Logo image of AGM.A

FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis

NYSE:AGM.A - New York Stock Exchange, Inc. - US3131481083 - Common Stock - Currency: USD

134.2  -10.24 (-7.09%)

Fundamental Rating

4

AGM.A gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 100 industry peers in the Financial Services industry. Both the profitability and financial health of AGM.A have multiple concerns. AGM.A may be a bit undervalued, certainly considering the very reasonable score on growth


Dividend Valuation Growth Profitability Health

Quickly go to:

3

1. Profitability

1.1 Basic Checks

In the past year AGM.A was profitable.
AGM.A had a positive operating cash flow in the past year.
Each year in the past 5 years AGM.A has been profitable.
Of the past 5 years AGM.A 4 years had a positive operating cash flow.
AGM.A Yearly Net Income VS EBIT VS OCF VS FCFAGM.A Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

1.2 Ratios

The Return On Assets of AGM.A (0.56%) is worse than 62.00% of its industry peers.
AGM.A has a Return On Equity of 11.63%. This is comparable to the rest of the industry: AGM.A outperforms 59.00% of its industry peers.
AGM.A has a worse Return On Invested Capital (0.95%) than 60.00% of its industry peers.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 11.84%.
The 3 year average ROIC (0.93%) for AGM.A is below the current ROIC(0.95%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.56%
ROE 11.63%
ROIC 0.95%
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
AGM.A Yearly ROA, ROE, ROICAGM.A Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

AGM.A's Profit Margin of 11.18% is in line compared to the rest of the industry. AGM.A outperforms 56.00% of its industry peers.
AGM.A's Profit Margin has declined in the last couple of years.
The Operating Margin of AGM.A (16.00%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of AGM.A has declined.
Looking at the Gross Margin, with a value of 23.53%, AGM.A is in line with its industry, outperforming 43.00% of the companies in the same industry.
AGM.A's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 16%
PM (TTM) 11.18%
GM 23.53%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
AGM.A Yearly Profit, Operating, Gross MarginsAGM.A Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

More info and screens

1

2. Health

2.1 Basic Checks

AGM.A has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
AGM.A has more shares outstanding than it did 1 year ago.
AGM.A has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, AGM.A has an improved debt to assets ratio.
AGM.A Yearly Shares OutstandingAGM.A Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
AGM.A Yearly Total Debt VS Total AssetsAGM.A Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.2 Solvency

AGM.A has an Altman-Z score of -0.19. This is a bad value and indicates that AGM.A is not financially healthy and even has some risk of bankruptcy.
AGM.A's Altman-Z score of -0.19 is on the low side compared to the rest of the industry. AGM.A is outperformed by 70.00% of its industry peers.
The Debt to FCF ratio of AGM.A is 91.67, which is on the high side as it means it would take AGM.A, 91.67 years of fcf income to pay off all of its debts.
AGM.A has a Debt to FCF ratio of 91.67. This is comparable to the rest of the industry: AGM.A outperforms 43.00% of its industry peers.
A Debt/Equity ratio of 12.95 is on the high side and indicates that AGM.A has dependencies on debt financing.
AGM.A has a worse Debt to Equity ratio (12.95) than 87.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 12.95
Debt/FCF 91.67
Altman-Z -0.19
ROIC/WACC0.32
WACC2.97%
AGM.A Yearly LT Debt VS Equity VS FCFAGM.A Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

A Current Ratio of 0.14 indicates that AGM.A may have some problems paying its short term obligations.
The Current ratio of AGM.A (0.14) is worse than 74.00% of its industry peers.
A Quick Ratio of 0.14 indicates that AGM.A may have some problems paying its short term obligations.
AGM.A's Quick ratio of 0.14 is on the low side compared to the rest of the industry. AGM.A is outperformed by 74.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.14
Quick Ratio 0.14
AGM.A Yearly Current Assets VS Current LiabilitesAGM.A Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

More info and screens

5

3. Growth

3.1 Past

The earnings per share for AGM.A have decreased by -1.00% in the last year.
The Earnings Per Share has been growing by 12.47% on average over the past years. This is quite good.
AGM.A shows a small growth in Revenue. In the last year, the Revenue has grown by 7.75%.
AGM.A shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.96% yearly.
EPS 1Y (TTM)-1%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%5.81%
Revenue 1Y (TTM)7.75%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%3.96%

3.2 Future

Based on estimates for the next years, AGM.A will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.47% on average per year.
Based on estimates for the next years, AGM.A will show a quite strong growth in Revenue. The Revenue will grow by 8.12% on average per year.
EPS Next Y12.33%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
EPS Next 5YN/A
Revenue Next Year7.99%
Revenue Next 2Y8.12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AGM.A Yearly Revenue VS EstimatesAGM.A Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 500M 1B 1.5B
AGM.A Yearly EPS VS EstimatesAGM.A Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

More info and screens

7

4. Valuation

4.1 Price/Earnings Ratio

AGM.A is valuated reasonably with a Price/Earnings ratio of 8.45.
77.00% of the companies in the same industry are more expensive than AGM.A, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of AGM.A to the average of the S&P500 Index (27.30), we can say AGM.A is valued rather cheaply.
AGM.A is valuated cheaply with a Price/Forward Earnings ratio of 6.89.
76.00% of the companies in the same industry are more expensive than AGM.A, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.76, AGM.A is valued rather cheaply.
Industry RankSector Rank
PE 8.45
Fwd PE 6.89
AGM.A Price Earnings VS Forward Price EarningsAGM.A Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, AGM.A is valued cheaply inside the industry as 96.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 4.5
EV/EBITDA N/A
AGM.A Per share dataAGM.A EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100

4.3 Compensation for Growth

AGM.A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.68
PEG (5Y)0.68
EPS Next 2Y11.5%
EPS Next 3Y10.47%

More info and screens

6

5. Dividend

5.1 Amount

AGM.A has a Yearly Dividend Yield of 3.05%.
Compared to an average industry Dividend Yield of 5.02, AGM.A pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.35, AGM.A pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 3.05%

5.2 History

The dividend of AGM.A is nicely growing with an annual growth rate of 14.69%!
AGM.A has paid a dividend for at least 10 years, which is a reliable track record.
AGM.A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
AGM.A Yearly Dividends per shareAGM.A Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1 2 3 4 5

5.3 Sustainability

48.51% of the earnings are spent on dividend by AGM.A. This is a bit on the high side, but may be sustainable.
The dividend of AGM.A is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP48.51%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
AGM.A Yearly Income VS Free CF VS DividendAGM.A Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M
AGM.A Dividend Payout.AGM.A Dividend Payout, showing the Payout Ratio.AGM.A Dividend Payout.PayoutRetained Earnings

More info and screens

FEDERAL AGRIC MTG CORP-CL A

NYSE:AGM.A (7/11/2025, 8:04:00 PM)

134.2

-10.24 (-7.09%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)05-09 2025-05-09/bmo
Earnings (Next)08-04 2025-08-04/bmo
Inst Owners82.09%
Inst Owner Change0%
Ins Owners1.45%
Ins Owner ChangeN/A
Market Cap1.47B
Analysts76.67
Price Target171.71 (27.95%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.05%
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP48.51%
Div Incr Years13
Div Non Decr Years15
Ex-Date06-16 2025-06-16 (1.5)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.82%
Min EPS beat(2)-5.81%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-4.21%
Min EPS beat(4)-11.91%
Max EPS beat(4)2.18%
EPS beat(8)4
Avg EPS beat(8)0.06%
EPS beat(12)7
Avg EPS beat(12)2.85%
EPS beat(16)9
Avg EPS beat(16)2%
Revenue beat(2)1
Avg Revenue beat(2)0.62%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)4%
Revenue beat(4)1
Avg Revenue beat(4)-1.15%
Min Revenue beat(4)-3.04%
Max Revenue beat(4)4%
Revenue beat(8)3
Avg Revenue beat(8)0.44%
Revenue beat(12)7
Avg Revenue beat(12)49.96%
Revenue beat(16)11
Avg Revenue beat(16)56.79%
PT rev (1m)0%
PT rev (3m)-2.76%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.46%
EPS NY rev (1m)0%
EPS NY rev (3m)0.54%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.16%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.83%
Valuation
Industry RankSector Rank
PE 8.45
Fwd PE 6.89
P/S 0.92
P/FCF 4.5
P/OCF 4.45
P/B 0.96
P/tB 0.96
EV/EBITDA N/A
EPS(TTM)15.89
EY11.84%
EPS(NY)19.47
Fwd EY14.51%
FCF(TTM)29.81
FCFY22.22%
OCF(TTM)30.15
OCFY22.46%
SpS145.24
BVpS139.58
TBVpS139.58
PEG (NY)0.68
PEG (5Y)0.68
Profitability
Industry RankSector Rank
ROA 0.56%
ROE 11.63%
ROCE 1.19%
ROIC 0.95%
ROICexc 0.99%
ROICexgc 1%
OM 16%
PM (TTM) 11.18%
GM 23.53%
FCFM 20.53%
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexcg growth 3Y9.17%
ROICexcg growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score7
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 12.95
Debt/FCF 91.67
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.23%
Interest Coverage 250
Cash Conversion N/A
Profit Quality 183.63%
Current Ratio 0.14
Quick Ratio 0.14
Altman-Z -0.19
F-Score7
WACC2.97%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%5.81%
EPS Next Y12.33%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
EPS Next 5YN/A
Revenue 1Y (TTM)7.75%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%3.96%
Revenue Next Year7.99%
Revenue Next 2Y8.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1.03%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-45.74%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-45.14%
OCF growth 3Y11.97%
OCF growth 5YN/A