CANACCORD GENUITY GROUP INC (CF.CA) Stock Fundamental Analysis
Canada - TSX:CF - CA1348011091 - Common Stock
10.29 CAD
+0.03 (+0.29%)
CF gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 80 industry peers in the Capital Markets industry. The financial health of CF is average, but there are quite some concerns on its profitability. CF has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
CF had positive earnings in the past year.
In the past year CF had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: CF reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: CF reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of CF (-0.91%) is worse than 72.50% of its industry peers.
CF's Return On Equity of -7.00% is on the low side compared to the rest of the industry. CF is outperformed by 76.25% of its industry peers.
With a Return On Invested Capital value of 3.30%, CF perfoms like the industry average, outperforming 43.75% of the companies in the same industry.
CF had an Average Return On Invested Capital over the past 3 years of 3.66%. This is below the industry average of 8.38%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.91% | ||
| ROE | -7% | ||
| ROIC | 3.3% |
ROA(3y)-0.81%
ROA(5y)0.75%
ROE(3y)-5.02%
ROE(5y)5.02%
ROIC(3y)3.66%
ROIC(5y)7.72%
1.3 Margins
CF's Operating Margin of 11.14% is on the low side compared to the rest of the industry. CF is outperformed by 61.25% of its industry peers.
CF's Operating Margin has been stable in the last couple of years.
CF has a Gross Margin of 94.35%. This is amongst the best in the industry. CF outperforms 92.50% of its industry peers.
CF's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.14% | ||
| PM (TTM) | N/A | ||
| GM | 94.35% |
OM growth 3Y-17.7%
OM growth 5Y0.9%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.16%
GM growth 5Y0.29%
2. Health
2.1 Basic Checks
The number of shares outstanding for CF has been increased compared to 1 year ago.
Compared to 5 years ago, CF has more shares outstanding
CF has a worse debt/assets ratio than last year.
2.2 Solvency
CF has an Altman-Z score of 0.59. This is a bad value and indicates that CF is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of CF (0.59) is comparable to the rest of the industry.
The Debt to FCF ratio of CF is 3.55, which is a good value as it means it would take CF, 3.55 years of fcf income to pay off all of its debts.
CF has a Debt to FCF ratio of 3.55. This is in the better half of the industry: CF outperforms 73.75% of its industry peers.
CF has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
CF has a Debt to Equity ratio of 1.63. This is comparable to the rest of the industry: CF outperforms 42.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 3.55 | ||
| Altman-Z | 0.59 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.18 indicates that CF should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.18, CF is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
A Quick Ratio of 1.18 indicates that CF should not have too much problems paying its short term obligations.
CF has a Quick ratio of 1.18. This is in the better half of the industry: CF outperforms 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 29.17% over the past year.
Measured over the past years, CF shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.21% on average per year.
The Revenue has grown by 14.43% in the past year. This is quite good.
CF shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.65% yearly.
EPS 1Y (TTM)29.17%
EPS 3Y-37.34%
EPS 5Y-5.21%
EPS Q2Q%0%
Revenue 1Y (TTM)14.43%
Revenue growth 3Y-4.73%
Revenue growth 5Y7.65%
Sales Q2Q%4.54%
3.2 Future
The Earnings Per Share is expected to grow by 33.53% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 7.03% on average over the next years.
EPS Next Y33.46%
EPS Next 2Y33.53%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.56%
Revenue Next 2Y7.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 16.60 indicates a correct valuation of CF.
Compared to the rest of the industry, the Price/Earnings ratio of CF is on the same level as its industry peers.
CF is valuated rather cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 9.31, the valuation of CF can be described as very reasonable.
CF's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CF is cheaper than 68.75% of the companies in the same industry.
CF's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.6 | ||
| Fwd PE | 9.31 |
4.2 Price Multiples
CF's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CF is cheaper than 98.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.53 | ||
| EV/EBITDA | -3.02 |
4.3 Compensation for Growth
CF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CF's earnings are expected to grow with 33.53% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.5
PEG (5Y)N/A
EPS Next 2Y33.53%
EPS Next 3YN/A
5. Dividend
5.1 Amount
CF has a Yearly Dividend Yield of 3.31%.
