HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) Stock Fundamental Analysis
USA - NASDAQ:HBANM - US4461507810
22.265 USD
-0.09 (-0.38%)
Taking everything into account, HBANM scores 3 out of 10 in our fundamental rating. HBANM was compared to 388 industry peers in the Banks industry. Both the profitability and financial health of HBANM have multiple concerns. HBANM has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year HBANM was profitable.
HBANM had a positive operating cash flow in the past year.
In the past 5 years HBANM has always been profitable.
In the past 5 years HBANM always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.00%, HBANM is in the better half of the industry, outperforming 63.14% of the companies in the same industry.
Looking at the Return On Equity, with a value of 9.48%, HBANM is in line with its industry, outperforming 58.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROIC | N/A |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of HBANM (26.54%) is better than 65.72% of its industry peers.
HBANM's Profit Margin has declined in the last couple of years.
The Operating Margin and Gross Margin are not available for HBANM so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
HBANM does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, HBANM has more shares outstanding
The number of shares outstanding for HBANM has been increased compared to 5 years ago.
HBANM has a worse debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of HBANM is 4.56, which is a neutral value as it means it would take HBANM, 4.56 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of HBANM (4.56) is worse than 66.24% of its industry peers.
HBANM has a Debt/Equity ratio of 0.59. This is a neutral value indicating HBANM is somewhat dependend on debt financing.
HBANM has a worse Debt to Equity ratio (0.59) than 79.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC13.92%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 18.18% over the past year.
Measured over the past years, HBANM shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.32% on average per year.
The Revenue has grown by 11.24% in the past year. This is quite good.
Measured over the past years, HBANM shows a quite strong growth in Revenue. The Revenue has been growing by 9.61% on average per year.
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
3.2 Future
HBANM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.48% yearly.
The Revenue is expected to grow by 4.41% on average over the next years.
EPS Next Y18.99%
EPS Next 2Y16.63%
EPS Next 3Y16.21%
EPS Next 5Y5.48%
Revenue Next Year12.14%
Revenue Next 2Y21.57%
Revenue Next 3Y16.14%
Revenue Next 5Y4.41%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 15.57 indicates a correct valuation of HBANM.
HBANM's Price/Earnings ratio is a bit more expensive when compared to the industry. HBANM is more expensive than 73.45% of the companies in the same industry.
When comparing the Price/Earnings ratio of HBANM to the average of the S&P500 Index (25.07), we can say HBANM is valued slightly cheaper.
A Price/Forward Earnings ratio of 13.10 indicates a correct valuation of HBANM.
HBANM's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. HBANM is more expensive than 70.88% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.08, HBANM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.57 | ||
| Fwd PE | 13.1 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as HBANM.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.35 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as HBANM's earnings are expected to grow with 16.21% in the coming years.
PEG (NY)0.82
PEG (5Y)N/A
EPS Next 2Y16.63%
EPS Next 3Y16.21%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.95%, HBANM has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.39, HBANM pays a bit more dividend than its industry peers.
HBANM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.95% |
5.2 History
The dividend of HBANM has a limited annual growth rate of 2.11%.
HBANM has been paying a dividend for over 5 years, so it has already some track record.
HBANM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
48.51% of the earnings are spent on dividend by HBANM. This is a bit on the high side, but may be sustainable.
The dividend of HBANM is growing, but earnings are growing more, so the dividend growth is sustainable.
DP48.51%
EPS Next 2Y16.63%
EPS Next 3Y16.21%
HUNTINGTON BANCSHARES - HBAN 5.7 PERP
NASDAQ:HBANM (11/20/2025, 6:04:05 PM)
22.265
-0.09 (-0.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners88.73%
Inst Owner ChangeN/A
Ins Owners0.98%
Ins Owner ChangeN/A
Market Cap32.49B
Revenue(TTM)7.95B
Net Income(TTM)2.11B
Analysts82.22
Price Target29.95 (34.52%)
Short Float %0%
Short Ratio0.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.95% |
Yearly Dividend0.72
Dividend Growth(5Y)2.11%
DP48.51%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.38%
Min EPS beat(2)-2.65%
Max EPS beat(2)7.42%
EPS beat(4)3
Avg EPS beat(4)4.58%
Min EPS beat(4)-2.65%
Max EPS beat(4)7.42%
EPS beat(8)7
Avg EPS beat(8)6.4%
EPS beat(12)11
Avg EPS beat(12)5.67%
EPS beat(16)12
Avg EPS beat(16)2.53%
Revenue beat(2)1
Avg Revenue beat(2)0.1%
Min Revenue beat(2)-3.12%
Max Revenue beat(2)3.31%
Revenue beat(4)3
Avg Revenue beat(4)0.75%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)3.31%
Revenue beat(8)3
Avg Revenue beat(8)-0.49%
Revenue beat(12)4
Avg Revenue beat(12)-0.49%
Revenue beat(16)6
Avg Revenue beat(16)-0.63%
PT rev (1m)9.56%
PT rev (3m)6.48%
EPS NQ rev (1m)-3.07%
EPS NQ rev (3m)-2.36%
EPS NY rev (1m)1.76%
EPS NY rev (3m)1.63%
Revenue NQ rev (1m)3.47%
Revenue NQ rev (3m)4.14%
Revenue NY rev (1m)2.26%
Revenue NY rev (3m)2.53%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.57 | ||
| Fwd PE | 13.1 | ||
| P/S | 4.09 | ||
| P/FCF | 11.35 | ||
| P/OCF | 10.7 | ||
| P/B | 1.46 | ||
| P/tB | 2.02 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.43
EY6.42%
EPS(NY)1.7
Fwd EY7.64%
FCF(TTM)1.96
FCFY8.81%
OCF(TTM)2.08
OCFY9.35%
SpS5.44
BVpS15.24
TBVpS11
PEG (NY)0.82
PEG (5Y)N/A
Graham Number22.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 9.48% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 26.54% | ||
| GM | N/A | ||
| FCFM | 36.02% |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 4.56 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 25.07% | ||
| Cap/Sales | 2.21% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 135.7% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC13.92%
ROIC/WACCN/A
Cap/Depr(3y)28.25%
Cap/Depr(5y)36.07%
Cap/Sales(3y)2.26%
Cap/Sales(5y)2.68%
Profit Quality(3y)136.93%
Profit Quality(5y)147.23%
High Growth Momentum
Growth
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
EPS Next Y18.99%
EPS Next 2Y16.63%
EPS Next 3Y16.21%
EPS Next 5Y5.48%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
Revenue Next Year12.14%
Revenue Next 2Y21.57%
Revenue Next 3Y16.14%
Revenue Next 5Y4.41%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year43.5%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-4.18%
FCF growth 3Y-2.7%
FCF growth 5Y2.65%
OCF growth 1Y-2.5%
OCF growth 3Y-4.16%
OCF growth 5Y2.89%
HUNTINGTON BANCSHARES - HBAN 5.7 PERP / HBANM FAQ
Can you provide the ChartMill fundamental rating for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to HBANM.
What is the valuation status for HBANM stock?
ChartMill assigns a valuation rating of 4 / 10 to HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM). This can be considered as Fairly Valued.
Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?
The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 15.57 and the Price/Book (PB) ratio is 1.46.
Can you provide the dividend sustainability for HBANM stock?
The dividend rating of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 6 / 10 and the dividend payout ratio is 48.51%.