CHUBB LTD (1CB.MI) Fundamental Analysis & Valuation

BIT:1CB • CH0044328745

Current stock price

276 EUR
-4 (-1.43%)
Last:

This 1CB.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. 1CB.MI Profitability Analysis

1.1 Basic Checks

  • 1CB had positive earnings in the past year.
  • 1CB had a positive operating cash flow in the past year.
  • In the past 5 years 1CB has always been profitable.
  • 1CB had a positive operating cash flow in 4 of the past 5 years.
1CB.MI Yearly Net Income VS EBIT VS OCF VS FCF1CB.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

1.2 Ratios

  • 1CB has a better Return On Assets (3.58%) than 80.85% of its industry peers.
  • Looking at the Return On Equity, with a value of 13.46%, 1CB is in line with its industry, outperforming 42.55% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 4.05%, 1CB is doing good in the industry, outperforming 78.72% of the companies in the same industry.
Industry RankSector Rank
ROA 3.58%
ROE 13.46%
ROIC 4.05%
ROA(3y)3.82%
ROA(5y)3.67%
ROE(3y)14.54%
ROE(5y)13.66%
ROIC(3y)N/A
ROIC(5y)N/A
1CB.MI Yearly ROA, ROE, ROIC1CB.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • With an excellent Profit Margin value of 16.54%, 1CB belongs to the best of the industry, outperforming 89.36% of the companies in the same industry.
  • 1CB's Profit Margin has improved in the last couple of years.
  • 1CB has a better Operating Margin (21.76%) than 82.98% of its industry peers.
  • In the last couple of years the Operating Margin of 1CB has grown nicely.
Industry RankSector Rank
OM 21.76%
PM (TTM) 16.54%
GM N/A
OM growth 3Y11.74%
OM growth 5Y17.94%
PM growth 3Y12.55%
PM growth 5Y12.08%
GM growth 3YN/A
GM growth 5YN/A
1CB.MI Yearly Profit, Operating, Gross Margins1CB.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. 1CB.MI Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 1CB is destroying value.
  • 1CB has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for 1CB has been reduced compared to 5 years ago.
  • 1CB has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
1CB.MI Yearly Shares Outstanding1CB.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
1CB.MI Yearly Total Debt VS Total Assets1CB.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • The Debt to FCF ratio of 1CB is 1.32, which is an excellent value as it means it would take 1CB, only 1.32 years of fcf income to pay off all of its debts.
  • 1CB has a better Debt to FCF ratio (1.32) than 76.60% of its industry peers.
  • 1CB has a Debt/Equity ratio of 0.25. This is a healthy value indicating a solid balance between debt and equity.
  • 1CB's Debt to Equity ratio of 0.25 is amongst the best of the industry. 1CB outperforms 85.11% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.25
Debt/FCF 1.32
Altman-Z N/A
ROIC/WACC0.85
WACC4.78%
1CB.MI Yearly LT Debt VS Equity VS FCF1CB.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1CB.MI Yearly Current Assets VS Current Liabilites1CB.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. 1CB.MI Growth Analysis

3.1 Past

  • 1CB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.21%, which is quite good.
  • 1CB shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 27.74% yearly.
  • The Revenue has been growing slightly by 6.54% in the past year.
  • The Revenue has been growing by 10.54% on average over the past years. This is quite good.
EPS 1Y (TTM)10.21%
EPS 3Y17.67%
EPS 5Y27.74%
EPS Q2Q%24.92%
Revenue 1Y (TTM)6.54%
Revenue growth 3Y11.29%
Revenue growth 5Y10.54%
Sales Q2Q%7.74%

3.2 Future

  • The Earnings Per Share is expected to grow by 1.81% on average over the next years.
  • 1CB is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 15.19% yearly.
EPS Next Y9.65%
EPS Next 2Y9.06%
EPS Next 3Y-2.86%
EPS Next 5Y1.81%
Revenue Next Year7.82%
Revenue Next 2Y6.56%
Revenue Next 3Y15.19%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
1CB.MI Yearly Revenue VS Estimates1CB.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 20B 40B 60B
1CB.MI Yearly EPS VS Estimates1CB.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20 25

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5

4. 1CB.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 12.78, the valuation of 1CB can be described as correct.
  • 1CB's Price/Earnings is on the same level as the industry average.
  • The average S&P500 Price/Earnings ratio is at 25.73. 1CB is valued rather cheaply when compared to this.
  • Based on the Price/Forward Earnings ratio of 11.66, the valuation of 1CB can be described as reasonable.
  • Based on the Price/Forward Earnings ratio, 1CB is valued a bit more expensive than 61.70% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.72, 1CB is valued rather cheaply.
Industry RankSector Rank
PE 12.78
Fwd PE 11.66
1CB.MI Price Earnings VS Forward Price Earnings1CB.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1CB indicates a somewhat cheap valuation: 1CB is cheaper than 68.09% of the companies listed in the same industry.
  • 1CB's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 9.32
EV/EBITDA 10.57
1CB.MI Per share data1CB.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • 1CB has a very decent profitability rating, which may justify a higher PE ratio.
  • 1CB's earnings are expected to decrease with -2.86% in the coming years. This may justify a cheaper valuation.
PEG (NY)1.32
PEG (5Y)0.46
EPS Next 2Y9.06%
EPS Next 3Y-2.86%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. 1CB.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.15%, 1CB has a reasonable but not impressive dividend return.
  • With a Dividend Yield of 1.15, 1CB pays less dividend than the industry average, which is at 4.14. 85.11% of the companies listed in the same industry pay a better dividend than 1CB!
  • 1CB's Dividend Yield is slightly below the S&P500 average, which is at 1.91.
Industry RankSector Rank
Dividend Yield 1.15%

