HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) Stock Fundamental Analysis
USA - NASDAQ:HBANM - US4461507810
23.34 USD
-0.05 (-0.19%)
HBANM gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 390 industry peers in the Banks industry. HBANM has a bad profitability rating. Also its financial health evaluation is rather negative. HBANM is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
HBANM had positive earnings in the past year.
HBANM had a positive operating cash flow in the past year.
HBANM had positive earnings in each of the past 5 years.
Each year in the past 5 years HBANM had a positive operating cash flow.
1.2 Ratios
HBANM has a Return On Assets (0.96%) which is comparable to the rest of the industry.
HBANM's Return On Equity of 9.50% is in line compared to the rest of the industry. HBANM outperforms 59.49% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.96% | ||
| ROE | 9.5% | ||
| ROIC | N/A |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
HBANM has a better Profit Margin (25.89%) than 63.59% of its industry peers.
HBANM's Profit Margin has declined in the last couple of years.
The Operating Margin and Gross Margin are not available for HBANM so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.89% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
HBANM does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, HBANM has more shares outstanding
Compared to 5 years ago, HBANM has more shares outstanding
HBANM has a worse debt/assets ratio than last year.
2.2 Solvency
HBANM has a debt to FCF ratio of 6.88. This is a slightly negative value and a sign of low solvency as HBANM would need 6.88 years to pay back of all of its debts.
HBANM's Debt to FCF ratio of 6.88 is on the low side compared to the rest of the industry. HBANM is outperformed by 73.33% of its industry peers.
A Debt/Equity ratio of 0.64 indicates that HBANM is somewhat dependend on debt financing.
The Debt to Equity ratio of HBANM (0.64) is worse than 80.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.88 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC13.71%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
HBANM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 18.18%, which is quite good.
Measured over the past years, HBANM shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.32% on average per year.
The Revenue has grown by 11.24% in the past year. This is quite good.
The Revenue has been growing by 9.61% on average over the past years. This is quite good.
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
3.2 Future
The Earnings Per Share is expected to grow by 5.35% on average over the next years.
HBANM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.41% yearly.
EPS Next Y20.01%
EPS Next 2Y15%
EPS Next 3Y13.24%
EPS Next 5Y5.35%
Revenue Next Year11.04%
Revenue Next 2Y10.37%
Revenue Next 3Y5.4%
Revenue Next 5Y4.41%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
HBANM is valuated correctly with a Price/Earnings ratio of 16.32.
HBANM's Price/Earnings ratio is a bit more expensive when compared to the industry. HBANM is more expensive than 74.10% of the companies in the same industry.
When comparing the Price/Earnings ratio of HBANM to the average of the S&P500 Index (27.08), we can say HBANM is valued slightly cheaper.
The Price/Forward Earnings ratio is 14.12, which indicates a correct valuation of HBANM.
72.31% of the companies in the same industry are cheaper than HBANM, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.09, HBANM is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.32 | ||
| Fwd PE | 14.12 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, HBANM is valued a bit more expensive than the industry average as 65.64% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.59 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as HBANM's earnings are expected to grow with 13.24% in the coming years.
PEG (NY)0.82
PEG (5Y)N/A
EPS Next 2Y15%
EPS Next 3Y13.24%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.91%, HBANM has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.50, HBANM pays a bit more dividend than its industry peers.
HBANM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.91% |
5.2 History
The dividend of HBANM has a limited annual growth rate of 2.11%.
HBANM has been paying a dividend for over 5 years, so it has already some track record.
HBANM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.11%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
51.86% of the earnings are spent on dividend by HBANM. This is a bit on the high side, but may be sustainable.
The dividend of HBANM is growing, but earnings are growing more, so the dividend growth is sustainable.
