EWBC Fundamental Analysis - EAST WEST BANCORP INC

Fundamental Rating

Taking everything into account, EWBC scores 5 out of 10 in our fundamental rating. EWBC was compared to 393 industry peers in the Banks industry. EWBC has an average financial health and profitability rating. EWBC has a decent growth rate and is not valued too expensively.

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1. Profitability

1.1 Basic Checks

In the past year EWBC was profitable.

EWBC had a positive operating cash flow in the past year.

Each year in the past 5 years EWBC has been profitable.

In the past 5 years EWBC always reported a positive cash flow from operatings.

1.2 Ratios

Looking at the Return On Assets, with a value of 1.53%, EWBC belongs to the top of the industry, outperforming 89.57% of the companies in the same industry.

The Return On Equity of EWBC (14.54%) is better than 92.11% of its industry peers.

		Industry Rank	Sector Rank
ROA	1.53%
ROE	14.54%
ROIC	N/A

ROA(3y)1.65%

ROA(5y)1.5%

ROE(3y)16.88%

ROE(5y)15.28%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

EWBC's Profit Margin of 43.73% is amongst the best of the industry. EWBC outperforms 97.96% of its industry peers.

In the last couple of years the Profit Margin of EWBC has grown nicely.

EWBC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	43.73%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-2.45%

PM growth 5Y2.26%

GM growth 3YN/A

GM growth 5YN/A

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

EWBC does not have a ROIC to compare to the WACC, probably because it is not profitable.

EWBC has less shares outstanding than it did 1 year ago.

The number of shares outstanding for EWBC has been reduced compared to 5 years ago.

EWBC has a better debt/assets ratio than last year.

2.2 Solvency

The Debt to FCF ratio of EWBC is 0.02, which is an excellent value as it means it would take EWBC, only 0.02 years of fcf income to pay off all of its debts.

The Debt to FCF ratio of EWBC (0.02) is better than 89.31% of its industry peers.

A Debt/Equity ratio of 0.00 indicates that EWBC is not too dependend on debt financing.

The Debt to Equity ratio of EWBC (0.00) is better than 87.28% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	0.02
Altman-Z	N/A

ROIC/WACCN/A

WACC15.64%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 4.02% over the past year.

EWBC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.40% yearly.

The Revenue has been growing slightly by 5.54% in the past year.

The Revenue has been growing by 9.11% on average over the past years. This is quite good.

EPS 1Y (TTM)4.02%

EPS 3Y10.9%

EPS 5Y11.4%

EPS Q2Q%10.14%

Revenue 1Y (TTM)5.54%

Revenue growth 3Y12.88%

Revenue growth 5Y9.11%

Sales Q2Q%11.54%

3.2 Future

Based on estimates for the next years, EWBC will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.90% on average per year.

EWBC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.30% yearly.

EPS Next Y11%

EPS Next 2Y8.61%

EPS Next 3Y8.9%

EPS Next 5YN/A

Revenue Next Year5.06%

Revenue Next 2Y5.87%

Revenue Next 3Y8.3%

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.

The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 12.45 indicates a correct valuation of EWBC.

EWBC's Price/Earnings ratio is in line with the industry average.

EWBC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.14.

The Price/Forward Earnings ratio is 10.84, which indicates a very decent valuation of EWBC.

The rest of the industry has a similar Price/Forward Earnings ratio as EWBC.

When comparing the Price/Forward Earnings ratio of EWBC to the average of the S&P500 Index (22.80), we can say EWBC is valued rather cheaply.

		Industry Rank	Sector Rank
PE	12.45
Fwd PE	10.84

4.2 Price Multiples

67.94% of the companies in the same industry are more expensive than EWBC, based on the Price/Free Cash Flow ratio.

		Industry Rank	Sector Rank
P/FCF	10.16
EV/EBITDA	N/A

4.3 Compensation for Growth

EWBC's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.

PEG (NY)1.13

PEG (5Y)1.09

EPS Next 2Y8.61%

EPS Next 3Y8.9%

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5. Dividend

5.1 Amount

EWBC has a Yearly Dividend Yield of 2.38%.

EWBC's Dividend Yield is slightly below the industry average, which is at 3.30.

Compared to an average S&P500 Dividend Yield of 2.34, EWBC has a dividend comparable with the average S&P500 company.

		Industry Rank	Sector Rank
Dividend Yield	2.38%

5.2 History

The dividend of EWBC is nicely growing with an annual growth rate of 15.76%!

EWBC has been paying a dividend for at least 10 years, so it has a reliable track record.

EWBC has not decreased their dividend for at least 10 years, which is a reliable track record.

