FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) Fundamental Analysis & Valuation

TSX:FFH-PR-I • CA3039018476

Current stock price

24.99 CAD
0 (0%)
Last:

This FFH-PR-I.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. FFH-PR-I.CA Profitability Analysis

1.1 Basic Checks

  • In the past year FFH-PR-I was profitable.
  • In the past year FFH-PR-I had a positive cash flow from operations.
  • FFH-PR-I had positive earnings in each of the past 5 years.
  • In multiple years FFH-PR-I reported negative operating cash flow during the last 5 years.
FFH-PR-I.CA Yearly Net Income VS EBIT VS OCF VS FCFFFH-PR-I.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B -4B 6B

1.2 Ratios

  • FFH-PR-I has a Return On Assets of 4.41%. This is amongst the best in the industry. FFH-PR-I outperforms 80.25% of its industry peers.
  • Looking at the Return On Equity, with a value of 17.74%, FFH-PR-I belongs to the top of the industry, outperforming 98.77% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 5.36%, FFH-PR-I belongs to the top of the industry, outperforming 83.95% of the companies in the same industry.
  • FFH-PR-I had an Average Return On Invested Capital over the past 3 years of 4.77%. This is in line with the industry average of 3.17%.
  • The last Return On Invested Capital (5.36%) for FFH-PR-I is above the 3 year average (4.77%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.41%
ROE 17.74%
ROIC 5.36%
ROA(3y)4.31%
ROA(5y)3.41%
ROE(3y)17.47%
ROE(5y)14.83%
ROIC(3y)4.77%
ROIC(5y)3.33%
FFH-PR-I.CA Yearly ROA, ROE, ROICFFH-PR-I.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 11.07%, FFH-PR-I is in line with its industry, outperforming 50.62% of the companies in the same industry.
  • FFH-PR-I's Profit Margin has been stable in the last couple of years.
  • FFH-PR-I's Operating Margin of 15.63% is on the low side compared to the rest of the industry. FFH-PR-I is outperformed by 62.96% of its industry peers.
  • In the last couple of years the Operating Margin of FFH-PR-I has grown nicely.
Industry RankSector Rank
OM 15.63%
PM (TTM) 11.07%
GM N/A
OM growth 3Y17.05%
OM growth 5Y16.16%
PM growth 3Y-10.7%
PM growth 5Y0.68%
GM growth 3YN/A
GM growth 5YN/A
FFH-PR-I.CA Yearly Profit, Operating, Gross MarginsFFH-PR-I.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. FFH-PR-I.CA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), FFH-PR-I is creating some value.
  • FFH-PR-I has less shares outstanding than it did 1 year ago.
  • FFH-PR-I has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, FFH-PR-I has a worse debt to assets ratio.
FFH-PR-I.CA Yearly Shares OutstandingFFH-PR-I.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
FFH-PR-I.CA Yearly Total Debt VS Total AssetsFFH-PR-I.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

2.2 Solvency

  • The Debt to FCF ratio of FFH-PR-I is 3.94, which is a good value as it means it would take FFH-PR-I, 3.94 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of FFH-PR-I (3.94) is worse than 66.67% of its industry peers.
  • A Debt/Equity ratio of 0.51 indicates that FFH-PR-I is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.51, FFH-PR-I is not doing good in the industry: 65.43% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.51
Debt/FCF 3.94
Altman-Z N/A
ROIC/WACC1.23
WACC4.36%
FFH-PR-I.CA Yearly LT Debt VS Equity VS FCFFFH-PR-I.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B 20B

2.3 Liquidity

  • A Current Ratio of 0.52 indicates that FFH-PR-I may have some problems paying its short term obligations.
  • FFH-PR-I has a better Current ratio (0.52) than 85.19% of its industry peers.
  • FFH-PR-I has a Quick Ratio of 0.52. This is a bad value and indicates that FFH-PR-I is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With an excellent Quick ratio value of 0.52, FFH-PR-I belongs to the best of the industry, outperforming 85.19% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.52
Quick Ratio 0.52
FFH-PR-I.CA Yearly Current Assets VS Current LiabilitesFFH-PR-I.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. FFH-PR-I.CA Growth Analysis

3.1 Past

  • FFH-PR-I shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.47%, which is quite impressive.
  • Measured over the past years, FFH-PR-I shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.21% on average per year.
  • The Revenue has been growing slightly by 7.16% in the past year.
  • Measured over the past years, FFH-PR-I shows a quite strong growth in Revenue. The Revenue has been growing by 13.88% on average per year.
EPS 1Y (TTM)26.47%
EPS 3Y9.62%
EPS 5Y18.21%
EPS Q2Q%22.1%
Revenue 1Y (TTM)7.16%
Revenue growth 3Y17.52%
Revenue growth 5Y13.88%
Sales Q2Q%-28.01%

