22.44 USD
+0.07 (+0.31%)
HBANM gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 383 industry peers in the Banks industry. HBANM may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, HBANM is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- In the past year HBANM was profitable.
- In the past year HBANM had a positive cash flow from operations.
- Each year in the past 5 years HBANM has been profitable.
- In the past 5 years HBANM always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of HBANM (1.00%) is better than 60.57% of its industry peers.
- Looking at the Return On Equity, with a value of 9.48%, HBANM is in line with its industry, outperforming 57.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROIC | N/A |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 26.54%, HBANM is in the better half of the industry, outperforming 63.71% of the companies in the same industry.
- HBANM's Profit Margin has declined in the last couple of years.
- HBANM does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- HBANM does not have a ROIC to compare to the WACC, probably because it is not profitable.
- HBANM has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, HBANM has more shares outstanding
- HBANM has a worse debt/assets ratio than last year.
2.2 Solvency
- HBANM has a debt to FCF ratio of 4.56. This is a neutral value as HBANM would need 4.56 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 4.56, HBANM is doing worse than 69.19% of the companies in the same industry.
- A Debt/Equity ratio of 0.59 indicates that HBANM is somewhat dependend on debt financing.
- With a Debt to Equity ratio value of 0.59, HBANM is not doing good in the industry: 78.33% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC13.69%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 18.18% over the past year.
- Measured over the past years, HBANM shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.32% on average per year.
- The Revenue has grown by 11.24% in the past year. This is quite good.
- HBANM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.61% yearly.
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
3.2 Future
- Based on estimates for the next years, HBANM will show a small growth in Earnings Per Share. The EPS will grow by 5.48% on average per year.
- HBANM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.41% yearly.
EPS Next Y18.17%
EPS Next 2Y16.62%
EPS Next 3Y16.43%
EPS Next 5Y5.48%
Revenue Next Year12.1%
Revenue Next 2Y21.2%
Revenue Next 3Y16.52%
Revenue Next 5Y4.41%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 15.69, the valuation of HBANM can be described as correct.
- Based on the Price/Earnings ratio, HBANM is valued a bit more expensive than the industry average as 70.50% of the companies are valued more cheaply.
- HBANM is valuated rather cheaply when we compare the Price/Earnings ratio to 27.30, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 13.20, which indicates a correct valuation of HBANM.
- 68.41% of the companies in the same industry are cheaper than HBANM, based on the Price/Forward Earnings ratio.
- HBANM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.04, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.69 | ||
| Fwd PE | 13.2 |
4.2 Price Multiples
- The rest of the industry has a similar Price/Free Cash Flow ratio as HBANM.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.33 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- HBANM's earnings are expected to grow with 16.43% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.86
PEG (5Y)N/A
EPS Next 2Y16.62%
EPS Next 3Y16.43%
5. Dividend
5.1 Amount
- HBANM has a Yearly Dividend Yield of 3.36%.
- HBANM's Dividend Yield is a higher than the industry average which is at 2.90.
- Compared to an average S&P500 Dividend Yield of 1.92, HBANM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.36% |
5.2 History
- The dividend of HBANM has a limited annual growth rate of 2.11%.
- HBANM has been paying a dividend for over 5 years, so it has already some track record.
- HBANM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
- 48.51% of the earnings are spent on dividend by HBANM. This is a bit on the high side, but may be sustainable.
- The dividend of HBANM is growing, but earnings are growing more, so the dividend growth is sustainable.
DP48.51%
EPS Next 2Y16.62%
EPS Next 3Y16.43%
HUNTINGTON BANCSHARES - HBAN 5.7 PERP
NASDAQ:HBANM (1/14/2026, 1:29:45 PM)
22.44
+0.07 (+0.31%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-17 2025-10-17/bmo
Earnings (Next)01-22 2026-01-22/amc
Inst Owners86.2%
Inst Owner ChangeN/A
Ins Owners0.9%
Ins Owner ChangeN/A
Market Cap35.28B
Revenue(TTM)7.95B
Net Income(TTM)2.11B
Analysts82.22
Price Target25.6 (14.08%)
Short Float %0%
Short Ratio0.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.36% |
Yearly Dividend0.72
Dividend Growth(5Y)2.11%
DP48.51%
Div Incr Years0
Div Non Decr Years3
Ex-Date02-13 2026-02-13 (0.35625)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.38%
Min EPS beat(2)-2.65%
Max EPS beat(2)7.42%
EPS beat(4)3
Avg EPS beat(4)4.58%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)7
Avg EPS beat(8)6.4%
EPS beat(12)11
Avg EPS beat(12)5.67%
EPS beat(16)12
Avg EPS beat(16)2.53%
Revenue beat(2)1
Avg Revenue beat(2)0.05%
Min Revenue beat(2)-3.12%
Max Revenue beat(2)3.21%
Revenue beat(4)3
Avg Revenue beat(4)0.72%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.5%
Revenue beat(12)4
Avg Revenue beat(12)-0.49%
Revenue beat(16)6
Avg Revenue beat(16)-0.63%
PT rev (1m)-2.97%
PT rev (3m)-6.35%
EPS NQ rev (1m)0.43%
EPS NQ rev (3m)-2.1%
EPS NY rev (1m)-0.21%
EPS NY rev (3m)1.06%
Revenue NQ rev (1m)0.31%
Revenue NQ rev (3m)4.74%
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)2.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.69 | ||
| Fwd PE | 13.2 | ||
| P/S | 4.44 | ||
| P/FCF | 12.33 | ||
| P/OCF | 11.61 | ||
| P/B | 1.59 | ||
| P/tB | 2.2 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.43
EY6.37%
EPS(NY)1.7
Fwd EY7.58%
FCF(TTM)1.82
FCFY8.11%
OCF(TTM)1.93
OCFY8.61%
SpS5.05
BVpS14.15
TBVpS10.21
PEG (NY)0.86
PEG (5Y)N/A
Graham Number21.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A | ||
| FCFM | 36.02% |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 25.07% | ||
| Cap/Sales | 2.21% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 135.7% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC13.69%
ROIC/WACCN/A
Cap/Depr(3y)28.25%
Cap/Depr(5y)36.07%
Cap/Sales(3y)2.26%
Cap/Sales(5y)2.68%
Profit Quality(3y)136.93%
Profit Quality(5y)147.23%
High Growth Momentum
Growth
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
EPS Next Y18.17%
EPS Next 2Y16.62%
EPS Next 3Y16.43%
EPS Next 5Y5.48%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
Revenue Next Year12.1%
Revenue Next 2Y21.2%
Revenue Next 3Y16.52%
Revenue Next 5Y4.41%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year43.5%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-4.18%
FCF growth 3Y-2.7%
FCF growth 5Y2.65%
OCF growth 1Y-2.5%
OCF growth 3Y-4.16%
OCF growth 5Y2.89%
HUNTINGTON BANCSHARES - HBAN 5.7 PERP / HBANM FAQ
Can you provide the ChartMill fundamental rating for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to HBANM.
Can you provide the valuation status for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
ChartMill assigns a valuation rating of 3 / 10 to HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM). This can be considered as Overvalued.
Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?
The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 15.69 and the Price/Book (PB) ratio is 1.59.
How financially healthy is HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
The financial health rating of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 0 / 10.