CANACCORD GENUITY GROUP INC (CF.CA) Stock Fundamental Analysis
TSX:CF - CA1348011091 - Common Stock
10.04 CAD
-0.01 (-0.1%)
Overall CF gets a fundamental rating of 4 out of 10. We evaluated CF against 77 industry peers in the Capital Markets industry. The financial health of CF is average, but there are quite some concerns on its profitability. CF has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year CF was profitable.
In the past year CF had a positive cash flow from operations.
In multiple years CF reported negative net income over the last 5 years.
In multiple years CF reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of CF (-0.91%) is worse than 76.62% of its industry peers.
CF has a worse Return On Equity (-7.00%) than 77.92% of its industry peers.
With a Return On Invested Capital value of 3.30%, CF perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CF is below the industry average of 8.22%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.91% | ||
| ROE | -7% | ||
| ROIC | 3.3% |
ROA(3y)-0.81%
ROA(5y)0.75%
ROE(3y)-5.02%
ROE(5y)5.02%
ROIC(3y)3.66%
ROIC(5y)7.72%
1.3 Margins
Looking at the Operating Margin, with a value of 11.14%, CF is doing worse than 64.94% of the companies in the same industry.
CF's Operating Margin has been stable in the last couple of years.
CF's Gross Margin of 94.35% is amongst the best of the industry. CF outperforms 92.21% of its industry peers.
CF's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.14% | ||
| PM (TTM) | N/A | ||
| GM | 94.35% |
OM growth 3Y-17.7%
OM growth 5Y0.9%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.16%
GM growth 5Y0.29%
2. Health
2.1 Basic Checks
CF has more shares outstanding than it did 1 year ago.
The number of shares outstanding for CF has been increased compared to 5 years ago.
CF has a worse debt/assets ratio than last year.
2.2 Solvency
CF has an Altman-Z score of 0.58. This is a bad value and indicates that CF is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.58, CF perfoms like the industry average, outperforming 58.44% of the companies in the same industry.
CF has a debt to FCF ratio of 3.55. This is a good value and a sign of high solvency as CF would need 3.55 years to pay back of all of its debts.
CF's Debt to FCF ratio of 3.55 is fine compared to the rest of the industry. CF outperforms 71.43% of its industry peers.
CF has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
CF has a Debt to Equity ratio (1.63) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 3.55 | ||
| Altman-Z | 0.58 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.18 indicates that CF should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.18, CF is in the better half of the industry, outperforming 62.34% of the companies in the same industry.
A Quick Ratio of 1.18 indicates that CF should not have too much problems paying its short term obligations.
CF's Quick ratio of 1.18 is fine compared to the rest of the industry. CF outperforms 62.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
CF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.17%, which is quite impressive.
The Earnings Per Share has been decreasing by -5.21% on average over the past years.
Looking at the last year, CF shows a quite strong growth in Revenue. The Revenue has grown by 14.43% in the last year.
Measured over the past years, CF shows a small growth in Revenue. The Revenue has been growing by 7.65% on average per year.
EPS 1Y (TTM)29.17%
EPS 3Y-37.34%
EPS 5Y-5.21%
EPS Q2Q%0%
Revenue 1Y (TTM)14.43%
Revenue growth 3Y-4.73%
Revenue growth 5Y7.65%
Sales Q2Q%4.54%
3.2 Future
Based on estimates for the next years, CF will show a very strong growth in Earnings Per Share. The EPS will grow by 33.53% on average per year.
The Revenue is expected to grow by 7.03% on average over the next years.
EPS Next Y33.46%
EPS Next 2Y33.53%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.56%
Revenue Next 2Y7.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 16.19, which indicates a correct valuation of CF.
CF's Price/Earnings is on the same level as the industry average.
CF's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.14.
With a Price/Forward Earnings ratio of 9.08, the valuation of CF can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CF indicates a somewhat cheap valuation: CF is cheaper than 68.83% of the companies listed in the same industry.
CF is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.80, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.19 | ||
| Fwd PE | 9.08 |
4.2 Price Multiples
CF's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CF is cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.47 | ||
| EV/EBITDA | -3.11 |
4.3 Compensation for Growth
CF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CF's earnings are expected to grow with 33.53% in the coming years.
PEG (NY)0.48
PEG (5Y)N/A
EPS Next 2Y33.53%
EPS Next 3YN/A
5. Dividend
5.1 Amount
CF has a Yearly Dividend Yield of 3.39%.
