FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
NYSE:AGM.A - US3131481083 - Common Stock
147 USD
+4 (+2.8%)
139.37 USD
-7.63 (-5.19%)
We assign a fundamental rating of 4 out of 10 to AGM.A. AGM.A was compared to 100 industry peers in the Financial Services industry. AGM.A has a bad profitability rating. Also its financial health evaluation is rather negative. A decent growth rate in combination with a cheap valuation! Better keep an eye on AGM.A.
1. Profitability
1.1 Basic Checks
In the past year AGM.A was profitable.
In the past year AGM.A had a positive cash flow from operations.
In the past 5 years AGM.A has always been profitable.
AGM.A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of AGM.A (0.56%) is worse than 61.00% of its industry peers.
AGM.A has a Return On Equity of 12.06%. This is in the better half of the industry: AGM.A outperforms 63.00% of its industry peers.
The Return On Invested Capital of AGM.A (0.92%) is worse than 61.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for AGM.A is significantly below the industry average of 7.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROIC | 0.92% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM.A's Profit Margin of 11.76% is in line compared to the rest of the industry. AGM.A outperforms 55.00% of its industry peers.
In the last couple of years the Profit Margin of AGM.A has declined.
With a decent Operating Margin value of 16.38%, AGM.A is doing good in the industry, outperforming 62.00% of the companies in the same industry.
In the last couple of years the Operating Margin of AGM.A has declined.
AGM.A has a Gross Margin (24.32%) which is in line with its industry peers.
AGM.A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AGM.A is destroying value.
The number of shares outstanding for AGM.A has been increased compared to 1 year ago.
AGM.A has less shares outstanding than it did 5 years ago.
The debt/assets ratio for AGM.A has been reduced compared to a year ago.
2.2 Solvency
AGM.A has an Altman-Z score of -0.18. This is a bad value and indicates that AGM.A is not financially healthy and even has some risk of bankruptcy.
AGM.A has a Altman-Z score of -0.18. This is in the lower half of the industry: AGM.A underperforms 68.00% of its industry peers.
The Debt to FCF ratio of AGM.A is 137.43, which is on the high side as it means it would take AGM.A, 137.43 years of fcf income to pay off all of its debts.
AGM.A has a Debt to FCF ratio (137.43) which is in line with its industry peers.
A Debt/Equity ratio of 13.42 is on the high side and indicates that AGM.A has dependencies on debt financing.
The Debt to Equity ratio of AGM.A (13.42) is worse than 88.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.31
WACC3.02%
2.3 Liquidity
AGM.A has a Current Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of AGM.A (0.14) is worse than 76.00% of its industry peers.
AGM.A has a Quick Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
AGM.A has a worse Quick ratio (0.14) than 76.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
AGM.A shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.80%.
The Earnings Per Share has been growing by 12.47% on average over the past years. This is quite good.
The Revenue has been growing slightly by 3.39% in the past year.
AGM.A shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.96% yearly.
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
3.2 Future
The Earnings Per Share is expected to grow by 10.64% on average over the next years. This is quite good.
Based on estimates for the next years, AGM.A will show a quite strong growth in Revenue. The Revenue will grow by 9.69% on average per year.
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.87, the valuation of AGM.A can be described as reasonable.
AGM.A's Price/Earnings ratio is a bit cheaper when compared to the industry. AGM.A is cheaper than 78.00% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.14. AGM.A is valued rather cheaply when compared to this.
AGM.A is valuated cheaply with a Price/Forward Earnings ratio of 7.43.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGM.A indicates a somewhat cheap valuation: AGM.A is cheaper than 76.00% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.80. AGM.A is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.87 | ||
| Fwd PE | 7.43 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGM.A is valued cheaper than 87.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.12 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGM.A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.65
PEG (5Y)0.71
EPS Next 2Y12.38%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 3.07%.
AGM.A's Dividend Yield is a higher than the industry average which is at 4.27.
AGM.A's Dividend Yield is a higher than the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
5.2 History
On average, the dividend of AGM.A grows each year by 14.69%, which is quite nice.
AGM.A has paid a dividend for at least 10 years, which is a reliable track record.
AGM.A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM.A pays out 46.23% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of AGM.A is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP46.23%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
147
+4 (+2.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners81.85%
Inst Owner Change-2.88%
Ins Owners1.3%
Ins Owner ChangeN/A
Market Cap1.61B
Analysts76.67
Price Target170.17 (15.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP46.23%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.94%
Min EPS beat(2)-0.3%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-1.31%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.27%
EPS beat(12)7
Avg EPS beat(12)2.91%
EPS beat(16)8
Avg EPS beat(16)1.48%
Revenue beat(2)1
Avg Revenue beat(2)1.24%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)5.24%
Revenue beat(4)2
Avg Revenue beat(4)0.92%
Min Revenue beat(4)-2.79%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)0.39%
Revenue beat(12)7
Avg Revenue beat(12)41.04%
Revenue beat(16)11
Avg Revenue beat(16)51.9%
PT rev (1m)-1.41%
PT rev (3m)-0.9%
EPS NQ rev (1m)1.8%
EPS NQ rev (3m)1.15%
EPS NY rev (1m)1.22%
EPS NY rev (3m)1.22%
Revenue NQ rev (1m)2.87%
Revenue NQ rev (3m)5.33%
Revenue NY rev (1m)2.51%
Revenue NY rev (3m)2.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.87 | ||
| Fwd PE | 7.43 | ||
| P/S | 1.01 | ||
| P/FCF | 7.12 | ||
| P/OCF | 7.12 | ||
| P/B | 1.04 | ||
| P/tB | 1.04 | ||
| EV/EBITDA | N/A |
EPS(TTM)16.58
EY11.28%
EPS(NY)19.78
Fwd EY13.45%
FCF(TTM)20.64
FCFY14.04%
OCF(TTM)20.64
OCFY14.04%
SpS144.92
BVpS141.29
TBVpS141.29
PEG (NY)0.65
PEG (5Y)0.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.97% | ||
| ROICexgc | 0.97% | ||
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% | ||
| FCFM | 14.24% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexcg growth 3Y9.17%
ROICexcg growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 121.07% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.18 |
F-Score6
WACC3.02%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.28%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-51.27%
OCF growth 3Y11.97%
OCF growth 5YN/A