LIVE OAK BANCSHARES INC (LOB) Stock Price & Overview

NYSE:LOBUS53803X1054

Current stock price

32.09 USD
-0.59 (-1.81%)
At close:
32.09 USD
0 (0%)
After Hours:

The current stock price of LOB is 32.09 USD. Today LOB is down by -1.81%. In the past month the price decreased by -11.52%. In the past year, price increased by 20.78%.

LOB Key Statistics

52-Week Range22.68 - 42.89
Current LOB stock price positioned within its 52-week range.
1-Month Range31.11 - 37.215
Current LOB stock price positioned within its 1-month range.
Market Cap
1.483B
P/E
14.45
Fwd P/E
10.95
EPS (TTM)
2.22
Dividend Yield
0.38%

LOB Stock Performance

Today
-1.81%
1 Week
+0.75%
1 Month
-11.52%
3 Months
-8.86%
Longer-term
6 Months -11.28%
1 Year +20.78%
2 Years -22.69%
3 Years +31.68%
5 Years -53.15%
10 Years +113.93%

LOB Stock Chart

LIVE OAK BANCSHARES INC / LOB Daily stock chart

LOB Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to LOB. When comparing the yearly performance of all stocks, LOB turns out to be only a medium performer in the overall market: it outperformed 66.98% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

LOB Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to LOB. Both the profitability and financial health of LOB have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

LOB Earnings

On January 21, 2026 LOB reported an EPS of 0.95 and a revenue of 172.91M. The company missed EPS expectations (-1.34% surprise) and beat revenue expectations (18.32% surprise).

Next Earnings DateApr 21, 2026
Last Earnings DateJan 21, 2026
PeriodQ4 / 2025
EPS Reported$0.95
Revenue Reported172.907M
EPS Surprise -1.34%
Revenue Surprise 18.32%

LOB Forecast & Estimates

9 analysts have analysed LOB and the average price target is 45.65 USD. This implies a price increase of 42.24% is expected in the next year compared to the current price of 32.09.

For the next year, analysts expect an EPS growth of 32.03% and a revenue growth 11.62% for LOB


Analysts
Analysts73.33
Price Target45.65 (42.26%)
EPS Next Y32.03%
Revenue Next Year11.62%

LOB Groups

Sector & Classification

LOB Financial Highlights

Over the last trailing twelve months LOB reported a non-GAAP Earnings per Share(EPS) of 2.22. The EPS increased by 53.1% compared to the year before.


Income Statements
Revenue(TTM)577.82M
Net Income(TTM)102.82M
Industry RankSector Rank
PM (TTM) 17.8%
ROA 0.68%
ROE 8.23%
Debt/Equity 0.08
Chartmill High Growth Momentum
EPS Q2Q%331.82%
Sales Q2Q%35.01%
EPS 1Y (TTM)53.1%
Revenue 1Y (TTM)15.64%

LOB Ownership

Ownership
Inst Owners72.08%
Shares46.22M
Float35.52M
Ins Owners19.44%
Short Float %5.23%
Short Ratio5.44

LOB Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List

About LOB

Company Profile

LOB logo image Live Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company, which operates as a national online platform for small business lending. The company is headquartered in Wilmington, North Carolina and currently employs 1,027 full-time employees. The company went IPO on 2015-07-23. The Bank specializes in providing lending and deposit-related services to small businesses nationwide. The Bank operates a national online platform for small business lending and deposit gathering. In addition to the Bank, the Company directly or indirectly holds wholly owned subsidiaries, including Live Oak Ventures, Inc. (Live Oak Ventures), Live Oak Grove, LLC (Grove), and Government Loan Solutions, Inc. (GLS). Live Oak Ventures has an investment in Synply, Inc. (Synply). Synply is a cloud-based technology platform designed to simplify the loan syndication process for financial institutions. The Grove provides Company employees and business visitors with on-site dining at the Company’s Wilmington, North Carolina headquarters. GLS is a management and technology consulting firm that advises and offers solutions and services to participants in the government-guaranteed lending sector.

Company Info

IPO: 2015-07-23

LIVE OAK BANCSHARES INC

1741 Tiburon Drive

Wilmington NORTH CAROLINA 28403 US

CEO: James S. Mahan III

Employees: 1027

LOB Company Website

LOB Investor Relations

Phone: 19107905867

LIVE OAK BANCSHARES INC / LOB FAQ

What does LIVE OAK BANCSHARES INC do?

Live Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company, which operates as a national online platform for small business lending. The company is headquartered in Wilmington, North Carolina and currently employs 1,027 full-time employees. The company went IPO on 2015-07-23. The Bank specializes in providing lending and deposit-related services to small businesses nationwide. The Bank operates a national online platform for small business lending and deposit gathering. In addition to the Bank, the Company directly or indirectly holds wholly owned subsidiaries, including Live Oak Ventures, Inc. (Live Oak Ventures), Live Oak Grove, LLC (Grove), and Government Loan Solutions, Inc. (GLS). Live Oak Ventures has an investment in Synply, Inc. (Synply). Synply is a cloud-based technology platform designed to simplify the loan syndication process for financial institutions. The Grove provides Company employees and business visitors with on-site dining at the Company’s Wilmington, North Carolina headquarters. GLS is a management and technology consulting firm that advises and offers solutions and services to participants in the government-guaranteed lending sector.


Can you provide the latest stock price for LIVE OAK BANCSHARES INC?

The current stock price of LOB is 32.09 USD. The price decreased by -1.81% in the last trading session.


What is the dividend status of LIVE OAK BANCSHARES INC?

LIVE OAK BANCSHARES INC (LOB) has a dividend yield of 0.38%. The yearly dividend amount is currently 0.19.


How is the ChartMill rating for LIVE OAK BANCSHARES INC?

LOB has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


On which exchange is LOB stock listed?

LOB stock is listed on the New York Stock Exchange exchange.


What is the market capitalization of LOB stock?

LIVE OAK BANCSHARES INC (LOB) has a market capitalization of 1.48B USD. This makes LOB a Small Cap stock.


Can you provide the short interest for LOB stock?

The outstanding short interest for LIVE OAK BANCSHARES INC (LOB) is 5.23% of its float.