WESBANCO INC (WSBC) Stock Fundamental Analysis

NASDAQ:WSBC • US9508101014

34.87 USD
-1.41 (-3.89%)
At close: Feb 27, 2026
34.87 USD
0 (0%)
After Hours: 2/27/2026, 8:00:02 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

WSBC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 379 industry peers in the Banks industry. WSBC may be in some trouble as it scores bad on both profitability and health. WSBC is not priced too expensively while it is growing strongly. Keep and eye on this one! Finally WSBC also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year WSBC was profitable.
  • WSBC had a positive operating cash flow in the past year.
  • In the past 5 years WSBC has always been profitable.
  • WSBC had a positive operating cash flow in 4 of the past 5 years.
WSBC Yearly Net Income VS EBIT VS OCF VS FCFWSBC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

1.2 Ratios

  • WSBC's Return On Assets of 0.62% is on the low side compared to the rest of the industry. WSBC is outperformed by 72.30% of its industry peers.
  • With a Return On Equity value of 4.17%, WSBC is not doing good in the industry: 83.11% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.62%
ROE 4.17%
ROIC N/A
ROA(3y)0.78%
ROA(5y)0.95%
ROE(3y)5.32%
ROE(5y)6.42%
ROIC(3y)N/A
ROIC(5y)N/A
WSBC Yearly ROA, ROE, ROICWSBC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • With a Profit Margin value of 19.52%, WSBC is not doing good in the industry: 69.66% of the companies in the same industry are doing better.
  • In the last couple of years the Profit Margin of WSBC has remained more or less at the same level.
  • The Operating Margin and Gross Margin are not available for WSBC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 19.52%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.44%
PM growth 5Y1%
GM growth 3YN/A
GM growth 5YN/A
WSBC Yearly Profit, Operating, Gross MarginsWSBC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • WSBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, WSBC has more shares outstanding
  • The number of shares outstanding for WSBC has been increased compared to 5 years ago.
  • Compared to 1 year ago, WSBC has an improved debt to assets ratio.
WSBC Yearly Shares OutstandingWSBC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
WSBC Yearly Total Debt VS Total AssetsWSBC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

2.2 Solvency

  • WSBC has a debt to FCF ratio of 1.92. This is a very positive value and a sign of high solvency as it would only need 1.92 years to pay back of all of its debts.
  • WSBC has a Debt to FCF ratio (1.92) which is comparable to the rest of the industry.
  • WSBC has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.11, WSBC is doing good in the industry, outperforming 63.32% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.92
Altman-Z N/A
ROIC/WACCN/A
WACC11.45%
WSBC Yearly LT Debt VS Equity VS FCFWSBC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WSBC Yearly Current Assets VS Current LiabilitesWSBC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 45.65% over the past year.
  • Measured over the past years, WSBC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.01% on average per year.
  • The Revenue has grown by 61.84% in the past year. This is a very strong growth!
  • Measured over the past years, WSBC shows a quite strong growth in Revenue. The Revenue has been growing by 10.05% on average per year.
EPS 1Y (TTM)45.65%
EPS 3Y3.06%
EPS 5Y12.01%
EPS Q2Q%18.31%
Revenue 1Y (TTM)61.84%
Revenue growth 3Y18.36%
Revenue growth 5Y10.05%
Sales Q2Q%75.11%

3.2 Future

  • The Earnings Per Share is expected to grow by 11.62% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 11.90% on average over the next years. This is quite good.
EPS Next Y12.96%
EPS Next 2Y11.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year17.09%
Revenue Next 2Y11.9%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
WSBC Yearly Revenue VS EstimatesWSBC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
WSBC Yearly EPS VS EstimatesWSBC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • WSBC is valuated reasonably with a Price/Earnings ratio of 10.41.
  • WSBC's Price/Earnings ratio is a bit cheaper when compared to the industry. WSBC is cheaper than 73.88% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of WSBC to the average of the S&P500 Index (27.07), we can say WSBC is valued rather cheaply.
  • The Price/Forward Earnings ratio is 9.21, which indicates a very decent valuation of WSBC.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of WSBC indicates a somewhat cheap valuation: WSBC is cheaper than 72.82% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.05, WSBC is valued rather cheaply.
Industry RankSector Rank
PE 10.41
Fwd PE 9.21
WSBC Price Earnings VS Forward Price EarningsWSBC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of WSBC is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 13.66
EV/EBITDA N/A
WSBC Per share dataWSBC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • WSBC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.8
PEG (5Y)0.87
EPS Next 2Y11.62%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 4.49%, WSBC is a good candidate for dividend investing.
  • WSBC's Dividend Yield is rather good when compared to the industry average which is at 2.73. WSBC pays more dividend than 87.07% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, WSBC pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.49%

