116.01 USD
+0.64 (+0.55%)
116.01 USD
0 (0%)
Taking everything into account, EWBC scores 5 out of 10 in our fundamental rating. EWBC was compared to 388 industry peers in the Banks industry. Both the profitability and the financial health of EWBC get a neutral evaluation. Nothing too spectacular is happening here. EWBC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year EWBC was profitable.
In the past year EWBC had a positive cash flow from operations.
In the past 5 years EWBC has always been profitable.
Each year in the past 5 years EWBC had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 1.58%, EWBC belongs to the best of the industry, outperforming 89.95% of the companies in the same industry.
EWBC has a Return On Equity of 14.70%. This is amongst the best in the industry. EWBC outperforms 92.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.58% | ||
| ROE | 14.7% | ||
| ROIC | N/A |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of EWBC (44.31%) is better than 97.94% of its industry peers.
In the last couple of years the Profit Margin of EWBC has grown nicely.
The Operating Margin and Gross Margin are not available for EWBC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 44.31% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
EWBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
EWBC has less shares outstanding than it did 1 year ago.
EWBC has less shares outstanding than it did 5 years ago.
The debt/assets ratio for EWBC has been reduced compared to a year ago.
2.2 Solvency
EWBC has a debt to FCF ratio of 0.08. This is a very positive value and a sign of high solvency as it would only need 0.08 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 0.08, EWBC belongs to the best of the industry, outperforming 87.37% of the companies in the same industry.
A Debt/Equity ratio of 0.01 indicates that EWBC is not too dependend on debt financing.
EWBC has a better Debt to Equity ratio (0.01) than 86.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.11%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.54% over the past year.
Measured over the past years, EWBC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.40% on average per year.
EWBC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.78%.
Measured over the past years, EWBC shows a quite strong growth in Revenue. The Revenue has been growing by 9.11% on average per year.
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
3.2 Future
The Earnings Per Share is expected to grow by 9.89% on average over the next years. This is quite good.
EWBC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.84% yearly.
EPS Next Y15.68%
EPS Next 2Y11.16%
EPS Next 3Y9.89%
EPS Next 5YN/A
Revenue Next Year7.39%
Revenue Next 2Y7.21%
Revenue Next 3Y6.84%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
EWBC is valuated correctly with a Price/Earnings ratio of 12.79.
Compared to the rest of the industry, the Price/Earnings ratio of EWBC is on the same level as its industry peers.
EWBC is valuated cheaply when we compare the Price/Earnings ratio to 26.57, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 11.28, which indicates a very decent valuation of EWBC.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EWBC is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.04, EWBC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.79 | ||
| Fwd PE | 11.28 |
4.2 Price Multiples
EWBC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.39 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.82
PEG (5Y)1.12
EPS Next 2Y11.16%
EPS Next 3Y9.89%
5. Dividend
5.1 Amount
EWBC has a Yearly Dividend Yield of 2.08%. Purely for dividend investing, there may be better candidates out there.
EWBC's Dividend Yield is slightly below the industry average, which is at 2.74.
EWBC's Dividend Yield is comparable with the S&P500 average which is at 1.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.08% |
5.2 History
The dividend of EWBC is nicely growing with an annual growth rate of 15.76%!
EWBC has paid a dividend for at least 10 years, which is a reliable track record.
EWBC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)15.76%
Div Incr Years7
Div Non Decr Years14
5.3 Sustainability
25.97% of the earnings are spent on dividend by EWBC. This is a low number and sustainable payout ratio.
