MCAN MORTGAGE CORP (MKP.CA) Fundamental Analysis & Valuation
TSX:MKP • CA5791761086
Current stock price
23.21 CAD
-0.02 (-0.09%)
Last:
This MKP.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. MKP.CA Profitability Analysis
1.1 Basic Checks
- MKP had positive earnings in the past year.
- In the past year MKP had a positive cash flow from operations.
- Each year in the past 5 years MKP has been profitable.
- In multiple years MKP reported negative operating cash flow during the last 5 years.
1.2 Ratios
- With a Return On Assets value of 1.16%, MKP is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
- Looking at the Return On Equity, with a value of 11.61%, MKP belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
- With a Return On Invested Capital value of 0.83%, MKP is not doing good in the industry: 70.00% of the companies in the same industry are doing better.
- MKP had an Average Return On Invested Capital over the past 3 years of 1.02%. This is significantly below the industry average of 7.43%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.16% | ||
| ROE | 11.61% | ||
| ROIC | 0.83% |
ROA(3y)1.41%
ROA(5y)1.46%
ROE(3y)13.04%
ROE(5y)13.06%
ROIC(3y)1.02%
ROIC(5y)1.05%
1.3 Margins
- Looking at the Profit Margin, with a value of 22.85%, MKP is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
- MKP's Profit Margin has declined in the last couple of years.
- With a Operating Margin value of 22.77%, MKP is not doing good in the industry: 63.33% of the companies in the same industry are doing better.
- MKP's Operating Margin has declined in the last couple of years.
- Looking at the Gross Margin, with a value of 44.94%, MKP is in line with its industry, outperforming 60.00% of the companies in the same industry.
- MKP's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.77% | ||
| PM (TTM) | 22.85% | ||
| GM | 44.94% |
OM growth 3Y-11.36%
OM growth 5Y-8.24%
PM growth 3Y-12.24%
PM growth 5Y-8.31%
GM growth 3Y-7.02%
GM growth 5Y-5.66%
2. MKP.CA Health Analysis
2.1 Basic Checks
- MKP has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for MKP has been increased compared to 1 year ago.
- MKP has more shares outstanding than it did 5 years ago.
- MKP has a worse debt/assets ratio than last year.
2.2 Solvency
- MKP has an Altman-Z score of -0.20. This is a bad value and indicates that MKP is not financially healthy and even has some risk of bankruptcy.
- MKP has a worse Altman-Z score (-0.20) than 90.00% of its industry peers.
- MKP has a debt to FCF ratio of 872.82. This is a negative value and a sign of low solvency as MKP would need 872.82 years to pay back of all of its debts.
- MKP's Debt to FCF ratio of 872.82 is on the low side compared to the rest of the industry. MKP is outperformed by 70.00% of its industry peers.
- A Debt/Equity ratio of 8.98 is on the high side and indicates that MKP has dependencies on debt financing.
- The Debt to Equity ratio of MKP (8.98) is worse than 90.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.98 | ||
| Debt/FCF | 872.82 | ||
| Altman-Z | -0.2 |
ROIC/WACC0.2
WACC4.12%
2.3 Liquidity
- A Current Ratio of 0.03 indicates that MKP may have some problems paying its short term obligations.
- The Current ratio of MKP (0.03) is worse than 83.33% of its industry peers.
- A Quick Ratio of 0.03 indicates that MKP may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.03, MKP is doing worse than 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. MKP.CA Growth Analysis
3.1 Past
- MKP shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -8.70%.
- The Earnings Per Share has been growing slightly by 1.57% on average over the past years.
- The Revenue has grown by 9.86% in the past year. This is quite good.
- MKP shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.91% yearly.
EPS 1Y (TTM)-8.7%
EPS 3Y2.23%
EPS 5Y1.57%
EPS Q2Q%115%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y26.01%
Revenue growth 5Y21.91%
Sales Q2Q%28.73%
3.2 Future
- Based on estimates for the next years, MKP will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.94% on average per year.
- The Revenue is expected to grow by 17.99% on average over the next years. This is quite good.
EPS Next Y12.76%
EPS Next 2Y11.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year14.88%
Revenue Next 2Y17.99%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. MKP.CA Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 12.28, which indicates a correct valuation of MKP.
- Based on the Price/Earnings ratio, MKP is valued a bit cheaper than 73.33% of the companies in the same industry.
- MKP is valuated cheaply when we compare the Price/Earnings ratio to 26.21, which is the current average of the S&P500 Index.
- MKP is valuated reasonably with a Price/Forward Earnings ratio of 10.89.
- Based on the Price/Forward Earnings ratio, MKP is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
- MKP is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.10, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.28 | ||
| Fwd PE | 10.89 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MKP is valued a bit cheaper than 73.33% of the companies in the same industry.
- MKP's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 141.89 | ||
| EV/EBITDA | 55.87 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.96
PEG (5Y)7.81
EPS Next 2Y11.94%
EPS Next 3YN/A
5. MKP.CA Dividend Analysis
5.1 Amount
- MKP has a Yearly Dividend Yield of 7.76%, which is a nice return.
- Compared to an average industry Dividend Yield of 5.46, MKP has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.89, MKP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.76% |
5.2 History
- The dividend of MKP decreases each year by -0.57%.
