GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:GWO-PR-N - CA39138C7917
18.55 CAD
+0.05 (+0.27%)
GWO-PR-N gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 82 industry peers in the Insurance industry. Both the profitability and the financial health of GWO-PR-N get a neutral evaluation. Nothing too spectacular is happening here. GWO-PR-N has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year GWO-PR-N was profitable.
GWO-PR-N had a positive operating cash flow in the past year.
Each year in the past 5 years GWO-PR-N has been profitable.
In the past 5 years GWO-PR-N always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 0.47%, GWO-PR-N perfoms like the industry average, outperforming 46.34% of the companies in the same industry.
Looking at the Return On Equity, with a value of 12.15%, GWO-PR-N is in the better half of the industry, outperforming 62.20% of the companies in the same industry.
GWO-PR-N has a Return On Invested Capital of 0.46%. This is comparable to the rest of the industry: GWO-PR-N outperforms 57.32% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for GWO-PR-N is below the industry average of 2.47%.
The last Return On Invested Capital (0.46%) for GWO-PR-N is above the 3 year average (0.46%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.47% | ||
| ROE | 12.15% | ||
| ROIC | 0.46% |
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
1.3 Margins
With an excellent Profit Margin value of 12.02%, GWO-PR-N belongs to the best of the industry, outperforming 80.49% of the companies in the same industry.
In the last couple of years the Profit Margin of GWO-PR-N has grown nicely.
GWO-PR-N has a Operating Margin of 16.34%. This is comparable to the rest of the industry: GWO-PR-N outperforms 54.88% of its industry peers.
In the last couple of years the Operating Margin of GWO-PR-N has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.34% | ||
| PM (TTM) | 12.02% | ||
| GM | N/A |
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
GWO-PR-N has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for GWO-PR-N has been increased compared to 5 years ago.
GWO-PR-N has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of GWO-PR-N is 1.74, which is an excellent value as it means it would take GWO-PR-N, only 1.74 years of fcf income to pay off all of its debts.
GWO-PR-N's Debt to FCF ratio of 1.74 is fine compared to the rest of the industry. GWO-PR-N outperforms 64.63% of its industry peers.
GWO-PR-N has a Debt/Equity ratio of 0.26. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.26, GWO-PR-N is in the better half of the industry, outperforming 75.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.26 | ||
| Debt/FCF | 1.74 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.21 indicates that GWO-PR-N may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.21, GWO-PR-N belongs to the top of the industry, outperforming 80.49% of the companies in the same industry.
A Quick Ratio of 0.21 indicates that GWO-PR-N may have some problems paying its short term obligations.
The Quick ratio of GWO-PR-N (0.21) is better than 80.49% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 |
3. Growth
3.1 Past
GWO-PR-N shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.19%, which is quite good.
Measured over the past years, GWO-PR-N shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.95% on average per year.
The Revenue has decreased by -7.48% in the past year.
GWO-PR-N shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.19% yearly.
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%
3.2 Future
The Earnings Per Share is expected to grow by 3.72% on average over the next years.
The Revenue is expected to decrease by -7.76% on average over the next years.
EPS Next Y10.43%
EPS Next 2Y9.17%
EPS Next 3Y8.79%
EPS Next 5Y3.72%
Revenue Next Year-67.06%
Revenue Next 2Y-41.69%
Revenue Next 3Y-29.11%
Revenue Next 5Y-7.76%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.81, the valuation of GWO-PR-N can be described as very cheap.
Based on the Price/Earnings ratio, GWO-PR-N is valued a bit cheaper than the industry average as 76.83% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.59. GWO-PR-N is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 3.44, the valuation of GWO-PR-N can be described as very cheap.
78.05% of the companies in the same industry are more expensive than GWO-PR-N, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, GWO-PR-N is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.81 | ||
| Fwd PE | 3.44 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as GWO-PR-N.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
GWO-PR-N has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.37
PEG (5Y)0.43
EPS Next 2Y9.17%
EPS Next 3Y8.79%
5. Dividend
5.1 Amount
GWO-PR-N has a Yearly Dividend Yield of 3.64%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.40, GWO-PR-N pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.87, GWO-PR-N pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
5.2 History
The dividend of GWO-PR-N has a limited annual growth rate of 5.95%.
GWO-PR-N has paid a dividend for at least 10 years, which is a reliable track record.
