Logo image of OXLC

OXFORD LANE CAPITAL CORP (OXLC) Stock Price, Quote, News and Overview

NASDAQ:OXLC - Nasdaq - US6915431026 - Currency: USD

4.085  +0.08 (+1.87%)

Fundamental Rating

3

Taking everything into account, OXLC scores 3 out of 10 in our fundamental rating. OXLC was compared to 0 industry peers in the Unkown industry. OXLC may be in some trouble as it scores bad on both profitability and health. OXLC is not overvalued while it is showing excellent growth. This is an interesting combination.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

In the past year OXLC was profitable.
OXLC had a negative operating cash flow in the past year.
OXLC had positive earnings in 4 of the past 5 years.
OXLC had a negative operating cash flow in each of the past 5 years.
OXLC Yearly Net Income VS EBIT VS OCF VS FCFOXLC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M -600M

1.2 Ratios

Industry RankSector Rank
ROA 1.71%
ROE 2.48%
ROIC 8.05%
ROA(3y)0.77%
ROA(5y)8.45%
ROE(3y)0.32%
ROE(5y)12.57%
ROIC(3y)9.42%
ROIC(5y)8.78%
OXLC Yearly ROA, ROE, ROICOXLC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50 -100

1.3 Margins

In the last couple of years the Profit Margin of OXLC has declined.
OXLC's Operating Margin has been stable in the last couple of years.
OXLC's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 62.93%
PM (TTM) 11.26%
GM 64.83%
OM growth 3Y1.54%
OM growth 5Y1.07%
PM growth 3Y-43.73%
PM growth 5YN/A
GM growth 3Y1.46%
GM growth 5Y0.91%
OXLC Yearly Profit, Operating, Gross MarginsOXLC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 200 -200

2

2. Health

2.1 Basic Checks

OXLC has more shares outstanding than it did 1 year ago.
The number of shares outstanding for OXLC has been increased compared to 5 years ago.
Compared to 1 year ago, OXLC has an improved debt to assets ratio.
OXLC Yearly Shares OutstandingOXLC Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
OXLC Yearly Total Debt VS Total AssetsOXLC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

OXLC has an Altman-Z score of 1.43. This is a bad value and indicates that OXLC is not financially healthy and even has some risk of bankruptcy.
OXLC has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF N/A
Altman-Z 1.43
ROIC/WACCN/A
WACCN/A
OXLC Yearly LT Debt VS Equity VS FCFOXLC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B 1.5B

2.3 Liquidity

OXLC has a Current Ratio of 1.76. This is a normal value and indicates that OXLC is financially healthy and should not expect problems in meeting its short term obligations.
A Quick Ratio of 1.76 indicates that OXLC should not have too much problems paying its short term obligations.
Industry RankSector Rank
Current Ratio 1.76
Quick Ratio 1.76
OXLC Yearly Current Assets VS Current LiabilitesOXLC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

8

3. Growth

3.1 Past

OXLC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 39.77%, which is quite impressive.
Measured over the past 5 years, OXLC shows a small growth in Earnings Per Share. The EPS has been growing by 1.01% on average per year.
OXLC shows a strong growth in Revenue. In the last year, the Revenue has grown by 40.34%.
OXLC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 27.97% yearly.
EPS 1Y (TTM)39.77%
EPS 3Y0.55%
EPS 5Y1.01%
EPS Q2Q%15.91%
Revenue 1Y (TTM)40.34%
Revenue growth 3Y34.07%
Revenue growth 5Y27.97%
Sales Q2Q%-41.66%

3.2 Future

Based on estimates for the next years, OXLC will show a decrease in Earnings Per Share. The EPS will decrease by -3.02% on average per year.
The Revenue is expected to grow by 44.97% on average over the next years. This is a very strong growth
EPS Next Y5.32%
EPS Next 2Y-6.69%
EPS Next 3Y-3.02%
EPS Next 5YN/A
Revenue Next Year42.59%
Revenue Next 2Y46.74%
Revenue Next 3Y44.97%
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
OXLC Yearly Revenue VS EstimatesOXLC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M
OXLC Yearly EPS VS EstimatesOXLC Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 1 1.5

4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 3.32, which indicates a rather cheap valuation of OXLC.
When comparing the Price/Earnings ratio of OXLC to the average of the S&P500 Index (26.65), we can say OXLC is valued rather cheaply.
With a Price/Forward Earnings ratio of 3.81, the valuation of OXLC can be described as very cheap.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.27, OXLC is valued rather cheaply.
Industry RankSector Rank
PE 3.32
Fwd PE 3.81
OXLC Price Earnings VS Forward Price EarningsOXLC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OXLC Per share dataOXLC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 3 4