- MKP has been paying a dividend for at least 10 years, so it has a reliable track record.
- MKP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.57%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- MKP pays out 72.30% of its income as dividend. This is not a sustainable payout ratio.
DP72.3%
EPS Next 2Y11.94%
EPS Next 3YN/A
MKP.CA Fundamentals: All Metrics, Ratios and Statistics
TSX:MKP (4/7/2026, 7:00:00 PM)
23.21
-0.02 (-0.09%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-23 2026-02-23/amc
Earnings (Next)05-05 2026-05-05
Inst Owners0.15%
Inst Owner ChangeN/A
Ins Owners1.21%
Ins Owner ChangeN/A
Market Cap941.86M
Revenue(TTM)327.68M
Net Income(TTM)74.87M
Analysts76.67
Price Target24.99 (7.67%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.76% |
Yearly Dividend1.37
Dividend Growth(5Y)-0.57%
DP72.3%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-13 2026-03-13 (0.43)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.39%
Min EPS beat(2)-10.37%
Max EPS beat(2)13.15%
EPS beat(4)2
Avg EPS beat(4)-2.54%
Min EPS beat(4)-18.13%
Max EPS beat(4)13.15%
EPS beat(8)4
Avg EPS beat(8)-1.95%
EPS beat(12)5
Avg EPS beat(12)-4.63%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)8.89%
PT rev (3m)8.89%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.09%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.31%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.28 | ||
| Fwd PE | 10.89 | ||
| P/S | 2.87 | ||
| P/FCF | 141.89 | ||
| P/OCF | 77.28 | ||
| P/B | 1.46 | ||
| P/tB | 1.46 | ||
| EV/EBITDA | 55.87 |
EPS(TTM)1.89
EY8.14%
EPS(NY)2.13
Fwd EY9.18%
FCF(TTM)0.16
FCFY0.7%
OCF(TTM)0.3
OCFY1.29%
SpS8.07
BVpS15.89
TBVpS15.89
PEG (NY)0.96
PEG (5Y)7.81
Graham Number26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.16% | ||
| ROE | 11.61% | ||
| ROCE | 1.81% | ||
| ROIC | 0.83% | ||
| ROICexc | 0.84% | ||
| ROICexgc | 0.84% | ||
| OM | 22.77% | ||
| PM (TTM) | 22.85% | ||
| GM | 44.94% | ||
| FCFM | 2.03% |
ROA(3y)1.41%
ROA(5y)1.46%
ROE(3y)13.04%
ROE(5y)13.06%
ROIC(3y)1.02%
ROIC(5y)1.05%
ROICexc(3y)1.04%
ROICexc(5y)1.07%
ROICexgc(3y)1.04%
ROICexgc(5y)1.07%
ROCE(3y)2.52%
ROCE(5y)2.65%
ROICexgc growth 3Y-4.9%
ROICexgc growth 5Y-9.55%
ROICexc growth 3Y-4.92%
ROICexc growth 5Y-9.56%
OM growth 3Y-11.36%
OM growth 5Y-8.24%
PM growth 3Y-12.24%
PM growth 5Y-8.31%
GM growth 3Y-7.02%
GM growth 5Y-5.66%
F-Score4
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.98 | ||
| Debt/FCF | 872.82 | ||
| Debt/EBITDA | 75.35 | ||
| Cap/Depr | 244.67% | ||
| Cap/Sales | 1.69% | ||
| Interest Coverage | 0.47 | ||
| Cash Conversion | 15.85% | ||
| Profit Quality | 8.87% | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | -0.2 |
F-Score4
WACC4.12%
ROIC/WACC0.2
Cap/Depr(3y)271.14%
Cap/Depr(5y)176.99%
Cap/Sales(3y)1.19%
Cap/Sales(5y)0.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.7%
EPS 3Y2.23%
EPS 5Y1.57%
EPS Q2Q%115%
EPS Next Y12.76%
EPS Next 2Y11.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y26.01%
Revenue growth 5Y21.91%
Sales Q2Q%28.73%
Revenue Next Year14.88%
Revenue Next 2Y17.99%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-2.71%
EBIT growth 3Y11.7%
EBIT growth 5Y11.86%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-86.45%
FCF growth 3Y-38.1%
FCF growth 5Y-35.36%
OCF growth 1Y-77.34%
OCF growth 3Y-24.45%
OCF growth 5Y-27.08%
MCAN MORTGAGE CORP / MKP.CA Fundamental Analysis FAQ
What is the ChartMill fundamental rating of MCAN MORTGAGE CORP (MKP.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to MKP.CA.
Can you provide the valuation status for MCAN MORTGAGE CORP?
ChartMill assigns a valuation rating of 5 / 10 to MCAN MORTGAGE CORP (MKP.CA). This can be considered as Fairly Valued.
How profitable is MCAN MORTGAGE CORP (MKP.CA) stock?
MCAN MORTGAGE CORP (MKP.CA) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for MKP stock?
The Price/Earnings (PE) ratio for MCAN MORTGAGE CORP (MKP.CA) is 12.28 and the Price/Book (PB) ratio is 1.46.
Can you provide the expected EPS growth for MKP stock?
The Earnings per Share (EPS) of MCAN MORTGAGE CORP (MKP.CA) is expected to grow by 12.76% in the next year.