Compared to an average industry Dividend Yield of 2.99, CF pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.34, CF pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.39% |
5.2 History
On average, the dividend of CF grows each year by 11.34%, which is quite nice.
CF has paid a dividend for at least 10 years, which is a reliable track record.
CF has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)11.34%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
The earnings of CF are negative and hence is the payout ratio. CF will probably not be able to sustain this dividend level.
CF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-114.04%
EPS Next 2Y33.53%
EPS Next 3YN/A
TSX:CF (8/26/2025, 7:00:00 PM)
10.04
-0.01 (-0.1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners12.85%
Inst Owner ChangeN/A
Ins Owners4.54%
Ins Owner ChangeN/A
Market Cap1.03B
Analysts83.33
Price Target12.37 (23.21%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.39% |
Yearly Dividend0.75
Dividend Growth(5Y)11.34%
DP-114.04%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-32.28%
Min EPS beat(2)-38.93%
Max EPS beat(2)-25.64%
EPS beat(4)0
Avg EPS beat(4)-26.88%
Min EPS beat(4)-38.93%
Max EPS beat(4)-11.74%
EPS beat(8)1
Avg EPS beat(8)-23.21%
EPS beat(12)2
Avg EPS beat(12)-26%
EPS beat(16)5
Avg EPS beat(16)-19.85%
Revenue beat(2)0
Avg Revenue beat(2)-5.32%
Min Revenue beat(2)-7.36%
Max Revenue beat(2)-3.28%
Revenue beat(4)1
Avg Revenue beat(4)24053.2%
Min Revenue beat(4)-7.36%
Max Revenue beat(4)96225.8%
Revenue beat(8)2
Avg Revenue beat(8)24200.9%
Revenue beat(12)4
Avg Revenue beat(12)16134.7%
Revenue beat(16)7
Avg Revenue beat(16)12100.6%
PT rev (1m)4.86%
PT rev (3m)6.2%
EPS NQ rev (1m)-14.87%
EPS NQ rev (3m)-26.32%
EPS NY rev (1m)-20.2%
EPS NY rev (3m)-20.2%
Revenue NQ rev (1m)0.63%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-5.52%
Revenue NY rev (3m)-5.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.19 | ||
| Fwd PE | 9.08 | ||
| P/S | 0.58 | ||
| P/FCF | 2.47 | ||
| P/OCF | 2.16 | ||
| P/B | 1.16 | ||
| P/tB | N/A | ||
| EV/EBITDA | -3.11 |
EPS(TTM)0.62
EY6.18%
EPS(NY)1.11
Fwd EY11.01%
FCF(TTM)4.07
FCFY40.53%
OCF(TTM)4.64
OCFY46.23%
SpS17.45
BVpS8.67
TBVpS-1.25
PEG (NY)0.48
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.91% | ||
| ROE | -7% | ||
| ROCE | 8.71% | ||
| ROIC | 3.3% | ||
| ROICexc | 9.61% | ||
| ROICexgc | 882.67% | ||
| OM | 11.14% | ||
| PM (TTM) | N/A | ||
| GM | 94.35% | ||
| FCFM | 23.31% |
ROA(3y)-0.81%
ROA(5y)0.75%
ROE(3y)-5.02%
ROE(5y)5.02%
ROIC(3y)3.66%
ROIC(5y)7.72%
ROICexc(3y)16.73%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)8.63%
ROCE(5y)16.38%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-17.7%
OM growth 5Y0.9%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.16%
GM growth 5Y0.29%
F-Score3
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 3.55 | ||
| Debt/EBITDA | 5.27 | ||
| Cap/Depr | 77.08% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | 1.5 | ||
| Cash Conversion | 172.79% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 0.58 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)61.72%
Cap/Depr(5y)45.52%
Cap/Sales(3y)2.7%
Cap/Sales(5y)1.83%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.17%
EPS 3Y-37.34%
EPS 5Y-5.21%
EPS Q2Q%0%
EPS Next Y33.46%
EPS Next 2Y33.53%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)14.43%
Revenue growth 3Y-4.73%
Revenue growth 5Y7.65%
Sales Q2Q%4.54%
Revenue Next Year6.56%
Revenue Next 2Y7.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.49%
EBIT growth 3Y-21.6%
EBIT growth 5Y8.62%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y245.76%
FCF growth 3Y16.83%
FCF growth 5Y1.82%
OCF growth 1Y278.35%
OCF growth 3Y21.79%
OCF growth 5Y5.22%