EWBC Fundamental Analysis - EAST WEST BANCORP INC

Fundamental Rating

EWBC gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 392 industry peers in the Banks industry. EWBC has an average financial health and profitability rating. EWBC has a decent growth rate and is not valued too expensively.

Quickly go to:

1. Profitability

1.1 Basic Checks

In the past year EWBC was profitable.

In the past year EWBC had a positive cash flow from operations.

In the past 5 years EWBC has always been profitable.

Each year in the past 5 years EWBC had a positive operating cash flow.

1.2 Ratios

With an excellent Return On Assets value of 1.53%, EWBC belongs to the best of the industry, outperforming 89.54% of the companies in the same industry.

Looking at the Return On Equity, with a value of 14.54%, EWBC belongs to the top of the industry, outperforming 92.35% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	1.53%
ROE	14.54%
ROIC	N/A

ROA(3y)1.65%

ROA(5y)1.5%

ROE(3y)16.88%

ROE(5y)15.28%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

With an excellent Profit Margin value of 43.73%, EWBC belongs to the best of the industry, outperforming 97.96% of the companies in the same industry.

In the last couple of years the Profit Margin of EWBC has grown nicely.

EWBC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	43.73%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-2.45%

PM growth 5Y2.26%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

EWBC does not have a ROIC to compare to the WACC, probably because it is not profitable.

EWBC has less shares outstanding than it did 1 year ago.

The number of shares outstanding for EWBC has been reduced compared to 5 years ago.

EWBC has a better debt/assets ratio than last year.

2.2 Solvency

EWBC has a debt to FCF ratio of 0.02. This is a very positive value and a sign of high solvency as it would only need 0.02 years to pay back of all of its debts.

EWBC has a better Debt to FCF ratio (0.02) than 88.27% of its industry peers.

A Debt/Equity ratio of 0.00 indicates that EWBC is not too dependend on debt financing.

Looking at the Debt to Equity ratio, with a value of 0.00, EWBC belongs to the top of the industry, outperforming 86.73% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	0.02
Altman-Z	N/A

ROIC/WACCN/A

WACC15.48%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 4.02% over the past year.

The Earnings Per Share has been growing by 11.40% on average over the past years. This is quite good.

Looking at the last year, EWBC shows a small growth in Revenue. The Revenue has grown by 5.54% in the last year.

The Revenue has been growing by 9.11% on average over the past years. This is quite good.

EPS 1Y (TTM)4.02%

EPS 3Y10.9%

EPS 5Y11.4%

EPS Q2Q%10.14%

Revenue 1Y (TTM)5.54%

Revenue growth 3Y12.88%

Revenue growth 5Y9.11%

Sales Q2Q%11.54%

3.2 Future

EWBC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.03% yearly.

The Revenue is expected to grow by 8.30% on average over the next years. This is quite good.

EPS Next Y11.1%

EPS Next 2Y8.76%

EPS Next 3Y9.03%

EPS Next 5YN/A

Revenue Next Year7.1%

Revenue Next 2Y5.79%

Revenue Next 3Y8.3%

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 12.58, which indicates a correct valuation of EWBC.

EWBC's Price/Earnings ratio is in line with the industry average.

EWBC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.90.

The Price/Forward Earnings ratio is 10.92, which indicates a very decent valuation of EWBC.

The rest of the industry has a similar Price/Forward Earnings ratio as EWBC.

EWBC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.36.

		Industry Rank	Sector Rank
PE	12.58
Fwd PE	10.92

4.2 Price Multiples

66.58% of the companies in the same industry are more expensive than EWBC, based on the Price/Free Cash Flow ratio.

		Industry Rank	Sector Rank
P/FCF	10.26
EV/EBITDA	N/A

4.3 Compensation for Growth

The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.

PEG (NY)1.13

PEG (5Y)1.1

EPS Next 2Y8.76%

EPS Next 3Y9.03%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 2.28%, EWBC has a reasonable but not impressive dividend return.

EWBC's Dividend Yield is slightly below the industry average, which is at 3.59.

EWBC's Dividend Yield is comparable with the S&P500 average which is at 2.44.

		Industry Rank	Sector Rank
Dividend Yield	2.28%

5.2 History

On average, the dividend of EWBC grows each year by 15.76%, which is quite nice.

EWBC has paid a dividend for at least 10 years, which is a reliable track record.

EWBC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.

Dividend Growth(5Y)15.76%

Div Incr Years7

Div Non Decr Years14

5.3 Sustainability

EWBC pays out 26.93% of its income as dividend. This is a sustainable payout ratio.

