GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) Stock Fundamental Analysis
Canada - TSX:GWO-PR-N - CA39138C7917
17.99 CAD
+0.02 (+0.11%)
GWO-PR-N gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 80 industry peers in the Insurance industry. GWO-PR-N has only an average score on both its financial health and profitability. GWO-PR-N has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
GWO-PR-N had positive earnings in the past year.
In the past year GWO-PR-N had a positive cash flow from operations.
In the past 5 years GWO-PR-N has always been profitable.
GWO-PR-N had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
GWO-PR-N's Return On Assets of 0.46% is in line compared to the rest of the industry. GWO-PR-N outperforms 47.50% of its industry peers.
GWO-PR-N has a Return On Equity (11.43%) which is in line with its industry peers.
GWO-PR-N has a Return On Invested Capital (0.46%) which is in line with its industry peers.
GWO-PR-N had an Average Return On Invested Capital over the past 3 years of 0.46%. This is below the industry average of 2.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 11.43% | ||
| ROIC | 0.46% |
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
1.3 Margins
With a decent Profit Margin value of 10.77%, GWO-PR-N is doing good in the industry, outperforming 63.75% of the companies in the same industry.
GWO-PR-N's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 14.86%, GWO-PR-N is doing worse than 67.50% of the companies in the same industry.
GWO-PR-N's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.86% | ||
| PM (TTM) | 10.77% | ||
| GM | N/A |
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
GWO-PR-N has about the same amout of shares outstanding than it did 1 year ago.
GWO-PR-N has more shares outstanding than it did 5 years ago.
The debt/assets ratio for GWO-PR-N has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of GWO-PR-N is 2.17, which is a good value as it means it would take GWO-PR-N, 2.17 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 2.17, GWO-PR-N is in the better half of the industry, outperforming 65.00% of the companies in the same industry.
GWO-PR-N has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.28, GWO-PR-N is in the better half of the industry, outperforming 65.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 2.17 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
GWO-PR-N has a Current Ratio of 0.21. This is a bad value and indicates that GWO-PR-N is not financially healthy enough and could expect problems in meeting its short term obligations.
GWO-PR-N's Current ratio of 0.21 is fine compared to the rest of the industry. GWO-PR-N outperforms 80.00% of its industry peers.
GWO-PR-N has a Quick Ratio of 0.21. This is a bad value and indicates that GWO-PR-N is not financially healthy enough and could expect problems in meeting its short term obligations.
GWO-PR-N's Quick ratio of 0.21 is fine compared to the rest of the industry. GWO-PR-N outperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 |
3. Growth
3.1 Past
GWO-PR-N shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.86%, which is quite good.
The Earnings Per Share has been growing by 8.95% on average over the past years. This is quite good.
The Revenue has grown by 8.22% in the past year. This is quite good.
GWO-PR-N shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.19% yearly.
EPS 1Y (TTM)9.86%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%11.71%
Revenue 1Y (TTM)8.22%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%-0.34%
3.2 Future
The Earnings Per Share is expected to grow by 3.72% on average over the next years.
GWO-PR-N is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -7.91% yearly.
EPS Next Y6.71%
EPS Next 2Y7.51%
EPS Next 3Y7.75%
EPS Next 5Y3.72%
Revenue Next Year-93.69%
Revenue Next 2Y-72.77%
Revenue Next 3Y-53.67%
Revenue Next 5Y-7.91%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.84, the valuation of GWO-PR-N can be described as very cheap.
Based on the Price/Earnings ratio, GWO-PR-N is valued a bit cheaper than the industry average as 78.75% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 25.56. GWO-PR-N is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 3.44, the valuation of GWO-PR-N can be described as very cheap.
Based on the Price/Forward Earnings ratio, GWO-PR-N is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
GWO-PR-N's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.62.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.84 | ||
| Fwd PE | 3.44 |
4.2 Price Multiples
GWO-PR-N's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.88 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
GWO-PR-N's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.57
PEG (5Y)0.43
EPS Next 2Y7.51%
EPS Next 3Y7.75%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.44%, GWO-PR-N is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.58, GWO-PR-N pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.44, GWO-PR-N pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.44% |
5.2 History
The dividend of GWO-PR-N has a limited annual growth rate of 5.95%.
GWO-PR-N has been paying a dividend for at least 10 years, so it has a reliable track record.
GWO-PR-N has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
61.63% of the earnings are spent on dividend by GWO-PR-N. This is not a sustainable payout ratio.
