MCAN MORTGAGE CORP (MKP.CA) Fundamental Analysis & Valuation
TSX:MKP • CA5791761086
23.72 CAD
+0.19 (+0.81%)
Last: Mar 10, 2026, 07:00 PM
This MKP.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
MKP gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 32 industry peers in the Financial Services industry. MKP has a bad profitability rating. Also its financial health evaluation is rather negative. MKP has a decent growth rate and is not valued too expensively.
1. MKP.CA Profitability Analysis
1.1 Basic Checks
- In the past year MKP was profitable.
- In the past year MKP had a positive cash flow from operations.
- MKP had positive earnings in each of the past 5 years.
- The reported operating cash flow has been mixed in the past 5 years: MKP reported negative operating cash flow in multiple years.
1.2 Ratios
- MKP's Return On Assets of 1.16% is in line compared to the rest of the industry. MKP outperforms 56.25% of its industry peers.
- The Return On Equity of MKP (11.61%) is better than 84.38% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 0.83%, MKP is doing worse than 65.63% of the companies in the same industry.
- MKP had an Average Return On Invested Capital over the past 3 years of 1.02%. This is significantly below the industry average of 6.74%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.16% | ||
| ROE | 11.61% | ||
| ROIC | 0.83% |
ROA(3y)1.41%
ROA(5y)1.46%
ROE(3y)13.04%
ROE(5y)13.06%
ROIC(3y)1.02%
ROIC(5y)1.05%
1.3 Margins
- Looking at the Profit Margin, with a value of 22.85%, MKP is in line with its industry, outperforming 59.38% of the companies in the same industry.
- In the last couple of years the Profit Margin of MKP has declined.
- MKP has a Operating Margin of 22.77%. This is comparable to the rest of the industry: MKP outperforms 40.63% of its industry peers.
- In the last couple of years the Operating Margin of MKP has declined.
- MKP has a Gross Margin (44.94%) which is comparable to the rest of the industry.
- In the last couple of years the Gross Margin of MKP has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.77% | ||
| PM (TTM) | 22.85% | ||
| GM | 44.94% |
OM growth 3Y-11.36%
OM growth 5Y-8.24%
PM growth 3Y-12.24%
PM growth 5Y-8.31%
GM growth 3Y-7.02%
GM growth 5Y-5.66%
2. MKP.CA Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MKP is destroying value.
- Compared to 1 year ago, MKP has more shares outstanding
- MKP has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, MKP has a worse debt to assets ratio.
2.2 Solvency
- MKP has an Altman-Z score of -0.20. This is a bad value and indicates that MKP is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of -0.20, MKP is not doing good in the industry: 93.75% of the companies in the same industry are doing better.
- MKP has a debt to FCF ratio of 872.82. This is a negative value and a sign of low solvency as MKP would need 872.82 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 872.82, MKP is doing worse than 71.88% of the companies in the same industry.
- A Debt/Equity ratio of 8.98 is on the high side and indicates that MKP has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 8.98, MKP is doing worse than 87.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.98 | ||
| Debt/FCF | 872.82 | ||
| Altman-Z | -0.2 |
ROIC/WACC0.2
WACC4.17%
2.3 Liquidity
- MKP has a Current Ratio of 0.03. This is a bad value and indicates that MKP is not financially healthy enough and could expect problems in meeting its short term obligations.
- MKP has a worse Current ratio (0.03) than 84.38% of its industry peers.
- MKP has a Quick Ratio of 0.03. This is a bad value and indicates that MKP is not financially healthy enough and could expect problems in meeting its short term obligations.
- MKP has a worse Quick ratio (0.03) than 84.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. MKP.CA Growth Analysis
3.1 Past
- The earnings per share for MKP have decreased by -8.70% in the last year.
- The Earnings Per Share has been growing slightly by 1.57% on average over the past years.
- Looking at the last year, MKP shows a quite strong growth in Revenue. The Revenue has grown by 9.86% in the last year.
- MKP shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.91% yearly.
EPS 1Y (TTM)-8.7%
EPS 3Y2.23%
EPS 5Y1.57%
EPS Q2Q%115%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y26.01%
Revenue growth 5Y21.91%
Sales Q2Q%28.73%
3.2 Future
- MKP is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.94% yearly.
- MKP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.99% yearly.
EPS Next Y12.76%
EPS Next 2Y11.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year14.88%
Revenue Next 2Y17.99%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. MKP.CA Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 12.55, the valuation of MKP can be described as correct.
- Based on the Price/Earnings ratio, MKP is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
- MKP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.25.
- With a Price/Forward Earnings ratio of 11.13, the valuation of MKP can be described as very reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of MKP indicates a somewhat cheap valuation: MKP is cheaper than 78.13% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.39, MKP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.55 | ||
| Fwd PE | 11.13 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MKP is valued a bit cheaper than 78.13% of the companies in the same industry.
- MKP's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 145.01 | ||
| EV/EBITDA | 56.04 |
4.3 Compensation for Growth
- MKP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.98
PEG (5Y)7.98
EPS Next 2Y11.94%
EPS Next 3YN/A
5. MKP.CA Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 7.11%, MKP is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 4.77, MKP has a dividend in line with its industry peers.
- MKP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.11% |
5.2 History
- The dividend of MKP decreases each year by -0.57%.
- MKP has been paying a dividend for at least 10 years, so it has a reliable track record.
