EAST WEST BANCORP INC (EWBC) Stock Fundamental Analysis

NASDAQ:EWBC • US27579R1041

111.235 USD
-5.26 (-4.52%)
Last: Feb 27, 2026, 11:37 AM
Fundamental Rating

5

EWBC gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 379 industry peers in the Banks industry. Both the profitability and the financial health of EWBC get a neutral evaluation. Nothing too spectacular is happening here. EWBC has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • EWBC had positive earnings in the past year.
  • In the past year EWBC had a positive cash flow from operations.
  • In the past 5 years EWBC has always been profitable.
  • EWBC had a positive operating cash flow in 4 of the past 5 years.
EWBC Yearly Net Income VS EBIT VS OCF VS FCFEWBC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

1.2 Ratios

  • EWBC has a better Return On Assets (1.58%) than 89.71% of its industry peers.
  • With an excellent Return On Equity value of 14.70%, EWBC belongs to the best of the industry, outperforming 92.61% of the companies in the same industry.
Industry RankSector Rank
ROA 1.58%
ROE 14.7%
ROIC N/A
ROA(3y)1.62%
ROA(5y)1.61%
ROE(3y)15.56%
ROE(5y)16.1%
ROIC(3y)N/A
ROIC(5y)N/A
EWBC Yearly ROA, ROE, ROICEWBC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • EWBC's Profit Margin of 44.31% is amongst the best of the industry. EWBC outperforms 97.89% of its industry peers.
  • EWBC's Profit Margin has improved in the last couple of years.
  • EWBC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 44.31%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.06%
PM growth 5Y5.12%
GM growth 3YN/A
GM growth 5YN/A
EWBC Yearly Profit, Operating, Gross MarginsEWBC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

5

2. Health

2.1 Basic Checks

  • EWBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for EWBC has been reduced compared to 1 year ago.
  • EWBC has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, EWBC has an improved debt to assets ratio.
EWBC Yearly Shares OutstandingEWBC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M
EWBC Yearly Total Debt VS Total AssetsEWBC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

2.2 Solvency

  • EWBC has a debt to FCF ratio of 0.08. This is a very positive value and a sign of high solvency as it would only need 0.08 years to pay back of all of its debts.
  • EWBC has a Debt to FCF ratio of 0.08. This is amongst the best in the industry. EWBC outperforms 87.86% of its industry peers.
  • EWBC has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
  • EWBC has a better Debt to Equity ratio (0.01) than 86.81% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF 0.08
Altman-Z N/A
ROIC/WACCN/A
WACC15.01%
EWBC Yearly LT Debt VS Equity VS FCFEWBC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
EWBC Yearly Current Assets VS Current LiabilitesEWBC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 14.30% over the past year.
  • The Earnings Per Share has been growing by 19.09% on average over the past years. This is quite good.
  • The Revenue has grown by 12.16% in the past year. This is quite good.
  • EWBC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.70% yearly.
EPS 1Y (TTM)14.3%
EPS 3Y6.29%
EPS 5Y19.09%
EPS Q2Q%21.15%
Revenue 1Y (TTM)12.16%
Revenue growth 3Y7.74%
Revenue growth 5Y12.7%
Sales Q2Q%11.95%

3.2 Future

  • EWBC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.05% yearly.
  • The Revenue is expected to grow by 10.85% on average over the next years. This is quite good.
EPS Next Y9.87%
EPS Next 2Y8.55%
EPS Next 3Y8.05%
EPS Next 5YN/A
Revenue Next Year16.82%
Revenue Next 2Y10.79%
Revenue Next 3Y10.85%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
EWBC Yearly Revenue VS EstimatesEWBC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
EWBC Yearly EPS VS EstimatesEWBC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

4

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.70 indicates a reasonable valuation of EWBC.
  • The rest of the industry has a similar Price/Earnings ratio as EWBC.
  • EWBC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.11.
  • A Price/Forward Earnings ratio of 10.65 indicates a reasonable valuation of EWBC.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of EWBC is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.13, EWBC is valued rather cheaply.
Industry RankSector Rank
PE 11.7
Fwd PE 10.65
EWBC Price Earnings VS Forward Price EarningsEWBC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • EWBC's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 11.88
EV/EBITDA N/A
EWBC Per share dataEWBC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.18
PEG (5Y)0.61
EPS Next 2Y8.55%
EPS Next 3Y8.05%

6

5. Dividend

5.1 Amount

  • EWBC has a Yearly Dividend Yield of 2.67%. Purely for dividend investing, there may be better candidates out there.
  • EWBC's Dividend Yield is comparable with the industry average which is at 2.74.
  • EWBC's Dividend Yield is a higher than the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 2.67%

