COMPUTER MODELLING GROUP LTD (CMG.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:CMG - CA2052491057 - Common Stock
5.15 CAD
-0.03 (-0.58%)
Overall CMG gets a fundamental rating of 6 out of 10. We evaluated CMG against 65 industry peers in the Software industry. CMG gets an excellent profitability rating and is at the same time showing great financial health properties. CMG has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
CMG had positive earnings in the past year.
In the past year CMG had a positive cash flow from operations.
CMG had positive earnings in each of the past 5 years.
In the past 5 years CMG always reported a positive cash flow from operatings.
1.2 Ratios
CMG has a Return On Assets of 10.77%. This is amongst the best in the industry. CMG outperforms 92.31% of its industry peers.
CMG has a Return On Equity of 23.13%. This is amongst the best in the industry. CMG outperforms 92.31% of its industry peers.
CMG has a Return On Invested Capital of 15.62%. This is amongst the best in the industry. CMG outperforms 92.31% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CMG is significantly above the industry average of 11.66%.
The 3 year average ROIC (20.34%) for CMG is well above the current ROIC(15.62%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.77% | ||
| ROE | 23.13% | ||
| ROIC | 15.62% |
ROA(3y)13.53%
ROA(5y)14.36%
ROE(3y)34.18%
ROE(5y)37.7%
ROIC(3y)20.34%
ROIC(5y)20.5%
1.3 Margins
The Profit Margin of CMG (16.04%) is better than 92.31% of its industry peers.
CMG's Profit Margin has declined in the last couple of years.
CMG has a better Operating Margin (23.61%) than 93.85% of its industry peers.
In the last couple of years the Operating Margin of CMG has declined.
CMG has a Gross Margin of 81.01%. This is amongst the best in the industry. CMG outperforms 89.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.61% | ||
| PM (TTM) | 16.04% | ||
| GM | 81.01% |
OM growth 3Y-10.55%
OM growth 5Y-8.83%
PM growth 3Y-14.58%
PM growth 5Y-10.97%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CMG is creating value.
Compared to 1 year ago, CMG has more shares outstanding
The number of shares outstanding for CMG has been increased compared to 5 years ago.
CMG has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.58 indicates that CMG is not in any danger for bankruptcy at the moment.
CMG has a Altman-Z score of 3.58. This is in the better half of the industry: CMG outperforms 63.08% of its industry peers.
The Debt to FCF ratio of CMG is 1.45, which is an excellent value as it means it would take CMG, only 1.45 years of fcf income to pay off all of its debts.
CMG's Debt to FCF ratio of 1.45 is amongst the best of the industry. CMG outperforms 81.54% of its industry peers.
A Debt/Equity ratio of 0.39 indicates that CMG is not too dependend on debt financing.
CMG has a Debt to Equity ratio of 0.39. This is comparable to the rest of the industry: CMG outperforms 44.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.39 | ||
| Debt/FCF | 1.45 | ||
| Altman-Z | 3.58 |
ROIC/WACC1.6
WACC9.73%
2.3 Liquidity
A Current Ratio of 1.32 indicates that CMG should not have too much problems paying its short term obligations.
With a Current ratio value of 1.32, CMG perfoms like the industry average, outperforming 53.85% of the companies in the same industry.
A Quick Ratio of 1.32 indicates that CMG should not have too much problems paying its short term obligations.
CMG's Quick ratio of 1.32 is in line compared to the rest of the industry. CMG outperforms 53.85% of its industry peers.
The current and quick ratio evaluation for CMG is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.32 | ||
| Quick Ratio | 1.32 |
3. Growth
3.1 Past
CMG shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.85%.
CMG shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.37% yearly.
Looking at the last year, CMG shows a small growth in Revenue. The Revenue has grown by 3.19% in the last year.
The Revenue has been growing by 11.30% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.85%
EPS 3Y6.78%
EPS 5Y-1.37%
EPS Q2Q%-40%
Revenue 1Y (TTM)3.19%
Revenue growth 3Y25.05%
Revenue growth 5Y11.3%
Sales Q2Q%2.49%
3.2 Future
The Earnings Per Share is expected to decrease by -2.12% on average over the next years.