3.2 Future

  • FFH-PR-I is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.91% yearly.
  • Based on estimates for the next years, FFH-PR-I will show a quite strong growth in Revenue. The Revenue will grow by 12.52% on average per year.
EPS Next Y23.15%
EPS Next 2Y9.39%
EPS Next 3Y7.52%
EPS Next 5Y-3.91%
Revenue Next Year4.39%
Revenue Next 2Y3.96%
Revenue Next 3Y3.7%
Revenue Next 5Y12.52%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
FFH-PR-I.CA Yearly Revenue VS EstimatesFFH-PR-I.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10B 20B 30B 40B
FFH-PR-I.CA Yearly EPS VS EstimatesFFH-PR-I.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 50 100 150 200

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9

4. FFH-PR-I.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 0.09, the valuation of FFH-PR-I can be described as very cheap.
  • Based on the Price/Earnings ratio, FFH-PR-I is valued cheaply inside the industry as 98.77% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of FFH-PR-I to the average of the S&P500 Index (26.78), we can say FFH-PR-I is valued rather cheaply.
  • A Price/Forward Earnings ratio of 0.09 indicates a rather cheap valuation of FFH-PR-I.
  • 98.77% of the companies in the same industry are more expensive than FFH-PR-I, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of FFH-PR-I to the average of the S&P500 Index (23.54), we can say FFH-PR-I is valued rather cheaply.
Industry RankSector Rank
PE 0.09
Fwd PE 0.09
FFH-PR-I.CA Price Earnings VS Forward Price EarningsFFH-PR-I.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 96.30% of the companies in the same industry are more expensive than FFH-PR-I, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, FFH-PR-I is valued cheaply inside the industry as 97.53% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 0.13
EV/EBITDA 0.78
FFH-PR-I.CA Per share dataFFH-PR-I.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 500 1K 1.5K 2K

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • FFH-PR-I has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0
PEG (5Y)0
EPS Next 2Y9.39%
EPS Next 3Y7.52%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. FFH-PR-I.CA Dividend Analysis

5.1 Amount

  • FFH-PR-I has a yearly dividend return of 0.84%, which is pretty low.
  • Compared to an average industry Dividend Yield of 3.73, FFH-PR-I's dividend is way lower than its industry peers. On top of this 92.59% of the companies listed in the same industry pay a better dividend than FFH-PR-I!
  • With a Dividend Yield of 0.84, FFH-PR-I pays less dividend than the S&P500 average, which is at 1.83.
Industry RankSector Rank
Dividend Yield 0.84%

5.2 History

  • The dividend of FFH-PR-I is nicely growing with an annual growth rate of 16.82%!
  • FFH-PR-I has paid a dividend for at least 10 years, which is a reliable track record.
  • FFH-PR-I has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)16.82%
Div Incr Years0
Div Non Decr Years3
FFH-PR-I.CA Yearly Dividends per shareFFH-PR-I.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

  • FFH-PR-I pays out 18.53% of its income as dividend. This is a sustainable payout ratio.
DP18.53%
EPS Next 2Y9.39%
EPS Next 3Y7.52%
FFH-PR-I.CA Yearly Income VS Free CF VS DividendFFH-PR-I.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B -4B 6B
FFH-PR-I.CA Dividend Payout.FFH-PR-I.CA Dividend Payout, showing the Payout Ratio.FFH-PR-I.CA Dividend Payout.PayoutRetained Earnings

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FFH-PR-I.CA Fundamentals: All Metrics, Ratios and Statistics

FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP

TSX:FFH-PR-I (12/31/2025, 7:00:00 PM)

