VALLEY NATIONAL BANCORP - VLY 8.11311 PERP (VLYPP) Stock Fundamental Analysis
USA - NASDAQ:VLYPP - US9197942066
25.2501 USD
-0.02 (-0.08%)
VLYPP gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 388 industry peers in the Banks industry. VLYPP may be in some trouble as it scores bad on both profitability and health. VLYPP is quite expensive at the moment. It does show a decent growth rate. VLYPP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
VLYPP had positive earnings in the past year.
In the past year VLYPP had a positive cash flow from operations.
In the past 5 years VLYPP has always been profitable.
In the past 5 years VLYPP always reported a positive cash flow from operatings.
1.2 Ratios
VLYPP has a Return On Assets of 0.68%. This is in the lower half of the industry: VLYPP underperforms 65.46% of its industry peers.
With a Return On Equity value of 5.62%, VLYPP is not doing good in the industry: 73.97% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 5.62% | ||
| ROIC | N/A |
ROA(3y)0.78%
ROA(5y)0.86%
ROE(3y)6.9%
ROE(5y)7.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
VLYPP's Profit Margin of 22.27% is in line compared to the rest of the industry. VLYPP outperforms 42.53% of its industry peers.
In the last couple of years the Profit Margin of VLYPP has declined.
The Operating Margin and Gross Margin are not available for VLYPP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 22.27% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-16.82%
PM growth 5Y-6.15%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
VLYPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for VLYPP has been increased compared to 1 year ago.
The number of shares outstanding for VLYPP has been increased compared to 5 years ago.
The debt/assets ratio for VLYPP has remained at the same level compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of VLYPP is 1.55, which is an excellent value as it means it would take VLYPP, only 1.55 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.55, VLYPP is in line with its industry, outperforming 55.67% of the companies in the same industry.
VLYPP has a Debt/Equity ratio of 0.07. This is a healthy value indicating a solid balance between debt and equity.
VLYPP has a better Debt to Equity ratio (0.07) than 75.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | 1.55 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.1%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
VLYPP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.89%, which is quite good.
VLYPP shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.49% yearly.
VLYPP shows a small growth in Revenue. In the last year, the Revenue has grown by 7.52%.
VLYPP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.66% yearly.
EPS 1Y (TTM)13.89%
EPS 3Y-18.41%
EPS 5Y-7.49%
EPS Q2Q%55.56%
Revenue 1Y (TTM)7.52%
Revenue growth 3Y10.59%
Revenue growth 5Y10.66%
Sales Q2Q%8.48%
3.2 Future
VLYPP is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 31.35% yearly.
VLYPP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.86% yearly.
EPS Next Y54.55%
EPS Next 2Y40.97%
EPS Next 3Y31.35%
EPS Next 5YN/A
Revenue Next Year8.85%
Revenue Next 2Y9.47%
Revenue Next 3Y8.86%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 30.79, VLYPP can be considered very expensive at the moment.
Based on the Price/Earnings ratio, VLYPP is valued expensively inside the industry as 85.05% of the companies are valued cheaper.
The average S&P500 Price/Earnings ratio is at 25.89. VLYPP is around the same levels.
Based on the Price/Forward Earnings ratio of 20.17, the valuation of VLYPP can be described as rather expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of VLYPP indicates a slightly more expensive valuation: VLYPP is more expensive than 78.61% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of VLYPP to the average of the S&P500 Index (34.59), we can say VLYPP is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.79 | ||
| Fwd PE | 20.17 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, VLYPP is valued a bit more expensive than 79.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 39.13 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
VLYPP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as VLYPP's earnings are expected to grow with 31.35% in the coming years.
PEG (NY)0.56
PEG (5Y)N/A
EPS Next 2Y40.97%
EPS Next 3Y31.35%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.03%, VLYPP is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.39, VLYPP pays a bit more dividend than its industry peers.
VLYPP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.03% |
5.2 History
The dividend of VLYPP has a limited annual growth rate of 1.53%.
VLYPP has paid a dividend for at least 10 years, which is a reliable track record.
VLYPP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.53%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
62.54% of the earnings are spent on dividend by VLYPP. This is not a sustainable payout ratio.
