Logo image of LOB

LIVE OAK BANCSHARES INC (LOB) Stock Price, Forecast & Analysis

USA - New York Stock Exchange - NYSE:LOB - US53803X1054 - Common Stock

32.17 USD
0 (0%)
Last: 11/26/2025, 8:04:00 PM
32.17 USD
0 (0%)
After Hours: 11/26/2025, 8:04:00 PM

LOB Key Statistics, Chart & Performance

Key Statistics
Market Cap1.47B
Revenue(TTM)544.03M
Net Income(TTM)56.07M
Shares45.73M
Float34.96M
52 Week High47.9
52 Week Low22.68
Yearly Dividend0.12
Dividend Yield0.41%
EPS(TTM)1.49
PE21.59
Fwd PE10.06
Earnings (Next)01-20 2026-01-20/amc
IPO2015-07-23
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


LOB short term performance overview.The bars show the price performance of LOB in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 10 -10

LOB long term performance overview.The bars show the price performance of LOB in the last 1, 2 and 3 years. 1 year 2 years 3 years -10 -20 -30

The current stock price of LOB is 32.17 USD. In the past month the price increased by 1%. In the past year, price decreased by -32.13%.

LIVE OAK BANCSHARES INC / LOB Daily stock chart

LOB Latest News, Press Relases and Analysis

LOB Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 12.3 59.15B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 18.04 40.56B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 15.61 35.10B
BBT BEACON FINANCIAL CORP 10.99 32.75B
MTB M & T BANK CORP 11.71 29.40B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.12 27.25B
HBAN HUNTINGTON BANCSHARES INC 11.38 23.74B
CFG CITIZENS FINANCIAL GROUP 15.12 23.29B
RF REGIONS FINANCIAL CORP 11.21 22.32B
EWBC EAST WEST BANCORP INC 11.75 14.69B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.61 14.51B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.11311 PERP 30.95 14.21B

About LOB

Company Profile

LOB logo image Live Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company, which operates as a national online platform for small business lending. The company is headquartered in Wilmington, North Carolina and currently employs 1,056 full-time employees. The company went IPO on 2015-07-23. The Bank specializes in providing lending and deposit-related services to small businesses nationwide. The Bank operates a national online platform for small business lending and deposit gathering. In addition to the Bank, the Company directly or indirectly holds wholly owned subsidiaries, including Live Oak Ventures, Inc. (Live Oak Ventures), Live Oak Grove, LLC (Grove), and Government Loan Solutions, Inc. (GLS). Live Oak Ventures has an investment in Synply, Inc. (Synply). Synply is a cloud-based technology platform designed to simplify the loan syndication process for financial institutions. The Grove provides Company employees and business visitors with on-site dining at the Company’s Wilmington, North Carolina headquarters. GLS is a management and technology consulting firm that advises and offers solutions and services to participants in the government-guaranteed lending sector.

Company Info

LIVE OAK BANCSHARES INC

1741 Tiburon Drive

Wilmington NORTH CAROLINA 28403 US

CEO: James S. Mahan III

Employees: 1056

LOB Company Website

LOB Investor Relations

Phone: 19107905867

LIVE OAK BANCSHARES INC / LOB FAQ

What does LIVE OAK BANCSHARES INC do?

Live Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company, which operates as a national online platform for small business lending. The company is headquartered in Wilmington, North Carolina and currently employs 1,056 full-time employees. The company went IPO on 2015-07-23. The Bank specializes in providing lending and deposit-related services to small businesses nationwide. The Bank operates a national online platform for small business lending and deposit gathering. In addition to the Bank, the Company directly or indirectly holds wholly owned subsidiaries, including Live Oak Ventures, Inc. (Live Oak Ventures), Live Oak Grove, LLC (Grove), and Government Loan Solutions, Inc. (GLS). Live Oak Ventures has an investment in Synply, Inc. (Synply). Synply is a cloud-based technology platform designed to simplify the loan syndication process for financial institutions. The Grove provides Company employees and business visitors with on-site dining at the Company’s Wilmington, North Carolina headquarters. GLS is a management and technology consulting firm that advises and offers solutions and services to participants in the government-guaranteed lending sector.


What is the current price of LOB stock?

The current stock price of LOB is 32.17 USD.


What is the dividend status of LIVE OAK BANCSHARES INC?

LIVE OAK BANCSHARES INC (LOB) has a dividend yield of 0.41%. The yearly dividend amount is currently 0.12.


What is the ChartMill technical and fundamental rating of LOB stock?

LOB has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


What is the expected growth for LOB stock?

The Revenue of LIVE OAK BANCSHARES INC (LOB) is expected to grow by 22.85% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


What is the employee count for LOB stock?

LIVE OAK BANCSHARES INC (LOB) currently has 1056 employees.


What is the market capitalization of LOB stock?

LIVE OAK BANCSHARES INC (LOB) has a market capitalization of 1.47B USD. This makes LOB a Small Cap stock.


LOB Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to LOB. When comparing the yearly performance of all stocks, LOB is a bad performer in the overall market: 86.57% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

LOB Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to LOB. LOB has a bad profitability rating. Also its financial health evaluation is rather negative.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

LOB Financial Highlights

Over the last trailing twelve months LOB reported a non-GAAP Earnings per Share(EPS) of 1.49. The EPS decreased by -6.29% compared to the year before.


Industry RankSector Rank
PM (TTM) 10.62%
ROA 0.41%
ROE 5.28%
Debt/Equity 0.1
Chartmill High Growth Momentum
EPS Q2Q%96.43%
Sales Q2Q%12.44%
EPS 1Y (TTM)-6.29%
Revenue 1Y (TTM)10.73%

LOB Forecast & Estimates

9 analysts have analysed LOB and the average price target is 43.35 USD. This implies a price increase of 34.75% is expected in the next year compared to the current price of 32.17.

For the next year, analysts expect an EPS growth of 51.15% and a revenue growth 22.85% for LOB


Analysts
Analysts73.33
Price Target43.35 (34.75%)
EPS Next Y51.15%
Revenue Next Year22.85%

LOB Ownership

Ownership
Inst Owners68.43%
Ins Owners19.7%
Short Float %4.64%
Short Ratio5.95