HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) Fundamental Analysis & Valuation

NASDAQ:HBANM • US4461507810

Current stock price

22.1005 USD
-0.03 (-0.14%)
Last:

This HBANM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. HBANM Profitability Analysis

1.1 Basic Checks

  • HBANM had positive earnings in the past year.
  • HBANM had a positive operating cash flow in the past year.
  • Each year in the past 5 years HBANM has been profitable.
  • In the past 5 years HBANM always reported a positive cash flow from operatings.
HBANM Yearly Net Income VS EBIT VS OCF VS FCFHBANM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • HBANM has a Return On Assets (0.93%) which is comparable to the rest of the industry.
  • HBANM's Return On Equity of 8.57% is in line compared to the rest of the industry. HBANM outperforms 40.43% of its industry peers.
Industry RankSector Rank
ROA 0.93%
ROE 8.57%
ROIC N/A
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
HBANM Yearly ROA, ROE, ROICHBANM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • HBANM's Profit Margin of 25.56% is in line compared to the rest of the industry. HBANM outperforms 48.67% of its industry peers.
  • In the last couple of years the Profit Margin of HBANM has grown nicely.
  • HBANM does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 25.56%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
HBANM Yearly Profit, Operating, Gross MarginsHBANM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. HBANM Health Analysis

2.1 Basic Checks

  • HBANM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • HBANM has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for HBANM has been increased compared to 5 years ago.
  • HBANM has a better debt/assets ratio than last year.
HBANM Yearly Shares OutstandingHBANM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
HBANM Yearly Total Debt VS Total AssetsHBANM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • The Debt to FCF ratio of HBANM is 5.85, which is a neutral value as it means it would take HBANM, 5.85 years of fcf income to pay off all of its debts.
  • HBANM has a Debt to FCF ratio of 5.85. This is in the lower half of the industry: HBANM underperforms 75.27% of its industry peers.
  • A Debt/Equity ratio of 0.53 indicates that HBANM is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.53, HBANM is not doing good in the industry: 77.93% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.53
Debt/FCF 5.85
Altman-Z N/A
ROIC/WACCN/A
WACC12.08%
HBANM Yearly LT Debt VS Equity VS FCFHBANM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HBANM Yearly Current Assets VS Current LiabilitesHBANM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. HBANM Growth Analysis

3.1 Past

  • HBANM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.58%.
  • HBANM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 15.84% yearly.
  • Looking at the last year, HBANM shows a quite strong growth in Revenue. The Revenue has grown by 16.93% in the last year.
  • Measured over the past years, HBANM shows a quite strong growth in Revenue. The Revenue has been growing by 11.14% on average per year.
EPS 1Y (TTM)4.58%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%-26.47%
Revenue 1Y (TTM)16.93%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%33.95%

3.2 Future

  • HBANM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.81% yearly.
  • The Revenue is expected to grow by 2.76% on average over the next years.
EPS Next Y10.76%
EPS Next 2Y15.35%
EPS Next 3Y11.87%
EPS Next 5Y6.81%
Revenue Next Year38.07%
Revenue Next 2Y22.83%
Revenue Next 3Y15.99%
Revenue Next 5Y2.76%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
HBANM Yearly Revenue VS EstimatesHBANM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B 10B
HBANM Yearly EPS VS EstimatesHBANM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2 2.5

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2

4. HBANM Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 16.13 indicates a correct valuation of HBANM.
  • Based on the Price/Earnings ratio, HBANM is valued a bit more expensive than the industry average as 76.60% of the companies are valued more cheaply.
  • The average S&P500 Price/Earnings ratio is at 26.91. HBANM is valued slightly cheaper when compared to this.
  • With a Price/Forward Earnings ratio of 11.38, the valuation of HBANM can be described as very reasonable.
  • HBANM's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. HBANM is more expensive than 62.50% of the companies in the same industry.
  • HBANM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 21.99, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 16.13
Fwd PE 11.38
HBANM Price Earnings VS Forward Price EarningsHBANM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 74.47% of the companies in the same industry are cheaper than HBANM, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 20.33
EV/EBITDA N/A
HBANM Per share dataHBANM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.5
PEG (5Y)1.02
EPS Next 2Y15.35%
EPS Next 3Y11.87%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. HBANM Dividend Analysis

5.1 Amount

  • HBANM has a Yearly Dividend Yield of 3.75%.
  • HBANM's Dividend Yield is rather good when compared to the industry average which is at 2.53. HBANM pays more dividend than 82.45% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, HBANM pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.75%

