VALLEY NATIONAL BANCORP - VLY 7.78562 PERP (VLYPP) Fundamental Analysis & Valuation

NASDAQ:VLYPP • US9197942066

Current stock price

24.6764 USD
-0.42 (-1.69%)
Last:

This VLYPP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. VLYPP Profitability Analysis

1.1 Basic Checks

  • VLYPP had positive earnings in the past year.
  • In the past year VLYPP had a positive cash flow from operations.
  • In the past 5 years VLYPP has always been profitable.
  • Each year in the past 5 years VLYPP had a positive operating cash flow.
VLYPP Yearly Net Income VS EBIT VS OCF VS FCFVLYPP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B

1.2 Ratios

  • VLYPP has a Return On Assets of 0.89%. This is comparable to the rest of the industry: VLYPP outperforms 44.36% of its industry peers.
  • With a Return On Equity value of 7.29%, VLYPP is not doing good in the industry: 67.19% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.89%
ROE 7.29%
ROIC N/A
ROA(3y)0.75%
ROA(5y)0.86%
ROE(3y)6.44%
ROE(5y)7.41%
ROIC(3y)N/A
ROIC(5y)N/A
VLYPP Yearly ROA, ROE, ROICVLYPP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • VLYPP has a Profit Margin of 28.09%. This is in the better half of the industry: VLYPP outperforms 66.67% of its industry peers.
  • In the last couple of years the Profit Margin of VLYPP has remained more or less at the same level.
  • VLYPP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 28.09%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.99%
PM growth 5Y-0.66%
GM growth 3YN/A
GM growth 5YN/A
VLYPP Yearly Profit, Operating, Gross MarginsVLYPP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. VLYPP Health Analysis

2.1 Basic Checks

  • VLYPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for VLYPP has been reduced compared to 1 year ago.
  • The number of shares outstanding for VLYPP has been increased compared to 5 years ago.
  • The debt/assets ratio for VLYPP has been reduced compared to a year ago.
VLYPP Yearly Shares OutstandingVLYPP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M
VLYPP Yearly Total Debt VS Total AssetsVLYPP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of VLYPP is 1.82, which is an excellent value as it means it would take VLYPP, only 1.82 years of fcf income to pay off all of its debts.
  • VLYPP has a Debt to FCF ratio (1.82) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.08 indicates that VLYPP is not too dependend on debt financing.
  • The Debt to Equity ratio of VLYPP (0.08) is better than 74.28% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.08
Debt/FCF 1.82
Altman-Z N/A
ROIC/WACCN/A
WACC14.81%
VLYPP Yearly LT Debt VS Equity VS FCFVLYPP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
VLYPP Yearly Current Assets VS Current LiabilitesVLYPP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. VLYPP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 58.73% over the past year.
  • The Earnings Per Share has been growing slightly by 0.82% on average over the past years.
  • Looking at the last year, VLYPP shows a quite strong growth in Revenue. The Revenue has grown by 9.75% in the last year.
  • Measured over the past years, VLYPP shows a quite strong growth in Revenue. The Revenue has been growing by 9.25% on average per year.
EPS 1Y (TTM)58.73%
EPS 3Y-8.37%
EPS 5Y0.82%
EPS Q2Q%138.46%
Revenue 1Y (TTM)9.75%
Revenue growth 3Y2.84%
Revenue growth 5Y9.25%
Sales Q2Q%14.14%

3.2 Future

  • The Earnings Per Share is expected to grow by 18.75% on average over the next years. This is quite good.
  • VLYPP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.98% yearly.
EPS Next Y27.89%
EPS Next 2Y23.03%
EPS Next 3Y18.75%
EPS Next 5YN/A
Revenue Next Year12.11%
Revenue Next 2Y10.26%
Revenue Next 3Y8.98%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
VLYPP Yearly Revenue VS EstimatesVLYPP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B 2B 2.5B
VLYPP Yearly EPS VS EstimatesVLYPP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5

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Find the best growth stocksShow best growing peers

2

4. VLYPP Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 24.68, VLYPP is valued on the expensive side.
  • 86.09% of the companies in the same industry are cheaper than VLYPP, based on the Price/Earnings ratio.
  • VLYPP is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 25.70, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 19.30, the valuation of VLYPP can be described as rather expensive.
  • 78.48% of the companies in the same industry are cheaper than VLYPP, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 23.84. VLYPP is around the same levels.
Industry RankSector Rank
PE 24.68
Fwd PE 19.3
VLYPP Price Earnings VS Forward Price EarningsVLYPP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, VLYPP is valued expensively inside the industry as 81.10% of the companies are valued cheaper.
Industry RankSector Rank
P/FCF 42.08
EV/EBITDA N/A
VLYPP Per share dataVLYPP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • VLYPP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as VLYPP's earnings are expected to grow with 18.75% in the coming years.
PEG (NY)0.88
PEG (5Y)30.1
EPS Next 2Y23.03%
EPS Next 3Y18.75%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. VLYPP Dividend Analysis

5.1 Amount

  • VLYPP has a Yearly Dividend Yield of 3.29%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.87, VLYPP pays a bit more dividend than its industry peers.
  • VLYPP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 3.29%

5.2 History

  • The dividend of VLYPP has a limited annual growth rate of 1.06%.
  • VLYPP has been paying a dividend for at least 10 years, so it has a reliable track record.
  • VLYPP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.06%
Div Incr Years0
Div Non Decr Years4
VLYPP Yearly Dividends per shareVLYPP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • VLYPP pays out 48.83% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • VLYPP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP48.83%
EPS Next 2Y23.03%
EPS Next 3Y18.75%
VLYPP Yearly Income VS Free CF VS DividendVLYPP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B
VLYPP Dividend Payout.VLYPP Dividend Payout, showing the Payout Ratio.VLYPP Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

