115.23 USD
-0.54 (-0.47%)
115.23 USD
0 (0%)
EWBC gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 383 industry peers in the Banks industry. EWBC has only an average score on both its financial health and profitability. EWBC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- EWBC had positive earnings in the past year.
- EWBC had a positive operating cash flow in the past year.
- Each year in the past 5 years EWBC has been profitable.
- EWBC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- EWBC has a Return On Assets of 1.58%. This is amongst the best in the industry. EWBC outperforms 89.56% of its industry peers.
- EWBC's Return On Equity of 14.70% is amongst the best of the industry. EWBC outperforms 92.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.58% | ||
| ROE | 14.7% | ||
| ROIC | N/A |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- EWBC has a better Profit Margin (44.31%) than 97.91% of its industry peers.
- In the last couple of years the Profit Margin of EWBC has grown nicely.
- The Operating Margin and Gross Margin are not available for EWBC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 44.31% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- EWBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, EWBC has less shares outstanding
- EWBC has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for EWBC has been reduced compared to a year ago.
2.2 Solvency
- The Debt to FCF ratio of EWBC is 0.08, which is an excellent value as it means it would take EWBC, only 0.08 years of fcf income to pay off all of its debts.
- With an excellent Debt to FCF ratio value of 0.08, EWBC belongs to the best of the industry, outperforming 87.73% of the companies in the same industry.
- EWBC has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.01, EWBC belongs to the top of the industry, outperforming 86.95% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.22%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 9.54% over the past year.
- Measured over the past years, EWBC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.40% on average per year.
- Looking at the last year, EWBC shows a quite strong growth in Revenue. The Revenue has grown by 9.78% in the last year.
- Measured over the past years, EWBC shows a quite strong growth in Revenue. The Revenue has been growing by 9.11% on average per year.
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
3.2 Future
- EWBC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.95% yearly.
- The Revenue is expected to grow by 6.19% on average over the next years.
EPS Next Y16.04%
EPS Next 2Y11.31%
EPS Next 3Y9.95%
EPS Next 5YN/A
Revenue Next Year7.8%
Revenue Next 2Y6.32%
Revenue Next 3Y6.19%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 12.70, which indicates a correct valuation of EWBC.
- EWBC's Price/Earnings is on the same level as the industry average.
- EWBC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.47.
- Based on the Price/Forward Earnings ratio of 11.18, the valuation of EWBC can be described as reasonable.
- The rest of the industry has a similar Price/Forward Earnings ratio as EWBC.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, EWBC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.7 | ||
| Fwd PE | 11.18 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of EWBC is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.31 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.79
PEG (5Y)1.11
EPS Next 2Y11.31%
EPS Next 3Y9.95%
5. Dividend
5.1 Amount
- EWBC has a Yearly Dividend Yield of 2.02%. Purely for dividend investing, there may be better candidates out there.
- EWBC's Dividend Yield is slightly below the industry average, which is at 2.91.
- EWBC's Dividend Yield is comparable with the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.02% |
5.2 History
- The dividend of EWBC is nicely growing with an annual growth rate of 15.76%!
- EWBC has paid a dividend for at least 10 years, which is a reliable track record.
- EWBC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)15.76%
Div Incr Years7
Div Non Decr Years14
5.3 Sustainability
- EWBC pays out 25.97% of its income as dividend. This is a sustainable payout ratio.
