HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) Stock Fundamental Analysis
USA - NASDAQ:HBANM - US4461507810
22.86 USD
-0.19 (-0.82%)
HBANM gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 388 industry peers in the Banks industry. HBANM has a bad profitability rating. Also its financial health evaluation is rather negative. HBANM has a decent growth rate and is not valued too expensively. HBANM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
HBANM had positive earnings in the past year.
HBANM had a positive operating cash flow in the past year.
HBANM had positive earnings in each of the past 5 years.
HBANM had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of HBANM (1.00%) is better than 63.14% of its industry peers.
HBANM's Return On Equity of 9.48% is in line compared to the rest of the industry. HBANM outperforms 59.28% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROIC | N/A |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
HBANM's Profit Margin of 26.54% is fine compared to the rest of the industry. HBANM outperforms 66.24% of its industry peers.
In the last couple of years the Profit Margin of HBANM has declined.
HBANM does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
HBANM does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for HBANM has been increased compared to 1 year ago.
HBANM has more shares outstanding than it did 5 years ago.
The debt/assets ratio for HBANM is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of HBANM is 4.56, which is a neutral value as it means it would take HBANM, 4.56 years of fcf income to pay off all of its debts.
HBANM's Debt to FCF ratio of 4.56 is on the low side compared to the rest of the industry. HBANM is outperformed by 65.46% of its industry peers.
A Debt/Equity ratio of 0.59 indicates that HBANM is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.59, HBANM is not doing good in the industry: 79.12% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC13.77%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 18.18% over the past year.
HBANM shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.32% yearly.
HBANM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.24%.
Measured over the past years, HBANM shows a quite strong growth in Revenue. The Revenue has been growing by 9.61% on average per year.
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
3.2 Future
The Earnings Per Share is expected to grow by 5.48% on average over the next years.
HBANM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.41% yearly.
EPS Next Y18.99%
EPS Next 2Y16.63%
EPS Next 3Y16.21%
EPS Next 5Y5.48%
Revenue Next Year12.14%
Revenue Next 2Y21.57%
Revenue Next 3Y16.14%
Revenue Next 5Y4.41%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.99, which indicates a correct valuation of HBANM.
Based on the Price/Earnings ratio, HBANM is valued a bit more expensive than 73.97% of the companies in the same industry.
HBANM is valuated rather cheaply when we compare the Price/Earnings ratio to 25.91, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 13.45 indicates a correct valuation of HBANM.
71.65% of the companies in the same industry are cheaper than HBANM, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.57, HBANM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.99 | ||
| Fwd PE | 13.45 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as HBANM.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.66 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
HBANM's earnings are expected to grow with 16.21% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.84
PEG (5Y)N/A
EPS Next 2Y16.63%
EPS Next 3Y16.21%
5. Dividend
5.1 Amount
HBANM has a Yearly Dividend Yield of 4.02%, which is a nice return.
HBANM's Dividend Yield is a higher than the industry average which is at 3.38.
Compared to an average S&P500 Dividend Yield of 2.36, HBANM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
5.2 History
The dividend of HBANM has a limited annual growth rate of 2.11%.
HBANM has been paying a dividend for over 5 years, so it has already some track record.
HBANM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
HBANM pays out 48.51% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of HBANM is growing, but earnings are growing more, so the dividend growth is sustainable.
DP48.51%
EPS Next 2Y16.63%
EPS Next 3Y16.21%
HUNTINGTON BANCSHARES - HBAN 5.7 PERP
NASDAQ:HBANM (11/14/2025, 10:26:35 AM)
22.86
-0.19 (-0.82%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners88.73%
Inst Owner ChangeN/A
Ins Owners0.98%
Ins Owner ChangeN/A
Market Cap33.36B
Revenue(TTM)7.95B
Net Income(TTM)2.11B
Analysts82.22
Price Target29.95 (31.01%)
Short Float %0%
Short Ratio0.06
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
Yearly Dividend0.72
Dividend Growth(5Y)2.11%
DP48.51%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.38%
Min EPS beat(2)-2.65%
Max EPS beat(2)7.42%
EPS beat(4)3
Avg EPS beat(4)4.58%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)7
Avg EPS beat(8)6.4%
EPS beat(12)11
Avg EPS beat(12)5.67%
EPS beat(16)12
Avg EPS beat(16)2.53%
Revenue beat(2)1
Avg Revenue beat(2)0.1%
Min Revenue beat(2)-3.12%
Max Revenue beat(2)3.31%
Revenue beat(4)3
Avg Revenue beat(4)0.75%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.31%
Revenue beat(8)3
Avg Revenue beat(8)-0.49%
Revenue beat(12)4
Avg Revenue beat(12)-0.49%
Revenue beat(16)6
Avg Revenue beat(16)-0.63%
PT rev (1m)9.56%
PT rev (3m)14.46%
EPS NQ rev (1m)-0.81%
EPS NQ rev (3m)-3.73%
EPS NY rev (1m)1.76%
EPS NY rev (3m)1.63%
Revenue NQ rev (1m)3.95%
Revenue NQ rev (3m)4.43%
Revenue NY rev (1m)2.26%
Revenue NY rev (3m)2.53%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.99 | ||
| Fwd PE | 13.45 | ||
| P/S | 4.2 | ||
| P/FCF | 11.66 | ||
| P/OCF | 10.98 | ||
| P/B | 1.5 | ||
| P/tB | 2.08 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.43
EY6.26%
EPS(NY)1.7
Fwd EY7.44%
FCF(TTM)1.96
FCFY8.58%
OCF(TTM)2.08
OCFY9.11%
SpS5.44
BVpS15.24
TBVpS11
PEG (NY)0.84
PEG (5Y)N/A
Graham Number22.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A | ||
| FCFM | 36.02% |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 25.07% | ||
| Cap/Sales | 2.21% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 135.7% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC13.77%
ROIC/WACCN/A
Cap/Depr(3y)28.25%
Cap/Depr(5y)36.07%
Cap/Sales(3y)2.26%
Cap/Sales(5y)2.68%
Profit Quality(3y)136.93%
Profit Quality(5y)147.23%
High Growth Momentum
Growth
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
EPS Next Y18.99%
EPS Next 2Y16.63%
EPS Next 3Y16.21%
EPS Next 5Y5.48%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
Revenue Next Year12.14%
Revenue Next 2Y21.57%
Revenue Next 3Y16.14%
Revenue Next 5Y4.41%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year43.5%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-4.18%
FCF growth 3Y-2.7%
FCF growth 5Y2.65%
OCF growth 1Y-2.5%
OCF growth 3Y-4.16%
OCF growth 5Y2.89%
HUNTINGTON BANCSHARES - HBAN 5.7 PERP / HBANM FAQ
Can you provide the ChartMill fundamental rating for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to HBANM.
What is the valuation status for HBANM stock?
ChartMill assigns a valuation rating of 4 / 10 to HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM). This can be considered as Fairly Valued.
Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?
The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 15.99 and the Price/Book (PB) ratio is 1.5.
Can you provide the dividend sustainability for HBANM stock?
The dividend rating of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 7 / 10 and the dividend payout ratio is 48.51%.