5.2 History

  • On average, the dividend of WSBC grows each year by 7.36%, which is quite nice.
  • WSBC has paid a dividend for at least 10 years, which is a reliable track record.
  • WSBC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)7.36%
Div Incr Years14
Div Non Decr Years14
WSBC Yearly Dividends per shareWSBC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • WSBC pays out 75.15% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of WSBC is growing, but earnings are growing more, so the dividend growth is sustainable.
DP75.15%
EPS Next 2Y11.62%
EPS Next 3YN/A
WSBC Yearly Income VS Free CF VS DividendWSBC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
WSBC Dividend Payout.WSBC Dividend Payout, showing the Payout Ratio.WSBC Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

WESBANCO INC

NASDAQ:WSBC (2/27/2026, 8:00:02 PM)

After market: 34.87 0 (0%)

34.87

-1.41 (-3.89%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-27
Earnings (Next)04-27
Inst Owners73.64%
Inst Owner Change0.37%
Ins Owners2.33%
Ins Owner Change2.15%
Market Cap3.35B
Revenue(TTM)981.06M
Net Income(TTM)171.50M
Analysts80
Price Target40.51 (16.17%)
Short Float %1.87%
Short Ratio3.39
Dividend
Industry RankSector Rank
Dividend Yield 4.49%
Yearly Dividend1.54
Dividend Growth(5Y)7.36%
DP75.15%
Div Incr Years14
Div Non Decr Years14
Ex-Date03-06
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.07%
Min EPS beat(2)3.57%
Max EPS beat(2)4.57%
EPS beat(4)4
Avg EPS beat(4)12.49%
Min EPS beat(4)3.57%
Max EPS beat(4)27.55%
EPS beat(8)6
Avg EPS beat(8)4.92%
EPS beat(12)7
Avg EPS beat(12)2.67%
EPS beat(16)10
Avg EPS beat(16)3.99%
Revenue beat(2)1
Avg Revenue beat(2)3.57%
Min Revenue beat(2)-1.1%
Max Revenue beat(2)8.25%
Revenue beat(4)2
Avg Revenue beat(4)0.79%
Min Revenue beat(4)-4.65%
Max Revenue beat(4)8.25%
Revenue beat(8)2
Avg Revenue beat(8)-2.19%
Revenue beat(12)4
Avg Revenue beat(12)0.57%
Revenue beat(16)8
Avg Revenue beat(16)6.31%
PT rev (1m)4.51%
PT rev (3m)7.34%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.9%
EPS NY rev (1m)-1.95%
EPS NY rev (3m)-1.67%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.13%
Revenue NY rev (1m)3.04%
Revenue NY rev (3m)-3.14%
Valuation
Industry RankSector Rank
PE 10.41
Fwd PE 9.21
P/S 3.81
P/FCF 13.66
P/OCF 12.74
P/B 0.81
P/tB 1.41
EV/EBITDA N/A
EPS(TTM)3.35
EY9.61%
EPS(NY)3.78
Fwd EY10.85%
FCF(TTM)2.55
FCFY7.32%
OCF(TTM)2.74
OCFY7.85%
SpS9.14
BVpS42.85
TBVpS24.78
PEG (NY)0.8
PEG (5Y)0.87
Graham Number56.83
Profitability
Industry RankSector Rank
ROA 0.62%
ROE 4.17%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 19.52%
GM N/A
FCFM 27.92%
ROA(3y)0.78%
ROA(5y)0.95%
ROE(3y)5.32%
ROE(5y)6.42%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.44%
PM growth 5Y1%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.92
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 2.01%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 143.01%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC11.45%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)45.65%
EPS 3Y3.06%
EPS 5Y12.01%
EPS Q2Q%18.31%
EPS Next Y12.96%
EPS Next 2Y11.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)61.84%
Revenue growth 3Y18.36%
Revenue growth 5Y10.05%
Sales Q2Q%75.11%
Revenue Next Year17.09%
Revenue Next 2Y11.9%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y34.57%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y37.74%
OCF growth 3YN/A
OCF growth 5YN/A

WESBANCO INC / WSBC FAQ

What is the fundamental rating for WSBC stock?

ChartMill assigns a fundamental rating of 4 / 10 to WSBC.


Can you provide the valuation status for WESBANCO INC?

ChartMill assigns a valuation rating of 5 / 10 to WESBANCO INC (WSBC). This can be considered as Fairly Valued.


What is the profitability of WSBC stock?

WESBANCO INC (WSBC) has a profitability rating of 2 / 10.


What are the PE and PB ratios of WESBANCO INC (WSBC) stock?

The Price/Earnings (PE) ratio for WESBANCO INC (WSBC) is 10.41 and the Price/Book (PB) ratio is 0.81.


Can you provide the dividend sustainability for WSBC stock?

The dividend rating of WESBANCO INC (WSBC) is 8 / 10 and the dividend payout ratio is 75.15%.