CMG is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.43% yearly.
EPS Next Y-25.69%
EPS Next 2Y-2.41%
EPS Next 3Y-2.12%
EPS Next 5YN/A
Revenue Next Year-2.95%
Revenue Next 2Y-0.66%
Revenue Next 3Y0.4%
Revenue Next 5Y13.43%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.60, the valuation of CMG can be described as rather expensive.
87.69% of the companies in the same industry are more expensive than CMG, based on the Price/Earnings ratio.
CMG's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.26.
The Price/Forward Earnings ratio is 19.31, which indicates a rather expensive current valuation of CMG.
Based on the Price/Forward Earnings ratio, CMG is valued a bit cheaper than 75.38% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.68, CMG is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.6 | ||
| Fwd PE | 19.31 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CMG is valued a bit cheaper than the industry average as 78.46% of the companies are valued more expensively.
CMG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CMG is cheaper than 81.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.4 | ||
| EV/EBITDA | 10.74 |
4.3 Compensation for Growth
CMG has an outstanding profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as CMG's earnings are expected to decrease with -2.12% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.41%
EPS Next 3Y-2.12%
5. Dividend
5.1 Amount
With a yearly dividend of 0.80%, CMG is not a good candidate for dividend investing.
The stock price of CMG dropped by -20.28% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
CMG's Dividend Yield is rather good when compared to the industry average which is at 0.24. CMG pays more dividend than 92.31% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.87, CMG's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.8% |
5.2 History
The dividend of CMG decreases each year by -12.97%.
CMG has been paying a dividend for at least 10 years, so it has a reliable track record.
CMG has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-12.97%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
63.46% of the earnings are spent on dividend by CMG. This is not a sustainable payout ratio.
The Dividend Rate of CMG has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP63.46%
EPS Next 2Y-2.41%
EPS Next 3Y-2.12%
TSX:CMG (12/18/2025, 7:00:00 PM)
5.15
-0.03 (-0.58%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners61.47%
Inst Owner ChangeN/A
Ins Owners2.16%
Ins Owner ChangeN/A
Market Cap426.06M
Revenue(TTM)129.29M
Net Income(TTM)20.73M
Analysts74
Price Target7.44 (44.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.8% |
Yearly Dividend0.2
Dividend Growth(5Y)-12.97%
DP63.46%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-16.92%
Min EPS beat(2)-26.66%
Max EPS beat(2)-7.18%
EPS beat(4)1
Avg EPS beat(4)-12.96%
Min EPS beat(4)-38.84%
Max EPS beat(4)20.83%
EPS beat(8)2
Avg EPS beat(8)-13.79%
EPS beat(12)4
Avg EPS beat(12)-7.82%
EPS beat(16)6
Avg EPS beat(16)-4.79%
Revenue beat(2)1
Avg Revenue beat(2)1.85%
Min Revenue beat(2)-1.24%
Max Revenue beat(2)4.94%
Revenue beat(4)1
Avg Revenue beat(4)-1.64%
Min Revenue beat(4)-7.53%
Max Revenue beat(4)4.94%
Revenue beat(8)3
Avg Revenue beat(8)-0.74%
