HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) Stock Fundamental Analysis

NASDAQ:HBANP • US4461508230

17.71 USD
-0.09 (-0.51%)
Last: Feb 27, 2026, 01:20 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

HBANP gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 379 industry peers in the Banks industry. HBANP has a bad profitability rating. Also its financial health evaluation is rather negative. HBANP is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year HBANP was profitable.
  • HBANP had a positive operating cash flow in the past year.
  • In the past 5 years HBANP has always been profitable.
  • Of the past 5 years HBANP 4 years had a positive operating cash flow.
HBANP Yearly Net Income VS EBIT VS OCF VS FCFHBANP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.00%, HBANP is in line with its industry, outperforming 58.84% of the companies in the same industry.
  • HBANP's Return On Equity of 9.48% is in line compared to the rest of the industry. HBANP outperforms 56.99% of its industry peers.
Industry RankSector Rank
ROA 1%
ROE 9.48%
ROIC N/A
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
HBANP Yearly ROA, ROE, ROICHBANP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 26.54%, HBANP is in the better half of the industry, outperforming 62.80% of the companies in the same industry.
  • HBANP's Profit Margin has improved in the last couple of years.
  • HBANP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 26.54%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
HBANP Yearly Profit, Operating, Gross MarginsHBANP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • HBANP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, HBANP has more shares outstanding
  • HBANP has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, HBANP has a worse debt to assets ratio.
HBANP Yearly Shares OutstandingHBANP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
HBANP Yearly Total Debt VS Total AssetsHBANP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • The Debt to FCF ratio of HBANP is 4.56, which is a neutral value as it means it would take HBANP, 4.56 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 4.56, HBANP is doing worse than 68.60% of the companies in the same industry.
  • HBANP has a Debt/Equity ratio of 0.59. This is a neutral value indicating HBANP is somewhat dependend on debt financing.
  • The Debt to Equity ratio of HBANP (0.59) is worse than 77.57% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 4.56
Altman-Z N/A
ROIC/WACCN/A
WACC13.5%
HBANP Yearly LT Debt VS Equity VS FCFHBANP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HBANP Yearly Current Assets VS Current LiabilitesHBANP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • HBANP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.80%, which is quite good.
  • The Earnings Per Share has been growing by 15.84% on average over the past years. This is quite good.
  • The Revenue has grown by 10.71% in the past year. This is quite good.
  • Measured over the past years, HBANP shows a quite strong growth in Revenue. The Revenue has been growing by 11.14% on average per year.
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%

3.2 Future

  • HBANP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.38% yearly.
  • The Revenue is expected to grow by 2.76% on average over the next years.
EPS Next Y12.78%
EPS Next 2Y16.16%
EPS Next 3Y12.72%
EPS Next 5Y3.38%
Revenue Next Year37.27%
Revenue Next 2Y22.08%
Revenue Next 3Y15.55%
Revenue Next 5Y2.76%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
HBANP Yearly Revenue VS EstimatesHBANP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B 10B
HBANP Yearly EPS VS EstimatesHBANP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2

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5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 12.13 indicates a correct valuation of HBANP.
  • Compared to the rest of the industry, the Price/Earnings ratio of HBANP is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 27.11, HBANP is valued rather cheaply.
  • A Price/Forward Earnings ratio of 10.76 indicates a reasonable valuation of HBANP.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of HBANP is on the same level as its industry peers.
  • HBANP is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.13, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 12.13
Fwd PE 10.76
HBANP Price Earnings VS Forward Price EarningsHBANP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as HBANP.
Industry RankSector Rank
P/FCF 12.56
EV/EBITDA N/A
HBANP Per share dataHBANP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • HBANP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as HBANP's earnings are expected to grow with 12.72% in the coming years.
PEG (NY)0.95
PEG (5Y)0.77
EPS Next 2Y16.16%
EPS Next 3Y12.72%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • HBANP has a Yearly Dividend Yield of 3.58%.
  • HBANP's Dividend Yield is a higher than the industry average which is at 2.74.
  • Compared to an average S&P500 Dividend Yield of 1.80, HBANP pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.58%

