CHUBB LTD (1CB.MI) Fundamental Analysis & Valuation

BIT:1CB • CH0044328745

Current stock price

280 EUR
0 (0%)
Last:

This 1CB.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. 1CB.MI Profitability Analysis

1.1 Basic Checks

  • 1CB had positive earnings in the past year.
  • 1CB had a positive operating cash flow in the past year.
  • 1CB had positive earnings in each of the past 5 years.
  • Each year in the past 5 years 1CB had a positive operating cash flow.
1CB.MI Yearly Net Income VS EBIT VS OCF VS FCF1CB.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

1.2 Ratios

  • The Return On Assets of 1CB (3.79%) is better than 85.71% of its industry peers.
  • The Return On Equity of 1CB (13.98%) is comparable to the rest of the industry.
  • 1CB has a better Return On Invested Capital (4.21%) than 88.10% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for 1CB is in line with the industry average of 3.02%.
  • The 3 year average ROIC (3.83%) for 1CB is below the current ROIC(4.21%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 3.79%
ROE 13.98%
ROIC 4.21%
ROA(3y)3.82%
ROA(5y)3.67%
ROE(3y)14.54%
ROE(5y)13.66%
ROIC(3y)3.83%
ROIC(5y)3.68%
1CB.MI Yearly ROA, ROE, ROIC1CB.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • The Profit Margin of 1CB (17.36%) is better than 88.10% of its industry peers.
  • 1CB's Profit Margin has improved in the last couple of years.
  • The Operating Margin of 1CB (22.45%) is better than 85.71% of its industry peers.
  • In the last couple of years the Operating Margin of 1CB has grown nicely.
Industry RankSector Rank
OM 22.45%
PM (TTM) 17.36%
GM N/A
OM growth 3Y8.66%
OM growth 5Y15.98%
PM growth 3Y12.55%
PM growth 5Y12.08%
GM growth 3YN/A
GM growth 5YN/A
1CB.MI Yearly Profit, Operating, Gross Margins1CB.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. 1CB.MI Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 1CB is destroying value.
  • The number of shares outstanding for 1CB has been reduced compared to 1 year ago.
  • The number of shares outstanding for 1CB has been reduced compared to 5 years ago.
  • Compared to 1 year ago, 1CB has a worse debt to assets ratio.
1CB.MI Yearly Shares Outstanding1CB.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
1CB.MI Yearly Total Debt VS Total Assets1CB.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • The Debt to FCF ratio of 1CB is 1.38, which is an excellent value as it means it would take 1CB, only 1.38 years of fcf income to pay off all of its debts.
  • 1CB's Debt to FCF ratio of 1.38 is fine compared to the rest of the industry. 1CB outperforms 73.81% of its industry peers.
  • A Debt/Equity ratio of 0.24 indicates that 1CB is not too dependend on debt financing.
  • The Debt to Equity ratio of 1CB (0.24) is better than 88.10% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 1.38
Altman-Z N/A
ROIC/WACC0.89
WACC4.73%
1CB.MI Yearly LT Debt VS Equity VS FCF1CB.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1CB.MI Yearly Current Assets VS Current Liabilites1CB.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. 1CB.MI Growth Analysis

3.1 Past

  • 1CB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.21%, which is quite good.
  • Measured over the past years, 1CB shows a very strong growth in Earnings Per Share. The EPS has been growing by 27.74% on average per year.
  • The Revenue has been growing slightly by 6.54% in the past year.
  • The Revenue has been growing by 10.54% on average over the past years. This is quite good.
EPS 1Y (TTM)10.21%
EPS 3Y17.67%
EPS 5Y27.74%
EPS Q2Q%24.92%
Revenue 1Y (TTM)6.54%
Revenue growth 3Y11.29%
Revenue growth 5Y10.54%
Sales Q2Q%7.74%

3.2 Future

  • Based on estimates for the next years, 1CB will show a small growth in Earnings Per Share. The EPS will grow by 1.81% on average per year.
  • The Revenue is expected to grow by 15.19% on average over the next years. This is quite good.
EPS Next Y11.07%
EPS Next 2Y9.74%
EPS Next 3Y10.05%
EPS Next 5Y1.81%
Revenue Next Year7.82%
Revenue Next 2Y6.56%
Revenue Next 3Y15.19%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
1CB.MI Yearly Revenue VS Estimates1CB.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 20B 40B 60B
1CB.MI Yearly EPS VS Estimates1CB.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10 20 30

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5

4. 1CB.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 13.18 indicates a correct valuation of 1CB.
  • 1CB's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 26.78, 1CB is valued rather cheaply.
  • A Price/Forward Earnings ratio of 11.86 indicates a reasonable valuation of 1CB.
  • 1CB's Price/Forward Earnings is on the same level as the industry average.
  • 1CB's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.54.
Industry RankSector Rank
PE 13.18
Fwd PE 11.86
1CB.MI Price Earnings VS Forward Price Earnings1CB.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, 1CB is valued a bit cheaper than the industry average as 71.43% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, 1CB is valued a bit cheaper than the industry average as 61.90% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.96
EV/EBITDA 10.36
1CB.MI Per share data1CB.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of 1CB may justify a higher PE ratio.
PEG (NY)1.19
PEG (5Y)0.47
EPS Next 2Y9.74%
EPS Next 3Y10.05%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. 1CB.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.17%, 1CB has a reasonable but not impressive dividend return.
  • With a Dividend Yield of 1.17, 1CB pays less dividend than the industry average, which is at 4.39. 88.10% of the companies listed in the same industry pay a better dividend than 1CB!
  • Compared to the average S&P500 Dividend Yield of 1.83, 1CB is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.17%

