Logo image of LOB

LIVE OAK BANCSHARES INC (LOB) Stock Overview

NYSE:LOB - US53803X1054 - Common Stock

38.36 USD
-0.29 (-0.75%)
Last: 9/5/2025, 8:27:27 PM
38.36 USD
0 (0%)
After Hours: 9/5/2025, 8:27:27 PM

LOB Key Statistics, Chart & Performance

Key Statistics
52 Week High50.57
52 Week Low22.68
Market Cap1.75B
Shares45.73M
Float34.96M
Yearly Dividend0.12
Dividend Yield0.31%
EPS(TTM)1.22
PE31.44
Fwd PE11.39
Earnings (Next)10-21 2025-10-21/amc
IPO07-23 2015-07-23
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


LOB short term performance overview.The bars show the price performance of LOB in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 10 20 30

LOB long term performance overview.The bars show the price performance of LOB in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 20 30

The current stock price of LOB is 38.36 USD. In the past month the price increased by 25.61%. In the past year, price decreased by -7.77%.

LIVE OAK BANCSHARES INC / LOB Daily stock chart

LOB Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 12.71 59.98B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 19.14 37.88B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 17.01 33.67B
MTB M & T BANK CORP 12.93 31.19B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 13.9 27.51B
HBAN HUNTINGTON BANCSHARES INC 13.06 25.84B
RF REGIONS FINANCIAL CORP 12.12 24.12B
CFG CITIZENS FINANCIAL GROUP 15.72 22.31B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 36.81 14.83B
EWBC EAST WEST BANCORP INC 12.6 14.83B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.40722 PERP 35.69 14.38B
VLYPO VALLEY NATIONAL BANCORP - VLY 8.43172 PERP 35.05 14.12B

About LOB

Company Profile

LOB logo image Live Oak Bancshares, Inc. is a bank holding company for Live Oak Banking Company, which operates as a national online platform for small business lending. The company is headquartered in Wilmington, North Carolina and currently employs 1,056 full-time employees. The company went IPO on 2015-07-23. The Bank specializes in providing lending and deposit-related services to small businesses nationwide. The Bank operates a national online platform for small business lending and deposit gathering. In addition to the Bank, the Company directly or indirectly holds wholly owned subsidiaries, including Live Oak Ventures, Inc. (Live Oak Ventures), Live Oak Grove, LLC (Grove), and Government Loan Solutions, Inc. (GLS). Live Oak Ventures has an investment in Synply, Inc. (Synply). Synply is a cloud-based technology platform designed to simplify the loan syndication process for financial institutions. The Grove provides Company employees and business visitors with on-site dining at the Company’s Wilmington, North Carolina headquarters. GLS is a management and technology consulting firm that advises and offers solutions and services to participants in the government-guaranteed lending sector.

Company Info

LIVE OAK BANCSHARES INC

1741 Tiburon Drive

Wilmington NORTH CAROLINA 28403 US

CEO: James S. Mahan III

Employees: 1017

LOB Company Website

LOB Investor Relations

Phone: 19107905867

LIVE OAK BANCSHARES INC / LOB FAQ

What is the stock price of LIVE OAK BANCSHARES INC today?

The current stock price of LOB is 38.36 USD. The price decreased by -0.75% in the last trading session.


What is the ticker symbol for LIVE OAK BANCSHARES INC stock?

The exchange symbol of LIVE OAK BANCSHARES INC is LOB and it is listed on the New York Stock Exchange, Inc. exchange.


On which exchange is LOB stock listed?

LOB stock is listed on the New York Stock Exchange, Inc. exchange.


What is the price forecast or stock price prediction for LIVE OAK BANCSHARES INC stock?

10 analysts have analysed LOB and the average price target is 38.76 USD. This implies a price increase of 1.04% is expected in the next year compared to the current price of 38.36. Check the LIVE OAK BANCSHARES INC stock analysts ratings, price target forecast and up-and down grades for more detailed information.


What is LIVE OAK BANCSHARES INC worth?

LIVE OAK BANCSHARES INC (LOB) has a market capitalization of 1.75B USD. This makes LOB a Small Cap stock.


How many employees does LIVE OAK BANCSHARES INC have?

LIVE OAK BANCSHARES INC (LOB) currently has 1017 employees.


What are the support and resistance levels for LIVE OAK BANCSHARES INC (LOB) stock?

LIVE OAK BANCSHARES INC (LOB) has a support level at 37.53 and a resistance level at 38.46. Check the full technical report for a detailed analysis of LOB support and resistance levels.


Is LIVE OAK BANCSHARES INC (LOB) expected to grow?

The Revenue of LIVE OAK BANCSHARES INC (LOB) is expected to grow by 22.24% in the next year. Check the estimates tab for more information on the LOB EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy LIVE OAK BANCSHARES INC (LOB) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does LIVE OAK BANCSHARES INC (LOB) stock pay dividends?

LIVE OAK BANCSHARES INC (LOB) has a dividend yield of 0.31%. The yearly dividend amount is currently 0.12. Check the full fundamental report for a detailed analysis of LOB dividend history, reliability and sustainability.


When does LIVE OAK BANCSHARES INC (LOB) report earnings?

LIVE OAK BANCSHARES INC (LOB) will report earnings on 2025-10-21, after the market close.


What is the Price/Earnings (PE) ratio of LIVE OAK BANCSHARES INC (LOB)?

The PE ratio for LIVE OAK BANCSHARES INC (LOB) is 31.44. This is based on the reported non-GAAP earnings per share of 1.22 and the current share price of 38.36 USD. Check the full fundamental report for a full analysis of the valuation metrics for LOB.


What is the Short Interest ratio of LIVE OAK BANCSHARES INC (LOB) stock?

The outstanding short interest for LIVE OAK BANCSHARES INC (LOB) is 4.77% of its float. Check the ownership tab for more information on the LOB short interest.


LOB Technical Analysis

ChartMill assigns a technical rating of 8 / 10 to LOB. When comparing the yearly performance of all stocks, LOB is one of the better performing stocks in the market, outperforming 70.74% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

LOB Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to LOB. LOB has a bad profitability rating. Also its financial health evaluation is rather negative.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

LOB Financial Highlights

Over the last trailing twelve months LOB reported a non-GAAP Earnings per Share(EPS) of 1.22. The EPS decreased by -44.29% compared to the year before.


Industry RankSector Rank
PM (TTM) 10.62%
ROA 0.41%
ROE 5.28%
Debt/Equity 0.1
Chartmill High Growth Momentum
EPS Q2Q%-13.56%
Sales Q2Q%14.56%
EPS 1Y (TTM)-44.29%
Revenue 1Y (TTM)8.02%

LOB Forecast & Estimates

10 analysts have analysed LOB and the average price target is 38.76 USD. This implies a price increase of 1.04% is expected in the next year compared to the current price of 38.36.

For the next year, analysts expect an EPS growth of 37.57% and a revenue growth 22.24% for LOB


Analysts
Analysts48
Price Target38.76 (1.04%)
EPS Next Y37.57%
Revenue Next Year22.24%

LOB Ownership

Ownership
Inst Owners67.21%
Ins Owners19.55%
Short Float %4.77%
Short Ratio6.01