FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
NYSE:AGM • US3131483063
160.04 USD
+1.76 (+1.11%)
At close: Feb 25, 2026
160.04 USD
0 (0%)
After Hours: 2/25/2026, 8:04:00 PM
We assign a fundamental rating of 3 out of 10 to AGM. AGM was compared to 98 industry peers in the Financial Services industry. AGM may be in some trouble as it scores bad on both profitability and health. AGM has a valuation in line with the averages, but it does not seem to be growing. AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- AGM had positive earnings in the past year.
- In the past year AGM had a positive cash flow from operations.
- AGM had positive earnings in 4 of the past 5 years.
- Of the past 5 years AGM 4 years had a positive operating cash flow.
1.2 Ratios
- AGM's Return On Assets of 0.58% is on the low side compared to the rest of the industry. AGM is outperformed by 62.24% of its industry peers.
- Looking at the Return On Equity, with a value of 11.42%, AGM is in the better half of the industry, outperforming 62.24% of the companies in the same industry.
- With a Return On Invested Capital value of 0.91%, AGM is not doing good in the industry: 60.20% of the companies in the same industry are doing better.
- AGM had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 8.40%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
- The Profit Margin of AGM (12.11%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of AGM has declined.
- Looking at the Operating Margin, with a value of 16.52%, AGM is in line with its industry, outperforming 58.16% of the companies in the same industry.
- AGM's Operating Margin has declined in the last couple of years.
- AGM's Gross Margin of 25.00% is in line compared to the rest of the industry. AGM outperforms 45.92% of its industry peers.
- In the last couple of years the Gross Margin of AGM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM is destroying value.
- AGM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- Based on the Altman-Z score of -0.18, we must say that AGM is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of -0.18, AGM is not doing good in the industry: 64.29% of the companies in the same industry are doing better.
- The Debt to FCF ratio of AGM is 90.90, which is on the high side as it means it would take AGM, 90.90 years of fcf income to pay off all of its debts.
- AGM's Debt to FCF ratio of 90.90 is on the low side compared to the rest of the industry. AGM is outperformed by 64.29% of its industry peers.
- AGM has a Debt/Equity ratio of 12.53. This is a high value indicating a heavy dependency on external financing.
- AGM has a Debt to Equity ratio of 12.53. This is amonst the worse of the industry: AGM underperforms 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.3
WACC3.06%
2.3 Liquidity
- AGM has a Current Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGM's Current ratio of 0.13 is on the low side compared to the rest of the industry. AGM is outperformed by 75.51% of its industry peers.
- AGM has a Quick Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGM's Quick ratio of 0.13 is on the low side compared to the rest of the industry. AGM is outperformed by 75.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
- AGM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.58%.
- AGM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.31% yearly.
EPS 1Y (TTM)6.58%
EPS 3Y13.45%
EPS 5Y12.31%
EPS Q2Q%-7.81%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%10.23%
3.2 Future
- The Earnings Per Share is expected to grow by 10.89% on average over the next years. This is quite good.
- Based on estimates for the next years, AGM will show a small growth in Revenue. The Revenue will grow by 6.98% on average per year.
EPS Next Y16.47%
EPS Next 2Y10.89%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.98%
Revenue Next 2Y6.98%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 9.59, which indicates a very decent valuation of AGM.
- Based on the Price/Earnings ratio, AGM is valued a bit cheaper than the industry average as 61.22% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of AGM to the average of the S&P500 Index (27.05), we can say AGM is valued rather cheaply.
- With a Price/Forward Earnings ratio of 8.23, the valuation of AGM can be described as very reasonable.
- AGM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 64.29% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of AGM to the average of the S&P500 Index (28.03), we can say AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.59 | ||
| Fwd PE | 8.23 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, AGM is valued cheaply inside the industry as 93.88% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.07 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- AGM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.58
PEG (5Y)0.78
EPS Next 2Y10.89%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.00%, AGM has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 2.23, AGM pays a better dividend. On top of this AGM pays more dividend than 81.63% of the companies listed in the same industry.
- AGM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4% |
5.2 History
- The dividend of AGM is nicely growing with an annual growth rate of 14.69%!
- AGM has paid a dividend for at least 10 years, which is a reliable track record.
- AGM has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
- 44.71% of the earnings are spent on dividend by AGM. This is a bit on the high side, but may be sustainable.
- The dividend of AGM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y10.89%
EPS Next 3YN/A
160.04
+1.76 (+1.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-19 2026-02-19/amc
Earnings (Next)05-07 2026-05-07
Inst Owners85.27%
Inst Owner Change1.05%
Ins Owners1.1%
Ins Owner Change-1.32%
Market Cap1.74B
Revenue(TTM)N/A
Net Income(TTM)192.70M
Analysts80
Price Target219.3 (37.03%)
Short Float %2.66%
Short Ratio2.51
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-Date03-16 2026-03-16 (1.6)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0.59%
EPS NQ rev (3m)0.59%
EPS NY rev (1m)0%
EPS NY rev (3m)0.36%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.99%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.59 | ||
| Fwd PE | 8.23 | ||
| P/S | 1.1 | ||
| P/FCF | 5.07 | ||
| P/OCF | 5.07 | ||
| P/B | 1.03 | ||
| P/tB | 1.03 | ||
| EV/EBITDA | N/A |
EPS(TTM)16.69
EY10.43%
EPS(NY)19.44
Fwd EY12.15%
FCF(TTM)31.58
FCFY19.73%
OCF(TTM)31.58
OCFY19.73%
SpS146.01
BVpS154.78
TBVpS154.78
PEG (NY)0.58
PEG (5Y)0.78
Graham Number241.09
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.18 |
F-Score6
WACC3.06%
ROIC/WACC0.3
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.58%
EPS 3Y13.45%
EPS 5Y12.31%
EPS Q2Q%-7.81%
EPS Next Y16.47%
EPS Next 2Y10.89%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%10.23%
Revenue Next Year9.98%
Revenue Next 2Y6.98%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 3 / 10 to AGM.
What is the valuation status of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
What is the profitability of AGM stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 9.59 and the Price/Book (PB) ratio is 1.03.
Can you provide the expected EPS growth for AGM stock?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 16.47% in the next year.