CANACCORD GENUITY GROUP INC (CF.CA) Stock Fundamental Analysis
TSX:CF - Toronto Stock Exchange - CA1348011091 - Common Stock - Currency: CAD
Overall CF gets a fundamental rating of 5 out of 10. We evaluated CF against 82 industry peers in the Capital Markets industry. CF scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. CF is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year CF was profitable.
CF had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: CF reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: CF reported negative operating cash flow in multiple years.
1.2 Ratios
CF has a worse Return On Assets (-0.43%) than 70.73% of its industry peers.
Looking at the Return On Equity, with a value of -3.01%, CF is doing worse than 73.17% of the companies in the same industry.
The Return On Invested Capital of CF (3.49%) is better than 69.51% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CF is below the industry average of 7.88%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.43% | ||
| ROE | -3.01% | ||
| ROIC | 3.49% |
ROA(3y)-0.81%
ROA(5y)0.75%
ROE(3y)-5.02%
ROE(5y)5.02%
ROIC(3y)3.66%
ROIC(5y)7.72%
1.3 Margins
Looking at the Operating Margin, with a value of 11.60%, CF is doing worse than 64.63% of the companies in the same industry.
CF's Operating Margin has been stable in the last couple of years.
CF has a Gross Margin of 94.51%. This is amongst the best in the industry. CF outperforms 91.46% of its industry peers.
CF's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.6% | ||
| PM (TTM) | N/A | ||
| GM | 94.51% |
OM growth 3Y-17.7%
OM growth 5Y0.9%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.16%
GM growth 5Y0.29%
2. Health
2.1 Basic Checks
CF has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, CF has more shares outstanding
CF has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.62, we must say that CF is in the distress zone and has some risk of bankruptcy.
CF's Altman-Z score of 0.62 is fine compared to the rest of the industry. CF outperforms 62.20% of its industry peers.
The Debt to FCF ratio of CF is 3.45, which is a good value as it means it would take CF, 3.45 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 3.45, CF is in the better half of the industry, outperforming 74.39% of the companies in the same industry.
A Debt/Equity ratio of 1.39 is on the high side and indicates that CF has dependencies on debt financing.
CF has a Debt to Equity ratio (1.39) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.39 | ||
| Debt/FCF | 3.45 | ||
| Altman-Z | 0.62 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CF has a Current Ratio of 1.19. This is a normal value and indicates that CF is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.19, CF is doing good in the industry, outperforming 62.20% of the companies in the same industry.
CF has a Quick Ratio of 1.19. This is a normal value and indicates that CF is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.19, CF is in the better half of the industry, outperforming 62.20% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.19 | ||
| Quick Ratio | 1.19 |
3. Growth
3.1 Past
CF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 47.62%, which is quite impressive.
CF shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.21% yearly.
Looking at the last year, CF shows a quite strong growth in Revenue. The Revenue has grown by 19.63% in the last year.
Measured over the past years, CF shows a small growth in Revenue. The Revenue has been growing by 7.65% on average per year.
EPS 1Y (TTM)47.62%
EPS 3Y-37.34%
EPS 5Y-5.21%
EPS Q2Q%-20%
Revenue 1Y (TTM)19.63%
Revenue growth 3Y-4.73%
Revenue growth 5Y7.65%
Sales Q2Q%12.76%
3.2 Future
Based on estimates for the next years, CF will show a very strong growth in Earnings Per Share. The EPS will grow by 35.18% on average per year.
Based on estimates for the next years, CF will show a quite strong growth in Revenue. The Revenue will grow by 8.31% on average per year.
EPS Next Y67.24%
EPS Next 2Y35.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.78%
Revenue Next 2Y8.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 17.42 indicates a rather expensive valuation of CF.
CF's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.41, CF is valued a bit cheaper.
CF is valuated reasonably with a Price/Forward Earnings ratio of 10.42.
65.85% of the companies in the same industry are more expensive than CF, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of CF to the average of the S&P500 Index (35.19), we can say CF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.42 | ||
| Fwd PE | 10.42 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, CF is valued cheaper than 98.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.79 | ||
| EV/EBITDA | -2.6 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CF's earnings are expected to grow with 35.18% in the coming years.
PEG (NY)0.26
PEG (5Y)N/A
EPS Next 2Y35.18%
EPS Next 3YN/A
5. Dividend
5.1 Amount
CF has a Yearly Dividend Yield of 3.07%.