- EWBC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP25.97%
EPS Next 2Y11.31%
EPS Next 3Y9.95%
115.23
-0.54 (-0.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-21 2025-10-21/amc
Earnings (Next)01-22 2026-01-22/bmo
Inst Owners94.84%
Inst Owner Change0.08%
Ins Owners0.24%
Ins Owner Change-6.86%
Market Cap15.85B
Revenue(TTM)2.85B
Net Income(TTM)1.26B
Analysts80.87
Price Target128.58 (11.59%)
Short Float %3.24%
Short Ratio6.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.02% |
Yearly Dividend2.22
Dividend Growth(5Y)15.76%
DP25.97%
Div Incr Years7
Div Non Decr Years14
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.95%
Min EPS beat(2)-0.49%
Max EPS beat(2)8.39%
EPS beat(4)1
Avg EPS beat(4)0.81%
Min EPS beat(4)-4.08%
Max EPS beat(4)8.39%
EPS beat(8)4
Avg EPS beat(8)1.63%
EPS beat(12)6
Avg EPS beat(12)1.31%
EPS beat(16)8
Avg EPS beat(16)1.25%
Revenue beat(2)1
Avg Revenue beat(2)1.07%
Min Revenue beat(2)-2.6%
Max Revenue beat(2)4.74%
Revenue beat(4)1
Avg Revenue beat(4)-1.23%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)4.74%
Revenue beat(8)2
Avg Revenue beat(8)-1.76%
Revenue beat(12)4
Avg Revenue beat(12)-0.44%
Revenue beat(16)8
Avg Revenue beat(16)3.64%
PT rev (1m)0.9%
PT rev (3m)3.15%
EPS NQ rev (1m)0.57%
EPS NQ rev (3m)6.67%
EPS NY rev (1m)0.31%
EPS NY rev (3m)4.44%
Revenue NQ rev (1m)0.43%
Revenue NQ rev (3m)2.57%
Revenue NY rev (1m)0.39%
Revenue NY rev (3m)0.66%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.7 | ||
| Fwd PE | 11.18 | ||
| P/S | 5.57 | ||
| P/FCF | 12.31 | ||
| P/OCF | 12.31 | ||
| P/B | 1.85 | ||
| P/tB | 1.95 | ||
| EV/EBITDA | N/A |
EPS(TTM)9.07
EY7.87%
EPS(NY)10.31
Fwd EY8.95%
FCF(TTM)9.36
FCFY8.13%
OCF(TTM)9.36
OCFY8.13%
SpS20.7
BVpS62.38
TBVpS58.99
PEG (NY)0.79
PEG (5Y)1.11
Graham Number112.83
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.58% | ||
| ROE | 14.7% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 44.31% | ||
| GM | N/A | ||
| FCFM | 45.24% |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 102.09% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC15.22%
ROIC/WACCN/A
Cap/Depr(3y)10.42%
Cap/Depr(5y)7.47%
Cap/Sales(3y)0.71%
Cap/Sales(5y)0.53%
Profit Quality(3y)140.85%
Profit Quality(5y)135.44%
High Growth Momentum
Growth
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
EPS Next Y16.04%
EPS Next 2Y11.31%
EPS Next 3Y9.95%
EPS Next 5YN/A
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
Revenue Next Year7.8%
Revenue Next 2Y6.32%
Revenue Next 3Y6.19%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1.86%
FCF growth 3Y6.69%
FCF growth 5Y14.31%
OCF growth 1Y-1.86%
OCF growth 3Y6.51%
OCF growth 5Y14%
EAST WEST BANCORP INC / EWBC FAQ
What is the ChartMill fundamental rating of EAST WEST BANCORP INC (EWBC) stock?
ChartMill assigns a fundamental rating of 5 / 10 to EWBC.
What is the valuation status of EAST WEST BANCORP INC (EWBC) stock?
ChartMill assigns a valuation rating of 5 / 10 to EAST WEST BANCORP INC (EWBC). This can be considered as Fairly Valued.
Can you provide the profitability details for EAST WEST BANCORP INC?
EAST WEST BANCORP INC (EWBC) has a profitability rating of 5 / 10.
What is the earnings growth outlook for EAST WEST BANCORP INC?
The Earnings per Share (EPS) of EAST WEST BANCORP INC (EWBC) is expected to grow by 16.04% in the next year.
Can you provide the dividend sustainability for EWBC stock?
The dividend rating of EAST WEST BANCORP INC (EWBC) is 5 / 10 and the dividend payout ratio is 25.97%.