The dividend of VLYPP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP62.54%
EPS Next 2Y40.97%
EPS Next 3Y31.35%
VALLEY NATIONAL BANCORP - VLY 8.11311 PERP
NASDAQ:VLYPP (11/14/2025, 8:00:01 PM)
25.2501
-0.02 (-0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners84.41%
Inst Owner ChangeN/A
Ins Owners1.31%
Ins Owner ChangeN/A
Market Cap14.13B
Revenue(TTM)1.96B
Net Income(TTM)425.75M
Analysts81.11
Price Target31.03 (22.89%)
Short Float %0%
Short Ratio2.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.03% |
Yearly Dividend0.47
Dividend Growth(5Y)1.53%
DP62.54%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.55%
Min EPS beat(2)-6%
Max EPS beat(2)2.9%
EPS beat(4)2
Avg EPS beat(4)-2.88%
Min EPS beat(4)-8.83%
Max EPS beat(4)2.9%
EPS beat(8)2
Avg EPS beat(8)-8.33%
EPS beat(12)3
Avg EPS beat(12)-6.87%
EPS beat(16)6
Avg EPS beat(16)-4.68%
Revenue beat(2)0
Avg Revenue beat(2)-1.33%
Min Revenue beat(2)-2.12%
Max Revenue beat(2)-0.55%
Revenue beat(4)1
Avg Revenue beat(4)-0.6%
Min Revenue beat(4)-2.12%
Max Revenue beat(4)0.32%
Revenue beat(8)1
Avg Revenue beat(8)-1.5%
Revenue beat(12)2
Avg Revenue beat(12)-2.04%
Revenue beat(16)6
Avg Revenue beat(16)-0.95%
PT rev (1m)4.34%
PT rev (3m)4.78%
EPS NQ rev (1m)-0.22%
EPS NQ rev (3m)-0.5%
EPS NY rev (1m)3.02%
EPS NY rev (3m)4.18%
Revenue NQ rev (1m)-0.24%
Revenue NQ rev (3m)-0.31%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)-0.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.79 | ||
| Fwd PE | 20.17 | ||
| P/S | 7.39 | ||
| P/FCF | 39.13 | ||
| P/OCF | 37.48 | ||
| P/B | 1.87 | ||
| P/tB | 2.53 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.82
EY3.25%
EPS(NY)1.25
Fwd EY4.96%
FCF(TTM)0.65
FCFY2.56%
OCF(TTM)0.67
OCFY2.67%
SpS3.41
BVpS13.53
TBVpS9.99
PEG (NY)0.56
PEG (5Y)N/A
Graham Number15.8
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 5.62% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 22.27% | ||
| GM | N/A | ||
| FCFM | 18.89% |
ROA(3y)0.78%
ROA(5y)0.86%
ROE(3y)6.9%
ROE(5y)7.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-16.82%
PM growth 5Y-6.15%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | 1.55 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 21.31% | ||
| Cap/Sales | 0.83% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.83% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC15.1%
ROIC/WACCN/A
Cap/Depr(3y)58.08%
Cap/Depr(5y)51.11%
Cap/Sales(3y)2.87%
Cap/Sales(5y)2.67%
Profit Quality(3y)151.88%
Profit Quality(5y)132.43%
High Growth Momentum
Growth
EPS 1Y (TTM)13.89%
EPS 3Y-18.41%
EPS 5Y-7.49%
EPS Q2Q%55.56%
EPS Next Y54.55%
EPS Next 2Y40.97%
EPS Next 3Y31.35%
EPS Next 5YN/A
Revenue 1Y (TTM)7.52%
Revenue growth 3Y10.59%
Revenue growth 5Y10.66%
Sales Q2Q%8.48%
Revenue Next Year8.85%
Revenue Next 2Y9.47%
Revenue Next 3Y8.86%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-56.09%
FCF growth 3Y-12.61%
FCF growth 5Y-18.05%
OCF growth 1Y-58.36%
OCF growth 3Y-13.14%
OCF growth 5Y-17.83%
VALLEY NATIONAL BANCORP - VLY 8.11311 PERP / VLYPP FAQ
Can you provide the ChartMill fundamental rating for VALLEY NATIONAL BANCORP - VLY 8.11311 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to VLYPP.
What is the valuation status for VLYPP stock?
ChartMill assigns a valuation rating of 3 / 10 to VALLEY NATIONAL BANCORP - VLY 8.11311 PERP (VLYPP). This can be considered as Overvalued.
Can you provide the profitability details for VALLEY NATIONAL BANCORP - VLY 8.11311 PERP?
VALLEY NATIONAL BANCORP - VLY 8.11311 PERP (VLYPP) has a profitability rating of 2 / 10.
What is the financial health of VALLEY NATIONAL BANCORP - VLY 8.11311 PERP (VLYPP) stock?
The financial health rating of VALLEY NATIONAL BANCORP - VLY 8.11311 PERP (VLYPP) is 2 / 10.
Is the dividend of VALLEY NATIONAL BANCORP - VLY 8.11311 PERP sustainable?
The dividend rating of VALLEY NATIONAL BANCORP - VLY 8.11311 PERP (VLYPP) is 7 / 10 and the dividend payout ratio is 62.54%.