5.2 History

  • The dividend of 1CB has a limited annual growth rate of 3.70%.
Dividend Growth(5Y)3.7%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 15.38% of the earnings are spent on dividend by 1CB. This is a low number and sustainable payout ratio.
  • 1CB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP15.38%
EPS Next 2Y9.06%
EPS Next 3Y-2.86%
1CB.MI Yearly Income VS Free CF VS Dividend1CB.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B
1CB.MI Dividend Payout.1CB.MI Dividend Payout, showing the Payout Ratio.1CB.MI Dividend Payout.PayoutRetained Earnings

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1CB.MI Fundamentals: All Metrics, Ratios and Statistics

CHUBB LTD

BIT:1CB (3/12/2026, 7:00:00 PM)

276

-4 (-1.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-03
Earnings (Next)04-20
Inst Owners82.56%
Inst Owner ChangeN/A
Ins Owners0.59%
Ins Owner ChangeN/A
Market Cap107.94B
Revenue(TTM)59.40B
Net Income(TTM)9.68B
Analysts72.94
Price Target298.26 (8.07%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.15%
Yearly Dividend3.02
Dividend Growth(5Y)3.7%
DP15.38%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.01%
Min EPS beat(2)-0.21%
Max EPS beat(2)18.24%
EPS beat(4)3
Avg EPS beat(4)9.46%
Min EPS beat(4)-0.21%
Max EPS beat(4)18.24%
EPS beat(8)6
Avg EPS beat(8)6.83%
EPS beat(12)8
Avg EPS beat(12)4.99%
EPS beat(16)12
Avg EPS beat(16)6.88%
Revenue beat(2)1
Avg Revenue beat(2)5.93%
Min Revenue beat(2)-2.66%
Max Revenue beat(2)14.53%
Revenue beat(4)1
Avg Revenue beat(4)0.14%
Min Revenue beat(4)-5.86%
Max Revenue beat(4)14.53%
Revenue beat(8)5
Avg Revenue beat(8)9.95%
Revenue beat(12)9
Avg Revenue beat(12)11.48%
Revenue beat(16)12
Avg Revenue beat(16)10.6%
PT rev (1m)6.57%
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.27%
EPS NY rev (1m)0%
EPS NY rev (3m)3.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.78%
Revenue NY rev (1m)2.69%
Revenue NY rev (3m)1.51%
Valuation
Industry RankSector Rank
PE 12.78
Fwd PE 11.66
P/S 2.12
P/FCF 9.32
P/OCF 9.32
P/B 1.73
P/tB 2.74
EV/EBITDA 10.57
EPS(TTM)21.59
EY7.82%
EPS(NY)23.68
Fwd EY8.58%
FCF(TTM)29.62
FCFY10.73%
OCF(TTM)29.62
OCFY10.73%
SpS130.09
BVpS159.76
TBVpS100.72
PEG (NY)1.32
PEG (5Y)0.46
Graham Number278.58
Profitability
Industry RankSector Rank
ROA 3.58%
ROE 13.46%
ROCE 4.91%
ROIC 4.05%
ROICexc 4.08%
ROICexgc 5.7%
OM 21.76%
PM (TTM) 16.54%
GM N/A
FCFM 22.77%
ROA(3y)3.82%
ROA(5y)3.67%
ROE(3y)14.54%
ROE(5y)13.66%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y11.74%
OM growth 5Y17.94%
PM growth 3Y12.55%
PM growth 5Y12.08%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.25
Debt/FCF 1.32
Debt/EBITDA 1.35
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 19.96
Cash Conversion 102.15%
Profit Quality 137.69%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC4.78%
ROIC/WACC0.85
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.21%
EPS 3Y17.67%
EPS 5Y27.74%
EPS Q2Q%24.92%
EPS Next Y9.65%
EPS Next 2Y9.06%
EPS Next 3Y-2.86%
EPS Next 5Y1.81%
Revenue 1Y (TTM)6.54%
Revenue growth 3Y11.29%
Revenue growth 5Y10.54%
Sales Q2Q%7.74%
Revenue Next Year7.82%
Revenue Next 2Y6.56%
Revenue Next 3Y15.19%
Revenue Next 5YN/A
EBIT growth 1Y17.08%
EBIT growth 3Y24.36%
EBIT growth 5Y30.37%
EBIT Next Year7.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-10.01%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-10.01%
OCF growth 3YN/A
OCF growth 5YN/A

CHUBB LTD / 1CB.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CHUBB LTD (1CB.MI) stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1CB.MI.


What is the valuation status for 1CB stock?

ChartMill assigns a valuation rating of 5 / 10 to CHUBB LTD (1CB.MI). This can be considered as Fairly Valued.


Can you provide the profitability details for CHUBB LTD?

CHUBB LTD (1CB.MI) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for 1CB stock?

The Price/Earnings (PE) ratio for CHUBB LTD (1CB.MI) is 12.78 and the Price/Book (PB) ratio is 1.73.


What is the expected EPS growth for CHUBB LTD (1CB.MI) stock?

The Earnings per Share (EPS) of CHUBB LTD (1CB.MI) is expected to grow by 9.65% in the next year.