COMPUTER MODELLING GROUP LTD (CMG.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:CMG - CA2052491057 - Common Stock
5.23 CAD
+0.08 (+1.55%)
We assign a fundamental rating of 6 out of 10 to CMG. CMG was compared to 64 industry peers in the Software industry. CMG scores excellent points on both the profitability and health parts. This is a solid base for a good stock. CMG has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
CMG had positive earnings in the past year.
CMG had a positive operating cash flow in the past year.
Each year in the past 5 years CMG has been profitable.
CMG had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 10.77%, CMG belongs to the top of the industry, outperforming 92.19% of the companies in the same industry.
With an excellent Return On Equity value of 23.13%, CMG belongs to the best of the industry, outperforming 92.19% of the companies in the same industry.
With an excellent Return On Invested Capital value of 15.62%, CMG belongs to the best of the industry, outperforming 92.19% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CMG is significantly above the industry average of 12.19%.
The last Return On Invested Capital (15.62%) for CMG is well below the 3 year average (20.34%), which needs to be investigated, but indicates that CMG had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.77% | ||
| ROE | 23.13% | ||
| ROIC | 15.62% |
ROA(3y)13.53%
ROA(5y)14.36%
ROE(3y)34.18%
ROE(5y)37.7%
ROIC(3y)20.34%
ROIC(5y)20.5%
1.3 Margins
The Profit Margin of CMG (16.04%) is better than 92.19% of its industry peers.
In the last couple of years the Profit Margin of CMG has declined.
Looking at the Operating Margin, with a value of 23.61%, CMG belongs to the top of the industry, outperforming 93.75% of the companies in the same industry.
In the last couple of years the Operating Margin of CMG has declined.
With an excellent Gross Margin value of 81.01%, CMG belongs to the best of the industry, outperforming 90.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.61% | ||
| PM (TTM) | 16.04% | ||
| GM | 81.01% |
OM growth 3Y-10.55%
OM growth 5Y-8.83%
PM growth 3Y-14.58%
PM growth 5Y-10.97%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CMG is creating value.
CMG has more shares outstanding than it did 1 year ago.
CMG has more shares outstanding than it did 5 years ago.
CMG has a better debt/assets ratio than last year.
2.2 Solvency
CMG has an Altman-Z score of 3.62. This indicates that CMG is financially healthy and has little risk of bankruptcy at the moment.
With a decent Altman-Z score value of 3.62, CMG is doing good in the industry, outperforming 67.19% of the companies in the same industry.
CMG has a debt to FCF ratio of 1.45. This is a very positive value and a sign of high solvency as it would only need 1.45 years to pay back of all of its debts.
The Debt to FCF ratio of CMG (1.45) is better than 82.81% of its industry peers.
CMG has a Debt/Equity ratio of 0.39. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.39, CMG is in line with its industry, outperforming 43.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.39 | ||
| Debt/FCF | 1.45 | ||
| Altman-Z | 3.62 |
ROIC/WACC1.58
WACC9.9%
2.3 Liquidity
CMG has a Current Ratio of 1.32. This is a normal value and indicates that CMG is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of CMG (1.32) is comparable to the rest of the industry.
A Quick Ratio of 1.32 indicates that CMG should not have too much problems paying its short term obligations.
The Quick ratio of CMG (1.32) is comparable to the rest of the industry.
The current and quick ratio evaluation for CMG is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.32 | ||
| Quick Ratio | 1.32 |
3. Growth
3.1 Past
The earnings per share for CMG have decreased by -3.85% in the last year.
Measured over the past years, CMG shows a decrease in Earnings Per Share. The EPS has been decreasing by -1.37% on average per year.
Looking at the last year, CMG shows a small growth in Revenue. The Revenue has grown by 3.19% in the last year.
The Revenue has been growing by 11.30% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.85%
EPS 3Y6.78%
EPS 5Y-1.37%
EPS Q2Q%-40%
Revenue 1Y (TTM)3.19%
Revenue growth 3Y25.05%
Revenue growth 5Y11.3%
Sales Q2Q%2.49%
3.2 Future
Based on estimates for the next years, CMG will show a decrease in Earnings Per Share. The EPS will decrease by -2.12% on average per year.