5.2 History

  • The dividend of EWBC is nicely growing with an annual growth rate of 15.76%!
  • EWBC has been paying a dividend for at least 10 years, so it has a reliable track record.
  • EWBC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)15.76%
Div Incr Years7
Div Non Decr Years14
EWBC Yearly Dividends per shareEWBC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 25.97% of the earnings are spent on dividend by EWBC. This is a low number and sustainable payout ratio.
  • EWBC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP25.97%
EPS Next 2Y8.55%
EPS Next 3Y8.05%
EWBC Yearly Income VS Free CF VS DividendEWBC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B
EWBC Dividend Payout.EWBC Dividend Payout, showing the Payout Ratio.EWBC Dividend Payout.PayoutRetained Earnings

EAST WEST BANCORP INC

NASDAQ:EWBC (2/27/2026, 11:37:10 AM)

111.235

-5.26 (-4.52%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-22
Earnings (Next)04-21
Inst Owners94.84%
Inst Owner Change2.24%
Ins Owners0.24%
Ins Owner Change-8.2%
Market Cap15.30B
Revenue(TTM)2.93B
Net Income(TTM)1.26B
Analysts80.87
Price Target134.3 (20.74%)
Short Float %2.41%
Short Ratio3.45
Dividend
Industry RankSector Rank
Dividend Yield 2.67%
Yearly Dividend2.22
Dividend Growth(5Y)15.76%
DP25.97%
Div Incr Years7
Div Non Decr Years14
Ex-Date02-02
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.95%
Min EPS beat(2)-0.49%
Max EPS beat(2)8.39%
EPS beat(4)1
Avg EPS beat(4)0.81%
Min EPS beat(4)-4.08%
Max EPS beat(4)8.39%
EPS beat(8)4
Avg EPS beat(8)1.63%
EPS beat(12)6
Avg EPS beat(12)1.31%
EPS beat(16)8
Avg EPS beat(16)1.25%
Revenue beat(2)1
Avg Revenue beat(2)1.07%
Min Revenue beat(2)-2.6%
Max Revenue beat(2)4.74%
Revenue beat(4)1
Avg Revenue beat(4)-1.23%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)4.74%
Revenue beat(8)2
Avg Revenue beat(8)-1.76%
Revenue beat(12)4
Avg Revenue beat(12)-0.44%
Revenue beat(16)8
Avg Revenue beat(16)3.64%
PT rev (1m)2.86%
PT rev (3m)5.39%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.31%
EPS NY rev (1m)1%
EPS NY rev (3m)1.7%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.96%
Revenue NY rev (1m)3.9%
Revenue NY rev (3m)9.45%
Valuation
Industry RankSector Rank
PE 11.7
Fwd PE 10.65
P/S 5.37
P/FCF 11.88
P/OCF 11.88
P/B 1.78
P/tB 1.89
EV/EBITDA N/A
EPS(TTM)9.51
EY8.55%
EPS(NY)10.45
Fwd EY9.39%
FCF(TTM)9.36
FCFY8.42%
OCF(TTM)9.36
OCFY8.42%
SpS20.7
BVpS62.38
TBVpS58.99
PEG (NY)1.18
PEG (5Y)0.61
Graham Number115.53
Profitability
Industry RankSector Rank
ROA 1.58%
ROE 14.7%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 44.31%
GM N/A
FCFM 45.24%
ROA(3y)1.62%
ROA(5y)1.61%
ROE(3y)15.56%
ROE(5y)16.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.06%
PM growth 5Y5.12%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF 0.08
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 102.09%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC15.01%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.3%
EPS 3Y6.29%
EPS 5Y19.09%
EPS Q2Q%21.15%
EPS Next Y9.87%
EPS Next 2Y8.55%
EPS Next 3Y8.05%
EPS Next 5YN/A
Revenue 1Y (TTM)12.16%
Revenue growth 3Y7.74%
Revenue growth 5Y12.7%
Sales Q2Q%11.95%
Revenue Next Year16.82%
Revenue Next 2Y10.79%
Revenue Next 3Y10.85%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-12.54%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-12.54%
OCF growth 3YN/A
OCF growth 5YN/A

EAST WEST BANCORP INC / EWBC FAQ

What is the ChartMill fundamental rating of EAST WEST BANCORP INC (EWBC) stock?

ChartMill assigns a fundamental rating of 5 / 10 to EWBC.


What is the valuation status of EAST WEST BANCORP INC (EWBC) stock?

ChartMill assigns a valuation rating of 4 / 10 to EAST WEST BANCORP INC (EWBC). This can be considered as Fairly Valued.


Can you provide the profitability details for EAST WEST BANCORP INC?

EAST WEST BANCORP INC (EWBC) has a profitability rating of 5 / 10.


What is the earnings growth outlook for EAST WEST BANCORP INC?

The Earnings per Share (EPS) of EAST WEST BANCORP INC (EWBC) is expected to grow by 9.87% in the next year.


Can you provide the dividend sustainability for EWBC stock?

The dividend rating of EAST WEST BANCORP INC (EWBC) is 6 / 10 and the dividend payout ratio is 25.97%.