Compared to an average industry Dividend Yield of 2.96, CF pays a bit more dividend than its industry peers.
CF's Dividend Yield is a higher than the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.31% |
5.2 History
On average, the dividend of CF grows each year by 11.34%, which is quite nice.
CF has paid a dividend for at least 10 years, which is a reliable track record.
CF has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)11.34%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
CF has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The dividend of CF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-114.04%
EPS Next 2Y33.53%
EPS Next 3YN/A
TSX:CF (9/19/2025, 7:00:00 PM)
10.29
+0.03 (+0.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners12.85%
Inst Owner ChangeN/A
Ins Owners4.54%
Ins Owner ChangeN/A
Market Cap1.06B
Analysts85
Price Target12.37 (20.21%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.31% |
Yearly Dividend0.75
Dividend Growth(5Y)11.34%
DP-114.04%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-32.28%
Min EPS beat(2)-38.93%
Max EPS beat(2)-25.64%
EPS beat(4)0
Avg EPS beat(4)-26.88%
Min EPS beat(4)-38.93%
Max EPS beat(4)-11.74%
EPS beat(8)1
Avg EPS beat(8)-23.21%
EPS beat(12)2
Avg EPS beat(12)-26%
EPS beat(16)5
Avg EPS beat(16)-19.85%
Revenue beat(2)0
Avg Revenue beat(2)-5.32%
Min Revenue beat(2)-7.36%
Max Revenue beat(2)-3.28%
Revenue beat(4)1
Avg Revenue beat(4)24053.2%
Min Revenue beat(4)-7.36%
Max Revenue beat(4)96225.8%
Revenue beat(8)2
Avg Revenue beat(8)24200.9%
Revenue beat(12)4
Avg Revenue beat(12)16134.7%
Revenue beat(16)7
Avg Revenue beat(16)12100.6%
PT rev (1m)4.86%
PT rev (3m)6.2%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-26.32%
EPS NY rev (1m)0%
EPS NY rev (3m)-20.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.6 | ||
| Fwd PE | 9.31 | ||
| P/S | 0.59 | ||
| P/FCF | 2.53 | ||
| P/OCF | 2.22 | ||
| P/B | 1.19 | ||
| P/tB | N/A | ||
| EV/EBITDA | -3.02 |
EPS(TTM)0.62
EY6.03%
EPS(NY)1.11
Fwd EY10.74%
FCF(TTM)4.07
FCFY39.54%
OCF(TTM)4.64
OCFY45.1%
SpS17.45
BVpS8.67
TBVpS-1.25
PEG (NY)0.5
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.91% | ||
| ROE | -7% | ||
| ROCE | 8.71% | ||
| ROIC | 3.3% | ||
| ROICexc | 9.61% | ||
| ROICexgc | 882.67% | ||
| OM | 11.14% | ||
| PM (TTM) | N/A | ||
| GM | 94.35% | ||
| FCFM | 23.31% |
ROA(3y)-0.81%
ROA(5y)0.75%
ROE(3y)-5.02%
ROE(5y)5.02%
ROIC(3y)3.66%
ROIC(5y)7.72%
ROICexc(3y)16.73%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)8.63%
ROCE(5y)16.38%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-17.7%
OM growth 5Y0.9%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.16%
GM growth 5Y0.29%
F-Score3
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 3.55 | ||
| Debt/EBITDA | 5.27 | ||
| Cap/Depr | 77.08% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | 1.5 | ||
| Cash Conversion | 172.79% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 0.59 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)61.72%
Cap/Depr(5y)45.52%
Cap/Sales(3y)2.7%
Cap/Sales(5y)1.83%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.17%
EPS 3Y-37.34%
EPS 5Y-5.21%
EPS Q2Q%0%
EPS Next Y33.46%
EPS Next 2Y33.53%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)14.43%
Revenue growth 3Y-4.73%
Revenue growth 5Y7.65%
Sales Q2Q%4.54%
Revenue Next Year6.56%
Revenue Next 2Y7.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.49%
EBIT growth 3Y-21.6%
EBIT growth 5Y8.62%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y245.76%
FCF growth 3Y16.83%
FCF growth 5Y1.82%
OCF growth 1Y278.35%
OCF growth 3Y21.79%
OCF growth 5Y5.22%