FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:AGM • US3131483063
169.3 USD
-1.7 (-0.99%)
At close: Jan 30, 2026
169.3 USD
0 (0%)
After Hours: 1/30/2026, 8:04:00 PM
AGM gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. Both the profitability and financial health of AGM have multiple concerns. AGM has a correct valuation and a medium growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year AGM was profitable.
- In the past year AGM had a positive cash flow from operations.
- In the past 5 years AGM has always been profitable.
- Of the past 5 years AGM 4 years had a positive operating cash flow.
1.2 Ratios
- AGM has a Return On Assets of 0.58%. This is in the lower half of the industry: AGM underperforms 61.86% of its industry peers.
- With a decent Return On Equity value of 11.42%, AGM is doing good in the industry, outperforming 60.82% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 0.91%, AGM is doing worse than 60.82% of the companies in the same industry.
- AGM had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 8.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
- AGM has a Profit Margin (12.11%) which is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of AGM has declined.
- AGM has a Operating Margin of 16.52%. This is comparable to the rest of the industry: AGM outperforms 58.76% of its industry peers.
- AGM's Operating Margin has declined in the last couple of years.
- AGM's Gross Margin of 25.00% is in line compared to the rest of the industry. AGM outperforms 44.33% of its industry peers.
- AGM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AGM is destroying value.
- Compared to 1 year ago, AGM has more shares outstanding
- The number of shares outstanding for AGM has been reduced compared to 5 years ago.
- Compared to 1 year ago, AGM has an improved debt to assets ratio.
2.2 Solvency
- AGM has an Altman-Z score of -0.18. This is a bad value and indicates that AGM is not financially healthy and even has some risk of bankruptcy.
- AGM has a worse Altman-Z score (-0.18) than 67.01% of its industry peers.
- AGM has a debt to FCF ratio of 90.90. This is a negative value and a sign of low solvency as AGM would need 90.90 years to pay back of all of its debts.
- The Debt to FCF ratio of AGM (90.90) is worse than 63.92% of its industry peers.
- A Debt/Equity ratio of 12.53 is on the high side and indicates that AGM has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 12.53, AGM is doing worse than 87.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.29
WACC3.12%
2.3 Liquidity
- AGM has a Current Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGM has a worse Current ratio (0.13) than 76.29% of its industry peers.
- AGM has a Quick Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGM's Quick ratio of 0.13 is on the low side compared to the rest of the industry. AGM is outperformed by 76.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
- AGM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.66%.
- The Earnings Per Share has been growing by 12.47% on average over the past years. This is quite good.
- AGM shows a small growth in Revenue. In the last year, the Revenue has grown by 2.15%.
- Measured over the past years, AGM shows a quite strong growth in Revenue. The Revenue has been growing by 19.96% on average per year.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
- The Earnings Per Share is expected to grow by 9.43% on average over the next years. This is quite good.
- The Revenue is expected to grow by 8.95% on average over the next years. This is quite good.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 9.96 indicates a reasonable valuation of AGM.
- 62.89% of the companies in the same industry are more expensive than AGM, based on the Price/Earnings ratio.
- AGM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.30.
- The Price/Forward Earnings ratio is 8.71, which indicates a very decent valuation of AGM.
- Based on the Price/Forward Earnings ratio, AGM is valued a bit cheaper than 62.89% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of AGM to the average of the S&P500 Index (25.57), we can say AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.96 | ||
| Fwd PE | 8.71 |
4.2 Price Multiples
- AGM's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AGM is cheaper than 94.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.36 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.75
PEG (5Y)0.8
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.65%, AGM is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.10, AGM pays a better dividend. On top of this AGM pays more dividend than 93.81% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, AGM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.65% |
5.2 History
- The dividend of AGM is nicely growing with an annual growth rate of 14.69%!
- AGM has been paying a dividend for at least 10 years, so it has a reliable track record.
- AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
- 44.71% of the earnings are spent on dividend by AGM. This is a bit on the high side, but may be sustainable.
- AGM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
What is the valuation status of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
What is the profitability of AGM stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 9.96 and the Price/Book (PB) ratio is 1.09.
Can you provide the expected EPS growth for AGM stock?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 13.36% in the next year.