FEDERAL AGRIC MTG CORP-CL C (AGM)
US3131483063 - Common Stock
We assign a fundamental rating of 4 out of 10 to AGM. AGM was compared to 102 industry peers in the Financial Services industry. AGM has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGM is not priced too expensively while it is growing strongly. Keep and eye on this one! Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
AGM had positive earnings in the past year.
AGM had a positive operating cash flow in the past year.
Each year in the past 5 years AGM has been profitable.
In multiple years AGM reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of 0.59%, AGM perfoms like the industry average, outperforming 44.12% of the companies in the same industry.
The Return On Equity of AGM (12.23%) is comparable to the rest of the industry.
AGM has a Return On Invested Capital of 0.93%. This is comparable to the rest of the industry: AGM outperforms 41.18% of its industry peers.
AGM had an Average Return On Invested Capital over the past 3 years of 0.84%. This is significantly below the industry average of 7.93%.
The 3 year average ROIC (0.84%) for AGM is below the current ROIC(0.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.59% | ||
| ROE | 12.23% | ||
| ROIC | 0.93% |
ROA(3y)0.53%
ROA(5y)0.48%
ROE(3y)11.1%
ROE(5y)10.92%
ROIC(3y)0.84%
ROIC(5y)0.85%
1.3 Margins
Looking at the Profit Margin, with a value of 12.41%, AGM is in the better half of the industry, outperforming 61.76% of the companies in the same industry.
AGM's Profit Margin has declined in the last couple of years.
AGM's Operating Margin of 17.97% is fine compared to the rest of the industry. AGM outperforms 61.76% of its industry peers.
AGM's Operating Margin has declined in the last couple of years.
AGM has a Gross Margin of 24.73%. This is comparable to the rest of the industry: AGM outperforms 48.04% of its industry peers.
In the last couple of years the Gross Margin of AGM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.97% | ||
| PM (TTM) | 12.41% | ||
| GM | 24.73% |
OM growth 3Y-13.73%
OM growth 5Y-6.87%
PM growth 3Y-12.69%
PM growth 5Y-6.57%
GM growth 3Y-15.48%
GM growth 5Y-6.51%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGM has been reduced compared to 1 year ago.
AGM has less shares outstanding than it did 5 years ago.
AGM has about the same debt/assets ratio as last year.
2.2 Solvency
AGM has an Altman-Z score of -0.13. This is a bad value and indicates that AGM is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.13, AGM is not doing good in the industry: 65.69% of the companies in the same industry are doing better.
AGM has a debt to FCF ratio of 73.68. This is a negative value and a sign of low solvency as AGM would need 73.68 years to pay back of all of its debts.
AGM has a Debt to FCF ratio of 73.68. This is comparable to the rest of the industry: AGM outperforms 45.10% of its industry peers.
A Debt/Equity ratio of 13.88 is on the high side and indicates that AGM has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 13.88, AGM is doing worse than 93.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.88 | ||
| Debt/FCF | 73.68 | ||
| Altman-Z | -0.13 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.16 indicates that AGM may have some problems paying its short term obligations.
AGM has a Current ratio of 0.16. This is in the lower half of the industry: AGM underperforms 79.41% of its industry peers.
A Quick Ratio of 0.16 indicates that AGM may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.16, AGM is doing worse than 79.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.16 | ||
| Quick Ratio | 0.16 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 36.92% over the past year.
The Earnings Per Share has been growing by 14.91% on average over the past years. This is quite good.
Looking at the last year, AGM shows a very strong growth in Revenue. The Revenue has grown by 94.23%.
AGM shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 20.66% yearly.
EPS 1Y (TTM)36.92%
EPS 3Y18.77%
EPS 5Y14.91%
EPS growth Q2Q29.75%
Revenue 1Y (TTM)94.23%
Revenue growth 3Y39.87%
Revenue growth 5Y20.66%
Revenue growth Q2Q31.26%
3.2 Future
Based on estimates for the next years, AGM will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.91% on average per year.
The Revenue is expected to grow by 8.19% on average over the next years. This is quite good.
EPS Next Y9.99%
EPS Next 2Y8.91%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.75%
Revenue Next 2Y8.19%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.10, the valuation of AGM can be described as correct.
AGM's Price/Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 68.63% of the companies in the same industry.
AGM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.95.
The Price/Forward Earnings ratio is 11.00, which indicates a very decent valuation of AGM.
Based on the Price/Forward Earnings ratio, AGM is valued a bit cheaper than the industry average as 66.67% of the companies are valued more expensively.
AGM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 21.40, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.1 | ||
| Fwd PE | 11 |
4.2 Price Multiples
91.18% of the companies in the same industry are more expensive than AGM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.47 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.21
PEG (5Y)0.81
EPS Next 2Y8.91%
EPS Next 3YN/A
5. Dividend
5.1 Amount
AGM has a Yearly Dividend Yield of 3.10%.
AGM's Dividend Yield is rather good when compared to the industry average which is at 3.65. AGM pays more dividend than 82.35% of the companies in the same industry.
AGM's Dividend Yield is a higher than the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
5.2 History
On average, the dividend of AGM grows each year by 14.74%, which is quite nice.
AGM has been paying a dividend for at least 10 years, so it has a reliable track record.
AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.74%
Div Incr Years12
Div Non Decr Years14
5.3 Sustainability
AGM pays out 43.31% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of AGM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP43.31%
EPS Next 2Y8.91%
EPS Next 3YN/A
FEDERAL AGRIC MTG CORP-CL C
NYSE:AGM (4/23/2024, 10:52:00 AM)
189.37
+3.13 (+1.68%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap2.05B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
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Revenue beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.1 | ||
| Fwd PE | 11 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)1.21
PEG (5Y)0.81
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.59% | ||
| ROE | 12.23% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 17.97% | ||
| PM (TTM) | 12.41% | ||
| GM | 24.73% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.88 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.16 | ||
| Quick Ratio | 0.16 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)36.92%
EPS 3Y18.77%
EPS 5Y
EPS growth Q2Q
EPS Next Y9.99%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)94.23%
Revenue growth 3Y39.87%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y