HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) Fundamental Analysis & Valuation

NASDAQ:HBANP • US4461508230

Current stock price

16.99 USD
-0.11 (-0.64%)
Last:

This HBANP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. HBANP Profitability Analysis

1.1 Basic Checks

  • In the past year HBANP was profitable.
  • In the past year HBANP had a positive cash flow from operations.
  • Each year in the past 5 years HBANP has been profitable.
  • HBANP had a positive operating cash flow in each of the past 5 years.
HBANP Yearly Net Income VS EBIT VS OCF VS FCFHBANP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • HBANP has a Return On Assets of 0.93%. This is comparable to the rest of the industry: HBANP outperforms 45.48% of its industry peers.
  • The Return On Equity of HBANP (8.57%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.93%
ROE 8.57%
ROIC N/A
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
HBANP Yearly ROA, ROE, ROICHBANP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • HBANP has a Profit Margin (25.56%) which is in line with its industry peers.
  • In the last couple of years the Profit Margin of HBANP has grown nicely.
  • HBANP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 25.56%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
HBANP Yearly Profit, Operating, Gross MarginsHBANP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. HBANP Health Analysis

2.1 Basic Checks

  • HBANP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for HBANP has been increased compared to 1 year ago.
  • The number of shares outstanding for HBANP has been increased compared to 5 years ago.
  • Compared to 1 year ago, HBANP has an improved debt to assets ratio.
HBANP Yearly Shares OutstandingHBANP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
HBANP Yearly Total Debt VS Total AssetsHBANP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • The Debt to FCF ratio of HBANP is 5.85, which is a neutral value as it means it would take HBANP, 5.85 years of fcf income to pay off all of its debts.
  • HBANP has a Debt to FCF ratio of 5.85. This is in the lower half of the industry: HBANP underperforms 74.47% of its industry peers.
  • A Debt/Equity ratio of 0.53 indicates that HBANP is somewhat dependend on debt financing.
  • The Debt to Equity ratio of HBANP (0.53) is worse than 77.39% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.53
Debt/FCF 5.85
Altman-Z N/A
ROIC/WACCN/A
WACC12.65%
HBANP Yearly LT Debt VS Equity VS FCFHBANP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HBANP Yearly Current Assets VS Current LiabilitesHBANP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. HBANP Growth Analysis

3.1 Past

  • HBANP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.80%, which is quite good.
  • The Earnings Per Share has been growing by 15.84% on average over the past years. This is quite good.
  • Looking at the last year, HBANP shows a quite strong growth in Revenue. The Revenue has grown by 10.71% in the last year.
  • Measured over the past years, HBANP shows a quite strong growth in Revenue. The Revenue has been growing by 11.14% on average per year.
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%

3.2 Future

  • HBANP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.81% yearly.
  • The Revenue is expected to grow by 2.76% on average over the next years.
EPS Next Y10.76%
EPS Next 2Y15.35%
EPS Next 3Y11.87%
EPS Next 5Y6.81%
Revenue Next Year38.07%
Revenue Next 2Y22.83%
Revenue Next 3Y15.99%
Revenue Next 5Y2.76%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HBANP Yearly Revenue VS EstimatesHBANP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B 10B
HBANP Yearly EPS VS EstimatesHBANP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2

More info and screens

Find the best growth stocksShow best growing peers

4

4. HBANP Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.64, the valuation of HBANP can be described as reasonable.
  • 62.23% of the companies in the same industry are more expensive than HBANP, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 27.71. HBANP is valued rather cheaply when compared to this.
  • HBANP is valuated reasonably with a Price/Forward Earnings ratio of 10.51.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of HBANP is on the same level as its industry peers.
  • The average S&P500 Price/Forward Earnings ratio is at 38.09. HBANP is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.64
Fwd PE 10.51
HBANP Price Earnings VS Forward Price EarningsHBANP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, HBANP is valued a bit more expensive than 63.03% of the companies in the same industry.
Industry RankSector Rank
P/FCF 15.63
EV/EBITDA N/A
HBANP Per share dataHBANP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • HBANP's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.08
PEG (5Y)0.73
EPS Next 2Y15.35%
EPS Next 3Y11.87%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. HBANP Dividend Analysis

5.1 Amount

  • HBANP has a Yearly Dividend Yield of 3.74%.
  • HBANP's Dividend Yield is rather good when compared to the industry average which is at 2.57. HBANP pays more dividend than 82.71% of the companies in the same industry.
  • HBANP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 3.74%

