top of the industry, outperforming 88.66% of the companies in the same industry.
  • In the last couple of years the Gross Margin of TIGR has declined.
Industry RankSector Rank
OM 33.7%
PM (TTM) 27.42%
GM 83.52%
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
TIGR Yearly Profit, Operating, Gross MarginsTIGR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -100 -200

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The number of shares outstanding for TIGR has been increased compared to 1 year ago.
  • TIGR has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for TIGR has been reduced compared to a year ago.
TIGR Yearly Shares OutstandingTIGR Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
TIGR Yearly Total Debt VS Total AssetsTIGR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.2 Solvency

  • TIGR has an Altman-Z score of 0.36. This is a bad value and indicates that TIGR is not financially healthy and even has some risk of bankruptcy.
  • TIGR has a Altman-Z score of 0.36. This is in the lower half of the industry: TIGR underperforms 64.71% of its industry peers.
  • TIGR has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.20, TIGR is in the better half of the industry, outperforming 75.21% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF N/A
Altman-Z 0.36
ROIC/WACCN/A
WACCN/A
TIGR Yearly LT Debt VS Equity VS FCFTIGR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Current ratio value of 1.09, TIGR perfoms like the industry average, outperforming 49.58% of the companies in the same industry.
  • TIGR has a Quick Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
  • TIGR has a Quick ratio (1.09) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.09
Quick Ratio 1.09
TIGR Yearly Current Assets VS Current LiabilitesTIGR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 88.83% over the past year.
  • Measured over the past years, TIGR shows a very strong growth in Earnings Per Share. The EPS has been growing by 25.99% on average per year.
  • The Revenue has grown by 66.14% in the past year. This is a very strong growth!
  • TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%

3.2 Future

  • Based on estimates for the next years, TIGR will show a very strong growth in Earnings Per Share. The EPS will grow by 28.90% on average per year.
  • TIGR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 15.98% yearly.
EPS Next Y159.9%
EPS Next 2Y62.41%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
TIGR Yearly Revenue VS EstimatesTIGR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
TIGR Yearly EPS VS EstimatesTIGR Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 0.5 1

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 20.67 indicates a rather expensive valuation of TIGR.
  • Compared to the rest of the industry, the Price/Earnings ratio of TIGR indicates a slightly more expensive valuation: TIGR is more expensive than 63.03% of the companies listed in the same industry.
  • TIGR's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.67.
  • A Price/Forward Earnings ratio of 7.85 indicates a rather cheap valuation of TIGR.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of TIGR indicates a rather cheap valuation: TIGR is cheaper than 84.03% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.69. TIGR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 20.67
Fwd PE 7.85
TIGR Price Earnings VS Forward Price EarningsTIGR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • TIGR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. TIGR is cheaper than 95.80% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 4.01
TIGR Per share dataTIGR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • TIGR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • TIGR has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as TIGR's earnings are expected to grow with 43.77% in the coming years.
PEG (NY)0.13
PEG (5Y)N/A
EPS Next 2Y62.41%
EPS Next 3Y43.77%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • TIGR does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

UP FINTECH HOLDING LTD - ADR

NASDAQ:TIGR (2/12/2026, 8:00:02 PM)

After market: 8.05 -0.01 (-0.12%)

8.06

-0.3 (-3.59%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)12-04
Earnings (Next)03-16
Inst Owners42.71%
Inst Owner Change0.32%
Ins Owners10.67%
Ins Owner Change0%
Market Cap1.51B
Revenue(TTM)560.59M
Net Income(TTM)153.72M
Analysts83.53
Price Target15.13 (87.72%)
Short Float %46.63%
Short Ratio1.2
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.09%
PT rev (3m)4.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.18%
EPS NY rev (3m)21.27%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)10.17%
Valuation
Industry RankSector Rank
PE 20.67
Fwd PE 7.85
P/S 2.69
P/FCF N/A
P/OCF N/A
P/B 1.86
P/tB 1.87
EV/EBITDA 4.01
EPS(TTM)0.39
EY4.84%
EPS(NY)1.03
Fwd EY12.73%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3
BVpS4.33
TBVpS4.32
PEG (NY)0.13
PEG (5Y)N/A
Graham Number6.17
Profitability
Industry RankSector Rank
ROA 1.65%
ROE 18.98%
ROCE 22.95%
ROIC 14.08%
ROICexc 46.57%
ROICexgc 46.96%
OM 33.7%
PM (TTM) 27.42%
GM 83.52%
FCFM N/A
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF N/A
Debt/EBITDA 0.84
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.09
Quick Ratio 1.09
Altman-Z 0.36
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
EPS Next Y159.9%
EPS Next 2Y62.41%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%
EBIT growth 1Y313.48%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year177.65%
EBIT Next 3Y43.79%
EBIT Next 5Y28.61%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%

UP FINTECH HOLDING LTD - ADR / TIGR FAQ

What is the fundamental rating for TIGR stock?

ChartMill assigns a fundamental rating of 5 / 10 to TIGR.


Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?

ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.


Can you provide the profitability details for UP FINTECH HOLDING LTD - ADR?

UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 6 / 10.


How financially healthy is UP FINTECH HOLDING LTD - ADR?

The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.


What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?

The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 159.9% in the next year.