GREAT-WEST LIFECO INC - GWOCN 4.272 PERP (GWO-PR-N.CA) Stock Fundamental Analysis

Canada • Toronto Stock Exchange • TSX:GWO-PR-N • CA39138C7917

18.56 CAD
+0.04 (+0.22%)
Last: Jan 30, 2026, 07:00 PM
Fundamental Rating

5

Overall GWO-PR-N gets a fundamental rating of 5 out of 10. We evaluated GWO-PR-N against 80 industry peers in the Insurance industry. Both the profitability and the financial health of GWO-PR-N get a neutral evaluation. Nothing too spectacular is happening here. GWO-PR-N is valued quite cheap, but it does not seem to be growing. These ratings could make GWO-PR-N a good candidate for value investing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • GWO-PR-N had positive earnings in the past year.
  • In the past year GWO-PR-N had a positive cash flow from operations.
  • Each year in the past 5 years GWO-PR-N has been profitable.
  • GWO-PR-N had a positive operating cash flow in each of the past 5 years.
GWO-PR-N.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-N.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.47%, GWO-PR-N is in line with its industry, outperforming 46.25% of the companies in the same industry.
  • GWO-PR-N has a Return On Equity of 12.15%. This is in the better half of the industry: GWO-PR-N outperforms 63.75% of its industry peers.
  • With a Return On Invested Capital value of 0.46%, GWO-PR-N perfoms like the industry average, outperforming 57.50% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for GWO-PR-N is below the industry average of 3.04%.
  • The last Return On Invested Capital (0.46%) for GWO-PR-N is above the 3 year average (0.46%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.47%
ROE 12.15%
ROIC 0.46%
ROA(3y)0.47%
ROA(5y)0.48%
ROE(3y)11.29%
ROE(5y)11.02%
ROIC(3y)0.46%
ROIC(5y)0.45%
GWO-PR-N.CA Yearly ROA, ROE, ROICGWO-PR-N.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • GWO-PR-N has a Profit Margin of 12.02%. This is in the better half of the industry: GWO-PR-N outperforms 80.00% of its industry peers.
  • In the last couple of years the Profit Margin of GWO-PR-N has grown nicely.
  • With a Operating Margin value of 16.34%, GWO-PR-N perfoms like the industry average, outperforming 55.00% of the companies in the same industry.
  • GWO-PR-N's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 16.34%
PM (TTM) 12.02%
GM N/A
OM growth 3Y37.97%
OM growth 5Y21.31%
PM growth 3Y35.92%
PM growth 5Y18.11%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-N.CA Yearly Profit, Operating, Gross MarginsGWO-PR-N.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

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5

2. Health

2.1 Basic Checks

  • GWO-PR-N has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, GWO-PR-N has more shares outstanding
  • Compared to 1 year ago, GWO-PR-N has an improved debt to assets ratio.
GWO-PR-N.CA Yearly Shares OutstandingGWO-PR-N.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
GWO-PR-N.CA Yearly Total Debt VS Total AssetsGWO-PR-N.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B 800B

2.2 Solvency

  • The Debt to FCF ratio of GWO-PR-N is 1.74, which is an excellent value as it means it would take GWO-PR-N, only 1.74 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 1.74, GWO-PR-N is doing good in the industry, outperforming 63.75% of the companies in the same industry.
  • GWO-PR-N has a Debt/Equity ratio of 0.26. This is a healthy value indicating a solid balance between debt and equity.
  • GWO-PR-N's Debt to Equity ratio of 0.26 is fine compared to the rest of the industry. GWO-PR-N outperforms 75.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 1.74
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-N.CA Yearly LT Debt VS Equity VS FCFGWO-PR-N.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

  • GWO-PR-N has a Current Ratio of 0.21. This is a bad value and indicates that GWO-PR-N is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GWO-PR-N's Current ratio of 0.21 is amongst the best of the industry. GWO-PR-N outperforms 82.50% of its industry peers.
  • A Quick Ratio of 0.21 indicates that GWO-PR-N may have some problems paying its short term obligations.
  • With an excellent Quick ratio value of 0.21, GWO-PR-N belongs to the best of the industry, outperforming 82.50% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.21
GWO-PR-N.CA Yearly Current Assets VS Current LiabilitesGWO-PR-N.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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2

