FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:FFH-PR-I - CA3039018476
24.98 CAD
0 (0%)
FFH-PR-I gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 82 industry peers in the Insurance industry. There are concerns on the financial health of FFH-PR-I while its profitability can be described as average. FFH-PR-I scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year FFH-PR-I was profitable.
FFH-PR-I had a positive operating cash flow in the past year.
Each year in the past 5 years FFH-PR-I has been profitable.
In multiple years FFH-PR-I reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.41%, FFH-PR-I belongs to the top of the industry, outperforming 81.71% of the companies in the same industry.
FFH-PR-I has a better Return On Equity (17.74%) than 100.00% of its industry peers.
FFH-PR-I has a Return On Invested Capital of 5.36%. This is amongst the best in the industry. FFH-PR-I outperforms 85.37% of its industry peers.
FFH-PR-I had an Average Return On Invested Capital over the past 3 years of 4.77%. This is above the industry average of 2.47%.
The last Return On Invested Capital (5.36%) for FFH-PR-I is above the 3 year average (4.77%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.41% | ||
| ROE | 17.74% | ||
| ROIC | 5.36% |
ROA(3y)4.31%
ROA(5y)3.41%
ROE(3y)17.47%
ROE(5y)14.83%
ROIC(3y)4.77%
ROIC(5y)3.33%
1.3 Margins
Looking at the Profit Margin, with a value of 11.07%, FFH-PR-I is in line with its industry, outperforming 52.44% of the companies in the same industry.
FFH-PR-I's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 15.63%, FFH-PR-I is doing worse than 62.20% of the companies in the same industry.
FFH-PR-I's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.63% | ||
| PM (TTM) | 11.07% | ||
| GM | N/A |
OM growth 3Y17.05%
OM growth 5Y16.16%
PM growth 3Y-10.7%
PM growth 5Y0.68%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
FFH-PR-I has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, FFH-PR-I has less shares outstanding
The number of shares outstanding for FFH-PR-I has been reduced compared to 5 years ago.
Compared to 1 year ago, FFH-PR-I has a worse debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of FFH-PR-I is 3.94, which is a good value as it means it would take FFH-PR-I, 3.94 years of fcf income to pay off all of its debts.
FFH-PR-I has a worse Debt to FCF ratio (3.94) than 65.85% of its industry peers.
A Debt/Equity ratio of 0.51 indicates that FFH-PR-I is somewhat dependend on debt financing.
FFH-PR-I has a Debt to Equity ratio of 0.51. This is in the lower half of the industry: FFH-PR-I underperforms 64.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 3.94 | ||
| Altman-Z | N/A |
ROIC/WACC1.23
WACC4.36%
2.3 Liquidity
A Current Ratio of 0.52 indicates that FFH-PR-I may have some problems paying its short term obligations.
FFH-PR-I has a better Current ratio (0.52) than 86.59% of its industry peers.
A Quick Ratio of 0.52 indicates that FFH-PR-I may have some problems paying its short term obligations.
FFH-PR-I's Quick ratio of 0.52 is amongst the best of the industry. FFH-PR-I outperforms 86.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
FFH-PR-I shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.47%, which is quite impressive.
Measured over the past years, FFH-PR-I shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.21% on average per year.
FFH-PR-I shows a small growth in Revenue. In the last year, the Revenue has grown by 7.16%.
Measured over the past years, FFH-PR-I shows a quite strong growth in Revenue. The Revenue has been growing by 13.88% on average per year.
EPS 1Y (TTM)26.47%
EPS 3Y9.62%
EPS 5Y18.21%
EPS Q2Q%22.1%
Revenue 1Y (TTM)7.16%
Revenue growth 3Y17.52%
Revenue growth 5Y13.88%
Sales Q2Q%-28.01%
3.2 Future
The Earnings Per Share is expected to decrease by -3.91% on average over the next years.
FFH-PR-I is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.52% yearly.
EPS Next Y23.15%
EPS Next 2Y9.39%
EPS Next 3Y7.52%
EPS Next 5Y-3.91%
Revenue Next Year4.39%
Revenue Next 2Y3.96%
Revenue Next 3Y3.7%
Revenue Next 5Y12.52%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 0.09, which indicates a rather cheap valuation of FFH-PR-I.
FFH-PR-I's Price/Earnings ratio is rather cheap when compared to the industry. FFH-PR-I is cheaper than 100.00% of the companies in the same industry.
FFH-PR-I's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.57.
Based on the Price/Forward Earnings ratio of 0.09, the valuation of FFH-PR-I can be described as very cheap.
100.00% of the companies in the same industry are more expensive than FFH-PR-I, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.04, FFH-PR-I is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.09 | ||
| Fwd PE | 0.09 |
4.2 Price Multiples
97.56% of the companies in the same industry are more expensive than FFH-PR-I, based on the Enterprise Value to EBITDA ratio.
FFH-PR-I's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FFH-PR-I is cheaper than 80.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.13 | ||
| EV/EBITDA | 0.78 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of FFH-PR-I may justify a higher PE ratio.
PEG (NY)0
PEG (5Y)0
EPS Next 2Y9.39%
EPS Next 3Y7.52%
5. Dividend
5.1 Amount
FFH-PR-I has a yearly dividend return of 0.84%, which is pretty low.
With a Dividend Yield of 0.84, FFH-PR-I pays less dividend than the industry average, which is at 3.40. 92.68% of the companies listed in the same industry pay a better dividend than FFH-PR-I!
