HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) Fundamental Analysis & Valuation

NASDAQ:HBANM • US4461507810

Current stock price

21.6 USD
-0.15 (-0.7%)
Last:

This HBANM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. HBANM Profitability Analysis

1.1 Basic Checks

  • In the past year HBANM was profitable.
  • In the past year HBANM had a positive cash flow from operations.
  • In the past 5 years HBANM has always been profitable.
  • HBANM had a positive operating cash flow in each of the past 5 years.
HBANM Yearly Net Income VS EBIT VS OCF VS FCFHBANM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • The Return On Assets of HBANM (0.93%) is comparable to the rest of the industry.
  • HBANM has a Return On Equity (8.57%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.93%
ROE 8.57%
ROIC N/A
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
HBANM Yearly ROA, ROE, ROICHBANM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • HBANM's Profit Margin of 25.56% is in line compared to the rest of the industry. HBANM outperforms 51.32% of its industry peers.
  • HBANM's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for HBANM so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 25.56%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
HBANM Yearly Profit, Operating, Gross MarginsHBANM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. HBANM Health Analysis

2.1 Basic Checks

  • HBANM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for HBANM has been increased compared to 1 year ago.
  • HBANM has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for HBANM has been reduced compared to a year ago.
HBANM Yearly Shares OutstandingHBANM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
HBANM Yearly Total Debt VS Total AssetsHBANM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • HBANM has a debt to FCF ratio of 5.85. This is a neutral value as HBANM would need 5.85 years to pay back of all of its debts.
  • HBANM's Debt to FCF ratio of 5.85 is on the low side compared to the rest of the industry. HBANM is outperformed by 73.16% of its industry peers.
  • HBANM has a Debt/Equity ratio of 0.53. This is a neutral value indicating HBANM is somewhat dependend on debt financing.
  • The Debt to Equity ratio of HBANM (0.53) is worse than 77.37% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.53
Debt/FCF 5.85
Altman-Z N/A
ROIC/WACCN/A
WACC12.13%
HBANM Yearly LT Debt VS Equity VS FCFHBANM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HBANM Yearly Current Assets VS Current LiabilitesHBANM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. HBANM Growth Analysis

3.1 Past

  • HBANM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.80%, which is quite good.
  • HBANM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 15.84% yearly.
  • Looking at the last year, HBANM shows a quite strong growth in Revenue. The Revenue has grown by 10.71% in the last year.
  • HBANM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.14% yearly.
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%

3.2 Future

  • Based on estimates for the next years, HBANM will show a small growth in Earnings Per Share. The EPS will grow by 6.81% on average per year.
  • HBANM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.76% yearly.
EPS Next Y11.28%
EPS Next 2Y15.43%
EPS Next 3Y11.98%
EPS Next 5Y6.81%
Revenue Next Year38.46%
Revenue Next 2Y22.8%
Revenue Next 3Y15.33%
Revenue Next 5Y2.76%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HBANM Yearly Revenue VS EstimatesHBANM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B 10B
HBANM Yearly EPS VS EstimatesHBANM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2

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2

4. HBANM Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 14.79, the valuation of HBANM can be described as correct.
  • HBANM's Price/Earnings ratio is a bit more expensive when compared to the industry. HBANM is more expensive than 73.16% of the companies in the same industry.
  • HBANM's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.35.
  • The Price/Forward Earnings ratio is 13.29, which indicates a correct valuation of HBANM.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of HBANM indicates a slightly more expensive valuation: HBANM is more expensive than 72.11% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.61. HBANM is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 14.79
Fwd PE 13.29
HBANM Price Earnings VS Forward Price EarningsHBANM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 73.68% of the companies in the same industry are cheaper than HBANM, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 19.87
EV/EBITDA N/A
HBANM Per share dataHBANM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.31
PEG (5Y)0.93
EPS Next 2Y15.43%
EPS Next 3Y11.98%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. HBANM Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.02%, HBANM is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.66, HBANM pays a better dividend. On top of this HBANM pays more dividend than 82.89% of the companies listed in the same industry.
  • HBANM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 4.02%

5.2 History

  • The dividend of HBANM decreases each year by -0.38%.
  • HBANM has been paying a dividend for over 5 years, so it has already some track record.
  • HBANM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.38%
Div Incr Years0
Div Non Decr Years3
HBANM Yearly Dividends per shareHBANM Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • HBANM pays out 48.68% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP48.68%
EPS Next 2Y15.43%
EPS Next 3Y11.98%
HBANM Yearly Income VS Free CF VS DividendHBANM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
HBANM Dividend Payout.HBANM Dividend Payout, showing the Payout Ratio.HBANM Dividend Payout.PayoutRetained Earnings