5.2 History

  • The dividend of HBANM decreases each year by -0.38%.
  • HBANM has been paying a dividend for over 5 years, so it has already some track record.
  • HBANM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.38%
Div Incr Years0
Div Non Decr Years4
HBANM Yearly Dividends per shareHBANM Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • 48.68% of the earnings are spent on dividend by HBANM. This is a bit on the high side, but may be sustainable.
DP48.68%
EPS Next 2Y15.35%
EPS Next 3Y11.87%
HBANM Yearly Income VS Free CF VS DividendHBANM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
HBANM Dividend Payout.HBANM Dividend Payout, showing the Payout Ratio.HBANM Dividend Payout.PayoutRetained Earnings

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HBANM Fundamentals: All Metrics, Ratios and Statistics

HUNTINGTON BANCSHARES - HBAN 5.7 PERP

NASDAQ:HBANM (4/28/2026, 8:00:02 PM)

22.1005

-0.03 (-0.14%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)04-23
Earnings (Next)07-23
Inst Owners72.47%
Inst Owner ChangeN/A
Ins Owners0.75%
Ins Owner ChangeN/A
Market Cap45.02B
Revenue(TTM)8.82B
Net Income(TTM)2.09B
Analysts82.14
Price Target26.92 (21.81%)
Short Float %0%
Short Ratio0.17
Dividend
Industry RankSector Rank
Dividend Yield 3.75%
Yearly Dividend0.67
Dividend Growth(5Y)-0.38%
DP48.68%
Div Incr Years0
Div Non Decr Years4
Ex-Date05-15
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.37%
Min EPS beat(2)-0.67%
Max EPS beat(2)7.42%
EPS beat(4)2
Avg EPS beat(4)2.7%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)6
Avg EPS beat(8)5.09%
EPS beat(12)10
Avg EPS beat(12)5.51%
EPS beat(16)12
Avg EPS beat(16)3.82%
Revenue beat(2)1
Avg Revenue beat(2)0.25%
Min Revenue beat(2)-2.71%
Max Revenue beat(2)3.21%
Revenue beat(4)2
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.34%
Revenue beat(12)4
Avg Revenue beat(12)-0.61%
Revenue beat(16)6
Avg Revenue beat(16)-0.51%
PT rev (1m)-4.83%
PT rev (3m)3.46%
EPS NQ rev (1m)-3.31%
EPS NQ rev (3m)-3.96%
EPS NY rev (1m)-0.47%
EPS NY rev (3m)-4.35%
Revenue NQ rev (1m)0.08%
Revenue NQ rev (3m)3.51%
Revenue NY rev (1m)-0.28%
Revenue NY rev (3m)3.69%
Valuation
Industry RankSector Rank
PE 16.13
Fwd PE 11.38
P/S 5.51
P/FCF 20.33
P/OCF 18.14
P/B 1.85
P/tB 2.56
EV/EBITDA N/A
EPS(TTM)1.37
EY6.2%
EPS(NY)1.94
Fwd EY8.79%
FCF(TTM)1.09
FCFY4.92%
OCF(TTM)1.22
OCFY5.51%
SpS4.01
BVpS11.95
TBVpS8.64
PEG (NY)1.5
PEG (5Y)1.02
Graham Number19.192 (-13.16%)
Profitability
Industry RankSector Rank
ROA 0.93%
ROE 8.57%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.56%
GM N/A
FCFM 27.12%
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.53
Debt/FCF 5.85
Debt/EBITDA N/A
Cap/Depr 35.04%
Cap/Sales 3.27%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 106.13%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC12.08%
ROIC/WACCN/A
Cap/Depr(3y)25.19%
Cap/Depr(5y)36.59%
Cap/Sales(3y)2.37%
Cap/Sales(5y)2.84%
Profit Quality(3y)112.5%
Profit Quality(5y)134.87%
High Growth Momentum
Growth
EPS 1Y (TTM)4.58%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%-26.47%
EPS Next Y10.76%
EPS Next 2Y15.35%
EPS Next 3Y11.87%
EPS Next 5Y6.81%
Revenue 1Y (TTM)16.93%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%33.95%
Revenue Next Year38.07%
Revenue Next 2Y22.83%
Revenue Next 3Y15.99%
Revenue Next 5Y2.76%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year26.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.48%
FCF growth 3Y-16.56%
FCF growth 5Y12.97%
OCF growth 1Y36.75%
OCF growth 3Y-14.9%
OCF growth 5Y13.41%

HUNTINGTON BANCSHARES - HBAN 5.7 PERP / HBANM Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to HBANM.


What is the valuation status of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?

ChartMill assigns a valuation rating of 2 / 10 to HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM). This can be considered as Overvalued.


What is the profitability of HBANM stock?

HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for HBANM stock?

The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 16.13 and the Price/Book (PB) ratio is 1.85.


How sustainable is the dividend of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?

The dividend rating of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 5 / 10 and the dividend payout ratio is 48.68%.