VELOCITY FINANCIAL INC (VEL) Stock Price & Overview

NYSE:VELUS92262D1019

Current stock price

17.41 USD
-0.38 (-2.14%)
At close:
17.41 USD
0 (0%)
After Hours:

The current stock price of VEL is 17.41 USD. Today VEL is down by -2.14%. In the past month the price decreased by -11.85%. In the past year, price decreased by -9.79%.

VEL Key Statistics

52-Week Range16.12 - 21.395
Current VEL stock price positioned within its 52-week range.
1-Month Range17.3 - 20.045
Current VEL stock price positioned within its 1-month range.
Market Cap
677.249M
P/E
6.00
Fwd P/E
6.72
EPS (TTM)
2.90
Dividend Yield
N/A

VEL Stock Performance

Today
-2.14%
1 Week
-3.22%
1 Month
-11.85%
3 Months
-11.13%
Longer-term
6 Months -7.00%
1 Year -9.79%
2 Years -3.28%
3 Years +92.80%
5 Years +96.28%
10 Years N/A

VEL Stock Chart

VELOCITY FINANCIAL INC / VEL Daily stock chart

VEL Technical Analysis

ChartMill assigns a technical rating of 0 / 10 to VEL. When comparing the yearly performance of all stocks, VEL is a bad performer in the overall market: 76.75% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

VEL Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to VEL. VEL has a medium profitability rating, but doesn't score so well on its financial health evaluation.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

VEL Earnings

On March 11, 2026 VEL reported an EPS of 0.93 and a revenue of 51.61M. The company beat EPS expectations (37.43% surprise) and beat revenue expectations (10.88% surprise).

Next Earnings DateApr 29, 2026
Last Earnings DateMar 11, 2026
PeriodQ4 / 2025
EPS Reported$0.93
Revenue Reported51.61M
EPS Surprise 37.43%
Revenue Surprise 10.88%

VEL Forecast & Estimates

7 analysts have analysed VEL and the average price target is 22.1 USD. This implies a price increase of 26.94% is expected in the next year compared to the current price of 17.41.

For the next year, analysts expect an EPS growth of -10.61% and a revenue growth 27.31% for VEL


Analysts
Analysts77.14
Price Target22.1 (26.94%)
EPS Next Y-10.61%
Revenue Next Year27.31%

VEL Groups

Sector & Classification

VEL Financial Highlights

Over the last trailing twelve months VEL reported a non-GAAP Earnings per Share(EPS) of 2.9. The EPS increased by 42.86% compared to the year before.


Income Statements
Revenue(TTM)N/A
Net Income(TTM)89.72M
Industry RankSector Rank
PM (TTM) 20.7%
ROA 1.29%
ROE 14.15%
Debt/Equity 9.7
Chartmill High Growth Momentum
EPS Q2Q%55%
Sales Q2Q%-27.48%
EPS 1Y (TTM)42.86%
Revenue 1Y (TTM)N/A

VEL Ownership

Ownership
Inst Owners63.63%
Shares38.90M
Float24.36M
Ins Owners3.06%
Short Float %3.87%
Short Ratio7.62

VEL Competitors/Peers

The largest stocks on the US markets in the "Commercial & Residential Mortgage Finance" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
RKT ROCKET COS INC-CLASS A16.8339.817B
UWMC UWM HOLDINGS CORP8.235.856B
ACT ENACT HOLDINGS INC8.515.73B
MTG MGIC INVESTMENT CORP8.535.597B
RDN RADIAN GROUP INC6.64.496B
PFSI PENNYMAC FINANCIAL SERVICES6.484.39B
NMIH NMI HOLDINGS INC7.112.837B
MBIN MERCHANTS BANCORP/IN7.941.912B
AGM FEDERAL AGRIC MTG CORP-CL C7.951.646B
WD WALKER & DUNLOP INC10.871.533B
AGM.A FEDERAL AGRIC MTG CORP-CL A6.771.401B
MBINM MERCHANTS BANCORP - MBIN 8 1/4 PERP4.691.152B
MBINL MERCHANTS BANCORP - MBIN 7 5/8 PERP4.511.106B

About VEL

Company Profile

VEL logo image Velocity Financial, Inc. operates a real estate finance company, which originates and manages investor loans secured by residential rental and small commercial properties. The company is headquartered in Westlake Village, California and currently employs 309 full-time employees. The company went IPO on 2020-01-17. The company originates loans nationwide across an extensive network of independent mortgage brokers. The firm's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.

Company Info

IPO: 2020-01-17

VELOCITY FINANCIAL INC

2945 Townsgate Road, Suite 110

Westlake Village CALIFORNIA 91362 US

CEO: Christopher D. Farrar

Employees: 309

VEL Company Website

Phone: 18665053863

VELOCITY FINANCIAL INC / VEL FAQ

What does VELOCITY FINANCIAL INC do?

Velocity Financial, Inc. operates a real estate finance company, which originates and manages investor loans secured by residential rental and small commercial properties. The company is headquartered in Westlake Village, California and currently employs 309 full-time employees. The company went IPO on 2020-01-17. The company originates loans nationwide across an extensive network of independent mortgage brokers. The firm's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.


What is the current price of VEL stock?

The current stock price of VEL is 17.41 USD. The price decreased by -2.14% in the last trading session.


Does VELOCITY FINANCIAL INC pay dividends?

VEL does not pay a dividend.


What is the ChartMill technical and fundamental rating of VEL stock?

VEL has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


On which exchange is VEL stock listed?

VEL stock is listed on the New York Stock Exchange exchange.


What is the analyst forecast for VEL stock?

7 analysts have analysed VEL and the average price target is 22.1 USD. This implies a price increase of 26.94% is expected in the next year compared to the current price of 17.41.


What is the outstanding short interest for VELOCITY FINANCIAL INC?

The outstanding short interest for VELOCITY FINANCIAL INC (VEL) is 3.87% of its float.