113.62 USD
-1.19 (-1.04%)
113.62 USD
0 (0%)
Overall EWBC gets a fundamental rating of 5 out of 10. We evaluated EWBC against 385 industry peers in the Banks industry. Both the profitability and the financial health of EWBC get a neutral evaluation. Nothing too spectacular is happening here. EWBC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year EWBC was profitable.
EWBC had a positive operating cash flow in the past year.
In the past 5 years EWBC has always been profitable.
EWBC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.58%, EWBC belongs to the top of the industry, outperforming 90.16% of the companies in the same industry.
With an excellent Return On Equity value of 14.70%, EWBC belongs to the best of the industry, outperforming 92.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.58% | ||
| ROE | 14.7% | ||
| ROIC | N/A |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 44.31%, EWBC belongs to the best of the industry, outperforming 97.93% of the companies in the same industry.
In the last couple of years the Profit Margin of EWBC has grown nicely.
EWBC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 44.31% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
EWBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
EWBC has less shares outstanding than it did 1 year ago.
EWBC has less shares outstanding than it did 5 years ago.
EWBC has a better debt/assets ratio than last year.
2.2 Solvency
EWBC has a debt to FCF ratio of 0.08. This is a very positive value and a sign of high solvency as it would only need 0.08 years to pay back of all of its debts.
EWBC has a better Debt to FCF ratio (0.08) than 87.31% of its industry peers.
EWBC has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
EWBC's Debt to Equity ratio of 0.01 is amongst the best of the industry. EWBC outperforms 86.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.25%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
EWBC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.54%, which is quite good.
Measured over the past years, EWBC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.40% on average per year.
EWBC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.78%.
EWBC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.11% yearly.
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
3.2 Future
Based on estimates for the next years, EWBC will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.89% on average per year.
EWBC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.84% yearly.
EPS Next Y15.68%
EPS Next 2Y11.16%
EPS Next 3Y9.89%
EPS Next 5YN/A
Revenue Next Year7.39%
Revenue Next 2Y7.21%
Revenue Next 3Y6.84%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
EWBC is valuated correctly with a Price/Earnings ratio of 12.53.
EWBC's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 26.56. EWBC is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 11.05 indicates a reasonable valuation of EWBC.
EWBC's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.79. EWBC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.53 | ||
| Fwd PE | 11.05 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as EWBC.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.13 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.8
PEG (5Y)1.1
EPS Next 2Y11.16%
EPS Next 3Y9.89%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.09%, EWBC has a reasonable but not impressive dividend return.
EWBC's Dividend Yield is slightly below the industry average, which is at 2.70.
Compared to an average S&P500 Dividend Yield of 1.87, EWBC has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.09% |
5.2 History
The dividend of EWBC is nicely growing with an annual growth rate of 15.76%!
EWBC has paid a dividend for at least 10 years, which is a reliable track record.
EWBC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)15.76%
Div Incr Years7
Div Non Decr Years14
5.3 Sustainability
EWBC pays out 25.97% of its income as dividend. This is a sustainable payout ratio.
EWBC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP25.97%
EPS Next 2Y11.16%
EPS Next 3Y9.89%
113.62
-1.19 (-1.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners94.77%
Inst Owner Change-0.94%
Ins Owners0.26%
Ins Owner Change-6.34%
Market Cap15.63B
Revenue(TTM)2.85B
Net Income(TTM)1.26B
Analysts80.91
Price Target127.43 (12.15%)
Short Float %3.23%
Short Ratio5.93
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.09% |
Yearly Dividend2.22
Dividend Growth(5Y)15.76%
DP25.97%
Div Incr Years7
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.95%
Min EPS beat(2)-0.49%
Max EPS beat(2)8.39%
EPS beat(4)1
Avg EPS beat(4)0.81%
Min EPS beat(4)-4.08%
Max EPS beat(4)8.39%
EPS beat(8)4
Avg EPS beat(8)1.63%
EPS beat(12)6
Avg EPS beat(12)1.31%
EPS beat(16)8
Avg EPS beat(16)1.25%
Revenue beat(2)1
Avg Revenue beat(2)1.07%
Min Revenue beat(2)-2.6%
Max Revenue beat(2)4.74%
Revenue beat(4)1
Avg Revenue beat(4)-1.23%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)4.74%
Revenue beat(8)2
Avg Revenue beat(8)-1.76%
Revenue beat(12)4
Avg Revenue beat(12)-0.44%
Revenue beat(16)8
Avg Revenue beat(16)3.64%
PT rev (1m)-0.16%
PT rev (3m)4.31%
EPS NQ rev (1m)0.35%
EPS NQ rev (3m)6.21%
EPS NY rev (1m)0.28%
EPS NY rev (3m)4.21%
Revenue NQ rev (1m)-0.05%
Revenue NQ rev (3m)2.14%
Revenue NY rev (1m)0.19%
Revenue NY rev (3m)1.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.53 | ||
| Fwd PE | 11.05 | ||
| P/S | 5.49 | ||
| P/FCF | 12.13 | ||
| P/OCF | 12.13 | ||
| P/B | 1.82 | ||
| P/tB | 1.93 | ||
| EV/EBITDA | N/A |
EPS(TTM)9.07
EY7.98%
EPS(NY)10.28
Fwd EY9.05%
FCF(TTM)9.36
FCFY8.24%
OCF(TTM)9.36
OCFY8.24%
SpS20.7
BVpS62.38
TBVpS58.99
PEG (NY)0.8
PEG (5Y)1.1
Graham Number112.83
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.58% | ||
| ROE | 14.7% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 44.31% | ||
| GM | N/A | ||
| FCFM | 45.24% |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 102.09% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC15.25%
ROIC/WACCN/A
Cap/Depr(3y)10.42%
Cap/Depr(5y)7.47%
Cap/Sales(3y)0.71%
Cap/Sales(5y)0.53%
Profit Quality(3y)140.85%
Profit Quality(5y)135.44%
High Growth Momentum
Growth
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
EPS Next Y15.68%
EPS Next 2Y11.16%
EPS Next 3Y9.89%
EPS Next 5YN/A
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
Revenue Next Year7.39%
Revenue Next 2Y7.21%
Revenue Next 3Y6.84%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1.86%
FCF growth 3Y6.69%
FCF growth 5Y14.31%
OCF growth 1Y-1.86%
OCF growth 3Y6.51%
OCF growth 5Y14%
EAST WEST BANCORP INC / EWBC FAQ
What is the ChartMill fundamental rating of EAST WEST BANCORP INC (EWBC) stock?
ChartMill assigns a fundamental rating of 5 / 10 to EWBC.
Can you provide the valuation status for EAST WEST BANCORP INC?
ChartMill assigns a valuation rating of 5 / 10 to EAST WEST BANCORP INC (EWBC). This can be considered as Fairly Valued.
Can you provide the profitability details for EAST WEST BANCORP INC?
EAST WEST BANCORP INC (EWBC) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for EWBC stock?
The Price/Earnings (PE) ratio for EAST WEST BANCORP INC (EWBC) is 12.53 and the Price/Book (PB) ratio is 1.82.
How sustainable is the dividend of EAST WEST BANCORP INC (EWBC) stock?
The dividend rating of EAST WEST BANCORP INC (EWBC) is 5 / 10 and the dividend payout ratio is 25.97%.