- MKP has decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.57%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- MKP pays out 72.30% of its income as dividend. This is not a sustainable payout ratio.
DP72.3%
EPS Next 2Y11.94%
EPS Next 3YN/A
MKP.CA Fundamentals: All Metrics, Ratios and Statistics
TSX:MKP (3/10/2026, 7:00:00 PM)
23.72
+0.19 (+0.81%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-23 2026-02-23/amc
Earnings (Next)05-05 2026-05-05
Inst Owners0.15%
Inst Owner ChangeN/A
Ins Owners1.21%
Ins Owner ChangeN/A
Market Cap962.56M
Revenue(TTM)327.68M
Net Income(TTM)74.87M
Analysts76.67
Price Target22.95 (-3.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.11% |
Yearly Dividend1.37
Dividend Growth(5Y)-0.57%
DP72.3%
Div Incr Years2
Div Non Decr Years2
Ex-Date03-13 2026-03-13 (0.43)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.39%
Min EPS beat(2)-10.37%
Max EPS beat(2)13.15%
EPS beat(4)2
Avg EPS beat(4)-2.54%
Min EPS beat(4)-18.13%
Max EPS beat(4)13.15%
EPS beat(8)4
Avg EPS beat(8)-1.95%
EPS beat(12)5
Avg EPS beat(12)-4.63%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-3.09%
EPS NQ rev (3m)-3.09%
EPS NY rev (1m)-2.31%
EPS NY rev (3m)-2.31%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.55 | ||
| Fwd PE | 11.13 | ||
| P/S | 2.94 | ||
| P/FCF | 145.01 | ||
| P/OCF | 78.98 | ||
| P/B | 1.49 | ||
| P/tB | 1.49 | ||
| EV/EBITDA | 56.04 |
EPS(TTM)1.89
EY7.97%
EPS(NY)2.13
Fwd EY8.98%
FCF(TTM)0.16
FCFY0.69%
OCF(TTM)0.3
OCFY1.27%
SpS8.07
BVpS15.89
TBVpS15.89
PEG (NY)0.98
PEG (5Y)7.98
Graham Number26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.16% | ||
| ROE | 11.61% | ||
| ROCE | 1.81% | ||
| ROIC | 0.83% | ||
| ROICexc | 0.84% | ||
| ROICexgc | 0.84% | ||
| OM | 22.77% | ||
| PM (TTM) | 22.85% | ||
| GM | 44.94% | ||
| FCFM | 2.03% |
ROA(3y)1.41%
ROA(5y)1.46%
ROE(3y)13.04%
ROE(5y)13.06%
ROIC(3y)1.02%
ROIC(5y)1.05%
ROICexc(3y)1.04%
ROICexc(5y)1.07%
ROICexgc(3y)1.04%
ROICexgc(5y)1.07%
ROCE(3y)2.52%
ROCE(5y)2.65%
ROICexgc growth 3Y-4.9%
ROICexgc growth 5Y-9.55%
ROICexc growth 3Y-4.92%
ROICexc growth 5Y-9.56%
OM growth 3Y-11.36%
OM growth 5Y-8.24%
PM growth 3Y-12.24%
PM growth 5Y-8.31%
GM growth 3Y-7.02%
GM growth 5Y-5.66%
F-Score4
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.98 | ||
| Debt/FCF | 872.82 | ||
| Debt/EBITDA | 75.35 | ||
| Cap/Depr | 244.67% | ||
| Cap/Sales | 1.69% | ||
| Interest Coverage | 0.47 | ||
| Cash Conversion | 15.85% | ||
| Profit Quality | 8.87% | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | -0.2 |
F-Score4
WACC4.17%
ROIC/WACC0.2
Cap/Depr(3y)271.14%
Cap/Depr(5y)176.99%
Cap/Sales(3y)1.19%
Cap/Sales(5y)0.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.7%
EPS 3Y2.23%
EPS 5Y1.57%
EPS Q2Q%115%
EPS Next Y12.76%
EPS Next 2Y11.94%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y26.01%
Revenue growth 5Y21.91%
Sales Q2Q%28.73%
Revenue Next Year14.88%
Revenue Next 2Y17.99%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-2.71%
EBIT growth 3Y11.7%
EBIT growth 5Y11.86%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-86.45%
FCF growth 3Y-38.1%
FCF growth 5Y-35.36%
OCF growth 1Y-77.34%
OCF growth 3Y-24.45%
OCF growth 5Y-27.08%
MCAN MORTGAGE CORP / MKP.CA FAQ
What is the ChartMill fundamental rating of MCAN MORTGAGE CORP (MKP.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to MKP.CA.
Can you provide the valuation status for MCAN MORTGAGE CORP?
ChartMill assigns a valuation rating of 5 / 10 to MCAN MORTGAGE CORP (MKP.CA). This can be considered as Fairly Valued.
What is the profitability of MKP stock?
MCAN MORTGAGE CORP (MKP.CA) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for MKP stock?
The Price/Earnings (PE) ratio for MCAN MORTGAGE CORP (MKP.CA) is 12.55 and the Price/Book (PB) ratio is 1.49.
What is the expected EPS growth for MCAN MORTGAGE CORP (MKP.CA) stock?
The Earnings per Share (EPS) of MCAN MORTGAGE CORP (MKP.CA) is expected to grow by 12.76% in the next year.