Dividend Growth(5Y)15.76%

Div Incr Years7

Div Non Decr Years14

5.3 Sustainability

EWBC pays out 26.93% of its income as dividend. This is a sustainable payout ratio.

EWBC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.

DP26.93%

EPS Next 2Y8.61%

EPS Next 3Y8.9%

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EAST WEST BANCORP INC

NASDAQ:EWBC (8/27/2025, 8:00:02 PM)

After market: 106.36 0 (0%)

106.36

+0.28 (+0.26%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)07-22 2025-07-22/amc

Earnings (Next)10-21 2025-10-21/bmo

Inst Owners95.31%

Inst Owner Change1.61%

Ins Owners0.29%

Ins Owner Change-1.29%

Market Cap14.66B

Analysts81

Price Target121.46 (14.2%)

Short Float %2.68%

Short Ratio4.12

Dividend

		Industry Rank	Sector Rank
Dividend Yield	2.38%

Yearly Dividend2.22

Dividend Growth(5Y)15.76%

DP26.93%

Div Incr Years7

Div Non Decr Years14

Ex-Date08-04 2025-08-04 (0.6)

Surprises & Revisions

EPS beat(2)0

Avg EPS beat(2)-0.53%

Min EPS beat(2)-0.58%

Max EPS beat(2)-0.49%

EPS beat(4)0

Avg EPS beat(4)-1.4%

Min EPS beat(4)-4.08%

Max EPS beat(4)-0.47%

EPS beat(8)3

Avg EPS beat(8)0.36%

EPS beat(12)5

Avg EPS beat(12)0.38%

EPS beat(16)8

Avg EPS beat(16)0.85%

Revenue beat(2)0

Avg Revenue beat(2)-2.88%

Min Revenue beat(2)-3.16%

Max Revenue beat(2)-2.6%

Revenue beat(4)1

Avg Revenue beat(4)-2.41%

Min Revenue beat(4)-3.91%

Max Revenue beat(4)0.04%

Revenue beat(8)1

Avg Revenue beat(8)-2.74%

Revenue beat(12)4

Avg Revenue beat(12)0.23%

Revenue beat(16)8

Avg Revenue beat(16)4.39%

PT rev (1m)6.54%

PT rev (3m)18.54%

EPS NQ rev (1m)1.64%

EPS NQ rev (3m)5.09%

EPS NY rev (1m)1.64%

EPS NY rev (3m)2.13%

Revenue NQ rev (1m)1.09%

Revenue NQ rev (3m)3.1%

Revenue NY rev (1m)1.2%

Revenue NY rev (3m)1.16%

Valuation

		Industry Rank	Sector Rank
PE	12.45
Fwd PE	10.84
P/S	5.37
P/FCF	10.16
P/OCF	10.16
P/B	1.79
P/tB	1.89
EV/EBITDA	N/A

EPS(TTM)8.54

EY8.03%

EPS(NY)9.81

Fwd EY9.23%

FCF(TTM)10.47

FCFY9.84%

OCF(TTM)10.47

OCFY9.84%

SpS19.79

BVpS59.51

TBVpS56.13

PEG (NY)1.13

PEG (5Y)1.09

Profitability

		Industry Rank	Sector Rank
ROA	1.53%
ROE	14.54%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	43.73%
GM	N/A
FCFM	52.9%

ROA(3y)1.65%

ROA(5y)1.5%

ROE(3y)16.88%

ROE(5y)15.28%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-2.45%

PM growth 5Y2.26%

GM growth 3YN/A

GM growth 5YN/A

F-Score8

Asset Turnover0.03

Health

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	0.02
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	120.96%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score8

WACC15.64%

ROIC/WACCN/A

Cap/Depr(3y)10.42%

Cap/Depr(5y)7.47%

Cap/Sales(3y)0.71%

Cap/Sales(5y)0.53%

Profit Quality(3y)140.85%

Profit Quality(5y)135.44%

High Growth Momentum

Growth

EPS 1Y (TTM)4.02%

EPS 3Y10.9%

EPS 5Y11.4%

EPS Q2Q%10.14%

EPS Next Y11%

EPS Next 2Y8.61%

EPS Next 3Y8.9%

EPS Next 5YN/A

Revenue 1Y (TTM)5.54%

Revenue growth 3Y12.88%

Revenue growth 5Y9.11%

Sales Q2Q%11.54%

Revenue Next Year5.06%

Revenue Next 2Y5.87%

Revenue Next 3Y8.3%

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-10.84%

FCF growth 3Y6.69%

FCF growth 5Y14.31%

OCF growth 1Y-10.84%

OCF growth 3Y6.51%

OCF growth 5Y14%

EAST WEST BANCORP INC (EWBC) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

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