5.2 History

  • The dividend of HBANP has a limited annual growth rate of 2.11%.
  • HBANP has been paying a dividend for over 5 years, so it has already some track record.
  • HBANP has decreased its dividend recently.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years1
HBANP Yearly Dividends per shareHBANP Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • HBANP pays out 48.51% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of HBANP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP48.51%
EPS Next 2Y16.16%
EPS Next 3Y12.72%
HBANP Yearly Income VS Free CF VS DividendHBANP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
HBANP Dividend Payout.HBANP Dividend Payout, showing the Payout Ratio.HBANP Dividend Payout.PayoutRetained Earnings

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HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP

NASDAQ:HBANP (2/27/2026, 1:20:41 PM)

17.71

-0.09 (-0.51%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-22
Earnings (Next)04-23
Inst Owners86.2%
Inst Owner Change0%
Ins Owners0.9%
Ins Owner ChangeN/A
Market Cap35.95B
Revenue(TTM)8.17B
Net Income(TTM)2.11B
Analysts82.22
Price Target20.95 (18.29%)
Short Float %0%
Short Ratio0.52
Dividend
Industry RankSector Rank
Dividend Yield 3.58%
Yearly Dividend0.72
Dividend Growth(5Y)2.11%
DP48.51%
Div Incr Years0
Div Non Decr Years1
Ex-Date04-01
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.38%
Min EPS beat(2)-2.65%
Max EPS beat(2)7.42%
EPS beat(4)3
Avg EPS beat(4)4.58%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)7
Avg EPS beat(8)6.4%
EPS beat(12)11
Avg EPS beat(12)5.67%
EPS beat(16)12
Avg EPS beat(16)2.53%
Revenue beat(2)1
Avg Revenue beat(2)0.05%
Min Revenue beat(2)-3.12%
Max Revenue beat(2)3.21%
Revenue beat(4)3
Avg Revenue beat(4)0.72%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.5%
Revenue beat(12)4
Avg Revenue beat(12)-0.49%
Revenue beat(16)6
Avg Revenue beat(16)-0.63%
PT rev (1m)2.9%
PT rev (3m)-8.93%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.96%
EPS NY rev (1m)-2.6%
EPS NY rev (3m)-3.15%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.63%
Revenue NY rev (1m)3.09%
Revenue NY rev (3m)4.21%
Valuation
Industry RankSector Rank
PE 12.13
Fwd PE 10.76
P/S 4.52
P/FCF 12.56
P/OCF 11.83
P/B 1.62
P/tB 2.24
EV/EBITDA N/A
EPS(TTM)1.46
EY8.24%
EPS(NY)1.65
Fwd EY9.3%
FCF(TTM)1.41
FCFY7.96%
OCF(TTM)1.5
OCFY8.45%
SpS3.91
BVpS10.96
TBVpS7.91
PEG (NY)0.95
PEG (5Y)0.77
Graham Number18.98
Profitability
Industry RankSector Rank
ROA 1%
ROE 9.48%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.54%
GM N/A
FCFM 36.02%
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 4.56
Debt/EBITDA N/A
Cap/Depr 25.07%
Cap/Sales 2.21%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 135.7%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC13.5%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
EPS Next Y12.78%
EPS Next 2Y16.16%
EPS Next 3Y12.72%
EPS Next 5Y3.38%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%
Revenue Next Year37.27%
Revenue Next 2Y22.08%
Revenue Next 3Y15.55%
Revenue Next 5Y2.76%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year26.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y171.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y147.19%
OCF growth 3YN/A
OCF growth 5YN/A

HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP / HBANP FAQ

What is the ChartMill fundamental rating of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) stock?

ChartMill assigns a fundamental rating of 3 / 10 to HBANP.


Can you provide the valuation status for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP?

ChartMill assigns a valuation rating of 5 / 10 to HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP). This can be considered as Fairly Valued.


Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP?

HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for HBANP stock?

The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is 12.13 and the Price/Book (PB) ratio is 1.62.


What is the expected EPS growth for HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) stock?

The Earnings per Share (EPS) of HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP (HBANP) is expected to grow by 12.78% in the next year.