FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
USA - NYSE:AGM.A - US3131481083 - Common Stock
121.51 USD
+1.61 (+1.34%)
We assign a fundamental rating of 4 out of 10 to AGM.A. AGM.A was compared to 98 industry peers in the Financial Services industry. There are concerns on the financial health of AGM.A while its profitability can be described as average. A decent growth rate in combination with a cheap valuation! Better keep an eye on AGM.A. Finally AGM.A also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
AGM.A had positive earnings in the past year.
AGM.A had a positive operating cash flow in the past year.
Each year in the past 5 years AGM.A has been profitable.
AGM.A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of AGM.A (0.56%) is worse than 61.22% of its industry peers.
AGM.A's Return On Equity of 12.06% is fine compared to the rest of the industry. AGM.A outperforms 62.24% of its industry peers.
With a Return On Invested Capital value of 0.92%, AGM.A perfoms like the industry average, outperforming 40.82% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for AGM.A is significantly below the industry average of 7.79%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROIC | 0.92% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
Looking at the Profit Margin, with a value of 11.76%, AGM.A is in line with its industry, outperforming 55.10% of the companies in the same industry.
In the last couple of years the Profit Margin of AGM.A has declined.
Looking at the Operating Margin, with a value of 16.38%, AGM.A is in the better half of the industry, outperforming 62.24% of the companies in the same industry.
AGM.A's Operating Margin has declined in the last couple of years.
AGM.A has a Gross Margin (24.32%) which is in line with its industry peers.
In the last couple of years the Gross Margin of AGM.A has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM.A is destroying value.
AGM.A has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AGM.A has less shares outstanding
The debt/assets ratio for AGM.A has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.19, we must say that AGM.A is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of AGM.A (-0.19) is worse than 69.39% of its industry peers.
AGM.A has a debt to FCF ratio of 137.43. This is a negative value and a sign of low solvency as AGM.A would need 137.43 years to pay back of all of its debts.
The Debt to FCF ratio of AGM.A (137.43) is worse than 60.20% of its industry peers.
AGM.A has a Debt/Equity ratio of 13.42. This is a high value indicating a heavy dependency on external financing.
AGM.A's Debt to Equity ratio of 13.42 is on the low side compared to the rest of the industry. AGM.A is outperformed by 87.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Altman-Z | -0.19 |
ROIC/WACC0.32
WACC2.89%
2.3 Liquidity
A Current Ratio of 0.14 indicates that AGM.A may have some problems paying its short term obligations.
With a Current ratio value of 0.14, AGM.A is not doing good in the industry: 77.55% of the companies in the same industry are doing better.
A Quick Ratio of 0.14 indicates that AGM.A may have some problems paying its short term obligations.
With a Quick ratio value of 0.14, AGM.A is not doing good in the industry: 77.55% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 4.80% over the past year.
AGM.A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
AGM.A shows a small growth in Revenue. In the last year, the Revenue has grown by 3.39%.
Measured over the past years, AGM.A shows a quite strong growth in Revenue. The Revenue has been growing by 19.96% on average per year.
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
3.2 Future
Based on estimates for the next years, AGM.A will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.64% on average per year.
Based on estimates for the next years, AGM.A will show a quite strong growth in Revenue. The Revenue will grow by 9.80% on average per year.
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.33, which indicates a rather cheap valuation of AGM.A.
AGM.A's Price/Earnings ratio is rather cheap when compared to the industry. AGM.A is cheaper than 85.71% of the companies in the same industry.
AGM.A's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.51.
With a Price/Forward Earnings ratio of 6.16, the valuation of AGM.A can be described as very cheap.
AGM.A's Price/Forward Earnings ratio is rather cheap when compared to the industry. AGM.A is cheaper than 80.61% of the companies in the same industry.
AGM.A is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.53, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.33 | ||
| Fwd PE | 6.16 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGM.A indicates a rather cheap valuation: AGM.A is cheaper than 89.80% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGM.A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.57
PEG (5Y)0.59
EPS Next 2Y12.21%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 6.36%, which is a nice return.
AGM.A's Dividend Yield is rather good when compared to the industry average which is at 4.94. AGM.A pays more dividend than 82.65% of the companies in the same industry.
AGM.A's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.36% |
5.2 History
On average, the dividend of AGM.A grows each year by 14.69%, which is quite nice.
AGM.A has paid a dividend for at least 10 years, which is a reliable track record.
AGM.A has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM.A pays out 46.23% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of AGM.A is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP46.23%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
NYSE:AGM.A (11/3/2025, 8:04:00 PM)
121.51
+1.61 (+1.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.29%
Inst Owner Change0%
Ins Owners1.08%
Ins Owner ChangeN/A
Market Cap1.33B
Revenue(TTM)1.58B
Net Income(TTM)186.31M
Analysts76.67
Price Target177.97 (46.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.36% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP46.23%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.94%
Min EPS beat(2)-0.3%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-1.31%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.27%
EPS beat(12)7
Avg EPS beat(12)2.91%
EPS beat(16)8
Avg EPS beat(16)1.48%
Revenue beat(2)1
Avg Revenue beat(2)1.24%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)5.24%
Revenue beat(4)2
Avg Revenue beat(4)0.92%
Min Revenue beat(4)-2.79%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)0.39%
Revenue beat(12)7
Avg Revenue beat(12)41.04%
Revenue beat(16)11
Avg Revenue beat(16)51.9%
PT rev (1m)10.65%
PT rev (3m)3.11%
EPS NQ rev (1m)-1.54%
EPS NQ rev (3m)0.22%
EPS NY rev (1m)-0.66%
EPS NY rev (3m)0.55%
Revenue NQ rev (1m)0.09%
Revenue NQ rev (3m)2.96%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)2.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.33 | ||
| Fwd PE | 6.16 | ||
| P/S | 0.84 | ||
| P/FCF | 5.89 | ||
| P/OCF | 5.89 | ||
| P/B | 0.86 | ||
| P/tB | 0.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)16.58
EY13.64%
EPS(NY)19.72
Fwd EY16.23%
FCF(TTM)20.64
FCFY16.98%
OCF(TTM)20.64
OCFY16.99%
SpS144.92
BVpS141.29
TBVpS141.29
PEG (NY)0.57
PEG (5Y)0.59
Graham Number229.58
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.97% | ||
| ROICexgc | 0.97% | ||
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% | ||
| FCFM | 14.24% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 121.07% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.19 |
F-Score6
WACC2.89%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.28%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-51.27%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL A / AGM.A FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL A?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.A.
What is the valuation status for AGM.A stock?
ChartMill assigns a valuation rating of 8 / 10 to FEDERAL AGRIC MTG CORP-CL A (AGM.A). This can be considered as Undervalued.
How profitable is FEDERAL AGRIC MTG CORP-CL A (AGM.A) stock?
FEDERAL AGRIC MTG CORP-CL A (AGM.A) has a profitability rating of 4 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL A (AGM.A) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL A (AGM.A) is 7.33 and the Price/Book (PB) ratio is 0.86.
What is the earnings growth outlook for FEDERAL AGRIC MTG CORP-CL A?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL A (AGM.A) is expected to grow by 12.95% in the next year.