17.64 USD
-0.07 (-0.4%)
Taking everything into account, HBANP scores 3 out of 10 in our fundamental rating. HBANP was compared to 383 industry peers in the Banks industry. HBANP may be in some trouble as it scores bad on both profitability and health. HBANP is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year HBANP was profitable.
- In the past year HBANP had a positive cash flow from operations.
- HBANP had positive earnings in each of the past 5 years.
- In the past 5 years HBANP always reported a positive cash flow from operatings.
1.2 Ratios
- HBANP has a better Return On Assets (1.00%) than 61.36% of its industry peers.
- With a Return On Equity value of 9.48%, HBANP perfoms like the industry average, outperforming 57.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROIC | N/A |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- HBANP has a better Profit Margin (26.54%) than 64.49% of its industry peers.
- In the last couple of years the Profit Margin of HBANP has declined.
- HBANP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- HBANP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- HBANP has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, HBANP has more shares outstanding
- Compared to 1 year ago, HBANP has a worse debt to assets ratio.
2.2 Solvency
- HBANP has a debt to FCF ratio of 4.56. This is a neutral value as HBANP would need 4.56 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 4.56, HBANP is not doing good in the industry: 68.67% of the companies in the same industry are doing better.
- A Debt/Equity ratio of 0.59 indicates that HBANP is somewhat dependend on debt financing.
- HBANP has a worse Debt to Equity ratio (0.59) than 77.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC14.68%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 18.18% over the past year.
- Measured over the past years, HBANP shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.32% on average per year.
- HBANP shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.24%.
- HBANP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.61% yearly.
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
3.2 Future
- Based on estimates for the next years, HBANP will show a small growth in Earnings Per Share. The EPS will grow by 5.48% on average per year.
- HBANP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.41% yearly.
EPS Next Y18.43%
EPS Next 2Y16.3%
EPS Next 3Y16.81%
EPS Next 5Y5.48%
Revenue Next Year12.2%
Revenue Next 2Y21.55%
Revenue Next 3Y16.74%
Revenue Next 5Y4.41%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 12.34, which indicates a correct valuation of HBANP.
- HBANP's Price/Earnings is on the same level as the industry average.
- The average S&P500 Price/Earnings ratio is at 27.38. HBANP is valued rather cheaply when compared to this.
- The Price/Forward Earnings ratio is 10.43, which indicates a very decent valuation of HBANP.
- HBANP's Price/Forward Earnings is on the same level as the industry average.
- HBANP is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.34 | ||
| Fwd PE | 10.43 |
4.2 Price Multiples
- HBANP's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. HBANP is cheaper than 69.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.69 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- HBANP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as HBANP's earnings are expected to grow with 16.81% in the coming years.
PEG (NY)0.67
PEG (5Y)N/A
EPS Next 2Y16.3%
EPS Next 3Y16.81%
5. Dividend
5.1 Amount
- HBANP has a Yearly Dividend Yield of 3.45%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.86, HBANP pays a bit more dividend than its industry peers.
- HBANP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.45% |
5.2 History
- The dividend of HBANP has a limited annual growth rate of 2.11%.
- HBANP has been paying a dividend for over 5 years, so it has already some track record.
- The dividend of HBANP decreased recently.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
- 48.51% of the earnings are spent on dividend by HBANP. This is a bit on the high side, but may be sustainable.
- The dividend of HBANP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP48.51%
EPS Next 2Y16.3%
EPS Next 3Y16.81%
HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP
NASDAQ:HBANP (1/16/2026, 8:24:55 PM)
17.64
-0.07 (-0.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-17 2025-10-17/bmo
Earnings (Next)01-22 2026-01-22/bmo
Inst Owners86.2%
Inst Owner Change0%
Ins Owners0.9%
Ins Owner ChangeN/A
Market Cap27.73B
Revenue(TTM)7.95B
Net Income(TTM)2.11B
Analysts82.22
Price Target20.36 (15.42%)
Short Float %0%
Short Ratio0.09
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.45% |
Yearly Dividend0.72
Dividend Growth(5Y)2.11%
DP48.51%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.38%
Min EPS beat(2)-2.65%
Max EPS beat(2)7.42%
EPS beat(4)3
Avg EPS beat(4)4.58%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)7
Avg EPS beat(8)6.4%
EPS beat(12)11
Avg EPS beat(12)5.67%
EPS beat(16)12
Avg EPS beat(16)2.53%
Revenue beat(2)1
Avg Revenue beat(2)0.05%
Min Revenue beat(2)-3.12%
Max Revenue beat(2)3.21%
Revenue beat(4)3
Avg Revenue beat(4)0.72%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.5%
Revenue beat(12)4
Avg Revenue beat(12)-0.49%
Revenue beat(16)6
Avg Revenue beat(16)-0.63%
PT rev (1m)-1.85%
PT rev (3m)-5.86%
EPS NQ rev (1m)-0.66%
EPS NQ rev (3m)-2.75%
EPS NY rev (1m)0.22%
EPS NY rev (3m)1.28%
Revenue NQ rev (1m)0.22%
Revenue NQ rev (3m)4.6%
Revenue NY rev (1m)0.1%
Revenue NY rev (3m)2.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.34 | ||
| Fwd PE | 10.43 | ||
| P/S | 3.49 | ||
| P/FCF | 9.69 | ||
| P/OCF | 9.13 | ||
| P/B | 1.25 | ||
| P/tB | 1.73 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.43
EY8.11%
EPS(NY)1.69
Fwd EY9.58%
FCF(TTM)1.82
FCFY10.32%
OCF(TTM)1.93
OCFY10.95%
SpS5.05
BVpS14.15
TBVpS10.21
PEG (NY)0.67
PEG (5Y)N/A
Graham Number21.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A | ||
| FCFM | 36.02% |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 25.07% | ||
| Cap/Sales | 2.21% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 135.7% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC14.68%
ROIC/WACCN/A
Cap/Depr(3y)28.25%
Cap/Depr(5y)36.07%
Cap/Sales(3y)2.26%
Cap/Sales(5y)2.68%
Profit Quality(3y)136.93%
Profit Quality(5y)147.23%
High Growth Momentum
Growth
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
EPS Next Y18.43%
EPS Next 2Y16.3%
EPS Next 3Y16.81%
EPS Next 5Y5.48%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
Revenue Next Year12.2%
Revenue Next 2Y21.55%
Revenue Next 3Y16.74%
Revenue Next 5Y4.41%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year43.5%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-4.18%
FCF growth 3Y-2.7%
FCF growth 5Y2.65%
OCF growth 1Y-2.5%
OCF growth 3Y-4.16%
OCF growth 5Y2.89%
HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP / HBANP FAQ
What is the ChartMill fundamental rating of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) stock?
ChartMill assigns a fundamental rating of 3 / 10 to HBANP.
Can you provide the valuation status for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP?
ChartMill assigns a valuation rating of 5 / 10 to HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP). This can be considered as Fairly Valued.
Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP?
HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for HBANP stock?
The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is 12.34 and the Price/Book (PB) ratio is 1.25.
What is the expected EPS growth for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) stock?
The Earnings per Share (EPS) of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is expected to grow by 18.43% in the next year.