FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AGM - US3131483063 - Common Stock
171 USD
+3.72 (+2.22%)
171 USD
0 (0%)
Overall AGM gets a fundamental rating of 4 out of 10. We evaluated AGM against 97 industry peers in the Financial Services industry. Both the profitability and financial health of AGM have multiple concerns. AGM is not valued too expensively and it also shows a decent growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- AGM had positive earnings in the past year.
- AGM had a positive operating cash flow in the past year.
- Each year in the past 5 years AGM has been profitable.
- AGM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With a Return On Assets value of 0.58%, AGM is not doing good in the industry: 61.86% of the companies in the same industry are doing better.
- AGM has a Return On Equity of 11.42%. This is in the better half of the industry: AGM outperforms 60.82% of its industry peers.
- AGM has a worse Return On Invested Capital (0.91%) than 60.82% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AGM is significantly below the industry average of 8.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
- Looking at the Profit Margin, with a value of 12.11%, AGM is in line with its industry, outperforming 55.67% of the companies in the same industry.
- In the last couple of years the Profit Margin of AGM has declined.
- AGM has a Operating Margin (16.52%) which is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of AGM has declined.
- AGM's Gross Margin of 25.00% is in line compared to the rest of the industry. AGM outperforms 44.33% of its industry peers.
- In the last couple of years the Gross Margin of AGM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AGM is destroying value.
- Compared to 1 year ago, AGM has more shares outstanding
- Compared to 5 years ago, AGM has less shares outstanding
- Compared to 1 year ago, AGM has an improved debt to assets ratio.
2.2 Solvency
- AGM has an Altman-Z score of -0.18. This is a bad value and indicates that AGM is not financially healthy and even has some risk of bankruptcy.
- AGM has a Altman-Z score of -0.18. This is in the lower half of the industry: AGM underperforms 67.01% of its industry peers.
- The Debt to FCF ratio of AGM is 90.90, which is on the high side as it means it would take AGM, 90.90 years of fcf income to pay off all of its debts.
- AGM has a worse Debt to FCF ratio (90.90) than 63.92% of its industry peers.
- AGM has a Debt/Equity ratio of 12.53. This is a high value indicating a heavy dependency on external financing.
- AGM has a worse Debt to Equity ratio (12.53) than 87.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.29
WACC3.13%
2.3 Liquidity
- AGM has a Current Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGM has a worse Current ratio (0.13) than 76.29% of its industry peers.
- AGM has a Quick Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.13, AGM is doing worse than 76.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 7.66% over the past year.
- AGM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
- AGM shows a small growth in Revenue. In the last year, the Revenue has grown by 2.15%.
- Measured over the past years, AGM shows a quite strong growth in Revenue. The Revenue has been growing by 19.96% on average per year.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
- The Earnings Per Share is expected to grow by 9.43% on average over the next years. This is quite good.
- AGM is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.95% yearly.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 10.06, which indicates a very decent valuation of AGM.
- Compared to the rest of the industry, the Price/Earnings ratio of AGM indicates a somewhat cheap valuation: AGM is cheaper than 62.89% of the companies listed in the same industry.
- AGM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.39.
- AGM is valuated reasonably with a Price/Forward Earnings ratio of 8.80.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AGM indicates a somewhat cheap valuation: AGM is cheaper than 63.92% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of AGM to the average of the S&P500 Index (25.72), we can say AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.06 | ||
| Fwd PE | 8.8 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, AGM is valued cheaply inside the industry as 94.85% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.42 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- AGM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.75
PEG (5Y)0.81
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.65%, AGM is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.09, AGM pays a better dividend. On top of this AGM pays more dividend than 93.81% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, AGM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.65% |
5.2 History
- The dividend of AGM is nicely growing with an annual growth rate of 14.69%!
- AGM has paid a dividend for at least 10 years, which is a reliable track record.
- AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
- AGM pays out 44.71% of its income as dividend. This is a bit on the high side, but may be sustainable.
- AGM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
What is the valuation status of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
What is the profitability of AGM stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 10.06 and the Price/Book (PB) ratio is 1.1.
Can you provide the expected EPS growth for AGM stock?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 13.36% in the next year.