114.47 USD
+0.85 (+0.75%)
114.47 USD
0 (0%)
Taking everything into account, EWBC scores 5 out of 10 in our fundamental rating. EWBC was compared to 385 industry peers in the Banks industry. EWBC has only an average score on both its financial health and profitability. EWBC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
EWBC had positive earnings in the past year.
EWBC had a positive operating cash flow in the past year.
In the past 5 years EWBC has always been profitable.
Each year in the past 5 years EWBC had a positive operating cash flow.
1.2 Ratios
The Return On Assets of EWBC (1.58%) is better than 90.13% of its industry peers.
EWBC has a Return On Equity of 14.70%. This is amongst the best in the industry. EWBC outperforms 92.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.58% | ||
| ROE | 14.7% | ||
| ROIC | N/A |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
EWBC's Profit Margin of 44.31% is amongst the best of the industry. EWBC outperforms 97.92% of its industry peers.
In the last couple of years the Profit Margin of EWBC has grown nicely.
EWBC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 44.31% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
EWBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for EWBC has been reduced compared to 1 year ago.
EWBC has less shares outstanding than it did 5 years ago.
EWBC has a better debt/assets ratio than last year.
2.2 Solvency
EWBC has a debt to FCF ratio of 0.08. This is a very positive value and a sign of high solvency as it would only need 0.08 years to pay back of all of its debts.
The Debt to FCF ratio of EWBC (0.08) is better than 87.27% of its industry peers.
EWBC has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.01, EWBC belongs to the top of the industry, outperforming 86.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.2%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.54% over the past year.
The Earnings Per Share has been growing by 11.40% on average over the past years. This is quite good.
EWBC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.78%.
Measured over the past years, EWBC shows a quite strong growth in Revenue. The Revenue has been growing by 9.11% on average per year.
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
3.2 Future
Based on estimates for the next years, EWBC will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.89% on average per year.
The Revenue is expected to grow by 6.84% on average over the next years.
EPS Next Y15.68%
EPS Next 2Y11.16%
EPS Next 3Y9.89%
EPS Next 5YN/A
Revenue Next Year7.39%
Revenue Next 2Y7.21%
Revenue Next 3Y6.84%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.62, the valuation of EWBC can be described as correct.
EWBC's Price/Earnings ratio is in line with the industry average.
EWBC is valuated cheaply when we compare the Price/Earnings ratio to 26.43, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 11.14, the valuation of EWBC can be described as reasonable.
EWBC's Price/Forward Earnings is on the same level as the industry average.
EWBC is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.66, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.62 | ||
| Fwd PE | 11.14 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of EWBC is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.22 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.81
PEG (5Y)1.11
EPS Next 2Y11.16%
EPS Next 3Y9.89%
5. Dividend
5.1 Amount
EWBC has a Yearly Dividend Yield of 2.09%.
Compared to an average industry Dividend Yield of 2.70, EWBC is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 1.87, EWBC has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.09% |
5.2 History
On average, the dividend of EWBC grows each year by 15.76%, which is quite nice.
EWBC has paid a dividend for at least 10 years, which is a reliable track record.
EWBC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)15.76%
Div Incr Years7
Div Non Decr Years14
5.3 Sustainability
25.97% of the earnings are spent on dividend by EWBC. This is a low number and sustainable payout ratio.
The dividend of EWBC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP25.97%
EPS Next 2Y11.16%
EPS Next 3Y9.89%
114.47
+0.85 (+0.75%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners94.77%
Inst Owner Change-0.94%
Ins Owners0.26%
Ins Owner Change-6.34%
Market Cap15.75B
Revenue(TTM)2.85B
Net Income(TTM)1.26B
Analysts80.91
Price Target127.43 (11.32%)
Short Float %3.09%
Short Ratio6
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.09% |
Yearly Dividend2.22
Dividend Growth(5Y)15.76%
DP25.97%
Div Incr Years7
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.95%
Min EPS beat(2)-0.49%
Max EPS beat(2)8.39%
EPS beat(4)1
Avg EPS beat(4)0.81%
Min EPS beat(4)-4.08%
Max EPS beat(4)8.39%
EPS beat(8)4
Avg EPS beat(8)1.63%
EPS beat(12)6
Avg EPS beat(12)1.31%
EPS beat(16)8
Avg EPS beat(16)1.25%
Revenue beat(2)1
Avg Revenue beat(2)1.07%
Min Revenue beat(2)-2.6%
Max Revenue beat(2)4.74%
Revenue beat(4)1
Avg Revenue beat(4)-1.23%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)4.74%
Revenue beat(8)2
Avg Revenue beat(8)-1.76%
Revenue beat(12)4
Avg Revenue beat(12)-0.44%
Revenue beat(16)8
Avg Revenue beat(16)3.64%
PT rev (1m)-0.16%
PT rev (3m)4.31%
EPS NQ rev (1m)0.35%
EPS NQ rev (3m)6.21%
EPS NY rev (1m)0.28%
EPS NY rev (3m)4.21%
Revenue NQ rev (1m)-0.05%
Revenue NQ rev (3m)2.14%
Revenue NY rev (1m)0.19%
Revenue NY rev (3m)1.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.62 | ||
| Fwd PE | 11.14 | ||
| P/S | 5.53 | ||
| P/FCF | 12.22 | ||
| P/OCF | 12.22 | ||
| P/B | 1.84 | ||
| P/tB | 1.94 | ||
| EV/EBITDA | N/A |
EPS(TTM)9.07
EY7.92%
EPS(NY)10.28
Fwd EY8.98%
FCF(TTM)9.36
FCFY8.18%
OCF(TTM)9.36
OCFY8.18%
SpS20.7
BVpS62.38
TBVpS58.99
PEG (NY)0.81
PEG (5Y)1.11
Graham Number112.83
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.58% | ||
| ROE | 14.7% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 44.31% | ||
| GM | N/A | ||
| FCFM | 45.24% |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 102.09% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC15.2%
ROIC/WACCN/A
Cap/Depr(3y)10.42%
Cap/Depr(5y)7.47%
Cap/Sales(3y)0.71%
Cap/Sales(5y)0.53%
Profit Quality(3y)140.85%
Profit Quality(5y)135.44%
High Growth Momentum
Growth
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
EPS Next Y15.68%
EPS Next 2Y11.16%
EPS Next 3Y9.89%
EPS Next 5YN/A
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
Revenue Next Year7.39%
Revenue Next 2Y7.21%
Revenue Next 3Y6.84%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1.86%
FCF growth 3Y6.69%
FCF growth 5Y14.31%
OCF growth 1Y-1.86%
OCF growth 3Y6.51%
OCF growth 5Y14%
EAST WEST BANCORP INC / EWBC FAQ
What is the ChartMill fundamental rating of EAST WEST BANCORP INC (EWBC) stock?
ChartMill assigns a fundamental rating of 5 / 10 to EWBC.
Can you provide the valuation status for EAST WEST BANCORP INC?
ChartMill assigns a valuation rating of 4 / 10 to EAST WEST BANCORP INC (EWBC). This can be considered as Fairly Valued.
Can you provide the profitability details for EAST WEST BANCORP INC?
EAST WEST BANCORP INC (EWBC) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for EWBC stock?
The Price/Earnings (PE) ratio for EAST WEST BANCORP INC (EWBC) is 12.62 and the Price/Book (PB) ratio is 1.84.
How sustainable is the dividend of EAST WEST BANCORP INC (EWBC) stock?
The dividend rating of EAST WEST BANCORP INC (EWBC) is 5 / 10 and the dividend payout ratio is 25.97%.