FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA - NYSE:AGM - US3131483063 - Common Stock
163.92 USD
+1.73 (+1.07%)
164 USD
+0.08 (+0.05%)
AGM gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 98 industry peers in the Financial Services industry. Both the profitability and financial health of AGM have multiple concerns. AGM is not valued too expensively and it also shows a decent growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
AGM had positive earnings in the past year.
AGM had a positive operating cash flow in the past year.
Each year in the past 5 years AGM has been profitable.
AGM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGM has a Return On Assets of 0.56%. This is in the lower half of the industry: AGM underperforms 62.24% of its industry peers.
AGM has a Return On Equity of 12.06%. This is in the better half of the industry: AGM outperforms 61.22% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.92%, AGM is doing worse than 61.22% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for AGM is significantly below the industry average of 7.85%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROIC | 0.92% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM has a Profit Margin (11.76%) which is in line with its industry peers.
AGM's Profit Margin has declined in the last couple of years.
AGM's Operating Margin of 16.38% is in line compared to the rest of the industry. AGM outperforms 58.16% of its industry peers.
AGM's Operating Margin has declined in the last couple of years.
AGM has a Gross Margin (24.32%) which is comparable to the rest of the industry.
AGM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM is destroying value.
Compared to 1 year ago, AGM has more shares outstanding
Compared to 5 years ago, AGM has less shares outstanding
Compared to 1 year ago, AGM has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.18, we must say that AGM is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.18, AGM is doing worse than 67.35% of the companies in the same industry.
The Debt to FCF ratio of AGM is 137.43, which is on the high side as it means it would take AGM, 137.43 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of AGM (137.43) is worse than 61.22% of its industry peers.
AGM has a Debt/Equity ratio of 13.42. This is a high value indicating a heavy dependency on external financing.
AGM has a Debt to Equity ratio of 13.42. This is amonst the worse of the industry: AGM underperforms 88.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.3
WACC3.09%
2.3 Liquidity
A Current Ratio of 0.14 indicates that AGM may have some problems paying its short term obligations.
AGM has a worse Current ratio (0.14) than 78.57% of its industry peers.
AGM has a Quick Ratio of 0.14. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
AGM's Quick ratio of 0.14 is on the low side compared to the rest of the industry. AGM is outperformed by 78.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 7.66% over the past year.
AGM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
The Revenue has grown by 15.09% in the past year. This is quite good.
Measured over the past years, AGM shows a quite strong growth in Revenue. The Revenue has been growing by 19.96% on average per year.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)15.09%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
AGM is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.64% yearly.
Based on estimates for the next years, AGM will show a quite strong growth in Revenue. The Revenue will grow by 9.80% on average per year.
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.64 indicates a reasonable valuation of AGM.
Compared to the rest of the industry, the Price/Earnings ratio of AGM indicates a somewhat cheap valuation: AGM is cheaper than 62.24% of the companies listed in the same industry.
AGM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.83.
Based on the Price/Forward Earnings ratio of 8.31, the valuation of AGM can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGM indicates a somewhat cheap valuation: AGM is cheaper than 62.24% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of AGM to the average of the S&P500 Index (32.68), we can say AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.64 | ||
| Fwd PE | 8.31 |
4.2 Price Multiples
76.53% of the companies in the same industry are more expensive than AGM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.94 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.74
PEG (5Y)0.77
EPS Next 2Y12.21%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.69%, AGM is a good candidate for dividend investing.
AGM's Dividend Yield is rather good when compared to the industry average which is at 4.99. AGM pays more dividend than 87.76% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.37, AGM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.69% |
5.2 History
On average, the dividend of AGM grows each year by 14.69%, which is quite nice.
AGM has been paying a dividend for at least 10 years, so it has a reliable track record.
AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM pays out 46.23% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of AGM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP46.23%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
163.92
+1.73 (+1.07%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.29%
Inst Owner Change-2.59%
Ins Owners1.08%
Ins Owner Change-3.23%
Market Cap1.79B
Revenue(TTM)1.60B
Net Income(TTM)186.31M
Analysts76.67
Price Target230.52 (40.63%)
Short Float %2.94%
Short Ratio3.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.69% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP46.23%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.94%
Min EPS beat(2)-0.3%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-1.31%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.27%
EPS beat(12)7
Avg EPS beat(12)2.91%
EPS beat(16)8
Avg EPS beat(16)1.48%
Revenue beat(2)1
Avg Revenue beat(2)1.24%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)5.24%
Revenue beat(4)2
Avg Revenue beat(4)0.92%
Min Revenue beat(4)-2.79%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)0.39%
Revenue beat(12)7
Avg Revenue beat(12)41.04%
Revenue beat(16)11
Avg Revenue beat(16)51.9%
PT rev (1m)0%
PT rev (3m)1.8%
EPS NQ rev (1m)-1.54%
EPS NQ rev (3m)0.22%
EPS NY rev (1m)-0.66%
EPS NY rev (3m)0.55%
Revenue NQ rev (1m)0.09%
Revenue NQ rev (3m)2.96%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)2.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.64 | ||
| Fwd PE | 8.31 | ||
| P/S | 1.13 | ||
| P/FCF | 7.94 | ||
| P/OCF | 7.94 | ||
| P/B | 1.16 | ||
| P/tB | 1.16 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY10.37%
EPS(NY)19.72
Fwd EY12.03%
FCF(TTM)20.64
FCFY12.59%
OCF(TTM)20.64
OCFY12.59%
SpS144.92
BVpS141.29
TBVpS141.29
PEG (NY)0.74
PEG (5Y)0.77
Graham Number232.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.97% | ||
| ROICexgc | 0.97% | ||
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% | ||
| FCFM | 14.24% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 121.07% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.18 |
F-Score6
WACC3.09%
ROIC/WACC0.3
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)15.09%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.28%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-51.27%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
Can you provide the valuation status for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
How profitable is FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What is the valuation of FEDERAL AGRIC MTG CORP-CL C based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 9.64 and the Price/Book (PB) ratio is 1.16.
What is the earnings growth outlook for FEDERAL AGRIC MTG CORP-CL C?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 12.95% in the next year.