17.93 USD
0 (0%)
Taking everything into account, HBANP scores 3 out of 10 in our fundamental rating. HBANP was compared to 383 industry peers in the Banks industry. While HBANP is still in line with the averages on profitability rating, there are concerns on its financial health. HBANP has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year HBANP was profitable.
- HBANP had a positive operating cash flow in the past year.
- Each year in the past 5 years HBANP has been profitable.
- HBANP had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- HBANP has a Return On Assets of 1.00%. This is in the better half of the industry: HBANP outperforms 60.57% of its industry peers.
- HBANP's Return On Equity of 9.48% is in line compared to the rest of the industry. HBANP outperforms 57.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROIC | N/A |
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- HBANP's Profit Margin of 26.54% is fine compared to the rest of the industry. HBANP outperforms 63.97% of its industry peers.
- HBANP's Profit Margin has improved in the last couple of years.
- The Operating Margin and Gross Margin are not available for HBANP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- HBANP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, HBANP has more shares outstanding
- HBANP has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for HBANP is higher compared to a year ago.
2.2 Solvency
- The Debt to FCF ratio of HBANP is 4.56, which is a neutral value as it means it would take HBANP, 4.56 years of fcf income to pay off all of its debts.
- HBANP's Debt to FCF ratio of 4.56 is on the low side compared to the rest of the industry. HBANP is outperformed by 68.93% of its industry peers.
- HBANP has a Debt/Equity ratio of 0.59. This is a neutral value indicating HBANP is somewhat dependend on debt financing.
- The Debt to Equity ratio of HBANP (0.59) is worse than 78.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC14.61%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 16.80% over the past year.
- Measured over the past years, HBANP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 15.84% on average per year.
- The Revenue has grown by 10.71% in the past year. This is quite good.
- The Revenue has been growing by 11.14% on average over the past years. This is quite good.
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%
3.2 Future
- Based on estimates for the next years, HBANP will show a small growth in Earnings Per Share. The EPS will grow by 3.38% on average per year.
- Based on estimates for the next years, HBANP will show a small growth in Revenue. The Revenue will grow by 2.76% on average per year.
EPS Next Y15.79%
EPS Next 2Y16.81%
EPS Next 3Y2.02%
EPS Next 5Y3.38%
Revenue Next Year33.15%
Revenue Next 2Y19.82%
Revenue Next 3Y2.64%
Revenue Next 5Y2.76%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 12.28, HBANP is valued correctly.
- HBANP's Price/Earnings is on the same level as the industry average.
- When comparing the Price/Earnings ratio of HBANP to the average of the S&P500 Index (27.25), we can say HBANP is valued rather cheaply.
- HBANP is valuated reasonably with a Price/Forward Earnings ratio of 10.61.
- HBANP's Price/Forward Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.98, HBANP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.28 | ||
| Fwd PE | 10.61 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, HBANP is valued a bit cheaper than 68.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.85 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.78
PEG (5Y)0.78
EPS Next 2Y16.81%
EPS Next 3Y2.02%
5. Dividend
5.1 Amount
- HBANP has a Yearly Dividend Yield of 3.57%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.64, HBANP pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, HBANP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.57% |
5.2 History
- The dividend of HBANP has a limited annual growth rate of 2.11%.
- HBANP has been paying a dividend for over 5 years, so it has already some track record.
- The dividend of HBANP decreased recently.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
- HBANP pays out 48.51% of its income as dividend. This is a bit on the high side, but may be sustainable.
- HBANP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP48.51%
EPS Next 2Y16.81%
EPS Next 3Y2.02%
HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP / HBANP FAQ
What is the ChartMill fundamental rating of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) stock?
ChartMill assigns a fundamental rating of 3 / 10 to HBANP.
Can you provide the valuation status for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP?
ChartMill assigns a valuation rating of 5 / 10 to HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP). This can be considered as Fairly Valued.
Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP?
HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for HBANP stock?
The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is 12.28 and the Price/Book (PB) ratio is 1.27.
What is the expected EPS growth for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) stock?
The Earnings per Share (EPS) of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is expected to grow by 15.79% in the next year.