DP51.86%
EPS Next 2Y15%
EPS Next 3Y13.24%
HUNTINGTON BANCSHARES - HBAN 5.7 PERP
NASDAQ:HBANM (10/27/2025, 8:25:21 PM)
23.34
-0.05 (-0.19%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners88.73%
Inst Owner ChangeN/A
Ins Owners0.98%
Ins Owner ChangeN/A
Market Cap34.06B
Revenue(TTM)7.95B
Net Income(TTM)1.99B
Analysts82.22
Price Target27.33 (17.1%)
Short Float %0%
Short Ratio0.06
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.91% |
Yearly Dividend0.72
Dividend Growth(5Y)2.11%
DP51.86%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.04%
Min EPS beat(2)-2.65%
Max EPS beat(2)6.72%
EPS beat(4)3
Avg EPS beat(4)4.8%
Min EPS beat(4)-2.65%
Max EPS beat(4)8.31%
EPS beat(8)7
Avg EPS beat(8)6.82%
EPS beat(12)10
Avg EPS beat(12)5.03%
EPS beat(16)11
Avg EPS beat(16)0.06%
Revenue beat(2)1
Avg Revenue beat(2)-1.25%
Min Revenue beat(2)-3.12%
Max Revenue beat(2)0.62%
Revenue beat(4)2
Avg Revenue beat(4)-0.24%
Min Revenue beat(4)-3.12%
Max Revenue beat(4)2.18%
Revenue beat(8)3
Avg Revenue beat(8)-0.7%
Revenue beat(12)4
Avg Revenue beat(12)-0.66%
Revenue beat(16)5
Avg Revenue beat(16)-0.96%
PT rev (1m)2.93%
PT rev (3m)4.47%
EPS NQ rev (1m)1%
EPS NQ rev (3m)-1.04%
EPS NY rev (1m)2.64%
EPS NY rev (3m)2.5%
Revenue NQ rev (1m)0.14%
Revenue NQ rev (3m)0.39%
Revenue NY rev (1m)1.37%
Revenue NY rev (3m)1.92%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.32 | ||
| Fwd PE | 14.12 | ||
| P/S | 4.44 | ||
| P/FCF | 17.59 | ||
| P/OCF | 16.12 | ||
| P/B | 1.63 | ||
| P/tB | 2.31 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.43
EY6.13%
EPS(NY)1.65
Fwd EY7.08%
FCF(TTM)1.33
FCFY5.68%
OCF(TTM)1.45
OCFY6.2%
SpS5.26
BVpS14.34
TBVpS10.09
PEG (NY)0.82
PEG (5Y)N/A
Graham Number21.48
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.96% | ||
| ROE | 9.5% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 25.89% | ||
| GM | N/A | ||
| FCFM | 25.21% |
ROA(3y)1%
ROA(5y)0.85%
ROE(3y)10.17%
ROE(5y)8.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y8.21%
PM growth 5Y-3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.88 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 26.86% | ||
| Cap/Sales | 2.3% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 97.38% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC13.71%
ROIC/WACCN/A
Cap/Depr(3y)28.25%
Cap/Depr(5y)36.07%
Cap/Sales(3y)2.26%
Cap/Sales(5y)2.68%
Profit Quality(3y)136.93%
Profit Quality(5y)147.23%
High Growth Momentum
Growth
EPS 1Y (TTM)18.18%
EPS 3Y-1.55%
EPS 5Y-0.32%
EPS Q2Q%24.24%
EPS Next Y20.01%
EPS Next 2Y15%
EPS Next 3Y13.24%
EPS Next 5Y5.35%
Revenue 1Y (TTM)11.24%
Revenue growth 3Y7.22%
Revenue growth 5Y9.61%
Sales Q2Q%13.99%
Revenue Next Year11.04%
Revenue Next 2Y10.37%
Revenue Next 3Y5.4%
Revenue Next 5Y4.41%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year43.5%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-31.23%
FCF growth 3Y-2.7%
FCF growth 5Y2.65%
OCF growth 1Y-28.69%
OCF growth 3Y-4.16%
OCF growth 5Y2.89%
HUNTINGTON BANCSHARES - HBAN 5.7 PERP / HBANM FAQ
Can you provide the ChartMill fundamental rating for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to HBANM.
What is the valuation status for HBANM stock?
ChartMill assigns a valuation rating of 3 / 10 to HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM). This can be considered as Overvalued.
Can you provide the profitability details for HUNTINGTON BANCSHARES - HBAN 5.7 PERP?
HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) stock?
The Price/Earnings (PE) ratio for HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 16.32 and the Price/Book (PB) ratio is 1.63.
Can you provide the dividend sustainability for HBANM stock?
The dividend rating of HUNTINGTON BANCSHARES - HBAN 5.7 PERP (HBANM) is 6 / 10 and the dividend payout ratio is 51.86%.