VALLEY NATIONAL BANCORP - VLY 7.79384 PERP (VLYPP) Fundamental Analysis & Valuation

NASDAQ:VLYPP • US9197942066

Current stock price

24.9047 USD
-0.05 (-0.18%)
Last:

This VLYPP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. VLYPP Profitability Analysis

1.1 Basic Checks

  • In the past year VLYPP was profitable.
  • VLYPP had a positive operating cash flow in the past year.
  • Each year in the past 5 years VLYPP has been profitable.
  • Each year in the past 5 years VLYPP had a positive operating cash flow.
VLYPP Yearly Net Income VS EBIT VS OCF VS FCFVLYPP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B

1.2 Ratios

  • With a Return On Assets value of 0.89%, VLYPP perfoms like the industry average, outperforming 43.16% of the companies in the same industry.
  • VLYPP has a worse Return On Equity (7.29%) than 68.16% of its industry peers.
Industry RankSector Rank
ROA 0.89%
ROE 7.29%
ROIC N/A
ROA(3y)0.75%
ROA(5y)0.86%
ROE(3y)6.44%
ROE(5y)7.41%
ROIC(3y)N/A
ROIC(5y)N/A
VLYPP Yearly ROA, ROE, ROICVLYPP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • VLYPP's Profit Margin of 28.09% is fine compared to the rest of the industry. VLYPP outperforms 65.79% of its industry peers.
  • In the last couple of years the Profit Margin of VLYPP has remained more or less at the same level.
  • VLYPP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 28.09%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.99%
PM growth 5Y-0.66%
GM growth 3YN/A
GM growth 5YN/A
VLYPP Yearly Profit, Operating, Gross MarginsVLYPP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. VLYPP Health Analysis

2.1 Basic Checks

  • VLYPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, VLYPP has less shares outstanding
  • Compared to 5 years ago, VLYPP has more shares outstanding
  • The debt/assets ratio for VLYPP has been reduced compared to a year ago.
VLYPP Yearly Shares OutstandingVLYPP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M
VLYPP Yearly Total Debt VS Total AssetsVLYPP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of VLYPP is 1.82, which is an excellent value as it means it would take VLYPP, only 1.82 years of fcf income to pay off all of its debts.
  • VLYPP's Debt to FCF ratio of 1.82 is in line compared to the rest of the industry. VLYPP outperforms 51.84% of its industry peers.
  • VLYPP has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of VLYPP (0.08) is better than 74.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.08
Debt/FCF 1.82
Altman-Z N/A
ROIC/WACCN/A
WACC14.81%
VLYPP Yearly LT Debt VS Equity VS FCFVLYPP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
VLYPP Yearly Current Assets VS Current LiabilitesVLYPP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. VLYPP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 58.73% over the past year.
  • VLYPP shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.82% yearly.
  • VLYPP shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.75%.
  • Measured over the past years, VLYPP shows a quite strong growth in Revenue. The Revenue has been growing by 9.25% on average per year.
EPS 1Y (TTM)58.73%
EPS 3Y-8.37%
EPS 5Y0.82%
EPS Q2Q%138.46%
Revenue 1Y (TTM)9.75%
Revenue growth 3Y2.84%
Revenue growth 5Y9.25%
Sales Q2Q%14.14%

3.2 Future

  • VLYPP is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.75% yearly.
  • Based on estimates for the next years, VLYPP will show a quite strong growth in Revenue. The Revenue will grow by 8.98% on average per year.
EPS Next Y27.89%
EPS Next 2Y23.03%
EPS Next 3Y18.75%
EPS Next 5YN/A
Revenue Next Year12.11%
Revenue Next 2Y10.26%
Revenue Next 3Y8.98%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
VLYPP Yearly Revenue VS EstimatesVLYPP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B 2B 2.5B
VLYPP Yearly EPS VS EstimatesVLYPP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5

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2

4. VLYPP Valuation Analysis

4.1 Price/Earnings Ratio

  • VLYPP is valuated rather expensively with a Price/Earnings ratio of 24.90.
  • Compared to the rest of the industry, the Price/Earnings ratio of VLYPP indicates a rather expensive valuation: VLYPP more expensive than 86.05% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of VLYPP to the average of the S&P500 Index (25.51), we can say VLYPP is valued inline with the index average.
  • The Price/Forward Earnings ratio is 19.47, which indicates a rather expensive current valuation of VLYPP.
  • Based on the Price/Forward Earnings ratio, VLYPP is valued a bit more expensive than the industry average as 78.68% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.76, VLYPP is valued at the same level.
Industry RankSector Rank
PE 24.9
Fwd PE 19.47
VLYPP Price Earnings VS Forward Price EarningsVLYPP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of VLYPP indicates a rather expensive valuation: VLYPP more expensive than 81.32% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 42.47
EV/EBITDA N/A
VLYPP Per share dataVLYPP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • VLYPP's earnings are expected to grow with 18.75% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.89
PEG (5Y)30.38
EPS Next 2Y23.03%
EPS Next 3Y18.75%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. VLYPP Dividend Analysis

5.1 Amount

  • VLYPP has a Yearly Dividend Yield of 3.29%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.66, VLYPP pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.89, VLYPP pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.29%