CMG is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.43% yearly.
EPS Next Y-24.85%
EPS Next 2Y-0.53%
EPS Next 3Y-2.12%
EPS Next 5YN/A
Revenue Next Year-3.1%
Revenue Next 2Y-0.8%
Revenue Next 3Y0.4%
Revenue Next 5Y13.43%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.92, the valuation of CMG can be described as rather expensive.
87.50% of the companies in the same industry are more expensive than CMG, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.77, CMG is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 18.88, the valuation of CMG can be described as rather expensive.
Based on the Price/Forward Earnings ratio, CMG is valued a bit cheaper than 78.13% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.35, CMG is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.92 | ||
| Fwd PE | 18.88 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CMG is valued a bit cheaper than 79.69% of the companies in the same industry.
85.94% of the companies in the same industry are more expensive than CMG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.66 | ||
| EV/EBITDA | 10.91 |
4.3 Compensation for Growth
CMG has an outstanding profitability rating, which may justify a higher PE ratio.
CMG's earnings are expected to decrease with -2.12% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-0.53%
EPS Next 3Y-2.12%
5. Dividend
5.1 Amount
CMG has a yearly dividend return of 0.77%, which is pretty low.
CMG's Dividend Yield is rather good when compared to the industry average which is at 0.20. CMG pays more dividend than 93.75% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, CMG's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.77% |
5.2 History
The dividend of CMG decreases each year by -12.97%.
CMG has been paying a dividend for at least 10 years, so it has a reliable track record.
CMG has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-12.97%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
CMG pays out 63.46% of its income as dividend. This is not a sustainable payout ratio.
CMG's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP63.46%
EPS Next 2Y-0.53%
EPS Next 3Y-2.12%
TSX:CMG (12/30/2025, 7:00:00 PM)
5.23
+0.08 (+1.55%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners61.47%
Inst Owner ChangeN/A
Ins Owners2.16%
Ins Owner ChangeN/A
Market Cap432.68M
Revenue(TTM)129.29M
Net Income(TTM)20.73M
Analysts74
Price Target7.1 (35.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.77% |
Yearly Dividend0.2
Dividend Growth(5Y)-12.97%
DP63.46%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-16.92%
Min EPS beat(2)-26.66%
Max EPS beat(2)-7.18%
EPS beat(4)1
Avg EPS beat(4)-12.96%
Min EPS beat(4)-38.84%
Max EPS beat(4)20.83%
EPS beat(8)2
Avg EPS beat(8)-13.79%
EPS beat(12)4
Avg EPS beat(12)-7.82%
EPS beat(16)6
Avg EPS beat(16)-4.79%
Revenue beat(2)1
Avg Revenue beat(2)1.85%
Min Revenue beat(2)-1.24%
Max Revenue beat(2)4.94%
Revenue beat(4)1
Avg Revenue beat(4)-1.64%
Min Revenue beat(4)-7.53%
Max Revenue beat(4)4.94%
Revenue beat(8)3
Avg Revenue beat(8)-0.74%
Revenue beat(12)7
Avg Revenue beat(12)9.47%
Revenue beat(16)10
Avg Revenue beat(16)8.25%
