FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
USA - NYSE:AGM.A - US3131481083 - Common Stock
132.37 USD
+2.89 (+2.23%)
132.37 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to AGM.A. AGM.A was compared to 101 industry peers in the Financial Services industry. AGM.A has a bad profitability rating. Also its financial health evaluation is rather negative. AGM.A may be a bit undervalued, certainly considering the very reasonable score on growth Finally AGM.A also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
AGM.A had positive earnings in the past year.
AGM.A had a positive operating cash flow in the past year.
AGM.A had positive earnings in each of the past 5 years.
AGM.A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGM.A has a worse Return On Assets (0.56%) than 61.39% of its industry peers.
Looking at the Return On Equity, with a value of 12.06%, AGM.A is in the better half of the industry, outperforming 63.37% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 0.92%, AGM.A is doing worse than 60.40% of the companies in the same industry.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 7.65%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROIC | 0.92% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM.A has a Profit Margin (11.76%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of AGM.A has declined.
AGM.A has a Operating Margin of 16.38%. This is in the better half of the industry: AGM.A outperforms 61.39% of its industry peers.
In the last couple of years the Operating Margin of AGM.A has declined.
AGM.A has a Gross Margin (24.32%) which is comparable to the rest of the industry.
AGM.A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM.A is destroying value.
AGM.A has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGM.A has been reduced compared to 5 years ago.
AGM.A has a better debt/assets ratio than last year.
2.2 Solvency
AGM.A has an Altman-Z score of -0.19. This is a bad value and indicates that AGM.A is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.19, AGM.A is doing worse than 69.31% of the companies in the same industry.
The Debt to FCF ratio of AGM.A is 137.43, which is on the high side as it means it would take AGM.A, 137.43 years of fcf income to pay off all of its debts.
AGM.A has a Debt to FCF ratio (137.43) which is in line with its industry peers.
AGM.A has a Debt/Equity ratio of 13.42. This is a high value indicating a heavy dependency on external financing.
AGM.A has a worse Debt to Equity ratio (13.42) than 88.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Altman-Z | -0.19 |
ROIC/WACC0.31
WACC2.94%
2.3 Liquidity
A Current Ratio of 0.14 indicates that AGM.A may have some problems paying its short term obligations.
AGM.A has a worse Current ratio (0.14) than 76.24% of its industry peers.
A Quick Ratio of 0.14 indicates that AGM.A may have some problems paying its short term obligations.
AGM.A has a Quick ratio of 0.14. This is in the lower half of the industry: AGM.A underperforms 76.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
AGM.A shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.80%.
AGM.A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
AGM.A shows a small growth in Revenue. In the last year, the Revenue has grown by 3.39%.
AGM.A shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.96% yearly.
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
3.2 Future
Based on estimates for the next years, AGM.A will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.64% on average per year.
AGM.A is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.69% yearly.
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.98, the valuation of AGM.A can be described as very cheap.
AGM.A's Price/Earnings ratio is rather cheap when compared to the industry. AGM.A is cheaper than 84.16% of the companies in the same industry.
When comparing the Price/Earnings ratio of AGM.A to the average of the S&P500 Index (27.38), we can say AGM.A is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.69, the valuation of AGM.A can be described as very cheap.
81.19% of the companies in the same industry are more expensive than AGM.A, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 22.86. AGM.A is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.98 | ||
| Fwd PE | 6.69 |
4.2 Price Multiples
AGM.A's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AGM.A is cheaper than 90.10% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.41 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGM.A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.58
PEG (5Y)0.64
EPS Next 2Y12.38%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 3.19%. Purely for dividend investing, there may be better candidates out there.
AGM.A's Dividend Yield is rather good when compared to the industry average which is at 4.72. AGM.A pays more dividend than 86.14% of the companies in the same industry.
AGM.A's Dividend Yield is a higher than the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.19% |
5.2 History
On average, the dividend of AGM.A grows each year by 14.69%, which is quite nice.
AGM.A has been paying a dividend for at least 10 years, so it has a reliable track record.
AGM.A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
46.23% of the earnings are spent on dividend by AGM.A. This is a bit on the high side, but may be sustainable.
The dividend of AGM.A is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP46.23%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
132.37
+2.89 (+2.23%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners81.85%
Inst Owner Change-2.88%
Ins Owners1.3%
Ins Owner ChangeN/A
Market Cap1.45B
Analysts76.67
Price Target160.84 (21.51%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.19% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP46.23%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.94%
Min EPS beat(2)-0.3%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-1.31%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.27%
EPS beat(12)7
Avg EPS beat(12)2.91%
EPS beat(16)8
Avg EPS beat(16)1.48%
Revenue beat(2)1
Avg Revenue beat(2)1.24%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)5.24%
Revenue beat(4)2
Avg Revenue beat(4)0.92%
Min Revenue beat(4)-2.79%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)0.39%
Revenue beat(12)7
Avg Revenue beat(12)41.04%
Revenue beat(16)11
Avg Revenue beat(16)51.9%
PT rev (1m)-5.48%
PT rev (3m)-6.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.8%
EPS NY rev (1m)1.22%
EPS NY rev (3m)1.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.87%
Revenue NY rev (1m)2.51%
Revenue NY rev (3m)2.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.98 | ||
| Fwd PE | 6.69 | ||
| P/S | 0.91 | ||
| P/FCF | 6.41 | ||
| P/OCF | 6.41 | ||
| P/B | 0.94 | ||
| P/tB | 0.94 | ||
| EV/EBITDA | N/A |
EPS(TTM)16.58
EY12.53%
EPS(NY)19.78
Fwd EY14.94%
FCF(TTM)20.64
FCFY15.59%
OCF(TTM)20.64
OCFY15.6%
SpS144.92
BVpS141.29
TBVpS141.29
PEG (NY)0.58
PEG (5Y)0.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.97% | ||
| ROICexgc | 0.97% | ||
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% | ||
| FCFM | 14.24% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexcg growth 3Y9.17%
ROICexcg growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 121.07% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.19 |
F-Score6
WACC2.94%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.28%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-51.27%
OCF growth 3Y11.97%
OCF growth 5YN/A