The dividend of EWBC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP25.97%
EPS Next 2Y11.16%
EPS Next 3Y9.89%
116.01
+0.64 (+0.55%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners94.77%
Inst Owner Change-0.94%
Ins Owners0.26%
Ins Owner Change-6.34%
Market Cap15.96B
Revenue(TTM)2.85B
Net Income(TTM)1.26B
Analysts80.91
Price TargetN/A
Short Float %3.09%
Short Ratio6
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.08% |
Yearly Dividend2.22
Dividend Growth(5Y)15.76%
DP25.97%
Div Incr Years7
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.95%
Min EPS beat(2)-0.49%
Max EPS beat(2)8.39%
EPS beat(4)1
Avg EPS beat(4)0.81%
Min EPS beat(4)-4.08%
Max EPS beat(4)8.39%
EPS beat(8)4
Avg EPS beat(8)1.63%
EPS beat(12)6
Avg EPS beat(12)1.31%
EPS beat(16)8
Avg EPS beat(16)1.25%
Revenue beat(2)1
Avg Revenue beat(2)1.07%
Min Revenue beat(2)-2.6%
Max Revenue beat(2)4.74%
Revenue beat(4)1
Avg Revenue beat(4)-1.23%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)4.74%
Revenue beat(8)2
Avg Revenue beat(8)-1.76%
Revenue beat(12)4
Avg Revenue beat(12)-0.44%
Revenue beat(16)8
Avg Revenue beat(16)3.64%
PT rev (1m)-0.16%
PT rev (3m)4.31%
EPS NQ rev (1m)0.38%
EPS NQ rev (3m)6.6%
EPS NY rev (1m)0.28%
EPS NY rev (3m)4.21%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.14%
Revenue NY rev (1m)0.19%
Revenue NY rev (3m)1.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.79 | ||
| Fwd PE | 11.28 | ||
| P/S | 5.6 | ||
| P/FCF | 12.39 | ||
| P/OCF | 12.39 | ||
| P/B | 1.86 | ||
| P/tB | 1.97 | ||
| EV/EBITDA | N/A |
EPS(TTM)9.07
EY7.82%
EPS(NY)10.28
Fwd EY8.86%
FCF(TTM)9.36
FCFY8.07%
OCF(TTM)9.36
OCFY8.07%
SpS20.7
BVpS62.38
TBVpS58.99
PEG (NY)0.82
PEG (5Y)1.12
Graham Number112.83
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.58% | ||
| ROE | 14.7% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 44.31% | ||
| GM | N/A | ||
| FCFM | 45.24% |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 102.09% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC15.11%
ROIC/WACCN/A
Cap/Depr(3y)10.42%
Cap/Depr(5y)7.47%
Cap/Sales(3y)0.71%
Cap/Sales(5y)0.53%
Profit Quality(3y)140.85%
Profit Quality(5y)135.44%
High Growth Momentum
Growth
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
EPS Next Y15.68%
EPS Next 2Y11.16%
EPS Next 3Y9.89%
EPS Next 5YN/A
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
Revenue Next Year7.39%
Revenue Next 2Y7.21%
Revenue Next 3Y6.84%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1.86%
FCF growth 3Y6.69%
FCF growth 5Y14.31%
OCF growth 1Y-1.86%
OCF growth 3Y6.51%
OCF growth 5Y14%
EAST WEST BANCORP INC / EWBC FAQ
What is the ChartMill fundamental rating of EAST WEST BANCORP INC (EWBC) stock?
ChartMill assigns a fundamental rating of 5 / 10 to EWBC.
Can you provide the valuation status for EAST WEST BANCORP INC?
ChartMill assigns a valuation rating of 4 / 10 to EAST WEST BANCORP INC (EWBC). This can be considered as Fairly Valued.
Can you provide the profitability details for EAST WEST BANCORP INC?
EAST WEST BANCORP INC (EWBC) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for EWBC stock?
The Price/Earnings (PE) ratio for EAST WEST BANCORP INC (EWBC) is 12.79 and the Price/Book (PB) ratio is 1.86.
How sustainable is the dividend of EAST WEST BANCORP INC (EWBC) stock?
The dividend rating of EAST WEST BANCORP INC (EWBC) is 5 / 10 and the dividend payout ratio is 25.97%.