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HBANM Fundamentals: All Metrics, Ratios and Statistics

HUNTINGTON BANCSHARES - HBAN 5.7 PERP

NASDAQ:HBANM (3/31/2026, 8:00:01 PM)

21.6

-0.15 (-0.7%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-22
Earnings (Next)04-23
Inst Owners72.48%
Inst Owner ChangeN/A
Ins Owners0.74%
Ins Owner ChangeN/A
Market Cap44.00B
Revenue(TTM)8.17B
Net Income(TTM)2.09B
Analysts82.14
Price Target28.53 (32.08%)
Short Float %0%
Short Ratio0.15
Dividend
Industry RankSector Rank
Dividend Yield 4.02%
Yearly Dividend0.67
Dividend Growth(5Y)-0.38%
DP48.68%
Div Incr Years0
Div Non Decr Years3
Ex-Date02-13
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.37%
Min EPS beat(2)-0.67%
Max EPS beat(2)7.42%
EPS beat(4)2
Avg EPS beat(4)2.7%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)6
Avg EPS beat(8)5.09%
EPS beat(12)10
Avg EPS beat(12)5.51%
EPS beat(16)12
Avg EPS beat(16)3.82%
Revenue beat(2)1
Avg Revenue beat(2)0.25%
Min Revenue beat(2)-2.71%
Max Revenue beat(2)3.21%
Revenue beat(4)2
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.34%
Revenue beat(12)4
Avg Revenue beat(12)-0.61%
Revenue beat(16)6
Avg Revenue beat(16)-0.51%
PT rev (1m)6.77%
PT rev (3m)11.46%
EPS NQ rev (1m)-1.45%
EPS NQ rev (3m)0.08%
EPS NY rev (1m)-1.33%
EPS NY rev (3m)-4.44%
Revenue NQ rev (1m)0.04%
Revenue NQ rev (3m)6.28%
Revenue NY rev (1m)-0.21%
Revenue NY rev (3m)5.76%
Valuation
Industry RankSector Rank
PE 14.79
Fwd PE 13.29
P/S 5.39
P/FCF 19.87
P/OCF 17.73
P/B 1.81
P/tB 2.5
EV/EBITDA N/A
EPS(TTM)1.46
EY6.76%
EPS(NY)1.62
Fwd EY7.52%
FCF(TTM)1.09
FCFY5.03%
OCF(TTM)1.22
OCFY5.64%
SpS4.01
BVpS11.95
TBVpS8.64
PEG (NY)1.31
PEG (5Y)0.93
Graham Number19.81
Profitability
Industry RankSector Rank
ROA 0.93%
ROE 8.57%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.56%
GM N/A
FCFM 27.12%
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.53
Debt/FCF 5.85
Debt/EBITDA N/A
Cap/Depr 35.04%
Cap/Sales 3.27%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 106.13%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC12.13%
ROIC/WACCN/A
Cap/Depr(3y)25.19%
Cap/Depr(5y)36.59%
Cap/Sales(3y)2.37%
Cap/Sales(5y)2.84%
Profit Quality(3y)112.5%
Profit Quality(5y)134.87%
High Growth Momentum
Growth
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
EPS Next Y11.28%
EPS Next 2Y15.43%
EPS Next 3Y11.98%
EPS Next 5Y6.81%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%
Revenue Next Year38.46%
Revenue Next 2Y22.8%
Revenue Next 3Y15.33%
Revenue Next 5Y2.76%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year26.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.48%
FCF growth 3Y-16.56%
FCF growth 5Y12.97%
OCF growth 1Y36.75%
OCF growth 3Y-14.9%
OCF growth 5Y13.41%

HUNTINGTON BANCSHARES - HBAN 5.7 PERP / HBANM Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to HBANM.


What is the valuation status of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?

ChartMill assigns a valuation rating of 2 / 10 to HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM). This can be considered as Overvalued.


What is the profitability of HBANM stock?

HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for HBANM stock?

The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 14.79 and the Price/Book (PB) ratio is 1.81.


How sustainable is the dividend of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?

The dividend rating of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 6 / 10 and the dividend payout ratio is 48.68%.