HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) Fundamental Analysis & Valuation

NASDAQ:HBANM • US4461507810

23.09 USD
+0.14 (+0.61%)
Last: Mar 10, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This HBANM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

3

Overall HBANM gets a fundamental rating of 3 out of 10. We evaluated HBANM against 381 industry peers in the Banks industry. HBANM has a bad profitability rating. Also its financial health evaluation is rather negative. HBANM is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. HBANM Profitability Analysis

1.1 Basic Checks

  • In the past year HBANM was profitable.
  • In the past year HBANM had a positive cash flow from operations.
  • Each year in the past 5 years HBANM has been profitable.
  • Each year in the past 5 years HBANM had a positive operating cash flow.
HBANM Yearly Net Income VS EBIT VS OCF VS FCFHBANM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • HBANM has a Return On Assets of 0.93%. This is comparable to the rest of the industry: HBANM outperforms 50.13% of its industry peers.
  • The Return On Equity of HBANM (8.57%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.93%
ROE 8.57%
ROIC N/A
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
HBANM Yearly ROA, ROE, ROICHBANM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a Profit Margin value of 25.56%, HBANM perfoms like the industry average, outperforming 53.28% of the companies in the same industry.
  • In the last couple of years the Profit Margin of HBANM has grown nicely.
  • HBANM does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 25.56%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
HBANM Yearly Profit, Operating, Gross MarginsHBANM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. HBANM Health Analysis

2.1 Basic Checks

  • HBANM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, HBANM has more shares outstanding
  • The number of shares outstanding for HBANM has been increased compared to 5 years ago.
  • HBANM has a better debt/assets ratio than last year.
HBANM Yearly Shares OutstandingHBANM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
HBANM Yearly Total Debt VS Total AssetsHBANM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • The Debt to FCF ratio of HBANM is 5.85, which is a neutral value as it means it would take HBANM, 5.85 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of HBANM (5.85) is worse than 73.23% of its industry peers.
  • HBANM has a Debt/Equity ratio of 0.53. This is a neutral value indicating HBANM is somewhat dependend on debt financing.
  • HBANM has a worse Debt to Equity ratio (0.53) than 77.43% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.53
Debt/FCF 5.85
Altman-Z N/A
ROIC/WACCN/A
WACC11.82%
HBANM Yearly LT Debt VS Equity VS FCFHBANM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HBANM Yearly Current Assets VS Current LiabilitesHBANM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. HBANM Growth Analysis

3.1 Past

  • HBANM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.80%, which is quite good.
  • Measured over the past years, HBANM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 15.84% on average per year.
  • HBANM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.71%.
  • The Revenue has been growing by 11.14% on average over the past years. This is quite good.
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.81% on average over the next years.
  • HBANM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.76% yearly.
EPS Next Y11.28%
EPS Next 2Y15.43%
EPS Next 3Y11.98%
EPS Next 5Y6.81%
Revenue Next Year37.92%
Revenue Next 2Y22.63%
Revenue Next 3Y14.46%
Revenue Next 5Y2.76%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
HBANM Yearly Revenue VS EstimatesHBANM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B 10B
HBANM Yearly EPS VS EstimatesHBANM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2

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2

4. HBANM Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 15.82, HBANM is valued correctly.
  • HBANM's Price/Earnings ratio is a bit more expensive when compared to the industry. HBANM is more expensive than 77.17% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of HBANM to the average of the S&P500 Index (26.25), we can say HBANM is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 14.21 indicates a correct valuation of HBANM.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of HBANM indicates a slightly more expensive valuation: HBANM is more expensive than 73.75% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of HBANM to the average of the S&P500 Index (24.39), we can say HBANM is valued slightly cheaper.
Industry RankSector Rank
PE 15.82
Fwd PE 14.21
HBANM Price Earnings VS Forward Price EarningsHBANM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of HBANM indicates a slightly more expensive valuation: HBANM is more expensive than 75.07% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 21.16
EV/EBITDA N/A
HBANM Per share dataHBANM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.4
PEG (5Y)1
EPS Next 2Y15.43%
EPS Next 3Y11.98%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. HBANM Dividend Analysis

5.1 Amount

  • HBANM has a Yearly Dividend Yield of 3.72%.
  • HBANM's Dividend Yield is a higher than the industry average which is at 2.86.
  • HBANM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.72%