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.19% over the past year.
  • Measured over the past years, GWO-PR-N shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.95% on average per year.
  • Looking at the last year, GWO-PR-N shows a decrease in Revenue. The Revenue has decreased by -7.48% in the last year.
  • Measured over the past years, GWO-PR-N shows a decrease in Revenue. The Revenue has been decreasing by -6.19% on average per year.
EPS 1Y (TTM)11.19%
EPS 3Y8.87%
EPS 5Y8.95%
EPS Q2Q%16.67%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y-20.55%
Revenue growth 5Y-6.19%
Sales Q2Q%66.19%

3.2 Future

  • The Earnings Per Share is expected to grow by 3.72% on average over the next years.
  • Based on estimates for the next years, GWO-PR-N will show a decrease in Revenue. The Revenue will decrease by -8.23% on average per year.
EPS Next Y10.36%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
EPS Next 5Y3.72%
Revenue Next Year-76.24%
Revenue Next 2Y-50.4%
Revenue Next 3Y-36.35%
Revenue Next 5Y-8.23%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
GWO-PR-N.CA Yearly Revenue VS EstimatesGWO-PR-N.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-N.CA Yearly EPS VS EstimatesGWO-PR-N.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

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7

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 3.81, which indicates a rather cheap valuation of GWO-PR-N.
  • Based on the Price/Earnings ratio, GWO-PR-N is valued a bit cheaper than 78.75% of the companies in the same industry.
  • GWO-PR-N is valuated cheaply when we compare the Price/Earnings ratio to 28.30, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 3.43, the valuation of GWO-PR-N can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, GWO-PR-N is valued a bit cheaper than 80.00% of the companies in the same industry.
  • GWO-PR-N is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 3.81
Fwd PE 3.43
GWO-PR-N.CA Price Earnings VS Forward Price EarningsGWO-PR-N.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 61.25% of the companies in the same industry are more expensive than GWO-PR-N, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.38
EV/EBITDA N/A
GWO-PR-N.CA Per share dataGWO-PR-N.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • GWO-PR-N's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of GWO-PR-N may justify a higher PE ratio.
PEG (NY)0.37
PEG (5Y)0.43
EPS Next 2Y9.25%
EPS Next 3Y8.94%

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6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.34%, GWO-PR-N is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 4.42, GWO-PR-N has a dividend in line with its industry peers.
  • GWO-PR-N's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 5.34%

5.2 History

  • The dividend of GWO-PR-N has a limited annual growth rate of 5.95%.
  • GWO-PR-N has paid a dividend for at least 10 years, which is a reliable track record.
  • GWO-PR-N has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)5.95%
Div Incr Years0
Div Non Decr Years3
GWO-PR-N.CA Yearly Dividends per shareGWO-PR-N.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • 58.22% of the earnings are spent on dividend by GWO-PR-N. This is a bit on the high side, but may be sustainable.
  • GWO-PR-N's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP58.22%
EPS Next 2Y9.25%
EPS Next 3Y8.94%
GWO-PR-N.CA Yearly Income VS Free CF VS DividendGWO-PR-N.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B
GWO-PR-N.CA Dividend Payout.GWO-PR-N.CA Dividend Payout, showing the Payout Ratio.GWO-PR-N.CA Dividend Payout.PayoutRetained Earnings

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GREAT-WEST LIFECO INC - GWOCN 4.272 PERP / GWO-PR-N.CA FAQ

Can you provide the ChartMill fundamental rating for GREAT-WEST LIFECO INC - GWOCN 4.272 PERP?

ChartMill assigns a fundamental rating of 5 / 10 to GWO-PR-N.CA.


What is the valuation status for GWO-PR-N stock?

ChartMill assigns a valuation rating of 7 / 10 to GREAT-WEST LIFECO INC - GWOCN 4.272 PERP (GWO-PR-N.CA). This can be considered as Undervalued.


How profitable is GREAT-WEST LIFECO INC - GWOCN 4.272 PERP (GWO-PR-N.CA) stock?

GREAT-WEST LIFECO INC - GWOCN 4.272 PERP (GWO-PR-N.CA) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for GWO-PR-N stock?

The Price/Earnings (PE) ratio for GREAT-WEST LIFECO INC - GWOCN 4.272 PERP (GWO-PR-N.CA) is 3.81 and the Price/Book (PB) ratio is 0.51.


Is the dividend of GREAT-WEST LIFECO INC - GWOCN 4.272 PERP sustainable?

The dividend rating of GREAT-WEST LIFECO INC - GWOCN 4.272 PERP (GWO-PR-N.CA) is 6 / 10 and the dividend payout ratio is 58.22%.