VLYPP Fundamentals: All Metrics, Ratios and Statistics

VALLEY NATIONAL BANCORP - VLY 7.78562 PERP

NASDAQ:VLYPP (3/13/2026, 8:02:29 PM)

24.6764

-0.42 (-1.69%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-29
Earnings (Next)04-22
Inst Owners89.4%
Inst Owner ChangeN/A
Ins Owners1.39%
Ins Owner ChangeN/A
Market Cap13.71B
Revenue(TTM)2.03B
Net Income(TTM)569.00M
Analysts82.22
Price Target29.33 (18.86%)
Short Float %0%
Short Ratio5.39
Dividend
Industry RankSector Rank
Dividend Yield 3.29%
Yearly Dividend0.5
Dividend Growth(5Y)1.06%
DP48.83%
Div Incr Years0
Div Non Decr Years4
Ex-Date03-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.12%
Min EPS beat(2)6.57%
Max EPS beat(2)7.66%
EPS beat(4)3
Avg EPS beat(4)2.78%
Min EPS beat(4)-6%
Max EPS beat(4)7.66%
EPS beat(8)4
Avg EPS beat(8)-4.63%
EPS beat(12)4
Avg EPS beat(12)-5.54%
EPS beat(16)7
Avg EPS beat(16)-3.57%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-0.94%
Max Revenue beat(2)2.14%
Revenue beat(4)1
Avg Revenue beat(4)-0.37%
Min Revenue beat(4)-2.12%
Max Revenue beat(4)2.14%
Revenue beat(8)2
Avg Revenue beat(8)-0.59%
Revenue beat(12)2
Avg Revenue beat(12)-1.77%
Revenue beat(16)5
Avg Revenue beat(16)-1.02%
PT rev (1m)-1.37%
PT rev (3m)-1.27%
EPS NQ rev (1m)-1.44%
EPS NQ rev (3m)-3.44%
EPS NY rev (1m)0.09%
EPS NY rev (3m)2.15%
Revenue NQ rev (1m)0.3%
Revenue NQ rev (3m)0.76%
Revenue NY rev (1m)0.44%
Revenue NY rev (3m)1.88%
Valuation
Industry RankSector Rank
PE 24.68
Fwd PE 19.3
P/S 6.77
P/FCF 42.08
P/OCF 39.86
P/B 1.76
P/tB 2.35
EV/EBITDA N/A
EPS(TTM)1
EY4.05%
EPS(NY)1.28
Fwd EY5.18%
FCF(TTM)0.59
FCFY2.38%
OCF(TTM)0.62
OCFY2.51%
SpS3.65
BVpS14.06
TBVpS10.51
PEG (NY)0.88
PEG (5Y)30.1
Graham Number17.78
Profitability
Industry RankSector Rank
ROA 0.89%
ROE 7.29%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 28.09%
GM N/A
FCFM 16.08%
ROA(3y)0.75%
ROA(5y)0.86%
ROE(3y)6.44%
ROE(5y)7.41%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.99%
PM growth 5Y-0.66%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.08
Debt/FCF 1.82
Debt/EBITDA N/A
Cap/Depr 26.34%
Cap/Sales 0.89%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 57.25%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC14.81%
ROIC/WACCN/A
Cap/Depr(3y)46.07%
Cap/Depr(5y)50.39%
Cap/Sales(3y)1.93%
Cap/Sales(5y)2.48%
Profit Quality(3y)89.41%
Profit Quality(5y)137.17%
High Growth Momentum
Growth
EPS 1Y (TTM)58.73%
EPS 3Y-8.37%
EPS 5Y0.82%
EPS Q2Q%138.46%
EPS Next Y27.89%
EPS Next 2Y23.03%
EPS Next 3Y18.75%
EPS Next 5YN/A
Revenue 1Y (TTM)9.75%
Revenue growth 3Y2.84%
Revenue growth 5Y9.25%
Sales Q2Q%14.14%
Revenue Next Year12.11%
Revenue Next 2Y10.26%
Revenue Next 3Y8.98%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-38.82%
FCF growth 3Y-37.89%
FCF growth 5Y20.75%
OCF growth 1Y-37.32%
OCF growth 3Y-37.8%
OCF growth 5Y17.81%

VALLEY NATIONAL BANCORP - VLY 7.78562 PERP / VLYPP Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for VALLEY NATIONAL BANCORP - VLY 7.78562 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to VLYPP.


Can you provide the valuation status for VALLEY NATIONAL BANCORP - VLY 7.78562 PERP?

ChartMill assigns a valuation rating of 2 / 10 to VALLEY NATIONAL BANCORP - VLY 7.78562 PERP (VLYPP). This can be considered as Overvalued.


Can you provide the profitability details for VALLEY NATIONAL BANCORP - VLY 7.78562 PERP?

VALLEY NATIONAL BANCORP - VLY 7.78562 PERP (VLYPP) has a profitability rating of 3 / 10.


Can you provide the financial health for VLYPP stock?

The financial health rating of VALLEY NATIONAL BANCORP - VLY 7.78562 PERP (VLYPP) is 3 / 10.


Can you provide the dividend sustainability for VLYPP stock?

The dividend rating of VALLEY NATIONAL BANCORP - VLY 7.78562 PERP (VLYPP) is 6 / 10 and the dividend payout ratio is 48.83%.