FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AGM - US3131483063 - Common Stock
167.4 USD
+2.7 (+1.64%)
167.4 USD
0 (0%)
Taking everything into account, AGM scores 4 out of 10 in our fundamental rating. AGM was compared to 98 industry peers in the Financial Services industry. AGM has a bad profitability rating. Also its financial health evaluation is rather negative. AGM has a correct valuation and a medium growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
AGM had positive earnings in the past year.
In the past year AGM had a positive cash flow from operations.
Each year in the past 5 years AGM has been profitable.
AGM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGM has a Return On Assets of 0.58%. This is in the lower half of the industry: AGM underperforms 63.27% of its industry peers.
AGM has a Return On Equity of 11.42%. This is in the better half of the industry: AGM outperforms 61.22% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.91%, AGM is doing worse than 63.27% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for AGM is significantly below the industry average of 8.20%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM's Profit Margin of 12.11% is in line compared to the rest of the industry. AGM outperforms 55.10% of its industry peers.
In the last couple of years the Profit Margin of AGM has declined.
AGM has a Operating Margin of 16.52%. This is comparable to the rest of the industry: AGM outperforms 56.12% of its industry peers.
In the last couple of years the Operating Margin of AGM has declined.
The Gross Margin of AGM (25.00%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of AGM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
AGM has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, AGM has more shares outstanding
The number of shares outstanding for AGM has been reduced compared to 5 years ago.
The debt/assets ratio for AGM has been reduced compared to a year ago.
2.2 Solvency
AGM has an Altman-Z score of -0.18. This is a bad value and indicates that AGM is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.18, AGM is not doing good in the industry: 67.35% of the companies in the same industry are doing better.
AGM has a debt to FCF ratio of 90.90. This is a negative value and a sign of low solvency as AGM would need 90.90 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 90.90, AGM is doing worse than 64.29% of the companies in the same industry.
A Debt/Equity ratio of 12.53 is on the high side and indicates that AGM has dependencies on debt financing.
AGM has a Debt to Equity ratio of 12.53. This is amonst the worse of the industry: AGM underperforms 87.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.29
WACC3.1%
2.3 Liquidity
AGM has a Current Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
AGM has a Current ratio of 0.13. This is in the lower half of the industry: AGM underperforms 78.57% of its industry peers.
AGM has a Quick Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
AGM has a worse Quick ratio (0.13) than 78.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
AGM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.66%.
The Earnings Per Share has been growing by 12.47% on average over the past years. This is quite good.
The Revenue has been growing slightly by 2.15% in the past year.
The Revenue has been growing by 19.96% on average over the past years. This is quite good.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
Based on estimates for the next years, AGM will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.64% on average per year.
Based on estimates for the next years, AGM will show a quite strong growth in Revenue. The Revenue will grow by 9.80% on average per year.
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.85, the valuation of AGM can be described as reasonable.
AGM's Price/Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 62.24% of the companies in the same industry.
AGM is valuated cheaply when we compare the Price/Earnings ratio to 25.65, which is the current average of the S&P500 Index.
AGM is valuated reasonably with a Price/Forward Earnings ratio of 8.49.
AGM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 62.24% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 34.45. AGM is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.85 | ||
| Fwd PE | 8.49 |
4.2 Price Multiples
AGM's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AGM is cheaper than 91.84% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.32 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.76
PEG (5Y)0.79
EPS Next 2Y12.21%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
AGM has a Yearly Dividend Yield of 3.66%. Purely for dividend investing, there may be better candidates out there.
The stock price of AGM dropped by -20.12% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
AGM's Dividend Yield is a higher than the industry average which is at 5.20.
AGM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.66% |
5.2 History
The dividend of AGM is nicely growing with an annual growth rate of 14.69%!
AGM has been paying a dividend for at least 10 years, so it has a reliable track record.
AGM has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
44.71% of the earnings are spent on dividend by AGM. This is a bit on the high side, but may be sustainable.
The dividend of AGM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
167.4
+2.7 (+1.64%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.29%
Inst Owner Change3.83%
Ins Owners1.08%
Ins Owner Change-3.14%
Market Cap1.83B
Revenue(TTM)1.59B
Net Income(TTM)192.70M
Analysts76.67
Price Target231.2 (38.11%)
Short Float %2.69%
Short Ratio3.12
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.66% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)0.3%
PT rev (3m)0.3%
EPS NQ rev (1m)-0.37%
EPS NQ rev (3m)-1.31%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.66%
Revenue NQ rev (1m)1.95%
Revenue NQ rev (3m)2.04%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.85 | ||
| Fwd PE | 8.49 | ||
| P/S | 1.15 | ||
| P/FCF | 5.32 | ||
| P/OCF | 5.32 | ||
| P/B | 1.08 | ||
| P/tB | 1.08 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY10.16%
EPS(NY)19.72
Fwd EY11.78%
FCF(TTM)31.49
FCFY18.81%
OCF(TTM)31.49
OCFY18.81%
SpS145.61
BVpS154.35
TBVpS154.35
PEG (NY)0.76
PEG (5Y)0.79
Graham Number242.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.18 |
F-Score6
WACC3.1%
ROIC/WACC0.29
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
Can you provide the valuation status for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
How profitable is FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What is the valuation of FEDERAL AGRIC MTG CORP-CL C based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 9.85 and the Price/Book (PB) ratio is 1.08.
What is the earnings growth outlook for FEDERAL AGRIC MTG CORP-CL C?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 12.95% in the next year.