17.12 USD
+0.11 (+0.65%)
Overall HBANP gets a fundamental rating of 3 out of 10. We evaluated HBANP against 387 industry peers in the Banks industry. HBANP has a bad profitability rating. Also its financial health evaluation is rather negative. HBANP has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year HBANP was profitable.
In the past year HBANP had a positive cash flow from operations.
Each year in the past 5 years HBANP has been profitable.
Each year in the past 5 years HBANP had a positive operating cash flow.
1.2 Ratios
The Return On Assets of HBANP (1.00%) is better than 60.98% of its industry peers.
Looking at the Return On Equity, with a value of 9.48%, HBANP is in line with its industry, outperforming 58.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROIC | N/A |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
HBANP's Profit Margin of 26.54% is fine compared to the rest of the industry. HBANP outperforms 64.86% of its industry peers.
HBANP's Profit Margin has declined in the last couple of years.
HBANP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
HBANP does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, HBANP has more shares outstanding
The number of shares outstanding for HBANP has been increased compared to 5 years ago.
HBANP has a worse debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of HBANP is 4.56, which is a neutral value as it means it would take HBANP, 4.56 years of fcf income to pay off all of its debts.
HBANP has a Debt to FCF ratio of 4.56. This is in the lower half of the industry: HBANP underperforms 67.44% of its industry peers.
HBANP has a Debt/Equity ratio of 0.59. This is a neutral value indicating HBANP is somewhat dependend on debt financing.
The Debt to Equity ratio of HBANP (0.59) is worse than 78.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC14.7%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
HBANP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 18.18%, which is quite good.
HBANP shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.32% yearly.
Looking at the last year, HBANP shows a quite strong growth in Revenue. The Revenue has grown by 11.24% in the last year.
The Revenue has been growing by 9.61% on average over the past years. This is quite good.
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
3.2 Future
HBANP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.48% yearly.
The Revenue is expected to grow by 4.41% on average over the next years.
EPS Next Y18.99%
EPS Next 2Y16.63%
EPS Next 3Y16.21%
EPS Next 5Y5.48%
Revenue Next Year12.14%
Revenue Next 2Y21.57%
Revenue Next 3Y16.14%
Revenue Next 5Y4.41%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.97 indicates a reasonable valuation of HBANP.
HBANP's Price/Earnings ratio is in line with the industry average.
HBANP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.47.
A Price/Forward Earnings ratio of 10.07 indicates a reasonable valuation of HBANP.
HBANP's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of HBANP to the average of the S&P500 Index (34.42), we can say HBANP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.97 | ||
| Fwd PE | 10.07 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, HBANP is valued a bit cheaper than 70.03% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.4 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
HBANP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
HBANP's earnings are expected to grow with 16.21% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.63
PEG (5Y)N/A
EPS Next 2Y16.63%
EPS Next 3Y16.21%
5. Dividend
5.1 Amount
HBANP has a Yearly Dividend Yield of 4.05%, which is a nice return.
HBANP's Dividend Yield is a higher than the industry average which is at 3.33.
HBANP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.05% |
5.2 History
The dividend of HBANP has a limited annual growth rate of 2.11%.
HBANP has been paying a dividend for over 5 years, so it has already some track record.
The dividend of HBANP decreased recently.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
48.51% of the earnings are spent on dividend by HBANP. This is a bit on the high side, but may be sustainable.
HBANP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP48.51%
EPS Next 2Y16.63%
EPS Next 3Y16.21%
HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP
NASDAQ:HBANP (11/21/2025, 8:00:01 PM)
17.12
+0.11 (+0.65%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners88.73%
Inst Owner Change0%
Ins Owners0.98%
Ins Owner ChangeN/A
Market Cap26.92B
Revenue(TTM)7.95B
Net Income(TTM)2.11B
Analysts82.22
Price Target22.6 (32.01%)
Short Float %0%
Short Ratio0.23
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.05% |
Yearly Dividend0.72
Dividend Growth(5Y)2.11%
DP48.51%
Div Incr Years0
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.38%
Min EPS beat(2)-2.65%
Max EPS beat(2)7.42%
EPS beat(4)3
Avg EPS beat(4)4.58%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)7
Avg EPS beat(8)6.4%
EPS beat(12)11
Avg EPS beat(12)5.67%
EPS beat(16)12
Avg EPS beat(16)2.53%
Revenue beat(2)1
Avg Revenue beat(2)0.05%
Min Revenue beat(2)-3.12%
Max Revenue beat(2)3.21%
Revenue beat(4)3
Avg Revenue beat(4)0.72%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.5%
Revenue beat(12)4
Avg Revenue beat(12)-0.49%
Revenue beat(16)6
Avg Revenue beat(16)-0.63%
PT rev (1m)4.51%
PT rev (3m)2.02%
EPS NQ rev (1m)-5.78%
EPS NQ rev (3m)-1.85%
EPS NY rev (1m)-0.85%
EPS NY rev (3m)1.63%
Revenue NQ rev (1m)1.41%
Revenue NQ rev (3m)3.9%
Revenue NY rev (1m)0.99%
Revenue NY rev (3m)2.53%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.97 | ||
| Fwd PE | 10.07 | ||
| P/S | 3.39 | ||
| P/FCF | 9.4 | ||
| P/OCF | 8.86 | ||
| P/B | 1.21 | ||
| P/tB | 1.68 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.43
EY8.35%
EPS(NY)1.7
Fwd EY9.93%
FCF(TTM)1.82
FCFY10.63%
OCF(TTM)1.93
OCFY11.29%
SpS5.05
BVpS14.15
TBVpS10.21
PEG (NY)0.63
PEG (5Y)N/A
Graham Number21.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A | ||
| FCFM | 36.02% |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 25.07% | ||
| Cap/Sales | 2.21% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 135.7% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC14.7%
ROIC/WACCN/A
Cap/Depr(3y)28.25%
Cap/Depr(5y)36.07%
Cap/Sales(3y)2.26%
Cap/Sales(5y)2.68%
Profit Quality(3y)136.93%
Profit Quality(5y)147.23%
High Growth Momentum
Growth
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
EPS Next Y18.99%
EPS Next 2Y16.63%
EPS Next 3Y16.21%
EPS Next 5Y5.48%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
Revenue Next Year12.14%
Revenue Next 2Y21.57%
Revenue Next 3Y16.14%
Revenue Next 5Y4.41%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year43.5%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-4.18%
FCF growth 3Y-2.7%
FCF growth 5Y2.65%
OCF growth 1Y-2.5%
OCF growth 3Y-4.16%
OCF growth 5Y2.89%
HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP / HBANP FAQ
What is the ChartMill fundamental rating of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) stock?
ChartMill assigns a fundamental rating of 3 / 10 to HBANP.
What is the valuation status for HBANP stock?
ChartMill assigns a valuation rating of 6 / 10 to HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP). This can be considered as Fairly Valued.
Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP?
HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for HBANP stock?
The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is 11.97 and the Price/Book (PB) ratio is 1.21.
Can you provide the financial health for HBANP stock?
The financial health rating of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is 0 / 10.