LIVE OAK BANCSHARES INC (LOB) Forecast, Price Target & Analyst Ratings

NYSE:LOBUS53803X1054

Current stock price

32.65 USD
+0.4 (+1.24%)
At close:
32.65 USD
0 (0%)
After Hours:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for LIVE OAK BANCSHARES INC (LOB).

Forecast Snapshot

Consensus Price Target

Price Target
$45.65
+ 39.80% Upside

Next Earnings Forecast

Earnings Estimate
Release Date
Apr 21, 2026
Period
Q1 / 2026
EPS Estimate
$0.53
Revenue Estimate
148.07M

ChartMill Buy Consensus

Rating
73.33%
Weighted Analyst Rating Score

Price Target Details & History

Consensus Price Target and Range

Mean target
$45.65
Upside
+ 39.80%
From current price of $32.65 to mean target of $45.65, Based on 9 analyst forecasts
Low
$40.40
Median
$44.88
High
$53.55

Price Target Revisions

1 Month
0.00%
3 Months
5.29%

Price Target Summary

9 Wall Street analysts provided a forecast for the next 12 months for LOB. The average price target is 45.65 USD. This implies a price increase of 39.8% is expected in the next year compared to the current price of 32.65.
The average price target has been revised upward by 5.29% in the past 3 months.

Analyst Ratings & History

Current Analyst Ratings

LOB Current Analyst RatingLOB Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 0 0 0 0 0

Analyst Ratings History

LOB Historical Analyst RatingsLOB Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 2 4 6 8

Analyst Ratings Consensus

ChartMill Buy Consensus
73.33%
LOB was analyzed by 9 analysts. The buy percentage consensus is at 73. So analysts seem to be have mildly positive about LOB.
In the previous month the buy percentage consensus was at a similar level.
LOB was analyzed by 9 analysts. More opinions would make the average more meaningful.

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-02-03TD CowenMaintains Buy -> Buy
2025-10-24Piper SandlerMaintains Neutral -> Neutral
2025-09-10Cantor FitzgeraldInitiate Neutral
2025-08-19Keefe, Bruyette & WoodsUpgrade Market Perform -> Outperform
2025-07-25Keefe, Bruyette & WoodsReiterate Market Perform -> Market Perform
2025-07-11Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2025-04-25Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2025-01-24Keefe, Bruyette & WoodsReiterate Market Perform -> Market Perform
2024-10-28Truist SecuritiesMaintains Buy -> Buy
2024-10-25Piper SandlerMaintains Neutral -> Neutral
2024-09-20Truist SecuritiesMaintains Buy -> Buy
2024-07-29Truist SecuritiesMaintains Buy -> Buy
2024-07-29Piper SandlerMaintains Neutral -> Neutral
2024-07-26Keefe, Bruyette & WoodsReiterate Market Perform -> Market Perform
2024-07-08Truist SecuritiesMaintains Buy -> Buy
2024-06-27JP MorganMaintains Overweight -> Overweight
2024-04-26Keefe, Bruyette & WoodsReiterate Market Perform -> Market Perform
2024-04-26Truist SecuritiesMaintains Buy -> Buy
2024-04-01Truist SecuritiesMaintains Buy -> Buy
2024-01-30Truist SecuritiesMaintains Buy -> Buy
2024-01-26Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform
2023-12-15Truist SecuritiesMaintains Buy -> Buy
2023-10-05JP MorganUpgrade Neutral -> Overweight
2023-09-27Truist SecuritiesMaintains Buy -> Buy
2023-07-27Keefe, Bruyette & WoodsMaintains Market Perform -> Market Perform

Next Earnings Forecast Details

Next Earnings Details

Release Date
Apr 21, 2026
Period
Q1 / 2026
EPS Estimate
$0.53
Revenue Estimate
148.07M
Revenue Q2Q
17.41%
EPS Q2Q
153.30%
Number of Analysts
6

Next Earnings Revisions

Revenue (1 Month)
0.00%
Revenue (3 Months)
-4.53%
EPS (1 Month)
0.00%
EPS (3 Months)
-0.35%

Next Earnings Summary

LOB is expected to report earnings on 4/21/2026. The consensus EPS estimate for the next earnings is 0.53 USD and the consensus revenue estimate is 148.07M USD.
The next earnings revenue estimate has been revised downward by 4.53% in the past 3 months.

Full Analyst Estimates

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027
Revenue
YoY % growth
LOB revenue by date.LOB revenue by date.
457.038M
-19.18%
499.686M
9.33%
577.816M
15.64%
651.53M
12.76%
755.99M
16.03%
EBITDA
YoY % growth
LOB ebitda by date.LOB ebitda by date.
N/AN/AN/AN/AN/A
EBIT
YoY % growth
LOB ebit by date.LOB ebit by date.
N/A
12.97%
N/A
20.71%
N/A
23.79%
238.56M
3.95%
306.96M
28.67%
Operating Margin
LOB operating margin by date.LOB operating margin by date.
N/AN/AN/A36.62%40.60%
EPS
YoY % growth
LOB eps by date.LOB eps by date.
1.64
-8.38%
1.45
-11.59%
2.22
53.10%
2.93
32.03%
4.07
38.75%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth
0.53
153.30%
0.67
31.89%
0.84
52.85%
0.92
-3.29%
0.81
52.94%
0.95
41.22%
1.09
29.10%
1.14
23.84%
Revenue
Q2Q % growth
148.07M
17.41%
156.88M
9.14%
166.24M
13.79%
179.26M
3.67%
179.88M
21.48%
191.29M
21.93%
202.3M
21.69%
210.18M
17.25%
EBITDA
Q2Q % growth
N/AN/AN/AN/AN/AN/AN/AN/A
EBIT
Q2Q % growth
46.94M
6.11%
55.489M
0.25%
79.64M
28.79%
85.312M
32.95%
76.76M
63.53%
85.749M
54.53%
96.051M
20.61%
104.13M
22.06%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

LOB Yearly Revenue VS EstimatesLOB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
LOB Yearly EPS VS EstimatesLOB Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
N/A
EPS Next 5 Year
N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
N/A
Revenue Next 5 Year
N/A

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
N/A
EBIT Next 5 Year
N/A

LIVE OAK BANCSHARES INC / LOB Forecast FAQ

What is the average price target for LIVE OAK BANCSHARES INC (LOB) stock?

9 analysts have analysed LOB and the average price target is 45.65 USD. This implies a price increase of 39.8% is expected in the next year compared to the current price of 32.65.

Can you provide the upcoming earnings date for LIVE OAK BANCSHARES INC?

LIVE OAK BANCSHARES INC (LOB) will report earnings on 2026-04-21.

Can you provide the consensus estimates for LIVE OAK BANCSHARES INC next earnings?

The consensus EPS estimate for the next earnings of LIVE OAK BANCSHARES INC (LOB) is 0.53 USD and the consensus revenue estimate is 148.07M USD.

How do analysts rate LIVE OAK BANCSHARES INC (LOB)?

The consensus rating for LIVE OAK BANCSHARES INC (LOB) is 73.3333 / 100 . This indicates that analysts generally have a positive outlook on the stock.