Revenue beat(12)7
Avg Revenue beat(12)9.47%
Revenue beat(16)10
Avg Revenue beat(16)8.25%
PT rev (1m)-5.91%
PT rev (3m)-8.03%
EPS NQ rev (1m)-18.75%
EPS NQ rev (3m)-16.67%
EPS NY rev (1m)-16.49%
EPS NY rev (3m)-15.18%
Revenue NQ rev (1m)0.46%
Revenue NQ rev (3m)1.31%
Revenue NY rev (1m)1.99%
Revenue NY rev (3m)1.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.6 | ||
| Fwd PE | 19.31 | ||
| P/S | 3.3 | ||
| P/FCF | 16.4 | ||
| P/OCF | 14.85 | ||
| P/B | 4.75 | ||
| P/tB | 70.88 | ||
| EV/EBITDA | 10.74 |
EPS(TTM)0.25
EY4.85%
EPS(NY)0.27
Fwd EY5.18%
FCF(TTM)0.31
FCFY6.1%
OCF(TTM)0.35
OCFY6.73%
SpS1.56
BVpS1.08
TBVpS0.07
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.77% | ||
| ROE | 23.13% | ||
| ROCE | 21.87% | ||
| ROIC | 15.62% | ||
| ROICexc | 20.42% | ||
| ROICexgc | 94.38% | ||
| OM | 23.61% | ||
| PM (TTM) | 16.04% | ||
| GM | 81.01% | ||
| FCFM | 20.09% |
ROA(3y)13.53%
ROA(5y)14.36%
ROE(3y)34.18%
ROE(5y)37.7%
ROIC(3y)20.34%
ROIC(5y)20.5%
ROICexc(3y)53.43%
ROICexc(5y)55.39%
ROICexgc(3y)128.51%
ROICexgc(5y)100.44%
ROCE(3y)28.5%
ROCE(5y)28.72%
ROICexgc growth 3Y29.52%
ROICexgc growth 5Y19.7%
ROICexc growth 3Y-26.35%
ROICexc growth 5Y-14.69%
OM growth 3Y-10.55%
OM growth 5Y-8.83%
PM growth 3Y-14.58%
PM growth 5Y-10.97%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.67
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.39 | ||
| Debt/FCF | 1.45 | ||
| Debt/EBITDA | 0.87 | ||
| Cap/Depr | 28.28% | ||
| Cap/Sales | 2.1% | ||
| Interest Coverage | 16.16 | ||
| Cash Conversion | 71.5% | ||
| Profit Quality | 125.28% | ||
| Current Ratio | 1.32 | ||
| Quick Ratio | 1.32 | ||
| Altman-Z | 3.58 |
F-Score5
WACC9.73%
ROIC/WACC1.6
Cap/Depr(3y)28.13%
Cap/Depr(5y)22.09%
Cap/Sales(3y)1.49%
Cap/Sales(5y)1.22%
Profit Quality(3y)127.42%
Profit Quality(5y)132.68%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.85%
EPS 3Y6.78%
EPS 5Y-1.37%
EPS Q2Q%-40%
EPS Next Y-25.69%
EPS Next 2Y-2.41%
EPS Next 3Y-2.12%
EPS Next 5YN/A
Revenue 1Y (TTM)3.19%
Revenue growth 3Y25.05%
Revenue growth 5Y11.3%
Sales Q2Q%2.49%
Revenue Next Year-2.95%
Revenue Next 2Y-0.66%
Revenue Next 3Y0.4%
Revenue Next 5Y13.43%
EBIT growth 1Y-0.21%
EBIT growth 3Y11.86%
EBIT growth 5Y1.47%
EBIT Next Year-0.39%
EBIT Next 3Y4.73%
EBIT Next 5Y23.11%
FCF growth 1Y-20.05%
FCF growth 3Y0.56%
FCF growth 5Y7.84%
OCF growth 1Y-16.86%
OCF growth 3Y1.37%
OCF growth 5Y7.82%
COMPUTER MODELLING GROUP LTD / CMG.CA FAQ
Can you provide the ChartMill fundamental rating for COMPUTER MODELLING GROUP LTD?
ChartMill assigns a fundamental rating of 6 / 10 to CMG.CA.
What is the valuation status of COMPUTER MODELLING GROUP LTD (CMG.CA) stock?
ChartMill assigns a valuation rating of 5 / 10 to COMPUTER MODELLING GROUP LTD (CMG.CA). This can be considered as Fairly Valued.
How profitable is COMPUTER MODELLING GROUP LTD (CMG.CA) stock?
COMPUTER MODELLING GROUP LTD (CMG.CA) has a profitability rating of 8 / 10.
What are the PE and PB ratios of COMPUTER MODELLING GROUP LTD (CMG.CA) stock?
The Price/Earnings (PE) ratio for COMPUTER MODELLING GROUP LTD (CMG.CA) is 20.6 and the Price/Book (PB) ratio is 4.75.
Can you provide the financial health for CMG stock?
The financial health rating of COMPUTER MODELLING GROUP LTD (CMG.CA) is 7 / 10.