FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
NYSE:AGM.A - New York Stock Exchange, Inc. - US3131481083 - Common Stock - Currency: USD
Taking everything into account, AGM.A scores 4 out of 10 in our fundamental rating. AGM.A was compared to 99 industry peers in the Financial Services industry. AGM.A may be in some trouble as it scores bad on both profitability and health. AGM.A scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year AGM.A was profitable.
In the past year AGM.A had a positive cash flow from operations.
AGM.A had positive earnings in each of the past 5 years.
AGM.A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGM.A has a worse Return On Assets (0.56%) than 62.63% of its industry peers.
The Return On Equity of AGM.A (11.63%) is comparable to the rest of the industry.
AGM.A's Return On Invested Capital of 0.95% is on the low side compared to the rest of the industry. AGM.A is outperformed by 60.61% of its industry peers.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 11.83%.
The last Return On Invested Capital (0.95%) for AGM.A is above the 3 year average (0.93%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 11.63% | ||
| ROIC | 0.95% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
With a Profit Margin value of 11.18%, AGM.A perfoms like the industry average, outperforming 56.57% of the companies in the same industry.
AGM.A's Profit Margin has declined in the last couple of years.
AGM.A has a Operating Margin (16.00%) which is comparable to the rest of the industry.
AGM.A's Operating Margin has declined in the last couple of years.
The Gross Margin of AGM.A (23.53%) is comparable to the rest of the industry.
AGM.A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16% | ||
| PM (TTM) | 11.18% | ||
| GM | 23.53% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
AGM.A has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for AGM.A has been increased compared to 1 year ago.
The number of shares outstanding for AGM.A has been reduced compared to 5 years ago.
AGM.A has a better debt/assets ratio than last year.
2.2 Solvency
AGM.A has an Altman-Z score of -0.19. This is a bad value and indicates that AGM.A is not financially healthy and even has some risk of bankruptcy.
AGM.A has a Altman-Z score of -0.19. This is in the lower half of the industry: AGM.A underperforms 69.70% of its industry peers.
The Debt to FCF ratio of AGM.A is 91.67, which is on the high side as it means it would take AGM.A, 91.67 years of fcf income to pay off all of its debts.
AGM.A's Debt to FCF ratio of 91.67 is in line compared to the rest of the industry. AGM.A outperforms 42.42% of its industry peers.
AGM.A has a Debt/Equity ratio of 12.95. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 12.95, AGM.A is doing worse than 86.87% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.95 | ||
| Debt/FCF | 91.67 | ||
| Altman-Z | -0.19 |
ROIC/WACC0.32
WACC2.97%
2.3 Liquidity
A Current Ratio of 0.14 indicates that AGM.A may have some problems paying its short term obligations.
AGM.A's Current ratio of 0.14 is on the low side compared to the rest of the industry. AGM.A is outperformed by 73.74% of its industry peers.
AGM.A has a Quick Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
AGM.A's Quick ratio of 0.14 is on the low side compared to the rest of the industry. AGM.A is outperformed by 73.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
The earnings per share for AGM.A have decreased by -1.00% in the last year.
AGM.A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
The Revenue has been growing slightly by 7.75% in the past year.
Measured over the past years, AGM.A shows a quite strong growth in Revenue. The Revenue has been growing by 19.96% on average per year.
EPS 1Y (TTM)-1%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%5.81%
Revenue 1Y (TTM)7.75%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%3.96%
3.2 Future
Based on estimates for the next years, AGM.A will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.47% on average per year.
The Revenue is expected to grow by 8.12% on average over the next years. This is quite good.
EPS Next Y12.33%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
EPS Next 5YN/A
Revenue Next Year7.99%
Revenue Next 2Y8.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.51, the valuation of AGM.A can be described as reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of AGM.A indicates a somewhat cheap valuation: AGM.A is cheaper than 77.78% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of AGM.A to the average of the S&P500 Index (26.32), we can say AGM.A is valued rather cheaply.
The Price/Forward Earnings ratio is 6.95, which indicates a rather cheap valuation of AGM.A.
Based on the Price/Forward Earnings ratio, AGM.A is valued a bit cheaper than the industry average as 73.74% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.19. AGM.A is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.51 | ||
| Fwd PE | 6.95 |
4.2 Price Multiples
95.96% of the companies in the same industry are more expensive than AGM.A, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.54 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.69
PEG (5Y)0.68
EPS Next 2Y11.5%
EPS Next 3Y10.47%
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 3.11%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.73, AGM.A pays a bit more dividend than its industry peers.
AGM.A's Dividend Yield is a higher than the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.11% |
5.2 History
On average, the dividend of AGM.A grows each year by 14.69%, which is quite nice.
AGM.A has paid a dividend for at least 10 years, which is a reliable track record.
AGM.A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM.A pays out 48.51% of its income as dividend. This is a bit on the high side, but may be sustainable.
AGM.A's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP48.51%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
NYSE:AGM.A (6/17/2025, 8:04:00 PM)
135.26
+0.26 (+0.19%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners82.09%
Inst Owner Change-5.33%
Ins Owners1.45%
Ins Owner ChangeN/A
Market Cap1.48B
Analysts76.67
Price Target171.71 (26.95%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.11% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP48.51%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.82%
Min EPS beat(2)-5.81%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-4.21%
Min EPS beat(4)-11.91%
Max EPS beat(4)2.18%
EPS beat(8)4
Avg EPS beat(8)0.06%
EPS beat(12)7
Avg EPS beat(12)2.85%
EPS beat(16)9
Avg EPS beat(16)2%
Revenue beat(2)1
Avg Revenue beat(2)0.62%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)4%
Revenue beat(4)1
Avg Revenue beat(4)-1.15%
Min Revenue beat(4)-3.04%
Max Revenue beat(4)4%
Revenue beat(8)3
Avg Revenue beat(8)0.44%
Revenue beat(12)7
Avg Revenue beat(12)49.96%
Revenue beat(16)11
Avg Revenue beat(16)56.79%
PT rev (1m)0%
PT rev (3m)-3.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.46%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.19%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.16%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.51 | ||
| Fwd PE | 6.95 | ||
| P/S | 0.93 | ||
| P/FCF | 4.54 | ||
| P/OCF | 4.49 | ||
| P/B | 0.97 | ||
| P/tB | 0.97 | ||
| EV/EBITDA | N/A |
EPS(TTM)15.89
EY11.75%
EPS(NY)19.47
Fwd EY14.39%
FCF(TTM)29.81
FCFY22.04%
OCF(TTM)30.15
OCFY22.29%
SpS145.24
BVpS139.58
TBVpS139.58
PEG (NY)0.69
PEG (5Y)0.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 11.63% | ||
| ROCE | 1.19% | ||
| ROIC | 0.95% | ||
| ROICexc | 0.99% | ||
| ROICexgc | 1% | ||
| OM | 16% | ||
| PM (TTM) | 11.18% | ||
| GM | 23.53% | ||
| FCFM | 20.53% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexcg growth 3Y9.17%
ROICexcg growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score7
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.95 | ||
| Debt/FCF | 91.67 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.23% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 183.63% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.19 |
F-Score7
WACC2.97%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%5.81%
EPS Next Y12.33%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
EPS Next 5YN/A
Revenue 1Y (TTM)7.75%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%3.96%
Revenue Next Year7.99%
Revenue Next 2Y8.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1.03%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-45.74%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-45.14%
OCF growth 3Y11.97%
OCF growth 5YN/A