HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:HBANM • US4461507810

22.9195 USD
+0.04 (+0.17%)
Last: Feb 11, 2026, 11:06 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

HBANM gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 381 industry peers in the Banks industry. HBANM may be in some trouble as it scores bad on both profitability and health. HBANM is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • HBANM had positive earnings in the past year.
  • HBANM had a positive operating cash flow in the past year.
  • Each year in the past 5 years HBANM has been profitable.
  • Of the past 5 years HBANM 4 years had a positive operating cash flow.
HBANM Yearly Net Income VS EBIT VS OCF VS FCFHBANM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • The Return On Assets of HBANM (1.00%) is comparable to the rest of the industry.
  • With a Return On Equity value of 9.48%, HBANM perfoms like the industry average, outperforming 57.22% of the companies in the same industry.
Industry RankSector Rank
ROA 1%
ROE 9.48%
ROIC N/A
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
HBANM Yearly ROA, ROE, ROICHBANM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • HBANM's Profit Margin of 26.54% is fine compared to the rest of the industry. HBANM outperforms 63.25% of its industry peers.
  • In the last couple of years the Profit Margin of HBANM has grown nicely.
  • The Operating Margin and Gross Margin are not available for HBANM so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 26.54%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
HBANM Yearly Profit, Operating, Gross MarginsHBANM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • HBANM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for HBANM has been increased compared to 1 year ago.
  • The number of shares outstanding for HBANM has been increased compared to 5 years ago.
  • Compared to 1 year ago, HBANM has a worse debt to assets ratio.
HBANM Yearly Shares OutstandingHBANM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
HBANM Yearly Total Debt VS Total AssetsHBANM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • HBANM has a debt to FCF ratio of 4.56. This is a neutral value as HBANM would need 4.56 years to pay back of all of its debts.
  • The Debt to FCF ratio of HBANM (4.56) is worse than 69.55% of its industry peers.
  • A Debt/Equity ratio of 0.59 indicates that HBANM is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.59, HBANM is doing worse than 77.69% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 4.56
Altman-Z N/A
ROIC/WACCN/A
WACC13.63%
HBANM Yearly LT Debt VS Equity VS FCFHBANM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HBANM Yearly Current Assets VS Current LiabilitesHBANM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 16.80% over the past year.
  • HBANM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 15.84% yearly.
  • HBANM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.71%.
  • Measured over the past years, HBANM shows a quite strong growth in Revenue. The Revenue has been growing by 11.14% on average per year.
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%

3.2 Future

  • HBANM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.38% yearly.
  • The Revenue is expected to grow by 2.76% on average over the next years.
EPS Next Y12.78%
EPS Next 2Y16.16%
EPS Next 3Y12.72%
EPS Next 5Y3.38%
Revenue Next Year37.27%
Revenue Next 2Y22.08%
Revenue Next 3Y15.55%
Revenue Next 5Y2.76%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HBANM Yearly Revenue VS EstimatesHBANM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B 10B
HBANM Yearly EPS VS EstimatesHBANM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2

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3

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 15.70, the valuation of HBANM can be described as correct.
  • Based on the Price/Earnings ratio, HBANM is valued a bit more expensive than 71.13% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 28.03. HBANM is valued slightly cheaper when compared to this.
  • HBANM is valuated correctly with a Price/Forward Earnings ratio of 13.92.
  • HBANM's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. HBANM is more expensive than 68.24% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.97. HBANM is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 15.7
Fwd PE 13.92
HBANM Price Earnings VS Forward Price EarningsHBANM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • HBANM's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 12.59
EV/EBITDA N/A
HBANM Per share dataHBANM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • A more expensive valuation may be justified as HBANM's earnings are expected to grow with 12.72% in the coming years.
PEG (NY)1.23
PEG (5Y)0.99
EPS Next 2Y16.16%
EPS Next 3Y12.72%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • HBANM has a Yearly Dividend Yield of 3.26%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.53, HBANM pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.80, HBANM pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.26%

5.2 History

  • The dividend of HBANM has a limited annual growth rate of 2.11%.
  • HBANM has been paying a dividend for over 5 years, so it has already some track record.
  • HBANM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years3
HBANM Yearly Dividends per shareHBANM Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • HBANM pays out 48.51% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of HBANM is growing, but earnings are growing more, so the dividend growth is sustainable.
DP48.51%
EPS Next 2Y16.16%
EPS Next 3Y12.72%
HBANM Yearly Income VS Free CF VS DividendHBANM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
HBANM Dividend Payout.HBANM Dividend Payout, showing the Payout Ratio.HBANM Dividend Payout.PayoutRetained Earnings

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HUNTINGTON BANCSHARES - HBAN 5.7 PERP

NASDAQ:HBANM (2/11/2026, 11:06:28 AM)

22.9195

+0.04 (+0.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-22
Earnings (Next)04-23
Inst Owners86.2%
Inst Owner ChangeN/A
Ins Owners0.9%
Ins Owner ChangeN/A
Market Cap36.03B
Revenue(TTM)8.17B
Net Income(TTM)2.11B
Analysts82.22
Price Target26.72 (16.58%)
Short Float %0%
Short Ratio0.48
Dividend
Industry RankSector Rank
Dividend Yield 3.26%
Yearly Dividend0.72
Dividend Growth(5Y)2.11%
DP48.51%
Div Incr Years0
Div Non Decr Years3
Ex-Date02-13
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.38%
Min EPS beat(2)-2.65%
Max EPS beat(2)7.42%
EPS beat(4)3
Avg EPS beat(4)4.58%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)7
Avg EPS beat(8)6.4%
EPS beat(12)11
Avg EPS beat(12)5.67%
EPS beat(16)12
Avg EPS beat(16)2.53%
Revenue beat(2)1
Avg Revenue beat(2)0.05%
Min Revenue beat(2)-3.12%
Max Revenue beat(2)3.21%
Revenue beat(4)3
Avg Revenue beat(4)0.72%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.5%
Revenue beat(12)4
Avg Revenue beat(12)-0.49%
Revenue beat(16)6
Avg Revenue beat(16)-0.63%
PT rev (1m)4.4%
PT rev (3m)-10.87%
EPS NQ rev (1m)-0.66%
EPS NQ rev (3m)-2.81%
EPS NY rev (1m)-3.15%
EPS NY rev (3m)-0.39%
Revenue NQ rev (1m)-0.13%
Revenue NQ rev (3m)0.67%
Revenue NY rev (1m)4.85%
Revenue NY rev (3m)26.45%
Valuation
Industry RankSector Rank
PE 15.7
Fwd PE 13.92
P/S 4.53
P/FCF 12.59
P/OCF 11.86
P/B 1.62
P/tB 2.24
EV/EBITDA N/A
EPS(TTM)1.46
EY6.37%
EPS(NY)1.65
Fwd EY7.18%
FCF(TTM)1.82
FCFY7.94%
OCF(TTM)1.93
OCFY8.43%
SpS5.05
BVpS14.15
TBVpS10.21
PEG (NY)1.23
PEG (5Y)0.99
Graham Number21.56
Profitability
Industry RankSector Rank
ROA 1%
ROE 9.48%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.54%
GM N/A
FCFM 36.02%
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 4.56
Debt/EBITDA N/A
Cap/Depr 25.07%
Cap/Sales 2.21%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 135.7%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC13.63%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
EPS Next Y12.78%
EPS Next 2Y16.16%
EPS Next 3Y12.72%
EPS Next 5Y3.38%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%
Revenue Next Year37.27%
Revenue Next 2Y22.08%
Revenue Next 3Y15.55%
Revenue Next 5Y2.76%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year26.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y171.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y147.19%
OCF growth 3YN/A
OCF growth 5YN/A

HUNTINGTON BANCSHARES - HBAN 5.7 PERP / HBANM FAQ

Can you provide the ChartMill fundamental rating for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to HBANM.


Can you provide the valuation status for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

ChartMill assigns a valuation rating of 3 / 10 to HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM). This can be considered as Overvalued.


Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) has a profitability rating of 3 / 10.


What are the PE and PB ratios of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?

The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 15.7 and the Price/Book (PB) ratio is 1.62.


How financially healthy is HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

The financial health rating of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 0 / 10.