5.2 History

  • The dividend of HBANM decreases each year by -0.38%.
  • HBANM has been paying a dividend for over 5 years, so it has already some track record.
  • HBANM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.38%
Div Incr Years0
Div Non Decr Years3
HBANM Yearly Dividends per shareHBANM Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • 48.68% of the earnings are spent on dividend by HBANM. This is a bit on the high side, but may be sustainable.
DP48.68%
EPS Next 2Y15.43%
EPS Next 3Y11.98%
HBANM Yearly Income VS Free CF VS DividendHBANM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
HBANM Dividend Payout.HBANM Dividend Payout, showing the Payout Ratio.HBANM Dividend Payout.PayoutRetained Earnings

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HBANM Fundamentals: All Metrics, Ratios and Statistics

HUNTINGTON BANCSHARES - HBAN 5.7 PERP

NASDAQ:HBANM (3/10/2026, 8:00:01 PM)

23.09

+0.14 (+0.61%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-22
Earnings (Next)04-23
Inst Owners72.48%
Inst Owner ChangeN/A
Ins Owners0.74%
Ins Owner ChangeN/A
Market Cap46.87B
Revenue(TTM)8.17B
Net Income(TTM)2.09B
Analysts82.14
Price Target28.53 (23.56%)
Short Float %0%
Short Ratio0.23
Dividend
Industry RankSector Rank
Dividend Yield 3.72%
Yearly Dividend0.67
Dividend Growth(5Y)-0.38%
DP48.68%
Div Incr Years0
Div Non Decr Years3
Ex-Date02-13
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.37%
Min EPS beat(2)-0.67%
Max EPS beat(2)7.42%
EPS beat(4)2
Avg EPS beat(4)2.7%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)6
Avg EPS beat(8)5.09%
EPS beat(12)10
Avg EPS beat(12)5.51%
EPS beat(16)12
Avg EPS beat(16)3.82%
Revenue beat(2)1
Avg Revenue beat(2)0.25%
Min Revenue beat(2)-2.71%
Max Revenue beat(2)3.21%
Revenue beat(4)2
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.34%
Revenue beat(12)4
Avg Revenue beat(12)-0.61%
Revenue beat(16)6
Avg Revenue beat(16)-0.51%
PT rev (1m)6.77%
PT rev (3m)8.15%
EPS NQ rev (1m)6.46%
EPS NQ rev (3m)10.26%
EPS NY rev (1m)-1.33%
EPS NY rev (3m)-3.6%
Revenue NQ rev (1m)1%
Revenue NQ rev (3m)6.89%
Revenue NY rev (1m)0.47%
Revenue NY rev (3m)5.58%
Valuation
Industry RankSector Rank
PE 15.82
Fwd PE 14.21
P/S 5.74
P/FCF 21.16
P/OCF 18.88
P/B 1.93
P/tB 2.66
EV/EBITDA N/A
EPS(TTM)1.46
EY6.32%
EPS(NY)1.62
Fwd EY7.04%
FCF(TTM)1.09
FCFY4.73%
OCF(TTM)1.22
OCFY5.3%
SpS4.02
BVpS11.99
TBVpS8.67
PEG (NY)1.4
PEG (5Y)1
Graham Number19.85
Profitability
Industry RankSector Rank
ROA 0.93%
ROE 8.57%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.56%
GM N/A
FCFM 27.12%
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.53
Debt/FCF 5.85
Debt/EBITDA N/A
Cap/Depr 35.04%
Cap/Sales 3.27%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 106.13%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC11.82%
ROIC/WACCN/A
Cap/Depr(3y)25.19%
Cap/Depr(5y)36.59%
Cap/Sales(3y)2.37%
Cap/Sales(5y)2.84%
Profit Quality(3y)112.5%
Profit Quality(5y)134.87%
High Growth Momentum
Growth
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
EPS Next Y11.28%
EPS Next 2Y15.43%
EPS Next 3Y11.98%
EPS Next 5Y6.81%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%
Revenue Next Year37.92%
Revenue Next 2Y22.63%
Revenue Next 3Y14.46%
Revenue Next 5Y2.76%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year26.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.48%
FCF growth 3Y-16.56%
FCF growth 5Y12.97%
OCF growth 1Y36.75%
OCF growth 3Y-14.9%
OCF growth 5Y13.41%

HUNTINGTON BANCSHARES - HBAN 5.7 PERP / HBANM FAQ

Can you provide the ChartMill fundamental rating for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to HBANM.


Can you provide the valuation status for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

ChartMill assigns a valuation rating of 2 / 10 to HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM). This can be considered as Overvalued.


Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) has a profitability rating of 3 / 10.


What are the PE and PB ratios of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?

The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 15.82 and the Price/Book (PB) ratio is 1.93.


How financially healthy is HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

The financial health rating of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 1 / 10.