PT rev (1m)-4.49%
PT rev (3m)-12.16%
EPS NQ rev (1m)4.62%
EPS NQ rev (3m)-12.82%
EPS NY rev (1m)-15.54%
EPS NY rev (3m)-14.22%
Revenue NQ rev (1m)-1.07%
Revenue NQ rev (3m)0.23%
Revenue NY rev (1m)1.84%
Revenue NY rev (3m)1.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.92 | ||
| Fwd PE | 18.88 | ||
| P/S | 3.35 | ||
| P/FCF | 16.66 | ||
| P/OCF | 15.08 | ||
| P/B | 4.83 | ||
| P/tB | 71.98 | ||
| EV/EBITDA | 10.91 |
EPS(TTM)0.25
EY4.78%
EPS(NY)0.28
Fwd EY5.3%
FCF(TTM)0.31
FCFY6%
OCF(TTM)0.35
OCFY6.63%
SpS1.56
BVpS1.08
TBVpS0.07
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.77% | ||
| ROE | 23.13% | ||
| ROCE | 21.87% | ||
| ROIC | 15.62% | ||
| ROICexc | 20.42% | ||
| ROICexgc | 94.38% | ||
| OM | 23.61% | ||
| PM (TTM) | 16.04% | ||
| GM | 81.01% | ||
| FCFM | 20.09% |
ROA(3y)13.53%
ROA(5y)14.36%
ROE(3y)34.18%
ROE(5y)37.7%
ROIC(3y)20.34%
ROIC(5y)20.5%
ROICexc(3y)53.43%
ROICexc(5y)55.39%
ROICexgc(3y)128.51%
ROICexgc(5y)100.44%
ROCE(3y)28.5%
ROCE(5y)28.72%
ROICexgc growth 3Y29.52%
ROICexgc growth 5Y19.7%
ROICexc growth 3Y-26.35%
ROICexc growth 5Y-14.69%
OM growth 3Y-10.55%
OM growth 5Y-8.83%
PM growth 3Y-14.58%
PM growth 5Y-10.97%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.67
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.39 | ||
| Debt/FCF | 1.45 | ||
| Debt/EBITDA | 0.87 | ||
| Cap/Depr | 28.28% | ||
| Cap/Sales | 2.1% | ||
| Interest Coverage | 16.16 | ||
| Cash Conversion | 71.5% | ||
| Profit Quality | 125.28% | ||
| Current Ratio | 1.32 | ||
| Quick Ratio | 1.32 | ||
| Altman-Z | 3.62 |
F-Score5
WACC9.9%
ROIC/WACC1.58
Cap/Depr(3y)28.13%
Cap/Depr(5y)22.09%
Cap/Sales(3y)1.49%
Cap/Sales(5y)1.22%
Profit Quality(3y)127.42%
Profit Quality(5y)132.68%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.85%
EPS 3Y6.78%
EPS 5Y-1.37%
EPS Q2Q%-40%
EPS Next Y-24.85%
EPS Next 2Y-0.53%
EPS Next 3Y-2.12%
EPS Next 5YN/A
Revenue 1Y (TTM)3.19%
Revenue growth 3Y25.05%
Revenue growth 5Y11.3%
Sales Q2Q%2.49%
Revenue Next Year-3.1%
Revenue Next 2Y-0.8%
Revenue Next 3Y0.4%
Revenue Next 5Y13.43%
EBIT growth 1Y-0.21%
EBIT growth 3Y11.86%
EBIT growth 5Y1.47%
EBIT Next Year0.32%
EBIT Next 3Y4.73%
EBIT Next 5Y23.11%
FCF growth 1Y-20.05%
FCF growth 3Y0.56%
FCF growth 5Y7.84%
OCF growth 1Y-16.86%
OCF growth 3Y1.37%
OCF growth 5Y7.82%
COMPUTER MODELLING GROUP LTD / CMG.CA FAQ
Can you provide the ChartMill fundamental rating for COMPUTER MODELLING GROUP LTD?
ChartMill assigns a fundamental rating of 6 / 10 to CMG.CA.
What is the valuation status of COMPUTER MODELLING GROUP LTD (CMG.CA) stock?
ChartMill assigns a valuation rating of 5 / 10 to COMPUTER MODELLING GROUP LTD (CMG.CA). This can be considered as Fairly Valued.
How profitable is COMPUTER MODELLING GROUP LTD (CMG.CA) stock?
COMPUTER MODELLING GROUP LTD (CMG.CA) has a profitability rating of 8 / 10.
What are the PE and PB ratios of COMPUTER MODELLING GROUP LTD (CMG.CA) stock?
The Price/Earnings (PE) ratio for COMPUTER MODELLING GROUP LTD (CMG.CA) is 20.92 and the Price/Book (PB) ratio is 4.83.
Can you provide the financial health for CMG stock?
The financial health rating of COMPUTER MODELLING GROUP LTD (CMG.CA) is 7 / 10.