WESBANCO INC(NASDAQ:WSBC) stock Fundamental Analysis

Fundamental Rating

We assign a fundamental rating of 4 out of 10 to WSBC. WSBC was compared to 398 industry peers in the Banks industry. WSBC has a bad profitability rating. Also its financial health evaluation is rather negative. WSBC has a correct valuation and a medium growth rate. Finally WSBC also has an excellent dividend rating.

Quickly go to:

1. Profitability

1.1 Basic Checks

In the past year WSBC was profitable.

In the past year WSBC had a positive cash flow from operations.

In the past 5 years WSBC has always been profitable.

Each year in the past 5 years WSBC had a positive operating cash flow.

1.2 Ratios

WSBC's Return On Assets of 0.76% is in line compared to the rest of the industry. WSBC outperforms 43.72% of its industry peers.

The Return On Equity of WSBC (5.07%) is worse than 76.13% of its industry peers.

		Industry Rank	Sector Rank
ROA	0.76%
ROE	5.07%
ROIC	N/A

ROA(3y)0.89%

ROA(5y)0.95%

ROE(3y)6.15%

ROE(5y)6.28%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

With a Profit Margin value of 23.32%, WSBC perfoms like the industry average, outperforming 50.50% of the companies in the same industry.

In the last couple of years the Profit Margin of WSBC has declined.

WSBC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	23.32%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-15.96%

PM growth 5Y-5.38%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

WSBC does not have a ROIC to compare to the WACC, probably because it is not profitable.

The number of shares outstanding for WSBC has been increased compared to 1 year ago.

Compared to 5 years ago, WSBC has less shares outstanding

The debt/assets ratio for WSBC is higher compared to a year ago.

2.2 Solvency

The Debt to FCF ratio of WSBC is 2.35, which is a good value as it means it would take WSBC, 2.35 years of fcf income to pay off all of its debts.

WSBC's Debt to FCF ratio of 2.35 is in line compared to the rest of the industry. WSBC outperforms 47.24% of its industry peers.

A Debt/Equity ratio of 0.17 indicates that WSBC is not too dependend on debt financing.

With a Debt to Equity ratio value of 0.17, WSBC perfoms like the industry average, outperforming 54.52% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	0.17
Debt/FCF	2.35
Altman-Z	N/A

ROIC/WACCN/A

WACC12.19%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

The earnings per share for WSBC have decreased strongly by -10.16% in the last year.

Measured over the past years, WSBC shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.30% on average per year.

The Revenue has been growing slightly by 0.72% in the past year.

Measured over the past years, WSBC shows a small growth in Revenue. The Revenue has been growing by 3.25% on average per year.

EPS 1Y (TTM)-10.16%

EPS 3Y-13.31%

EPS 5Y-5.3%

EPS Q2Q%29.09%

Revenue 1Y (TTM)0.72%

Revenue growth 3Y0.87%

Revenue growth 5Y3.25%

Sales Q2Q%7.31%

3.2 Future

WSBC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 30.94% yearly.

Based on estimates for the next years, WSBC will show a very strong growth in Revenue. The Revenue will grow by 39.69% on average per year.

EPS Next Y44.63%

EPS Next 2Y30.94%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year74.68%

Revenue Next 2Y39.69%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 12.98, which indicates a correct valuation of WSBC.

WSBC's Price/Earnings is on the same level as the industry average.

WSBC is valuated cheaply when we compare the Price/Earnings ratio to 28.92, which is the current average of the S&P500 Index.

A Price/Forward Earnings ratio of 8.97 indicates a reasonable valuation of WSBC.

64.82% of the companies in the same industry are more expensive than WSBC, based on the Price/Forward Earnings ratio.

WSBC is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.65, which is the current average of the S&P500 Index.

		Industry Rank	Sector Rank
PE	12.98
Fwd PE	8.97

4.2 Price Multiples

WSBC's Price/Free Cash Flow ratio is in line with the industry average.

		Industry Rank	Sector Rank
P/FCF	14.23
EV/EBITDA	N/A

4.3 Compensation for Growth

WSBC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

A more expensive valuation may be justified as WSBC's earnings are expected to grow with 30.94% in the coming years.

PEG (NY)0.29

PEG (5Y)N/A

EPS Next 2Y30.94%

EPS Next 3YN/A

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

WSBC has a Yearly Dividend Yield of 5.23%, which is a nice return.

Compared to an average industry Dividend Yield of 3.63, WSBC pays a better dividend. On top of this WSBC pays more dividend than 87.44% of the companies listed in the same industry.

Compared to an average S&P500 Dividend Yield of 2.51, WSBC pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	5.23%

5.2 History

The dividend of WSBC is nicely growing with an annual growth rate of 7.36%!

WSBC has paid a dividend for at least 10 years, which is a reliable track record.

WSBC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.