With a Dividend Yield of 0.84, FFH-PR-I pays less dividend than the S&P500 average, which is at 1.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.84% |
5.2 History
The dividend of FFH-PR-I is nicely growing with an annual growth rate of 16.82%!
FFH-PR-I has been paying a dividend for at least 10 years, so it has a reliable track record.
FFH-PR-I has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)16.82%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
FFH-PR-I pays out 18.53% of its income as dividend. This is a sustainable payout ratio.
DP18.53%
EPS Next 2Y9.39%
EPS Next 3Y7.52%
FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP
TSX:FFH-PR-I (12/24/2025, 7:00:00 PM)
24.98
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners34.07%
Inst Owner ChangeN/A
Ins Owners2.47%
Ins Owner ChangeN/A
Market Cap594.27M
Revenue(TTM)41.58B
Net Income(TTM)4.57B
Analysts80
Price Target28.89 (15.65%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.84% |
Yearly Dividend34.63
Dividend Growth(5Y)16.82%
DP18.53%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.86%
Min EPS beat(2)15.05%
Max EPS beat(2)38.68%
EPS beat(4)4
Avg EPS beat(4)26.48%
Min EPS beat(4)15.05%
Max EPS beat(4)38.68%
EPS beat(8)7
Avg EPS beat(8)18.56%
EPS beat(12)10
Avg EPS beat(12)20.16%
EPS beat(16)14
Avg EPS beat(16)109.42%
Revenue beat(2)1
Avg Revenue beat(2)-1.63%
Min Revenue beat(2)-4.02%
Max Revenue beat(2)0.76%
Revenue beat(4)3
Avg Revenue beat(4)13.97%
Min Revenue beat(4)-4.02%
Max Revenue beat(4)39.5%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-7.33%
PT rev (3m)3.28%
EPS NQ rev (1m)0%
EPS NQ rev (3m)18.33%
EPS NY rev (1m)2.64%
EPS NY rev (3m)8.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-19.76%
Revenue NY rev (3m)-19.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.09 | ||
| Fwd PE | 0.09 | ||
| P/S | 0.01 | ||
| P/FCF | 0.13 | ||
| P/OCF | 0.11 | ||
| P/B | 0.02 | ||
| P/tB | 0.03 | ||
| EV/EBITDA | 0.78 |
EPS(TTM)282.92
EY1132.59%
EPS(NY)263.69
Fwd EY1055.59%
FCF(TTM)193.07
FCFY772.91%
OCF(TTM)218.17
OCFY873.39%
SpS2373.49
BVpS1482.14
TBVpS997.54
PEG (NY)0
PEG (5Y)0
Graham Number3071.63
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.41% | ||
| ROE | 17.74% | ||
| ROCE | 6.62% | ||
| ROIC | 5.36% | ||
| ROICexc | 5.83% | ||
| ROICexgc | 9.04% | ||
| OM | 15.63% | ||
| PM (TTM) | 11.07% | ||
| GM | N/A | ||
| FCFM | 8.13% |
ROA(3y)4.31%
ROA(5y)3.41%
ROE(3y)17.47%
ROE(5y)14.83%
ROIC(3y)4.77%
ROIC(5y)3.33%
ROICexc(3y)4.93%
ROICexc(5y)3.46%
ROICexgc(3y)6.66%
ROICexgc(5y)4.71%
ROCE(3y)5.89%
ROCE(5y)4.11%
ROICexgc growth 3Y29.29%
ROICexgc growth 5Y23.47%
ROICexc growth 3Y31.23%
ROICexc growth 5Y24.09%
OM growth 3Y17.05%
OM growth 5Y16.16%
PM growth 3Y-10.7%
PM growth 5Y0.68%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.4
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 3.94 | ||
| Debt/EBITDA | 1.8 | ||
| Cap/Depr | 48.34% | ||
| Cap/Sales | 1.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 51.59% | ||
| Profit Quality | 73.45% | ||
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | N/A |
F-Score6
WACC4.36%
ROIC/WACC1.23
Cap/Depr(3y)57.82%
Cap/Depr(5y)49.56%
Cap/Sales(3y)1.28%
Cap/Sales(5y)1.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.47%
EPS 3Y9.62%
EPS 5Y18.21%
EPS Q2Q%22.1%
EPS Next Y23.15%
EPS Next 2Y9.39%
EPS Next 3Y7.52%
EPS Next 5Y-3.91%
Revenue 1Y (TTM)7.16%
Revenue growth 3Y17.52%
Revenue growth 5Y13.88%
Sales Q2Q%-28.01%
Revenue Next Year4.39%
Revenue Next 2Y3.96%
Revenue Next 3Y3.7%
Revenue Next 5Y12.52%
EBIT growth 1Y13.64%
EBIT growth 3Y37.56%
EBIT growth 5Y32.28%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y250.03%
FCF growth 3Y-17.08%
FCF growth 5Y28.19%
OCF growth 1Y321.91%
OCF growth 3Y-15.59%
OCF growth 5Y24.13%
FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP / FFH-PR-I.CA FAQ
What is the fundamental rating for FFH-PR-I stock?
ChartMill assigns a fundamental rating of 5 / 10 to FFH-PR-I.CA.
What is the valuation status for FFH-PR-I stock?
ChartMill assigns a valuation rating of 9 / 10 to FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA). This can be considered as Undervalued.
Can you provide the profitability details for FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP?
FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) has a profitability rating of 6 / 10.
What is the valuation of FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) is 0.09 and the Price/Book (PB) ratio is 0.02.
What is the financial health of FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) stock?
The financial health rating of FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) is 3 / 10.