FEDERAL AGRIC MTG CORP-CL A (AGM.A)
US3131481083 - Common Stock
AGM.A gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 102 industry peers in the Financial Services industry. While AGM.A is still in line with the averages on profitability rating, there are concerns on its financial health. AGM.A is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
AGM.A had positive earnings in the past year.
AGM.A had a positive operating cash flow in the past year.
In the past 5 years AGM.A has always been profitable.
The reported operating cash flow has been mixed in the past 5 years: AGM.A reported negative operating cash flow in multiple years.
1.2 Ratios
AGM.A has a Return On Assets of 0.59%. This is comparable to the rest of the industry: AGM.A outperforms 45.10% of its industry peers.
AGM.A's Return On Equity of 12.23% is in line compared to the rest of the industry. AGM.A outperforms 58.82% of its industry peers.
AGM.A has a Return On Invested Capital (0.93%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for AGM.A is significantly below the industry average of 7.95%.
The last Return On Invested Capital (0.93%) for AGM.A is above the 3 year average (0.84%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.59% | ||
| ROE | 12.23% | ||
| ROIC | 0.93% |
ROA(3y)0.53%
ROA(5y)0.48%
ROE(3y)11.1%
ROE(5y)10.92%
ROIC(3y)0.84%
ROIC(5y)0.85%
1.3 Margins
AGM.A has a Profit Margin of 12.41%. This is in the better half of the industry: AGM.A outperforms 62.75% of its industry peers.
AGM.A's Profit Margin has declined in the last couple of years.
The Operating Margin of AGM.A (17.97%) is better than 62.75% of its industry peers.
AGM.A's Operating Margin has declined in the last couple of years.
AGM.A has a Gross Margin (24.73%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of AGM.A has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.97% | ||
| PM (TTM) | 12.41% | ||
| GM | 24.73% |
OM growth 3Y-13.73%
OM growth 5Y-6.87%
PM growth 3Y-12.69%
PM growth 5Y-6.57%
GM growth 3Y-15.48%
GM growth 5Y-6.51%
2. Health
2.1 Basic Checks
AGM.A has less shares outstanding than it did 1 year ago.
AGM.A has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, AGM.A has about the same debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.13, we must say that AGM.A is in the distress zone and has some risk of bankruptcy.
AGM.A has a worse Altman-Z score (-0.13) than 68.63% of its industry peers.
The Debt to FCF ratio of AGM.A is 73.68, which is on the high side as it means it would take AGM.A, 73.68 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 73.68, AGM.A is in line with its industry, outperforming 45.10% of the companies in the same industry.
A Debt/Equity ratio of 13.88 is on the high side and indicates that AGM.A has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 13.88, AGM.A is doing worse than 92.16% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.88 | ||
| Debt/FCF | 73.68 | ||
| Altman-Z | -0.13 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGM.A has a Current Ratio of 0.16. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.16, AGM.A is not doing good in the industry: 77.45% of the companies in the same industry are doing better.
A Quick Ratio of 0.16 indicates that AGM.A may have some problems paying its short term obligations.
With a Quick ratio value of 0.16, AGM.A is not doing good in the industry: 77.45% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.16 | ||
| Quick Ratio | 0.16 |
3. Growth
3.1 Past
AGM.A shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 36.92%, which is quite impressive.
AGM.A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.91% yearly.
Looking at the last year, AGM.A shows a very strong growth in Revenue. The Revenue has grown by 94.23%.
The Revenue has been growing by 20.66% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)36.92%
EPS 3Y18.77%
EPS 5Y14.91%
EPS growth Q2Q29.75%
Revenue 1Y (TTM)94.23%
Revenue growth 3Y39.87%
Revenue growth 5Y20.66%
Revenue growth Q2Q31.26%
3.2 Future
Based on estimates for the next years, AGM.A will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.91% on average per year.
AGM.A is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.19% yearly.
EPS Next Y9.99%
EPS Next 2Y8.91%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.75%
Revenue Next 2Y8.19%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.66, the valuation of AGM.A can be described as reasonable.
Based on the Price/Earnings ratio, AGM.A is valued a bit cheaper than the industry average as 77.45% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 28.06, AGM.A is valued rather cheaply.
The Price/Forward Earnings ratio is 8.78, which indicates a very decent valuation of AGM.A.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGM.A indicates a somewhat cheap valuation: AGM.A is cheaper than 78.43% of the companies listed in the same industry.
AGM.A's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 20.72.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.66 | ||
| Fwd PE | 8.78 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGM.A is valued cheaply inside the industry as 94.12% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.37 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGM.A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.97
PEG (5Y)0.65
EPS Next 2Y8.91%
EPS Next 3YN/A
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 2.96%. Purely for dividend investing, there may be better candidates out there.
AGM.A's Dividend Yield is rather good when compared to the industry average which is at 3.61. AGM.A pays more dividend than 81.37% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, AGM.A pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.96% |
5.2 History
The dividend of AGM.A is nicely growing with an annual growth rate of 14.74%!
AGM.A has paid a dividend for at least 10 years, which is a reliable track record.
AGM.A has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)14.74%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
43.31% of the earnings are spent on dividend by AGM.A. This is a bit on the high side, but may be sustainable.
AGM.A's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP43.31%
EPS Next 2Y8.91%
EPS Next 3YN/A
FEDERAL AGRIC MTG CORP-CL A
NYSE:AGM.A (5/2/2024, 7:04:00 PM)
151.2
+4.81 (+3.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap1.64B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.96% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.66 | ||
| Fwd PE | 8.78 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.97
PEG (5Y)0.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.59% | ||
| ROE | 12.23% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 17.97% | ||
| PM (TTM) | 12.41% | ||
| GM | 24.73% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.88 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.16 | ||
| Quick Ratio | 0.16 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)36.92%
EPS 3Y18.77%
EPS 5Y
EPS growth Q2Q
EPS Next Y9.99%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)94.23%
Revenue growth 3Y39.87%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y