CF's Dividend Yield is comparable with the industry average which is at 5.35.
Compared to an average S&P500 Dividend Yield of 2.35, CF pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
5.2 History
On average, the dividend of CF grows each year by 11.34%, which is quite nice.
CF has been paying a dividend for at least 10 years, so it has a reliable track record.
CF has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)11.34%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
The earnings of CF are negative and hence is the payout ratio. CF will probably not be able to sustain this dividend level.
The dividend of CF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-244.16%
EPS Next 2Y35.18%
EPS Next 3YN/A
TSX:CF (7/11/2025, 7:00:00 PM)
10.8
-0.26 (-2.35%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners12.85%
Inst Owner ChangeN/A
Ins Owners4.54%
Ins Owner ChangeN/A
Market Cap1.11B
Analysts83.33
Price Target11.65 (7.87%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
Yearly Dividend0.75
Dividend Growth(5Y)11.34%
DP-244.16%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-28.43%
Min EPS beat(2)-31.23%
Max EPS beat(2)-25.64%
EPS beat(4)0
Avg EPS beat(4)-26.88%
Min EPS beat(4)-38.93%
Max EPS beat(4)-11.74%
EPS beat(8)1
Avg EPS beat(8)-25.31%
EPS beat(12)2
Avg EPS beat(12)-28.22%
EPS beat(16)6
Avg EPS beat(16)-16.16%
Revenue beat(2)0
Avg Revenue beat(2)-2.88%
Min Revenue beat(2)-3.28%
Max Revenue beat(2)-2.47%
Revenue beat(4)2
Avg Revenue beat(4)48413.3%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)97433.2%
Revenue beat(8)3
Avg Revenue beat(8)24203.3%
Revenue beat(12)4
Avg Revenue beat(12)16133.3%
Revenue beat(16)7
Avg Revenue beat(16)12101%
PT rev (1m)0%
PT rev (3m)3.01%
EPS NQ rev (1m)-10.14%
EPS NQ rev (3m)-10.14%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.94%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.42 | ||
| Fwd PE | 10.42 | ||
| P/S | 0.63 | ||
| P/FCF | 2.79 | ||
| P/OCF | 2.33 | ||
| P/B | 1.15 | ||
| P/tB | N/A | ||
| EV/EBITDA | -2.6 |
EPS(TTM)0.62
EY5.74%
EPS(NY)1.04
Fwd EY9.6%
FCF(TTM)3.87
FCFY35.8%
OCF(TTM)4.64
OCFY42.95%
SpS17.25
BVpS9.36
TBVpS-0.71
PEG (NY)0.26
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.43% | ||
| ROE | -3.01% | ||
| ROCE | 8.88% | ||
| ROIC | 3.49% | ||
| ROICexc | 10% | ||
| ROICexgc | N/A | ||
| OM | 11.6% | ||
| PM (TTM) | N/A | ||
| GM | 94.51% | ||
| FCFM | 22.41% |
ROA(3y)-0.81%
ROA(5y)0.75%
ROE(3y)-5.02%
ROE(5y)5.02%
ROIC(3y)3.66%
ROIC(5y)7.72%
ROICexc(3y)16.73%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)8.63%
ROCE(5y)16.38%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-17.7%
OM growth 5Y0.9%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.16%
GM growth 5Y0.29%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.39 | ||
| Debt/FCF | 3.45 | ||
| Debt/EBITDA | 4.77 | ||
| Cap/Depr | 105.69% | ||
| Cap/Sales | 4.48% | ||
| Interest Coverage | 1.57 | ||
| Cash Conversion | 169.8% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.19 | ||
| Quick Ratio | 1.19 | ||
| Altman-Z | 0.62 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)61.72%
Cap/Depr(5y)45.52%
Cap/Sales(3y)2.7%
Cap/Sales(5y)1.83%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)47.62%
EPS 3Y-37.34%
EPS 5Y-5.21%
EPS Q2Q%-20%
EPS Next Y67.24%
EPS Next 2Y35.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)19.63%
Revenue growth 3Y-4.73%
Revenue growth 5Y7.65%
Sales Q2Q%12.76%
Revenue Next Year12.78%
Revenue Next 2Y8.31%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.87%
EBIT growth 3Y-21.6%
EBIT growth 5Y8.62%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1128.08%
FCF growth 3Y16.83%
FCF growth 5Y1.82%
OCF growth 1Y3791.78%
OCF growth 3Y21.79%
OCF growth 5Y5.22%