FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
NYSE:AGM - US3131483063 - Common Stock
209.03 USD
-0.7 (-0.33%)
AGM gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 100 industry peers in the Financial Services industry. AGM has a bad profitability rating. Also its financial health evaluation is rather negative. AGM has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year AGM was profitable.
In the past year AGM had a positive cash flow from operations.
AGM had positive earnings in each of the past 5 years.
Of the past 5 years AGM 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 0.56%, AGM is not doing good in the industry: 62.00% of the companies in the same industry are doing better.
AGM has a Return On Equity of 12.06%. This is in the better half of the industry: AGM outperforms 62.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.92%, AGM is doing worse than 62.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for AGM is significantly below the industry average of 7.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROIC | 0.92% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
Looking at the Profit Margin, with a value of 11.76%, AGM is in line with its industry, outperforming 54.00% of the companies in the same industry.
In the last couple of years the Profit Margin of AGM has declined.
AGM's Operating Margin of 16.38% is fine compared to the rest of the industry. AGM outperforms 61.00% of its industry peers.
AGM's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 24.32%, AGM is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of AGM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AGM is destroying value.
AGM has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AGM has less shares outstanding
AGM has a better debt/assets ratio than last year.
2.2 Solvency
AGM has an Altman-Z score of -0.17. This is a bad value and indicates that AGM is not financially healthy and even has some risk of bankruptcy.
AGM has a worse Altman-Z score (-0.17) than 67.00% of its industry peers.
AGM has a debt to FCF ratio of 137.43. This is a negative value and a sign of low solvency as AGM would need 137.43 years to pay back of all of its debts.
AGM has a Debt to FCF ratio (137.43) which is in line with its industry peers.
AGM has a Debt/Equity ratio of 13.42. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of AGM (13.42) is worse than 89.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Altman-Z | -0.17 |
ROIC/WACC0.28
WACC3.3%
2.3 Liquidity
AGM has a Current Ratio of 0.14. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.14, AGM is not doing good in the industry: 77.00% of the companies in the same industry are doing better.
A Quick Ratio of 0.14 indicates that AGM may have some problems paying its short term obligations.
With a Quick ratio value of 0.14, AGM is not doing good in the industry: 77.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
AGM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.80%.
Measured over the past years, AGM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.47% on average per year.
Looking at the last year, AGM shows a small growth in Revenue. The Revenue has grown by 3.39% in the last year.
Measured over the past years, AGM shows a quite strong growth in Revenue. The Revenue has been growing by 19.96% on average per year.
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
3.2 Future
The Earnings Per Share is expected to grow by 10.64% on average over the next years. This is quite good.
The Revenue is expected to grow by 9.69% on average over the next years. This is quite good.
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 12.61 indicates a correct valuation of AGM.
AGM's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.17, AGM is valued rather cheaply.
AGM is valuated reasonably with a Price/Forward Earnings ratio of 10.57.
The rest of the industry has a similar Price/Forward Earnings ratio as AGM.
AGM is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.78, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.61 | ||
| Fwd PE | 10.57 |
4.2 Price Multiples
78.00% of the companies in the same industry are more expensive than AGM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.13 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.92
PEG (5Y)1.01
EPS Next 2Y12.38%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
AGM has a Yearly Dividend Yield of 3.07%.
Compared to an average industry Dividend Yield of 4.27, AGM pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.34, AGM pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
5.2 History
On average, the dividend of AGM grows each year by 14.69%, which is quite nice.
AGM has paid a dividend for at least 10 years, which is a reliable track record.
AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM pays out 46.23% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of AGM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP46.23%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
NYSE:AGM (8/29/2025, 3:04:54 PM)
209.03
-0.7 (-0.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners81.85%
Inst Owner Change-0.46%
Ins Owners1.3%
Ins Owner Change-0.07%
Market Cap2.28B
Analysts76.67
Price Target230.52 (10.28%)
Short Float %2.2%
Short Ratio1.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP46.23%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.94%
Min EPS beat(2)-0.3%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-1.31%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.27%
EPS beat(12)7
Avg EPS beat(12)2.91%
EPS beat(16)8
Avg EPS beat(16)1.48%
Revenue beat(2)1
Avg Revenue beat(2)1.24%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)5.24%
Revenue beat(4)2
Avg Revenue beat(4)0.92%
Min Revenue beat(4)-2.79%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)0.39%
Revenue beat(12)7
Avg Revenue beat(12)41.04%
Revenue beat(16)11
Avg Revenue beat(16)51.9%
PT rev (1m)1.8%
PT rev (3m)-0.44%
EPS NQ rev (1m)1.8%
EPS NQ rev (3m)1.15%
EPS NY rev (1m)1.22%
EPS NY rev (3m)1.22%
Revenue NQ rev (1m)2.87%
Revenue NQ rev (3m)5.33%
Revenue NY rev (1m)2.51%
Revenue NY rev (3m)2.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.61 | ||
| Fwd PE | 10.57 | ||
| P/S | 1.44 | ||
| P/FCF | 10.13 | ||
| P/OCF | 10.13 | ||
| P/B | 1.48 | ||
| P/tB | 1.48 | ||
| EV/EBITDA | N/A |
EPS(TTM)16.58
EY7.93%
EPS(NY)19.78
Fwd EY9.46%
FCF(TTM)20.64
FCFY9.87%
OCF(TTM)20.64
OCFY9.88%
SpS144.92
BVpS141.29
TBVpS141.29
PEG (NY)0.92
PEG (5Y)1.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.97% | ||
| ROICexgc | 0.97% | ||
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% | ||
| FCFM | 14.24% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexcg growth 3Y9.17%
ROICexcg growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 121.07% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.17 |
F-Score6
WACC3.3%
ROIC/WACC0.28
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.28%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-51.27%
OCF growth 3Y11.97%
OCF growth 5YN/A