EWBC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.

DP26.93%

EPS Next 2Y8.76%

EPS Next 3Y9.03%

More info and screens

Find the best dividend stocks

Show peers with best dividend

EAST WEST BANCORP INC

NASDAQ:EWBC (10/6/2025, 8:12:12 PM)

After market: 107.45 0 (0%)

107.45

+0.94 (+0.88%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)07-22 2025-07-22/amc

Earnings (Next)10-21 2025-10-21/bmo

Inst Owners95.44%

Inst Owner Change0%

Ins Owners0.27%

Ins Owner Change-4.93%

Market Cap14.81B

Analysts80.95

Price Target124.66 (16.02%)

Short Float %3.83%

Short Ratio5.72

Dividend

		Industry Rank	Sector Rank
Dividend Yield	2.28%

Yearly Dividend2.22

Dividend Growth(5Y)15.76%

DP26.93%

Div Incr Years7

Div Non Decr Years14

Ex-Date08-04 2025-08-04 (0.6)

Surprises & Revisions

EPS beat(2)0

Avg EPS beat(2)-0.53%

Min EPS beat(2)-0.58%

Max EPS beat(2)-0.49%

EPS beat(4)0

Avg EPS beat(4)-1.4%

Min EPS beat(4)-4.08%

Max EPS beat(4)-0.47%

EPS beat(8)3

Avg EPS beat(8)0.36%

EPS beat(12)5

Avg EPS beat(12)0.38%

EPS beat(16)8

Avg EPS beat(16)0.85%

Revenue beat(2)0

Avg Revenue beat(2)-2.88%

Min Revenue beat(2)-3.16%

Max Revenue beat(2)-2.6%

Revenue beat(4)1

Avg Revenue beat(4)-2.41%

Min Revenue beat(4)-3.91%

Max Revenue beat(4)0.04%

Revenue beat(8)1

Avg Revenue beat(8)-2.74%

Revenue beat(12)4

Avg Revenue beat(12)0.23%

Revenue beat(16)8

Avg Revenue beat(16)4.39%

PT rev (1m)2.63%

PT rev (3m)19.73%

EPS NQ rev (1m)0.68%

EPS NQ rev (3m)4.8%

EPS NY rev (1m)0.09%

EPS NY rev (3m)2.21%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)2.67%

Revenue NY rev (1m)1.94%

Revenue NY rev (3m)3.12%

Valuation

		Industry Rank	Sector Rank
PE	12.58
Fwd PE	10.92
P/S	5.43
P/FCF	10.26
P/OCF	10.26
P/B	1.81
P/tB	1.91
EV/EBITDA	N/A

EPS(TTM)8.54

EY7.95%

EPS(NY)9.84

Fwd EY9.16%

FCF(TTM)10.47

FCFY9.74%

OCF(TTM)10.47

OCFY9.74%

SpS19.79

BVpS59.51

TBVpS56.13

PEG (NY)1.13

PEG (5Y)1.1

Profitability

		Industry Rank	Sector Rank
ROA	1.53%
ROE	14.54%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	43.73%
GM	N/A
FCFM	52.9%

ROA(3y)1.65%

ROA(5y)1.5%

ROE(3y)16.88%

ROE(5y)15.28%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-2.45%

PM growth 5Y2.26%

GM growth 3YN/A

GM growth 5YN/A

F-Score8

Asset Turnover0.03

Health

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	0.02
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	120.96%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score8

WACC15.48%

ROIC/WACCN/A

Cap/Depr(3y)10.42%

Cap/Depr(5y)7.47%

Cap/Sales(3y)0.71%

Cap/Sales(5y)0.53%

Profit Quality(3y)140.85%

Profit Quality(5y)135.44%

High Growth Momentum

Growth

EPS 1Y (TTM)4.02%

EPS 3Y10.9%

EPS 5Y11.4%

EPS Q2Q%10.14%

EPS Next Y11.1%

EPS Next 2Y8.76%

EPS Next 3Y9.03%

EPS Next 5YN/A

Revenue 1Y (TTM)5.54%

Revenue growth 3Y12.88%

Revenue growth 5Y9.11%

Sales Q2Q%11.54%

Revenue Next Year7.1%

Revenue Next 2Y5.79%

Revenue Next 3Y8.3%

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-10.84%

FCF growth 3Y6.69%

FCF growth 5Y14.31%

OCF growth 1Y-10.84%

OCF growth 3Y6.51%

OCF growth 5Y14%

EAST WEST BANCORP INC (EWBC) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens