FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
NYSE:AGM.A - New York Stock Exchange, Inc. - US3131481083 - Common Stock - Currency: USD
We assign a fundamental rating of 4 out of 10 to AGM.A. AGM.A was compared to 99 industry peers in the Financial Services industry. AGM.A may be in some trouble as it scores bad on both profitability and health. AGM.A is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year AGM.A was profitable.
In the past year AGM.A had a positive cash flow from operations.
AGM.A had positive earnings in each of the past 5 years.
AGM.A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of AGM.A (0.56%) is worse than 62.63% of its industry peers.
With a Return On Equity value of 11.63%, AGM.A perfoms like the industry average, outperforming 58.59% of the companies in the same industry.
AGM.A's Return On Invested Capital of 0.95% is on the low side compared to the rest of the industry. AGM.A is outperformed by 60.61% of its industry peers.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 11.83%.
The last Return On Invested Capital (0.95%) for AGM.A is above the 3 year average (0.93%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 11.63% | ||
| ROIC | 0.95% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
Looking at the Profit Margin, with a value of 11.18%, AGM.A is in line with its industry, outperforming 56.57% of the companies in the same industry.
AGM.A's Profit Margin has declined in the last couple of years.
AGM.A has a Operating Margin (16.00%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of AGM.A has declined.
AGM.A has a Gross Margin of 23.53%. This is comparable to the rest of the industry: AGM.A outperforms 43.43% of its industry peers.
AGM.A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16% | ||
| PM (TTM) | 11.18% | ||
| GM | 23.53% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM.A is destroying value.
AGM.A has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGM.A has been reduced compared to 5 years ago.
AGM.A has a better debt/assets ratio than last year.
2.2 Solvency
AGM.A has an Altman-Z score of -0.19. This is a bad value and indicates that AGM.A is not financially healthy and even has some risk of bankruptcy.
AGM.A has a Altman-Z score of -0.19. This is in the lower half of the industry: AGM.A underperforms 69.70% of its industry peers.
AGM.A has a debt to FCF ratio of 91.67. This is a negative value and a sign of low solvency as AGM.A would need 91.67 years to pay back of all of its debts.
The Debt to FCF ratio of AGM.A (91.67) is comparable to the rest of the industry.
A Debt/Equity ratio of 12.95 is on the high side and indicates that AGM.A has dependencies on debt financing.
AGM.A has a worse Debt to Equity ratio (12.95) than 86.87% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.95 | ||
| Debt/FCF | 91.67 | ||
| Altman-Z | -0.19 |
ROIC/WACC0.32
WACC2.99%
2.3 Liquidity
AGM.A has a Current Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.14, AGM.A is doing worse than 73.74% of the companies in the same industry.
AGM.A has a Quick Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of AGM.A (0.14) is worse than 73.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
The earnings per share for AGM.A have decreased by -1.00% in the last year.
AGM.A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
The Revenue has been growing slightly by 7.75% in the past year.
The Revenue has been growing by 19.96% on average over the past years. This is quite good.
EPS 1Y (TTM)-1%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%5.81%
Revenue 1Y (TTM)7.75%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%3.96%
3.2 Future
The Earnings Per Share is expected to grow by 10.47% on average over the next years. This is quite good.
Based on estimates for the next years, AGM.A will show a quite strong growth in Revenue. The Revenue will grow by 8.12% on average per year.
EPS Next Y12.33%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
EPS Next 5YN/A
Revenue Next Year7.99%
Revenue Next 2Y8.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.71, the valuation of AGM.A can be described as very reasonable.
Based on the Price/Earnings ratio, AGM.A is valued a bit cheaper than 75.76% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.60. AGM.A is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 7.11 indicates a rather cheap valuation of AGM.A.
Based on the Price/Forward Earnings ratio, AGM.A is valued a bit cheaper than the industry average as 72.73% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.39, AGM.A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.71 | ||
| Fwd PE | 7.11 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGM.A indicates a rather cheap valuation: AGM.A is cheaper than 95.96% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.64 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.71
PEG (5Y)0.7
EPS Next 2Y11.5%
EPS Next 3Y10.47%
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 3.26%.
AGM.A's Dividend Yield is a higher than the industry average which is at 4.93.
AGM.A's Dividend Yield is a higher than the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.26% |
5.2 History
On average, the dividend of AGM.A grows each year by 14.69%, which is quite nice.
AGM.A has paid a dividend for at least 10 years, which is a reliable track record.
AGM.A has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
48.51% of the earnings are spent on dividend by AGM.A. This is a bit on the high side, but may be sustainable.
AGM.A's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP48.51%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
NYSE:AGM.A (6/10/2025, 8:26:31 PM)
138.48
+5.48 (+4.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners82.04%
Inst Owner Change-5.33%
Ins Owners1.45%
Ins Owner ChangeN/A
Market Cap1.51B
Analysts76.67
Price Target171.71 (24%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.26% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP48.51%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.82%
Min EPS beat(2)-5.81%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-4.21%
Min EPS beat(4)-11.91%
Max EPS beat(4)2.18%
EPS beat(8)4
Avg EPS beat(8)0.06%
EPS beat(12)7
Avg EPS beat(12)2.85%
EPS beat(16)9
Avg EPS beat(16)2%
Revenue beat(2)1
Avg Revenue beat(2)0.62%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)4%
Revenue beat(4)1
Avg Revenue beat(4)-1.15%
Min Revenue beat(4)-3.04%
Max Revenue beat(4)4%
Revenue beat(8)3
Avg Revenue beat(8)0.44%
Revenue beat(12)7
Avg Revenue beat(12)49.96%
Revenue beat(16)11
Avg Revenue beat(16)56.79%
PT rev (1m)-2.76%
PT rev (3m)-3.03%
EPS NQ rev (1m)-0.46%
EPS NQ rev (3m)-0.23%
EPS NY rev (1m)0.54%
EPS NY rev (3m)-1.19%
Revenue NQ rev (1m)0.16%
Revenue NQ rev (3m)2.26%
Revenue NY rev (1m)0.83%
Revenue NY rev (3m)2.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.71 | ||
| Fwd PE | 7.11 | ||
| P/S | 0.95 | ||
| P/FCF | 4.64 | ||
| P/OCF | 4.59 | ||
| P/B | 0.99 | ||
| P/tB | 0.99 | ||
| EV/EBITDA | N/A |
EPS(TTM)15.89
EY11.47%
EPS(NY)19.47
Fwd EY14.06%
FCF(TTM)29.81
FCFY21.53%
OCF(TTM)30.15
OCFY21.77%
SpS145.24
BVpS139.58
TBVpS139.58
PEG (NY)0.71
PEG (5Y)0.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 11.63% | ||
| ROCE | 1.19% | ||
| ROIC | 0.95% | ||
| ROICexc | 0.99% | ||
| ROICexgc | 1% | ||
| OM | 16% | ||
| PM (TTM) | 11.18% | ||
| GM | 23.53% | ||
| FCFM | 20.53% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexcg growth 3Y9.17%
ROICexcg growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score7
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.95 | ||
| Debt/FCF | 91.67 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.23% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 183.63% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.19 |
F-Score7
WACC2.99%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%5.81%
EPS Next Y12.33%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
EPS Next 5YN/A
Revenue 1Y (TTM)7.75%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%3.96%
Revenue Next Year7.99%
Revenue Next 2Y8.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1.03%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-45.74%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-45.14%
OCF growth 3Y11.97%
OCF growth 5YN/A