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A cheap valuation may be justified as OXLC's earnings are expected to decrease with -3.02% in the coming years.
PEG (NY)0.62
PEG (5Y)3.3
EPS Next 2Y-6.69%
EPS Next 3Y-3.02%

4

5. Dividend

5.1 Amount

OXLC has a Yearly Dividend Yield of 19.59%, which is a nice return.
Compared to an average S&P500 Dividend Yield of 2.44, OXLC pays a better dividend.
Industry RankSector Rank
Dividend Yield 19.59%

5.2 History

The dividend of OXLC decreases each year by -8.99%.
OXLC has been paying a dividend for at least 10 years, so it has a reliable track record.
OXLC has decreased its dividend recently.
Dividend Growth(5Y)-8.99%
Div Incr Years1
Div Non Decr Years1
OXLC Yearly Dividends per shareOXLC Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

OXLC pays out 636.69% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of OXLC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP636.69%
EPS Next 2Y-6.69%
EPS Next 3Y-3.02%
OXLC Yearly Income VS Free CF VS DividendOXLC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M -600M
OXLC Dividend Payout.OXLC Dividend Payout, showing the Payout Ratio.OXLC Dividend Payout.PayoutRetained Earnings

OXFORD LANE CAPITAL CORP

NASDAQ:OXLC (6/24/2025, 11:40:08 AM)

4.085

+0.08 (+1.87%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)05-20 2025-05-20/bmo
Earnings (Next)07-24 2025-07-24
Inst Owners3.99%
Inst Owner Change5.74%
Ins Owners3.58%
Ins Owner Change0%
Market Cap1.85B
Analysts85
Price Target4.85 (18.73%)
Short Float %1.71%
Short Ratio1.26
Dividend
Industry RankSector Rank
Dividend Yield 19.59%
Yearly Dividend0.89
Dividend Growth(5Y)-8.99%
DP636.69%
Div Incr Years1
Div Non Decr Years1
Ex-Date09-16 2025-09-16 (0.09)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-11.63%
PT rev (3m)-11.63%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-4.55%
EPS NY rev (3m)-4.55%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)3.5%
Revenue NY rev (3m)3.5%
Valuation
Industry RankSector Rank
PE 3.32
Fwd PE 3.81
P/S 4.3
P/FCF N/A
P/OCF N/A
P/B 0.95
P/tB 0.95
EV/EBITDA N/A
EPS(TTM)1.23
EY30.11%
EPS(NY)1.07
Fwd EY26.22%
FCF(TTM)-1.55
FCFYN/A
OCF(TTM)-1.55
OCFYN/A
SpS0.95
BVpS4.32
TBVpS4.32
PEG (NY)0.62
PEG (5Y)3.3
Profitability
Industry RankSector Rank
ROA 1.71%
ROE 2.48%
ROCE 10.19%
ROIC 8.05%
ROICexc 9.05%
ROICexgc 9.05%
OM 62.93%
PM (TTM) 11.26%
GM 64.83%
FCFM N/A
ROA(3y)0.77%
ROA(5y)8.45%
ROE(3y)0.32%
ROE(5y)12.57%
ROIC(3y)9.42%
ROIC(5y)8.78%
ROICexc(3y)9.92%
ROICexc(5y)9.31%
ROICexgc(3y)9.93%
ROICexgc(5y)9.32%
ROCE(3y)11.93%
ROCE(5y)11.11%
ROICexcg growth 3Y2.66%
ROICexcg growth 5Y-5.82%
ROICexc growth 3Y2.66%
ROICexc growth 5Y-5.82%
OM growth 3Y1.54%
OM growth 5Y1.07%
PM growth 3Y-43.73%
PM growth 5YN/A
GM growth 3Y1.46%
GM growth 5Y0.91%
F-Score4
Asset Turnover0.15
Health
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 7.9
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.76
Quick Ratio 1.76
Altman-Z 1.43
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)39.77%
EPS 3Y0.55%
EPS 5Y1.01%
EPS Q2Q%15.91%
EPS Next Y5.32%
EPS Next 2Y-6.69%
EPS Next 3Y-3.02%
EPS Next 5YN/A
Revenue 1Y (TTM)40.34%
Revenue growth 3Y34.07%
Revenue growth 5Y27.97%
Sales Q2Q%-41.66%
Revenue Next Year42.59%
Revenue Next 2Y46.74%
Revenue Next 3Y44.97%
Revenue Next 5YN/A
EBIT growth 1Y45.25%
EBIT growth 3Y31.26%
EBIT growth 5Y30.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-468.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-468.52%
OCF growth 3YN/A
OCF growth 5YN/A