5.2 History

  • The dividend of HBANP decreases each year by -0.38%.
  • HBANP has been paying a dividend for over 5 years, so it has already some track record.
  • HBANP has decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.38%
Div Incr Years0
Div Non Decr Years2
HBANP Yearly Dividends per shareHBANP Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • HBANP pays out 48.68% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP48.68%
EPS Next 2Y15.35%
EPS Next 3Y11.87%
HBANP Yearly Income VS Free CF VS DividendHBANP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
HBANP Dividend Payout.HBANP Dividend Payout, showing the Payout Ratio.HBANP Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

HBANP Fundamentals: All Metrics, Ratios and Statistics

HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP

NASDAQ:HBANP (4/21/2026, 8:00:02 PM)

16.99

-0.11 (-0.64%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-22
Earnings (Next)04-23
Inst Owners72.47%
Inst Owner Change0%
Ins Owners0.75%
Ins Owner ChangeN/A
Market Cap34.61B
Revenue(TTM)8.17B
Net Income(TTM)2.09B
Analysts82.14
Price Target21.38 (25.84%)
Short Float %0%
Short Ratio1.97
Dividend
Industry RankSector Rank
Dividend Yield 3.74%
Yearly Dividend0.67
Dividend Growth(5Y)-0.38%
DP48.68%
Div Incr Years0
Div Non Decr Years2
Ex-Date04-01
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.37%
Min EPS beat(2)-0.67%
Max EPS beat(2)7.42%
EPS beat(4)2
Avg EPS beat(4)2.7%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)6
Avg EPS beat(8)5.09%
EPS beat(12)10
Avg EPS beat(12)5.51%
EPS beat(16)12
Avg EPS beat(16)3.82%
Revenue beat(2)1
Avg Revenue beat(2)0.25%
Min Revenue beat(2)-2.71%
Max Revenue beat(2)3.21%
Revenue beat(4)2
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.34%
Revenue beat(12)4
Avg Revenue beat(12)-0.61%
Revenue beat(16)6
Avg Revenue beat(16)-0.51%
PT rev (1m)-2.75%
PT rev (3m)4.99%
EPS NQ rev (1m)-3.33%
EPS NQ rev (3m)-3.17%
EPS NY rev (1m)-0.47%
EPS NY rev (3m)-4.35%
Revenue NQ rev (1m)0.11%
Revenue NQ rev (3m)5%
Revenue NY rev (1m)-0.28%
Revenue NY rev (3m)4.85%
Valuation
Industry RankSector Rank
PE 11.64
Fwd PE 10.51
P/S 4.24
P/FCF 15.63
P/OCF 13.94
P/B 1.42
P/tB 1.97
EV/EBITDA N/A
EPS(TTM)1.46
EY8.59%
EPS(NY)1.62
Fwd EY9.52%
FCF(TTM)1.09
FCFY6.4%
OCF(TTM)1.22
OCFY7.17%
SpS4.01
BVpS11.95
TBVpS8.64
PEG (NY)1.08
PEG (5Y)0.73
Graham Number19.8124 (16.61%)
Profitability
Industry RankSector Rank
ROA 0.93%
ROE 8.57%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.56%
GM N/A
FCFM 27.12%
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.53
Debt/FCF 5.85
Debt/EBITDA N/A
Cap/Depr 35.04%
Cap/Sales 3.27%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 106.13%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC12.65%
ROIC/WACCN/A
Cap/Depr(3y)25.19%
Cap/Depr(5y)36.59%
Cap/Sales(3y)2.37%
Cap/Sales(5y)2.84%
Profit Quality(3y)112.5%
Profit Quality(5y)134.87%
High Growth Momentum
Growth
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
EPS Next Y10.76%
EPS Next 2Y15.35%
EPS Next 3Y11.87%
EPS Next 5Y6.81%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%
Revenue Next Year38.07%
Revenue Next 2Y22.83%
Revenue Next 3Y15.99%
Revenue Next 5Y2.76%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year26.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.48%
FCF growth 3Y-16.56%
FCF growth 5Y12.97%
OCF growth 1Y36.75%
OCF growth 3Y-14.9%
OCF growth 5Y13.41%

HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP / HBANP Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) stock?

ChartMill assigns a fundamental rating of 3 / 10 to HBANP.


Can you provide the valuation status for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP?

ChartMill assigns a valuation rating of 4 / 10 to HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP). This can be considered as Fairly Valued.


What is the profitability of HBANP stock?

HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) has a profitability rating of 3 / 10.


What is the valuation of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is 11.64 and the Price/Book (PB) ratio is 1.42.


How sustainable is the dividend of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) stock?

The dividend rating of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is 5 / 10 and the dividend payout ratio is 48.68%.