104.49 USD
+3.52 (+3.49%)
104.49 USD
0 (0%)
Overall EWBC gets a fundamental rating of 5 out of 10. We evaluated EWBC against 388 industry peers in the Banks industry. EWBC has an average financial health and profitability rating. EWBC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
EWBC had positive earnings in the past year.
In the past year EWBC had a positive cash flow from operations.
In the past 5 years EWBC has always been profitable.
EWBC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 1.53%, EWBC belongs to the best of the industry, outperforming 89.18% of the companies in the same industry.
The Return On Equity of EWBC (14.54%) is better than 92.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 14.54% | ||
| ROIC | N/A |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 43.73%, EWBC belongs to the top of the industry, outperforming 97.94% of the companies in the same industry.
EWBC's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for EWBC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 43.73% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
EWBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
EWBC has less shares outstanding than it did 1 year ago.
EWBC has less shares outstanding than it did 5 years ago.
EWBC has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of EWBC is 0.02, which is an excellent value as it means it would take EWBC, only 0.02 years of fcf income to pay off all of its debts.
EWBC has a Debt to FCF ratio of 0.02. This is amongst the best in the industry. EWBC outperforms 87.89% of its industry peers.
A Debt/Equity ratio of 0.00 indicates that EWBC is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.00, EWBC belongs to the top of the industry, outperforming 86.34% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.58%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.54% over the past year.
The Earnings Per Share has been growing by 11.40% on average over the past years. This is quite good.
The Revenue has grown by 9.78% in the past year. This is quite good.
The Revenue has been growing by 9.11% on average over the past years. This is quite good.
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
3.2 Future
EWBC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.81% yearly.
The Revenue is expected to grow by 6.87% on average over the next years.
EPS Next Y15.36%
EPS Next 2Y11.13%
EPS Next 3Y9.81%
EPS Next 5YN/A
Revenue Next Year7.18%
Revenue Next 2Y7.29%
Revenue Next 3Y6.87%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.52 indicates a reasonable valuation of EWBC.
Compared to the rest of the industry, the Price/Earnings ratio of EWBC is on the same level as its industry peers.
When comparing the Price/Earnings ratio of EWBC to the average of the S&P500 Index (25.45), we can say EWBC is valued rather cheaply.
A Price/Forward Earnings ratio of 10.17 indicates a reasonable valuation of EWBC.
EWBC's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.46, EWBC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.52 | ||
| Fwd PE | 10.17 |
4.2 Price Multiples
65.72% of the companies in the same industry are more expensive than EWBC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.98 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.75
PEG (5Y)1.01
EPS Next 2Y11.13%
EPS Next 3Y9.81%
5. Dividend
5.1 Amount
EWBC has a Yearly Dividend Yield of 2.38%.
EWBC's Dividend Yield is slightly below the industry average, which is at 3.35.
EWBC's Dividend Yield is comparable with the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.38% |
5.2 History
The dividend of EWBC is nicely growing with an annual growth rate of 15.76%!
EWBC has been paying a dividend for at least 10 years, so it has a reliable track record.
EWBC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)15.76%
Div Incr Years7
Div Non Decr Years14
5.3 Sustainability
EWBC pays out 26.93% of its income as dividend. This is a sustainable payout ratio.
