HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:HBANM • US4461507810

22.56 USD
+0.06 (+0.27%)
Last: Feb 6, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Overall HBANM gets a fundamental rating of 3 out of 10. We evaluated HBANM against 381 industry peers in the Banks industry. HBANM may be in some trouble as it scores bad on both profitability and health. HBANM is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • HBANM had positive earnings in the past year.
  • In the past year HBANM had a positive cash flow from operations.
  • In the past 5 years HBANM has always been profitable.
  • HBANM had a positive operating cash flow in 4 of the past 5 years.
HBANM Yearly Net Income VS EBIT VS OCF VS FCFHBANM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • With a Return On Assets value of 1.00%, HBANM perfoms like the industry average, outperforming 59.64% of the companies in the same industry.
  • HBANM has a Return On Equity of 9.48%. This is comparable to the rest of the industry: HBANM outperforms 57.29% of its industry peers.
Industry RankSector Rank
ROA 1%
ROE 9.48%
ROIC N/A
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
HBANM Yearly ROA, ROE, ROICHBANM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • HBANM has a better Profit Margin (26.54%) than 63.28% of its industry peers.
  • HBANM's Profit Margin has improved in the last couple of years.
  • HBANM does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 26.54%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
HBANM Yearly Profit, Operating, Gross MarginsHBANM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • HBANM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • HBANM has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for HBANM has been increased compared to 5 years ago.
  • HBANM has a worse debt/assets ratio than last year.
HBANM Yearly Shares OutstandingHBANM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
HBANM Yearly Total Debt VS Total AssetsHBANM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • HBANM has a debt to FCF ratio of 4.56. This is a neutral value as HBANM would need 4.56 years to pay back of all of its debts.
  • HBANM has a Debt to FCF ratio of 4.56. This is in the lower half of the industry: HBANM underperforms 69.27% of its industry peers.
  • HBANM has a Debt/Equity ratio of 0.59. This is a neutral value indicating HBANM is somewhat dependend on debt financing.
  • The Debt to Equity ratio of HBANM (0.59) is worse than 77.86% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 4.56
Altman-Z N/A
ROIC/WACCN/A
WACC13.68%
HBANM Yearly LT Debt VS Equity VS FCFHBANM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HBANM Yearly Current Assets VS Current LiabilitesHBANM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • HBANM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.80%, which is quite good.
  • The Earnings Per Share has been growing by 15.84% on average over the past years. This is quite good.
  • Looking at the last year, HBANM shows a quite strong growth in Revenue. The Revenue has grown by 10.71% in the last year.
  • The Revenue has been growing by 11.14% on average over the past years. This is quite good.
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%

3.2 Future

  • Based on estimates for the next years, HBANM will show a small growth in Earnings Per Share. The EPS will grow by 3.38% on average per year.
  • Based on estimates for the next years, HBANM will show a small growth in Revenue. The Revenue will grow by 2.76% on average per year.
EPS Next Y12.78%
EPS Next 2Y16.16%
EPS Next 3Y12.72%
EPS Next 5Y3.38%
Revenue Next Year37.27%
Revenue Next 2Y22.08%
Revenue Next 3Y15.55%
Revenue Next 5Y2.76%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HBANM Yearly Revenue VS EstimatesHBANM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B 10B
HBANM Yearly EPS VS EstimatesHBANM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 15.45 indicates a correct valuation of HBANM.
  • 67.45% of the companies in the same industry are cheaper than HBANM, based on the Price/Earnings ratio.
  • HBANM's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.93.
  • A Price/Forward Earnings ratio of 13.70 indicates a correct valuation of HBANM.
  • Based on the Price/Forward Earnings ratio, HBANM is valued a bit more expensive than the industry average as 67.19% of the companies are valued more cheaply.
  • HBANM's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.77.
Industry RankSector Rank
PE 15.45
Fwd PE 13.7
HBANM Price Earnings VS Forward Price EarningsHBANM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • HBANM's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 12.39
EV/EBITDA N/A
HBANM Per share dataHBANM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • A more expensive valuation may be justified as HBANM's earnings are expected to grow with 12.72% in the coming years.
PEG (NY)1.21
PEG (5Y)0.98
EPS Next 2Y16.16%
EPS Next 3Y12.72%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 3.26%, HBANM has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.53, HBANM pays a bit more dividend than its industry peers.
  • HBANM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 3.26%