5.2 History

  • The dividend of VLYPP has a limited annual growth rate of 1.06%.
  • VLYPP has paid a dividend for at least 10 years, which is a reliable track record.
  • VLYPP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.06%
Div Incr Years0
Div Non Decr Years4
VLYPP Yearly Dividends per shareVLYPP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 48.83% of the earnings are spent on dividend by VLYPP. This is a bit on the high side, but may be sustainable.
  • The dividend of VLYPP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP48.83%
EPS Next 2Y23.03%
EPS Next 3Y18.75%
VLYPP Yearly Income VS Free CF VS DividendVLYPP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B
VLYPP Dividend Payout.VLYPP Dividend Payout, showing the Payout Ratio.VLYPP Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

VLYPP Fundamentals: All Metrics, Ratios and Statistics

VALLEY NATIONAL BANCORP - VLY 7.79384 PERP

NASDAQ:VLYPP (4/2/2026, 12:11:01 PM)

24.9047

-0.05 (-0.18%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-29
Earnings (Next)04-23
Inst Owners89.4%
Inst Owner ChangeN/A
Ins Owners1.39%
Ins Owner ChangeN/A
Market Cap13.83B
Revenue(TTM)2.03B
Net Income(TTM)569.00M
Analysts82.22
Price Target29.33 (17.77%)
Short Float %0.01%
Short Ratio6.52
Dividend
Industry RankSector Rank
Dividend Yield 3.29%
Yearly Dividend0.5
Dividend Growth(5Y)1.06%
DP48.83%
Div Incr Years0
Div Non Decr Years4
Ex-Date03-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.12%
Min EPS beat(2)6.57%
Max EPS beat(2)7.66%
EPS beat(4)3
Avg EPS beat(4)2.78%
Min EPS beat(4)-6%
Max EPS beat(4)7.66%
EPS beat(8)4
Avg EPS beat(8)-4.63%
EPS beat(12)4
Avg EPS beat(12)-5.54%
EPS beat(16)7
Avg EPS beat(16)-3.57%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-0.94%
Max Revenue beat(2)2.14%
Revenue beat(4)1
Avg Revenue beat(4)-0.37%
Min Revenue beat(4)-2.12%
Max Revenue beat(4)2.14%
Revenue beat(8)2
Avg Revenue beat(8)-0.59%
Revenue beat(12)2
Avg Revenue beat(12)-1.77%
Revenue beat(16)5
Avg Revenue beat(16)-1.02%
PT rev (1m)0%
PT rev (3m)2.07%
EPS NQ rev (1m)-0.28%
EPS NQ rev (3m)-3.05%
EPS NY rev (1m)0.09%
EPS NY rev (3m)1.98%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.85%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.83%
Valuation
Industry RankSector Rank
PE 24.9
Fwd PE 19.47
P/S 6.83
P/FCF 42.47
P/OCF 40.23
P/B 1.77
P/tB 2.37
EV/EBITDA N/A
EPS(TTM)1
EY4.02%
EPS(NY)1.28
Fwd EY5.14%
FCF(TTM)0.59
FCFY2.35%
OCF(TTM)0.62
OCFY2.49%
SpS3.65
BVpS14.06
TBVpS10.51
PEG (NY)0.89
PEG (5Y)30.38
Graham Number17.78
Profitability
Industry RankSector Rank
ROA 0.89%
ROE 7.29%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 28.09%
GM N/A
FCFM 16.08%
ROA(3y)0.75%
ROA(5y)0.86%
ROE(3y)6.44%
ROE(5y)7.41%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.99%
PM growth 5Y-0.66%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.08
Debt/FCF 1.82
Debt/EBITDA N/A
Cap/Depr 26.34%
Cap/Sales 0.89%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 57.25%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC14.81%
ROIC/WACCN/A
Cap/Depr(3y)46.07%
Cap/Depr(5y)50.39%
Cap/Sales(3y)1.93%
Cap/Sales(5y)2.48%
Profit Quality(3y)89.41%
Profit Quality(5y)137.17%
High Growth Momentum
Growth
EPS 1Y (TTM)58.73%
EPS 3Y-8.37%
EPS 5Y0.82%
EPS Q2Q%138.46%
EPS Next Y27.89%
EPS Next 2Y23.03%
EPS Next 3Y18.75%
EPS Next 5YN/A
Revenue 1Y (TTM)9.75%
Revenue growth 3Y2.84%
Revenue growth 5Y9.25%
Sales Q2Q%14.14%
Revenue Next Year12.11%
Revenue Next 2Y10.26%
Revenue Next 3Y8.98%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-38.82%
FCF growth 3Y-37.89%
FCF growth 5Y20.75%
OCF growth 1Y-37.32%
OCF growth 3Y-37.8%
OCF growth 5Y17.81%

VALLEY NATIONAL BANCORP - VLY 7.79384 PERP / VLYPP Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for VALLEY NATIONAL BANCORP - VLY 7.79384 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to VLYPP.


Can you provide the valuation status for VALLEY NATIONAL BANCORP - VLY 7.79384 PERP?

ChartMill assigns a valuation rating of 2 / 10 to VALLEY NATIONAL BANCORP - VLY 7.79384 PERP (VLYPP). This can be considered as Overvalued.


What is the profitability of VLYPP stock?

VALLEY NATIONAL BANCORP - VLY 7.79384 PERP (VLYPP) has a profitability rating of 3 / 10.


How financially healthy is VALLEY NATIONAL BANCORP - VLY 7.79384 PERP?

The financial health rating of VALLEY NATIONAL BANCORP - VLY 7.79384 PERP (VLYPP) is 3 / 10.


What is the expected EPS growth for VALLEY NATIONAL BANCORP - VLY 7.79384 PERP (VLYPP) stock?

The Earnings per Share (EPS) of VALLEY NATIONAL BANCORP - VLY 7.79384 PERP (VLYPP) is expected to grow by 27.89% in the next year.