The dividend of GWO-PR-N is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP61.63%
EPS Next 2Y7.51%
EPS Next 3Y7.75%
GREAT-WEST LIFECO INC - GWOCN 1.749 PERP
TSX:GWO-PR-N (11/14/2025, 7:00:00 PM)
17.99
+0.02 (+0.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners9.25%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap16.62B
Revenue(TTM)34.63B
Net Income(TTM)3.73B
Analysts72.5
Price Target18.16 (0.94%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.44% |
Yearly Dividend2.36
Dividend Growth(5Y)5.95%
DP61.63%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.43%
Min EPS beat(2)-5.18%
Max EPS beat(2)4.32%
EPS beat(4)3
Avg EPS beat(4)1.98%
Min EPS beat(4)-5.18%
Max EPS beat(4)4.6%
EPS beat(8)7
Avg EPS beat(8)3.18%
EPS beat(12)9
Avg EPS beat(12)2.67%
EPS beat(16)12
Avg EPS beat(16)3.15%
Revenue beat(2)2
Avg Revenue beat(2)65.64%
Min Revenue beat(2)64.71%
Max Revenue beat(2)66.56%
Revenue beat(4)3
Avg Revenue beat(4)25.28%
Min Revenue beat(4)-32.89%
Max Revenue beat(4)66.56%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.69%
PT rev (3m)-8.42%
EPS NQ rev (1m)1.07%
EPS NQ rev (3m)0.94%
EPS NY rev (1m)0.63%
EPS NY rev (3m)-1.44%
Revenue NQ rev (1m)-72.52%
Revenue NQ rev (3m)-72.52%
Revenue NY rev (1m)18.32%
Revenue NY rev (3m)-88.9%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.84 | ||
| Fwd PE | 3.44 | ||
| P/S | 0.48 | ||
| P/FCF | 3.88 | ||
| P/OCF | 3.88 | ||
| P/B | 0.51 | ||
| P/tB | 1 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.68
EY26.01%
EPS(NY)5.24
Fwd EY29.1%
FCF(TTM)4.63
FCFY25.76%
OCF(TTM)4.63
OCFY25.76%
SpS37.48
BVpS35.32
TBVpS17.91
PEG (NY)0.57
PEG (5Y)0.43
Graham Number60.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 11.43% | ||
| ROCE | 0.63% | ||
| ROIC | 0.46% | ||
| ROICexc | 0.46% | ||
| ROICexgc | 1.54% | ||
| OM | 14.86% | ||
| PM (TTM) | 10.77% | ||
| GM | N/A | ||
| FCFM | 12.36% |
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
ROICexc(3y)0.46%
ROICexc(5y)0.45%
ROICexgc(3y)1.35%
ROICexgc(5y)1.32%
ROCE(3y)0.64%
ROCE(5y)0.62%
ROICexgc growth 3Y2.54%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y1.18%
ROICexc growth 5Y1.35%
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 2.17 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 11.75 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 114.8% | ||
| Current Ratio | 0.21 | ||
| Quick Ratio | 0.21 | ||
| Altman-Z | N/A |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)138.5%
Profit Quality(5y)214.73%
High Growth Momentum
Growth
EPS 1Y (TTM)9.86%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%11.71%
EPS Next Y6.71%
EPS Next 2Y7.51%
EPS Next 3Y7.75%
EPS Next 5Y3.72%
Revenue 1Y (TTM)8.22%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%-0.34%
Revenue Next Year-93.69%
Revenue Next 2Y-72.77%
Revenue Next 3Y-53.67%
Revenue Next 5Y-7.91%
EBIT growth 1Y3.17%
EBIT growth 3Y9.62%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y59.68%
FCF growth 3Y-22.92%
FCF growth 5Y-4.91%
OCF growth 1Y59.68%
OCF growth 3Y-22.92%
OCF growth 5Y-4.91%
GREAT-WEST LIFECO INC - GWOCN 1.749 PERP / GWO-PR-N.CA FAQ
Can you provide the ChartMill fundamental rating for GREAT-WEST LIFECO INC - GWOCN 1.749 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to GWO-PR-N.CA.
Can you provide the valuation status for GREAT-WEST LIFECO INC - GWOCN 1.749 PERP?
ChartMill assigns a valuation rating of 6 / 10 to GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA). This can be considered as Fairly Valued.
How profitable is GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) stock?
GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) has a profitability rating of 4 / 10.
What are the PE and PB ratios of GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) stock?
The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) is 3.84 and the Price/Book (PB) ratio is 0.51.
What is the financial health of GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) stock?
The financial health rating of GREAT-WEST LIFECO INC - GWOCN 1.749 PERP (GWO-PR-N.CA) is 4 / 10.