The dividend of EWBC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP26.93%
EPS Next 2Y11.13%
EPS Next 3Y9.81%
104.49
+3.52 (+3.49%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners95.44%
Inst Owner Change-0.94%
Ins Owners0.27%
Ins Owner Change-4.98%
Market Cap14.40B
Revenue(TTM)2.85B
Net Income(TTM)1.19B
Analysts80.91
Price Target127.43 (21.95%)
Short Float %2.93%
Short Ratio4.51
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.38% |
Yearly Dividend2.22
Dividend Growth(5Y)15.76%
DP26.93%
Div Incr Years7
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.53%
Min EPS beat(2)-0.58%
Max EPS beat(2)-0.49%
EPS beat(4)0
Avg EPS beat(4)-1.4%
Min EPS beat(4)-4.08%
Max EPS beat(4)-0.47%
EPS beat(8)3
Avg EPS beat(8)0.36%
EPS beat(12)5
Avg EPS beat(12)0.38%
EPS beat(16)8
Avg EPS beat(16)0.85%
Revenue beat(2)0
Avg Revenue beat(2)-2.88%
Min Revenue beat(2)-3.16%
Max Revenue beat(2)-2.6%
Revenue beat(4)1
Avg Revenue beat(4)-2.41%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)0.04%
Revenue beat(8)1
Avg Revenue beat(8)-2.74%
Revenue beat(12)4
Avg Revenue beat(12)0.23%
Revenue beat(16)8
Avg Revenue beat(16)4.39%
PT rev (1m)2.39%
PT rev (3m)4.95%
EPS NQ rev (1m)0.1%
EPS NQ rev (3m)1.38%
EPS NY rev (1m)3.83%
EPS NY rev (3m)5.63%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)0.51%
Revenue NY rev (1m)0.08%
Revenue NY rev (3m)2.5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.52 | ||
| Fwd PE | 10.17 | ||
| P/S | 5.28 | ||
| P/FCF | 9.98 | ||
| P/OCF | 9.98 | ||
| P/B | 1.76 | ||
| P/tB | 1.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)9.07
EY8.68%
EPS(NY)10.27
Fwd EY9.83%
FCF(TTM)10.47
FCFY10.02%
OCF(TTM)10.47
OCFY10.02%
SpS19.79
BVpS59.51
TBVpS56.13
PEG (NY)0.75
PEG (5Y)1.01
Graham Number110.2
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 14.54% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 43.73% | ||
| GM | N/A | ||
| FCFM | 52.9% |
ROA(3y)1.65%
ROA(5y)1.5%
ROE(3y)16.88%
ROE(5y)15.28%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.45%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 120.96% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC15.58%
ROIC/WACCN/A
Cap/Depr(3y)10.42%
Cap/Depr(5y)7.47%
Cap/Sales(3y)0.71%
Cap/Sales(5y)0.53%
Profit Quality(3y)140.85%
Profit Quality(5y)135.44%
High Growth Momentum
Growth
EPS 1Y (TTM)9.54%
EPS 3Y10.9%
EPS 5Y11.4%
EPS Q2Q%25.36%
EPS Next Y15.36%
EPS Next 2Y11.13%
EPS Next 3Y9.81%
EPS Next 5YN/A
Revenue 1Y (TTM)9.78%
Revenue growth 3Y12.88%
Revenue growth 5Y9.11%
Sales Q2Q%18.3%
Revenue Next Year7.18%
Revenue Next 2Y7.29%
Revenue Next 3Y6.87%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-10.84%
FCF growth 3Y6.69%
FCF growth 5Y14.31%
OCF growth 1Y-10.84%
OCF growth 3Y6.51%
OCF growth 5Y14%
EAST WEST BANCORP INC / EWBC FAQ
What is the ChartMill fundamental rating of EAST WEST BANCORP INC (EWBC) stock?
ChartMill assigns a fundamental rating of 5 / 10 to EWBC.
Can you provide the valuation status for EAST WEST BANCORP INC?
ChartMill assigns a valuation rating of 5 / 10 to EAST WEST BANCORP INC (EWBC). This can be considered as Fairly Valued.
Can you provide the profitability details for EAST WEST BANCORP INC?
EAST WEST BANCORP INC (EWBC) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for EWBC stock?
The Price/Earnings (PE) ratio for EAST WEST BANCORP INC (EWBC) is 11.52 and the Price/Book (PB) ratio is 1.76.
How sustainable is the dividend of EAST WEST BANCORP INC (EWBC) stock?
The dividend rating of EAST WEST BANCORP INC (EWBC) is 5 / 10 and the dividend payout ratio is 26.93%.