24.99

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-06
Earnings (Next)02-11
Inst Owners34.57%
Inst Owner ChangeN/A
Ins Owners2.5%
Ins Owner ChangeN/A
Market Cap594.51M
Revenue(TTM)41.58B
Net Income(TTM)4.57B
Analysts80
Price Target28.89 (15.61%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.84%
Yearly Dividend35.14
Dividend Growth(5Y)16.82%
DP18.53%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.86%
Min EPS beat(2)15.05%
Max EPS beat(2)38.68%
EPS beat(4)4
Avg EPS beat(4)26.48%
Min EPS beat(4)15.05%
Max EPS beat(4)38.68%
EPS beat(8)7
Avg EPS beat(8)18.56%
EPS beat(12)10
Avg EPS beat(12)20.16%
EPS beat(16)14
Avg EPS beat(16)109.42%
Revenue beat(2)1
Avg Revenue beat(2)-1.63%
Min Revenue beat(2)-4.02%
Max Revenue beat(2)0.76%
Revenue beat(4)3
Avg Revenue beat(4)13.97%
Min Revenue beat(4)-4.02%
Max Revenue beat(4)39.5%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-6.85%
PT rev (3m)-4.76%
EPS NQ rev (1m)0%
EPS NQ rev (3m)11.67%
EPS NY rev (1m)0%
EPS NY rev (3m)3.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-19.76%
Valuation
Industry RankSector Rank
PE 0.09
Fwd PE 0.09
P/S 0.01
P/FCF 0.13
P/OCF 0.11
P/B 0.02
P/tB 0.02
EV/EBITDA 0.78
EPS(TTM)287.07
EY1148.74%
EPS(NY)267.55
Fwd EY1070.63%
FCF(TTM)195.9
FCFY783.92%
OCF(TTM)221.37
OCFY885.83%
SpS2408.26
BVpS1503.86
TBVpS1012.16
PEG (NY)0
PEG (5Y)0
Graham Number3116.66
Profitability
Industry RankSector Rank
ROA 4.41%
ROE 17.74%
ROCE 6.62%
ROIC 5.36%
ROICexc 5.83%
ROICexgc 9.04%
OM 15.63%
PM (TTM) 11.07%
GM N/A
FCFM 8.13%
ROA(3y)4.31%
ROA(5y)3.41%
ROE(3y)17.47%
ROE(5y)14.83%
ROIC(3y)4.77%
ROIC(5y)3.33%
ROICexc(3y)4.93%
ROICexc(5y)3.46%
ROICexgc(3y)6.66%
ROICexgc(5y)4.71%
ROCE(3y)5.89%
ROCE(5y)4.11%
ROICexgc growth 3Y29.29%
ROICexgc growth 5Y23.47%
ROICexc growth 3Y31.23%
ROICexc growth 5Y24.09%
OM growth 3Y17.05%
OM growth 5Y16.16%
PM growth 3Y-10.7%
PM growth 5Y0.68%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 0.51
Debt/FCF 3.94
Debt/EBITDA 1.8
Cap/Depr 48.34%
Cap/Sales 1.06%
Interest Coverage 250
Cash Conversion 51.59%
Profit Quality 73.45%
Current Ratio 0.52
Quick Ratio 0.52
Altman-Z N/A
F-Score6
WACC4.36%
ROIC/WACC1.23
Cap/Depr(3y)57.82%
Cap/Depr(5y)49.56%
Cap/Sales(3y)1.28%
Cap/Sales(5y)1.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.47%
EPS 3Y9.62%
EPS 5Y18.21%
EPS Q2Q%22.1%
EPS Next Y23.15%
EPS Next 2Y9.39%
EPS Next 3Y7.52%
EPS Next 5Y-3.91%
Revenue 1Y (TTM)7.16%
Revenue growth 3Y17.52%
Revenue growth 5Y13.88%
Sales Q2Q%-28.01%
Revenue Next Year4.39%
Revenue Next 2Y3.96%
Revenue Next 3Y3.7%
Revenue Next 5Y12.52%
EBIT growth 1Y13.64%
EBIT growth 3Y37.56%
EBIT growth 5Y32.28%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y250.03%
FCF growth 3Y-17.08%
FCF growth 5Y28.19%
OCF growth 1Y321.91%
OCF growth 3Y-15.59%
OCF growth 5Y24.13%

FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP / FFH-PR-I.CA Fundamental Analysis FAQ

What is the fundamental rating for FFH-PR-I stock?

ChartMill assigns a fundamental rating of 5 / 10 to FFH-PR-I.CA.


Can you provide the valuation status for FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP?

ChartMill assigns a valuation rating of 9 / 10 to FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA). This can be considered as Undervalued.


What is the profitability of FFH-PR-I stock?

FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for FFH-PR-I stock?

The Price/Earnings (PE) ratio for FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) is 0.09 and the Price/Book (PB) ratio is 0.02.


What is the financial health of FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) stock?

The financial health rating of FAIRFAX FINL HLDGS LTD - FFHCN 3.327 PERP (FFH-PR-I.CA) is 3 / 10.