GWO-PR-N has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
58.22% of the earnings are spent on dividend by GWO-PR-N. This is a bit on the high side, but may be sustainable.
GWO-PR-N's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP58.22%
EPS Next 2Y9.17%
EPS Next 3Y8.79%
GREAT-WEST LIFECO INC - GWOCN 1.749 PERP
TSX:GWO-PR-N (12/23/2025, 7:00:00 PM)
18.55
+0.05 (+0.27%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners9.69%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap16.96B
Revenue(TTM)33.51B
Net Income(TTM)4.03B
Analysts72.5
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
Yearly Dividend2.36
Dividend Growth(5Y)5.95%
DP58.22%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.62%
Min EPS beat(2)4.32%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.17%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)3.85%
EPS beat(12)10
Avg EPS beat(12)4.07%
EPS beat(16)12
Avg EPS beat(16)2.78%
Revenue beat(2)2
Avg Revenue beat(2)176.86%
Min Revenue beat(2)64.71%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)105.76%
Min Revenue beat(4)2.76%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.96%
PT rev (3m)2.98%
EPS NQ rev (1m)1.03%
EPS NQ rev (3m)6.07%
EPS NY rev (1m)3.48%
EPS NY rev (3m)4.41%
Revenue NQ rev (1m)2.87%
Revenue NQ rev (3m)-71.57%
Revenue NY rev (1m)421.85%
Revenue NY rev (3m)517.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.81 | ||
| Fwd PE | 3.44 | ||
| P/S | 0.51 | ||
| P/FCF | 3.38 | ||
| P/OCF | 3.38 | ||
| P/B | 0.51 | ||
| P/tB | 1 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.87
EY26.25%
EPS(NY)5.4
Fwd EY29.1%
FCF(TTM)5.49
FCFY29.61%
OCF(TTM)5.49
OCFY29.61%
SpS36.65
BVpS36.25
TBVpS18.46
PEG (NY)0.37
PEG (5Y)0.43
Graham Number63.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.47% | ||
| ROE | 12.15% | ||
| ROCE | 0.64% | ||
| ROIC | 0.46% | ||
| ROICexc | 0.47% | ||
| ROICexgc | 1.6% | ||
| OM | 16.34% | ||
| PM (TTM) | 12.02% | ||
| GM | N/A | ||
| FCFM | 14.99% |
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
ROICexc(3y)0.46%
ROICexc(5y)0.45%
ROICexgc(3y)1.35%
ROICexgc(5y)1.32%
ROCE(3y)0.64%
ROCE(5y)0.62%
ROICexgc growth 3Y2.54%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y1.18%
ROICexc growth 5Y1.35%
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.26 | ||
| Debt/FCF | 1.74 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 13.29 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 124.7% | ||
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 | ||
| Altman-Z | N/A |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)138.5%
Profit Quality(5y)214.73%
High Growth Momentum
Growth
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
EPS Next Y10.43%
EPS Next 2Y9.17%
EPS Next 3Y8.79%
EPS Next 5Y3.72%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%
Revenue Next Year-67.06%
Revenue Next 2Y-41.69%
Revenue Next 3Y-29.11%
Revenue Next 5Y-7.76%
EBIT growth 1Y12.58%
EBIT growth 3Y9.62%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y222.4%
FCF growth 3Y-22.92%
FCF growth 5Y-4.91%
OCF growth 1Y222.4%
OCF growth 3Y-22.92%
OCF growth 5Y-4.91%
GREAT-WEST LIFECO INC - GWOCN 1.749 PERP / GWO-PR-N.CA FAQ
Can you provide the ChartMill fundamental rating for GREAT-WEST LIFECO INC - GWOCN 1.749 PERP?
ChartMill assigns a fundamental rating of 5 / 10 to GWO-PR-N.CA.
Can you provide the valuation status for GREAT-WEST LIFECO INC - GWOCN 1.749 PERP?
ChartMill assigns a valuation rating of 6 / 10 to GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA). This can be considered as Fairly Valued.
How profitable is GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) stock?
GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) has a profitability rating of 6 / 10.
What are the PE and PB ratios of GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) stock?
The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) is 3.81 and the Price/Book (PB) ratio is 0.51.
What is the financial health of GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) stock?
The financial health rating of GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) is 5 / 10.