5.2 History

  • The dividend of 1CB has a limited annual growth rate of 4.33%.
Dividend Growth(5Y)4.33%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 14.60% of the earnings are spent on dividend by 1CB. This is a low number and sustainable payout ratio.
  • 1CB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP14.6%
EPS Next 2Y9.74%
EPS Next 3Y10.05%
1CB.MI Yearly Income VS Free CF VS Dividend1CB.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B
1CB.MI Dividend Payout.1CB.MI Dividend Payout, showing the Payout Ratio.1CB.MI Dividend Payout.PayoutRetained Earnings

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1CB.MI Fundamentals: All Metrics, Ratios and Statistics

CHUBB LTD

BIT:1CB (4/1/2026, 7:00:00 PM)

280

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-03
Earnings (Next)04-21
Inst Owners83.94%
Inst Owner ChangeN/A
Ins Owners0.65%
Ins Owner ChangeN/A
Market Cap108.78B
Revenue(TTM)59.40B
Net Income(TTM)10.31B
Analysts72.94
Price Target291.9 (4.25%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.17%
Yearly Dividend3.25
Dividend Growth(5Y)4.33%
DP14.6%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.99%
Min EPS beat(2)7.75%
Max EPS beat(2)18.24%
EPS beat(4)3
Avg EPS beat(4)9.53%
Min EPS beat(4)-0.21%
Max EPS beat(4)18.24%
EPS beat(8)6
Avg EPS beat(8)7.18%
EPS beat(12)9
Avg EPS beat(12)6.26%
EPS beat(16)12
Avg EPS beat(16)6.59%
Revenue beat(2)0
Avg Revenue beat(2)-2.47%
Min Revenue beat(2)-2.66%
Max Revenue beat(2)-2.27%
Revenue beat(4)1
Avg Revenue beat(4)1.04%
Min Revenue beat(4)-5.44%
Max Revenue beat(4)14.53%
Revenue beat(8)4
Avg Revenue beat(8)6.29%
Revenue beat(12)8
Avg Revenue beat(12)9.6%
Revenue beat(16)11
Avg Revenue beat(16)9.3%
PT rev (1m)0%
PT rev (3m)N/A
EPS NQ rev (1m)0.04%
EPS NQ rev (3m)3.23%
EPS NY rev (1m)1.29%
EPS NY rev (3m)4.91%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.17%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.51%
Valuation
Industry RankSector Rank
PE 13.18
Fwd PE 11.86
P/S 2.15
P/FCF 9.96
P/OCF 9.96
P/B 1.73
P/tB 2.7
EV/EBITDA 10.36
EPS(TTM)21.25
EY7.59%
EPS(NY)23.6
Fwd EY8.43%
FCF(TTM)28.11
FCFY10.04%
OCF(TTM)28.11
OCFY10.04%
SpS130.3
BVpS161.78
TBVpS103.77
PEG (NY)1.19
PEG (5Y)0.47
Graham Number278.12
Profitability
Industry RankSector Rank
ROA 3.79%
ROE 13.98%
ROCE 5.11%
ROIC 4.21%
ROICexc 4.25%
ROICexgc 5.8%
OM 22.45%
PM (TTM) 17.36%
GM N/A
FCFM 21.58%
ROA(3y)3.82%
ROA(5y)3.67%
ROE(3y)14.54%
ROE(5y)13.66%
ROIC(3y)3.83%
ROIC(5y)3.68%
ROICexc(3y)3.87%
ROICexc(5y)3.72%
ROICexgc(3y)5.37%
ROICexgc(5y)5.28%
ROCE(3y)4.65%
ROCE(5y)4.46%
ROICexgc growth 3Y3.62%
ROICexgc growth 5Y16.73%
ROICexc growth 3Y7.42%
ROICexc growth 5Y17.54%
OM growth 3Y8.66%
OM growth 5Y15.98%
PM growth 3Y12.55%
PM growth 5Y12.08%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 1.38
Debt/EBITDA 1.29
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 20.52
Cash Conversion 93.99%
Profit Quality 124.31%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC4.73%
ROIC/WACC0.89
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)146.25%
Profit Quality(5y)156.83%
High Growth Momentum
Growth
EPS 1Y (TTM)10.21%
EPS 3Y17.67%
EPS 5Y27.74%
EPS Q2Q%24.92%
EPS Next Y11.07%
EPS Next 2Y9.74%
EPS Next 3Y10.05%
EPS Next 5Y1.81%
Revenue 1Y (TTM)6.54%
Revenue growth 3Y11.29%
Revenue growth 5Y10.54%
Sales Q2Q%7.74%
Revenue Next Year7.82%
Revenue Next 2Y6.56%
Revenue Next 3Y15.19%
Revenue Next 5YN/A
EBIT growth 1Y17.9%
EBIT growth 3Y20.92%
EBIT growth 5Y28.2%
EBIT Next Year7.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-20.8%
FCF growth 3Y4.42%
FCF growth 5Y5.55%
OCF growth 1Y-20.8%
OCF growth 3Y4.42%
OCF growth 5Y5.55%

CHUBB LTD / 1CB.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CHUBB LTD (1CB.MI) stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1CB.MI.


What is the valuation status for 1CB stock?

ChartMill assigns a valuation rating of 5 / 10 to CHUBB LTD (1CB.MI). This can be considered as Fairly Valued.


What is the profitability of 1CB stock?

CHUBB LTD (1CB.MI) has a profitability rating of 7 / 10.


What is the valuation of CHUBB LTD based on its PE and PB ratios?

The Price/Earnings (PE) ratio for CHUBB LTD (1CB.MI) is 13.18 and the Price/Book (PB) ratio is 1.73.


Is the dividend of CHUBB LTD sustainable?

The dividend rating of CHUBB LTD (1CB.MI) is 3 / 10 and the dividend payout ratio is 14.6%.