5.2 History

  • The dividend of HBANM has a limited annual growth rate of 2.11%.
  • HBANM has been paying a dividend for over 5 years, so it has already some track record.
  • HBANM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years3
HBANM Yearly Dividends per shareHBANM Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • 48.51% of the earnings are spent on dividend by HBANM. This is a bit on the high side, but may be sustainable.
  • The dividend of HBANM is growing, but earnings are growing more, so the dividend growth is sustainable.
DP48.51%
EPS Next 2Y16.16%
EPS Next 3Y12.72%
HBANM Yearly Income VS Free CF VS DividendHBANM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
HBANM Dividend Payout.HBANM Dividend Payout, showing the Payout Ratio.HBANM Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

HUNTINGTON BANCSHARES - HBAN 5.7 PERP

NASDAQ:HBANM (2/6/2026, 8:00:01 PM)

22.56

+0.06 (+0.27%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-22
Earnings (Next)04-23
Inst Owners86.2%
Inst Owner ChangeN/A
Ins Owners0.9%
Ins Owner ChangeN/A
Market Cap35.47B
Revenue(TTM)8.17B
Net Income(TTM)2.11B
Analysts82.22
Price Target26.72 (18.44%)
Short Float %0%
Short Ratio0.48
Dividend
Industry RankSector Rank
Dividend Yield 3.26%
Yearly Dividend0.72
Dividend Growth(5Y)2.11%
DP48.51%
Div Incr Years0
Div Non Decr Years3
Ex-Date02-13
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.38%
Min EPS beat(2)-2.65%
Max EPS beat(2)7.42%
EPS beat(4)3
Avg EPS beat(4)4.58%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)7
Avg EPS beat(8)6.4%
EPS beat(12)11
Avg EPS beat(12)5.67%
EPS beat(16)12
Avg EPS beat(16)2.53%
Revenue beat(2)1
Avg Revenue beat(2)0.05%
Min Revenue beat(2)-3.12%
Max Revenue beat(2)3.21%
Revenue beat(4)3
Avg Revenue beat(4)0.72%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.21%
Revenue beat(8)3
Avg Revenue beat(8)-0.5%
Revenue beat(12)4
Avg Revenue beat(12)-0.49%
Revenue beat(16)6
Avg Revenue beat(16)-0.63%
PT rev (1m)4.4%
PT rev (3m)-10.87%
EPS NQ rev (1m)-0.66%
EPS NQ rev (3m)-2.81%
EPS NY rev (1m)-3.15%
EPS NY rev (3m)-0.39%
Revenue NQ rev (1m)-0.13%
Revenue NQ rev (3m)0.67%
Revenue NY rev (1m)4.85%
Revenue NY rev (3m)26.45%
Valuation
Industry RankSector Rank
PE 15.45
Fwd PE 13.7
P/S 4.46
P/FCF 12.39
P/OCF 11.67
P/B 1.59
P/tB 2.21
EV/EBITDA N/A
EPS(TTM)1.46
EY6.47%
EPS(NY)1.65
Fwd EY7.3%
FCF(TTM)1.82
FCFY8.07%
OCF(TTM)1.93
OCFY8.57%
SpS5.05
BVpS14.15
TBVpS10.21
PEG (NY)1.21
PEG (5Y)0.98
Graham Number21.56
Profitability
Industry RankSector Rank
ROA 1%
ROE 9.48%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.54%
GM N/A
FCFM 36.02%
ROA(3y)0.92%
ROA(5y)0.92%
ROE(3y)9.03%
ROE(5y)9.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.45%
PM growth 5Y11.41%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 4.56
Debt/EBITDA N/A
Cap/Depr 25.07%
Cap/Sales 2.21%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 135.7%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC13.68%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.8%
EPS 3Y0.23%
EPS 5Y15.84%
EPS Q2Q%8.82%
EPS Next Y12.78%
EPS Next 2Y16.16%
EPS Next 3Y12.72%
EPS Next 5Y3.38%
Revenue 1Y (TTM)10.71%
Revenue growth 3Y4.03%
Revenue growth 5Y11.14%
Sales Q2Q%11.33%
Revenue Next Year37.27%
Revenue Next 2Y22.08%
Revenue Next 3Y15.55%
Revenue Next 5Y2.76%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year26.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y171.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y147.19%
OCF growth 3YN/A
OCF growth 5YN/A

HUNTINGTON BANCSHARES - HBAN 5.7 PERP / HBANM FAQ

Can you provide the ChartMill fundamental rating for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to HBANM.


Can you provide the valuation status for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

ChartMill assigns a valuation rating of 3 / 10 to HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM). This can be considered as Overvalued.


Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) has a profitability rating of 3 / 10.


What are the PE and PB ratios of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?

The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 15.45 and the Price/Book (PB) ratio is 1.59.


How financially healthy is HUNTINGTON BANCSHARES - HBAN 5.7 PERP?

The financial health rating of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 0 / 10.