FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
USA - NYSE:AGM.A - US3131481083 - Common Stock
121.5 USD
+0.51 (+0.42%)
We assign a fundamental rating of 4 out of 10 to AGM.A. AGM.A was compared to 99 industry peers in the Financial Services industry. AGM.A has a bad profitability rating. Also its financial health evaluation is rather negative. AGM.A may be a bit undervalued, certainly considering the very reasonable score on growth Finally AGM.A also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year AGM.A was profitable.
AGM.A had a positive operating cash flow in the past year.
AGM.A had positive earnings in each of the past 5 years.
AGM.A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGM.A has a Return On Assets of 0.56%. This is in the lower half of the industry: AGM.A underperforms 61.62% of its industry peers.
AGM.A's Return On Equity of 12.06% is fine compared to the rest of the industry. AGM.A outperforms 62.63% of its industry peers.
With a Return On Invested Capital value of 0.92%, AGM.A is not doing good in the industry: 60.61% of the companies in the same industry are doing better.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 7.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROIC | 0.92% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
The Profit Margin of AGM.A (11.76%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of AGM.A has declined.
AGM.A has a better Operating Margin (16.38%) than 61.62% of its industry peers.
AGM.A's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 24.32%, AGM.A perfoms like the industry average, outperforming 40.40% of the companies in the same industry.
In the last couple of years the Gross Margin of AGM.A has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AGM.A is destroying value.
Compared to 1 year ago, AGM.A has more shares outstanding
The number of shares outstanding for AGM.A has been reduced compared to 5 years ago.
AGM.A has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.19, we must say that AGM.A is in the distress zone and has some risk of bankruptcy.
AGM.A's Altman-Z score of -0.19 is on the low side compared to the rest of the industry. AGM.A is outperformed by 68.69% of its industry peers.
The Debt to FCF ratio of AGM.A is 137.43, which is on the high side as it means it would take AGM.A, 137.43 years of fcf income to pay off all of its debts.
AGM.A's Debt to FCF ratio of 137.43 is in line compared to the rest of the industry. AGM.A outperforms 41.41% of its industry peers.
AGM.A has a Debt/Equity ratio of 13.42. This is a high value indicating a heavy dependency on external financing.
AGM.A has a Debt to Equity ratio of 13.42. This is amonst the worse of the industry: AGM.A underperforms 87.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Altman-Z | -0.19 |
ROIC/WACC0.32
WACC2.89%
2.3 Liquidity
AGM.A has a Current Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.14, AGM.A is doing worse than 77.78% of the companies in the same industry.
AGM.A has a Quick Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
AGM.A has a worse Quick ratio (0.14) than 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 4.80% over the past year.
AGM.A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
The Revenue has been growing slightly by 3.39% in the past year.
AGM.A shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.96% yearly.
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
3.2 Future
The Earnings Per Share is expected to grow by 10.64% on average over the next years. This is quite good.
The Revenue is expected to grow by 9.69% on average over the next years. This is quite good.
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.33, which indicates a rather cheap valuation of AGM.A.
AGM.A's Price/Earnings ratio is rather cheap when compared to the industry. AGM.A is cheaper than 85.86% of the companies in the same industry.
AGM.A's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.02.
A Price/Forward Earnings ratio of 6.14 indicates a rather cheap valuation of AGM.A.
Based on the Price/Forward Earnings ratio, AGM.A is valued a bit cheaper than 79.80% of the companies in the same industry.
AGM.A's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.57.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.33 | ||
| Fwd PE | 6.14 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGM.A is valued cheaper than 89.90% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGM.A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.53
PEG (5Y)0.59
EPS Next 2Y12.38%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 3.72%.
AGM.A's Dividend Yield is a higher than the industry average which is at 4.87.
AGM.A's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.72% |
5.2 History
On average, the dividend of AGM.A grows each year by 14.69%, which is quite nice.
AGM.A has been paying a dividend for at least 10 years, so it has a reliable track record.
AGM.A has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
46.23% of the earnings are spent on dividend by AGM.A. This is a bit on the high side, but may be sustainable.
The dividend of AGM.A is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP46.23%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
NYSE:AGM.A (10/10/2025, 9:09:20 PM)
121.5
+0.51 (+0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.29%
Inst Owner Change0%
Ins Owners1.08%
Ins Owner ChangeN/A
Market Cap1.33B
Analysts76.67
Price Target165.98 (36.61%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.72% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP46.23%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.94%
Min EPS beat(2)-0.3%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-1.31%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.27%
EPS beat(12)7
Avg EPS beat(12)2.91%
EPS beat(16)8
Avg EPS beat(16)1.48%
Revenue beat(2)1
Avg Revenue beat(2)1.24%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)5.24%
Revenue beat(4)2
Avg Revenue beat(4)0.92%
Min Revenue beat(4)-2.79%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)0.39%
Revenue beat(12)7
Avg Revenue beat(12)41.04%
Revenue beat(16)11
Avg Revenue beat(16)51.9%
PT rev (1m)-2.46%
PT rev (3m)-3.34%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.8%
EPS NY rev (1m)0%
EPS NY rev (3m)1.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.87%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.33 | ||
| Fwd PE | 6.14 | ||
| P/S | 0.84 | ||
| P/FCF | 5.89 | ||
| P/OCF | 5.89 | ||
| P/B | 0.86 | ||
| P/tB | 0.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)16.58
EY13.65%
EPS(NY)19.78
Fwd EY16.28%
FCF(TTM)20.64
FCFY16.99%
OCF(TTM)20.64
OCFY16.99%
SpS144.92
BVpS141.29
TBVpS141.29
PEG (NY)0.53
PEG (5Y)0.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.97% | ||
| ROICexgc | 0.97% | ||
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% | ||
| FCFM | 14.24% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexcg growth 3Y9.17%
ROICexcg growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 121.07% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.19 |
F-Score6
WACC2.89%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.28%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-51.27%
OCF growth 3Y11.97%
OCF growth 5YN/A