Dividend Growth(5Y)7.36%

Div Incr Years13

Div Non Decr Years13

5.3 Sustainability

WSBC pays out 68.99% of its income as dividend. This is not a sustainable payout ratio.

WSBC's earnings are growing more than its dividend. This makes the dividend growth sustainable.

DP68.99%

EPS Next 2Y30.94%

EPS Next 3YN/A

More info and screens

Find the best dividend stocks

Show peers with best dividend

WESBANCO INC

NASDAQ:WSBC (4/24/2025, 8:00:02 PM)

Premarket: 29.71 -0.14 (-0.47%)

29.85

+0.26 (+0.88%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)01-22 2025-01-22/amc

Earnings (Next)04-29 2025-04-29/amc

Inst Owners72.98%

Inst Owner Change0.45%

Ins Owners2.8%

Ins Owner Change1.72%

Market Cap2.86B

Analysts78.46

Price Target41.67 (39.6%)

Short Float %3.78%

Short Ratio5.81

Dividend

		Industry Rank	Sector Rank
Dividend Yield	5.23%

Yearly Dividend1.54

Dividend Growth(5Y)7.36%

DP68.99%

Div Incr Years13

Div Non Decr Years13

Ex-Date03-10 2025-03-10 (0.37)

Surprises & Revisions

EPS beat(2)2

Avg EPS beat(2)15.25%

Min EPS beat(2)2.94%

Max EPS beat(2)27.55%

EPS beat(4)3

Avg EPS beat(4)5.11%

Min EPS beat(4)-10.09%

Max EPS beat(4)27.55%

EPS beat(8)4

Avg EPS beat(8)1.24%

EPS beat(12)6

Avg EPS beat(12)2.38%

EPS beat(16)9

Avg EPS beat(16)6.7%

Revenue beat(2)1

Avg Revenue beat(2)-4.07%

Min Revenue beat(2)-8.79%

Max Revenue beat(2)0.65%

Revenue beat(4)1

Avg Revenue beat(4)-4.98%

Min Revenue beat(4)-8.79%

Max Revenue beat(4)0.65%

Revenue beat(8)2

Avg Revenue beat(8)-1.82%

Revenue beat(12)6

Avg Revenue beat(12)6.34%

Revenue beat(16)10

Avg Revenue beat(16)10.81%

PT rev (1m)0%

PT rev (3m)3.25%

EPS NQ rev (1m)-0.91%

EPS NQ rev (3m)1.72%

EPS NY rev (1m)-1.09%

EPS NY rev (3m)4.58%

Revenue NQ rev (1m)0.35%

Revenue NQ rev (3m)-7.73%

Revenue NY rev (1m)2.11%

Revenue NY rev (3m)3.41%

Valuation

		Industry Rank	Sector Rank
PE	12.98
Fwd PE	8.97
P/S	4.71
P/FCF	14.23
P/OCF	13.53
P/B	1.02
P/tB	1.71
EV/EBITDA	N/A

EPS(TTM)2.3

EY7.71%

EPS(NY)3.33

Fwd EY11.14%

FCF(TTM)2.1

FCFY7.03%

OCF(TTM)2.21

OCFY7.39%

SpS6.34

BVpS29.17

TBVpS17.42

PEG (NY)0.29

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	0.76%
ROE	5.07%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	23.32%
GM	N/A
FCFM	33.1%

ROA(3y)0.89%

ROA(5y)0.95%

ROE(3y)6.15%

ROE(5y)6.28%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-15.96%

PM growth 5Y-5.38%

GM growth 3YN/A

GM growth 5YN/A

F-Score5

Asset Turnover0.03

Health

		Industry Rank	Sector Rank
Debt/Equity	0.17
Debt/FCF	2.35
Debt/EBITDA	N/A
Cap/Depr	67.56%
Cap/Sales	1.7%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	141.93%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score5

WACC12.19%

ROIC/WACCN/A

Cap/Depr(3y)95%

Cap/Depr(5y)80.47%

Cap/Sales(3y)2.27%

Cap/Sales(5y)1.9%

Profit Quality(3y)116.09%

Profit Quality(5y)106.61%

High Growth Momentum

Growth

EPS 1Y (TTM)-10.16%

EPS 3Y-13.31%

EPS 5Y-5.3%

EPS Q2Q%29.09%

EPS Next Y44.63%

EPS Next 2Y30.94%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)0.72%

Revenue growth 3Y0.87%

Revenue growth 5Y3.25%

Sales Q2Q%7.31%

Revenue Next Year74.68%

Revenue Next 2Y39.69%

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y36.68%

FCF growth 3Y-15.09%

FCF growth 5Y5.82%

OCF growth 1Y24.61%

OCF growth 3Y-14.39%

OCF growth 5Y5.25%

WESBANCO INC (WSBC) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens